StocksFundsScreenerSectorsWatchlists
FFIN

FFIN - First Financial Bankshares Inc Stock Price, Fair Value and News

29.68USD-0.53 (-1.75%)Market Closed

Market Summary

FFIN
USD29.68-0.53
Market Closed
-1.75%

FFIN Stock Price

View Fullscreen

FFIN RSI Chart

FFIN Valuation

Market Cap

4.2B

Price/Earnings (Trailing)

21.29

Price/Sales (Trailing)

8.02

EV/EBITDA

5.78

Price/Free Cashflow

14.88

FFIN Price/Sales (Trailing)

FFIN Profitability

EBT Margin

46.07%

Return on Equity

13.27%

Return on Assets

1.52%

Free Cashflow Yield

6.72%

FFIN Fundamentals

FFIN Revenue

Revenue (TTM)

528.1M

Rev. Growth (Yr)

17.39%

Rev. Growth (Qtr)

5.06%

FFIN Earnings

Earnings (TTM)

199.0M

Earnings Growth (Yr)

-21.63%

Earnings Growth (Qtr)

-7.22%

Breaking Down FFIN Revenue

Last 7 days

-5.6%

Last 30 days

-5.5%

Last 90 days

5.9%

Trailing 12 Months

-2.2%

How does FFIN drawdown profile look like?

FFIN Financial Health

FFIN Investor Care

Dividend Yield

2.39%

Dividend/Share (TTM)

0.71

Shares Dilution (1Y)

0.04%

Diluted EPS (TTM)

1.4

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2023457.4M484.4M507.0M528.1M
2022382.8M392.2M407.7M432.9M
2021366.6M367.0M372.9M376.4M
2020330.4M343.0M353.8M364.1M
2019299.5M307.0M313.5M319.2M
2018256.3M267.2M278.7M291.7M
2017232.7M236.0M240.5M246.0M
2016227.9M232.4M233.4M232.3M
2015202.4M206.5M213.7M221.6M
2014185.0M191.8M195.1M198.5M
2013159.6M162.1M168.5M176.4M
2012160.1M159.8M159.9M159.8M
2011153.1M156.3M159.2M160.0M
2010145.8M146.4M147.1M149.7M
20090154.9M150.7M146.4M
2008000159.2M
GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

PurpleZone


Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224


Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index
Very Expensive Stocks
Very Cheap Stocks
Try For Just $1.99

Tracking the Latest Insider Buys and Sells of First Financial Bankshares Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Mar 18, 2024
roewe randall allen
sold (taxes)
-7,498
31.64
-237
chief risk officer
Mar 18, 2024
roewe randall allen
acquired
-
-
798
chief risk officer
Mar 18, 2024
butler ronald david ii
acquired
-
-
1,704
cao
Mar 18, 2024
mcvey j. kyle
sold (taxes)
-5,157
31.64
-163
evp, chief accounting officer
Mar 18, 2024
mcvey j. kyle
acquired
-
-
548
evp, chief accounting officer
Mar 18, 2024
bailey david william
acquired
-
-
394
evp, commercial banking
Mar 18, 2024
ruzicka john james jr
acquired
-
-
716
evp-cio
Mar 18, 2024
thaxton kirk w
sold (taxes)
-9,049
31.64
-286
trust company ceo
Mar 18, 2024
longhofer t. luke
acquired
-
-
786
executive vice president
Mar 18, 2024
thaxton kirk w
acquired
-
-
1,198
trust company ceo

1–10 of 50

Which funds bought or sold FFIN recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Apr 11, 2024
Ballentine Partners, LLC
added
4.49
46,232
397,985
0.01%
Apr 10, 2024
Inscription Capital, LLC
added
67.57
344,664
793,104
0.27%
Apr 09, 2024
MASSMUTUAL TRUST CO FSB/ADV
unchanged
-
323
4,232
-%
Apr 09, 2024
Rise Advisors, LLC
new
-
24,050
24,050
0.01%
Apr 09, 2024
Adams Asset Advisors, LLC
unchanged
-
21,988
287,416
0.04%
Apr 05, 2024
LOS ANGELES CAPITAL MANAGEMENT LLC
new
-
532,145
532,145
-%
Apr 05, 2024
GAMMA Investing LLC
added
14.89
3,039
17,717
-%
Apr 05, 2024
CWM, LLC
reduced
-74.69
-590,000
223,000
-%
Apr 03, 2024
Versant Capital Management, Inc
unchanged
-
8,255
107,912
0.03%
Mar 22, 2024
PNC FINANCIAL SERVICES GROUP, INC.
reduced
-22.36
-31,210
460,363
-%

1–10 of 48

Are Funds Buying or Selling FFIN?

