Stock Ideas
New
Stocks
Funds
Screener
Sectors
Watchlists
ENVA

ENVA - Enova International Inc Stock Price, Fair Value and News

58.56USD-1.58 (-2.63%)Market Closed

Market Summary

ENVA
USD58.56-1.58
Market Closed
-2.63%

ENVA Alerts

  • 3 major insider sales recently.
  • Big jump in Revenue (Y/Y)

ENVA Stock Price

View Fullscreen

ENVA RSI Chart

ENVA Valuation

Market Cap

1.6B

Price/Earnings (Trailing)

9.45

Price/Sales (Trailing)

0.73

EV/EBITDA

9.55

Price/Free Cashflow

1.32

ENVA Price/Sales (Trailing)

ENVA Profitability

Operating Margin

73.14%

EBT Margin

10.08%

Return on Equity

15.01%

Return on Assets

3.72%

Free Cashflow Yield

75.62%

ENVA Fundamentals

ENVA Revenue

Revenue (TTM)

2.2B

Rev. Growth (Yr)

26.2%

Rev. Growth (Qtr)

4.51%

ENVA Earnings

Earnings (TTM)

172.6M

Earnings Growth (Yr)

-4.9%

Earnings Growth (Qtr)

39.29%

Breaking Down ENVA Revenue

52 Week Range

45.3059.87
(Low)(High)

Last 7 days

-2.1%

Last 30 days

-1.8%

Last 90 days

0.4%

Trailing 12 Months

28.9%

How does ENVA drawdown profile look like?

ENVA Financial Health

Current Ratio

6.88

Debt/Equity

2.64

Debt/Cashflow

0.41

ENVA Investor Care

Dividend Yield

6.11%

Dividend/Share (TTM)

3.71

Buy Backs (1Y)

13.12%

Diluted EPS (TTM)

5.57

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20242.2B000
20231.8B1.9B2.0B2.1B
20221.3B1.5B1.6B1.7B
2021773.0M784.6M900.2M1.2B
20201.3B1.3B1.2B875.8M
20191.0B1.1B1.1B1.2B
2018870.8M900.2M939.6M972.6M
2017763.2M780.5M802.5M843.7M
2016661.6M687.8M718.5M745.6M
2015767.0M711.8M671.9M652.6M
2014791.5M816.8M823.9M809.8M
2013687.0M713.1M739.2M765.3M
2012000660.9M

Tracking the Latest Insider Buys and Sells of Enova International Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
May 15, 2024
rice linda johnson
sold
-110,285
63.02
-1,750
-
May 14, 2024
fisher david
sold
-1,254,540
62.7268
-20,000
chief executive officer
May 14, 2024
fisher david
acquired
479,200
23.96
20,000
chief executive officer
May 09, 2024
fisher david
acquired
239,600
23.96
10,000
chief executive officer
May 09, 2024
fisher david
sold
-628,794
62.8794
-10,000
chief executive officer

1–10 of 50

Which funds bought or sold ENVA recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
May 16, 2024
JANE STREET GROUP, LLC
added
13.56
1,660,790
7,409,980
-%
May 16, 2024
HANCOCK WHITNEY CORP
reduced
-2.24
128,885
1,306,240
0.04%
May 16, 2024
COMERICA BANK
reduced
-11.67
1,923
765,835
-%
May 16, 2024
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-7.84
82,028
1,867,060
-%
May 15, 2024
AQR CAPITAL MANAGEMENT LLC
reduced
-12.71
-34,094
3,604,050
0.01%
May 15, 2024
Cresset Asset Management, LLC
new
-
1,209,600
1,209,600
0.01%
May 15, 2024
Royal Bank of Canada
reduced
-35.03
-467,000
1,314,000
-%
May 15, 2024
PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO
added
1.64
7,252
54,474
-%
May 15, 2024
OSTERWEIS CAPITAL MANAGEMENT INC
unchanged
-
17,181
144,509
0.01%
May 15, 2024
QUADRANT CAPITAL GROUP LLC
unchanged
-
1,442
12,127
-%

1–10 of 42

Are Funds Buying or Selling ENVA?

