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CZNC

CZNC - Citizens & Northern Corp Stock Price, Fair Value and News

$21.35-0.31 (-1.43%)
Market Closed

54/100

CZNC

STOCK SCORE

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 10 years

54/100

CZNC

STOCK SCORE

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 10 years

Price Targets

Target 1Y

$21.75

Target 3M

$21.64

Target 6M

$21.68

CZNC Stock Valuation Analysis

Valuation

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CZNC Price Action

Last 7 days

-4.2%

Last 30 days

4.9%

Last 90 days

9.5%

Trailing 12 Months

-0.3%

CZNC RSI Chart

CZNC Stock Valuation Analysis

Valuation

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CZNC Valuation

Market Cap

380.1M

Price/Earnings (Trailing)

14.01

Price/Sales (Trailing)

2.9

EV/EBITDA

2.15

Price/Free Cashflow

11.99

CZNC Price/Sales (Trailing)

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Risk

Balance Sheet

Momentum

Funds Popularity

Insider Trading

Price Targets

Target 1Y

$21.75

Target 3M

$21.64

Target 6M

$21.68

CZNC Fundamentals

CZNC Revenue

Revenue (TTM)

131.1M

Rev. Growth (Yr)

1.7%

Rev. Growth (Qtr)

3.69%

CZNC Earnings

Earnings (TTM)

27.1M

Earnings Growth (Yr)

2.92%

Earnings Growth (Qtr)

7.09%

CZNC Profitability

EBT Margin

25.45%

Return on Equity

9.23%

Return on Assets

1.02%

Free Cashflow Yield

8.34%

CZNC Investor Care

Dividend Yield

5.25%

Dividend/Share (TTM)

1.12

Shares Dilution (1Y)

15.49%

Diluted EPS (TTM)

1.76

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2025129.5M130.6M131.1M0
2024117.7M121.0M125.0M128.1M
202397.0M103.7M109.1M113.5M
202284.5M85.4M88.0M92.6M
202181.9M85.8M85.1M84.5M
202068.7M68.1M72.6M77.2M
201951.5M56.3M60.8M64.8M
201846.6M47.6M48.8M50.3M
201744.3M44.7M45.2M45.9M
201644.3M44.0M44.0M44.1M
201545.8M45.4M45.0M44.5M
201447.7M46.9M46.4M46.0M
201354.5M52.3M50.5M48.9M
201260.7M59.8M58.3M56.6M
201161.7M61.7M61.6M61.3M
201000062.1M
Get all data in R, Python etc through our Historical Stock Data APIs

About Citizens & Northern Corp

CZNC
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and lending services to individual and corporate customers. The company's lending portfolio includes commercial, mortgage, and consumer loans, as well as specialized instruments such as commercial letters-of-credit; and offers deposit products, which includes various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposit. It provides wealth management services, such as retirement planning, estate planning, estate settlements, and asset management services; and insurance products through broker-dealer, which includes mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as offers reinsures credit and mortgage, life and accident, and health insurance products. The company was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.
 CEO
 WEBSITEcnbankpa.com
 SECTORFinancial Services
 INDUSTRYBanks Regional
 EMPLOYEES412

Citizens & Northern Corp Frequently Asked Questions

CZNC is the stock ticker symbol of Citizens & Northern Corp. Every public company that trades on a stock exchange gets a ticker symbol.

As of Wed Jan 28 2026, market cap of Citizens & Northern Corp is 380.07 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

You can check CZNC's fair value in chart for subscribers.

The fair value guage provides a quick view whether CZNC is over valued or under valued. Whether Citizens & Northern Corp is cheap or expensive depends on the assumptions which impact Citizens & Northern Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CZNC.

As of Wed Jan 28 2026, CZNC's PE ratio (Price to Earnings) is 14.01 and Price to Sales (PS) ratio is 2.9. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CZNC PE ratio will change depending on the future growth rate expectations of investors.

In the past 10 years, Citizens & Northern Corp has provided 0.006 (multiply by 100 for percentage) rate of return.