CIZN Stock Price, Citizens Holding Co Quote, Chart

Market Summary

USD7.830.00

Market Closed

0.00%

CIZN Stock Price

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CIZN RSI Chart

CIZN Valuation

Market Cap

43.9M

Price/Earnings (Trailing)

23.66

Price/Sales (Trailing)

0.89

EV/EBITDA

-1.53

Price/Free Cashflow

9.13

CIZN Price/Sales (Trailing)

CIZN Profitability

EBT Margin

3.61%

Return on Equity

4.33%

Return on Assets

0.13%

Free Cashflow Yield

10.95%

CIZN Fundamentals

CIZN Revenue

Revenue (TTM)

49.3M

Rev. Growth (Yr)

30.18%

Rev. Growth (Qtr)

11.35%

CIZN Earnings

Earnings (TTM)

1.9M

Earnings Growth (Yr)

-132.2%

Earnings Growth (Qtr)

-165.7%

Breaking Down CIZN Revenue

Last 7 days

1.4%

Last 30 days

0.4%

Last 90 days

0.4%

Trailing 12 Months

-36.8%

How does CIZN drawdown profile look like?

CIZN Financial Health

CIZN Investor Care

Dividend Yield

9.23%

Dividend/Share (TTM)

0.72

Shares Dilution (1Y)

0.23%

Diluted EPS (TTM)

0.33

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	41.7M	43.3M	46.0M	49.3M
2022	38.5M	38.2M	38.6M	39.7M
2021	39.9M	39.6M	38.8M	38.5M
2020	36.7M	38.2M	40.3M	40.6M
2019	32.1M	33.0M	33.6M	35.4M
2018	30.6M	30.6M	30.9M	31.4M
2017	30.1M	30.3M	30.2M	30.5M
2016	30.8M	30.8M	30.6M	30.2M
2015	31.1M	30.9M	30.9M	31.0M
2014	32.1M	32.0M	31.8M	31.4M
2013	33.5M	32.5M	32.3M	32.1M
2012	36.5M	36.1M	34.9M	34.4M
2011	37.6M	37.6M	37.6M	37.0M
2010	0	40.0M	39.1M	38.1M
2009	0	0	0	40.9M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Citizens Holding Co

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 14, 2024	branch phillip r	bought	907	7.7582	117	chief financial officer
Feb 09, 2024	brantley stacy m	bought	39,013	7.88	4,951	chief executive officer
Feb 09, 2024	king herbert a	bought	110,460	7.89	14,000	-
Feb 07, 2024	brantley stacy m	bought	49,472	7.73	6,400	chief executive officer
Feb 01, 2024	brantley stacy m	bought	105,507	7.73	13,649	chief executive officer
Aug 24, 2023	dungan vincent craig	bought	314,986	10.4995	30,000	-
Aug 15, 2023	king herbert a	bought	10,490	10.49	1,000	-
Aug 15, 2023	branch phillip r	bought	2,970	10.4237	285	chief financial officer
Aug 14, 2023	king herbert a	bought	10,470	10.47	1,000	-
Aug 11, 2023	king herbert a	bought	10,475	10.4754	1,000	-

Which funds bought or sold CIZN recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Mar 11, 2024	VANGUARD GROUP INC	sold off	-100	-634,757	-	-%
Feb 15, 2024	MERCER GLOBAL ADVISORS INC /ADV	added	2.61	-109,000	340,000	-%
Feb 15, 2024	EPG Wealth Management LLC	sold off	-100	-243,750	-	-%
Feb 14, 2024	BANK OF AMERICA CORP /DE/	sold off	-100	-114,912	-	-%
Feb 14, 2024	Cove Street Capital, LLC	new	-	12,292	12,292	-%
Feb 14, 2024	MILLENNIUM MANAGEMENT LLC	sold off	-100	-310,208	-	-%
Feb 14, 2024	BNP PARIBAS ARBITRAGE, SNC	sold off	-100	-10.00	-	-%
Feb 14, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	sold off	-100	-297,674	-	-%
Feb 14, 2024	Royal Bank of Canada	sold off	-100	-	-	-%

Are Funds Buying or Selling CIZN?

Are funds buying CIZN calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CIZN

No. of Funds

Unveiling Citizens Holding Co's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 02, 2024	molpus co	383%	190,000	SC 13G/A
Jan 12, 2022	molpus co	395%	190,000	SC 13G/A
Jan 20, 2021	molpus co	401%	190,000	SC 13G/A
Jan 29, 2020	molpus co	406%	190,000	SC 13G/A

Recent SEC filings of Citizens Holding Co

View All Filings

Date Filed	Form Type	Document
Mar 29, 2024	10-K	Annual Report
Feb 16, 2024	4	Insider Trading
Feb 09, 2024	4	Insider Trading
Feb 09, 2024	4	Insider Trading
Feb 07, 2024	4	Insider Trading
Feb 05, 2024	4	Insider Trading
Feb 02, 2024	SC 13G/A	Major Ownership Report
Jan 03, 2024	S-8 POS	Employee Benefits Plan
Jan 03, 2024	S-8 POS	Employee Benefits Plan
Jan 03, 2024	15-15D	15-15D

