FCCO - First Community Corp-SC Stock Price, Fair Value and News

16.20USD-0.74 (-4.37%)Market Closed

Market Summary

USD16.20-0.74

Market Closed

-4.37%

FCCO Stock Price

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FCCO RSI Chart

FCCO Valuation

Market Cap

123.4M

Price/Earnings (Trailing)

10.42

Price/Sales (Trailing)

1.71

EV/EBITDA

0.45

Price/Free Cashflow

11.07

FCCO Price/Sales (Trailing)

FCCO Profitability

EBT Margin

20.81%

Return on Equity

9.04%

Return on Assets

0.65%

Free Cashflow Yield

9.04%

FCCO Fundamentals

FCCO Revenue

Revenue (TTM)

72.3M

Rev. Growth (Yr)

39.42%

Rev. Growth (Qtr)

12.06%

FCCO Earnings

Earnings (TTM)

11.8M

Earnings Growth (Yr)

-18.45%

Earnings Growth (Qtr)

87.76%

Breaking Down FCCO Revenue

Last 7 days

2.5%

Last 30 days

-7.0%

Last 90 days

-12.3%

Trailing 12 Months

-19.4%

How does FCCO drawdown profile look like?

FCCO Financial Health

FCCO Investor Care

Dividend Yield

3.43%

Dividend/Share (TTM)

0.56

Shares Dilution (1Y)

0.54%

Diluted EPS (TTM)

1.55

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	0	57.4M	64.6M	72.3M
2022	47.5M	47.3M	47.7M	51.1M
2021	44.3M	45.3M	47.3M	47.5M
2020	42.4M	42.9M	43.3M	43.8M
2019	0	41.0M	41.5M	41.9M
2018	33.7M	35.8M	37.9M	39.7M
2017	30.1M	30.4M	30.9M	32.2M
2016	28.5M	28.9M	29.2M	29.5M
2015	28.2M	28.4M	28.5M	28.6M
2014	22.9M	24.4M	25.9M	27.3M
2013	22.2M	21.8M	21.6M	21.8M
2012	25.1M	24.5M	23.8M	23.0M
2011	26.8M	26.4M	26.0M	25.5M
2010	0	29.8M	28.7M	27.5M
2009	0	0	0	31.0M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of First Community Corp-SC

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 31, 2024	snipe alexander jr	acquired	19,497	17.3	1,127	-
Mar 31, 2024	brown thomas carlton	acquired	15,500	17.3	896	-
Mar 31, 2024	chao chimin j	acquired	20,050	17.3	1,159	-
Feb 26, 2024	sosebee jane s	bought	41,000	16.4	2,500	-
Feb 22, 2024	nissen ted j	sold (taxes)	-22,781	16.52	-1,379	evp and chief banking officer
Feb 22, 2024	walker jack w.	sold (taxes)	-12,588	16.52	-762	evp and chief credit officer
Feb 22, 2024	brown, robin d.	sold (taxes)	-15,181	16.52	-919	evp, hr and marketing
Feb 22, 2024	jordan donald shawn	sold (taxes)	-20,600	16.52	-1,247	evp and cfo
Feb 22, 2024	crapps michael c	sold (taxes)	-38,078	16.52	-2,305	president and ceo
Feb 22, 2024	butts tanya a	sold (taxes)	-15,396	16.52	-932	evp, coo, and cro

Which funds bought or sold FCCO recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	17,134	86,594	-%
Apr 12, 2024	Abacus Planning Group, Inc.	reduced	-0.52	-250,168	1,034,960	0.20%
Apr 09, 2024	MASSMUTUAL TRUST CO FSB/ADV	unchanged	-	-148	627	-%
Apr 05, 2024	GAMMA Investing LLC	unchanged	-	-103	1,412	-%
Apr 05, 2024	CWM, LLC	unchanged	-	-15,000	65,000	-%
Apr 01, 2024	BURKETT FINANCIAL SERVICES, LLC	added	0.9	-2,647	11,775	0.01%
Mar 11, 2024	VANGUARD GROUP INC	added	3.05	1,937,080	8,740,080	-%
Feb 28, 2024	AMERICAN INTERNATIONAL GROUP, INC.	reduced	-0.41	15,350	78,886	-%
Feb 23, 2024	Asset Advisors Investment Management, LLC	added	100	696,330	1,162,620	0.07%
Feb 16, 2024	Hobbs Group Advisors, LLC	new	-	137,644	137,644	0.06%

Are Funds Buying or Selling FCCO?

