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EFX

202.25USD+4.88(+2.47%)Market Closed

Equifax Inc

Market Summary

USD202.25+4.88Market Closed
2.47%

EFX Alerts

EFX Stock Price

RSI Chart

Valuation

Market Cap

20.9B

Price/Earnings

29.45

Price/Sales

4.04

Price/Cashflow

25.6

MarketCap/EBT

22.58

Price/Sales

Profitability

EBT Margin

17.90%

Return on Equity

18.81%

Return on Assets

6.28%

Fundamentals

Revenue

Revenue (TTM)

5.2B

Revenue Y/Y

1.75%

Revenue Q/Q

-5.5%

Earnings

Earnings (TTM)

710.2M

Earnings Y/Y

-19.33%

Earnings Q/Q

-17.4%

Price Action

52 Week Range

297.76
(Low)(High)

Last 7 days

2.2%

Last 30 days

19.9%

Last 90 days

8.1%

Trailing 12 Months

-26.6%

Financial Health

Current Ratio

0.64

Debt/Equity

1.4

Debt/Cashflow

0.15

Investor Care

Dividend Yield

0.91%

Dividend/Share (TTM)

1.56

Shares Dilution (1Y)

0.33%

Diluted EPS (TTM)

5.75

Peers (Alternatives to Equifax)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
43.3B
-
-3.01% 21.03%
35.92
9.31
- -
28.4B
3.0B
2.57% -15.14%
27.15
9.33
2.96% 47.71%
20.9B
5.2B
19.92% -26.56%
29.45
4.04
8.11% 1.95%
11.5B
3.6B
10.55% -42.61%
9.25
3.19
23.32% 163.15%
10.1B
3.5B
0.43% 43.61%
18.72
2.84
-17.23% -31.38%
MID-CAP
8.4B
7.3B
2.06% -25.90%
12.44
1.16
21.44% 29.16%
4.3B
4.5B
5.51% -24.23%
9.9
0.99
12.82% -21.77%
4.1B
20.4B
9.56% -1.12%
9.62
0.2
0.02% 62.48%
4.1B
4.9B
10.90% -24.18%
10.78
0.83
11.90% 29.55%
2.6B
1.4B
1.86% 40.66%
23.99
1.89
26.70% 33.35%
SMALL-CAP
1.8B
593.7M
-12.73% -66.20%
-18.34
2.96
25.77% -192.87%
1.3B
1.7B
-0.36% -19.83%
15.46
0.81
11.67% 21.97%
672.8M
2.3B
7.01% -19.36%
8.92
0.29
11.98% 52.55%
615.0M
1.0B
14.37% 44.29%
14.03
0.61
10.93% 14.78%
567.4M
1.1B
7.79% -27.66%
7.47
0.5
28.14% 15.67%

Financials for Equifax

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue0.4%5,1775,1565,0744,9244,789
  S&GA Expenses-1.9%1,3321,3581,3561,3251,348
Earnings Before Taxes-4.7%927972985949905
Net Income-5.3%710750764744697
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets0.8%11,30811,22111,39211,04111,083
  Current Assets-4.3%1,2951,3531,2641,1212,890
    Cash Equivalents8.1%2422242012252,026
  Net PPE3.7%1,4871,4341,3831,3161,253
  Goodwill1.1%6,3046,2396,3786,2585,169
Liabilities1.8%7,5327,4007,5417,4407,528
  Current Liabilities-23.3%2,0192,6332,3432,2911,887
  Long Term Debt12.8%5,3004,7004,9005,3255,300
    LT Debt, Non Current18.3%4,8194,0744,4724,4704,969
Shareholder's Equity-0.8%3,7763,8053,8343,5843,539
  Retained Earnings2.3%5,1965,0784,9264,7524,677
  Additional Paid-In Capital0.9%1,5631,5491,5371,518-
Accumulated Depreciation2.7%1,0621,0341,018961919
Shares Outstanding0%122122122122122
Minority Interest3.8%1716171716
* denotes actual numbers (not divided by Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations-5.1%8178619931,3351,247
  Share Based Compensation4.9%6158575556
Cashflow From Investing-5.1%-2,765.00-2,631.30-2,692.90-3,398.20-1,552.10
Cashflow From Financing-87.7%1921,5631,151618788
  Dividend Payments0.2%191190190190
  Buy BacksNaN%00367070
* denotes actual numbers (not divided by Millions)

Risks

What is the probability of a big loss on EFX?

