ESSA - ESSA Bancorp Inc Stock Price, Fair Value and News

16.20USD-0.01 (-0.06%)Market Closed

Market Summary

USD16.20-0.01

Market Closed

-0.06%

ESSA Stock Price

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ESSA RSI Chart

ESSA Valuation

Market Cap

164.1M

Price/Earnings (Trailing)

9.09

Price/Sales (Trailing)

1.77

EV/EBITDA

1.39

Price/Free Cashflow

6.71

ESSA Price/Sales (Trailing)

ESSA Profitability

EBT Margin

24.14%

Return on Equity

8.18%

Return on Assets

0.81%

Free Cashflow Yield

14.9%

ESSA Fundamentals

ESSA Revenue

Revenue (TTM)

93.0M

Rev. Growth (Yr)

40.13%

Rev. Growth (Qtr)

4.11%

ESSA Earnings

Earnings (TTM)

18.0M

Earnings Growth (Yr)

-10.87%

Earnings Growth (Qtr)

-6.31%

Breaking Down ESSA Revenue

Last 7 days

-0.7%

Last 30 days

-11.1%

Last 90 days

-14.8%

Trailing 12 Months

2.5%

How does ESSA drawdown profile look like?

ESSA Financial Health

ESSA Investor Care

Dividend Yield

3.7%

Dividend/Share (TTM)

0.6

Buy Backs (1Y)

2.60%

Diluted EPS (TTM)

1.86

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	72.2M	78.4M	85.5M	93.0M
2022	58.4M	59.5M	62.8M	67.0M
2021	60.8M	59.3M	58.7M	58.2M
2020	66.6M	65.5M	64.1M	62.5M
2019	67.3M	67.6M	67.8M	67.4M
2018	60.5M	62.8M	64.5M	66.0M
2017	58.4M	58.1M	58.3M	59.0M
2016	55.9M	57.0M	58.4M	59.2M
2015	54.4M	54.1M	54.2M	54.3M
2014	48.2M	49.5M	50.8M	52.3M
2013	50.0M	51.9M	51.1M	49.3M
2012	45.3M	44.0M	45.2M	48.1M
2011	48.2M	47.7M	47.2M	46.4M
2010	0	51.0M	49.3M	48.7M
2009	0	0	52.7M	0

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of ESSA Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Oct 24, 2023	henning daniel j	acquired	-	-	1,721	-
Oct 24, 2023	hosbach philip h. iv	acquired	-	-	1,721	-
Oct 24, 2023	gordon christine davis	acquired	-	-	1,721	-
Oct 24, 2023	stennett carolyn	acquired	-	-	1,721	-
Oct 24, 2023	richardson tina q	acquired	-	-	1,721	-
Oct 24, 2023	selig robert c jr	acquired	-	-	1,721	-
Oct 24, 2023	durkin joseph s	acquired	-	-	1,721	-
Oct 24, 2023	weekes elizabeth b	acquired	-	-	1,721	-
Oct 01, 2023	hangen charles	acquired	-	-	3,331	evp and chief risk officer
Oct 01, 2023	selitto robert l	acquired	-	-	1,666	vice president

Which funds bought or sold ESSA recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-9.66	-114,559	531,181	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-61.35	-10,000	5,000	-%
Apr 23, 2024	Morton Brown Family Wealth, LLC	sold off	-100	-4,004	-	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	23,718	94,775	-%
Apr 19, 2024	VALLEY NATIONAL ADVISERS INC	unchanged	-	-	2,000	-%
Apr 17, 2024	Cedar Brook Financial Partners, LLC	unchanged	-	-17,413	311,226	0.06%
Apr 17, 2024	PEOPLES FINANCIAL SERVICES CORP.	unchanged	-	-2,632	26,637	0.01%
Apr 15, 2024	Northeast Financial Group, Inc.	reduced	-24.22	-128,106	285,227	0.13%
Apr 10, 2024	Founders Capital Management	unchanged	-	-2,685	27,345	0.02%
Apr 08, 2024	BEESE FULMER INVESTMENT MANAGEMENT, INC.	reduced	-14.93	-90,664	311,678	0.03%

Are Funds Buying or Selling ESSA?

