Columbia Financial Inc

Market Summary

USD18.29+0.27

Market Closed

1.50%

CLBK Alerts

Big fall in earnings (Y/Y)

CLBK Stock Price

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CLBK RSI Chart

CLBK Alerts

Big fall in earnings (Y/Y)

CLBK Valuation

Market Cap

1.9B

Price/Earnings (Trailing)

37.37

Price/Sales (Trailing)

5.12

EV/EBITDA

9.64

Price/Free Cashflow

20.12

CLBK Price/Sales (Trailing)

CLBK Profitability

EBT Margin

23.87%

Return on Equity

6.18%

Return on Assets

0.63%

Free Cashflow Yield

4.97%

CLBK Fundamentals

CLBK Revenue

Revenue (TTM)

375.4M

Revenue Y/Y

23.12%

Revenue Q/Q

2.35%

CLBK Earnings

Earnings (TTM)

51.4M

Earnings Y/Y

-56.36%

Earnings Q/Q

448.68%

Price Action

Last 7 days

5.8%

Last 30 days

10.9%

Last 90 days

9.9%

Trailing 12 Months

-13.7%

How does CLBK drawdown profile look like?

CLBK Financial Health

Debt/Equity

1.1

Debt/Cashflow

0.09

CLBK Investor Care

Buy Backs (1Y)

4.42%

Diluted EPS (TTM)

0.49

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	333.8M	356.9M	375.4M	0
2022	271.2M	276.4M	290.3M	309.7M
2021	288.7M	281.0M	274.1M	270.1M
2020	272.9M	285.7M	294.2M	295.7M
2019	237.4M	245.1M	251.8M	261.1M
2018	195.6M	203.8M	213.7M	226.3M
2017	175.0M	179.4M	184.2M	189.3M
2016	0	0	169.0M	171.5M
2015	0	0	0	0

Get all data in R, Python etc through our Historical Stock Data APIs

Latest Insider Trading transactions for CLBK

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Dec 01, 2023	walden jenifer white	acquired	528	17.29	30.587	evp & chro
Dec 01, 2023	randall elizabeth e.	acquired	2,647	17.29	153	-
Dec 01, 2023	klimowich john	acquired	615	17.29	35.5917	evp & chief risk officer
Dec 01, 2023	lewis oliver edward jr	acquired	1,480	17.29	85.6431	evp & head commercial banking
Dec 01, 2023	kemly thomas j.	acquired	2,076	17.29	120	president & ceo
Dec 01, 2023	schlesinger allyson katz	acquired	1,615	17.29	93.4291	evp & head of consumer banking
Dec 01, 2023	holland noel r.	acquired	881	17.29	50.9688	-
Dec 01, 2023	jennings william justin	acquired	1,000	17.29	57.8369	evp, operations officer
Dec 01, 2023	torres daria stacy-walls	acquired	9,966	17.29	576	-
Nov 17, 2023	walden jenifer white	acquired	528	17.62	30.0142	evp & chro

Which funds bought or sold CLBK recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Dec 06, 2023	CITIGROUP INC	reduced	-30.46	-208,141	357,277	-%
Nov 30, 2023	Modera Wealth Management, LLC	sold off	-100	-172,900	-	-%
Nov 24, 2023	DEUTSCHE BANK AG\	unchanged	-	-24,691	245,500	-%
Nov 16, 2023	Minerva Advisors LLC	unchanged	-	-53,000	531,000	0.37%
Nov 15, 2023	MORGAN STANLEY	reduced	-28.82	-1,181,140	2,162,640	-%
Nov 15, 2023	MANUFACTURERS LIFE INSURANCE COMPANY, THE	added	30.02	43,017	280,219	-%
Nov 15, 2023	JANE STREET GROUP, LLC	reduced	-67.88	-974,200	401,548	-%
Nov 14, 2023	GOLDMAN SACHS GROUP INC	reduced	-28.21	-881,625	1,654,250	-%
Nov 14, 2023	Royal Bank of Canada	added	45.73	22,000	92,000	-%
Nov 14, 2023	VANGUARD GROUP INC	reduced	-2.92	-5,755,530	43,060,200	-%

