CSTR - Capstar Financial Holdings Inc Stock Price, Fair Value and News

20.10USD Market Closed

Market Summary

USD20.10

Market Closed

CSTR Stock Price

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CSTR RSI Chart

CSTR Valuation

Market Cap

418.4M

Price/Earnings (Trailing)

14.04

Price/Sales (Trailing)

2.64

EV/EBITDA

3.35

Price/Free Cashflow

9.61

CSTR Price/Sales (Trailing)

CSTR Profitability

EBT Margin

22.88%

Return on Equity

8.24%

Return on Assets

0.95%

Free Cashflow Yield

10.41%

CSTR Fundamentals

CSTR Revenue

Revenue (TTM)

158.2M

Rev. Growth (Yr)

23.81%

Rev. Growth (Qtr)

1.43%

CSTR Earnings

Earnings (TTM)

29.8M

Earnings Growth (Yr)

-35.84%

Earnings Growth (Qtr)

-25.73%

Breaking Down CSTR Revenue

Last 7 days

1.7%

Last 30 days

7.8%

Last 90 days

7.3%

Trailing 12 Months

35.4%

How does CSTR drawdown profile look like?

CSTR Financial Health

CSTR Investor Care

Dividend Yield

2.14%

Dividend/Share (TTM)

0.43

Buy Backs (1Y)

3.45%

Diluted EPS (TTM)

1.42

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	126.5M	139.3M	150.1M	158.2M
2022	97.0M	98.6M	104.4M	113.5M
2021	94.4M	98.5M	98.5M	98.5M
2020	90.3M	87.9M	89.3M	91.9M
2019	77.0M	84.8M	92.2M	91.5M
2018	53.3M	55.7M	58.0M	67.8M
2017	46.8M	48.8M	50.4M	51.5M
2016	41.5M	42.6M	43.7M	45.4M
2015	38.7M	39.2M	40.5M	40.5M
2014	0	0	0	38.3M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of Capstar Financial Holdings Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 01, 2024	turner james s. jr.	back to issuer	-	-	-75,643	-
Apr 01, 2024	green louis a. iii	back to issuer	-	-	-224	-
Apr 01, 2024	turner james s. jr.	back to issuer	-	-	-320,460	-
Apr 01, 2024	green louis a. iii	back to issuer	-	-	-2,186	-
Apr 01, 2024	tietz christopher g	back to issuer	-	-	-54,909	chief banking officer
Apr 01, 2024	turner james s. jr.	back to issuer	-	-	-72,489	-
Apr 01, 2024	bentz l. earl	back to issuer	-	-	-40,933	-
Apr 01, 2024	devane sam b.	back to issuer	-	-	-10,164	-
Apr 01, 2024	wilt toby s	back to issuer	-	-	-4,800	-
Apr 01, 2024	turner james s. jr.	back to issuer	-	-	-96,090	-

Which funds bought or sold CSTR recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	AMALGAMATED BANK	sold off	-100	-33,000	-	-%
Apr 22, 2024	MetLife Investment Management, LLC	added	14.44	61,968	183,165	-%
Apr 18, 2024	Diversified Trust Co	unchanged	-	27,200	402,000	0.01%
Apr 15, 2024	EXCHANGE TRADED CONCEPTS, LLC	sold off	-100	-391,816	-	-%
Apr 11, 2024	City State Bank	unchanged	-	-	4,000	-%
Apr 09, 2024	Nalls Sherbakoff Group, LLC	reduced	-4.16	578,594	2,755,620	2.45%
Apr 05, 2024	CWM, LLC	new	-	-	-	-%
Mar 11, 2024	VANGUARD GROUP INC	added	0.51	4,245,570	17,212,000	-%
Mar 01, 2024	GOLDMAN SACHS GROUP INC	reduced	-46.5	-270,279	650,652	-%
Feb 28, 2024	AMERICAN INTERNATIONAL GROUP, INC.	reduced	-1.44	41,266	178,086	-%

Are Funds Buying or Selling CSTR?

