Stock Ideas
New
Stocks
Funds
Screener
Sectors
Watchlists
CIA

CIA - Citizens Inc-TX Stock Price, Fair Value and News

2.82USD-0.09 (-3.09%)Market Closed

Market Summary

CIA
USD2.82-0.09
Market Closed
-3.09%

CIA Stock Price

View Fullscreen

CIA RSI Chart

CIA Valuation

Market Cap

140.0M

Price/Earnings (Trailing)

5.81

Price/Sales (Trailing)

0.58

EV/EBITDA

4.68

Price/Free Cashflow

6.65

CIA Price/Sales (Trailing)

CIA Profitability

EBT Margin

10.06%

Return on Equity

12.35%

Return on Assets

1.45%

Free Cashflow Yield

15.05%

CIA Fundamentals

CIA Revenue

Revenue (TTM)

242.5M

Rev. Growth (Yr)

3.22%

Rev. Growth (Qtr)

-13.67%

CIA Earnings

Earnings (TTM)

24.1M

Earnings Growth (Yr)

-6.77%

Earnings Growth (Qtr)

-57.71%

Breaking Down CIA Revenue

Last 7 days

-5.4%

Last 30 days

12.4%

Last 90 days

29.4%

Trailing 12 Months

22.6%

How does CIA drawdown profile look like?

CIA Financial Health

CIA Investor Care

Buy Backs (1Y)

0.91%

Diluted EPS (TTM)

0.47

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2024242.5M000
2023233.1M237.9M241.1M240.7M
2022250.4M240.6M235.2M232.5M
2021238.6M243.8M245.6M250.5M
2020243.9M245.3M243.7M238.9M
2019249.0M246.0M246.3M250.5M
2018250.5M249.5M246.3M244.0M
2017250.5M250.1M252.7M252.6M
2016234.9M236.1M239.7M245.4M
2015233.1M236.6M237.5M236.3M
2014217.1M220.0M223.6M230.2M
2013205.4M209.4M210.8M213.6M
2012196.0M197.3M201.1M202.8M
2011191.6M193.7M196.6M194.2M
20100189.4M189.9M190.3M
2009000189.0M

Tracking the Latest Insider Buys and Sells of Citizens Inc-TX

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Jun 06, 2024
davis cynthia h
acquired
-
-
18,182
-
Jun 06, 2024
taylor mary
acquired
-
-
18,182
-
Jun 06, 2024
davis jerry
acquired
-
-
18,182
-
Jun 06, 2024
morgan james keith
acquired
-
-
18,182
-
Jun 06, 2024
claus christopher w
acquired
-
-
18,182
-
Jun 06, 2024
keating frank a
acquired
-
-
18,182
-
Jun 06, 2024
maness terry sam
acquired
-
-
18,182
-
May 31, 2024
davis jerry
acquired
1,979
2.99
662
-
May 31, 2024
taylor mary
acquired
494
2.99
165
-
May 31, 2024
keating frank a
acquired
989
2.99
331
-

1–10 of 50

Which funds bought or sold CIA recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
May 20, 2024
Virtu Financial LLC
new
-
22,000
22,000
-%
May 16, 2024
JANE STREET GROUP, LLC
added
216
247,250
409,817
-%
May 15, 2024
BOOTHBAY FUND MANAGEMENT, LLC
sold off
-100
-62,733
-
-%
May 15, 2024
STATE STREET CORP
reduced
-5.54
-112,212
339,267
-%
May 15, 2024
MORGAN STANLEY
reduced
-41.68
-84,415
73,053
-%
May 15, 2024
PRICE T ROWE ASSOCIATES INC /MD/
unchanged
-
-19,000
75,000
-%
May 15, 2024
BANK OF AMERICA CORP /DE/
sold off
-100
-121,682
-
-%
May 15, 2024
PUBLIC EMPLOYEES RETIREMENT ASSOCIATION OF COLORADO
unchanged
-
-9,000
32,000
-%
May 15, 2024
BARCLAYS PLC
reduced
-3.25
-27,000
90,000
-%
May 15, 2024
Schonfeld Strategic Advisors LLC
sold off
-100
-30,123
-
-%

1–10 of 47

Are Funds Buying or Selling CIA?

