FRAF RSI Chart
Last 7 days
-1.1%
Last 30 days
-0.2%
Last 90 days
-16.6%
Trailing 12 Months
-17.7%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 61.5M | 67.1M | 72.2M | 76.8M |
2022 | 47.5M | 48.8M | 51.6M | 56.4M |
2021 | 45.9M | 46.2M | 47.3M | 47.6M |
2020 | 48.9M | 47.7M | 46.2M | 45.9M |
2019 | 46.4M | 47.7M | 49.0M | 49.2M |
2018 | 40.8M | 41.9M | 43.4M | 44.9M |
2017 | 37.4M | 38.4M | 39.1M | 39.9M |
2016 | 35.2M | 35.6M | 36.2M | 37.0M |
2015 | 34.7M | 34.6M | 34.5M | 34.6M |
2014 | 35.5M | 35.4M | 35.3M | 34.8M |
2013 | 38.3M | 37.2M | 36.4M | 36.0M |
2012 | 41.4M | 41.0M | 40.3M | 39.1M |
2011 | 42.7M | 42.3M | 41.7M | 41.8M |
2010 | 0 | 43.6M | 43.4M | 43.3M |
2009 | 0 | 0 | 0 | 43.8M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 25, 2024 | elliott g warren | acquired | 2,358 | 26.2 | 90.00 | - |
Mar 25, 2024 | duffey gregory a | acquired | 4,742 | 26.2 | 181 | - |
Mar 25, 2024 | fisher daniel j | acquired | 10,480 | 26.2 | 400 | - |
Mar 25, 2024 | jennings allan e jr | acquired | 5,213 | 26.2 | 199 | - |
Mar 25, 2024 | snook gregory i | acquired | 5,213 | 26.2 | 199 | - |
Mar 25, 2024 | craig kevin w | acquired | 10,480 | 26.2 | 400 | - |
Mar 21, 2024 | fisher daniel j | acquired | - | - | 500 | - |
Mar 21, 2024 | weaver matthew d | acquired | - | - | 620 | svp |
Mar 21, 2024 | kerlin stanley j | acquired | - | - | 500 | - |
Mar 21, 2024 | henry timothy g | acquired | - | - | 2,000 | ceo |
Which funds bought or sold FRAF recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Mar 22, 2024 | PNC FINANCIAL SERVICES GROUP, INC. | unchanged | - | 92.00 | 947 | -% |
Mar 11, 2024 | VANGUARD GROUP INC | reduced | -51.04 | -3,900,400 | 4,615,580 | -% |
Feb 15, 2024 | BARCLAYS PLC | sold off | -100 | -10,000 | - | -% |
Feb 14, 2024 | MILLENNIUM MANAGEMENT LLC | reduced | -20.04 | -40,262 | 310,231 | -% |
Feb 14, 2024 | Royal Bank of Canada | added | 0.06 | 43,000 | 440,000 | -% |
Feb 14, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | added | 4.25 | 238,001 | 1,782,700 | 0.04% |
Feb 14, 2024 | LOGAN CAPITAL MANAGEMENT INC | unchanged | - | 123,678 | 1,279,350 | 0.06% |
Feb 14, 2024 | RBF Capital, LLC | unchanged | - | 91,500 | 946,500 | 0.06% |
Unveiling Franklin Financial Services Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Date Filed | Form Type | Document | |
---|---|---|---|
Peers (Alternatives to Franklin Financial Services Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 574.7B | 171.1B | 11.6 | 3.36 | ||||
BAC | 297.7B | 130.3B | 11.23 | 2.29 | ||||
WFC | 206.2B | 85.7B | 10.77 | 2.41 | ||||
C | 120.0B | 133.3B | 13 | 0.9 | ||||
CFG | 16.4B | 10.2B | 10.23 | 1.61 | ||||
KEY | 14.6B | 7.9B | 15.11 | 1.84 | ||||
MID-CAP | ||||||||
CMA | 7.2B | 4.2B | 8.16 | 1.72 | ||||
ZION | 6.4B | 3.9B | 9.4 | 1.62 | ||||
