CPSS RSI Chart
Last 7 days
-1.0%
Last 30 days
12.4%
Last 90 days
2.6%
Trailing 12 Months
-11.2%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 338.4M | 341.3M | 343.1M | 352.0M |
2022 | 279.1M | 294.3M | 316.1M | 329.7M |
2021 | 255.1M | 246.4M | 242.3M | 267.8M |
2020 | 336.7M | 325.9M | 313.0M | 271.2M |
2019 | 374.4M | 361.4M | 351.3M | 345.8M |
2018 | 430.3M | 419.6M | 405.8M | 389.8M |
2017 | 429.2M | 434.4M | 435.3M | 434.4M |
2016 | 378.3M | 394.9M | 409.4M | 422.3M |
2015 | 318.1M | 334.9M | 351.8M | 363.6M |
2014 | 269.3M | 270.4M | 283.4M | 300.3M |
2013 | 197.3M | 223.6M | 239.8M | 255.8M |
2012 | 155.3M | 168.3M | 182.4M | 187.2M |
2011 | 152.2M | 149.2M | 146.1M | 143.1M |
2010 | 0 | 0 | 0 | 155.2M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Dec 15, 2023 | wood daniel s | sold | -74,066 | 9.2583 | -8,000 | - |
Oct 27, 2023 | rayhill brian | sold (taxes) | -317,100 | 9.39 | -33,770 | - |
Oct 27, 2023 | rayhill brian | acquired | 317,100 | 4.53 | 70,000 | - |
Oct 16, 2023 | wood daniel s | acquired | 90,600 | 4.53 | 20,000 | - |
Oct 16, 2023 | wood daniel s | sold (taxes) | -90,601 | 9.16 | -9,891 | - |
May 11, 2023 | terry chris | acquired | 208,800 | 3.48 | 60,000 | exec. vice president |
May 11, 2023 | ralston catrina marie | acquired | 123,999 | 3.48 | 35,632 | sr. vice president |
May 11, 2023 | ralston catrina marie | sold (taxes) | -124,003 | 10.91 | -11,366 | sr. vice president |
May 11, 2023 | terry chris | sold (taxes) | -263,095 | 10.91 | -24,115 | exec. vice president |
May 11, 2023 | bradley charles e jr | sold (taxes) | -1,062,210 | 10.91 | -97,361 | ceo |
Which funds bought or sold CPSS recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Apr 23, 2024 | AMALGAMATED BANK | reduced | -63.05 | -6,000 | 2,000 | -% |
Apr 19, 2024 | DENALI ADVISORS LLC | unchanged | - | -66,246 | 276,696 | 0.08% |
Apr 05, 2024 | CWM, LLC | added | 0.85 | - | 1,000 | -% |
Apr 05, 2024 | GAMMA Investing LLC | sold off | -100 | -1,143 | - | -% |
Mar 26, 2024 | HighPoint Advisor Group LLC | new | - | 616,000 | 616,000 | 0.04% |
Mar 11, 2024 | VANGUARD GROUP INC | added | 0.73 | 189,397 | 4,854,030 | -% |
Mar 01, 2024 | GOLDMAN SACHS GROUP INC | sold off | -100 | -96,940 | - | -% |
Feb 28, 2024 | AMERICAN INTERNATIONAL GROUP, INC. | added | 1.12 | 1,699 | 39,757 | -% |
Feb 15, 2024 | GTS SECURITIES LLC | new | - | 93,747 | 93,747 | -% |
Feb 15, 2024 | BARCLAYS PLC | added | 712 | 97,000 | 110,000 | -% |
Unveiling Consumer Portfolio Services Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Consumer Portfolio Services Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 436.4B | 25.1B | 38.98 | 17.39 | ||||
AXP | 166.1B | 62.0B | 18.47 | 2.68 | ||||
PYPL | 69.5B | 29.8B | 16.37 | 2.33 | ||||
COF | 56.6B | 41.9B | 11.47 | 1.35 | ||||
DFS | 32.3B | 17.8B | 10.94 | 1.81 | ||||
ALLY | 12.1B | 14.0B | 11.85 | 0.87 | ||||
MID-CAP | ||||||||
CACC | 6.4B | 1.9B | 22.46 | 3.38 | ||||
FCFS | 6.0B | 3.2B | 27.16 | 1.89 | ||||
WU | 4.6B | 4.4B | 7.32 | 1.05 | ||||
NNI | 3.6B | 1.1B | 38.81 | 3.2 | ||||
SMALL-CAP | ||||||||
ENVA | 1.8B | 2.1B | 10.23 | 0.85 | ||||
ATLC | 359.1M | 1.2B | 3.49 | 0.31 | ||||
CPSS | 186.8M | 352.0M | 4.12 | 0.53 | ||||
AIHS | 8.6M | 7.3M | -2.23 | 1.18 | ||||
CURO | 3.7M | 853.2M | -0.01 | 0 |
Consumer Portfolio Services Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | -0.1% | 92.00 | 92.00 | 85.00 | 83.00 | 83.00 | 90.00 | 82.00 | 74.00 | 69.00 | 69.00 | 67.00 | 63.00 | 44.00 | 73.00 | 76.00 | 79.00 | 86.00 | 86.00 | 86.00 | 88.00 | 91.00 |
