FNLC RSI Chart
Last 7 days
-2.4%
Last 30 days
-9.5%
Last 90 days
-13.8%
Trailing 12 Months
-9.7%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 101.4M | 111.2M | 120.4M | 128.2M |
2022 | 78.7M | 81.6M | 86.0M | 93.0M |
2021 | 75.4M | 75.1M | 76.2M | 77.1M |
2020 | 80.1M | 79.0M | 77.6M | 77.1M |
2019 | 73.4M | 76.0M | 77.8M | 78.7M |
2018 | 62.8M | 65.0M | 67.6M | 70.5M |
2017 | 55.0M | 56.4M | 58.6M | 60.8M |
2016 | 51.7M | 52.7M | 53.2M | 53.8M |
2015 | 50.8M | 50.6M | 50.6M | 50.8M |
2014 | 50.3M | 50.8M | 51.0M | 51.0M |
2013 | 49.9M | 49.9M | 49.9M | 49.9M |
2012 | 51.8M | 51.0M | 50.7M | 49.9M |
2011 | 56.2M | 55.2M | 53.5M | 52.7M |
2010 | 61.2M | 59.9M | 58.6M | 57.3M |
2009 | 0 | 0 | 0 | 62.6M |
2008 | 0 | 0 | 0 | 71.4M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Apr 18, 2024 | swan kimberly | bought | 28,444 | 22.3097 | 1,275 | - |
Jan 30, 2024 | plummer tammy l | acquired | - | - | 1,869 | evp - cio |
Jan 30, 2024 | elder richard m | acquired | - | - | 2,365 | evp - cfo |
Jan 30, 2024 | norton susan a | acquired | - | - | 2,403 | evp - cao |
Jan 30, 2024 | nicholson jonathan w | acquired | - | - | 2,022 | evp - clo |
Jan 30, 2024 | nicholson peter c | acquired | - | - | 1,297 | evp - chief fiduciary officer |
Jan 30, 2024 | tolman sarah | acquired | - | - | 2,136 | evp - cbo |
Jan 30, 2024 | mckim tony c | acquired | - | - | 8,868 | president & ceo |
Jan 29, 2024 | nicholson jonathan w | sold (taxes) | -11,031 | 26.39 | -418 | evp - clo |
Jan 29, 2024 | mckim tony c | sold (taxes) | -53,518 | 26.39 | -2,028 | president & ceo |
Which funds bought or sold FNLC recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Apr 25, 2024 | Bank of New York Mellon Corp | reduced | -5.94 | -242,346 | 1,113,390 | -% |
Apr 24, 2024 | BAR HARBOR WEALTH MANAGEMENT | unchanged | - | -37,526 | 258,276 | 0.02% |
Apr 23, 2024 | CATALYST FINANCIAL PARTNERS LLC | sold off | -100 | -282,200 | - | -% |
Apr 23, 2024 | AMALGAMATED BANK | reduced | -59.21 | -16,000 | 9,000 | -% |
Apr 22, 2024 | MetLife Investment Management, LLC | unchanged | - | 27,848 | 166,498 | -% |
Apr 17, 2024 | Coston, McIsaac & Partners | reduced | -7.46 | -182,000 | 760,000 | 0.24% |
Apr 15, 2024 | First Bancorp, Inc /ME/ | added | 0.07 | -2,589,280 | 17,918,300 | 13.57% |
Apr 11, 2024 | Bangor Savings Bank | unchanged | - | -29,886 | 205,695 | 0.02% |
Apr 11, 2024 | Fortitude Family Office, LLC | sold off | -100 | -4,628 | - | -% |
Apr 05, 2024 | GAMMA Investing LLC | reduced | -84.62 | -827 | 148 | -% |
Unveiling First Bancorp Inc-ME's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to First Bancorp Inc-ME)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 556.7B | 171.1B | 11.24 | 3.25 | ||||
BAC | 295.6B | 130.3B | 11.15 | 2.27 | ||||
WFC | 213.9B | 85.7B | 11.18 | 2.5 | ||||
C | 119.0B | 133.3B | 12.9 | 0.89 | ||||
CFG | 16.0B | 10.2B | 9.98 | 1.57 | ||||
KEY | 13.8B | 7.9B | 14.22 | 1.74 | ||||
MID-CAP | ||||||||
CMA | 6.9B | 4.2B | 9.93 | 1.63 | ||||
ZION | 6.1B | 3.9B | 9 | 1.55 | ||||
ABCB | 3.3B | 1.3B | 12.44 | 2.61 | ||||
ASB | 3.3B | 2.0B | 17.83 | 1.67 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
ALRS | 395.5M | 164.9M | 33.82 | 2.4 | ||||
AROW | 377.4M | 162.6M | 12.55 | 2.32 | ||||
ACNB | 274.3M | 96.6M | 8.66 | 2.84 | ||||
ASRV | 42.0M | 60.9M | -12.56 | 0.69 |
