FGBI - First Guaranty Bancshares Inc Stock Price, Fair Value and News

9.70USD-0.05 (-0.51%)Market Closed

Market Summary

USD9.70-0.05

Market Closed

-0.51%

FGBI Stock Price

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FGBI RSI Chart

FGBI Valuation

Market Cap

121.9M

Price/Earnings (Trailing)

13.22

Price/Sales (Trailing)

0.67

EV/EBITDA

0.44

Price/Free Cashflow

17.78

FGBI Price/Sales (Trailing)

FGBI Profitability

EBT Margin

6.50%

Return on Equity

3.69%

Return on Assets

0.26%

Free Cashflow Yield

5.63%

FGBI Fundamentals

FGBI Revenue

Revenue (TTM)

183.0M

Rev. Growth (Yr)

31.34%

Rev. Growth (Qtr)

5.64%

FGBI Earnings

Earnings (TTM)

9.2M

Earnings Growth (Yr)

-74.56%

Earnings Growth (Qtr)

-26.47%

Breaking Down FGBI Revenue

Last 7 days

0.5%

Last 30 days

-9.2%

Last 90 days

-17.2%

Trailing 12 Months

-28.3%

How does FGBI drawdown profile look like?

FGBI Financial Health

Debt/Equity

Debt/Cashflow

21.58

FGBI Investor Care

Dividend Yield

6.56%

Dividend/Share (TTM)

0.64

Shares Dilution (1Y)

16.68%

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	147.4M	158.6M	171.0M	183.0M
2022	117.1M	122.6M	128.4M	136.6M
2021	100.6M	102.3M	106.5M	111.9M
2020	95.1M	97.0M	100.1M	100.7M
2019	82.1M	86.2M	88.2M	91.6M
2018	70.2M	73.3M	75.6M	78.4M
2017	59.7M	61.2M	64.3M	67.5M
2016	56.4M	57.1M	57.9M	58.5M
2015	54.5M	55.2M	55.9M	56.1M
2014	51.3M	52.1M	52.4M	53.3M
2013	53.3M	51.6M	51.3M	50.9M
2012	55.8M	56.7M	55.8M	55.2M
2011	52.4M	53.0M	53.9M	54.6M
2010	0	48.6M	50.0M	51.4M
2009	0	0	0	47.2M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of First Guaranty Bancshares Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 07, 2024	reynolds marshall t	gifted	-	-	20,000	-
Mar 07, 2024	reynolds marshall t	gifted	-	-	-120,000	-
Feb 16, 2024	dosch eric	acquired	57,949	11.87	4,882	svp and cfo
Feb 16, 2024	lewis alton b jr	acquired	115,911	11.87	9,765	ceo
Dec 19, 2023	smith edgar r. iii	acquired	2,553,000	10.00	255,300	-
Dec 19, 2023	lewis alton b jr	acquired	25,000	10.00	2,500	ceo
Dec 19, 2023	drew vanessa r	acquired	6,000	10.00	600	-
Dec 19, 2023	rossi jack	acquired	20,000	10.00	2,000	-
Dec 19, 2023	dosch eric	acquired	1,000	10.00	100	svp and cfo
Dec 19, 2023	hood william k	acquired	2,553,000	10.00	255,300	-

Which funds bought or sold FGBI recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 05, 2024	CWM, LLC	unchanged	-	-5,000	61,000	-%
Apr 04, 2024	CULLEN INVESTMENT GROUP, LTD.	added	1.53	-56,157	729,952	0.12%
Mar 11, 2024	VANGUARD GROUP INC	added	0.28	40,674	3,000,560	-%
Feb 27, 2024	Beaird Harris Wealth Management, LLC	unchanged	-	95.00	8,796	-%
Feb 15, 2024	BARCLAYS PLC	sold off	-100	-13,000	-	-%
Feb 14, 2024	MILLENNIUM MANAGEMENT LLC	reduced	-72.84	-484,956	183,569	-%
Feb 14, 2024	CITADEL ADVISORS LLC	sold off	-100	-186,307	-	-%
Feb 14, 2024	Royal Bank of Canada	new	-	-	-	-%
Feb 14, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	2.99	46,476	1,175,410	0.03%

Are Funds Buying or Selling FGBI?

