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CTBI

CTBI - Community Trust Bancorp Inc Stock Price, Fair Value and News

39.61USD-0.30 (-0.75%)Market Closed

Market Summary

CTBI
USD39.61-0.30
Market Closed
-0.75%

CTBI Alerts

  • 2 major insider buys recently.

CTBI Stock Price

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CTBI RSI Chart

CTBI Valuation

Market Cap

713.8M

Price/Earnings (Trailing)

9.15

Price/Sales (Trailing)

2.66

EV/EBITDA

1.6

Price/Free Cashflow

8.99

CTBI Price/Sales (Trailing)

CTBI Profitability

EBT Margin

36.69%

Return on Equity

11.11%

Return on Assets

1.35%

Free Cashflow Yield

11.12%

CTBI Fundamentals

CTBI Revenue

Revenue (TTM)

268.6M

Rev. Growth (Yr)

27.62%

Rev. Growth (Qtr)

5.51%

CTBI Earnings

Earnings (TTM)

78.0M

Earnings Growth (Yr)

-16.86%

Earnings Growth (Qtr)

-9.55%

Breaking Down CTBI Revenue

Last 7 days

-6.0%

Last 30 days

1.2%

Last 90 days

-0.1%

Trailing 12 Months

7.4%

How does CTBI drawdown profile look like?

CTBI Financial Health

Debt/Equity

0.09

Debt/Cashflow

1.4

CTBI Investor Care

Dividend Yield

4.54%

Dividend/Share (TTM)

1.8

Shares Dilution (1Y)

0.25%

Diluted EPS (TTM)

4.36

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2023215.2M234.7M252.8M268.6M
2022177.5M179.0M184.6M197.7M
2021176.0M174.9M177.0M178.2M
2020184.2M182.4M179.0M176.4M
2019176.8M181.6M184.9M185.4M
2018159.5M163.1M166.9M171.4M
2017146.8M148.9M152.0M155.7M
2016144.8M145.1M145.9M146.6M
2015143.9M144.2M144.1M144.0M
2014147.0M146.1M144.6M143.9M
2013151.7M150.1M149.1M148.1M
2012157.4M155.9M154.7M153.7M
2011155.9M157.3M158.7M158.5M
20100153.5M154.0M154.5M
2009000153.1M
GRUFITY'S FAIR VALUE MODEL

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Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224


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Tracking the Latest Insider Buys and Sells of Community Trust Bancorp Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Mar 15, 2024
minnifield franky
bought
78,559
39.2799
2,000
board of director
Feb 13, 2024
sandlin jefferson f
bought
19,924
39.0666
510
-
Jan 26, 2024
waters andy d
bought
6,446
41.86
154
executive vice president
Jan 26, 2024
dollins billie j.
bought
2,302
41.86
55.00
executive vice president
Jan 26, 2024
draughn james b
bought
7,660
41.86
183
executive vice president
Jan 26, 2024
tackett david i
bought
2,930
41.86
70.00
executive vice president
Jan 26, 2024
gooch mark a
bought
14,190
41.86
339
president & ceo
Jan 26, 2024
jones david andrew
bought
6,320
41.86
151
executive vice president
Jan 26, 2024
hancock charles wayne ii
bought
6,697
41.86
160
executive vice president
Jan 26, 2024
sparkman ricky d
bought
7,158
41.86
171
executive vice president

1–10 of 50

Which funds bought or sold CTBI recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Apr 15, 2024
Altus Wealth Management, LLC
unchanged
-
-11,422
402,616
0.21%
Apr 11, 2024
CENTRAL BANK & TRUST CO
unchanged
-
-8,203
289,123
0.04%
Apr 11, 2024
BTC Capital Management, Inc.
new
-
348,069
348,069
0.03%
Apr 09, 2024
Rise Advisors, LLC
new
-
5,374
5,374
-%
Apr 05, 2024
CWM, LLC
added
66.23
2,000
5,000
-%
Apr 02, 2024
M&R CAPITAL MANAGEMENT INC
added
0.07
-1,577
57,147
0.01%
Mar 22, 2024
PNC FINANCIAL SERVICES GROUP, INC.
unchanged
-
3,504
16,009
-%
Mar 11, 2024
VANGUARD GROUP INC
added
1.62
8,964,340
38,749,600
-%
Mar 01, 2024
GOLDMAN SACHS GROUP INC
added
124
5,069,880
7,770,760
-%
Feb 28, 2024
AMERICAN INTERNATIONAL GROUP, INC.
reduced
-0.41
73,092
338,950
-%

1–10 of 50

Are Funds Buying or Selling CTBI?