First Bancorp Inc-ME News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | 4.7% | 35.00 | 33.00 | 31.00 | 29.00 | 27.00 | 24.00 | 21.00 | 21.00 | 20.00 | 20.00 | 19.00 | 19.00 | 19.00 | 19.00 | 19.00 | 21.00 | 20.00 | 20.00 | 20.00 | 19.00 | 19.00 |
EBITDA Margin | -11.7% | 0.80* | 0.91* | 1.05* | 1.21* | 1.35* | 1.44* | 1.48* | 1.47* | 1.46* | 1.40* | 1.36* | 1.30* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -0.6% | 16.00 | 16.00 | 16.00 | 17.00 | 19.00 | 19.00 | 19.00 | 19.00 | 18.00 | 17.00 | 16.00 | 16.00 | 16.00 | 15.00 | 14.00 | 15.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 |
Income Taxes | -9.8% | 1.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Earnings Before Taxes | -10.5% | 8.00 | 9.00 | 9.00 | 10.00 | 11.00 | 12.00 | 12.00 | 12.00 | 12.00 | 11.00 | 11.00 | 11.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 7.00 | 8.00 | 7.00 | 8.00 |
EBT Margin | -13.5% | 0.28* | 0.32* | 0.38* | 0.45* | 0.51* | 0.56* | 0.57* | 0.57* | 0.57* | 0.53* | 0.51* | 0.47* | - | - | - | - | - | - | - | - | - |
Net Income | -10.6% | 7.00 | 7.00 | 7.00 | 8.00 | 9.00 | 10.00 | 10.00 | 10.00 | 10.00 | 9.00 | 9.00 | 9.00 | 7.00 | 7.00 | 7.00 | 6.00 | 7.00 | 6.00 | 6.00 | 6.00 | 6.00 |
Net Income Margin | -13.4% | 0.23* | 0.27* | 0.31* | 0.37* | 0.42* | 0.46* | 0.47* | 0.47* | 0.47* | 0.44* | 0.42* | 0.39* | - | - | - | - | - | - | - | - | - |
Free Cashflow | 19.9% | 10.00 | 9.00 | 11.00 | 5.00 | 9.00 | 13.00 | 11.00 | 7.00 | 11.00 | 13.00 | 13.00 | 16.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | 0.1% | 2,947 | 2,944 | 2,875 | 2,812 | 2,739 | 2,735 | 2,630 | 2,549 | 2,527 | 2,530 | 2,450 | 2,437 | 2,361 | 2,297 | 2,267 | 2,136 | 2,069 | 2,033 | 1,999 | 1,991 | 1,945 |
Cash Equivalents | 6.9% | 32.00 | 30.00 | 25.00 | 27.00 | 23.00 | 27.00 | 23.00 | 22.00 | 21.00 | 27.00 | 27.00 | 20.00 | 26.00 | 23.00 | 22.00 | 21.00 | 14.00 | 21.00 | 17.00 | 15.00 | 19.00 |
Net PPE | - | - | - | - | - | - | 29.00 | 29.00 | 29.00 | 29.00 | 29.00 | 30.00 | 30.00 | 27.00 | 27.00 | 21.00 | 21.00 | 21.00 | 21.00 | 21.00 | 22.00 | 22.00 |
Goodwill | 0% | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 |
Liabilities | -0.5% | 2,704 | 2,717 | 2,643 | 2,583 | 2,510 | 2,515 | 2,403 | 2,315 | 2,281 | 2,291 | 2,216 | 2,209 | 2,138 | 2,077 | 2,051 | 1,921 | 1,856 | 1,825 | 1,794 | 1,794 | 1,753 |
Short Term Borrowings | -16.1% | 70.00 | 83.00 | 89.00 | 84.00 | 103 | 118 | 127 | 79.00 | 81.00 | 178 | 174 | 175 | 207 | 229 | 224 | 193 | 175 | 171 | 172 | 160 | 145 |
Long Term Debt | - | - | - | 25.00 | 0.00 | 0.00 | 0.00 | 0.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 10.00 | 10.00 | 10.00 | 10.00 | 65.00 |
Shareholder's Equity | 7.2% | 243 | 227 | 232 | 228 | 229 | 220 | 228 | 234 | 246 | 239 | 234 | 228 | 224 | 219 | 217 | 215 | 213 | 208 | 205 | 198 | 192 |
Retained Earnings | 1.3% | 212 | 209 | 206 | 202 | 204 | 199 | 193 | 186 | 180 | 174 | 169 | 164 | 158 | 155 | 151 | 148 | 145 | 142 | 138 | 135 | 132 |
Additional Paid-In Capital | 0.6% | 70.00 | 70.00 | 69.00 | 69.00 | 68.00 | 68.00 | 68.00 | 67.00 | 67.00 | 66.00 | 66.00 | 66.00 | 65.00 | 65.00 | 65.00 | 64.00 | 64.00 | 64.00 | 63.00 | 63.00 | 63.00 |
Shares Outstanding | 0.1% | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | 258 | - | - | - | 313 | - | - | - | 306 | - | - | - | 222 | - | - | - | 273 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | 4.2% | 10,726 | 10,292 | 10,854 | 5,047 | 8,780 | 13,178 | 11,423 | 7,832 | 11,466 | 12,886 | 13,297 | 19,044 | 1,634 | 15,835 | 2,377 | 2,852 | 11,628 | 8,055 | 5,640 | 730 | 9,553 |