Are funds buying FGBI calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FGBI

No. of Funds

Unveiling First Guaranty Bancshares Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	reynolds marshall t	16.31%	2,034,235	SC 13D/A
Feb 14, 2024	reynolds douglas v	5.02%	626,468	SC 13G
Feb 14, 2024	hood william k	5.46%	680,560	SC 13D/A
Feb 14, 2024	hood william k	5.46%	680,560	SC 13D/A
Feb 14, 2024	smith edgar r. iii	6.64%	828,880	SC 13D/A
Feb 14, 2024	smith edgar r. iii	6.64%	828,880	SC 13D/A
Sep 01, 2023	smith edgar r. iii	7.09%	810,543	SC 13D/A
Jun 05, 2023	hood william k	2.2%	254,446	SC 13D/A
Jun 02, 2023	smith edgar r. iii	3.9%	441,357	SC 13D/A
Apr 06, 2023	hood william k	2.4%	254,446	SC 13D/A

Recent SEC filings of First Guaranty Bancshares Inc

View All Filings

Date Filed	Form Type	Document
Apr 17, 2024	ARS	ARS
Apr 12, 2024	DEF 14A	DEF 14A
Apr 03, 2024	8-K	Current Report
Apr 03, 2024	8-K	Current Report
Mar 15, 2024	10-K	Annual Report
Mar 11, 2024	4	Insider Trading
Feb 21, 2024	8-K	Current Report
Feb 16, 2024	4	Insider Trading
Feb 16, 2024	4	Insider Trading
Feb 14, 2024	SC 13D/A	13D - Major Acquisition

Peers (Alternatives to First Guaranty Bancshares Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	518.6B	171.1B	-6.55%	27.33%	10.47	3.03	60.72%	31.52%
BAC	277.4B	130.3B	-2.17%	15.28%	10.46	2.13	79.51%	-3.68%
WFC	204.6B	85.7B	-1.00%	36.59%	10.69	2.39	41.49%	39.96%
C	111.2B	133.3B	-0.80%	16.13%	12.05	0.83	79.09%	-
CFG	15.1B	10.2B	-1.99%	8.44%	9.42	1.48	44.53%	-22.43%
KEY	13.5B	7.9B	-0.07%	19.35%	13.94	1.7	46.47%	-49.56%
MID-CAP
CMA	6.6B	4.2B	0.48%	11.63%	7.49	1.58	56.25%	-23.46%
ZION	5.8B	3.9B	-0.96%	29.19%	8.57	1.48	45.91%	-25.03%
ABCB	3.1B	1.3B	-3.03%	32.01%	11.42	2.4	43.24%	-22.35%
ASB	3.0B	2.0B	-0.45%	11.20%	16.48	1.54	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	393.2M	164.9M	-3.99%	28.14%	33.62	2.38	42.66%	-70.76%
AROW	359.4M	162.6M	-8.71%	-4.36%	11.95	2.21	25.39%	-38.37%
ACNB	267.1M	96.6M	-9.56%	1.15%	8.43	2.76	11.02%	-11.37%
ASRV	44.1M	60.9M	1.17%	-15.64%	-13.17	0.72	24.06%	-144.92%