Are funds buying CTBI calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own CTBI
No. of Funds

Unveiling Community Trust Bancorp Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 09, 2024
dimensional fund advisors lp
6.4%
1,158,760
SC 13G/A
Jan 25, 2024
blackrock inc.
8.6%
1,551,125
SC 13G/A
Feb 10, 2023
dimensional fund advisors lp
6.4%
1,140,512
SC 13G/A
Feb 09, 2023
vanguard group inc
4.78%
855,831
SC 13G/A
Jan 25, 2023
blackrock inc.
8.7%
1,552,059
SC 13G/A
Feb 09, 2022
vanguard group inc
5.38%
960,550
SC 13G
Feb 08, 2022
dimensional fund advisors lp
5.9%
1,055,189
SC 13G/A
Feb 01, 2022
blackrock inc.
8.0%
1,433,516
SC 13G/A
Feb 12, 2021
dimensional fund advisors lp
6.3%
1,117,808
SC 13G/A
Jan 29, 2021
blackrock inc.
7.4%
1,309,315
SC 13G/A

Recent SEC filings of Community Trust Bancorp Inc

View All Filings
Date Filed Form Type Document
Mar 21, 2024
ARS
ARS
Mar 18, 2024
DEF 14A
DEF 14A
Mar 15, 2024
4
Insider Trading
Mar 11, 2024
3/A
Insider Trading
Mar 11, 2024
4/A
Insider Trading
Mar 11, 2024
4/A
Insider Trading
Feb 28, 2024
10-K
Annual Report
Feb 14, 2024
4
Insider Trading
Feb 09, 2024
SC 13G/A
Major Ownership Report
Jan 29, 2024
4
Insider Trading

Peers (Alternatives to Community Trust Bancorp Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
520.7B
171.1B
-5.00% 29.29%
10.51
3.04
60.72% 31.52%
273.1B
130.3B
-2.03% 14.22%
10.3
2.1
79.51% -3.68%
201.8B
85.7B
-1.91% 36.59%
10.54
2.36
41.49% 39.96%
109.0B
133.3B
-1.04% 14.73%
11.81
0.82
79.09% -
14.9B
10.2B
-3.22% 6.89%
9.25
1.46
44.53% -22.43%
13.3B
7.9B
-1.73% 15.60%
13.74
1.68
46.47% -49.56%
MID-CAP
6.6B
4.2B
1.07% 11.08%
7.52
1.59
56.25% -23.46%
5.9B
3.9B
-0.70% 27.74%
8.61
1.48
45.91% -25.03%
3.1B
1.3B
-2.61% 28.18%
11.39
2.39
43.24% -22.35%
3.0B
2.0B
-1.73% 8.03%
16.43
1.54
70.97% -50.03%
SMALL-CAP
497.6M
120.2M
6.68% 49.76%
19.02
4.14
25.23% -24.02%
394.8M
164.9M
-5.30% 27.06%
33.75
2.39
42.66% -70.76%
362.8M
162.6M
-7.63% -5.80%
12.06
2.23
25.39% -38.37%
270.6M
96.6M
-10.52% 3.61%
8.54
2.8
11.02% -11.37%
41.7M
60.9M
-6.90% -21.61%
-12.45
0.68
24.06% -144.92%

Community Trust Bancorp Inc News

Latest updates
Yahoo Movies Canada • 15 hours ago
The Globe and Mail • 39 hours ago
MarketBeat • 14 Apr 2024 • 11:23 pm
The Globe and Mail • 13 Apr 2024 • 08:03 am