ABCB | 3.3B | 1.3B | 12.35 | 2.6 | ||||
ASB | 3.2B | 2.0B | 17.55 | 1.64 | ||||
SMALL-CAP | ||||||||
AMNB | 509.4M | 120.2M | 19.47 | 4.24 | ||||
ALRS | 428.7M | 164.9M | 36.65 | 2.6 | ||||
AROW | 411.8M | 162.6M | 13.69 | 2.53 | ||||
ACNB | 313.8M | 96.6M | 9.9 | 3.25 | ||||
ASRV | 46.8M | 60.9M | -13.99 | 0.77 |
Franklin Financial Services Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | 6.8% | 22.00 | 20.00 | 19.00 | 17.00 | 17.00 | 15.00 | 13.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 11.00 | 11.00 | 12.00 | 12.00 | 13.00 | 12.00 | 12.00 | 12.00 |
EBITDA Margin | -6.1% | 0.94* | 1.00* | 1.10* | 1.18* | 1.25* | 1.30* | 1.34* | 1.40* | 1.45* | 1.47* | 1.42* | 1.33* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -100.0% | - | 14.00 | 13.00 | 13.00 | 15.00 | 14.00 | 12.00 | 11.00 | 11.00 | 12.00 | 11.00 | 11.00 | 11.00 | 10.00 | 10.00 | 10.00 | 10.00 | 11.00 | 11.00 | 10.00 | 11.00 |
Income Taxes | -26.7% | 1.00 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | -0.94 | -0.11 | 1.00 | 1.00 | 1.00 | 0.00 | 1.00 |
Earnings Before Taxes | -12.9% | 4.00 | 5.00 | 4.00 | 4.00 | 4.00 | 6.00 | 4.00 | 3.00 | 4.00 | 7.00 | 6.00 | 6.00 | 5.00 | 4.00 | 2.00 | 2.00 | 5.00 | 5.00 | 5.00 | 4.00 | 4.00 |
EBT Margin | -7.8% | 0.21* | 0.22* | 0.25* | 0.29* | 0.31* | 0.34* | 0.38* | 0.44* | 0.48* | 0.51* | 0.46* | 0.37* | - | - | - | - | - | - | - | - | - |
Net Income | -10.1% | 3.00 | 4.00 | 3.00 | 3.00 | 4.00 | 5.00 | 4.00 | 3.00 | 4.00 | 6.00 | 5.00 | 5.00 | 5.00 | 3.00 | 3.00 | 2.00 | 4.00 | 4.00 | 4.00 | 3.00 | 4.00 |
Net Income Margin | -7.6% | 0.18* | 0.19* | 0.22* | 0.25* | 0.26* | 0.29* | 0.33* | 0.37* | 0.41* | 0.43* | 0.39* | 0.35* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -18.4% | 6.00 | 7.00 | 6.00 | 8.00 | 7.00 | 8.00 | 5.00 | 4.00 | 2.00 | 12.00 | 2.00 | 10.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | 0.4% | 1,836 | 1,828 | 1,736 | 1,711 | 1,700 | 1,847 | 1,832 | 1,767 | 1,774 | 1,732 | 1,678 | 1,598 | 1,535 | 1,511 | 1,423 | 1,262 | 1,269 | 1,302 | 1,252 | 1,213 | 1,210 |
Cash Equivalents | -68.7% | 23.00 | 74.00 | 65.00 | 87.00 | 65.00 | 210 | 198 | 174 | 175 | 99.00 | 98.00 | 108 | 57.00 | 71.00 | 59.00 | 53.00 | 84.00 | 150 | 82.00 | 47.00 | 53.00 |
Net PPE | -1.7% | 29.00 | 29.00 | 29.00 | 30.00 | 30.00 | 29.00 | 27.00 | 23.00 | 19.00 | 18.00 | 11.00 | 13.00 | 13.00 | 13.00 | 14.00 | 14.00 | 14.00 | 13.00 | 13.00 | 13.00 | 14.00 |
Goodwill | -0.2% | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 |
Liabilities | -0.5% | 1,704 | 1,713 | 1,616 | 1,588 | 1,585 | 1,739 | 1,710 | 1,630 | 1,617 | 1,580 | 1,527 | 1,457 | 1,390 | 1,372 | 1,288 | 1,133 | 1,142 | 1,176 | 1,128 | 1,091 | 1,091 |
Short Term Borrowings | -100.0% | - | 40.00 | 70.00 | 50.00 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholder's Equity | 15.1% | 132 | 115 | 120 | 124 | 114 | 108 | 122 | 137 | 157 | 153 | 151 | 141 | 145 | 140 | 135 | 129 | 128 | 126 | 124 | 121 | 118 |
