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EZPW

EZPW - EZCORP Inc Stock Price, Fair Value and News

11.33USD+0.23 (+2.07%)Delayed as of 28 Mar 2024, 03:04 pm ET

Market Summary

EZPW
USD11.33+0.23
Delayedas of 28 Mar 2024, 03:04 pm
2.07%

EZPW Alerts

  • Big jump in Earnings (Y/Y)

EZPW Stock Price

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EZPW RSI Chart

EZPW Valuation

Market Cap

611.3M

Price/Earnings (Trailing)

6.31

Price/Sales (Trailing)

0.56

EV/EBITDA

6.47

Price/Free Cashflow

5.48

EZPW Price/Sales (Trailing)

EZPW Profitability

Operating Margin

70.42%

EBT Margin

5.97%

Return on Equity

12.51%

Return on Assets

6.54%

Free Cashflow Yield

18.26%

EZPW Fundamentals

EZPW Revenue

Revenue (TTM)

1.1B

Rev. Growth (Yr)

13.49%

Rev. Growth (Qtr)

10.91%

EZPW Earnings

Earnings (TTM)

96.9M

Earnings Growth (Yr)

69.69%

Earnings Growth (Qtr)

-50.08%

Breaking Down EZPW Revenue

52 Week Range

7.7111.34
(Low)(High)

Last 7 days

3.2%

Last 30 days

0.9%

Last 90 days

21.4%

Trailing 12 Months

22.1%

How does EZPW drawdown profile look like?

EZPW Financial Health

Current Ratio

4

Debt/Equity

0.42

Debt/Cashflow

0.34

EZPW Investor Care

Buy Backs (1Y)

2.19%

Diluted EPS (TTM)

0.64

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2023972.0M1.0B1.0B1.1B
2022803.5M845.3M886.2M929.6M
2021740.1M703.9M729.6M772.4M
2020862.5M870.3M822.8M778.5M
2019836.0M838.9M847.2M854.0M
2018772.3M788.2M812.2M823.7M
2017737.0M750.5M748.0M759.5M
2016710.7M716.2M730.5M735.6M
2015769.9M746.4M720.0M711.2M
2014730.1M831.6M800.3M786.3M
2013523.9M535.2M509.2M625.0M
2012767.6M643.9M668.4M518.3M
2011796.1M821.4M852.8M882.5M
2010665.3M699.1M733.0M763.3M
200900597.5M631.4M

Tracking the Latest Insider Buys and Sells of EZCORP Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Mar 21, 2024
arnold zena srivatsa
acquired
159,994
10.64
15,037
-
Mar 21, 2024
espinosa pablo lagos
acquired
159,994
10.64
15,037
-
Mar 21, 2024
appel matthew w
acquired
159,994
10.64
15,037
-
Mar 21, 2024
tillett gary
acquired
159,994
10.64
15,037
-
Mar 21, 2024
kulas jason a.
acquired
159,994
10.64
15,037
-
Mar 04, 2024
espinosa pablo lagos
sold
-
-
-20,000
-
Feb 29, 2024
swies nicole
sold
-
-
-9,000
chief revenue officer
Feb 01, 2024
appel matthew w
sold
-
-
-39,963
-
Jan 02, 2024
swies nicole
sold
-19,642
8.73
-2,250
chief revenue officer
Dec 22, 2023
appel matthew w
sold
-
-
-1,200
-

1–10 of 50

Which funds bought or sold EZPW recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Mar 22, 2024
PNC FINANCIAL SERVICES GROUP, INC.
reduced
-3.46
238
10,741
-%
Mar 11, 2024
VANGUARD GROUP INC
added
0.03
1,607,760
28,549,800
-%
Mar 01, 2024
GOLDMAN SACHS GROUP INC
added
129
2,789,430
4,738,670
-%
Mar 01, 2024
GUIDANCE CAPITAL, INC
added
124
319,461
553,860
0.11%
Feb 28, 2024
AMERICAN INTERNATIONAL GROUP, INC.
reduced
-5.16
101
21,378
-%
Feb 26, 2024
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
unchanged
-
8,000
152,000
-%
Feb 20, 2024
Quarry LP
reduced
-75.47
-38,949
13,678
-%
Feb 16, 2024
PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO
unchanged
-
30,318
537,318
-%
Feb 16, 2024
PRICE T ROWE ASSOCIATES INC /MD/
unchanged
-
25,000
454,000
-%
Feb 16, 2024
GSA CAPITAL PARTNERS LLP
added
2.65
115,000
1,421,000
0.12%

1–10 of 43

Are Funds Buying or Selling EZPW?