Are funds buying FFIN calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own FFIN
No. of Funds

Unveiling First Financial Bankshares Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2024
vanguard group inc
10.14%
14,465,552
SC 13G/A
Jan 24, 2024
blackrock inc.
11.3%
16,172,949
SC 13G/A
Feb 09, 2023
vanguard group inc
10.05%
14,342,470
SC 13G/A
Jan 26, 2023
blackrock inc.
10.5%
14,936,110
SC 13G/A
Jan 20, 2023
blackrock inc.
10.5%
14,936,110
SC 13G/A
Dec 12, 2022
vanguard group inc
10.01%
14,279,747
SC 13G/A
Feb 10, 2022
vanguard group inc
9.57%
13,641,543
SC 13G/A
Jan 27, 2022
blackrock inc.
10.5%
14,967,983
SC 13G/A
Jan 25, 2022
blackrock inc.
10.5%
14,967,983
SC 13G/A
Feb 10, 2021
vanguard group inc
8.90%
12,645,334
SC 13G/A

Recent SEC filings of First Financial Bankshares Inc

View All Filings
Date Filed Form Type Document
Mar 20, 2024
4
Insider Trading
Mar 20, 2024
4
Insider Trading
Mar 20, 2024
4
Insider Trading
Mar 20, 2024
4
Insider Trading
Mar 20, 2024
4
Insider Trading
Mar 20, 2024
4
Insider Trading
Mar 20, 2024
4
Insider Trading
Mar 20, 2024
4
Insider Trading
Mar 14, 2024
DEF 14A
DEF 14A
Mar 14, 2024
ARS
ARS

Peers (Alternatives to First Financial Bankshares Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
526.7B
171.1B
-4.45% 41.76%
10.63
3.08
60.72% 31.52%
281.8B
130.3B
-0.78% 25.35%
10.63
2.16
79.51% -3.68%
202.2B
85.7B
-2.27% 42.49%
10.56
2.36
41.49% 39.96%
114.1B
133.3B
3.31% 26.15%
12.36
0.86
79.09% -
15.2B
10.2B
-3.38% 12.15%
9.45
1.49
44.53% -22.43%
13.7B
7.9B
-2.08% 18.96%
14.12
1.72
46.47% -49.56%
MID-CAP
6.8B
4.2B
-0.89% 15.18%
7.7
1.63
56.25% -23.46%
6.0B
3.9B
-0.93% 30.63%
8.87
1.53
45.91% -25.03%
3.1B
1.3B
-1.93% 31.98%
11.59
2.44
43.24% -22.35%
3.1B
2.0B
-1.88% 11.78%
16.77
1.57
70.97% -50.03%
SMALL-CAP
497.6M
120.2M
6.68% 49.76%
19.02
4.14
25.23% -24.02%
395.5M
164.9M
-9.61% 26.68%
33.82
2.4
42.66% -70.76%
362.7M
162.6M
-11.01% -6.09%
12.06
2.23
25.39% -38.37%
276.9M
96.6M
-6.73% 6.51%
8.74
2.87
11.02% -11.37%
41.0M
60.9M
-4.40% -25.08%
-12.25
0.67
24.06% -144.92%

