FCAP Stock Price, First Capital Inc Quote, Chart

Market Summary

USD28.51+0.01

Delayed

0.04%

FCAP Stock Price

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FCAP RSI Chart

FCAP Valuation

Market Cap

95.6M

Price/Earnings (Trailing)

8.02

Price/Sales (Trailing)

2.11

EV/EBITDA

2.52

Price/Free Cashflow

6.18

FCAP Price/Sales (Trailing)

FCAP Profitability

EBT Margin

6.57%

Return on Equity

11.27%

Return on Assets

1.03%

Free Cashflow Yield

16.19%

FCAP Fundamentals

FCAP Revenue

Revenue (TTM)

45.3M

Rev. Growth (Yr)

16.2%

Rev. Growth (Qtr)

1.7%

FCAP Earnings

Earnings (TTM)

11.9M

Earnings Growth (Yr)

-22.64%

Earnings Growth (Qtr)

-5.08%

Breaking Down FCAP Revenue

Last 7 days

1.7%

Last 30 days

1.9%

Last 90 days

-2.2%

Trailing 12 Months

17.1%

How does FCAP drawdown profile look like?

FCAP Financial Health

FCAP Investor Care

Dividend Yield

3.79%

Dividend/Share (TTM)

1.08

Buy Backs (1Y)

0.18%

Diluted EPS (TTM)

3.57

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	45.3M	0	0	0
2023	36.9M	39.6M	41.8M	43.6M
2022	29.4M	30.1M	31.4M	33.9M
2021	29.3M	29.0M	29.5M	29.5M
2020	32.1M	31.2M	30.2M	29.6M
2019	29.8M	30.9M	31.7M	32.1M
2018	26.8M	27.3M	28.0M	28.9M
2017	25.1M	25.4M	25.9M	26.4M
2016	20.6M	22.3M	24.0M	25.1M
2015	18.4M	18.3M	18.2M	18.7M
2014	18.3M	18.4M	18.4M	18.4M
2013	18.7M	18.5M	18.5M	18.4M
2012	19.9M	19.4M	19.0M	18.8M
2011	21.4M	21.1M	20.7M	20.3M
2010	0	0	0	21.8M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of First Capital Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 28, 2024	stevens joshua paul	bought	5,013	27.85	180	chief financial officer
Feb 22, 2024	frederick chris	acquired	4,643	28.1433	165	chief executive officer
Feb 20, 2024	frederick chris	acquired	8,400	28.00	300	chief executive officer
Feb 20, 2024	stevens joshua paul	acquired	8,400	28.00	300	chief financial officer
Dec 29, 2023	kraft pamela g	acquired	420	27.95	15.03	-
Dec 29, 2023	ernstberger kathy	acquired	419	27.95	15.01	-
Dec 29, 2023	byrd christopher l	acquired	868	27.95	31.06	-
Dec 29, 2023	guilfoyle robert c.	acquired	120	27.95	4.32	-
Dec 29, 2023	shireman mark d	acquired	857	27.95	30.69	-
Nov 03, 2023	stevens joshua paul	bought	7,402	24.27	305	chief financial officer

Which funds bought or sold FCAP recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 15, 2024	STATE STREET CORP	unchanged	-	16,368	277,588	-%
May 15, 2024	MORGAN STANLEY	added	0.17	3,313	135,634	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	reduced	-0.27	416	20,727	-%
May 15, 2024	BARCLAYS PLC	unchanged	-	-	6,000	-%
May 15, 2024	Siena Capital Partners GP, LLC	added	26.01	505,979	2,254,160	0.75%
May 15, 2024	Tower Research Capital LLC (TRC)	added	3.76	825	14,189	-%
May 15, 2024	Mariner, LLC	unchanged	-	18,778	318,449	-%
May 15, 2024	MILLENNIUM MANAGEMENT LLC	reduced	-6.24	-931	252,184	-%
May 15, 2024	RBF Capital, LLC	unchanged	-	13,000	571,000	0.03%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	3.29	70,895	797,355	0.02%

Are Funds Buying or Selling FCAP?