Are funds buying CSTR calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CSTR

No. of Funds

Unveiling Capstar Financial Holdings Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Jan 25, 2024	blackrock inc.	8.2%	1,688,594	SC 13G/A
Nov 06, 2023	lawrence gaylon m. jr.	4.2%	873,886	SC 13D/A
Jan 31, 2023	blackrock inc.	7.7%	1,682,041	SC 13G
Feb 07, 2022	blackrock inc.	7.5%	1,658,306	SC 13G/A
Jan 29, 2021	blackrock inc.	5.8%	1,269,816	SC 13G/A
Jul 24, 2020	lawrence gaylon m. jr.	5.3%	1,156,675	SC 13D/A
Feb 07, 2020	blackrock inc.	6.1%	1,115,968	SC 13G
Nov 20, 2019	lawrence gaylon m. jr.	6.3%	1,156,675	SC 13D/A
Oct 23, 2019	corsair capital llc	0.0%	0	SC 13G/A

Recent SEC filings of Capstar Financial Holdings Inc

View All Filings

Date Filed	Form Type	Document
Apr 12, 2024	15-12G	15-12G
Apr 10, 2024	EFFECT	EFFECT
Apr 02, 2024	8-K	Current Report
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	POS AM	POS AM
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading

Peers (Alternatives to Capstar Financial Holdings Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	556.1B	171.1B	-2.31%	36.49%	11.22	3.25	60.72%	31.52%
BAC	301.8B	130.3B	3.56%	28.93%	11.38	2.32	79.51%	-3.68%
WFC	216.8B	85.7B	6.72%	47.09%	11.33	2.53	41.49%	39.96%
C	119.4B	133.3B	3.01%	27.78%	12.94	0.9	79.09%	-
CFG	16.3B	10.2B	-0.51%	22.27%	10.13	1.6	44.53%	-22.43%
KEY	13.9B	7.9B	-2.00%	32.35%	14.42	1.76	46.47%	-49.56%
MID-CAP
CMA	7.0B	4.2B	1.92%	23.45%	7.96	1.68	56.25%	-23.46%
ZION	6.2B	3.9B	2.71%	47.68%	9.19	1.58	45.91%	-25.03%
ABCB	3.3B	1.3B	1.85%	41.72%	12.38	2.6	43.24%	-22.35%
ASB	3.2B	2.0B	3.40%	20.85%	17.62	1.65	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	414.5M	164.9M	-1.69%	36.50%	35.44	2.51	42.66%	-70.76%
AROW	380.2M	162.6M	-4.81%	4.19%	12.64	2.34	25.39%	-38.37%
ACNB	284.2M	96.6M	-3.52%	8.70%	8.97	2.94	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.56%	-9.83%	-13.48	0.74	24.06%	-144.92%

