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Equifax Inc Stock Research

EFX

178.82USD-4.36(-2.38%)Market Closed
Watchlist

Market Summary

USD178.82-4.36
Market Closed
-2.38%

EFX Alerts

  • 1 major insider sales recently.

EFX Stock Price

EFX RSI Chart

EFX Valuation

Market Cap

22.5B

Price/Earnings (Trailing)

42.84

Price/Sales (Trailing)

4.44

EV/EBITDA

14.79

Price/Free Cashflow

20.56

EFX Price/Sales (Trailing)

EFX Profitability

EBT Margin

15.37%

Return on Equity

14.44%

Return on Assets

5.07%

Free Cashflow Yield

4.86%

EFX Fundamentals

EFX Revenue

Revenue (TTM)

5.1B

Revenue Y/Y

0.07%

Revenue Q/Q

1.2%

EFX Earnings

Earnings (TTM)

524.6M

Earnings Y/Y

-31.06%

Earnings Q/Q

23.04%

Price Action

52 Week Range

145.69240.35
(Low)(High)

Last 7 days

-1.3%

Last 30 days

-11.7%

Last 90 days

-22.1%

Trailing 12 Months

9.8%

EFX Financial Health

Current Ratio

0.77

Debt/Equity

1.34

Debt/Cashflow

0.14

EFX Investor Care

Dividend Yield

0.85%

Dividend/Share (TTM)

1.56

Shares Dilution (1Y)

0.25%

Diluted EPS (TTM)

4.25

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales

Latest Insider Trading transactions for EFX

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-08-28
Koehler Bryson R
sold
-2,000,000
200
-10,000
evp, cto, prod & d&a officer
2023-08-02
GAMBLE JOHN W JR
sold
-503,319
201
-2,500
evp, cfo & coo
2023-08-02
Begor Mark W
sold
-1,409,660
201
-7,000
ceo
2023-05-31
Griggs James M
sold
-52,500
210
-250
svp & corp controller
2023-05-26
Griggs James M
sold
-52,388
209
-250
svp & corp controller
2023-05-25
GAMBLE JOHN W JR
sold
-1,345,680
207
-6,500
evp, cfo & coo
2023-05-24
Chaney Carla
sold
-3,150,500
207
-15,180
evp, chief hr officer
2023-05-24
Chaney Carla
acquired
1,974,920
149
13,180
evp, chief hr officer
2023-05-18
Begor Mark W
sold
-1,458,570
208
-7,000
ceo
2023-05-04
Wilson Heather H
acquired
-
-
1,014
-

1–10 of 50

Which funds bought or sold EFX recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-09-26
BROOKFIELD Corp /ON/
new
-
2,490,420
2,490,420
0.01%
2023-09-20
BARCLAYS PLC
reduced
-10.71
2,504,000
72,479,000
0.05%
2023-09-12
Farther Finance Advisors, LLC
added
38.33
14,719
39,060
0.01%
2023-09-05
Delos Wealth Advisors, LLC
unchanged
-
65.00
471
-%
2023-08-28
DT Investment Partners, LLC
unchanged
-
-1,129
71,785
0.01%
2023-08-25
Brown Shipley& Co Ltd
sold off
-100
-49,696
-
-%
2023-08-24
Alberta Investment Management Corp
unchanged
-
87,642
635,310
0.01%
2023-08-23
Rappaport Reiches Capital Management, LLC
unchanged
-
58,428
423,540
0.18%
2023-08-22
Asset Dedication, LLC
unchanged
-
-
-
-%
2023-08-21
VitalStone Financial, LLC
sold off
-100
-19,000
-
-%

1–10 of 46

Latest Funds Activity

Are funds buying EFX calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own EFX
No. of Funds

Schedule 13G FIlings of Equifax

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Sep 11, 2023
capital international investors
10.6%
12,965,553
SC 13G/A
Feb 14, 2023
t. rowe price investment management, inc.
7.3%
8,935,666
SC 13G
Feb 13, 2023
capital international investors
6.1%
7,524,775
SC 13G
Feb 09, 2023
vanguard group inc
11.05%
13,532,743
SC 13G/A
Feb 08, 2023
massachusetts financial services co /ma/
9.4%
11,567,998
SC 13G/A
Feb 07, 2023
blackrock inc.
6.9%
8,452,346
SC 13G/A
May 02, 2022
massachusetts financial services co /ma/
10.4%
12,740,177
SC 13G/A
Feb 14, 2022
generation investment management llp
1.80%
2,200,635
SC 13G/A
Feb 14, 2022
price t rowe associates inc /md/
3.5%
4,275,173
SC 13G/A
Feb 11, 2022
capital international investors
4.4%
5,392,909
SC 13G/A