First Guaranty Bancshares Inc News

Latest updates

First Guaranty Bancshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	5.6%	50.00	48.00	44.00	41.00	38.00	35.00	33.00	30.00	30.00	29.00	27.00	25.00	25.00	25.00	25.00	25.00	24.00	22.00	23.00	22.00	21.00
EBITDA Margin	-10.8%	0.56*	0.63*	0.76*	0.90*	1.03*	1.14*	1.18*	1.17*	1.15*	1.13*	1.09*	1.07*	-	-	-	-	-	-	-	-	-
Interest Expenses	2.9%	21.00	20.00	21.00	22.00	23.00	25.00	26.00	25.00	25.00	24.00	21.00	20.00	19.00	19.00	19.00	18.00	17.00	15.00	16.00	15.00	14.00
Income Taxes	-41.6%	0.00	1.00	1.00	1.00	1.00	2.00	2.00	2.00	2.00	2.00	2.00	1.00	2.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	-30.0%	2.00	2.00	3.00	5.00	6.00	10.00	10.00	10.00	10.00	10.00	8.00	6.00	8.00	7.00	7.00	5.00	5.00	5.00	4.00	4.00	3.00
EBT Margin	-33.3%	0.07*	0.10*	0.15*	0.21*	0.27*	0.31*	0.32*	0.32*	0.31*	0.30*	0.28*	0.27*	-	-	-	-	-	-	-	-	-
Net Income	-26.5%	1.00	2.00	3.00	3.00	5.00	8.00	8.00	8.00	8.00	8.00	6.00	5.00	6.00	5.00	5.00	4.00	4.00	4.00	3.00	3.00	3.00
Net Income Margin	-33.9%	0.05*	0.08*	0.12*	0.17*	0.21*	0.25*	0.26*	0.26*	0.24*	0.24*	0.22*	0.21*	-	-	-	-	-	-	-	-	-
Free Cashflow	192.7%	6.00	-6.76	4.00	3.00	3.00	13.00	11.00	8.00	17.00	11.00	-8.59	4.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	3.9%	3,553	3,418	3,236	3,238	3,151	3,097	2,959	2,910	2,878	2,825	2,745	2,567	2,473	2,513	2,437	2,251	2,117	1,805	1,873	1,907	1,817
Cash Equivalents	42.3%	286	201	146	169	83.00	109	120	133	262	270	131	291	300	192	237	169	67.00	179	-	-	128
Net PPE	9.0%	70.00	64.00	61.00	59.00	58.00	58.00	58.00	58.00	59.00	59.00	60.00	60.00	60.00	59.00	59.00	58.00	56.00	46.00	43.00	42.00	40.00
Goodwill	0%	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	3.00	3.00	4.00	3.00
Liabilities	3.9%	3,303	3,179	2,997	3,009	2,916	2,865	2,733	2,688	2,654	2,605	2,531	2,390	2,294	2,328	2,257	2,082	1,951	1,643	1,714	1,753	1,670
Short Term Borrowings	-	66.00	-	-	-	146	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-	209	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Shareholder's Equity	4.5%	250	239	239	229	235	231	227	222	224	219	214	176	179	185	180	169	166	162	159	155	147
Retained Earnings	-1.8%	68.00	69.00	70.00	70.00	76.00	74.00	68.00	62.00	57.00	71.00	65.00	61.00	37.00	53.00	49.00	46.00	43.00	59.00	57.00	55.00	35.00
Additional Paid-In Capital	7.0%	149	139	139	130	130	130	130	130	130	111	111	111	130	111	111	111	111	92.00	92.00	92.00	110
Shares Outstanding	16.4%	12.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	67.00	-	-	-	148	-	-	-	100	-	-	-	64.00	-	-	-	91.00	-	-

Cashflow (Last 12 Months)

(In Thousands)

Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	549.0%	12,867	-2,866	7,681	4,032	3,303	13,164	12,072	8,326	17,590	11,306	-7,822	5,446	9,441	6,548	3,541	4,229	7,727	7,742	6,526	7,083	6,315
Cashflow From Investing	47.6%	-61,608	-117,515	-22,799	-4,166	-81,586	-149,654	-67,691	-168,980	-74,777	56,770	-325,311	-109,327	128,688	-120,727	-105,074	-31,342	-197,202	75,735	37,841	-48,280	-1,242
Cashflow From Financing	-23.7%	133,921	175,428	-7,589	85,850	52,145	125,449	43,275	31,464	49,342	71,107	172,677	95,326	-30,830	69,342	169,221	129,143	77,932	-74,676	-40,351	79,383	59,036
Dividend Payments	9.2%	1,997	1,829	1,829	1,715	1,715	1,714	1,715	1,715	1,716	1,560	1,558	1,559	1,558	1,559	1,558	1,559	1,576	1,409	1,409	1,409	1,409

FGBI Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Interest Income:
Loans (including fees)	$ 167,140	$ 126,002
Deposits with other banks	6,268	1,324
Securities (including FHLB stock)	9,601	9,250
Federal funds sold	0	0
Total Interest Income	183,009	136,576
Interest Expense:
Demand deposits	60,243	21,419
Savings deposits	3,554	915
Time deposits	23,967	10,682
Borrowings	10,540	3,518
Total Interest Expense	98,304	36,534
Net Interest Income	84,705	100,042
Less: Provision for credit losses	3,714	3,656
Net Interest Income after Provision for Credit Losses	80,991	96,386
Noninterest Income:
Service charges, commissions and fees	3,401	3,160
ATM and debit card fees	3,242	3,406
Net gains (losses) on securities	0	(17)
Net gains on sale of loans	12	1,774
Other	3,922	2,686
Total Noninterest Income	10,577	11,009
Noninterest Expense:
Salaries and employee benefits	40,422	36,699
Occupancy and equipment expense	9,027	8,932
Other	30,223	25,374
Total Noninterest Expense	79,672	71,005
Income Before Income Taxes	11,896	36,390
Less: Provision for income taxes	2,677	7,506
Net Income	9,219	28,884
Less: Preferred stock dividends	2,329	2,328
Net Income Available to Common Shareholders	$ 6,890	$ 26,556
Per Common Share:
Earnings (in dollars per share)	$ 0.62	$ 2.48
Cash dividends paid (in dollars per share)	$ 0.64	$ 0.64
Weighted Average Common Shares Outstanding (in shares)	11,165,303	10,716,796

