CPF - Central Pacific Financial Corp Stock Price, Fair Value and News

20.12USD-0.64 (-3.08%)Market Closed

Market Summary

USD20.12-0.64

Market Closed

-3.08%

CPF Stock Price

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CPF RSI Chart

CPF Valuation

Market Cap

544.1M

Price/Earnings (Trailing)

9.82

Price/Sales (Trailing)

1.87

EV/EBITDA

1.36

Price/Free Cashflow

5.93

CPF Price/Sales (Trailing)

CPF Profitability

EBT Margin

24.98%

Return on Equity

10.93%

Return on Assets

0.75%

Free Cashflow Yield

16.86%

CPF Fundamentals

CPF Revenue

Revenue (TTM)

290.3M

Rev. Growth (Yr)

11.37%

Rev. Growth (Qtr)

0.39%

CPF Earnings

Earnings (TTM)

55.4M

Earnings Growth (Yr)

-20.03%

Earnings Growth (Qtr)

-12.92%

Breaking Down CPF Revenue

Last 7 days

4.3%

Last 30 days

1.7%

Last 90 days

2.6%

Trailing 12 Months

26.7%

How does CPF drawdown profile look like?

CPF Financial Health

Debt/Equity

0.31

Debt/Cashflow

0.66

CPF Investor Care

Dividend Yield

5.17%

Dividend/Share (TTM)

1.04

Shares Dilution (1Y)

0.14%

Diluted EPS (TTM)

2.05

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	290.3M	0	0	0
2023	246.6M	260.8M	273.6M	282.7M
2022	219.9M	221.0M	222.7M	232.7M
2021	210.4M	211.4M	217.6M	218.8M
2020	217.1M	215.9M	213.7M	212.4M
2019	204.1M	209.7M	213.6M	216.4M
2018	185.7M	189.1M	193.2M	198.3M
2017	170.1M	173.3M	177.5M	182.6M
2016	159.5M	162.5M	164.8M	167.1M
2015	150.2M	151.6M	153.9M	156.0M
2014	145.1M	147.6M	149.2M	149.8M
2013	128.1M	130.7M	134.5M	140.3M
2012	135.0M	133.3M	130.6M	128.4M
2011	148.9M	142.9M	139.2M	136.4M
2010	0	215.1M	187.9M	160.8M
2009	0	0	0	242.2M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Central Pacific Financial Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 12, 2024	ngo agnes catherine	sold	-63,327	19.00	-3,333	-
Mar 12, 2024	ngo agnes catherine	sold	-64,409	19.3247	-3,333	-
Feb 16, 2024	martines arnold d	sold (taxes)	-13,525	19.05	-710	president & ceo
Feb 16, 2024	anna hu	acquired	-	-	1,067	cco
Feb 16, 2024	anna hu	sold (taxes)	-6,572	19.05	-345	cco
Feb 16, 2024	morimoto david	acquired	-	-	2,257	senior evp, cfo
Feb 16, 2024	martines arnold d	acquired	-	-	2,200	president & ceo
Feb 16, 2024	morimoto david	sold (taxes)	-13,868	19.05	-728	senior evp, cfo
Feb 15, 2024	ngo agnes catherine	sold (taxes)	-18,498	19.37	-955	-
Feb 15, 2024	murakami diane	sold (taxes)	-10,634	19.37	-549	evp

Which funds bought or sold CPF recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	Zurcher Kantonalbank (Zurich Cantonalbank)	unchanged	-	310	87,256	-%
Apr 25, 2024	NATIXIS ADVISORS, L.P.	sold off	-100	-222,000	-	-%
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-7.86	-563,447	6,915,740	-%
Apr 25, 2024	NEW YORK STATE TEACHERS RETIREMENT SYSTEM	reduced	-0.4	-	493,000	-%
Apr 24, 2024	Assenagon Asset Management S.A.	reduced	-0.15	15,869	7,580,960	0.02%
Apr 24, 2024	Spire Wealth Management	added	3.33	84.00	1,225	-%
Apr 24, 2024	Cambridge Investment Research Advisors, Inc.	added	14.71	55,000	415,000	-%
Apr 23, 2024	Louisiana State Employees Retirement System	reduced	-0.74	-1,030	264,650	-%
Apr 23, 2024	FIFTH THIRD BANCORP	unchanged	-	2.00	435	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-14.1	-28,000	173,000	-%

Are Funds Buying or Selling CPF?