Recent SEC filings of Equifax

View All Filings
Date Filed Form Type Document
Sep 11, 2023
SC 13G/A
Major Ownership Report
Aug 29, 2023
4
Insider Trading
Aug 28, 2023
144
Notice of Insider Sale Intent
Aug 08, 2023
425
Prospectus Filed
Aug 08, 2023
425
Prospectus Filed
Aug 08, 2023
425
Prospectus Filed
Aug 04, 2023
4
Insider Trading
Aug 04, 2023
4
Insider Trading
Aug 02, 2023
144
Notice of Insider Sale Intent
Aug 02, 2023
144
Notice of Insider Sale Intent

Peers (Alternatives to Equifax)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
34.3B
2.3B
-2.25% 36.12%
68
14.88
2.52% -51.89%
22.5B
5.1B
-11.72% 9.84%
42.84
4.44
-1.83% -30.04%
13.9B
3.8B
-12.58% 20.53%
56.05
3.66
11.54% -80.59%
MID-CAP
7.9B
6.9B
-3.06% -3.04%
14.48
1.14
-3.41% -20.61%
7.0B
4.9B
8.51% 62.57%
20.5
1.41
2.58% -10.08%
4.0B
4.6B
-0.96% -9.72%
16.62
0.86
5.68% -45.36%
3.7B
19.2B
-8.26% 13.52%
12.15
0.19
-7.34% -28.30%
2.6B
1.5B
-8.50% 20.70%
22.36
1.72
18.15% 14.33%
1.2B
1.7B
-5.48% 1.72%
18
0.7
-0.85% -26.15%
SMALL-CAP
1.5B
649.6M
-24.06% -17.80%
-54.43
2.36
15.33% 65.00%
603.3M
1.1B
-6.19% 15.82%
12.89
0.57
5.24% 6.74%
500.6M
1.0B
-8.12% -3.79%
8.15
0.49
-11.09% -22.81%
454.7M
2.1B
-4.55% -23.79%
28.19
0.22
-10.58% -78.02%

Equifax News

24/7 Wall St.
Monday’s Top Analyst Upgrades and Downgrades: AbbVie, Adobe, Advance Auto Parts, Anheuser-Busch, Bumble, Fortinet, Nike, Palo Alto Networks and More.
24/7 Wall St.,
9 hours ago
Marketscreener.com

Returns for EFX

Cumulative Returns on EFX

13.0%


10-Year Cumulative Returns

5.5%


7-Year Cumulative Returns

7.9%


5-Year Cumulative Returns

5.7%


3-Year Cumulative Returns

Risks for EFX

What is the probability of a big loss on EFX?

78.8%


Probability that Equifax stock will be more than 20% underwater in next one year

60.8%


Probability that Equifax stock will be more than 30% underwater in next one year.

11.2%


Probability that Equifax stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does EFX drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Equifax was unfortunately bought at previous high price.