FGBI Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Cash and cash equivalents:
Cash and due from banks	$ 286,114	$ 82,796
Federal funds sold	341	423
Cash and cash equivalents	286,455	83,219
Investment securities:
Available for sale, at fair value	83,485	131,458
Held to maturity, at cost and net of allowance for credit losses of $80 and $0 (estimated fair value of $253,584 and $242,560, respectively)	320,638	320,068
Investment securities	404,123	451,526
Federal Home Loan Bank stock, at cost	13,390	6,528
Loans held for sale	0	0
Loans, net of unearned income	2,748,708	2,519,077
Less: allowance for credit losses	30,926	23,518
Net loans	2,717,782	2,495,559
Premises and equipment, net	69,792	58,206
Goodwill	12,900	12,900
Intangible assets, net	4,298	4,979
Other real estate, net	1,250	113
Accrued interest receivable	15,713	13,002
Other assets	27,069	25,315
Total Assets	3,552,772	3,151,347
Deposits:
Noninterest-bearing demand	442,755	524,415
Interest-bearing demand	1,526,628	1,460,259
Savings	218,986	205,760
Time	820,725	533,358
Total deposits	3,009,094	2,723,792
Short-term advances from Federal Home Loan Bank	50,000	120,000
Short-term borrowings	10,000	20,000
Repurchase agreements	6,297	6,442
Accrued interest payable	11,807	4,289
Long-term advances from Federal Home Loan Bank	155,000	0
Senior long-term debt	39,099	21,927
Junior subordinated debentures	15,000	15,000
Other liabilities	6,844	4,906
Total Liabilities	3,303,141	2,916,356
Preferred stock, Series A - $1,000 par value - 100,000 shares authorized
Non-cumulative perpetual; 34,500 shares issued and outstanding, respectively	33,058	33,058
Common stock, $1 par value - 100,600,000 shares authorized; 12,475,424 and 10,716,796 shares issued and outstanding	12,475	10,717
Surplus	149,085	130,093
Retained earnings	67,972	76,351
Accumulated other comprehensive (loss) income	(12,959)	(15,228)
Total Shareholders' Equity	249,631	234,991
Total Liabilities and Shareholders' Equity	$ 3,552,772	$ 3,151,347

About First Guaranty Bancshares Inc

First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.

CEO	Mr. Alton B. Lewis Jr.
WEBSITE	fgb.net
INDUSTRY	Banks Diversified
EMPLOYEES	465

First Guaranty Bancshares Inc Frequently Asked Questions

What is the ticker symbol for First Guaranty Bancshares Inc? What does FGBI stand for in stocks?

FGBI is the stock ticker symbol of First Guaranty Bancshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of First Guaranty Bancshares Inc (FGBI)?

As of Wed Apr 17 2024, market cap of First Guaranty Bancshares Inc is 121.92 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FGBI stock?

You can check FGBI's fair value in chart for subscribers.

What is the fair value of FGBI stock?

You can check FGBI's fair value in chart for subscribers. The fair value of First Guaranty Bancshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of First Guaranty Bancshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FGBI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is First Guaranty Bancshares Inc a good stock to buy?

The fair value guage provides a quick view whether FGBI is over valued or under valued. Whether First Guaranty Bancshares Inc is cheap or expensive depends on the assumptions which impact First Guaranty Bancshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FGBI.

What is First Guaranty Bancshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Apr 17 2024, FGBI's PE ratio (Price to Earnings) is 13.22 and Price to Sales (PS) ratio is 0.67. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FGBI PE ratio will change depending on the future growth rate expectations of investors.