Share Based Compensation | 1.9% | 213 | 209 | 214 | 184 | 199 | 198 | 195 | 217 | 184 | 182 | 202 | 288 | 170 | 170 | 162 | 150 | 197 | 124 | 121 | 123 | 96.00 |
Cashflow From Investing | 112.2% | 8,615 | -70,381 | -73,301 | -64,741 | -3,980 | -115,354 | -92,810 | -35,436 | -7,838 | -85,940 | -9,618 | -98,353 | -35,487 | -39,936 | -124,516 | -50,132 | -46,016 | -30,337 | 1,482 | -41,409 | 34,261 |
Cashflow From Financing | -126.6% | -17,293 | 64,906 | 60,066 | 64,424 | -9,480 | 106,131 | 82,789 | 29,021 | -10,120 | 73,088 | 3,384 | 73,126 | 37,323 | 24,700 | 123,165 | 53,964 | 27,403 | 26,782 | -5,474 | 36,815 | -46,329 |
Dividend Payments | 0.1% | 3,884 | 3,882 | 3,879 | 3,773 | 3,755 | 3,754 | 3,750 | 3,520 | 3,520 | 3,518 | 3,516 | 3,394 | 3,393 | 3,389 | 3,271 | 3,276 | 3,389 | 3,268 | 3,157 | 3,149 | 3,699 |
Buy Backs | 233.3% | 2.00 | -1.50 | 13.00 | 237 | 1.00 | - | 6.00 | 270 | - | 13.00 | 22.00 | 218 | -1.00 | 3.00 | - | 154 | 87.00 | 2.00 | -2.00 | 96.00 | - |
Consolidated Statements of Income and Comprehensive Income (Loss) - USD ($) $ in Thousands | 12 Months Ended | ||
---|---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021 | |
Interest and dividend income | |||
Interest and fees on loans (includes tax-exempt income of $1,913,000 in 2023, $1,181,000 in 2022, and $1,102,000 in 2021) | $ 108,274 | $ 75,805 | $ 62,195 |
Interest on deposits with other banks | 517 | 315 | 72 |
Interest and dividends on investments (includes tax-exempt income of $8,032,000 in 2023, $7,571,000 in 2022, and $7,644,000 in 2021) | 19,383 | 16,915 | 14,814 |
Total interest and dividend income | 128,174 | 93,035 | 77,081 |
Interest expense | |||
Interest on deposits | 61,004 | 15,359 | 7,314 |
Interest on borrowed funds | 1,963 | 1,510 | 3,464 |
Total interest expense | 62,967 | 16,869 | 10,778 |
Net interest income | 65,207 | 76,166 | 66,303 |
Provision for (reduction in) credit losses - loans | 1,330 | 1,750 | (375) |
Provision for (reduction in) credit losses - debt securities held to maturity | (4) | 0 | 0 |
Provision for (reduction in) credit losses - off-balance sheet credit exposures | (142) | 0 | 0 |
Total provision for (reduction in) credit losses | 1,184 | 1,750 | (375) |
Net interest income after provision credit losses | 64,023 | 74,416 | 66,678 |
Non-interest income | |||
Net securities gains | 0 | 7 | 23 |
Other operating income | 2,699 | 2,670 | 2,819 |
Total non-interest income | 15,437 | 16,874 | 19,383 |
Non-interest expense | |||
Salaries and employee benefits | 21,942 | 23,316 | 21,152 |
Occupancy expense | 3,319 | 3,052 | 2,841 |
Furniture and equipment expense | 5,391 | 5,058 | 4,788 |
FDIC insurance premiums | 1,962 | 1,068 | 824 |
Amortization of identified intangibles | 26 | 69 | 69 |
Other operating expense | 11,118 | 11,341 | 12,474 |
Total non-interest expense | 43,758 | 43,904 | 42,148 |
Income before income taxes | 35,702 | 47,386 | 43,913 |
Applicable tax expense | 6,184 | 8,396 | 7,644 |
Net income | $ 29,518 | $ 38,990 | $ 36,269 |
Basic earnings per common share (in usd per share) | $ 2.68 | $ 3.56 | $ 3.33 |
Diluted earnings per common share (in usd per share) | $ 2.66 | $ 3.53 | $ 3.30 |
Other comprehensive income (loss), net of tax | |||
Net unrealized gain (loss) on securities available for sale | $ 5,143 | $ (43,000) | $ (6,727) |