Peers (Alternatives to Citizens Holding Co)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	526.7B	171.1B	2.84%	51.93%	10.63	3.08	60.72%	31.52%
BAC	281.8B	130.3B	1.06%	27.60%	10.63	2.16	79.51%	-3.68%
WFC	202.2B	85.7B	-1.65%	44.58%	10.56	2.36	41.49%	39.96%
C	114.1B	133.3B	5.55%	29.24%	12.36	0.86	79.09%	-
CFG	15.2B	10.2B	-1.35%	14.23%	9.45	1.49	44.53%	-22.43%
KEY	13.7B	7.9B	-0.61%	22.16%	14.12	1.72	46.47%	-49.56%
MID-CAP
CMA	6.8B	4.2B	-0.08%	19.90%	7.7	1.63	56.25%	-23.46%
ZION	6.0B	3.9B	0.86%	36.18%	8.87	1.53	45.91%	-25.03%
ABCB	3.1B	1.3B	-2.45%	35.34%	11.64	2.45	43.24%	-22.35%
ASB	3.1B	2.0B	-1.20%	17.81%	16.99	1.59	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	25.23%	-24.02%
ALRS	394.2M	164.9M	-10.74%	24.27%	33.7	2.39	42.66%	-70.76%
AROW	369.5M	162.6M	-9.86%	-5.43%	12.28	2.27	25.39%	-38.37%
ACNB	284.0M	96.6M	-3.73%	8.50%	8.96	2.94	11.02%	-11.37%
ASRV	41.3M	60.9M	-7.60%	-29.57%	-12.35	0.68	24.06%	-144.92%

Citizens Holding Co News

Latest updates

Citizens Holding Co Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	11.4%	14,274	12,819	11,158	11,033	10,965	10,122	9,560	9,054	9,852	9,762	9,816	9,079	10,146	10,579	10,127	9,709	9,883	8,443	8,651	8,384	8,092
EBITDA Margin	-17.2%	0.67*	0.81*	0.97*	1.10*	1.20*	1.21*	1.19*	1.15*	1.13*	1.13*	1.13*	1.10*	-	-	-	-	-	-	-	-	-
Interest Expenses	-100.0%	-	7,432	7,414	7,678	8,810	9,049	8,763	8,287	8,765	8,602	8,494	7,633	8,493	8,906	8,350	7,385	7,305	5,918	6,206	6,210	6,423
Income Taxes	-260.1%	-397	248	-79.00	154	531	463	497	390	349	307	362	413	575	560	392	225	627	212	320	195	-60.21
Earnings Before Taxes	-181.8%	-1,190	1,455	221	1,294	2,994	3,043	3,038	2,426	2,159	2,187	2,269	2,310	2,801	2,643	1,854	1,385	2,599	1,545	1,691	1,422	1,655
EBT Margin	-72.2%	0.04*	0.13*	0.17*	0.25*	0.29*	0.28*	0.26*	0.23*	0.23*	0.25*	0.25*	0.24*	-	-	-	-	-	-	-	-	-
Net Income	-165.7%	-793	1,207	300	1,140	2,463	2,580	2,541	2,036	1,810	1,880	1,907	1,897	2,226	2,083	1,462	1,160	1,972	1,333	1,371	1,227	1,716
Net Income Margin	-66.2%	0.04*	0.11*	0.15*	0.21*	0.24*	0.23*	0.22*	0.20*	0.19*	0.20*	0.20*	0.19*	-	-	-	-	-	-	-	-	-
Free Cashflow	-47.3%	1,052	1,996	626	1,131	2,465	2,354	3,571	2,728	2,214	620	7,472	4,586	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-0.7%	1,405	1,414	1,289	1,289	1,324	1,328	1,299	1,349	1,361	1,356	1,338	1,548	1,451	1,374	1,402	1,216	1,195	1,050	1,034	1,057	959
Cash Equivalents	-34.6%	94.00	144	18.00	16.00	29.00	36.00	41.00	72.00	79.00	94.00	16.00	27.00	42.00	56.00	20.00	20.00	74.00	21.00	22.00	12.00	21.00
Net PPE	-1.0%	27.00	27.00	27.00	28.00	28.00	28.00	26.00	27.00	27.00	27.00	25.00	26.00	26.00	25.00	24.00	24.00	25.00	20.00	20.00	20.00	20.00
Liabilities	-1.3%	1,362	1,380	1,249	1,248	1,285	1,296	1,273	1,286	1,255	1,249	1,229	1,442	1,331	1,257	1,283	1,097	1,083	951	938	967	875
Short Term Borrowings	-	-	-	-	2.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Shareholder's Equity	24.5%	43.00	34.00	40.00	41.00	39.00	33.00	26.00	63.00	106	107	110	106	120	117	119	119	113	99.00	96.00	91.00	84.00
Retained Earnings	-1.7%	99.00	101	101	101	103	101	100	99.00	98.00	98.00	97.00	97.00	96.00	95.00	95.00	94.00	95.00	94.00	94.00	94.00	94.00
Additional Paid-In Capital	0.2%	19.00	19.00	19.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	4.00	4.00	4.00	4.00
Shares Outstanding	0%	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	-	-	-	94.00	-	-	-	94.00	-	-	-	127	-	-	-	92.00	-	-