Drawdowns

Financials for Equifax

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Revenue0.0%5,0625,0615,1225,1775,1565,0744,9244,7894,6354,3834,1283,9153,7223,6193,5083,4373,3963,3933,4123,4153,416
Costs and Expenses1.7%4,2014,1324,0664,0453,9943,9103,7863,7343,6483,5353,4513,3613,2513,2013,8433,7743,7903,7072,9642,8212,731
  S&GA Expenses1.0%1,3681,3551,3291,3321,3581,3561,3251,3481,3341,3151,3231,3451,3101,3071,9901,9391,9611,9121,2131,1291,122
EBITDA-100.0%-1,5521,6731,6431,6531,6361,5751,4991,5261,3531,2181,14490984629.00-3.90-71.203.00770908-
EBITDA Margin-100.0%-0.31*0.33*0.32*0.32*0.32*0.32*0.31*0.33*0.31*0.30*0.29*0.24*0.23*0.01*0.00*-0.02*0.00*0.23*0.27*-
Interest Expenses9.5%22020118316715514814614414614814213412511611210910810610410094.00
Earnings Before Taxes-9.3%705778930927972985949905946797685634424385-413-417-475-395370504601
EBT Margin-100.0%-0.15*0.18*0.18*0.19*0.19*0.19*0.19*0.20*0.18*0.17*0.16*0.11*0.11*-0.12*-0.13*-0.14*-0.12*0.10*0.15*-
Net Income-10.6%525587696710750764744697720605520461317286-384-374-419-344300446504
Net Income Margin-100.0%-0.12*0.14*0.14*0.15*0.15*0.15*0.15*0.16*0.14*0.13*0.12*0.08*0.08*-0.11*-0.11*-0.12*-0.10*0.09*0.13*-
Free Cashflow-100.0%-1,1077578178619931,3351,2471,2151,059946880348314314248565584672715-
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Assets-0.4%11,53811,58411,54811,30811,22111,39211,04111,0839,3409,6699,6129,2508,8337,6237,9097,4317,4747,3367,1537,1347,117
  Current Assets-4.9%1,3151,3841,3711,2951,3531,2641,1212,8901,3301,6652,4782,3122,1051,1491,209853814865902888949
    Cash Equivalents-29.4%1642332852422242012252,0264587661,6851,5361,347370401168136133224253327
  Net PPE4.1%1,7221,6551,5871,4871,4341,3831,3161,2531,2161,1751,1391,0711,017962948905873818765695637
  Goodwill0.1%6,4016,3966,3846,3046,2396,3786,2585,1695,0855,0894,4964,3664,3234,1574,3084,2274,2834,1704,1304,1634,136
Liabilities-2.3%7,3307,5027,5757,5327,4007,5417,4407,5285,8426,3126,4026,2836,0995,1935,2864,8724,8864,7253,9983,8933,837
  Current Liabilities-39.1%1,0921,7922,0152,0192,6332,3432,2911,8871,8752,3422,4832,3911,6561,1441,3591,4921,4981,523827744678
    LT Debt, Non Current10.3%5,5034,9884,8204,8194,0744,4724,4704,9693,2813,2793,2773,2753,8723,5053,3802,8352,8332,6572,6312,6292,628
Shareholder's Equity2.7%4,1914,0823,9573,7593,8213,8513,6013,5553,4993,3573,2102,9672,7342,4302,6232,5592,5882,6113,1563,2423,280
  Retained Earnings1.7%5,4115,3205,2565,1965,0784,9264,7524,6774,5064,3424,1854,4234,2484,1973,8554,1704,1364,1154,7184,7404,748
  Additional Paid-In Capital1.2%1,6511,6311,5941,5801,5631,5491,5371,5181,5071,4901,4711,4541,4481,4321,4051,3931,3821,3691,3571,3471,340
Accumulated Depreciation5.4%1,1781,1181,0951,0621,0341,018961919891814774749693631593577538502480452418
Shares Outstanding0.1%123123123122122122122122122122122122121121121121121121121121120
Minority Interest-6.0%17.0018.0017.0017.0016.0017.0017.0016.0038.0039.0042.0038.0040.0043.0044.0043.0045.0049.0048.0057.0057.00
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Cashflow From Operations-1.2%1,0931,1077578178619931,3351,2471,2151,059946880348314314248565584672715842
  Share Based Compensation-2.4%78.0080.0063.0061.0058.0057.0055.0056.0057.0057.0055.0053.0052.0050.0050.0050.0052.0048.0043.0037.0034.00
Cashflow From Investing-11.2%-949-853-959-2,765-2,631-2,692-3,398-1,552-1,337-1,330-492-512-480-669-697-701-780-556-461-448-398
Cashflow From Financing2.5%-208-2132741921,5631,151618788-7856308119971,34461155837124.00-132-311-316-513
  Dividend Payments-0.1%191191191191191190190190190190190189189189189189188188188188187
  Buy Backs------36.0070.0070.0070.0034.00-----------