Are funds buying FCAP calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FCAP

No. of Funds

Unveiling First Capital Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Jul 12, 2021	blackrock inc.	0.3%	10,418	SC 13G/A
Feb 02, 2021	blackrock inc.	5.1%	173,578	SC 13G

Recent SEC filings of First Capital Inc

View All Filings

Date Filed	Form Type	Document
May 14, 2024	10-Q	Quarterly Report
Apr 26, 2024	8-K	Current Report
Apr 11, 2024	DEFA14A	DEFA14A
Apr 11, 2024	DEF 14A	DEF 14A
Apr 11, 2024	ARS	ARS
Apr 11, 2024	3	Insider Trading
Mar 29, 2024	10-K	Annual Report
Feb 29, 2024	4	Insider Trading
Feb 26, 2024	4	Insider Trading
Feb 21, 2024	8-K	Current Report

Peers (Alternatives to First Capital Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	580.6B	174.7B	10.55%	50.52%	11.53	3.32	53.11%	19.83%
BAC	304.4B	137.9B	8.26%	42.25%	12.16	2.21	56.12%	-12.56%
WFC	217.3B	85.8B	9.39%	62.33%	11.58	2.53	35.02%	26.14%
C	122.5B	125.0B	9.68%	41.85%	15.33	0.98	37.85%	-
CFG	16.8B	10.4B	11.70%	47.15%	11.72	1.61	26.22%	-33.87%
KEY	14.7B	8.1B	7.90%	66.17%	16.8	1.8	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	8.52%	62.72%	10.53	1.72	34.68%	-45.96%
ZION	6.7B	4.1B	11.66%	93.23%	10.59	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	11.39%	71.61%	12.26	2.64	30.60%	-12.99%
ASB	3.4B	2.0B	11.00%	55.39%	21.08	1.66	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	410.6M	173.1M	11.64%	37.59%	14.07	2.37	26.54%	-34.86%
ALRS	390.2M	152.4M	-1.20%	38.83%	39.25	2.56	16.94%	-73.84%
ACNB	288.6M	98.7M	3.06%	15.69%	9.81	2.92	6.27%	-22.90%
ASRV	47.0M	62.5M	18.70%	-3.87%	-15.89	0.75	18.83%	-145.18%

