CFFN - Capitol Federal Financial Inc Stock Price, Fair Value and News

4.82USD+0.01 (+0.21%)Delayed as of 29 Apr 2024, 02:02 pm ET

Market Summary

USD4.82+0.01

Delayedas of 29 Apr 2024, 02:02 pm

0.21%

CFFN Stock Price

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CFFN RSI Chart

CFFN Valuation

Market Cap

643.3M

Price/Earnings (Trailing)

-5.58

Price/Sales (Trailing)

1.79

EV/EBITDA

-33.65

Price/Free Cashflow

30.42

CFFN Price/Sales (Trailing)

CFFN Profitability

EBT Margin

-43.49%

Return on Equity

-11.15%

Return on Assets

-1.2%

Free Cashflow Yield

3.29%

CFFN Fundamentals

CFFN Revenue

Revenue (TTM)

360.1M

Rev. Growth (Yr)

0.39%

Rev. Growth (Qtr)

3.89%

CFFN Earnings

Earnings (TTM)

-115.4M

Earnings Growth (Yr)

-84.34%

Earnings Growth (Qtr)

101.81%

Breaking Down CFFN Revenue

52 Week Range

4.90

(Low)(High)

Last 7 days

-8.7%

Last 30 days

-18.3%

Last 90 days

-25.2%

How does CFFN drawdown profile look like?

CFFN Financial Health

CFFN Investor Care

Dividend Yield

7.07%

Dividend/Share (TTM)

0.34

Buy Backs (1Y)

1.77%

Diluted EPS (TTM)

-0.86

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	333.7M	355.0M	359.8M	360.1M
2022	252.3M	259.9M	279.5M	308.4M
2021	278.5M	266.0M	258.2M	252.4M
2020	324.5M	316.7M	305.0M	293.1M
2019	323.9M	324.0M	330.0M	327.6M
2018	322.6M	325.2M	321.9M	323.7M
2017	304.1M	308.2M	313.2M	318.5M
2016	298.6M	299.9M	301.1M	302.1M
2015	294.9M	297.2M	297.4M	296.8M
2014	290.0M	288.2M	290.2M	292.9M
2013	312.6M	305.6M	298.6M	293.1M
2012	342.8M	335.3M	328.1M	320.9M
2011	353.6M	350.2M	346.9M	344.4M
2010	393.4M	383.7M	374.1M	362.4M
2009	0	0	412.8M	403.1M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Capitol Federal Financial Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 04, 2024	huey morris j ii	bought	22,320	5.58	4,000	-
Mar 01, 2024	jackson rick c	bought	56,799	5.6799	10,000	executive vice president
Feb 28, 2024	huey morris j ii	bought	28,499	5.6999	5,000	-
Feb 21, 2024	jackson rick c	bought	17,521	5.85996	2,990	executive vice president
Jan 26, 2024	barry anthony s.	bought	2,565	6.43	399	executive vice president
Dec 31, 2023	barry anthony s.	back to issuer	-10,881	6.45	-1,687	executive vice president
Dec 31, 2023	dicus john b	back to issuer	-45,749	6.45	-7,093	chairman, president and ceo
Dec 31, 2023	townsend kent g	back to issuer	-17,118	6.45	-2,654	executive vice president
Dec 31, 2023	van houweling tara	acquired	7,687	12.5	615	principal accounting officer
Dec 31, 2023	barry anthony s.	acquired	21,087	12.5	1,687	executive vice president

Which funds bought or sold CFFN recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	NEW YORK STATE TEACHERS RETIREMENT SYSTEM	unchanged	-	-14,000	175,000	-%
Apr 25, 2024	SIMPLEX TRADING, LLC	added	66.4	17,000	49,000	-%
Apr 25, 2024	Zurcher Kantonalbank (Zurich Cantonalbank)	unchanged	-	-9,101	110,695	-%
Apr 25, 2024	Allworth Financial LP	unchanged	-	-44.00	537	-%
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-0.75	-824,065	9,113,460	-%
Apr 24, 2024	Cambridge Investment Research Advisors, Inc.	added	4.85	-32,000	989,000	-%
Apr 24, 2024	Assenagon Asset Management S.A.	added	28.1	388,303	2,502,730	0.01%
Apr 24, 2024	CENTRAL TRUST Co	reduced	-61.92	-4,963	2,694	-%
Apr 24, 2024	COUNTRY CLUB BANK /GFN	unchanged	-	-12,219	115,594	0.01%
Apr 23, 2024	Gradient Investments LLC	unchanged	-	-713	8,672	-%

Are Funds Buying or Selling CFFN?