Are funds buying ENVA calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own ENVA
No. of Funds

Unveiling Enova International Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
683 capital management, llc
1.9%
580,000
SC 13G/A
Feb 13, 2024
vanguard group inc
6.80%
2,032,174
SC 13G/A
Feb 09, 2024
dimensional fund advisors lp
7.4%
2,196,612
SC 13G/A
Jan 19, 2024
blackrock inc.
19.1%
5,718,237
SC 13G/A
Feb 14, 2023
683 capital management, llc
8.0%
2,510,000
SC 13G/A
Feb 10, 2023
dimensional fund advisors lp
7.1%
2,220,219
SC 13G
Feb 09, 2023
vanguard group inc
7.09%
2,230,322
SC 13G/A
Jan 26, 2023
blackrock inc.
18.8%
5,918,488
SC 13G/A
Jan 20, 2023
blackrock inc.
18.8%
5,918,488
SC 13G
Feb 08, 2022
dimensional fund advisors lp
4.9%
1,776,531
SC 13G/A

Recent SEC filings of Enova International Inc

View All Filings
Date Filed Form Type Document
May 22, 2024
144
Notice of Insider Sale Intent
May 22, 2024
8-K
Current Report
May 17, 2024
4
Insider Trading
May 17, 2024
8-K
Current Report
May 16, 2024
4
Insider Trading
May 15, 2024
144
Notice of Insider Sale Intent
May 14, 2024
144
Notice of Insider Sale Intent
May 14, 2024
144/A
144/A
May 14, 2024
144/A
144/A
May 13, 2024
4
Insider Trading

Peers (Alternatives to Enova International Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
426.1B
25.7B
-0.02% 22.18%
35.97
16.58
12.62% 22.62%
172.7B
62.0B
3.04% 57.37%
19.2
2.78
11.96% 24.39%
65.1B
30.4B
-1.54% 0.35%
14.99
2.14
8.39% 60.41%
53.3B
43.4B
-5.31% 36.47%
13.72
1.23
26.76% -52.19%
31.2B
17.8B
-1.82% 22.90%
13.78
1.75
38.72% -44.91%
11.9B
14.3B
-1.61% 45.14%
13.85
0.83
22.92% -37.74%
MID-CAP
5.9B
2.0B
-6.33% 10.23%
23.48
3.01
6.86% -40.40%
5.3B
3.2B
-10.57% 17.81%
22.76
1.65
13.90% -14.51%
4.4B
4.4B
-2.78% 6.77%
7.09
1
0.29% -19.79%
4.0B
1.1B
13.99% 13.61%
29
3.6
26.09% -44.07%
SMALL-CAP
1.6B
2.2B
-1.76% 28.94%
9.45
0.73
22.40% -16.16%
368.3M
1.2B
6.91% -25.81%
3.58
0.31
9.96% -11.98%
183.3M
360.7M
2.23% -22.23%
5.08
0.51
6.56% -54.11%
7.9M
7.3M
-11.70% -4.05%
-2.06
1.09
-51.06% -195.09%
2.5M
853.2M
-33.33% -94.92%
-0.01
0
-15.13% -1364.54%

Enova International Inc News

Latest updates
Yahoo New Zealand News20 May 202409:07 am
Yahoo Canada Finance18 May 202406:36 am
Yahoo News UK17 May 202408:19 am
PR Newswire23 Apr 202407:00 am