First Financial Bankshares Inc News

Latest updates
Simply Wall St21 hours ago
CNN31 Mar 202404:09 am

First Financial Bankshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue5.1%14213512912212111310297.0096.0097.0093.0091.0092.0091.0092.0088.0082.0081.0080.0077.0076.00
EBITDA Margin-7.1%1.21*1.30*1.41*1.52*1.61*1.67*1.72*1.73*1.74*1.76*1.75*----------
Interest Expenses3.6%98.0094.0096.0096.0010410399.0095.0095.0096.0091.0089.0091.0089.0089.0081.0075.0073.0072.0070.0070.00
Income Taxes-7.5%10.0011.0012.0012.0012.0012.0012.0010.0011.0012.0011.0011.0012.0010.0011.007.008.009.009.007.007.00
Earnings Before Taxes-7.3%56.0060.0063.0064.0071.0071.0072.0066.0066.0071.0067.0068.0071.0063.0064.0044.0050.0052.0051.0046.0045.00
EBT Margin-9.5%0.46*0.51*0.56*0.61*0.65*0.68*0.70*0.71*0.72*0.74*0.73*----------
Net Income-7.2%46.0050.0051.0053.0059.0059.0060.0056.0055.0059.0056.0057.0058.0053.0053.0037.0041.0043.0042.0038.0038.00
Net Income Margin-9.7%0.38*0.42*0.46*0.51*0.54*0.57*0.59*0.59*0.60*0.62*0.61*----------
Free Cashflow-19.7%59.0073.0057.0096.0070.0096.0072.0087.0087.0011852.00----------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets2.6%13,10612,77712,82513,00812,97413,11013,26013,31413,10212,54312,32912,10310,90510,56810,3409,7018,2628,1147,9797,9467,732
    Cash Equivalents38.2%537388279446331366466598529561845-729--------
  Net PPE-0.8%152153153154153153149150150148148142142141139140131132134135133
Liabilities0.6%11,60711,53711,45811,63511,70811,97811,93111,82511,34310,81010,60910,4379,2268,9488,7578,1757,0356,9096,8156,8386,679
  Short Term Borrowings-97.1%22.0075258863324.00775768759671649550549430503449858381400362383469
Shareholder's Equity20.9%1,4991,2401,3671,3731,2661,1331,3291,4891,7591,7341,7201,6651,6781,6201,5821,5261,2271,2051,1651,1081,053
  Retained Earnings1.7%1,2201,1991,1751,1501,1221,0881,0521,0169829489108758377977630.00708683656630607
  Additional Paid-In Capital0.3%681679681679678676676681677675672672670669667674451449448446443
Float---3,900---5,370---6,700---3,930---3,970--
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations-19.7%59.0073.0057.0096.0070.0096.0072.0087.0089.0011852.0097.0076.0022.0081.0031.0058.0036.0036.0072.0027.00
  Share Based Compensation-1.00--------------------
Cashflow From Investing577.4%40.00-8.45-26.26122188-220-285-519-795-591-642-581129-347-477-566-177-163-100-6.43-88.21
Cashflow From Financing10.0%49.0045.00-198-102-29225.0081.0050267419135284029017451352117250.00-14.9872.00110
  Dividend Payments0.0%26.0026.0024.0024.0024.000.0046.0021.0021.0021.0018.0018.0018.0018.0017.0016.0016.0016.0014.0014.0014.00
  Buy Backs-100.0%-3.00---2.007.00-------8.00------

FFIN Income Statement

2023-12-31
Consolidated Statements of Earnings - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
INTEREST INCOME:   
Interest and fees on loans$ 405,939$ 296,114$ 271,638
Interest on investment securities:   
Taxable79,92578,92447,390
Exempt from federal income tax36,19454,12156,638
Interest on federal funds sold and interest-bearing deposits in banks6,0123,695739
Total interest income528,070432,854376,405
INTEREST EXPENSE:   
Interest on deposits124,83026,2465,705
Interest on borrowings19,4315,194337
Total interest expense144,26131,4406,042
Net interest income383,809401,414370,363
PROVISION FOR CREDIT LOSSES10,63117,427(1,139)
Net interest income after provisions for credit losses373,178383,987371,502
NONINTEREST INCOME:   
Trust fees40,45639,99536,145
Service charges on deposit accounts25,37824,54021,156
Debit card fees21,72130,28035,905
Credit card fees2,6452,5852,373
Gain on sale and fees on mortgage loans11,89019,03533,245
Net gain (loss) on sale of available-for-sale securities(7,119)2,144815
Net gain on sale of foreclosed assets461,451190
Net gain on sale of assets1,525520210
Interest on loan recoveries2,0552,8404,039
Other9,4068,2758,098
Total noninterest income108,003131,665142,176
NONINTEREST EXPENSE:   
Salaries, commissions and employee benefits131,915134,133142,042
Net occupancy expense13,76613,30713,009
Equipment expense8,5459,0529,173
FDIC insurance premiums7,7493,7113,130
Debit card expense12,93312,23111,957
Professional and service fees9,8108,7709,334
Printing, stationery and supplies2,4542,1141,910
Operational and other losses3,8423,2293,293
Software amortization and expense10,2889,96311,120
Amortization of intangible assets9121,2451,613
Other35,66837,02335,127
Total noninterest expense237,882234,778241,708
EARNINGS BEFORE INCOME TAXES243,299280,874271,970
INCOME TAX EXPENSE44,32246,39944,408
NET EARNINGS$ 198,977$ 234,475$ 227,562
NET EARNINGS PER SHARE, BASIC$ 1.39$ 1.64$ 1.60
NET EARNINGS PER SHARE, DILUTED1.391.641.59
DIVIDENDS PER SHARE$ 0.71$ 0.66$ 0.58