Are funds buying EZPW calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own EZPW
No. of Funds

Unveiling EZCORP Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
lazard asset management llc
6.58%
3,402,459
SC 13G/A
Feb 13, 2024
vanguard group inc
6.31%
3,266,571
SC 13G/A
Feb 12, 2024
first wilshire securities management inc
4.7%
2,460,189
SC 13G/A
Feb 15, 2023
first wilshire securities management inc
5.0%
2,261,759
SC 13G/A
Feb 09, 2023
vanguard group inc
6.84%
3,650,492
SC 13G/A
Feb 14, 2022
first wilshire securities management inc
4.7%
2,671,691
SC 13G/A
Feb 10, 2022
vanguard group inc
6.34%
3,364,158
SC 13G/A
Feb 10, 2022
renaissance technologies llc
4.08%
2,176,659
SC 13G/A
Feb 17, 2021
first wilshire securities management inc
5.1%
2,688,737
SC 13G/A
Feb 11, 2021
renaissance technologies llc
5.31%
2,796,952
SC 13G/A

Recent SEC filings of EZCORP Inc

View All Filings
Date Filed Form Type Document
Mar 25, 2024
4
Insider Trading
Mar 22, 2024
4
Insider Trading
Mar 22, 2024
4
Insider Trading
Mar 22, 2024
4
Insider Trading
Mar 22, 2024
4
Insider Trading
Mar 06, 2024
4
Insider Trading
Mar 04, 2024
144
Notice of Insider Sale Intent
Mar 01, 2024
4
Insider Trading
Feb 29, 2024
144
Notice of Insider Sale Intent
Feb 14, 2024
SC 13G/A
Major Ownership Report

What is the Fair Value of EZPW?

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Cheap
or
Expensive?


Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224


Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index
Very Expensive Stocks
Very Cheap Stocks

Peers (Alternatives to EZCORP Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
451.4B
25.1B
2.89% 37.08%
40.32
17.99
12.87% 12.74%
164.9B
60.5B
6.30% 31.84%
19.69
2.72
14.48% 11.45%
71.3B
29.8B
9.52% -14.41%
16.8
2.4
8.19% 75.53%
55.0B
41.9B
2.86% 38.05%
11.14
1.31
34.26% 32.87%
32.1B
17.8B
13.82% 36.34%
10.85
1.8
38.72% -32.51%
12.1B
14.0B
9.20% 45.70%
11.86
0.87
31.42% -40.49%
MID-CAP
6.8B
1.9B
-1.25% 31.81%
23.72
3.57
3.79% -46.60%
5.7B
3.2B
2.64% 34.54%
25.96
1.81
15.50% -13.49%
4.7B
4.4B
7.27% 21.33%
7.49
1.08
-2.65% -31.25%
3.5B
1.1B
1.31% -2.80%
38.15
3.15
8.54% -77.53%
SMALL-CAP
1.8B
2.1B
2.52% 30.26%
10.01
0.83
21.98% -15.57%
445.7M
1.2B
-9.96% 11.93%
4.33
0.39
10.41% -24.15%
166.7M
352.0M
-17.39% -14.24%
3.68
0.47
6.77% -47.27%
8.3M
7.3M
26.58% 16.11%
-2.16
1.14
-51.06% -195.09%
3.7M
853.2M
-60.87% -93.88%
-0.01
0
-15.13% -1364.54%

EZCORP Inc News

Latest updates
Yahoo Finance Australia • 29 hours ago
CNN • 26 Mar 2024 • 06:10 am
Yahoo Finance • 11 Mar 2024 • 07:00 am
Defense World • 09 Mar 2024 • 08:00 am
Seeking Alpha • 27 Feb 2024 • 08:00 am