Enova International Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue4.5%61058455149948348645640838636432026525956.00205253362345306259264
Cost Of Revenue------------------198162123119
Gross Profit6.4%346325320299286290294265269280246259238244182132127147143136146
Operating Expenses-5.5%21522721618817718519617517820016013611512360.0046.0097.0087.0086.0078.0073.00
  S&GA Expenses-18.9%40.0049.0038.0036.0037.0035.0037.0034.0035.0041.0034.0039.0044.0057.0034.0022.0028.0025.0027.0028.0029.00
EBITDA Margin-1.3%0.21*0.22*0.23*0.24*0.24*0.24*0.25*0.26*0.31*0.37*0.72*0.87*---------
Interest Expenses14.7%66.0057.0049.0046.0043.0038.0031.0025.0022.0019.0018.0019.0020.0027.0019.0020.0020.00131-18.23-18.12-19.50
Income Taxes136.5%16.007.0014.0017.0015.0016.0016.0017.0016.0012.0017.0023.0028.0026.0010.0018.003.0010.0010.009.0012.00
Earnings Before Taxes55.3%65.0042.0055.0065.0066.0067.0068.0070.0068.0061.0068.0010410425710366.009.0040.0039.0040.0051.00
EBT Margin-6.0%0.10*0.11*0.13*0.14*0.15*0.16*0.17*0.18*0.23*0.28*0.59*0.72*---------
Net Income39.3%48.0035.0041.0048.0051.0051.0052.0052.0052.0049.0052.0080.0076.0015.0094.0048.005.00-50.5527.0025.0035.00
Net Income Margin-7.0%0.08*0.08*0.09*0.10*0.11*0.12*0.13*0.14*0.17*0.21*0.25*0.34*---------
Free Cashflow10.9%34931426429227426122523114613998.0096.00---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets1.1%4,6374,5864,1033,9083,8473,7813,5091,5323,0472,7612,4672,3952,1342,1081,6341,5791,7331,5741,5071,3901,345
    Cash Equivalents40.7%76.0054.0063.0010098.0010088.000.0013216522939432429749032116136.0029.0034.0058.00
  Net PPE2.7%11210910499.0095.0093.0089.0089.0081.0078.0081.0080.0079.0079.0063.0060.0056.0055.0051.0049.0047.00
  Goodwill0%27927927927927927927927927927927927911.00268268268268267267267267
Liabilities4.2%3,4863,3452,8422,6592,6262,5952,3631,1371,9691,6681,3331,3001,1281,1891,0601,1031,2951,1981,073984965
  Long Term Debt3.3%3,0412,9442,4432,2972,3142,2592,0601,1301,6971,3841,0751,0284109468639071,092991874786792
Shareholder's Equity-7.3%1,1501,2401,2611,2491,2211,1861,1461,1081,0781,0931,1331,0951,006919574476438377434406379
  Retained Earnings3.3%1,5371,4881,4541,4121,3641,3131,2621,2111,1581,1061,0571,006925849619525477373423396371
  Additional Paid-In Capital4.9%29828427426625925224523923322621721220418875.0071.0067.0064.0061.0057.0052.00
Shares Outstanding-6.0%27.0029.0030.0031.0031.0031.0032.0032.0033.0036.0036.0037.00---------
Minority Interest-----------1.001.001.001.00-------
Float----1,583,653---899---1,230---433---762-
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Quarterly)
(In Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations10.9%349314271299282269233239154147105103117118140231253243191194221
  Share Based Compensation2.4%8.007.007.006.006.006.005.005.005.005.005.005.006.007.004.004.003.002.003.003.003.00
Cashflow From Investing21.7%-443-566-444-278-205-441-473-364-386-458-294-182-44.4566.0074.00130-186-354-267-214-104
Cashflow From Financing-112.5%-53.97433109-48.6234.0017919911323525031.00152-67.66-349-44.21-19957.0093.0086.00-5.91-77.91
  Buy Backs126.7%15167.0036.0028.0022.0019.0020.0026.0079.0097.0016.002.003.002.000.0013.0042.0023.002.001.008.00
Get Full Access to Grufity – and Unlimited Downloads
Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.
Try For Just $1.99