Latest Funds Activity

Are funds buying CLBK calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CLBK

No. of Funds

Recent SEC filings of Columbia Financial Inc

View All Filings

Date Filed	Form Type	Document
Dec 05, 2023	4	Insider Trading
Dec 05, 2023	4	Insider Trading
Dec 05, 2023	4	Insider Trading
Dec 05, 2023	4	Insider Trading
Dec 05, 2023	4	Insider Trading
Dec 05, 2023	4	Insider Trading
Dec 05, 2023	4	Insider Trading
Dec 05, 2023	4	Insider Trading
Dec 05, 2023	4	Insider Trading
Nov 21, 2023	4	Insider Trading

CLBK Fair Value

Peers (Alternatives to Columbia Financial Inc)

View All Peers In Detail

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	466.6B	154.1B	9.52%	19.28%	9.1	3.03	24.85%	38.27%
BAC	245.3B	142.1B	11.01%	-3.94%	8.04	1.73	104.30%	11.29%
WFC	168.2B	94.4B	12.49%	8.27%	9.16	1.78	34.62%	12.81%
C	95.0B	119.9B	16.88%	10.45%	6.99	0.79	86.46%	-
CFG	13.8B	9.8B	15.21%	-25.16%	6.66	1.41	62.73%	6.26%
KEY	12.3B	7.6B	17.64%	-21.88%	9.49	1.62	57.10%	-39.78%
MID-CAP
ZION	5.8B	3.7B	15.31%	-17.19%	6.88	1.54	53.61%	0.24%
CMA	5.1B	4.0B	18.27%	-21.23%	3.95	1.61	76.30%	16.42%
ABCB	3.2B	1.2B	17.32%	-6.60%	11.36	2.65	53.00%	-17.58%
ASB	3.0B	1.9B	14.31%	-15.06%	7.72	1.54	57.80%	14.45%
SMALL-CAP
AMNB	481.0M	115.7M	12.42%	21.51%	15.97	4.16	24.10%	-20.09%
AROW	474.1M	154.1M	18.34%	-17.36%	13.77	3.08	26.24%	-26.76%
ALRS	378.3M	155.7M	8.42%	-17.81%	10.13	2.43	47.34%	-10.62%
ACNB	339.2M	96.3M	15.36%	5.57%	8.97	3.52	19.08%	25.77%
ASRV	52.0M	58.7M	16.99%	-24.25%	17.78	0.89	25.03%	-65.02%

Columbia Financial Inc News

Latest updates

Nasdaq • 14 Nov 2023 • 08:00 am • 24 days ago

CLBK Makes Bullish Cross Above Critical Moving Average

Nasdaq • 18 Aug 2023 • 07:00 am • 3 months ago

Validea's Top Financial Stocks Based On Peter Lynch - 8/18/2023

Yahoo Finance • 03 Aug 2023 • 07:00 am • 4 months ago

10 Oversold Bank Stocks To Buy

InvestorsObserver • 27 Apr 2023 • 07:00 am • 7 months ago

Financial Services Stocks on the Move Thursday: TOP, SLQT, GSHD, TRUP, NCPL, MORN, DBOEY, CLBK

StockFeel 股感 • 27 Mar 2023 • 07:00 am • 8 months ago

First Citizens收購矽谷銀行！矽谷銀行破產倒閉！矽谷銀行是何方神聖 ...

MarketWatch • 13 Mar 2023 • 07:00 am • 9 months ago

20 banks that are sitting on huge potential securities losses — as was SVB

Seeking Alpha • 10 Mar 2023 • 08:00 am • 9 months ago

First Republic Bank: Eyeing Value Amid Intense Fear & Volatility ...

