Last 7 days
2.0%
Last 30 days
-13.6%
Last 90 days
-15.6%
Trailing 12 Months
-17.4%
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 380.5B | 128.7B | -8.83% | -7.16% | 10.1 | 2.96 | 5.79% | -22.05% |
BAC | 227.8B | 95.0B | -16.18% | -33.23% | 8.28 | 2.4 | 6.55% | -13.92% |
WFC | 142.3B | 54.0B | -19.63% | -27.36% | 10.79 | 2.63 | 36.10% | -38.82% |
USB | 52.3B | 17.9B | -26.81% | -37.12% | 8.98 | 2.91 | 33.05% | -26.85% |
PNC | 51.3B | 21.1B | -21.12% | -34.60% | 8.39 | 2.43 | 9.94% | 6.78% |
MID-CAP | ||||||||
NYCB | 6.0B | 2.1B | -1.01% | -14.94% | 9.26 | 2.88 | 23.86% | 9.06% |
TFSL | 3.6B | 456.2M | -12.10% | -23.41% | 44.2 | 7.81 | 20.21% | 11.74% |
COOP | 2.9B | 2.5B | -15.55% | -17.06% | 2.28 | 1.03 | -25.74% | -36.52% |
AX | 2.3B | 847.7M | -21.16% | -19.77% | 8.67 | 2.66 | 34.99% | 13.45% |
FBC | 2.0B | 607.0M | 4.16% | -12.99% | 7.39 | 3.3 | -48.30% | -54.98% |
CLBK | 2.0B | 309.7M | -13.62% | -17.43% | 22.94 | 6.38 | 14.63% | -6.38% |
SMALL-CAP | ||||||||
PFS | 1.5B | 466.2M | -16.18% | -14.42% | 8.38 | 3.16 | 84.75% | 4.60% |
CASH | 1.2B | 305.1M | -17.82% | -24.09% | 8.2 | 3.79 | 0.26% | -29.77% |
PFC | 756.3M | 277.7M | -15.47% | -29.87% | 7.4 | 2.72 | 14.01% | -18.93% |
HMST | 346.0M | 304.3M | -27.45% | -60.31% | 5.2 | 1.14 | 24.56% | -42.35% |
Income Statement (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Revenue | 6.7% | 310 | 290 | 276 | 271 | 270 |
EBITDA | -0.4% | 376 | 378 | 367 | 371 | - |
EBITDA Margin | -6.6% | 1.21* | 1.30* | 1.33* | 1.37* | - |
Earnings Before Taxes | -1.3% | 117 | 118 | 119 | 125 | 126 |
EBT Margin | -7.4% | 0.38* | 0.41* | 0.43* | 0.46* | - |
Interest Expenses | 4.8% | 259 | 248 | 239 | 233 | - |
Net Income | -1.6% | 86.00 | 88.00 | 88.00 | 91.00 | 92.00 |
Net Income Margin | -7.8% | 0.28* | 0.30* | 0.32* | 0.34* | - |
Free Cahsflow | -1.7% | 135 | 137 | 97.00 | -44.65 | - |
Balance Sheet | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Assets | 4.0% | 10,408 | 10,012 | 9,751 | 9,237 | 9,224 |
Cash Equivalents | 75.6% | 179 | 102 | 109 | 96.00 | 71.00 |
Net PPE | -0.4% | 84.00 | 84.00 | 84.00 | 78.00 | 79.00 |
Goodwill | - | 85.00 | - | - | - | - |
Liabilities | 4.1% | 9,355 | 8,983 | 8,677 | 8,205 | 8,145 |
Long Term Debt | 67.2% | 1,127 | 674 | 420 | 433 | 377 |
Shareholder's Equity | 2.3% | 1,054 | 1,030 | 1,074 | 1,032 | 1,079 |
Retained Earnings | 2.6% | 858 | 836 | 815 | 792 | 765 |
Additional Paid-In Capital | 0.2% | 781 | 779 | 777 | 671 | 668 |
Accumulated Depreciation | - | 67.00 | - | - | - | - |
Shares Outstanding | -0.9% | 109 | 110 | 111 | 106 | 107 |
Cashflow (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Cashflow From Operations | -0.9% | 142 | 143 | 101 | -40.78 | 99.00 |
Share Based Compensation | -6.1% | 7.00 | 8.00 | 8.00 | 9.00 | 9.00 |
Cashflow From Investing | -169.3% | -614 | -228 | -128 | -167 | -443 |
Cashflow From Financing | 620.5% | 581 | -111 | -250 | -55.36 | -7.09 |
Buy Backs | -94.7% | 5.00 | 86.00 | 82.00 | 76.00 | 108 |
26.1%
11.9%
0%
Y-axis is the maximum loss one would have experienced if Columbia Financial was unfortunately bought at previous high price.