Are funds buying ESSA calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ESSA

No. of Funds

Unveiling ESSA Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 09, 2024	essa bancorp, inc.	10.3%	1,044,639	SC 13G/A
Feb 06, 2024	fj capital management llc	9.06%	941,992	SC 13G/A
Feb 14, 2023	essa bancorp, inc.	10.28%	1,069,783	SC 13G/A
Feb 08, 2023	fj capital management llc	9.95%	1,033,050	SC 13G/A
Feb 08, 2022	dimensional fund advisors lp	5.0%	521,179	SC 13G/A
Feb 03, 2022	essa bancorp, inc.	10.70%	1,122,698	SC 13G/A
Jul 01, 2021	fj capital management llc	5.32%	567,186	SC 13G
Feb 17, 2021	maltese capital management llc	4.60%	497,500	SC 13G/A
Feb 12, 2021	dimensional fund advisors lp	5.1%	548,614	SC 13G
Feb 04, 2021	essa bancorp, inc.	10.6%	1,143,000	SC 13G/A

Recent SEC filings of ESSA Bancorp Inc

View All Filings

Date Filed	Form Type	Document
Apr 25, 2024	8-K	Current Report
Mar 07, 2024	8-K	Current Report
Mar 07, 2024	8-K	Current Report
Feb 13, 2024	10-Q	Quarterly Report
Feb 09, 2024	SC 13G/A	Major Ownership Report
Feb 06, 2024	SC 13G/A	Major Ownership Report
Jan 25, 2024	DEF 14A	DEF 14A
Jan 25, 2024	8-K	Current Report

Peers (Alternatives to ESSA Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	552.3B	171.1B	-4.27%	35.79%	11.15	3.23	60.72%	31.52%
BAC	289.4B	127.4B	-2.40%	27.44%	11.56	2.27	44.27%	-12.56%
WFC	212.2B	85.7B	2.35%	48.02%	11.09	2.48	41.49%	39.96%
C	117.2B	133.3B	-3.02%	29.80%	12.7	0.88	79.09%	-
CFG	15.6B	10.2B	-6.01%	20.11%	9.73	1.53	44.53%	-22.43%
KEY	13.5B	7.9B	-8.35%	35.17%	13.99	1.71	46.47%	-49.56%
MID-CAP
CMA	6.7B	4.2B	-8.77%	18.05%	9.57	1.57	34.68%	-45.96%
ZION	6.0B	3.9B	-6.04%	52.05%	8.88	1.53	45.91%	-25.03%
ABCB	3.3B	1.3B	-1.86%	45.15%	12.18	2.56	43.24%	-22.35%
ASB	3.2B	1.8B	-2.05%	22.22%	19.76	1.73	32.64%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	388.8M	164.9M	-9.76%	37.38%	33.25	2.36	42.66%	-70.76%
AROW	368.6M	162.6M	-10.99%	2.96%	12.26	2.27	25.39%	-38.37%
ACNB	276.8M	96.6M	-13.46%	11.06%	8.73	2.86	11.02%	-11.37%
ASRV	41.5M	60.9M	-6.92%	-17.97%	-12.4	0.68	24.06%	-144.92%

