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FNF

36.81USD-0.65(-1.74%)Market Closed

Fidelity National Financial Inc

Market Summary

USD36.81-0.65Market Closed
-1.74%

FNF Alerts

FNF Stock Price

RSI Chart

Valuation

Market Cap

11.0B

Price/Earnings

5.38

Price/Sales

0.76

Price/Cashflow

2.7

MarketCap/EBT

4.07

Price/Sales

Profitability

EBT Margin

18.66%

Return on Equity

30.49%

Return on Assets

3.34%

Fundamentals

Revenue

Revenue (TTM)

13.8B

Revenue Y/Y

-17.6%

Revenue Q/Q

21.89%

Earnings

Earnings (TTM)

1.6B

Earnings Y/Y

-60.52%

Earnings Q/Q

-24.35%

Price Action

52 Week Range

34.5155.27
(Low)(High)

Last 7 days

-7.0%

Last 30 days

-6.8%

Last 90 days

-8.0%

Trailing 12 Months

-24.5%

Financial Health

Debt/Equity

0.46

Debt/Cashflow

1.32

Investor Care

Dividend Yield

4.29%

Dividend/Share (TTM)

1.76

Buy Backs (1Y)

4.36%

Diluted EPS (TTM)

5.7

Peers (Alternatives to Fidelity National Financial)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
75.8B
45.5B
3.44% 37.45%
88.97
1.57
5.36% -78.95%
43.2B
58.9B
6.51% 14.63%
3.4
0.76
23.70% 146.04%
42.6B
32.3B
2.97% 26.92%
12.71
1.18
-5.57% -7.78%
34.2B
50.8B
0.92% 20.30%
35.26
0.68
4.61% -107.01%
12.7B
11.8B
1.60% 29.06%
16.3
1.08
5.22% -41.47%
12.2B
6.9B
-3.42% 15.05%
11.87
1.84
-7.39% -58.10%
11.4B
11.7B
0.57% 29.95%
32.11
0.97
8.99% -61.35%
11.0B
13.8B
-6.81% -24.48%
5.38
0.76
-5.58% -40.48%
MID-CAP
7.1B
8.5B
3.20% -1.08%
7.26
0.81
-6.48% -43.83%
5.2B
8.3B
0.51% -30.88%
11.18
0.63
-7.85% -62.83%
2.2B
298.6M
-21.70% -21.17%
46.77
7.21
53.72% 302.27%
SMALL-CAP
1.1B
3.4B
16.98% -41.17%
3.7
0.31
9.55% -21.15%
867.1M
1.9B
8.89% -52.04%
-7.88
0.44
-10.13% -247.76%
276.7M
308.9M
0.35% -26.61%
6.61
0.89
-2.10% -45.49%

Financials for Fidelity National Financial

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue-4.7%13,80014,48515,70815,64314,616
Earnings Before Taxes-19.1%2,1862,7032,8783,0833,326
Net Income-21.7%1,6012,0442,2142,4222,690
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets1.5%62,16461,23060,85760,69058,506
    Cash Equivalents2.0%2,4742,4262,7934,3605,148
  Net PPE-1.6%182185187185186
  Goodwill1.6%4,6094,5384,5394,5394,515
Liabilities3.5%56,36554,48452,73951,23349,132
  Long Term Debt-13.0%2,6933,0943,0953,0963,097
Shareholder's Equity-14.8%5,7126,7038,0779,4149,332
  Retained Earnings3.4%5,0694,9014,6424,3693,961
  Additional Paid-In Capital0.7%5,8855,8435,8265,8115,790
Shares Outstanding-1.6%273277281284285
Minority Interest102.3%8743414342
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations9.8%4,4674,0694,0924,0903,213
  Share Based Compensation6.5%4946454341
Cashflow From Investing-2.5%-10,476.00-10,222.00-9,803.00-7,449.00-6,154.00
Cashflow From Financing-34.7%3,3355,1085,4785,0005,218
  Dividend Payments1.2%491485466446427
  Buy Backs29.8%606467480463493

Risks

What is the probability of a big loss on FNF?

53.5%


Probability that Fidelity National Financial stock will be more than 20% underwater in next one year

29.6%


Probability that Fidelity National Financial stock will be more than 30% underwater in next one year.

19.2%


Probability that Fidelity National Financial stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does FNF drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Fidelity National Financial was unfortunately bought at previous high price.