EFX Income Statement

2023-06-30
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Millions, $ in Millions
3 Months Ended6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Income Statement [Abstract]    
Operating revenue$ 1,317.6$ 1,316.7$ 2,619.6$ 2,680.0
Operating expenses:    
Cost of services (exclusive of depreciation and amortization below)588.0542.11,168.41,095.5
Selling, general and administrative expenses343.1330.2709.2670.5
Depreciation and amortization149.6139.8299.8276.9
Total operating expenses1,080.71,012.12,177.42,042.9
Operating income236.9304.6442.2637.1
Interest expense(60.7)(41.6)(118.3)(81.4)
Other income, net15.91.820.412.9
Consolidated income before income taxes192.1264.8344.3568.6
Provision for income taxes(52.7)(63.4)(91.4)(144.4)
Consolidated net income139.4201.4252.9424.2
Less: Net income attributable to noncontrolling interests including redeemable noncontrolling interests(1.1)(0.8)(2.3)(1.8)
Net income attributable to Equifax$ 138.3$ 200.6$ 250.6$ 422.4
Basic earnings per common share:    
Net income attributable to Equifax (in dollars per share)$ 1.13$ 1.64$ 2.04$ 3.45
Weighted-average shares used in computing basic earnings per share (in shares)122.7122.4122.6122.3
Diluted earnings per common share:    
Net income attributable to Equifax (in dollars per share)$ 1.12$ 1.63$ 2.03$ 3.42
Weighted-average shares used in computing diluted earnings per share (in shares)123.8123.3123.7123.4
Dividends per common share (in dollars per share)$ 0.39$ 0.39$ 0.78$ 0.78

EFX Balance Sheet

2023-06-30
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Jun. 30, 2023
Dec. 31, 2022
Current assets:  
Cash and cash equivalents$ 164.1$ 285.2
Trade accounts receivable, net of allowance for doubtful accounts of $17.0 and $19.1 at June 30, 2023 and December 31, 2022, respectively935.9857.7
Prepaid expenses148.7134.3
Other current assets66.793.3
Total current assets1,315.41,370.5
Property and equipment:  
Capitalized internal-use software and system costs2,350.92,139.1
Data processing equipment and furniture284.2281.4
Land, buildings and improvements264.9261.6
Total property and equipment2,900.02,682.1
Less accumulated depreciation and amortization(1,178.0)(1,095.1)
Total property and equipment, net1,722.01,587.0
Goodwill6,401.26,383.9
Indefinite-lived intangible assets94.994.8
Purchased intangible assets, net1,699.11,818.5
Other assets, net305.3293.2
Total assets11,537.911,547.9
Current liabilities:  
Short-term debt and current maturities of long-term debt169.1967.2
Accounts payable148.3250.8
Accrued expenses271.1229.0
Accrued salaries and bonuses128.8138.7
Deferred revenue109.7132.9
Other current liabilities265.2296.6
Total current liabilities1,092.22,015.2
Long-term debt5,503.04,820.1
Deferred income tax liabilities, net460.5460.3
Long-term pension and other postretirement benefit liabilities97.4100.4
Other long-term liabilities176.5178.6
Total liabilities7,329.67,574.6
Commitments and Contingencies (see Note 6)
Equifax shareholders' equity:  
Preferred stock, $0.01 par value: Authorized shares - 10.0; Issued shares - none0.00.0
Common stock, $1.25 par value: Authorized shares - 300.0; Issued shares - 189.3 at June 30, 2023 and December 31, 2022; Outstanding shares - 122.7 and 122.5 at June 30, 2023 and December 31, 2022, respectively236.6236.6
Paid-in capital1,650.51,594.2
Retained earnings5,410.55,256.0
Accumulated other comprehensive loss(445.9)(473.7)
Treasury stock, at cost, 66.0 shares and 66.2 shares at June 30, 2023 and December 31, 2022, respectively(2,654.6)(2,650.7)
Stock held by employee benefit trusts, at cost, 0.6 shares at June 30, 2023 and December 31, 2022(5.9)(5.9)
Total Equifax shareholders’ equity4,191.23,956.5
Noncontrolling interests including redeemable noncontrolling interests17.116.8
Total equity4,208.33,973.3
Total liabilities and equity$ 11,537.9$ 11,547.9
Mark W. Begor
12700
Equifax Inc. provides information solutions and human resources business process automation outsourcing services for businesses, governments, and consumers. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers employment, income, criminal history, and social security number verification services, as well as payroll-based transaction, employment tax management, and identity theft protection products. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage services; financial marketing services; identity management services; credit monitoring products; and online information, decisioning technology solutions, as well as portfolio management, mortgage reporting, and consumer credit information services. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, employers, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state, federal, and local governments. It operates in the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, Brazil, the Republic of Ireland, Russia, Cambodia, Malaysia, Singapore, and the United Arab Emirates. The company was founded in 1899 and is headquartered in Atlanta, Georgia.