Are funds buying CIA calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own CIA
No. of Funds

Unveiling Citizens Inc-TX's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Jul 08, 2022
blackrock inc.
1.7%
862,312
SC 13G
Feb 01, 2022
blackrock inc.
7.0%
3,462,158
SC 13G/A
Jan 29, 2021
blackrock inc.
7.0%
3,692,370
SC 13G/A
Feb 05, 2020
blackrock inc.
6.9%
3,612,244
SC 13G/A

Recent SEC filings of Citizens Inc-TX

View All Filings
Date Filed Form Type Document
Jun 07, 2024
4
Insider Trading
Jun 07, 2024
4
Insider Trading
Jun 07, 2024
4
Insider Trading
Jun 07, 2024
4
Insider Trading
Jun 07, 2024
4
Insider Trading
Jun 07, 2024
4
Insider Trading
Jun 07, 2024
4
Insider Trading
Jun 04, 2024
4
Insider Trading
May 07, 2024
10-Q
Quarterly Report
May 07, 2024
8-K
Current Report

Citizens Inc-TX News

Latest updates
Yahoo Finance12 Jun 202401:20 pm
Yahoo Finance18 months ago

Citizens Inc-TX Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue-13.7%57,71266,84959,39058,52755,91467,25756,17653,73455,35769,92161,58463,55855,48364,96859,82558,34155,72269,80661,46756,86662,406
EBITDA Margin-7.3%0.10*0.11*0.12*0.12*0.12*0.12*0.20*0.16*0.17*0.13*0.00*-0.02*-0.05*-0.05*-0.02*0.03*0.01*0.03*0.00*0.02*0.01*
Income Taxes119.5%383-1,9671,943-82.001,843-2,2481,4151,474729-44,95072.00578825-3,887-2561,4651,349-23.0086.001,2425,810
Earnings Before Taxes-43.9%4,9258,7744,6416,0446,71511,4114,8223,9667,17830,380-2,7275,600-2,748-2,349-8,171438-2,2354,9282,132-3,3232,008
EBT Margin-7.5%0.10*0.11*0.12*0.12*0.12*0.12*0.20*0.16*0.16*0.12*-0.01*-0.03*-0.05*-0.05*-0.02*0.02*0.01*0.02*0.00*0.01*0.01*
Net Income-57.7%4,54210,7412,6986,1264,87213,6593,4072,4926,44938,137-2,7995,022-3,5731,538-7,915-1,027-3,5844,9512,046-4,565-3,802
Net Income Margin-2.1%0.10*0.10*0.11*0.12*0.10*0.11*0.21*0.18*0.19*0.15*0.00*-0.02*-0.05*-0.05*-0.03*0.01*0.00*-0.01*-0.03*-0.07*-0.06*
Free Cashflow4.1%6,7306,4623,0384,8337,28117,13317,39110,19012,10616,52514,7186,4111,79414,7215,37814,42614,08821,30819,38613,35217,666
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets-0.2%1,6661,6691,5651,6241,6381,5911,5411,6191,7331,8551,8311,8141,7821,8431,8441,8131,7131,7451,7381,7021,666
    Cash Equivalents-13.9%23.0027.0017.0021.0019.0023.0021.0022.0021.0027.0030.0030.0019.0034.0042.0052.0035.0046.0047.0035.0034.00
  Net PPE-3.4%11.0012.0012.0012.0013.0013.0013.0014.0014.0014.0015.0015.0016.0016.0016.0017.005.006.007.007.007.00
  Goodwill-------------------13.0013.0013.00
Liabilities-1.8%1,4701,4971,4121,4771,4841,4631,5551,5431,5361,5341,5661,5451,5411,5421,5481,5231,4981,4851,4771,4661,454
Shareholder's Equity13.4%195172153147154128111123125100265269241301297290216260261236212
  Retained Earnings10.8%47.0042.0031.0027.0021.0016.00-55.58-50.45-46.90-45.56-83.70-80.90-85.92-82.35-83.89-75.97-74.95-70.97-75.92-77.97-73.40
Float----116---205---294---294---358-
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations2.7%6,7886,6123,2464,8447,35417,15717,41610,20712,14016,68514,7927,1691,80914,8185,46414,45914,09321,31019,50713,48317,923
  Share Based Compensation-------138-47.0093.00-100205-14.00-766439-53.00-3431271,083
Cashflow From Investing-338.1%-9,4663,975-6,560-885-11,026-14,605-18,223-8,065-19,849-21,670-15,1963,159-7,370-22,582-16,4113,346-26,165-21,201-6,773-12,561-28,810
Cashflow From Financing-187.2%-1,077-375-815-1,969-377-586-593-1,0331,7132,192366304-9,077-366833-374811-1,051-155-447-512
  Buy Backs-100.0%-200---5228831,300----9,090--------
Get Full Access to Grufity – and Unlimited Downloads
Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.
Try For Just $1.99