ESSA Bancorp Inc News

Latest updates

ESSA Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	4.1%	26.00	25.00	22.00	20.00	19.00	18.00	15.00	15.00	14.00	15.00	14.00	15.00	15.00	15.00	16.00	16.00	17.00	17.00	17.00	17.00	17.00
EBITDA Margin	-9.6%	0.91*	1.00*	1.13*	1.24*	1.32*	1.37*	1.35*	1.32*	1.29*	1.26*	1.22*	1.17*	-	-	-	-	-	-	-	-	-
Interest Expenses	-4.4%	15.00	16.00	15.00	15.00	16.00	17.00	15.00	14.00	14.00	14.00	13.00	13.00	13.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00
Income Taxes	-12.4%	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00
Earnings Before Taxes	-7.5%	5.00	6.00	6.00	6.00	6.00	7.00	6.00	6.00	6.00	5.00	5.00	5.00	5.00	5.00	5.00	4.00	4.00	4.00	4.00	3.00	3.00
EBT Margin	-10.5%	0.24*	0.27*	0.31*	0.35*	0.38*	0.40*	0.38*	0.36*	0.35*	0.34*	0.33*	0.32*	-	-	-	-	-	-	-	-	-
Net Income	-6.3%	4.00	5.00	4.00	5.00	5.00	6.00	5.00	5.00	5.00	4.00	4.00	4.00	4.00	4.00	4.00	3.00	3.00	4.00	3.00	3.00	3.00
Net Income Margin	-10.7%	0.19*	0.22*	0.25*	0.28*	0.30*	0.32*	0.31*	0.29*	0.29*	0.28*	0.28*	0.26*	-	-	-	-	-	-	-	-	-
Free Cashflow	20.9%	7.00	6.00	6.00	6.00	3.00	7.00	7.00	5.00	4.00	5.00	6.00	5.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-3.0%	2,225	2,293	2,184	1,986	1,927	1,862	1,846	1,866	1,868	1,861	1,822	1,970	1,869	1,894	2,009	1,955	1,811	1,799	1,800	1,836	1,863
Cash Equivalents	-44.8%	47.00	85.00	95.00	25.00	29.00	28.00	83.00	190	198	159	185	311	217	156	171	174	43.00	52.00	41.00	41.00	40.00
Net PPE	-7.6%	12.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00
Goodwill	0%	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00
Liabilities	-3.3%	2,005	2,074	1,966	1,767	1,711	1,649	1,633	1,653	1,661	1,660	1,623	1,771	1,675	1,702	1,815	1,762	1,619	1,610	1,612	1,652	1,678
Short Term Borrowings	-3.5%	362	375	400	301	306	231	225	-	-	-	-	-	1.00	112	139	239	105	108	121	198	240
Shareholder's Equity	0.5%	221	220	219	219	216	212	213	213	208	202	199	199	194	191	194	194	191	190	188	184	185
Retained Earnings	2.2%	155	152	149	146	143	139	135	131	128	124	122	119	116	113	110	107	105	102	100	98.00	96.00
Additional Paid-In Capital	-0.1%	183	183	183	182	182	182	182	182	182	182	182	181	181	181	181	181	181	181	181	181	181
Shares Outstanding	-2.5%	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	11.00	11.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	152	-	-	-	176	-	-	-	159	-	-	-	140,926	-	-	-	176	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	20.9%	6,711	5,553	6,345	5,840	3,122	6,777	7,456	4,840	3,634	5,295	5,636	4,516	3,928	2,634	6,559	5,653	4,903	1,363	8,942	4,536	3,349
Share Based Compensation	206.8%	293	96.00	72.00	91.00	295	80.00	92.00	93.00	262	94.00	95.00	94.00	232	89.00	82.00	93.00	240	123	71.00	98.00	252
Cashflow From Investing	127.7%	32,029	-115,622	-131,151	-64,233	-66,114	-70,918	-89,976	-1,796	34,561	-65,026	19,444	-6,122	83,497	96,749	-55,780	-8,549	-16,987	11,615	36,920	30,925	-32,519
Cashflow From Financing	-176.7%	-76,962	100,290	195,446	54,162	63,827	8,947	-24,546	-11,268	1,280	33,277	-150,617	95,329	-26,128	-114,310	46,546	133,863	2,394	-1,434	-46,323	-33,952	25,281
Dividend Payments	0.7%	1,476	1,466	1,465	1,465	1,463	1,454	1,473	1,175	1,171	1,184	1,192	1,216	1,102	1,122	1,130	1,154	1,153	1,049	1,062	1,064	1,091
Buy Backs	-	5,063	-	-	-	-	1,600	284	-	-	1,629	2,591	1,447	1,411	1,002	1,947	2,573	1,045	1,256	-	6,541	-

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ESSA Income Statement

2023-12-31

Consolidated Statement of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
INTEREST INCOME
Loans receivable, including fees	$ 21,414	$ 16,085
Investment securities:
Taxable	3,887	2,091
Exempt from federal income tax	11	11
Other investment income	778	432
Total interest income	26,090	18,619
INTEREST EXPENSE
Deposits	8,462	2,001
Short-term borrowings	2,656	958
Other borrowings	108
Total interest expense	11,226	2,959
NET INTEREST INCOME	14,864	15,660
(Release of) provision for credit losses	(397)	150
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	15,261	15,510
NONINTEREST INCOME
Service fees on deposit accounts	696	799
Services charges and fees on loans	330	367
Loan swap fees		2
Unrealized (loss) gain on equity securities, net	(3)	2
Trust and investment fees	393	402
Gain on sale of loans, net	118
Earnings on bank-owned life insurance	212	191
Insurance commissions	128	146
Other	87	6
Total noninterest income	1,961	1,915
NONINTEREST EXPENSE
Compensation and employee benefits	6,746	6,740
Occupancy and equipment	1,229	1,046
Professional fees	1,025	1,243
Data processing	1,342	1,179
Advertising	136	186
Federal Deposit Insurance Corporation (FDIC) premiums	380	188
Foreclosed real estate	101	(21)
Amortization of intangible assets	47	47
Other	851	826
Total noninterest expense	11,857	11,434
Income before income taxes	5,365	5,991
Income taxes	1,028	1,125
NET INCOME	$ 4,337	$ 4,866
Earnings per share
Basic	$ 0.45	$ 0.5
Diluted	0.45	0.5
Dividends per share	$ 0.15	$ 0.15