First Capital Inc News

Latest updates

First Capital Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	1.7%	12.00	12.00	11.00	11.00	10.00	10.00	9.00	8.00	7.00	7.00	8.00	7.00	7.00	7.00	7.00	7.00	8.00	8.00	8.00	8.00	8.00
EBITDA Margin	-5.1%	0.84*	0.88*	0.95*	1.00*	1.06*	1.08*	1.07*	1.08*	1.08*	1.08*	1.06*	1.06*	-	-	-	-	-	-	-	-	-
Interest Expenses	0.6%	9.00	9.00	9.00	8.00	9.00	9.00	9.00	8.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	8.00	8.00	7.00
Income Taxes	6.1%	1.00	0.00	1.00	0.00	1.00	1.00	1.00	0.00	0.00	1.00	1.00	0.00	1.00	0.00	0.00	0.00	0.00	0.00	1.00	1.00	0.00
EBT Margin	-3.6%	0.07*	0.07*	0.08*	0.08*	0.09*	0.10*	0.07*	0.07*	0.08*	0.08*	0.06*	0.06*	-	-	-	-	-	-	-	-	-
Net Income	-5.1%	3.00	3.00	3.00	3.00	4.00	4.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	2.00	2.00	2.00	3.00	3.00	2.00
Net Income Margin	-10.2%	0.26*	0.29*	0.32*	0.33*	0.36*	0.35*	0.36*	0.36*	0.37*	0.39*	0.39*	0.39*	-	-	-	-	-	-	-	-	-
Free Cashflow	814.5%	7.00	1.00	5.00	2.00	5.00	4.00	5.00	4.00	3.00	6.00	6.00	2.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.1%	1,157	1,158	1,143	1,155	1,135	1,151	1,147	1,175	1,175	1,157	1,123	1,079	1,056	1,018	948	920	831	827	823	835	814
Cash Equivalents	-	-	-	-	-	-	-	-	-	-	2.00	-	-	-	3.00	-	-	-	4.00	-	-	-
Net PPE	-0.5%	14.00	14.00	14.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00	15.00	15.00	14.00
Goodwill	0%	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00
Liabilities	-0.2%	1,051	1,053	1,053	1,062	1,041	1,066	1,069	1,089	1,078	1,043	1,008	966	946	907	840	814	728	729	726	740	725
Shareholder's Equity	0.6%	106	105	89.00	92.00	94.00	85.00	78.00	86.00	97.00	114	114	113	110	111	108	106	103	99.00	97.00	94.00	89.00
Retained Earnings	2.1%	99.00	97.00	95.00	93.00	91.00	88.00	86.00	84.00	82.00	80.00	78.00	76.00	74.00	72.00	70.00	68.00	67.00	65.00	64.00	62.00	60.00
Additional Paid-In Capital	0.2%	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	41.00	41.00	41.00	41.00
Shares Outstanding	0.1%	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	-	-	-	-	-	-	-	-	-
Minority Interest	2.7%	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Float	-	-	-	-	99.00	-	-	-	88.00	-	-	-	140	-	-	-	225	-	-	-	163	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	654.3%	7,219	957	5,543	2,409	5,254	4,132	5,298	3,799	3,302	5,930	6,265	1,876	7,560	2,909	4,909	-290	4,532	5,928	2,050	1,168	4,931
Share Based Compensation	44.4%	78.00	54.00	53.00	61.00	84.00	84.00	156	98.00	98.00	128	129	115	115	92.00	92.00	104	93.00	98.00	72.00	62.00	56.00
Cashflow From Investing	-98.3%	102	5,966	-10,706	-9,716	-9,491	-18,041	-23,134	-59,094	-43,761	-30,082	-65,743	-44,004	-16,635	-27,485	-1,938	-37,191	4,200	-4.00	-3,034	-11,457	-6,612
Cashflow From Financing	-1330.0%	-3,899	317	-10,878	18,897	-26,180	-3,579	-22,446	11,673	35,640	32,361	39,782	20,168	39,143	66,253	24,819	84,180	-370	1,978	-16,084	15,272	16,112
Dividend Payments	-100.0%	-	903	905	919	907	876	876	891	877	876	877	891	878	809	811	824	811	807	807	822	773
Buy Backs	-	-	-	-	175	327	-	-	-	-	-	-	-	40.00	-134	133	14.00	-	-42.00	42.00	-	-

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FCAP Income Statement

2024-03-31

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Loans, including fees	$ 9,238	$ 7,638
Securities:
Taxable	1,629	1,301
Tax-exempt	704	865
Dividends	12	11
Federal funds sold and other income	254	372
Total interest income	11,837	10,187
INTEREST EXPENSE
Deposits	2,806	996
Advances - Federal Home Loan Bank ("FHLB")	48	0
Borrowed funds - BTFP	383	0
Total interest expense	3,237	996
Net interest income	8,600	9,191
Provision for credit losses	280	193
Net interest income after provision for credit losses	8,320	8,998
NONINTEREST INCOME
Noninterest income, financial service	1,701	1,694
Gain on sale of securities	32	0
Unrealized (loss) gain on equity securities	(68)	137
Gain on sale of loans	101	86
Increase in cash surrender value of life insurance	48	45
Other income	120	62
Total noninterest income	1,899	1,991
NONINTEREST EXPENSE
Compensation and benefits	3,843	3,789
Occupancy and equipment	463	447
Data processing	1,076	1,031
Professional fees	259	186
Advertising	88	83
Other expenses	1,028	865
Total noninterest expense	6,757	6,401
Income before income taxes	3,462	4,588
Income tax expense	507	769
Net Income	2,955	3,819
Less: net income attributable to noncontrolling interest in subsidiary	3	3
Net Income Attributable to First Capital, Inc.	$ 2,952	$ 3,816
Earnings per common share attributable to First Capital, Inc.:
Basic (in dollars per share)	$ 0.88	$ 1.14
Diluted (in dollars per share)	0.88	1.14
Dividends per share (in dollars per share)	$ 0.27	$ 0.27
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income, financial service	$ 593	$ 562
ATM and Debit Card Fees [Member]
NONINTEREST INCOME
Noninterest income, financial service	1,060	1,087
Investment Advisory, Management and Administrative Service [Member]
NONINTEREST INCOME
Noninterest income, financial service	$ 13	$ 12