Cashflow (Last 12 Months)

(In Thousands)

Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-50.6%	1,137	2,301	775	1,310	2,896	4,086	3,800	2,978	2,581	2,523	7,542	4,845	3,803	4,369	3,531	2,340	4,629	3,574	3,316	1,978	3,339
Cashflow From Investing	-682.3%	-32,520	-4,157	1,350	25,541	2,133	-30,941	-20,392	-39,149	-23,542	-11,847	239,009	-105,004	-91,732	2,658	-185,594	-13,339	46,713	-15,674	36,580	-92,354	6,423
Cashflow From Financing	-114.4%	-18,522	128,289	-383	-39,239	-12,223	21,361	-14,571	29,380	6,270	21,048	-216,024	109,527	73,984	-29,334	182,456	14,672	-6,035	11,452	-30,603	90,246	-9,778
Dividend Payments	0%	899	899	898	1,346	1,344	1,345	1,345	1,343	1,343	1,343	1,343	1,341	1,341	1,341	1,342	1,339	1,339	1,179	1,179	1,177	1,177

CIZN Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income
Interest and fees on loans	$ 32,777	$ 27,198	$ 31,207
Interest on securities
Taxable	8,957	8,075	4,440
Non-taxable	4,184	4,040	2,800
Other interest	3,366	388	62
Total interest income	49,284	39,701	38,509
Interest expense
Deposits	12,254	2,538	4,260
Other borrowed funds	7,152	2,254	755
Total interest expense	19,406	4,792	5,015
Net interest income	29,878	34,909	33,494
Provision for credit losses	669	124	1,409
Net interest income after provision for credit losses	29,209	34,785	32,085
Non-interest income
Net (losses) gains on sales of securities	(1,986)	0	1,378
Other income	2,497	2,721	3,030
Total non-interest income	8,748	10,885	12,188
Non-interest expense
Salaries and employee benefits	18,583	17,649	18,460
Occupancy expense	3,143	3,195	3,193
Equipment expense	4,692	4,216	3,942
Write down on other real estate	0	42	914
Other expense	9,759	9,067	8,839
Total non-interest expense	36,177	34,169	35,348
Income before income taxes	1,780	11,501	8,925
Income tax (benefit) expense	(74)	1,881	1,431
Net income	$ 1,854	$ 9,620	$ 7,494
Net income per share – basic (in dollars per share)	$ 0.33	$ 1.72	$ 1.34
Net income per share – diluted (in dollars per share)	$ 0.33	$ 1.72	$ 1.34
Weighted average shares outstanding
Basic (in shares)	5,600,964	5,592,668	5,584,396
Diluted (in shares)	5,600,964	5,592,668	5,584,483
Deposit Account [Member]
Non-interest income
Service and other charges	$ 3,788	$ 3,896	$ 3,499
Financial Service, Other [Member]
Non-interest income
Service and other charges	$ 4,449	$ 4,268	$ 4,281

About Citizens Holding Co

Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. It offers demand deposits; and savings and time deposit accounts. The company also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, it offers personal and corporate trust services; credit life and title insurance; and internet and mobile banking services. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi.

CEO	Mr. Stacy M. Brantley
WEBSITE	thecitizensbankphila.com
INDUSTRY	Banks Diversified
EMPLOYEES	271

Citizens Holding Co Frequently Asked Questions

What is the ticker symbol for Citizens Holding Co? What does CIZN stand for in stocks?

CIZN is the stock ticker symbol of Citizens Holding Co. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Citizens Holding Co (CIZN)?

As of Thu Apr 11 2024, market cap of Citizens Holding Co is 43.87 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CIZN stock?

You can check CIZN's fair value in chart for subscribers.

What is the fair value of CIZN stock?

You can check CIZN's fair value in chart for subscribers. The fair value of Citizens Holding Co is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Citizens Holding Co is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CIZN so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Citizens Holding Co a good stock to buy?

The fair value guage provides a quick view whether CIZN is over valued or under valued. Whether Citizens Holding Co is cheap or expensive depends on the assumptions which impact Citizens Holding Co's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CIZN.

What is Citizens Holding Co's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Apr 11 2024, CIZN's PE ratio (Price to Earnings) is 23.66 and Price to Sales (PS) ratio is 0.89. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CIZN PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Citizens Holding Co's stock?

In the past 10 years, Citizens Holding Co has provided -0.047 (multiply by 100 for percentage) rate of return.