Capstar Financial Holdings Inc News

Latest updates

Capstar Financial Holdings Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	1.4%	42.00	41.00	39.00	36.00	34.00	30.00	26.00	23.00	25.00	25.00	25.00	24.00	25.00	25.00	21.00	22.00	22.00	23.00	23.00	23.00	23.00
EBITDA Margin	-12.8%	0.79*	0.91*	1.01*	1.15*	1.30*	1.43*	1.55*	1.59*	1.58*	1.54*	1.44*	1.37*	-	-	-	-	-	-	-	-	-
Interest Expenses	-3.2%	20.00	20.00	23.00	23.00	25.00	26.00	24.00	21.00	23.00	23.00	23.00	22.00	22.00	20.00	18.00	17.00	17.00	17.00	17.00	17.00	18.00
Income Taxes	-61.7%	1.00	2.00	2.00	2.00	3.00	2.00	2.00	3.00	4.00	3.00	3.00	3.00	3.00	2.00	2.00	-0.57	2.00	2.00	2.00	1.00	-0.53
Earnings Before Taxes	-32.9%	7.00	11.00	10.00	8.00	13.00	10.00	12.00	13.00	16.00	16.00	15.00	14.00	12.00	10.00	8.00	1.00	7.00	9.00	8.00	6.00	-1.24
EBT Margin	-17.8%	0.23*	0.28*	0.29*	0.34*	0.43*	0.50*	0.59*	0.62*	0.62*	0.59*	0.52*	0.47*	-	-	-	-	-	-	-	-	-
Net Income	-25.7%	7.00	9.00	8.00	6.00	10.00	8.00	10.00	11.00	12.00	13.00	12.00	11.00	10.00	7.00	6.00	1.00	5.00	6.00	6.00	5.00	-0.71
Net Income Margin	-15.6%	0.19*	0.22*	0.23*	0.27*	0.34*	0.39*	0.47*	0.50*	0.49*	0.47*	0.41*	0.36*	-	-	-	-	-	-	-	-	-
Free Cashflow	-42.1%	12.00	21.00	-11.12	22.00	42.00	28.00	-77.32	-17.92	85.00	-3.35	14.00	19.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-3.7%	3,142	3,265	3,179	3,233	3,117	3,166	3,097	3,191	3,133	3,112	3,212	3,150	2,987	3,024	2,445	2,073	2,037	2,034	2,018	2,036	1,964
Cash Equivalents	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	20.00
Net PPE	-0.7%	23.00	23.00	23.00	24.00	25.00	25.00	25.00	25.00	26.00	26.00	26.00	26.00	27.00	28.00	18.00	19.00	19.00	19.00	20.00	20.00	19.00
Goodwill	-8.7%	41.00	45.00	45.00	46.00	41.00	41.00	41.00	41.00	41.00	41.00	41.00	41.00	41.00	41.00	4.00	38.00	38.00	38.00	38.00	38.00	38.00
Liabilities	-4.7%	2,781	2,919	2,832	2,879	2,763	2,818	2,739	2,822	2,753	2,742	2,853	2,807	2,644	2,690	2,163	1,797	1,764	1,766	1,756	1,776	1,710
Shareholder's Equity	4.6%	362	346	347	354	354	347	358	369	380	370	360	344	343	334	282	276	273	268	263	260	254
Retained Earnings	2.7%	159	155	148	-3.44	142	133	128	120	110	99.00	88.00	77.00	67.00	58.00	52.00	47.00	46.00	42.00	36.00	31.00	27.00
Additional Paid-In Capital	0.0%	227	227	229	234	241	244	243	248	249	248	248	247	247	247	207	206	207	207	208	211	212
Shares Outstanding	0%	21.00	21.00	21.00	22.00	22.00	22.00	22.00	22.00	22.00	22.00	22.00	22.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	256,253	-	-	-	430,356	-	-	-	440,483	-	-	-	220	-	-	-	231	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-42.1%	12,102	20,916	-10,699	22,039	42,835	28,394	-77,113	-17,833	85,487	-3,291	14,585	19,583	27,822	-58,775	64,382	-14,251	-32,900	-32,192	-5,870	-14,392	-2,994
Share Based Compensation	15.3%	491	426	361	399	384	258	325	388	431	373	447	349	-8.00	330	541	360	227	351	340	344	1,139
Cashflow From Investing	-59.0%	32,469	79,192	58,981	-82,682	-42,963	-18,277	-77,048	-110,851	-38,153	20,410	15,616	-78,160	-155,760	65,088	-147,410	-27,456	-16,097	22,972	68,441	-27,360	15,814
Cashflow From Financing	-268.4%	-137,353	81,576	-53,130	100,895	-64,480	75,971	-87,995	69,540	8,524	-107,119	28,500	171,704	-50,548	80,792	360,398	31,888	-3,755	7,156	-26,807	56,630	40,034
Dividend Payments	5.6%	2,391	2,265	2,291	2,136	2,171	2,174	2,184	1,320	1,321	1,321	1,332	1,093	1,099	1,097	923	916	934	900	928	745	-
Buy Backs	-100.0%	-	2,075	6,077	7,639	3,451	2.00	5,354	767	-	-	-	462	-	-	-	1,437	-	2,000	3,405	2,431	-

CSTR Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income:
Loans, including fees	$ 137,072	$ 101,501	$ 89,219
Securities:
Taxable	7,927	7,642	6,573
Tax-exempt	1,218	1,268	1,408
Federal funds sold	194	76	21
Restricted equity securities	1,048	784	640
Interest-bearing deposits in financial institutions	10,729	2,262	598
Total interest income	158,188	113,533	98,459
Interest expense:
Interest-bearing deposits	21,344	4,479	1,626
Savings and money market accounts	16,454	5,102	1,203
Time deposits	29,990	5,421	2,873
Federal funds purchased	0	2	0
Federal Home Loan Bank advances	2,944	862	12
Subordinated notes	1,575	1,575	1,575
Total interest expense	72,307	17,441	7,289
Net interest income	85,881	96,092	91,170
Provision for credit losses:
(Recovery of) provision for credit losses on loans	(206)	2,474	(1,066)
Provision for credit losses on available-for-sale securities	2,000	0	0
Recovery of Provision for Credit Losses on Unfunded Commitments	(945)	0	0
Total provision for credit losses	849	2,474	(1,066)
Net interest income after provision for loan losses	85,032	93,618	92,236
Noninterest income:
Deposit service charges	5,289	4,781	4,515
Interchange and debit card transaction fees	4,879	5,053	4,816
Mortgage banking	3,383	5,073	16,058
Tri-Net	84	78	8,613
Wealth management	1,710	1,687	1,850
SBA lending	3,323	2,501	2,060
Net gain on sale of securities	5	8	28
Bank owned life insurance	3,942	2,996	1,829
Other noninterest income	3,536	2,345	2,912
Total noninterest income	26,151	24,522	42,681
Noninterest expense:
Salaries and employee benefits	40,314	38,065	41,758
Data processing and software	12,884	11,152	11,248
Occupancy	4,514	4,299	4,205
Equipment	2,592	2,988	3,507
Professional services	3,067	2,175	2,155
Regulatory fees	1,806	1,080	1,031
Acquisition related expenses	1,682	0	323
Amortization of intangibles	1,441	1,690	1,939
Other noninterest expense	6,684	7,921	7,375
Total noninterest expense	74,984	69,370	73,541
Income before income taxes	36,199	48,770	61,376
Income tax expense	6,395	9,753	12,699
Net income	$ 29,804	$ 39,017	$ 48,677
Per share information:
Basic net income per share of common stock	$ 1.41	$ 1.77	$ 2.20
Diluted net income per share of common stock	$ 1.41	$ 1.77	$ 2.19
Weighted average shares outstanding:
Basic	21,142,177	22,010,462	22,127,919
Diluted	21,172,712	22,059,855	22,179,461