FCAP Balance Sheet

2024-03-31

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets [Abstract]
Cash and due from banks	$ 19,707	$ 20,008
Interest bearing deposits with banks	1,717	3,171
Federal funds sold	20,668	15,491
Total cash and cash equivalents	42,092	38,670
Interest-bearing time deposits	3,185	3,920
Securities available for sale, at fair value	428,144	437,271
Securities held to maturity, amortized cost	7,000	7,000
Loans held for sale	759	800
Loans, net of allowance for credit losses of $8,230 ($8,005 in 2023)	621,377	614,409
Federal Home Loan Bank and other stock, at cost	1,836	1,836
Premises and equipment	14,344	14,413
Interest Receivable	4,442	4,788
Cash value of life insurance	9,153	9,105
Goodwill	6,472	6,472
Core deposit intangible	196	232
Other assets	17,555	18,964
Total Assets	1,156,555	1,157,880
LIABILITIES
Noninterest-bearing	209,328	205,535
Interest-bearing	800,764	819,676
Total deposits	1,010,092	1,025,211
Borrowed funds - Bank Term Funding Program ("BTFP")	33,625	21,500
Accrued interest payable	1,398	1,209
Accrued expenses and other liabilities	5,600	4,615
Total liabilities	1,050,715	1,052,535
EQUITY
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued	0	0
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,806,983 shares (3,803,833 in 2023); outstanding 3,353,810 (3,350,660 in 2023)	38	38
Additional paid-in capital	41,676	41,588
Retained earnings-substantially restricted	99,152	97,105
Unearned stock compensation	(259)	(249)
Accumulated other comprehensive loss	(25,666)	(24,033)
Less treasury stock, at cost - 453,173 shares	(9,216)	(9,216)
Total First Capital, Inc. stockholders' equity	105,725	105,233
Noncontrolling interest in subsidiary	115	112
Total equity	105,840	105,345
Total Liabilities and Equity	$ 1,156,555	$ 1,157,880

About First Capital Inc

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides residential mortgage loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, credit cards and other personal loans, and loans secured by savings deposits, as well as unsecured consumer loans. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

CEO	Mr. Michael Chris Frederick
WEBSITE	firstharrison.com
INDUSTRY	Banks Diversified
EMPLOYEES	184

First Capital Inc Frequently Asked Questions

What is the ticker symbol for First Capital Inc? What does FCAP stand for in stocks?

FCAP is the stock ticker symbol of First Capital Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of First Capital Inc (FCAP)?

As of Wed May 15 2024, market cap of First Capital Inc is 95.6 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FCAP stock?

You can check FCAP's fair value in chart for subscribers.

What is the fair value of FCAP stock?

You can check FCAP's fair value in chart for subscribers. The fair value of First Capital Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of First Capital Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FCAP so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is First Capital Inc a good stock to buy?

The fair value guage provides a quick view whether FCAP is over valued or under valued. Whether First Capital Inc is cheap or expensive depends on the assumptions which impact First Capital Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FCAP.

What is First Capital Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed May 15 2024, FCAP's PE ratio (Price to Earnings) is 8.02 and Price to Sales (PS) ratio is 2.11. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FCAP PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on First Capital Inc's stock?

In the past 10 years, First Capital Inc has provided 0.054 (multiply by 100 for percentage) rate of return.