EZCORP Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue10.9%300270256258264233216216221192174185178167210223222214202215216
Gross Profit-46.4%17332214914915227513012913211910811410890.00102127130121116128130
Operating Expenses-5.1%13514312812212412311610511011210410399.00116106158117114107111115
  S&GA Expenses-10.9%17.0019.0018.0016.0015.0018.0019.0012.0016.0016.0015.0014.0013.004.0016.0015.0019.0022.0014.0015.0013.00
EBITDA Margin7.3%0.10*0.10*0.10*0.09*0.13*0.12*0.12*0.11*0.11*0.09*0.05*0.04*-0.02*-0.02*0.01*0.03*0.08*0.08*0.08*0.09*0.11*
Interest Expenses-0.6%3.003.003.003.006.002.003.003.002.006.006.006.005.006.005.006.005.005.0010.009.009.00
Income Taxes221.6%9.003.003.00-0.558.006.001.005.006.003.002.001.001.00-5.39-4.757.002.001.000.002.00-1.06
Earnings Before Taxes187.3%38.0013.0021.00-7.3425.0013.0013.0020.0021.005.00-0.777.006.00-28.73-10.24-34.123.000.003.005.00-4.72
EBT Margin21.4%0.06*0.05*0.05*0.04*0.08*0.08*0.07*0.06*0.04*0.02*-0.02*-0.04*-0.09*-0.09*-0.05*-0.03*0.01*0.00*0.01*0.02*0.04*
Net Income-50.1%28.0057.0018.00-6.7917.0025.0012.0015.0016.002.00-2.575.004.00-23.34-5.49-40.871.00-0.643.003.00-3.37
Net Income Margin10.0%0.09*0.08*0.05*0.05*0.07*0.08*0.05*0.04*0.03*0.01*-0.02*-0.03*-0.08*-0.08*-0.05*-0.04*0.01*0.00*0.00*0.02*0.03*
Free Cashflow-22.0%21.0028.0019.0026.003.009.009.0013.000.005.006.0015.00-13.22-15.9926.0026.00-16.4928.004.0019.0018.00
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets0.9%1,4811,4682932871,4023303303483481,2673591,1963601,1973301,2133641,0843261,253324
  Current Assets-0.1%719720190189662159159163163611168607170593157586165606174778173
    Cash Equivalents-0.9%219221238243208206222255233254284336290313311194143162139348297
  Inventory-0.9%16516615515015615213312011911192.0086.0095.0096.00123173187179176173175
  Net PPE1.3%69.0068.0062.0060.0056.0057.0052.0051.0052.0054.0056.0052.0055.0057.0058.0059.0065.0067.0066.0068.0070.00
  Goodwill0.5%3043023023002972872872862852862842582582582572573013014.004.000.00
Liabilities-2.2%706722719708697656645625626595565527533548544536549339322513505
  Current Liabilities-6.2%18019298.0092.0013959.0059.0060.0060.0015561.0012160.0013268.0011194.0091.0077.0026581.00
  Long Term Debt0.1%326326360359359313313312312264261257254251248244241238235233230
    LT Debt, Current0.1%34.0034.00----------0.000.000.000.000.000.000.00193190
    LT Debt, Non Current0.1%326326360359359313313312312264261257254251248244241238235233230
Shareholder's Equity3.9%775746739713705692686675655672673669665649680678752745747740728
  Retained Earnings6.2%458431423406415402396384369353325328322318342347390389390387383
  Additional Paid-In Capital-0.7%344346345343343345344342340341403399398398409406407408405403400
Shares Outstanding-0.9%55.0056.0056.0056.0056.0056.0056.0057.0056.0056.0056.0056.0055.0055.0055.0055.0056.0055.0055.0055.0055.00
Minority Interest----------------------7.00
Float----440---316---257---212---472-
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations-22.0%21,48127,52527,48235,15911,66818,04117,91921,5579,01813,31614,40123,234-4,513-7,28735,09432,189-10,91838,54014,35427,24223,381
  Share Based Compensation-15.0%2,2642,6633,1351,8551,8861,0451,8504601,6987901,5381,094524-10,1872,3711,0271,6952,7152,3392,4592,238
Cashflow From Investing58.2%-16,864-40,339-29,8983,969-44,618-31,694-49,702-1,284-30,603-47,525-46,16624,142-15,062-49181,75335,434-6,798-14,591-28,15323,194-8,279
Cashflow From Financing-94.9%-6,392-3,280-3,004-4,01733,993-2,040---792-51.00-14,492-927-7831,135-132-4,322-2,934-216-195,370-119-2,612
  Buy Backs0.0%3,0073,0063,0043,9517,0272,040---------500*4,195963----