CSTR Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 25,752	$ 25,280
Interest-bearing deposits in financial institutions	223,859	105,558
Federal funds sold	10,000	4,467
Total cash and cash equivalents	259,611	135,305
Securities available-for-sale, at fair value net of allowance for credit losses of $2,000 and $0 at December 31, 2023 and 2022, respectively	359,320	396,416
Securities held-to-maturity, fair value of $0 and $1,240 at December 31, 2023 and 2022, respectively	0	1,240
Loans held for sale, includes $10,287 and $12,636 measured at fair value at December 31, 2023 and 2022, respectively	32,264	44,708
Loans held for investment	2,269,746	2,312,798
Less allowance for credit losses on loans	(24,292)	(23,806)
Loans, net	2,245,454	2,288,992
Premises and equipment, net	22,994	24,855
Restricted equity securities	13,334	16,632
Accrued interest receivable	12,588	10,511
Goodwill	41,068	41,068
Core deposit intangible, net	3,560	5,001
Other real estate owned, net	11	0
Other assets	151,971	152,441
Total assets	3,142,175	3,117,169
Deposits:
Noninterest-bearing	360,397	512,076
Interest-bearing	988,963	749,857
Savings and money market accounts	658,080	709,190
Time	654,812	708,696
Total deposits	2,662,252	2,679,819
Federal Home Loan Bank advances	50,000	15,000
Subordinated notes	29,800	29,666
Other liabilities	38,565	38,502
Total liabilities	2,780,617	2,762,987
Shareholders’ equity:
Additional paid-in capital	227,185	240,863
Adoption of new accounting standard	158,934	141,657
Accumulated other comprehensive loss, net of tax	(45,268)	(50,052)
Total shareholders’ equity	361,558	354,182
Total liabilities and shareholders’ equity	3,142,175	3,117,169
Voting
Shareholders’ equity:
Common stock, voting, $1 par value; 25,000,000 shares authorized 20,707,356 and 21,714,380 shares issued and outstanding at December 31, 2023 and 2022, respectively	$ 20,707	$ 21,714

About Capstar Financial Holdings Inc

CapStar Financial Holdings, Inc. operates as the bank holding company for CapStar Bank that provides banking services to consumer and corporate customers located primarily in Tennessee, the United States. It offers noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, and time deposits; and mortgage banking products, as well as wealth management and treasury management services. The company also provides commercial and consumer real estate, construction and land development, commercial and industrial, consumer, PPP, and other loans, as well as business term loans, home equity loans, and equipment financing and lines of credit to small and medium sized businesses. In addition, it offers telephone and online banking, and mobile banking services, as well as debit and credit cards. CapStar Financial Holdings, Inc. was founded in 2007 and is headquartered in Nashville, Tennessee.

CEO	Mr. Timothy K. Schools
WEBSITE	capstarbank.com
INDUSTRY	Banks Diversified
EMPLOYEES	381

Capstar Financial Holdings Inc Frequently Asked Questions

What is the ticker symbol for Capstar Financial Holdings Inc? What does CSTR stand for in stocks?

CSTR is the stock ticker symbol of Capstar Financial Holdings Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Capstar Financial Holdings Inc (CSTR)?

As of Mon Apr 01 2024, market cap of Capstar Financial Holdings Inc is 418.35 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CSTR stock?

You can check CSTR's fair value in chart for subscribers.

What is the fair value of CSTR stock?

You can check CSTR's fair value in chart for subscribers. The fair value of Capstar Financial Holdings Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Capstar Financial Holdings Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CSTR so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Capstar Financial Holdings Inc a good stock to buy?

The fair value guage provides a quick view whether CSTR is over valued or under valued. Whether Capstar Financial Holdings Inc is cheap or expensive depends on the assumptions which impact Capstar Financial Holdings Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CSTR.

What is Capstar Financial Holdings Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 01 2024, CSTR's PE ratio (Price to Earnings) is 14.04 and Price to Sales (PS) ratio is 2.64. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CSTR PE ratio will change depending on the future growth rate expectations of investors.