Operating Expenses | 5.5% | 82.00 | 78.00 | 66.00 | 65.00 | 65.00 | 56.00 | 48.00 | 45.00 | 45.00 | 49.00 | 53.00 | 55.00 | 56.00 | 65.00 | 63.00 | - | - | - | - | - | - |
S&GA Expenses | -11.8% | 5.00 | 5.00 | 5.00 | 6.00 | 6.00 | 6.00 | 6.00 | 5.00 | 4.00 | 4.00 | 4.00 | 4.00 | 3.00 | 3.00 | 3.00 | 4.00 | 4.00 | 4.00 | 5.00 | 5.00 | 4.00 |
EBITDA Margin | -1.2% | 0.59* | 0.60* | 0.62* | 0.62* | 0.62* | 0.45* | 0.47* | 0.49* | 0.53* | 0.48* | 0.50* | 0.48* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 6.3% | 40.00 | 38.00 | 36.00 | 33.00 | 29.00 | 23.00 | 19.00 | 16.00 | 17.00 | 18.00 | 19.00 | 21.00 | 23.00 | 25.00 | 26.00 | 27.00 | 28.00 | 28.00 | 28.00 | 27.00 | 26.00 |
Income Taxes | -30.8% | 3.00 | 4.00 | 5.00 | 5.00 | 4.00 | 9.00 | 9.00 | 8.00 | 5.00 | 6.00 | 4.00 | 3.00 | 2.00 | 2.00 | 2.00 | -7.68 | 1.00 | 1.00 | 1.00 | 1.00 | -0.57 |
Earnings Before Taxes | -30.8% | 10.00 | 14.00 | 19.00 | 18.00 | 18.00 | 34.00 | 34.00 | 29.00 | - | - | 14.00 | 8.00 | 6.00 | 6.00 | 5.00 | 3.00 | 1.00 | 3.00 | 3.00 | 3.00 | 5.00 |
EBT Margin | -14.4% | 0.17* | 0.20* | 0.26* | 0.31* | 0.35* | 0.21* | 0.22* | 0.24* | 0.25* | 0.14* | 0.14* | 0.10* | - | - | - | - | - | - | - | - | - |
Net Income | -30.8% | 7.00 | 10.00 | 14.00 | 14.00 | 14.00 | 25.00 | 25.00 | 21.00 | 19.00 | 14.00 | 10.00 | 5.00 | 4.00 | 4.00 | 3.00 | 11.00 | 0.00 | 2.00 | 2.00 | 2.00 | 5.00 |
Net Income Margin | -15.5% | 0.13* | 0.15* | 0.20* | 0.23* | 0.26* | 0.29* | 0.27* | 0.23* | 0.18* | 0.13* | 0.09* | 0.06* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -8.6% | 56.00 | 61.00 | 55.00 | 65.00 | 51.00 | 44.00 | 51.00 | 68.00 | 35.00 | 50.00 | 46.00 | 65.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | 0.8% | 2,904 | 2,881 | 2,854 | 2,837 | 2,753 | 2,651 | 2,500 | 2,278 | 2,160 | 2,107 | 2,104 | 2,096 | 2,146 | 2,309 | 2,337 | 2,468 | 2,539 | 2,537 | 2,525 | 2,531 | 2,486 |
Cash Equivalents | -25.7% | 6.00 | 8.00 | 7.00 | 10.00 | 13.00 | 173 | 168 | 186 | 177 | 174 | 199 | 169 | 144 | 11.00 | 7.00 | 5.00 | 141 | 9.00 | 10.00 | 9.00 | 130 |
Net PPE | 5.9% | 1.00 | 1.00 | 1.00 | 1.00 | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Liabilities | 0.5% | 2,629 | 2,615 | 2,599 | 2,594 | 2,524 | 2,432 | 2,302 | 2,094 | 1,989 | 1,945 | 1,955 | 1,957 | 2,013 | 2,181 | 2,212 | 2,347 | 2,337 | 2,335 | 2,324 | 2,333 | 2,289 |
Shareholder's Equity | 3.3% | 275 | 266 | 255 | 216 | 228 | 218 | 198 | 184 | 170 | 161 | 149 | 74.00 | 133 | 129 | 72.00 | 58.00 | 110 | 203 | 201 | 136 | 197 |
Retained Earnings | 3.0% | 248 | 241 | 230 | 216 | 203 | 188 | 163 | 138 | 117 | 98.00 | 84.00 | 74.00 | 69.00 | 65.00 | 61.00 | 58.00 | 140 | 140 | 138 | 136 | 134 |
Shares Outstanding | 0.3% | 21.00 | 21.00 | 21.00 | 20.00 | 20.00 | 21.00 | 21.00 | 21.00 | 23.00 | 23.00 | 23.00 | 23.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | 87.00 | - | - | - | 140,224 | - | - | - | 71,868 | - | - | - | 47.00 | - | - | - | 62.00 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | -8.5% | 56,062 | 61,257 | 55,520 | 65,141 | 51,188 | 45,074 | 51,370 | 68,300 | 35,118 | 50,670 | 47,056 | 65,350 | 48,201 | 61,213 | 65,299 | 64,054 | 46,795 | 57,571 | 53,914 | 58,504 | 57,579 |
Share Based Compensation | 1.6% | 830 | 817 | 905 | 912 | 1,461 | 1,448 | 728 | 790 | 735 | 530 | 327 | 408 | 498 | 539 | 412 | 487 | 576 | 377 | 481 | 638 | 683 |