9.3%
Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
2023-03-23 | MetLife Investment Management, LLC | unchanged | - | 8,386 | 370,005 | -% |
2023-03-10 | VICTORY CAPITAL MANAGEMENT INC | added | 49.34 | 243,844 | 706,844 | -% |
2023-02-28 | Voya Investment Management LLC | unchanged | - | 7,219 | 323,219 | -% |
2023-02-15 | ALLIANCEBERNSTEIN L.P. | added | 2.95 | 49,548 | 981,548 | -% |
2023-02-15 | JANE STREET GROUP, LLC | sold off | -100 | -384,000 | - | -% |
2023-02-15 | Metropolitan Life Insurance Co/NY | unchanged | - | 845 | 43,845 | -% |
2023-02-14 | Legal & General Group Plc | added | 1.32 | 22,671 | 643,671 | -% |
2023-02-14 | RHUMBLINE ADVISERS | added | 0.18 | 27,000 | 1,101,000 | -% |
2023-02-14 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -0.03 | 23,313 | 1,020,310 | -% |
2023-02-14 | NORGES BANK | new | - | 5,678,490 | 5,678,490 | -% |
Fair Value | Very Pessimistic | Pessimistic | Base Case | Optimistic | Very Optimistic |
---|---|---|---|---|---|
Very Low Inflation | 9.73 -46.36% | 13.09 -27.84% | 21.46 18.30% | 34.38 89.53% | 38.95 114.72% |
Current Inflation | 8.73 -51.87% | 11.57 -36.22% | 18.62 2.65% | 29.40 62.07% | 33.21 83.08% |
Very High Inflation | 7.49 -58.71% | 9.76 -46.20% | 15.29 -15.71% | 23.71 30.71% | 26.65 46.91% |
Date Filed | Form Type | Document | |
---|---|---|---|
Mar 23, 2023 | 4 | Insider Trading | |
Mar 15, 2023 | 4 | Insider Trading | |
Mar 14, 2023 | 4 | Insider Trading | |
Mar 14, 2023 | 4 | Insider Trading | |
Mar 14, 2023 | 4 | Insider Trading | |
Mar 14, 2023 | 4 | Insider Trading | |
Mar 14, 2023 | 4 | Insider Trading | |
Mar 14, 2023 | 4 | Insider Trading | |
Mar 14, 2023 | 4 | Insider Trading | |
Mar 14, 2023 | 4 | Insider Trading |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
2023-03-21 | Jennings William Justin | sold (taxes) | -56,176 | 18.94 | -2,966 | evp, operations officer |
2023-03-14 | Gibney Dennis E. | bought | 35,200 | 17.6 | 2,000 | evp & chief financial officer |
2023-03-14 | Kemly Thomas J. | bought | 43,975 | 17.59 | 2,500 | president & ceo |
2023-03-10 | Lewis Oliver Edward Jr | acquired | 1,480 | 19.28 | 76.8034 | evp & head commercial banking |
2023-03-10 | Jennings William Justin | acquired | 1,000 | 19.28 | 51.8672 | evp, operations officer |
2023-03-10 | Rickert Matthew William | acquired | 1,250 | 19.28 | 64.834 | evp & chief credit officer |
2023-03-10 | Schlesinger Allyson Katz | acquired | 1,615 | 19.28 | 83.7858 | evp & head of consumer banking |
2023-03-10 | Kemly Thomas J. | acquired | 2,076 | 19.28 | 107 | president & ceo |
2023-03-10 | Klimowich John | acquired | 615 | 19.28 | 31.9181 | evp & chief risk officer |
2023-03-10 | Randall Elizabeth E. | acquired | 1,672 | 19.28 | 86.7697 | - |
Consolidated Statements of Income - USD ($) $ in Thousands | 12 Months Ended | ||||