Are funds buying FCCO calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FCCO

No. of Funds

Unveiling First Community Corp-SC's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	fourthstone llc	6.71%	506,940	SC 13G/A
Feb 13, 2024	vanguard group inc	5.34%	405,949	SC 13G
Feb 13, 2024	manulife financial corp	4.98%	-	SC 13G/A
Jan 31, 2024	blackrock inc.	5.5%	415,383	SC 13G
Feb 14, 2023	manulife financial corp	5.17%	-	SC 13G/A
Feb 14, 2023	fourthstone llc	7.13%	539,786	SC 13G
Feb 16, 2022	manulife financial corp	5.37%	-	SC 13G/A
Feb 14, 2022	ameriprise financial inc	4.78%	360,459	SC 13G/A
Feb 12, 2021	ameriprise financial inc	6.55%	491,035	SC 13G
Feb 03, 2021	manulife financial corp	5.03%	-	SC 13G/A

Recent SEC filings of First Community Corp-SC

View All Filings

Date Filed	Form Type	Document
Apr 17, 2024	8-K	Current Report
Apr 09, 2024	ARS	ARS
Apr 09, 2024	DEF 14A	DEF 14A
Apr 09, 2024	DEFA14A	DEFA14A
Apr 08, 2024	8-K	Current Report
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Mar 21, 2024	10-K	Annual Report
Feb 28, 2024	4	Insider Trading

Peers (Alternatives to First Community Corp-SC)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	553.3B	171.1B	-2.31%	36.49%	11.17	3.23	60.72%	31.52%
BAC	302.1B	130.3B	3.56%	28.93%	11.39	2.32	79.51%	-3.68%
WFC	218.1B	85.7B	6.72%	47.09%	11.39	2.55	41.49%	39.96%
C	119.7B	133.3B	3.01%	27.78%	12.98	0.9	79.09%	-
CFG	16.0B	10.2B	-0.51%	22.27%	9.98	1.57	44.53%	-22.43%
KEY	13.8B	7.9B	-2.00%	32.35%	14.22	1.74	46.47%	-49.56%
MID-CAP
CMA	7.0B	4.2B	1.92%	23.45%	7.92	1.67	56.25%	-23.46%
ZION	6.2B	3.9B	2.71%	47.68%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	1.85%	41.72%	12.28	2.58	43.24%	-22.35%
ASB	3.2B	2.0B	3.40%	20.85%	17.57	1.64	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	414.1M	164.9M	-1.69%	36.50%	35.41	2.51	42.66%	-70.76%
AROW	383.0M	162.6M	-4.81%	4.19%	12.74	2.36	25.39%	-38.37%
ACNB	291.3M	96.6M	-3.52%	8.70%	9.19	3.01	11.02%	-11.37%
ASRV	45.6M	60.9M	-2.56%	-9.83%	-13.63	0.75	24.06%	-144.92%