Cashflow From Investing | -1.3% | -83,780 | -82,693 | -71,900 | -121,159 | -147,376 | -168,128 | -258,879 | -139,517 | -65,184 | -62,918 | -11,146 | 23,890 | 47,640 | 40,463 | 66,030 | -61,102 | -51,666 | -62,311 | -53,154 | -62,223 | -84,519 |
Cashflow From Financing | 31.9% | 11,056 | 8,385 | 2,441 | 62,312 | 86,271 | 127,391 | 189,602 | 80,945 | 32,849 | -12,894 | -5,604 | -64,791 | -163,854 | -36,177 | -126,732 | -1,715 | 8,348 | 6,864 | -9,951 | 18,031 | 36,040 |
Buy Backs | 77.5% | 1,157 | 652 | 11,171 | 7,293 | 4,561 | 7,250 | 20,181 | 14,104 | 21,717 | 2,377 | 827 | 755 | 453 | 762 | -205 | - | - | - | - | 1,440 | 870 |
CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Thousands, $ in Thousands | 12 Months Ended | ||
---|---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021 | |
Revenues: | |||
Interest income | $ 329,219 | $ 305,237 | $ 266,266 |
Mark to finance receivables measured at fair value | 12,000 | 15,283 | (4,417) |
Other income | 10,795 | 9,189 | 5,962 |
Total revenues | 352,014 | 329,709 | 267,811 |
Expenses: | |||
Employee costs | 88,148 | 84,282 | 80,534 |
General and administrative | 50,001 | 37,618 | 34,616 |
Interest | 146,631 | 87,524 | 75,239 |
Provision for credit losses | (22,300) | (28,100) | (14,590) |
Sales | 21,216 | 23,039 | 16,876 |
Occupancy | 6,374 | 7,535 | 7,715 |
Depreciation and amortization | 847 | 1,618 | 1,675 |
Total operating expenses | 290,917 | 213,516 | 202,065 |
Income before income tax expense (benefit) | 61,097 | 116,193 | 65,746 |
Income tax expense (benefit) | 15,754 | 30,210 | 18,222 |
Net income | $ 45,343 | $ 85,983 | $ 47,524 |
Earnings per share: | |||
Basic | $ 2.17 | $ 4.10 | $ 2.11 |
Diluted | $ 1.80 | $ 3.23 | $ 1.84 |
Number of shares used in computing earnings per share: | |||
Basic | 20,896 | 20,958 | 22,562 |
Diluted | 25,218 | 26,589 | 25,780 |
CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022 |
---|---|---|
ASSETS | ||
Cash and cash equivalents | $ 6,174 | $ 13,490 |
Restricted cash and equivalents | 119,257 | 149,299 |
Finance receivables measured at fair value | 2,722,662 | 2,476,617 |
Finance receivables | 27,553 | 92,304 |
Less: Allowance for finance credit losses | (2,869) | (21,753) |
Finance receivables, net | 24,684 | 70,551 |
Furniture and equipment, net | 1,372 | 1,660 |
Deferred tax assets, net | 3,736 | 10,177 |
Other assets | 25,861 | 30,974 |
Total Assets | 2,903,746 | 2,752,768 |
Liabilities | ||
Accounts payable and accrued expenses | 62,544 | 55,421 |
Warehouse lines of credit | 234,025 | 285,328 |
Residual interest financing | 49,875 | 49,623 |
Securitization trust debt | 2,265,446 | 2,108,744 |
Subordinated renewable notes | 17,188 | 25,263 |
Total Liabilities | 2,629,078 | 2,524,379 |
COMMITMENTS AND CONTINGENCIES | ||
Shareholders' Equity | ||
Common stock, no par value; authorized 75,000,000 shares; 21,174,856 and 20,131,323 shares issued and outstanding at December 31, 2023 and December 31, 2022, respectively | 28,678 | 28,906 |
Retained earnings | 247,857 | 202,514 |
Accumulated other comprehensive loss | (1,867) | (3,031) |
Total stockholders' equity | 274,668 | 228,389 |
Total liabilities and stockholders' equity | 2,903,746 | 2,752,768 |
Preferred Stock [Member] | ||
Shareholders' Equity | ||
Preferred stock, value | 0 | 0 |
Series A Preferred Stock [Member] | ||
Shareholders' Equity | ||
Preferred stock, value | 0 | 0 |
Series B Preferred Stock [Member] | ||
Shareholders' Equity | ||
Preferred stock, value | $ 0 | $ 0 |