MarketBeat • 02 Aug 2022 • 12:55 pm • 16 months ago

Small Cap Stocks List 2023

GlobeNewswire • 02 May 2022 • 07:00 am • 19 months ago

Columbia Financial, Inc. Announces Completion of RSI Bank ...

GlobeNewswire • 01 Dec 2021 • 08:00 am • 2 years ago

Columbia Financial, Inc. Announces Completion of Freehold Bank ...

Zacks Investment Research • 27 Aug 2021 • 07:00 am • 2 years ago

MVB Financial (MVBF) Increases Stake in Interchecks to 16%

ThinkMarkets • 15 Jun 2021 • 04:37 pm • 2 years ago

Our Contract Specifications - Get Trading

MarketBeat • 05 Feb 2019 • 02:51 pm • 4 years ago

Lowest Beta Stocks 2023

PR Newswire • 17 Apr 2018 • 07:00 am • 5 years ago

Columbia Financial, Inc. Announces Stock Offering Results And ...

Financials for Columbia Financial Inc

Income Statement (Last 12 Months)
(In Millions)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4	2018Q3
Revenue	2.4%	98.00	96.00	93.00	88.00	80.00	73.00	69.00	69.00	66.00	68.00	68.00	73.00	73.00	76.00	75.00	71.00	64.00	63.00	63.00	62.00	58.00
EBITDA Margin	-100.0%	-	0.94*	1.14*	1.24*	1.30*	1.33*	1.37*	1.35*	-	-	1.14*	1.03*	0.96*	0.93*	0.91*	0.95*	0.97*	0.98*	-	-	-
Interest Expenses	-100.0%	-	51.00	61.00	68.00	69.00	67.00	63.00	61.00	57.00	58.00	57.00	59.00	56.00	56.00	51.00	47.00	42.00	41.00	42.00	43.00	41.00
Income Taxes	952.5%	3.00	0.00	6.00	9.00	7.00	8.00	7.00	9.00	8.00	10.00	8.00	7.00	5.00	5.00	2.00	4.00	5.00	4.00	4.00	3.00	7.00
Earnings Before Taxes	516.1%	12.00	2.00	25.00	30.00	28.00	31.00	28.00	32.00	29.00	37.00	29.00	27.00	20.00	20.00	9.00	17.00	20.00	16.00	18.00	18.00	18.00
EBT Margin	-100.0%	-	0.24*	0.34*	0.38*	0.41*	0.43*	0.46*	0.47*	0.44*	0.40*	0.33*	0.26*	0.23*	0.23*	0.23*	0.27*	-	-	-	-	-
Net Income	448.7%	9.00	2.00	19.00	22.00	21.00	23.00	20.00	23.00	21.00	27.00	21.00	21.00	15.00	15.00	7.00	14.00	14.00	12.00	15.00	15.00	11.00
Net Income Margin	-100.0%	-	0.18*	0.25*	0.28*	0.30*	0.32*	0.34*	0.34*	0.33*	0.30*	0.25*	0.19*	0.17*	0.17*	0.17*	0.21*	-	-	-	-	-
Free Cashflow	-100.0%	-	32.00	-5.33	28.00	35.00	40.00	32.00	30.00	-5.43	-101	170	39.00	4.00	-41.14	41.00	90.00	-	-	-	-	-