FFIN Balance Sheet

2023-12-31
Consolidated Balance Sheets - USD ($)
Dec. 31, 2023
Dec. 31, 2022
ASSETS  
CASH AND DUE FROM BANKS$ 281,354,000$ 293,286,000
INTEREST-BEARING DEMAND DEPOSITS IN BANKS255,237,00037,392,000
Total cash and cash equivalents536,591,000330,678,000
SECURITIES AVAILABLE-FOR-SALE, at fair value (amortized cost of these securities was $5,243,681 and $6,152,348 as of December 31, 2023 and 2022, respectively)4,732,762,0005,474,359,000
LOANS:  
Held-for-investment, excluding PPP loans7,148,682,0006,441,699,000
PPP loans109,000169,000
Total loans held-for-investment7,148,791,0006,441,868,000
Less - allowance for credit losses(88,734,000)(75,834,000)
Net loans held – for -investment7,060,057,0006,366,034,000
Held-for-sale ($11,077 and $10,497 at fair value as of December 31, 2023 and 2022, respectively)14,253,00011,965,000
BANK PREMISES AND EQUIPMENT, net151,788,000152,973,000
INTANGIBLE ASSETS, net314,622,000315,534,000
OTHER ASSETS295,521,000322,523,000
Total assets13,105,594,00012,974,066,000
LIABILITIES AND SHAREHOLDERS’ EQUITY  
Total deposits11,138,300,00011,005,507,000
NONINTEREST-BEARING DEPOSITS3,435,586,0004,061,788,000
INTEREST-BEARING DEPOSITS7,702,714,0006,943,719,000
Total liabilities11,606,694,00011,708,329,000
BORROWINGS22,153,00023,678,000
OTHER LIABILITIES38,601,00036,037,000
REPURCHASE AGREEMENTS381,928,000618,829,000
DIVIDENDS PAYABLE25,712,00024,278,000
COMMITMENTS AND CONTINGENCIES
Shareholders' equity:  
COMMON STOCK $0.01 par value; authorized 200,000,000 shares; 142,716,939 and 142,657,871 shares issued at December 31, 2023 and 2022, respectively1,427,0001,427,000
CAPITAL SURPLUS681,246,000677,593,000
RETAINED EARNINGS1,219,525,0001,121,945,000
TREASURY STOCK (shares at cost: 930,152 and 929,210 at December 31, 2023 and 2022, respectively)(11,855,000)(11,035,000)
DEFERRED COMPENSATION11,855,00011,035,000
ACCUMULATED OTHER COMPREHENSIVE EARNINGS, net(403,298,000)(535,228,000)
Total shareholders’ equity1,498,900,0001,265,737,000
Total liabilities and shareholders’ equity$ 13,105,594,000$ 12,974,066,000
FFIN
First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company offers checking, savings and time deposits, automated teller machines, drive-in, and night deposit services; safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and performing other customary commercial banking services; securities brokerage services; and trust and wealth management services, including wealth management, estates administration, oil and gas management, testamentary trusts, revocable and irrevocable trusts, and agency accounts. It also provides commercial and industrial, municipal, agricultural, construction and development, farm, residential, and consumer auto and non-auto, as well as non-owner occupied and owner occupied commercial real estate loans. In addition, the company offers asset management, investing, purchasing, advertising, public relations, and technology services. The company was founded in 1890 and is headquartered in Abilene, Texas.
 CEO
 WEBSITEffin.com
 INDUSTRYBanks Diversified
 EMPLOYEES1400

First Financial Bankshares Inc Frequently Asked Questions


What is the ticker symbol for First Financial Bankshares Inc? What does FFIN stand for in stocks?

FFIN is the stock ticker symbol of First Financial Bankshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of First Financial Bankshares Inc (FFIN)?

As of Fri Apr 12 2024, market cap of First Financial Bankshares Inc is 4.24 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FFIN stock?

You can check FFIN's fair value in chart for subscribers.

What is the fair value of FFIN stock?

You can check FFIN's fair value in chart for subscribers. The fair value of First Financial Bankshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of First Financial Bankshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FFIN so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is First Financial Bankshares Inc a good stock to buy?

The fair value guage provides a quick view whether FFIN is over valued or under valued. Whether First Financial Bankshares Inc is cheap or expensive depends on the assumptions which impact First Financial Bankshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FFIN.

What is First Financial Bankshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 12 2024, FFIN's PE ratio (Price to Earnings) is 21.29 and Price to Sales (PS) ratio is 8.02. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FFIN PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on First Financial Bankshares Inc's stock?

In the past 10 years, First Financial Bankshares Inc has provided 0.089 (multiply by 100 for percentage) rate of return.