First Community Corp-SC News

Latest updates

First Community Corp-SC Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2018Q4	2018Q3	2018Q2
Revenue	12.1%	21.00	19.00	17.00	15.00	13.00	12.00	11.00	12.00	13.00	12.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	10.00	10.00
EBITDA Margin	-13.4%	0.88*	1.02*	1.24*	1.33*	1.38*	1.40*	1.41*	1.40*	1.39*	1.33*	1.29*	-	-	-	-	-	-	-	-	-	-
Interest Expenses	1.6%	12.00	12.00	12.00	13.00	13.00	11.00	11.00	11.00	12.00	11.00	11.00	11.00	10.00	10.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00
Income Taxes	83.2%	1.00	0.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	86.8%	4.00	2.00	4.00	5.00	5.00	4.00	4.00	5.00	6.00	4.00	4.00	4.00	3.00	3.00	2.00	3.00	4.00	4.00	3.00	4.00	4.00
EBT Margin	-16.2%	0.21*	0.25*	0.33*	0.36*	0.38*	0.41*	0.42*	0.41*	0.40*	0.36*	0.33*	0.29*	-	-	-	-	-	-	-	-	-
Net Income	87.8%	3.00	2.00	3.00	4.00	4.00	3.00	3.00	4.00	5.00	4.00	3.00	3.00	3.00	2.00	2.00	3.00	3.00	3.00	3.00	3.00	3.00
Net Income Margin	-15.9%	0.16*	0.19*	0.26*	0.29*	0.30*	0.32*	0.33*	0.33*	0.32*	0.28*	0.26*	0.23*	-	-	-	-	-	-	-	-	-
Free Cashflow	203.7%	8.00	3.00	-3.50	4.00	9.00	10.00	-1.72	4.00	12.00	15.00	26.00	-1.42	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	1.9%	1,828	1,794	1,741	1,735	1,673	1,652	1,685	1,652	1,585	1,560	1,515	1,492	1,395	1,382	1,325	1,185	1,170	1,130	1,116	1,097	1,092
Cash Equivalents	-2.8%	95.00	97.00	57.00	88.00	37.00	38.00	104	101	69.00	80.00	76.00	113	65.00	124	93.00	49.00	48.00	33.00	39.00	38.00	32.00
Net PPE	-1.1%	31.00	31.00	31.00	31.00	31.00	32.00	32.00	32.00	33.00	33.00	34.00	34.00	34.00	35.00	35.00	35.00	35.00	36.00	36.00	35.00	35.00
Goodwill	0%	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00
Liabilities	1.6%	1,697	1,670	1,617	1,612	1,555	1,538	1,567	1,527	1,444	1,421	1,377	1,360	1,259	1,249	1,194	1,061	1,050	1,011	998	981	979
Shareholder's Equity	6.0%	131	124	124	124	118	114	118	125	141	139	138	133	136	133	131	125	120	119	117	116	112
Retained Earnings	4.1%	56.00	54.00	53.00	51.00	49.00	46.00	43.00	41.00	38.00	35.00	31.00	29.00	26.00	24.00	22.00	21.00	20.00	18.00	16.00	14.00	12.00
Additional Paid-In Capital	0.1%	93.00	93.00	93.00	93.00	93.00	93.00	92.00	92.00	92.00	92.00	92.00	92.00	91.00	91.00	91.00	91.00	90.00	90.00	92.00	95.00	95.00
Shares Outstanding	0.1%	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	-	-	-	-	-	-	-	-
Float	-	-	-	127	-	-	-	139	-	-	-	146	-	-	-	109	-	-	-	132	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	181.6%	8,509	3,022	-3,283	3,978	4,353	9,064	10,313	-1,605	3,990	12,506	15,469	25,963	-1,071	-3,978	-14,512	2,515	2,010	7,081	-2,101	-2,165	7,485
Cashflow From Investing	-167.7%	-35,230	-13,158	-32,386	-8,894	-20,723	-43,664	-49,285	-49,107	-36,060	-51,109	-70,336	-78,777	-66,348	-20,886	-73,232	-11,055	-25,414	-22,455	-10,084	8,755	-6,297
Cashflow From Financing	-52.7%	23,960	50,609	4,979	55,188	15,518	-31,550	42,583	82,482	21,398	42,310	17,988	100,688	8,901	55,436	131,306	10,224	37,936	8,986	13,601	-651	-5,860
Dividend Payments	0.1%	1,060	1,059	1,059	1,057	979	978	979	977	900	899	898	896	895	895	892	891	794	831	841	840	760
Buy Backs	100.0%	-	-500*	-5.00	-105	2.00	-	-	-42.00	66.00	-	-	-70.00	14.00	-	-	-15.00	76.00	2,225	3,413	-156	2.00

FCCO Income Statement

2023-12-31

Consolidated Statements of Income - USD ($)
$ in Thousands

12 Months Ended

Dec. 31, 2023

Dec. 31, 2022

Dec. 31, 2021

Interest income:

Loans, including fees

$ 52,317

$ 39,234

$ 39,671

Investment securities - taxable

16,715

9,725

6,155

Investment securities - non taxable

1,471

1,525

1,564

Other short term investments and CDs

2,194

633

130

Total interest income

72,697

51,117

47,520

Interest expense:

Deposits

16,563

1,849

1,740

Securities sold under agreement to repurchase

1,658

227

Other borrowed money

5,584

1,098

416

Total interest expense

23,805

3,174

2,241

Net interest income

48,892

47,943

45,279

Provision for (release of) credit losses

1,129

(152)

335

Net interest income after provision for (release of) credit losses

47,763

48,095

44,944

Non-interest income:

Deposit service charges

963

960

977

Mortgage banking income

1,406

^[1]

1,900

^[1]

4,319

Investment advisory fees and non-deposit commissions

4,511

^[1]

4,479

^[1]

3,995

Loss on sale of securities

(1,249)

^[1]

Gain (loss) on sale of other real estate owned

151

(45)

Gain (loss) on sale of other assets

(73)

117

Other non-recurring income

121

171

Other

4,518

^[2]

4,341

^[2]

4,248

Total non-interest income

10,421

11,569

13,904

Non-interest expense:

Salaries and employee benefits

25,864

25,357

24,494

Occupancy

3,157

3,002

2,947

Equipment

1,566

1,343

1,296

Marketing and public relations

1,496

1,259

1,173

FDIC Insurance assessments

904

468

618

Other real estate expense (income)

(112)

308

105

Amortization of intangibles

158

201

Other

10,111

9,358

8,367

Total non-interest expense

43,144

41,253

39,201

Net income before tax

15,040

18,411

19,647

Income tax expense

3,197

3,798

4,182

Net income

$ 11,843

$ 14,613

$ 15,465

Basic earnings per common share

$ 1.56

$ 1.94

$ 2.06

Diluted earnings per common share

$ 1.55

$ 1.92

$ 2.05

[1]	Not within the scope of ASC 606
[2]	Includes Check Card Fee income discussed above. No other items are within the scope of ASC 606.

FCCO Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 27,908	$ 24,464
Interest-bearing bank balances	66,787	12,937
Investment securities available-for-sale	282,226	331,862
Investment securities held-to-maturity, fair value of $205,518 and $213,613 at December 31, 2023 and December 31, 2022, respectively, net of allowance for credit losses-investments	217,170	228,701
Other investments, at cost	6,800	4,191
Loans held-for-sale	4,433	1,779
Loans held-for-investment	1,134,019	980,857
Less, allowance for credit losses	12,267	11,336
Net loans held-for-investment	1,121,752	969,521
Property and equipment - net	30,589	31,277
Lease right-of-use asset	3,248	2,702
Bank owned life insurance	30,174	29,952
Other real estate owned	622	934
Intangible assets	604	761
Goodwill	14,637	14,637
Other assets	20,738	19,228
Total assets	1,827,688	1,672,946
Deposits:
Non-interest bearing	432,333	461,010
Interest bearing	1,078,668	924,372
Total deposits	1,511,001	1,385,382
Securities sold under agreements to repurchase	62,863	68,743
Federal funds purchased		22,000
Federal Home Loan Bank advances	90,000	50,000
Junior subordinated debt	14,964	14,964
Lease liability	3,426	2,832
Other liabilities	14,375	10,664
Total liabilities	1,696,629	1,554,585
SHAREHOLDERS’ EQUITY
Preferred stock, par value $1.00 per share; 10,000,000 shares authorized; none issued and outstanding
Common stock, par value $1.00 per share; 20,000,000 shares authorized; issued and outstanding 7,606,172 at December 31, 2023 and 7,577,912 at December 31, 2022	7,606	7,578
Nonvested restricted stock and stock units	2,181	1,461
Additional paid in capital	93,167	92,683
Retained earnings	56,296	49,025
Accumulated other comprehensive loss	(28,191)	(32,386)
Total shareholders’ equity	131,059	118,361
Total liabilities and shareholders’ equity	$ 1,827,688	$ 1,672,946

About First Community Corp-SC

First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. The company operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. Its deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. The company's loan portfolio comprises commercial loans that consist of secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans, including secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. It also provides other banking services, which include online banking, internet banking, cash management, safe deposit boxes, travelers checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. In addition, the company offers non-deposit investment products and other investment brokerage services; VISA and MasterCard credit card services; investment advisory services; and insurance services. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.

CEO	Mr. Michael C. Crapps
WEBSITE	firstcommunitysc.com
INDUSTRY	Banks Diversified
EMPLOYEES	265

First Community Corp-SC Frequently Asked Questions

What is the ticker symbol for First Community Corp-SC? What does FCCO stand for in stocks?

FCCO is the stock ticker symbol of First Community Corp-SC. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of First Community Corp-SC (FCCO)?

As of Tue Apr 23 2024, market cap of First Community Corp-SC is 123.44 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FCCO stock?

You can check FCCO's fair value in chart for subscribers.

What is the fair value of FCCO stock?

You can check FCCO's fair value in chart for subscribers. The fair value of First Community Corp-SC is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of First Community Corp-SC is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FCCO so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is First Community Corp-SC a good stock to buy?

The fair value guage provides a quick view whether FCCO is over valued or under valued. Whether First Community Corp-SC is cheap or expensive depends on the assumptions which impact First Community Corp-SC's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FCCO.

What is First Community Corp-SC's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, FCCO's PE ratio (Price to Earnings) is 10.42 and Price to Sales (PS) ratio is 1.71. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FCCO PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on First Community Corp-SC's stock?

In the past 10 years, First Community Corp-SC has provided 0.061 (multiply by 100 for percentage) rate of return.