Balance Sheet
(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4	2018Q3
Assets	2.4%	10,324	10,085	10,635	10,408	10,012	9,751	9,237	9,224	9,200	9,067	9,040	8,799	8,865	8,963	8,325	8,189	7,070	6,981	6,817	6,692	6,568
Cash Equivalents	118.8%	204	93.00	319	179	102	109	96.00	71.00	298	387	360	423	266	226	88.00	76.00	58.00	54.00	65.00	42.00	55.00
Net PPE	0.6%	83.00	83.00	84.00	84.00	84.00	84.00	78.00	79.00	74.00	75.00	77.00	76.00	77.00	78.00	72.00	73.00	64.00	61.00	58.00	52.00	49.00
Liabilities	2.8%	9,316	9,062	9,596	9,355	8,983	8,677	8,205	8,145	8,169	8,034	8,040	7,787	7,848	7,922	7,364	7,206	6,078	5,973	5,822	5,720	5,621
Long Term Debt	21.1%	1,356	1,120	1,707	1,127	674	420	433	377	750	750	723	799	1,015	1,130	1,377	1,407	1,129	1,163	1,099	1,189	-
Shareholder's Equity	-1.5%	1,007	1,023	1,039	1,054	1,030	1,074	1,032	1,079	1,031	1,033	1,000	1,011	1,017	1,041	961	983	992	1,008	995	972	947
Retained Earnings	1.0%	887	878	876	858	836	815	792	765	742	721	694	673	652	637	622	615	602	588	576	560	545
Additional Paid-In Capital	0.4%	789	786	784	781	779	777	671	668	618	614	612	610	608	605	534	532	530	528	527	527	527
Shares Outstanding	-0.5%	105	106	107	109	110	106	103	107	103	105	106	111	111	111	108	114	111	112	112	111	111

Cashflow (Last 12 Months)
(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4	2018Q3
Cashflow From Operations	29.0%	43.00	34.00	-3.61	30.00	37.00	42.00	33.00	31.00	-4.79	-100	172	41.00	5.00	12.00	-8.45	-7.96	31.00	-26.61	26.00	10.00	17.00
Share Based Compensation	12.6%	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	-	-	-	-
Cashflow From Investing	-146.1%	-142	308	-63.57	-320	-305	79.00	-67.46	66.00	-206	40.00	-343	234	111	-50.79	-36.15	-237	-69.42	-108	-105	-116	-312
Cashflow From Financing	137.0%	210	-567	207	368	261	-108	60.00	-324	122	87.00	108	-117	-75.61	177	57.00	263	42.00	124	103	94.00	284
Buy Backs	-59.2%	9.00	22.00	47.00	22.00	4.00	31.00	22.00	29.00	0.00	26.00	33.00	48.00	-	13.00	40.00	13.00	38.00	4.00	-	-	-

CLBK Income Statement

2023-09-30

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest income:
Loans receivable	$ 87,548	$ 68,516	$ 252,026	$ 187,400
Debt securities available for sale and equity securities	6,147	8,434	21,043	25,741
Debt securities held to maturity	2,434	2,440	7,338	7,223
Federal funds and interest-earning deposits	747	151	3,360	245
Federal Home Loan Bank stock dividends	1,529	384	3,661	1,129
Total interest income	98,405	79,925	287,428	221,738
Interest expense:
Deposits	35,918	6,968	81,733	16,326
Borrowings	13,965	3,806	45,158	7,028
Total interest expense	49,883	10,774	126,891	23,354
Net interest income	48,522	69,151	160,537	198,384
Provision for credit losses	2,379	1,516	3,632	4,514
Net interest income after provision for credit losses	46,143	67,635	156,905	193,870
Non-interest income:
Bank-owned life insurance	2,014	1,633	5,670	5,501
Loan fees and service charges	969	1,432	3,366	2,928
(Loss) gain on securities transactions	0	0	(10,847)	210
Change in fair value of equity securities	(81)	(264)	249	(332)
Gain (loss) on sale of loans	397	(1)	1,060	109
Other non-interest income	3,326	3,058	10,977	7,541
Total non-interest income	8,602	8,164	16,130	22,874
Non-interest expense:
Compensation and employee benefits	28,765	31,523	92,383	86,393
Occupancy	5,845	5,973	17,337	16,838
Federal deposit insurance premiums	1,201	645	3,624	1,922
Advertising	834	771	2,307	2,215
Professional fees	2,490	2,134	6,741	5,727
Data processing and software expenses	3,459	3,670	10,885	10,036
Merger-related expenses	14	1,198	280	2,676
Other non-interest expense, net	302	1,925	861	4,501
Total non-interest expense	42,910	47,839	134,418	130,308
Income before income tax expense	11,835	27,960	38,617	86,436
Income tax expense	2,705	7,041	9,100	22,154
Net income	$ 9,130	$ 20,919	$ 29,517	$ 64,282
Earnings per share - basic (in dollars per share)	$ 0.09	$ 0.20	$ 0.29	$ 0.61
Earnings per share - diluted (in dollars per share)	$ 0.09	$ 0.19	$ 0.29	$ 0.61
Weighted average shares outstanding - basic (in shares)	101,968,294	106,926,864	102,993,215	105,440,345
Weighted average shares outstanding - diluted (in shares)	102,097,491	107,534,498	103,257,616	106,040,240
Demand deposit account fees
Non-interest income:
Revenue from contract with customer	$ 1,348	$ 1,510	$ 3,815	$ 4,129
Title insurance fees
Non-interest income:
Revenue from contract with customer	$ 629	$ 796	$ 1,840	$ 2,788