Community Trust Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue5.5%73.0069.0065.0061.0057.0051.0045.0044.0044.0046.0044.0044.0043.0044.0045.0045.0046.0047.0047.0046.0045.00
EBITDA Margin-7.7%1.03*1.12*1.20*1.30*1.39*1.46*1.50*1.54*1.56*1.54*1.50*1.44*---------
Interest Expenses-0.4%43.0043.0043.0044.0045.0044.0041.0040.0041.0042.0040.0040.0039.0038.0038.0036.0036.0037.0036.0036.0036.00
Income Taxes-13.1%5.005.005.005.004.005.005.005.005.005.006.006.003.003.004.000.003.003.00-1.644.003.00
Earnings Before Taxes-10.3%23.0026.0025.0025.0027.0024.0025.0025.0024.0026.0030.0030.0019.0021.0023.007.0019.0018.0017.0019.0019.00
EBT Margin-9.1%0.37*0.40*0.43*0.47*0.51*0.53*0.56*0.59*0.62*0.60*0.57*0.53*---------
Net Income-9.5%19.0021.0019.0019.0022.0019.0020.0020.0019.0021.0024.0024.0016.0017.0020.007.0016.0015.0018.0015.0016.00
Net Income Margin-10.3%0.29*0.32*0.34*0.38*0.41*0.43*0.45*0.47*0.49*0.48*0.46*0.44*---------
Free Cashflow-15.9%19.0022.0014.0024.0025.0024.0018.0026.0033.0011.0038.0031.00---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets2.4%5,7705,6355,5215,5295,3805,4745,4475,4435,4185,3865,4945,3605,1395,0205,0234,3534,3664,3384,3774,3134,202
    Cash Equivalents23.8%271219110236129260214164312208454423338258478193265222322254141
  Net PPE0.8%45.0045.0043.0043.0043.0042.0041.0041.0040.0040.0040.0041.0042.0042.0043.0044.0044.0044.0044.0045.0045.00
  Goodwill0.0%66.0065.0065.0066.0065.0066.0066.0065.0065.0065.0065.0065.0065.0065.0065.0065.0065.0065.0065.0065.0065.00
Liabilities1.7%5,0674,9824,8614,8724,7524,8724,8154,7904,7204,6944,8104,6984,4844,3764,3913,7403,7513,7323,7833,7363,637
Shareholder's Equity7.5%702653660657628603632653698692684662655644632613615606595578564
  Retained Earnings2.2%484474462450439424412399387375361344327318307294297287279267259
  Additional Paid-In Capital0.3%231231230229229228228228227227226226226225225224225224224223223
Shares Outstanding0.0%18.0018.0018.0018.0018.0018.0018.0018.0018.0018.0018.0018.00---------
Float---613---693---686---553---715--
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations-20.6%19,96625,14215,45125,17327,27026,23218,83227,35033,76111,99038,23831,70620,18917,56810,89813,72421,36840,4549,54612,09013,463
  Share Based Compensation-606-411377620--484326200-213476--2284288.0010.00200239
Cashflow From Investing-121.4%-49,186-22,218-127,612-27,583-27,010-26,2238,502-235,27649,979-145,743-106,568-156,288-41,190-226,332-351,392-74,61211,476-82,35612,50623,883-50,762
Cashflow From Financing-23.8%81,362106,789-14,168109,598-131,20345,95421,84760,65520,240-112,89199,645209,452101,468-11,553625,877-11,09310,018-57,91645,72776,4377,416
  Dividend Payments0.2%8,2348,2207,8687,8657,8617,8217,1277,1297,1187,1076,8506,8416,8346,8306,7316,7476,7416,7246,3876,3836,368
  Buy Backs----------------1,099-----

CTBI Income Statement

2023-12-31
Consolidated Statements of Income and Comprehensive Income (Loss) - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Interest income:   
Interest and fees on loans, including loans held for sale$ 230,844$ 169,885$ 160,198
Interest and dividends on securities:   
Taxable27,26321,69513,981
Tax exempt2,6782,9983,098
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock759603486
Interest on Federal Reserve Bank deposits6,8312,439372
Other, including interest on federal funds sold27512234
Total interest income268,650197,742178,169
Interest expense:   
Interest on deposits81,16724,06812,753
Interest on repurchase agreements and federal funds purchased8,9942,5401,254
Interest on advances from Federal Home Loan Bank1,004200
Interest on long-term debt4,3752,0121,083
Total interest expense95,54028,64015,090
Net interest income173,110169,102163,079
Provision for credit losses (recovery)6,8114,905(6,386)
Net interest income after provision for credit losses (recovery)166,299164,197169,465
Noninterest income:   
Deposit related fees29,93529,04926,529
Gains on sales of loans, net3951,5256,820
Trust and wealth management income13,02512,39412,644
Loan related fees3,7926,1855,578
Bank owned life insurance3,5172,7082,844
Brokerage revenue1,4731,8461,962
Securities gains (losses)996(168)(158)
Other noninterest income4,5264,3774,244
Total noninterest income57,65957,91660,463
Noninterest expense:   
Officer salaries and employee benefits15,20615,92219,713
Other salaries and employee benefits58,50556,56854,401
Occupancy, net8,9008,3808,306
Equipment2,9432,7032,548
Data processing9,7268,9108,039
Bank franchise tax1,6491,5281,705
Legal fees1,1311,1591,160
Professional fees2,2192,2752,039
Advertising and marketing3,2143,0052,928
FDIC insurance2,4831,4471,381
Other real estate owned provision and expense3504561,401
Repossession expense531546344
Amortization of limited partnership investments2,6382,8533,352
Other noninterest expense15,89515,31911,968
Total noninterest expense125,390121,071119,285
Income before income taxes98,568101,042110,643
Income taxes20,56419,22822,704
Net income78,00481,81487,939
Unrealized holding gains (losses) on debt securities available-for-sale:   
Unrealized holding gains (losses) arising during the period36,863(168,060)(24,827)
Less: Reclassification adjustments for realized gains (losses) included in net income4(81)60
Tax expense (benefit)11,028(43,675)(6,471)
Other comprehensive income (loss), net of tax25,831(124,304)(18,416)
Comprehensive income (loss)$ 103,835$ (42,490)$ 69,523
Basic earnings per share (in dollars per share)$ 4.36$ 4.59$ 4.94
Diluted earnings per share (in dollars per share)$ 4.36$ 4.58$ 4.94
Weighted average shares outstanding-basic (in shares)17,88717,83617,786
Weighted average shares outstanding-diluted (in shares)17,90017,85117,804