Are funds buying CPF calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CPF

No. of Funds

Unveiling Central Pacific Financial Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	7.66%	2,072,389	SC 13G/A
Jan 23, 2024	blackrock inc.	14.6%	3,958,769	SC 13G/A
Feb 09, 2023	vanguard group inc	11.67%	3,178,492	SC 13G/A
Jan 26, 2023	blackrock inc.	14.3%	3,904,548	SC 13G/A
Jan 20, 2023	blackrock inc.	14.3%	3,904,548	SC 13G
Feb 09, 2022	vanguard group inc	10.60%	2,964,539	SC 13G/A
Jan 27, 2022	blackrock inc.	14.6%	4,096,808	SC 13G/A
Jan 25, 2022	blackrock inc.	14.6%	4,096,808	SC 13G/A
Feb 10, 2021	vanguard group inc	9.99%	2,815,867	SC 13G/A
Feb 10, 2021	vanguard group inc	10.03%	2,828,038	SC 13G/A

Recent SEC filings of Central Pacific Financial Corp

View All Filings

Date Filed	Form Type	Document
Apr 26, 2024	8-K	Current Report
Apr 24, 2024	10-Q	Quarterly Report
Apr 24, 2024	8-K	Current Report
Apr 12, 2024	144	Notice of Insider Sale Intent
Apr 12, 2024	4	Insider Trading
Mar 12, 2024	4	Insider Trading
Mar 08, 2024	DEF 14A	DEF 14A
Mar 08, 2024	DEFA14A	DEFA14A
Mar 06, 2024	8-K	Current Report
Feb 27, 2024	8-K	Current Report

Peers (Alternatives to Central Pacific Financial Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	557.3B	171.1B	-3.02%	41.18%	11.25	3.26	60.72%	31.52%
BAC	297.7B	130.3B	-	30.88%	11.23	2.29	79.51%	-3.68%
WFC	214.3B	85.7B	3.98%	51.03%	11.19	2.5	41.49%	39.96%
C	119.7B	133.3B	-0.18%	34.65%	12.97	0.9	79.09%	-
CFG	16.1B	10.2B	-1.93%	16.75%	10.02	1.58	44.53%	-22.43%
KEY	13.7B	7.9B	-6.07%	34.16%	14.19	1.73	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-4.02%	25.94%	9.92	1.62	34.68%	-45.96%
ZION	6.2B	3.9B	-3.20%	57.15%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	-0.60%	41.74%	12.27	2.58	43.24%	-22.35%
ASB	3.3B	2.0B	1.46%	20.10%	17.81	1.66	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.7M	164.9M	-6.54%	37.44%	34.26	2.43	42.66%	-70.76%
AROW	378.6M	162.6M	-8.08%	4.96%	12.59	2.33	25.39%	-38.37%
ACNB	280.5M	96.6M	-10.60%	4.96%	8.85	2.9	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.95%	-12.04%	-13.48	0.74	24.06%	-144.92%