76.9%


Probability that Equifax stock will be more than 20% underwater in next one year

60.8%


Probability that Equifax stock will be more than 30% underwater in next one year.

9.2%


Probability that Equifax stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does EFX drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Equifax was unfortunately bought at previous high price.

Returns

Cumulative Returns on EFX

15.6%


10-Year Cumulative Returns

10.3%


7-Year Cumulative Returns

13.5%


5-Year Cumulative Returns

14.5%


3-Year Cumulative Returns

What are the long-term rolling returns for EFX?

FIve years rolling returns for Equifax.

Which funds bought or sold EFX recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-23
Eagle Bay Advisors LLC
REDUCED
-43.75
-13,245
16,000
0.01%
2022-11-23
Toroso Investments, LLC
ADDED
3.42
-8,000
243,000
0.01%
2022-11-22
CVA Family Office, LLC
ADDED
50
6,000
21,000
0.01%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
1,925,000
1,925,000
0.02%
2022-11-22
B. Riley Wealth Advisors, Inc.
REDUCED
-0.19
-23,000
354,000
0.01%
2022-11-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
REDUCED
-1.85
-3,082,000
35,689,000
0.06%
2022-11-18
National Pension Service
REDUCED
-1.33
-2,938,000
27,044,000
0.06%
2022-11-17
M&T Bank Corp
REDUCED
-1.88
-103,000
1,835,000
0.01%
2022-11-17
CENTRAL TRUST Co
REDUCED
-54.29
-52,000
38,000
-%
2022-11-16
CAPTRUST FINANCIAL ADVISORS
ADDED
5.82
-19,000
2,587,000
0.01%

1–10 of 43

Latest Funds Activity

Are funds buying EFX calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own EFX

Equifax News

Nasdaq

Western Union (WU) Up 12.4% Since Last Earnings Report: Can It Continue?.18 hours ago

EFX Fair Value

Equifax fair value in different scenarios

The table shows the Fair Value estimates for Equifax for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

81.68

-59.61%

128.49

-36.47%

174.93

-13.51%

230.02

13.73%

308.08

52.33%

Current Inflation

75.45

-62.69%

115.52

-42.88%

154.23

-23.74%

201.01

-0.61%

266.99

32.01%

Very High Inflation

67.76

-66.50%

100.04

-50.54%

130.08

-35.68%

167.43

-17.22%

219.76

8.66%

Historical Equifax Fair Value Estimates


Recent SEC filings of Equifax

View All Filings
Date Filed Form Type Document
Nov 15, 2022
4
Insider Trading
Nov 07, 2022
4
Insider Trading
Nov 03, 2022
4
Insider Trading
Nov 03, 2022
4
Insider Trading
Oct 28, 2022
4
Insider Trading
Oct 28, 2022
4
Insider Trading
Oct 28, 2022
4
Insider Trading
Oct 28, 2022
4
Insider Trading
Oct 28, 2022
4
Insider Trading
Oct 25, 2022
4
Insider Trading

Latest Insider Trading transactions for EFX

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-11-14
Griggs James M
SOLD
-60,000
200
-300
SVP & Corp Controller
2022-11-03
Nelson Lisa M
SOLD
-15,958.3
159.583
-100
EVP, President International
2022-11-01
Nelson Lisa M
SOLD FOR TAXES
-14,195.2
168.99
-84
EVP, President International
2022-11-01
Griggs James M
SOLD FOR TAXES
-9,463.44
168.99
-56
SVP & Corp Controller
2022-10-26
Houston Julia A
SOLD
-827,624
165.525
-5,000
EVP, Strategy & Mktg Officer
2022-10-26
Begor Mark W
SOLD
-1,820,640
165.513
-11,000
CEO
2022-10-26
Nelson Lisa M
SOLD
-113,257
165.58
-684
EVP, President International
2022-10-26
GAMBLE JOHN W JR
SOLD
-2,482,850
165.523
-15,000
EVP, CFO & COO
2022-10-26
KELLEY JOHN J III
SOLD
-1,490,020
165.558
-9,000
EVP, Chief Legal Officer
2022-10-21
Smith Melissa D
BOUGHT
99,922.5
148.694
672
-

1–10 of 50

Mark W. Begor
12700
Equifax Inc. provides information solutions and human resources business process automation outsourcing services for businesses, governments, and consumers. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers employment, income, criminal history, and social security number verification services, as well as payroll-based transaction, employment tax management, and identity theft protection products. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage services; financial marketing services; identity management services; credit monitoring products; and online information, decisioning technology solutions, as well as portfolio management, mortgage reporting, and consumer credit information services. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, employers, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state, federal, and local governments. It operates in the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, Brazil, the Republic of Ireland, Russia, Cambodia, Malaysia, Singapore, and the United Arab Emirates. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