CTBI Balance Sheet

2023-12-31
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Assets:  
Cash and due from banks$ 58,833$ 51,306
Interest bearing deposits212,56777,380
Cash and cash equivalents271,400128,686
Certificates of deposit in other banks245245
Debt securities available-for-sale at fair value (amortized cost of $1,301,244 and $1,430,605, respectively)1,163,7241,256,226
Equity securities at fair value3,1582,166
Loans held for sale152109
Loans4,050,9063,709,290
Allowance for credit losses(49,543)(45,981)
Net loans4,001,3633,663,309
Premises and equipment, net45,31142,633
Operating right-of-use assets12,60713,809
Finance right-of-use assets3,0963,262
Federal Home Loan Bank stock4,7126,676
Federal Reserve Bank stock4,8874,887
Goodwill65,49065,490
Bank owned life insurance101,46192,746
Mortgage servicing rights7,6658,468
Other real estate owned1,6163,671
Deferred tax asset28,14139,878
Accrued interest receivable23,57519,592
Other assets31,09328,463
Total assets5,769,6965,380,316
Deposits:  
Noninterest bearing1,260,6901,394,915
Interest bearing3,463,9323,031,228
Total deposits4,724,6224,426,143
Repurchase agreements225,245215,431
Federal funds purchased500500
Advances from Federal Home Loan Bank334355
Long-term debt64,24157,841
Operating lease liability12,95814,160
Finance lease liability3,4353,468
Accrued interest payable7,3892,237
Other liabilities28,76432,134
Total liabilities5,067,4884,752,269
Commitments and contingencies (notes 17 and 19)
Shareholders' equity:  
Preferred stock, 300,000 shares authorized and unissued00
Common stock, $5.00 par value, shares authorized 25,000,000; shares outstanding 2023 - 17,999,840; 2022 - 17,918,28089,99989,591
Capital surplus231,130229,012
Retained earnings484,400438,596
Accumulated other comprehensive loss, net of tax(103,321)(129,152)
Total shareholders' equity702,208628,047
Total liabilities and shareholders' equity$ 5,769,696$ 5,380,316
CTBI
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides commercial and personal banking services to small and mid-sized communities. The company accepts time and demand deposits, checking accounts, savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; and consumer loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities. In addition, it offers securities brokerage, and trust and wealth management services; debit cards; annuity and life insurance products; and repurchase agreements, as well as mobile, internet banking, and e-statement services. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.
 CEO
 WEBSITEctbi.com
 INDUSTRYBanks Diversified
 EMPLOYEES975

Community Trust Bancorp Inc Frequently Asked Questions


What is the ticker symbol for Community Trust Bancorp Inc? What does CTBI stand for in stocks?

CTBI is the stock ticker symbol of Community Trust Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Community Trust Bancorp Inc (CTBI)?

As of Tue Apr 16 2024, market cap of Community Trust Bancorp Inc is 713.81 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CTBI stock?

You can check CTBI's fair value in chart for subscribers.

What is the fair value of CTBI stock?

You can check CTBI's fair value in chart for subscribers. The fair value of Community Trust Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Community Trust Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CTBI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Community Trust Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether CTBI is over valued or under valued. Whether Community Trust Bancorp Inc is cheap or expensive depends on the assumptions which impact Community Trust Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CTBI.

What is Community Trust Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 16 2024, CTBI's PE ratio (Price to Earnings) is 9.15 and Price to Sales (PS) ratio is 2.66. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CTBI PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Community Trust Bancorp Inc's stock?

In the past 10 years, Community Trust Bancorp Inc has provided 0.042 (multiply by 100 for percentage) rate of return.