Central Pacific Financial Corp News

Latest updates

Central Pacific Financial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	0.4%	74.00	74.00	72.00	69.00	67.00	65.00	60.00	55.00	53.00	55.00	58.00	54.00	52.00	54.00	52.00	53.00	54.00	55.00	54.00	54.00	53.00
EBITDA Margin	-5.3%	0.98*	1.04*	1.12*	1.21*	1.30*	1.38*	1.44*	1.48*	1.49*	1.48*	1.41*	1.33*	1.27*	1.19*	-	-	-	-	-	-	-
Interest Expenses	-1.9%	50.00	51.00	52.00	53.00	54.00	56.00	55.00	53.00	51.00	53.00	56.00	52.00	50.00	51.00	49.00	49.00	48.00	48.00	46.00	45.00	45.00
Income Taxes	-7.0%	4.00	4.00	4.00	4.00	5.00	7.00	6.00	6.00	6.00	8.00	7.00	6.00	5.00	4.00	2.00	3.00	3.00	5.00	5.00	4.00	5.00
Earnings Before Taxes	-11.6%	17.00	19.00	17.00	19.00	21.00	27.00	23.00	24.00	25.00	30.00	28.00	25.00	23.00	16.00	9.00	13.00	11.00	19.00	19.00	18.00	21.00
EBT Margin	-8.1%	0.25*	0.27*	0.31*	0.34*	0.38*	0.42*	0.46*	0.48*	0.49*	0.48*	0.42*	0.35*	0.29*	0.23*	-	-	-	-	-	-	-
Net Income	-12.9%	13.00	15.00	13.00	14.00	16.00	20.00	17.00	18.00	19.00	22.00	21.00	19.00	18.00	12.00	7.00	10.00	8.00	14.00	15.00	14.00	16.00
Net Income Margin	-8.0%	0.19*	0.21*	0.23*	0.26*	0.29*	0.32*	0.34*	0.36*	0.37*	0.37*	0.32*	0.26*	0.22*	0.18*	-	-	-	-	-	-	-
Free Cashflow	-31.0%	14.00	20.00	33.00	26.00	14.00	29.00	31.00	27.00	9.00	34.00	10.00	34.00	11.00	30.00	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-3.0%	7,410	7,643	7,638	7,568	7,521	7,433	7,338	7,299	7,299	7,419	7,298	7,178	6,979	6,595	6,648	6,633	6,109	6,013	5,977	5,920	5,841
Cash Equivalents	-40.1%	313	522	439	311	199	112	139	131	202	329	349	340	260	104	95.00	143	93.00	103	95.00	99.00	98.00
Net PPE	1.6%	98.00	96.00	97.00	96.00	94.00	92.00	90.00	89.00	79.00	80.00	80.00	77.00	73.00	65.00	61.00	55.00	50.00	46.00	44.00	44.00	45.00
Liabilities	-3.3%	6,903	7,139	7,169	7,091	7,050	6,980	6,899	6,844	6,812	6,861	6,743	6,626	6,436	6,048	6,104	6,089	5,575	5,484	5,451	5,404	5,339
Short Term Borrowings	-	-	-	-	-	25.00	5.00	115	-	-	-	-	-	-	22.00	206	-	222	150	205	221	179
Long Term Debt	0.0%	156	156	156	156	156	106	106	106	106	106	106	105	105	-	102	167	102	102	102	102	102
Shareholder's Equity	0.7%	507	504	469	476	471	453	438	455	486	558	555	553	543	547	544	544	534	529	525	516	503
Retained Earnings	5.0%	124	118	110	104	97.00	87.00	74.00	65.00	54.00	42.00	23.00	11.00	1.00	-10.92	-16.61	-16.99	-20.43	-19.10	-26.78	-34.78	-41.73
Additional Paid-In Capital	0.1%	103	103	103	102	101	101	100	99.00	98.00	98.00	97.00	96.00	96.00	95.00	94.00	93.00	92.00	92.00	91.00	90.00	89.00
Shares Outstanding	0.0%	27.00	27.00	27.00	27.00	27.00	27.00	27.00	28.00	28.00	28.00	28.00	28.00	28.00	28.00	-	-	-	-	-	-	-
Minority Interest	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-
Float	-	-	-	-	412	-	-	-	574	-	-	-	717	-	-	-	439	-	-	-	831	-

Cashflow (Last 12 Months)

(In Thousands)

Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-21.4%	16,996	21,612	35,233	29,999	18,268	32,120	34,450	38,141	9,410	35,573	15,775	39,461	19,679	36,382	-16,648	25,813	31,245	19,708	14,515	12,086	25,883
Share Based Compensation	-65.7%	148	432	553	809	-158	920	1,449	707	197	794	1,097	461	879	506	1,329	723	673	1,007	880	350	498
Cashflow From Investing	-89.4%	10,165	96,279	30,609	55,818	-3,045	-116,595	-64,281	-120,800	-82,807	-163,629	-113,488	-136,112	-249,067	41,986	-49,349	-471,558	-118,025	-28,105	-52,263	-69,455	20,851
Cashflow From Financing	-592.5%	-236,716	-34,185	61,905	26,385	71,515	57,822	37,398	11,659	-53,380	108,121	106,077	177,238	385,212	-69,455	17,818	496,085	76,801	16,171	34,239	57,897	-50,741
Dividend Payments	0.0%	7,033	7,032	7,031	7,029	7,025	7,044	7,107	7,153	7,201	6,949	6,733	6,787	6,490	6,482	6,482	6,475	6,496	6,517	6,556	6,581	6,052

CPF Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
Interest income:
Interest and fees on loans	$ 62,819	$ 58,269
Interest and dividends on investment securities:
Taxable investment securities	7,211	7,336
Tax-exempt investment securities	655	790
Interest on deposits in other financial institutions	3,611	277
Dividend income on FHLB stock	106	136
Total interest income	74,402	66,808
Interest on deposits:
Demand	499	363
Savings and money market	8,443	3,386
Time	12,990	6,264
Interest on short-term borrowings	0	761
Interest on long-term debt	2,283	1,838
Total interest expense	24,215	12,612
Net interest income	50,187	54,196
Provision for credit losses	3,936	1,852
Net interest income after provision for credit losses	46,251	52,344
Other operating income:
Mortgage banking income	613	526
Service charges on deposit accounts	2,103	2,111
Other service charges and fees	5,261	4,985
Income from fiduciary activities	1,435	1,321
Income from bank-owned life insurance	1,522	1,291
Other	310	775
Total other operating income	11,244	11,009
Other operating expense:
Salaries and employee benefits	20,735	22,023
Net occupancy	4,600	4,474
Computer software	4,287	4,606
Legal and professional services	2,320	2,886
Equipment	1,010	946
Advertising	914	933
Communication	837	778
Other	5,873	5,461
Total other operating expense	40,576	42,107
Income before income taxes	16,919	21,246
Income tax expense	3,974	5,059
Net income	$ 12,945	$ 16,187
Per common share data:
Basic earnings per share (in dollars per share)	$ 0.48	$ 0.60
Diluted earnings per share (in dollars per share)	$ 0.48	$ 0.60
Basic weighted average shares outstanding (in shares)	27,046,525	26,999,138
Diluted weighted average shares outstanding (in shares)	27,099,101	27,122,012