Are funds buying CFFN calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CFFN

No. of Funds

Unveiling Capitol Federal Financial Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	t. rowe price investment management, inc.	6.9%	9,302,874	SC 13G
Feb 13, 2024	vanguard group inc	11.20%	15,123,920	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	4.6%	6,220,952	SC 13G/A
Feb 07, 2024	capitol federal financial, inc.	5.27%	7,054,825	SC 13G/A
Jan 22, 2024	blackrock inc.	14.7%	19,861,165	SC 13G/A
Jan 09, 2024	american century investment management inc	4.78%	6,451,115	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	5.2%	7,089,117	SC 13G
Feb 16, 2021	price t rowe associates inc /md/	10.4%	14,562,200	SC 13G/A
Feb 12, 2021	dimensional fund advisors lp	5.3%	7,303,208	SC 13G/A
Feb 11, 2021	principal financial group inc	5.38%	7,467,630	SC 13G/A

Recent SEC filings of Capitol Federal Financial Inc

View All Filings

Date Filed	Form Type	Document
Apr 24, 2024	8-K	Current Report
Mar 05, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading
Feb 28, 2024	4	Insider Trading
Feb 21, 2024	4	Insider Trading
Feb 14, 2024	SC 13G	Major Ownership Report
Feb 13, 2024	SC 13G/A	Major Ownership Report
Feb 09, 2024	SC 13G/A	Major Ownership Report
Feb 07, 2024	SC 13G/A	Major Ownership Report
Feb 07, 2024	10-Q	Quarterly Report

Peers (Alternatives to Capitol Federal Financial Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	557.3B	171.1B	-3.02%	41.18%	11.25	3.26	60.72%	31.52%
BAC	297.7B	130.3B	-	30.88%	11.23	2.29	79.51%	-3.68%
WFC	214.3B	85.7B	3.98%	51.03%	11.19	2.5	41.49%	39.96%
C	119.7B	133.3B	-0.18%	34.65%	12.97	0.9	79.09%	-
CFG	16.1B	10.2B	-1.93%	16.75%	10.02	1.58	44.53%	-22.43%
KEY	13.7B	7.9B	-6.07%	34.16%	14.19	1.73	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-4.02%	25.94%	9.92	1.62	34.68%	-45.96%
ZION	6.2B	3.9B	-3.20%	57.15%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	-0.60%	41.74%	12.28	2.58	43.24%	-22.35%
ASB	3.3B	2.0B	1.46%	20.10%	17.81	1.66	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.7M	164.9M	-6.54%	37.44%	34.26	2.43	42.66%	-70.76%
AROW	380.1M	162.6M	-8.08%	4.96%	12.64	2.34	25.39%	-38.37%
ACNB	290.5M	96.6M	-10.60%	4.96%	9.17	3.01	11.02%	-11.37%
ASRV	43.0M	60.9M	-2.95%	-12.04%	-12.86	0.71	24.06%	-144.92%