Returns

Cumulative Returns on FNF

11.2%


10-Year Cumulative Returns

8.2%


7-Year Cumulative Returns

1.6%


5-Year Cumulative Returns

-4.8%


3-Year Cumulative Returns

What are the long-term rolling returns for FNF?

FIve years rolling returns for Fidelity National Financial.

Which funds bought or sold FNF recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-23
Toroso Investments, LLC
NEW
-
232,000
232,000
0.01%
2022-11-22
B. Riley Wealth Advisors, Inc.
ADDED
6.48
37,000
887,000
0.03%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
3,001,000
3,001,000
0.04%
2022-11-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
REDUCED
-2.05
-694,000
16,381,000
0.03%
2022-11-21
FourThought Financial, LLC
ADDED
28.24
7,000
36,000
-%
2022-11-18
National Pension Service
UNCHANGED
-
-93,000
4,819,000
0.01%
2022-11-18
D L CARLSON INVESTMENT GROUP INC
REDUCED
-0.46
-124,000
4,842,000
1.05%
2022-11-17
CENTRAL TRUST Co
ADDED
86.27
31,000
69,000
-%
2022-11-17
M&T Bank Corp
REDUCED
-6.15
-97,000
1,548,000
0.01%
2022-11-16
Washington Trust Bank
UNCHANGED
-
-5,000
222,000
0.03%

1–10 of 44

Latest Funds Activity

Are funds buying FNF calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own FNF

Fidelity National Financial News

DirectorsTalk Interviews

FNF Group of Fidelity National – Consensus Indicates Potential 35.1% Upside.104 minutes ago

Zacks Investment Research

FNF Fair Value

Recent SEC filings of Fidelity National Financial

View All Filings
Date Filed Form Type Document
Nov 22, 2022
8-K
Current Report
Nov 18, 2022
3
Insider Trading
Nov 18, 2022
8-K
Current Report
Nov 18, 2022
8-K
Current Report
Nov 18, 2022
8-K
Current Report
Nov 15, 2022
4
Insider Trading
Nov 15, 2022
4
Insider Trading
Nov 15, 2022
4
Insider Trading
Nov 15, 2022
4
Insider Trading
Nov 15, 2022
4
Insider Trading

Latest Insider Trading transactions for FNF

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-11-10
PARK ANTHONY
ACQUIRED
-
-
36,983
EVP & Chief Financial Officer
2022-11-10
Morgan Sandra Douglass
ACQUIRED
-
-
6,491
-
2022-11-10
HAGERTY THOMAS M
ACQUIRED
265,028
40.83
6,491
-
2022-11-10
LANE DANIEL D
ACQUIRED
-
-
6,491
-
2022-11-10
QUIRK RAYMOND R
ACQUIRED
-
-
118,786
Executive Vice-Chairman
2022-11-10
Murren Heather Hay
ACQUIRED
-
-
6,491
-
2022-11-10
SADOWSKI PETER T
ACQUIRED
-
-
35,391
EVP, Chief Legal Officer
2022-11-10
Nolan Michael Joseph
ACQUIRED
-
-
105,315
Chief Executive Officer
2022-11-10
FOLEY WILLIAM P II
ACQUIRED
-
-
12,246
-
2022-11-10
Gravelle Michael L
ACQUIRED
-
-
35,391
Executive Vice President

1–10 of 50

Michael J. Nolan
28300
Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. The company operates through Title, F&G, and Corporate and Other segments. It offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty insurance. The company also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, it offers annuity and life insurance products, such as deferred annuities that include fixed indexed, fixed rate, and immediate annuities, as well as indexed universal life insurance products. Further, the company engages in the real estate brokerage business. Fidelity National Financial, Inc. was founded in 1847 and is headquartered in Jacksonville, Florida.