CIA Income Statement

2024-03-31
Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Premiums:  
Life insurance$ 38,261$ 36,934
Accident and health insurance414358
Property insurance(2)957
Net investment income17,48717,074
Investment related gains (losses), net963(288)
Other income589879
Total revenues57,71255,914
Insurance benefits paid or provided:  
Claims and surrenders33,11330,299
Increase (decrease) in future policy benefit reserves451(978)
Policyholder liability remeasurement (gain) loss319880
Policyholders' dividends1,2371,108
Total insurance benefits paid or provided35,12031,309
Commissions10,4509,013
Other general expenses11,33811,260
Capitalization of deferred policy acquisition costs(8,331)(6,358)
Amortization of deferred policy acquisition costs4,0383,814
Amortization of cost of insurance acquired172161
Total benefits and expenses52,78749,199
Net income (loss) before taxes4,9256,715
Federal income tax expense (benefit)3831,843
Net income (loss)4,5424,872
Unrealized gains (losses) on available-for-sale debt securities:  
Unrealized holding gains (losses) arising during period(13,416)43,436
Reclassification adjustment for losses (gains) included in net income44838
Unrealized gains (losses) on fixed maturity securities, net(12,968)43,474
Change in current discount rate for liability for future policy benefits33,995(20,480)
Income tax expense (benefit) on other comprehensive income items2,6421,415
Other comprehensive income (loss)18,38521,579
Comprehensive income (loss)$ 22,927$ 26,451
Common Stock Class A [Member]  
Insurance benefits paid or provided:  
Earnings Per Share, Basic$ 0.09$ 0.10
Earnings Per Share, Diluted$ 0.09$ 0.10

CIA Balance Sheet

2024-03-31
Consolidated Statements of Financial Position (Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Investments:  
Fixed maturity securities available-for-sale, at fair value (amortized cost: $1,397,074 and $1,389,038 in 2024 and 2023, respectively)$ 1,234,048$ 1,238,981
Equity securities, at fair value5,4195,282
Policy loans75,27475,359
Other long-term investments (portion measured at fair value $84,853 and $82,460 in 2024 and 2023, respectively)85,11882,725
Total investments1,399,8591,402,347
Cash and cash equivalents23,24226,997
Accrued investment income17,29017,360
Reinsurance recoverable4,2083,991
Deferred policy acquisition costs180,061175,768
Cost of insurance acquired9,87110,043
Current federal income tax receivable1921,546
Property and equipment, net11,40811,809
Due premiums9,88011,264
Other assets (less allowance for losses of $431 and $408 in 2024 and 2023, respectively)9,6527,803
Total assets1,665,6631,668,928
Future policy benefits reserves:  
Life insurance1,195,4301,229,253
Accident & health insurance844889
Total future policy benefit reserves1,196,2741,230,142
Annuities136,965133,216
Dividend accumulations45,76044,960
Premiums paid in advance32,39132,446
Policy claims payable7,9836,637
Other policyholders' funds7,4027,363
Total policyholder funds230,501224,622
Total policy liabilities1,426,7751,454,764
Commissions payable2,9193,445
Deferred federal income tax liability3,6011,102
Payable for securities in process of settlement1,3500
Other liabilities35,83537,488
Total liabilities1,470,4801,496,799
Commitments and contingencies (Note 8)
Stockholders' equity:  
Retained earnings46,69242,150
Accumulated other comprehensive income (loss)(99,770)(118,155)
Treasury stock, at cost(23,725)(23,725)
Total stockholders' equity195,183172,129
Total liabilities and stockholders' equity1,665,6631,668,928
Common Stock Class A [Member]  
Stockholders' equity:  
Common stock268,802268,675
Common Stock Class B [Member]  
Stockholders' equity:  
Common stock$ 3,184$ 3,184
CIA
Citizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company also provides accident and health insurance policies. The company was founded in 1969 and is headquartered in Austin, Texas.
 CEO
 WEBSITEcitizensinc.com
 INDUSTRYInsurance Property & Casualty
 EMPLOYEES224

Citizens Inc-TX Frequently Asked Questions


What is the ticker symbol for Citizens Inc-TX? What does CIA stand for in stocks?

CIA is the stock ticker symbol of Citizens Inc-TX. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Citizens Inc-TX (CIA)?

As of Fri Jun 14 2024, market cap of Citizens Inc-TX is 139.97 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CIA stock?

You can check CIA's fair value in chart for subscribers.

What is the fair value of CIA stock?

You can check CIA's fair value in chart for subscribers. The fair value of Citizens Inc-TX is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Citizens Inc-TX is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CIA so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Citizens Inc-TX a good stock to buy?

The fair value guage provides a quick view whether CIA is over valued or under valued. Whether Citizens Inc-TX is cheap or expensive depends on the assumptions which impact Citizens Inc-TX's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CIA.

What is Citizens Inc-TX's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Jun 14 2024, CIA's PE ratio (Price to Earnings) is 5.81 and Price to Sales (PS) ratio is 0.58. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CIA PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Citizens Inc-TX's stock?

In the past 10 years, Citizens Inc-TX has provided -0.089 (multiply by 100 for percentage) rate of return.