ESSA Balance Sheet

2023-12-31

Consolidated Balance Sheet (Unaudited) - USD ($) $ in Thousands	Dec. 31, 2023	Sep. 30, 2023
ASSETS
Cash and due from banks	$ 32,682	$ 39,008
Interest-bearing deposits with other institutions	14,498	46,394
Total cash and cash equivalents	47,180	85,402
Investment securities available for sale, at fair value (net of allowance for credit losses of $0)	288,768	334,056
Investment securities held to maturity, at amortized cost net of allowance for credit losses of $0	51,012	52,242
Loans held for sale		250
Loans receivable (net of allowance for credit losses of $15,430 and $18,525)	1,704,728	1,680,525
Regulatory stock, at cost	18,759	17,890
Premises and equipment, net	11,936	12,913
Bank-owned life insurance	39,238	39,026
Foreclosed real estate	3,195	3,311
Intangible assets, net	44	91
Goodwill	13,801	13,801
Deferred income taxes	5,857	6,877
Derivative and hedging assets	13,401	19,662
Other assets	27,519	27,200
TOTAL ASSETS	2,225,438	2,293,246
LIABILITIES
Deposits	1,590,218	1,661,016
Short-term borrowings	361,500	374,652
Other borrowings	10,000
Advances by borrowers for taxes and insurance	10,077	6,550
Derivative and hedging liabilities	8,413	9,579
Other liabilities	24,506	21,741
TOTAL LIABILITIES	2,004,714	2,073,538
STOCKHOLDERS’ EQUITY
Preferred stock ($0.01 par value; 10,000,000 shares authorized, none issued)
Common stock ($0.01 par value; 40,000,000 shares authorized, 18,133,095 issued; 10,131,521 and 10,394,689 outstanding at December 31, 2023 and September 30, 2023, respectively)	181	181
Additional paid in capital	182,528	182,681
Unallocated common stock held by the Employee Stock Ownership Plan (ESOP)	(5,896)	(6,009)
Retained earnings	155,247	151,856
Treasury stock, at cost; 8,001,574 and 7,738,406 shares outstanding at December 31, 2023 and September 30, 2023, respectively	(104,050)	(99,508)
Accumulated other comprehensive loss	(7,286)	(9,493)
TOTAL STOCKHOLDERS’ EQUITY	220,724	219,708
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 2,225,438	$ 2,293,246

About ESSA Bancorp Inc

ESSA Bancorp, Inc. operates as a bank holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company accepts savings accounts, interest bearing demand accounts, checking accounts, money market accounts, club accounts, certificates of deposit and IRAs, and other qualified plan accounts, as well as commercial checking accounts. Its loan portfolio includes first mortgage loans for the purchase, construction, or refinancing of one- to four-family residential real estate property; commercial real estate loans; home equity loans and lines of credit; and commercial and other consumer loans, as well as loans secured by deposits and personal unsecured loans. In addition, the company offers insurance benefits consulting services, such as health insurance, life insurance, short term and long term disability, dental, vision, 401(K) retirement planning, and individual health products, as well as asset management and trust, and investment services. It operates community offices, including offices in Monroe County, Lehigh County, Northampton County, Lackawanna County, Luzerne County, Chester County, Delaware County, and Montgomery County, Pennsylvania. The company was founded in 1916 and is headquartered in Stroudsburg, Pennsylvania.

CEO	Mr. Gary S. Olson
WEBSITE	essabank.com
INDUSTRY	Banks Diversified
EMPLOYEES	230

ESSA Bancorp Inc Frequently Asked Questions

What is the ticker symbol for ESSA Bancorp Inc? What does ESSA stand for in stocks?

ESSA is the stock ticker symbol of ESSA Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of ESSA Bancorp Inc (ESSA)?

As of Tue Apr 30 2024, market cap of ESSA Bancorp Inc is 164.13 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ESSA stock?

You can check ESSA's fair value in chart for subscribers.

What is the fair value of ESSA stock?

You can check ESSA's fair value in chart for subscribers. The fair value of ESSA Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of ESSA Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ESSA so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is ESSA Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether ESSA is over valued or under valued. Whether ESSA Bancorp Inc is cheap or expensive depends on the assumptions which impact ESSA Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ESSA.

What is ESSA Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 30 2024, ESSA's PE ratio (Price to Earnings) is 9.09 and Price to Sales (PS) ratio is 1.77. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ESSA PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on ESSA Bancorp Inc's stock?

In the past 10 years, ESSA Bancorp Inc has provided 0.069 (multiply by 100 for percentage) rate of return.