FNF Income Statement

2022-09-30
CONDENSED CONSOLIDATED STATEMENTS OF EARNINGS - USD ($)
shares in Millions, $ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Revenues:    
Direct title insurance premiums$ 688$ 896$ 2,314$ 2,546
Agency title insurance premiums9661,3183,2683,632
Escrow, title-related and other fees1,3721,3243,4443,123
Interest and investment income4115081,3521,424
Recognized gains and losses, net(230)(154)(1,375)121
Total revenues3,2073,8929,00310,846
Expenses:    
Personnel costs7968942,4582,596
Agent commissions7471,0102,5212,787
Other operating expenses4304981,3291,432
Benefits and other changes in policy reserves592185382734
Depreciation and amortization131252474540
Provision for title claim losses74100251278
Interest expense28278983
Total expenses2,7982,9667,5048,450
Earnings from continuing operations before income taxes and equity in earnings of unconsolidated affiliates4099261,4992,396
Income tax expense115213434555
Earnings before equity in earnings of unconsolidated affiliates2947131,0651,841
Equity in earnings of unconsolidated affiliates0271654
Net earnings from continuing operations2947401,0811,895
Net (loss) earnings from discontinued operations, net of tax0(3)08
Net earnings2947371,0811,903
Less: Net earnings attributable to non-controlling interests551314
Net earnings attributable to Fidelity National Financial, Inc. common shareholders$ 289$ 732$ 1,068$ 1,889
Basic    
Net earnings per share from continuing operations attributable to common shareholders (in usd per share)$ 1.06$ 2.60$ 3.86$ 6.57
Net (loss) earnings per share from discontinued operations attributable to common shareholders (in usd per share)0(0.01)00.03
Net earnings per share attributable to common shareholders, basic (in usd per share)1.062.593.866.60
Diluted    
Net earnings per share from continuing operations attributable to common shareholders (in usd per share)1.052.583.836.53
Net (loss) earnings per share from discontinued operations attributable to common shareholders (in usd per share)0(0.01)00.03
Net earnings per share attributable to common shareholders, diluted (in usd per share)$ 1.05$ 2.57$ 3.83$ 6.56
Weighted average common shares outstanding - basic (in shares)273283277286
Weighted average common shares outstanding - diluted (in shares)275285279288

FNF Balance Sheet

2022-09-30
CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Investments:  
Fixed maturity securities available for sale, at fair value, at September 30, 2022 and December 31, 2021, at an amortized cost of $36,277 and $30,705, respectively, net of allowance for credit losses of $22 and $8, respectively, and includes pledged fixed maturity securities of $459 and $460, respectively, related to secured trust deposits$ 31,321$ 31,990
Derivative investments108816
Total residential mortgage loans4,5333,749
Investments in unconsolidated affiliates2,9862,486
Other long-term investments648579
Short-term investments, at September 30, 2022 and December 31, 2021 includes pledged short-term investments of $2 and $1, respectively, related to secured trust deposits1,386491
Total investments42,82042,775
Cash and cash equivalents, at September 30, 2022 and December 31, 2021 includes $423 and $480, respectively, of pledged cash related to secured trust deposits2,4744,360
Trade and notes receivables, net of allowance for credit losses of $34 and $32 at September 30, 2022 and December 31, 2021, respectively530557
Reinsurance recoverable, net of allowance for credit losses of $20 at March 31, 2022 and December 31, 20214,8273,738
Goodwill4,6094,539
Prepaid expenses and other assets2,0691,203
Lease assets397376
Other intangible assets, net3,8382,557
Title plants418400
Property and equipment, net182185
Total assets62,16460,690
Liabilities:  
Contractholder funds39,12735,525
Future policy benefits5,7344,732
Accounts payable and accrued liabilities2,4382,696
Outstanding debt2,6933,096
Reserve for title claim losses1,8531,883
Funds withheld for reinsurance liabilities2,9001,676
Secured trust deposits1,043934
Lease liabilities435414
Income taxes payable6372
Deferred tax liability79205
Total liabilities56,36551,233
Equity:  
FNF common stock, $0.0001 par value; authorized 600,000,000 shares as of September 30, 2022 and December 31, 2021; outstanding of 272,626,430 and 283,778,574 as of September 30, 2022 and December 31, 2021, respectively, and issued of 326,711,963 and 325,486,429 as of September 30, 2022 and December 31, 2021, respectively00
Preferred stock, $0.0001 par value; authorized 50,000,000 shares; issued and outstanding, none00
Additional paid-in capital5,8855,811
Retained earnings5,0694,369
Accumulated other comprehensive (loss) earnings(3,186)779
Less: Treasury stock, 54,085,533 shares and 41,707,855 shares as of September 30, 2022 and December 31, 2021, respectively, at cost(2,056)(1,545)
Total Fidelity National Financial, Inc. shareholders’ equity5,7129,414
Non-controlling interests8743
Total equity5,7999,457
Total liabilities and equity62,16460,690
Preferred securities  
Investments:  
Securities, at fair value1,1341,401
Equity securities  
Investments:  
Securities, at fair value$ 704$ 1,263