Capitol Federal Financial Inc News

Latest updates

Capitol Federal Financial Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	3.9%	92.00	88.00	91.00	90.00	91.00	83.00	69.00	64.00	62.00	64.00	62.00	64.00	68.00	72.00	74.00	79.00	80.00	83.00	82.00	82.00	82.00
EBITDA Margin	-167.0%	-0.03*	0.04*	0.69*	0.83*	0.95*	1.07*	1.13*	1.12*	1.10*	1.05*	1.02*	0.99*	-	-	-	-	-	-	-	-	-
Interest Expenses	28.8%	40.00	31.00	35.00	42.00	46.00	50.00	50.00	47.00	46.00	46.00	43.00	43.00	44.00	46.00	46.00	49.00	49.00	50.00	52.00	53.00	52.00
Income Taxes	99.0%	-0.47	-45.74	2.00	3.00	4.00	5.00	6.00	6.00	6.00	5.00	5.00	5.00	4.00	5.00	5.00	1.00	5.00	7.00	6.00	7.00	7.00
Earnings Before Taxes	101.1%	2.00	-186	10.00	18.00	20.00	25.00	27.00	28.00	28.00	24.00	23.00	26.00	23.00	23.00	25.00	5.00	27.00	29.00	29.00	31.00	31.00
EBT Margin	-12.6%	-0.43*	-0.39*	0.20*	0.27*	0.32*	0.38*	0.41*	0.41*	0.40*	0.37*	0.36*	0.35*	-	-	-	-	-	-	-	-	-
Net Income	101.8%	3.00	-140	8.00	14.00	16.00	19.00	21.00	22.00	22.00	19.00	18.00	20.00	19.00	18.00	19.00	4.00	23.00	22.00	23.00	25.00	24.00
Net Income Margin	-13.4%	-0.32*	-0.28*	0.16*	0.21*	0.25*	0.30*	0.32*	0.32*	0.31*	0.29*	0.28*	0.28*	-	-	-	-	-	-	-	-	-
Free Cashflow	-156.9%	-6.59	12.00	7.00	9.00	14.00	33.00	25.00	15.00	19.00	22.00	16.00	10.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-5.9%	9,576	10,177	10,294	10,086	9,930	9,625	9,476	9,531	9,609	9,631	9,650	9,698	9,607	9,487	9,559	9,371	9,237	9,340	9,286	9,535	9,304
Cash Equivalents	30.4%	320	246	329	60.00	50.00	49.00	55.00	172	159	70.00	126	171	217	240	454	175	97.00	254	70.00	231	84.00
Net PPE	-0.1%	91.00	92.00	92.00	92.00	94.00	95.00	96.00	97.00	98.00	99.00	100	99.00	101	102	99.00	99.00	98.00	97.00	96.00	96.00	96.00
Liabilities	-6.5%	8,542	9,133	9,233	9,014	8,875	8,528	8,344	8,357	8,392	8,389	8,412	8,419	8,330	8,202	8,258	8,083	7,930	8,004	7,959	8,179	7,958
Shareholder's Equity	-1.0%	1,034	1,044	1,061	1,072	1,055	1,096	1,132	1,175	1,217	1,242	1,238	1,279	1,277	1,285	1,301	1,288	1,307	1,336	1,327	1,356	1,346
Retained Earnings	-8.4%	-113	-104	47.00	50.00	47.00	80.00	72.00	90.00	80.00	99.00	92.00	139	131	143	138	131	138	174	164	187	174
Additional Paid-In Capital	-1.0%	1,155	1,167	1,168	1,168	1,168	1,190	1,190	1,190	1,190	1,190	1,189	1,189	1,189	1,190	1,212	1,211	1,211	1,210	1,210	1,209	1,208
Shares Outstanding	-1.5%	134	136	136	136	135	139	136	136	136	139	136	135	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	897	-	-	-	1,450	-	-	-	1,750	-	-	-	1,610	-	-	-	1,820	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-139.6%	-5,334	13,468	9,329	10,133	14,601	33,907	26,902	16,223	20,269	23,090	19,323	12,851	19,203	23,791	30,761	11,566	26,810	25,421	23,388	17,836	14,302
Share Based Compensation	-2.2%	87.00	89.00	75.00	74.00	89.00	125	126	124	123	117	127	134	118	120	132	152	166	200	167	90.00	95.00
Cashflow From Investing	1502.7%	678,494	42,335	52,820	-133,149	-291,109	-178,863	-96,677	14,701	93,263	-52,276	28,043	-162,425	-140,010	-154,123	108,644	-65,032	-40,779	142,820	89,426	-80,592	81,605
Cashflow From Financing	-328.6%	-598,408	-139,607	207,053	133,537	277,000	139,361	-47,885	-17,020	-25,279	-27,017	-92,323	104,184	97,941	-84,179	140,150	130,867	-142,468	15,338	-274,164	210,374	-151,109
Dividend Payments	-0.1%	11,308	11,323	11,321	11,319	49,209	11,534	38,677	11,535	41,385	11,518	65,726	11,518	29,128	11,732	11,734	11,733	58,663	11,713	46,154	11,700	65,362
Buy Backs	846.7%	11,900	1,257	-	-	22,196	-	-	-	-	-1.00	1.00	3,038	1,530	20,767	-	-	-	-	-	-	-