About Columbia Financial Inc

Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. The company offers non-interest-bearing demand deposits, interest bearing demand accounts, savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans that include automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, the company offers title insurance products; wealth management services; and cash management services, including remote deposit, lockbox service, and sweep accounts. It operates full-service banking offices in New Jersey; and branch offices in Freehold, New Jersey. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.

CEO	Mr. Thomas J. Kemly
WEBSITE	www.columbiabankonline.com
EMPLOYEES	748

Columbia Financial Inc Frequently Asked Questions

What is the ticker symbol for Columbia Financial Inc? What does CLBK stand for in stocks?

CLBK is the stock ticker symbol of Columbia Financial Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Columbia Financial Inc (CLBK)?

As of Fri Dec 08 2023, market cap of Columbia Financial Inc is 1.92 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CLBK stock?

You can check CLBK's fair value in chart. The fair value of Columbia Financial Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Columbia Financial Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CLBK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Columbia Financial Inc a good stock to buy?

The fair value guage provides a quick view whether CLBK is over valued or under valued. Whether Columbia Financial Inc is cheap or expensive depends on the assumptions which impact Columbia Financial Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CLBK.

What is Columbia Financial Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Dec 08 2023, CLBK's PE ratio (Price to Earnings) is 37.37 and Price to Sales (PS) ratio is 5.12. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CLBK PE ratio will change depending on the future growth rate expectations of investors.

Market Summary

CLBK Alerts

CLBK Stock Price

CLBK RSI Chart

CLBK Alerts

CLBK Valuation

CLBK Price/Sales (Trailing)

CLBK Profitability

CLBK Fundamentals

CLBK Revenue

CLBK Earnings

Price Action

How does CLBK drawdown profile look like?

CLBK Financial Health

CLBK Investor Care

Historical Charts for Stock Metrics

Latest Insider Trading transactions for CLBK

Which funds bought or sold CLBK recently?

Latest Funds Activity

Recent SEC filings of Columbia Financial Inc

CLBK Fair Value

Peers (Alternatives to Columbia Financial Inc)

Columbia Financial Inc News

Financials for Columbia Financial Inc

Income Statement (Last 12 Months).css-zgnqz2{margin:0;font-family:"Roboto","Helvetica","Arial",sans-serif;font-weight:400;font-size:0.75rem;line-height:1.66;letter-spacing:0.03333em;color:#595959;}(In Millions)

Balance Sheet(In Millions)

Cashflow (Last 12 Months)(In Millions)

CLBK Income Statement

About Columbia Financial Inc

Columbia Financial Inc Frequently Asked Questions

What is the ticker symbol for Columbia Financial Inc? What does CLBK stand for in stocks?

What is the market capital of Columbia Financial Inc (CLBK)?

What is the fair value of CLBK stock?

Is Columbia Financial Inc a good stock to buy?

What is Columbia Financial Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

Income Statement (Last 12 Months)
(In Millions)

Balance Sheet
(In Millions)

Cashflow (Last 12 Months)
(In Millions)