Net unrealized gain on securities transferred from available for sale to held to maturity, net of amortization | 8 | 23 | 46 |
Net (loss) gain on cash flow hedging derivative instruments | (244) | 544 | 4,932 |
Net unrecognized gain on postretirement benefits | 30 | 168 | 77 |
Other comprehensive income (loss) | 4,937 | (42,265) | (1,672) |
Comprehensive income (loss) | 34,455 | (3,275) | 34,597 |
Fiduciary and investment management income | |||
Non-interest income | |||
Non-interest income | 4,654 | 4,600 | 4,529 |
Service charges on deposit accounts | |||
Non-interest income | |||
Non-interest income | 1,887 | 1,825 | 1,568 |
Mortgage origination and servicing income | |||
Non-interest income | |||
Non-interest income | 813 | 1,424 | 5,236 |
Debit card income | |||
Non-interest income | |||
Non-interest income | $ 5,384 | $ 6,348 | $ 5,208 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022 | ||
---|---|---|---|---|
Assets | ||||
Cash and cash equivalents | $ 31,942 | $ 22,728 | ||
Interest-bearing deposits in other banks | 3,488 | 3,693 | ||
Securities available for sale | 282,053 | 284,509 | ||
Securities to be held to maturity, net of allowance for credit losses of $434,000 at December 31, 20231 (fair value of $338,570,000 at December 31, 2023, and $339,011,000 at December 31, 2022) | [1] | 385,235 | 393,896 | |
Restricted equity securities, at cost | 3,385 | 3,883 | ||
Loans held for sale | 0 | 275 | ||
Loans | 2,129,454 | 1,914,674 | ||
Less allowance for credit losses | 24,030 | 16,723 | ||
Net loans | 2,105,424 | 1,897,951 | ||
Accrued interest receivable | 11,894 | 9,829 | ||
Premises and equipment, net | 28,684 | 28,277 | ||
Goodwill | 30,646 | 30,646 | ||
Other assets | 63,947 | 63,491 | ||
Total assets | 2,946,698 | 2,739,178 | ||
Liabilities | ||||
Demand deposits | 289,104 | 318,626 | ||
NOW deposits | 634,543 | 630,416 | ||
Money market deposits | 305,931 | 192,632 | ||
Savings deposits | 299,837 | 369,532 | ||
Certificates of deposit | 1,070,247 | 867,671 | ||
Total deposits | 2,599,662 | 2,378,877 | ||
Borrowed funds – short term | 69,652 | 103,399 | ||
Borrowed funds – long term | 0 | 84 | ||
Other liabilities | 34,305 | 27,895 | ||
Total liabilities | 2,703,619 | 2,510,255 | ||
Commitments and contingent liabilities | ||||
Shareholders' equity | ||||
Common stock, one cent par value per share | 111 | 110 | ||
Additional paid-in capital | 70,071 | 68,435 | ||
Retained earnings | 211,925 | 204,343 | ||
Accumulated other comprehensive income (loss) | ||||
Net unrealized loss on securities available for sale | (39,575) | (44,718) | ||
Net unrealized loss on securities transferred from available for sale to held to maturity | (56) | (64) | ||
Net unrealized gain on cash flow hedging derivative instruments | 300 | 544 | ||
Net unrealized gain on postretirement costs | 303 | 273 | ||
Total shareholders' equity | 243,079 | 228,923 | ||
Total liabilities and shareholders' equity | $ 2,946,698 | $ 2,739,178 | ||
Common stock | ||||
Number of shares authorized (in shares) | 18,000,000 | 18,000,000 | ||
Number of shares issued (in shares) | 11,098,057 | 11,045,186 | ||
Number of shares outstanding (in shares) | 11,098,057 | 11,045,186 | ||
Book value per common share (usd per share) | $ 21.90 | $ 20.73 | ||
Tangible book value per common share (usd per share) | $ 19.12 | $ 17.93 | ||
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