CFFN Income Statement

2023-12-31

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended
Consolidated Statements Of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
INTEREST AND DIVIDEND INCOME:
Loans receivable	$ 75,941	$ 64,819
Mortgage-backed securities ("MBS")	5,859	4,811
Cash and cash equivalents	4,778	16,671
FHLB stock	2,586	4,158
Investment securities	2,528	881
Total interest and dividend income	91,692	91,340
INTEREST EXPENSE:
Borrowings	32,443	11,904
Deposits	19,656	33,608
Total interest expense	52,099	45,512
NET INTEREST INCOME	39,593	45,828
Provision for credit losses	123	3,660
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	39,470	42,168
NON-INTEREST INCOME:
Net loss from securities transactions	(13,345)	0
Other non-interest income	1,013	1,096
Total non-interest income	(8,894)	5,352
NON-INTEREST EXPENSE:
Salaries and employee benefits	12,992	13,698
Information technology and related expense	5,369	5,070
Occupancy, net	3,372	3,474
Federal insurance premium	1,860	812
Regulatory and outside services	1,643	1,533
Advertising and promotional	988	833
Deposit and loan transaction costs	542	611
Office supplies and related expense	361	633
Other non-interest expense	1,381	1,109
Total non-interest expense	28,508	27,773
INCOME BEFORE INCOME TAX (BENEFIT) EXPENSE	2,068	19,747
INCOME TAX (BENEFIT) EXPENSE	(475)	3,507
NET INCOME	$ 2,543	$ 16,240
Basic earnings per share ("EPS")	$ 0.02	$ 0.12
Diluted EPS	$ 0.02	$ 0.12
Basic weighted average common shares	132,353,313	134,640,932
Diluted weighted average common shares	132,353,313	134,640,932
Deposit service fees [Member]
NON-INTEREST INCOME:
Revenue from contracts with customers	$ 2,575	$ 3,461
Insurance commissions [Member]
NON-INTEREST INCOME:
Revenue from contracts with customers	$ 863	$ 795

CFFN Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Sep. 30, 2023
ASSETS:
Cash and cash equivalents (includes interest-earning deposits of $287,748 and $213,830)	$ 320,357	$ 245,605
Available-for-sale ("AFS") securities, at estimated fair value (amortized cost of $721,612 and $1,385,992)	740,462	1,384,482
Loans receivable, net (allowance for credit losses ("ACL") of $24,178 and $23,759)	7,947,510	7,970,949
Federal Home Loan Bank Topeka ("FHLB") stock, at cost	110,166	110,714
Premises and equipment, net	91,475	91,531
Income taxes receivable, net	3,939	8,531
Deferred income tax assets, net	34,076	29,605
Other assets	328,079	336,044
TOTAL ASSETS	9,576,064	10,177,461
LIABILITIES:
Deposits	6,021,595	6,051,220
Borrowings	2,373,064	2,879,125
Advances by borrowers	24,839	62,993
Other liabilities	122,445	140,069
Total liabilities	8,541,943	9,133,407
STOCKHOLDERS' EQUITY:
Preferred stock, $.01 par value; 100,000,000 shares authorized, no shares issued or outstanding	0	0
Common stock, $.01 par value; 1,400,000,000 shares authorized, 133,908,375 and 135,936,375 shares issued and outstanding as of December 31, 2023 and September 30, 2023, respectively	1,339	1,359
Additional paid-in capital	1,154,655	1,166,643
Unearned compensation, Employee Stock Ownership Plan ("ESOP")	(27,671)	(28,083)
Retained earnings	(113,357)	(104,565)
Accumulated other comprehensive income ("AOCI"), net of tax	19,155	8,700
Total stockholders' equity	1,034,121	1,044,054
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 9,576,064	$ 10,177,461

About Capitol Federal Financial Inc

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company accepts a range of deposit products, including savings accounts, money market deposit accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity, loans and lines of credit, home improvement loans, vehicle loans, and loans secured by saving deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services; operates a call center; and invests in various securities. The company serves the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina, Kansas, and a portion of the metropolitan area of greater Kansas City. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

CEO	Mr. John B. Dicus
WEBSITE	https://capfed.com
INDUSTRY	Banks Diversified
EMPLOYEES	642

Capitol Federal Financial Inc Frequently Asked Questions

What is the ticker symbol for Capitol Federal Financial Inc? What does CFFN stand for in stocks?

CFFN is the stock ticker symbol of Capitol Federal Financial Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Capitol Federal Financial Inc (CFFN)?

As of Fri Apr 26 2024, market cap of Capitol Federal Financial Inc is 643.26 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CFFN stock?

You can check CFFN's fair value in chart for subscribers.

What is the fair value of CFFN stock?

You can check CFFN's fair value in chart for subscribers. The fair value of Capitol Federal Financial Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Capitol Federal Financial Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CFFN so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Capitol Federal Financial Inc a good stock to buy?

The fair value guage provides a quick view whether CFFN is over valued or under valued. Whether Capitol Federal Financial Inc is cheap or expensive depends on the assumptions which impact Capitol Federal Financial Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CFFN.

What is Capitol Federal Financial Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, CFFN's PE ratio (Price to Earnings) is -5.58 and Price to Sales (PS) ratio is 1.79. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CFFN PE ratio will change depending on the future growth rate expectations of investors.