---|---|---|---|---|---|
Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020 | |||
Interest income: | |||||
Loans receivable | $ 263,559 | $ 228,841 | $ 255,236 | ||
Debt securities available for sale and equity securities | 34,221 | 30,211 | 28,376 | ||
Debt securities held to maturity | 9,694 | 8,632 | 8,025 | ||
Federal funds and interest-earning deposits | 474 | 430 | 413 | ||
Federal Home Loan Bank stock dividends | 1,722 | 2,036 | 3,661 | ||
Total interest income | 309,670 | 270,150 | 295,711 | ||
Interest expense: | |||||
Deposits | 27,878 | 29,109 | 55,246 | ||
Borrowings | 15,015 | 7,907 | 18,892 | ||
Total interest expense | 42,893 | 37,016 | 74,138 | ||
Net interest income | 266,777 | 233,134 | 221,573 | ||
Provision for (reversal of) credit losses | [1] | 5,485 | (9,953) | 18,447 | |
Net interest income after provision for (reversal of) credit losses | 261,292 | 243,087 | 203,126 | ||
Non-interest income: | |||||
Bank-owned life insurance | 7,393 | 5,994 | 6,620 | ||
Gain on securities transactions | 210 | 2,025 | 370 | ||
Change in fair value of equity securities | (401) | (1,792) | 767 | ||
Gain on sale of loans | 178 | 10,790 | 5,444 | ||
Other non-interest income | 10,380 | 8,940 | 6,983 | ||
Total non-interest income (loss) | 30,400 | 38,831 | 31,270 | ||
Non-interest expense: | |||||
Compensation and employee benefits | 116,926 | 99,534 | 100,687 | ||
Occupancy | 22,589 | 20,071 | 19,170 | ||
Federal deposit insurance premiums | 2,591 | 2,374 | 1,901 | ||
Advertising | 2,865 | 2,358 | 2,641 | ||
Professional fees | 8,158 | 7,363 | 5,810 | ||
Data processing and software expenses | 13,362 | 11,497 | 10,285 | ||
Merger-related expenses | 2,810 | 822 | 1,931 | ||
Loss on extinguishment of debt | 0 | 2,851 | 1,158 | ||
Other non-interest expense | 5,515 | 8,867 | 14,556 | ||
Total non-interest expense | 174,816 | 155,737 | 158,139 | ||
Income before income tax expense | 116,876 | 126,181 | 76,257 | ||
Income tax expense | 30,703 | 34,132 | 18,654 | ||
Net income | $ 86,173 | $ 92,049 | $ 57,603 | ||
Earnings per share - basic (in dollars per share) | $ 0.82 | $ 0.88 | $ 0.52 | ||
Earnings per share - diluted (in dollars per share) | $ 0.81 | $ 0.88 | $ 0.52 | ||
Weighted average shares outstanding - basic (in shares) | 105,580,823 | 104,156,112 | 109,755,924 | ||
Weighted average shares outstanding - diluted (in shares) | 106,193,161 | 104,156,112 | 109,755,924 | ||
Demand deposit account fees | |||||
Non-interest income: | |||||
Revenue | $ 5,293 | $ 3,803 | $ 3,633 | ||
Title insurance fees | |||||
Non-interest income: | |||||
Revenue | 3,423 | 6,088 | 5,034 | ||
Loan fees and service charges | |||||
Non-interest income: | |||||
Revenue | $ 3,924 | $ 2,983 | $ 2,419 | ||
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