EZPW Income Statement

2023-12-31
CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Revenues:  
Total revenues$ 299,991$ 264,327
Gross profit172,573152,497
Operating expenses:  
Store expenses110,555100,803
General and administrative16,54315,476
Depreciation and amortization8,5657,988
Gain on sale or disposal of assets and other(172)(16)
Total operating expenses135,491124,251
Operating income37,08228,246
Interest expense3,4406,190
Interest income(2,639)(664)
Equity in net income of unconsolidated affiliates(1,153)(1,584)
Other income(271)(234)
Income before income taxes37,70524,538
Income tax expense9,2357,760
Net income$ 28,470$ 16,778
Basic earnings per share (in dollars per share)$ 0.52$ 0.30
Diluted earnings per share (in dollars per share)$ 0.36$ 0.25
Weighted-average basic shares outstanding (in shares)55,07656,308
Weighted-average diluted shares outstanding (in shares)86,81283,779
Merchandise sales  
Revenues:  
Total revenues$ 179,403$ 163,787
Cost of revenues115,210104,877
Jewelry scrapping sales  
Revenues:  
Total revenues14,0827,884
Cost of revenues12,2086,953
Pawn service charges  
Revenues:  
Total revenues106,44992,593
Other revenues  
Revenues:  
Total revenues$ 57$ 63

EZPW Balance Sheet

2023-12-31
CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($)
$ in Thousands
Dec. 31, 2023
Sep. 30, 2023
Dec. 31, 2022
Current assets:   
Cash and cash equivalents$ 218,516$ 220,595$ 207,658
Restricted cash8,4708,3738,359
Pawn loans243,252245,766209,855
Pawn service charges receivable, net40,00238,88534,921
Inventory, net164,927166,477156,064
Prepaid expenses and other current assets44,00139,62345,559
Total current assets719,168719,719662,416
Investments in unconsolidated affiliates10,12510,98737,789
Other investments51,22036,22039,220
Property and equipment, net68,99868,09655,612
Right-of-use assets, net231,103234,388229,991
Goodwill303,799302,372297,361
Intangible assets, net56,97758,21658,029
Notes receivable, net001,224
Deferred tax asset, net25,98425,70212,428
Other assets, net13,81912,0118,245
Total assets1,481,1931,467,7111,402,315
Current liabilities:   
Current maturities of long-term debt, net34,30734,2650
Accounts payable, accrued expenses and other current liabilities69,38681,60569,930
Customer layaway deposits18,32418,92016,276
Operating lease liabilities, current57,98057,18252,799
Total current liabilities179,997191,972139,005
Long-term debt, net326,223325,847358,984
Deferred tax liability, net3724350
Operating lease liabilities188,475193,187188,730
Other long-term liabilities11,24310,50210,261
Total liabilities706,310721,943696,980
Commitments and contingencies (Note 9)
Stockholders’ equity:   
Additional paid-in capital343,870346,181343,012
Retained earnings457,929431,140414,929
Accumulated other comprehensive loss(27,469)(32,102)(53,165)
Total equity774,883745,768705,335
Total liabilities and equity1,481,1931,467,7111,402,315
Common Stock Class A Non-voting   
Stockholders’ equity:   
Common stock523519529
Common Stock Class B Voting   
Stockholders’ equity:   
Common stock$ 30$ 30$ 30
EZPW
EZCORP, Inc. provides pawn services in the United States and Latin America. The company operates through three segments: U.S. Pawn, Latin America Pawn, and Other Investments. It offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. The company also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, it offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. As of September 30, 2022, the company owned and operated 515 pawn stores in the United States; 528 pawn stores in Mexico; and 132 pawn stores in Guatemala, El Salvador, and Honduras. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.
 CEO
 WEBSITEwww.ezcorp.com
 EMPLOYEES7000

EZCORP Inc Frequently Asked Questions


What is the ticker symbol for EZCORP Inc? What does EZPW stand for in stocks?

EZPW is the stock ticker symbol of EZCORP Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of EZCORP Inc (EZPW)?

As of Wed Mar 27 2024, market cap of EZCORP Inc is 611.34 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of EZPW stock?

You can check EZPW's fair value in chart for subscribers.

What is the fair value of EZPW stock?

You can check EZPW's fair value in chart for subscribers. The fair value of EZCORP Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of EZCORP Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for EZPW so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is EZCORP Inc a good stock to buy?

The fair value guage provides a quick view whether EZPW is over valued or under valued. Whether EZCORP Inc is cheap or expensive depends on the assumptions which impact EZCORP Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for EZPW.

What is EZCORP Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Mar 27 2024, EZPW's PE ratio (Price to Earnings) is 6.31 and Price to Sales (PS) ratio is 0.56. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. EZPW PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on EZCORP Inc's stock?

In the past 10 years, EZCORP Inc has provided -0.013 (multiply by 100 for percentage) rate of return.