CPF Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from financial institutions	$ 98,410	$ 116,181
Interest-bearing deposits in other financial institutions	214,472	406,256
Investment securities:
Available-for-sale debt securities, at fair value	660,833	647,210
Held-to-maturity debt securities, at amortized cost; fair value of: $541,685 at March 31, 2024 and $565,178 at December 31, 2023	624,948	632,338
Total investment securities	1,285,781	1,279,548
Loans held for sale	755	1,778
Loans	5,401,417	5,438,982
Less: allowance for credit losses	63,532	63,934
Loans, net of allowance for credit losses	5,337,885	5,375,048
Premises and equipment, net	97,688	96,184
Accrued interest receivable	21,957	21,511
Investment in unconsolidated entities	40,780	41,546
Mortgage servicing rights, net	8,599	8,696
Bank-owned life insurance	172,228	170,706
Federal Home Loan Bank of Des Moines ("FHLB") stock	6,921	6,793
Right-of-use lease assets	32,079	29,720
Other assets	92,444	88,829
Total assets	7,409,999	7,642,796
Deposits:
Noninterest-bearing demand	1,848,554	1,913,379
Interest-bearing demand	1,290,321	1,329,189
Savings and money market	2,211,966	2,209,733
Time	1,268,013	1,395,291
Total deposits	6,618,854	6,847,592
Long-term debt, net of unamortized debt issuance costs of $384 at March 31, 2024 and $445 at December 31, 2023	156,163	156,102
Lease liabilities	33,169	30,634
Accrued interest payable	16,654	18,948
Other liabilities	77,956	85,705
Total liabilities	6,902,796	7,138,981
Contingent liabilities and other commitments (see Note 16)
Equity
Preferred stock, no par value, authorized 1,000,000 shares; issued and outstanding: none at March 31, 2024 and December 31, 2023	0	0
Common stock, no par value, authorized 185,000,000 shares; issued and outstanding: 27,042,326 at March 31, 2024 and 27,045,033 at December 31, 2023	404,494	405,439
Additional paid-in capital	103,130	102,982
Retained earnings	123,902	117,990
Accumulated other comprehensive loss	(124,323)	(122,596)
Total equity	507,203	503,815
Total liabilities and equity	$ 7,409,999	$ 7,642,796

About Central Pacific Financial Corp

Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. It offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. The company also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, it offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, and planning services. Central Pacific Financial Corp. was founded in 1954 and is headquartered in Honolulu, Hawaii.

CEO	Mr. Arnold D. Martines
WEBSITE	cpb.bank
INDUSTRY	Banks Diversified
EMPLOYEES	735

Central Pacific Financial Corp Frequently Asked Questions

What is the ticker symbol for Central Pacific Financial Corp? What does CPF stand for in stocks?

CPF is the stock ticker symbol of Central Pacific Financial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Central Pacific Financial Corp (CPF)?

As of Fri Apr 26 2024, market cap of Central Pacific Financial Corp is 544.09 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CPF stock?

You can check CPF's fair value in chart for subscribers.

What is the fair value of CPF stock?

You can check CPF's fair value in chart for subscribers. The fair value of Central Pacific Financial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Central Pacific Financial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CPF so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Central Pacific Financial Corp a good stock to buy?

The fair value guage provides a quick view whether CPF is over valued or under valued. Whether Central Pacific Financial Corp is cheap or expensive depends on the assumptions which impact Central Pacific Financial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CPF.

What is Central Pacific Financial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, CPF's PE ratio (Price to Earnings) is 9.82 and Price to Sales (PS) ratio is 1.87. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CPF PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Central Pacific Financial Corp's stock?

In the past 10 years, Central Pacific Financial Corp has provided 0.034 (multiply by 100 for percentage) rate of return.