ENVA Income Statement

2024-03-31
CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Income Statement [Abstract]  
Revenue$ 609,889$ 483,256
Change in Fair Value(264,023)(197,366)
Net Revenue345,866285,890
Operating Expenses  
Marketing110,56779,755
Operations and technology54,37949,169
General and administrative39,86537,158
Depreciation and amortization10,26310,540
Total Operating Expenses215,074176,622
Income from Operations130,792109,268
Interest expense, net(65,597)(43,321)
Foreign currency transaction loss(48)(171)
Equity method investment loss (6)
Other nonoperating expenses(492)(133)
Income before Income Taxes64,65565,637
Provision for income taxes16,22714,714
Net income$ 48,428$ 50,923
Earnings per common share:  
Basic$ 1.72$ 1.62
Diluted$ 1.64$ 1.56
Weighted average common shares outstanding:  
Basic28,19631,341
Diluted29,50332,711

ENVA Balance Sheet

2024-03-31
CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Mar. 31, 2023
Assets   
Cash and cash equivalents[1]$ 76,458$ 54,357$ 97,680
Restricted cash[1]152,469323,082190,713
Loans and finance receivables at fair value[1]3,795,2103,629,1673,003,366
Income taxes receivable85,42444,12937,884
Other receivables and prepaid expenses[1]65,96371,98255,478
Property and equipment, net111,678108,70595,413
Operating lease right-of-use assets13,65114,25112,398
Goodwill279,275279,275279,275
Intangible assets, net16,99119,00525,046
Other assets[1]39,40841,58349,739
Total assets4,636,5274,585,5363,846,992
Liabilities and Stockholders’ Equity   
Accounts payable and accrued expenses[1]290,603261,156177,869
Operating lease liabilities26,95927,04225,695
Deferred tax liabilities, net127,887113,350108,294
Long-term debt[1]3,040,8672,943,8052,314,381
Total liabilities3,486,3163,345,3532,626,239
Commitments and contingencies (Note 7)
Stockholders’ equity:   
Common stock, $0.00001 par value, 250,000,000 shares authorized, 46,193,337, 44,917,916 and 45,339,814 shares issued and 27,349,818, 31,334,875 and 29,089,258 outstanding as of March 31, 2024 and 2023 and December 31, 2023, respectively000
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding
Additional paid in capital298,191284,256258,806
Retained earnings1,536,7341,488,3061,364,108
Accumulated other comprehensive loss(7,234)(6,264)(7,337)
Treasury stock, at cost (18,843,519, 13,583,041 and 16,250,556 shares as of March 31, 2024 and 2023 and December 31, 2023, respectively)(677,480)(526,115)(394,824)
Total stockholders' equity1,150,2111,240,1831,220,753
Total liabilities and stockholders’ equity$ 4,636,527$ 4,585,536$ 3,846,992
[1]Includes amounts in wholly-owned, bankruptcy-remote special purpose subsidiaries (“VIEs”) presented separately in the table below.
ENVA
Enova International, Inc. operates as a financial services company with online lending that serves small businesses and consumers who are underserved by traditional banks. The company offers installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea names. The company, through its analytics and machine learning algorithms, serves approximately 8 million customers. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.
 CEO
 WEBSITEenova.com
 INDUSTRYCredit Services
 EMPLOYEES1804

Enova International Inc Frequently Asked Questions


What is the ticker symbol for Enova International Inc? What does ENVA stand for in stocks?

ENVA is the stock ticker symbol of Enova International Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Enova International Inc (ENVA)?

As of Wed May 22 2024, market cap of Enova International Inc is 1.63 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ENVA stock?

You can check ENVA's fair value in chart for subscribers.

What is the fair value of ENVA stock?

You can check ENVA's fair value in chart for subscribers. The fair value of Enova International Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Enova International Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ENVA so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Enova International Inc a good stock to buy?

The fair value guage provides a quick view whether ENVA is over valued or under valued. Whether Enova International Inc is cheap or expensive depends on the assumptions which impact Enova International Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ENVA.

What is Enova International Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed May 22 2024, ENVA's PE ratio (Price to Earnings) is 9.45 and Price to Sales (PS) ratio is 0.73. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ENVA PE ratio will change depending on the future growth rate expectations of investors.