EFX Income Statement

2022-09-30
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Millions, $ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Income Statement [Abstract]    
Operating revenue$ 1,244.3$ 1,222.9$ 3,924.3$ 3,670.7
Operating expenses:    
Cost of services (exclusive of depreciation and amortization below)542.5489.01,638.01,455.3
Selling, general and administrative expenses318.0344.2988.5981.4
Depreciation and amortization140.9116.5417.8348.2
Total operating expenses1,001.4949.73,044.32,784.9
Operating income242.9273.2880.0885.8
Interest expense(47.1)(35.0)(128.5)(107.1)
Other income, net23.927.236.832.3
Consolidated income before income taxes219.7265.4788.3811.0
Provision for income taxes(52.8)(58.8)(197.2)(185.5)
Consolidated net income166.9206.6591.1625.5
Less: Net income attributable to noncontrolling interests including redeemable noncontrolling interests(1.2)(1.2)(3.1)(3.4)
Net income attributable to Equifax$ 165.7$ 205.4$ 588.0$ 622.1
Basic earnings per common share:    
Net income attributable to Equifax (in dollars per share)$ 1.35$ 1.68$ 4.81$ 5.11
Weighted-average shares used in computing basic earnings per share (in shares)122.4121.9122.3121.8
Diluted earnings per common share:    
Net income attributable to Equifax (in dollars per share)$ 1.34$ 1.66$ 4.77$ 5.04
Weighted-average shares used in computing diluted earnings per share (in shares)123.3123.7123.3123.5
Dividends per common share (in dollars per share)$ 0.39$ 0.39$ 1.17$ 1.17

EFX Balance Sheet

2022-09-30
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Current assets:  
Cash and cash equivalents$ 241.7$ 224.7
Trade accounts receivable, net of allowance for doubtful accounts of $15.5 and $13.9 at September 30, 2022 and December 31, 2021, respectively845.0727.6
Prepaid expenses141.2108.4
Other current assets67.060.2
Total current assets1,294.91,120.9
Property and equipment:  
Capitalized internal-use software and system costs1,985.31,727.3
Data processing equipment and furniture306.3299.6
Land, buildings and improvements257.3250.3
Total property and equipment2,548.92,277.2
Less accumulated depreciation and amortization(1,061.9)(961.3)
Total property and equipment, net1,487.01,315.9
Goodwill6,304.36,258.1
Indefinite-lived intangible assets94.894.9
Purchased intangible assets, net1,857.41,898.0
Other assets, net269.6353.1
Total assets11,308.011,040.9
Current liabilities:  
Short-term debt and current maturities of long-term debt1,062.9824.8
Accounts payable172.9211.6
Accrued expenses221.5237.5
Accrued salaries and bonuses159.5257.9
Deferred revenue107.2121.3
Other current liabilities294.7638.2
Total current liabilities2,018.72,291.3
Long-term debt4,819.24,470.1
Deferred income tax liabilities, net419.7358.2
Long-term pension and other postretirement benefit liabilities104.0130.1
Other long-term liabilities170.8190.0
Total liabilities7,532.47,439.7
Commitments and Contingencies (see Note 6)
Equifax shareholders' equity:  
Preferred stock, $0.01 par value: Authorized shares - 10.0; Issued shares - none0.00.0
Common stock, $1.25 par value: Authorized shares - 300.0; Issued shares - 189.3 at September 30, 2022 and December 31, 2021; Outstanding shares - 122.4 and 122.1 at September 30, 2022 and December 31, 2021, respectively236.6236.6
Paid-in capital1,580.11,536.7
Retained earnings5,195.84,751.6
Accumulated other comprehensive loss(596.2)(295.4)
Treasury stock, at cost, 66.3 shares and 66.6 shares at September 30, 2022 and December 31, 2021, respectively(2,651.4)(2,639.2)
Stock held by employee benefit trusts, at cost, 0.6 shares at September 30, 2022 and December 31, 2021(5.9)(5.9)
Total Equifax shareholders’ equity3,759.03,584.4
Noncontrolling interests including redeemable noncontrolling interests16.616.8
Total equity3,775.63,601.2
Total liabilities and equity$ 11,308.0$ 11,040.9