Retained Earnings | 1.6% | 134 | 132 | 129 | 128 | 126 | 124 | 120 | 118 | 117 | 114 | 110 | 106 | 103 | 99.00 | 97.00 | 95.00 | 95.00 | 92.00 | 89.00 | 86.00 | 84.00 |
Additional Paid-In Capital | 0.3% | 44.00 | 44.00 | 43.00 | 43.00 | 44.00 | 43.00 | 43.00 | 43.00 | 43.00 | 43.00 | 43.00 | 43.00 | 43.00 | 43.00 | 42.00 | 42.00 | 42.00 | 42.00 | 42.00 | 42.00 | 42.00 |
Shares Outstanding | 0.2% | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | - | - | - | 120 | - | - | - | 128 | - | - | - | 103 | - | - | - | 153 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | -18.4% | 5,923 | 7,257 | 5,668 | 7,717 | 7,498 | 8,460 | 4,840 | 4,446 | 2,479 | 11,783 | 1,638 | 10,449 | 4,060 | -197 | 81.00 | 2,491 | 4,400 | 6,057 | 4,289 | 4,220 | 7,325 |
Share Based Compensation | 3.5% | 117 | 113 | 118 | 135 | 110 | 131 | 151 | 70.00 | 43.00 | 46.00 | 67.00 | 48.00 | 56.00 | 55.00 | 55.00 | 31.00 | - | - | - | - | - |
Cashflow From Investing | 49.4% | -46,185 | -91,315 | -55,482 | 14,715 | 2,375 | -20,072 | -60,559 | -16,799 | 34,808 | -62,899 | -80,404 | -25,443 | -35,069 | -69,304 | -149,830 | -23,111 | -35,481 | 17,854 | -3,089 | -2,765 | -8,983 |
Cashflow From Financing | -111.3% | -10,551 | 93,179 | 28,083 | -768 | -155,130 | 23,499 | 80,279 | 10,913 | 38,969 | 51,878 | 69,275 | 65,470 | 16,995 | 82,062 | 154,998 | -9,858 | -35,225 | 43,776 | 34,214 | -7,379 | 9,838 |
Dividend Payments | 0.4% | 1,397 | 1,392 | 1,401 | 1,405 | 1,404 | 1,406 | 1,427 | 1,421 | 1,419 | 1,414 | 1,373 | 1,318 | 1,312 | 1,306 | 1,302 | 1,306 | 1,304 | 1,302 | 1,317 | 1,192 | 1,188 |
Buy Backs | - | - | - | 2,078 | 316 | 670 | 1,203 | 1,441 | 20.00 | 88.00 | 386 | 706 | 13.00 | -1.00 | - | - | 1,172 | 3.00 | 1,839 | 1,444 | 560 | - |
Consolidated Statements Of Income - USD ($) $ in Thousands | 12 Months Ended | |
---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | |
Interest income | ||
Loans, including fees | $ 58,277 | $ 41,931 |
Interest and dividends on investments: | ||
Taxable interest | 14,790 | 9,954 |
Tax exempt interest | 1,232 | 2,060 |
Dividend income | 56 | 21 |
Deposits and obligations of other banks | 2,407 | 2,483 |
Total interest income | 76,762 | 56,449 |
Interest expense | ||
Deposits | 18,843 | 3,816 |
Federal Reserve Bank borrowings | 2,374 | |
FHLB advances | 857 | |
Subordinate notes | 1,051 | 1,047 |
Total interest expense | 23,125 | 4,863 |
Net interest income | 53,637 | 51,586 |
Provision for credit losses | 2,589 | 650 |
Provision for credit losses - unfunded commitments | 135 | |
Net interest income after provision for credit losses | 50,913 | 50,936 |
Noninterest income | ||
Wealth management fees | 7,512 | 7,152 |
Loan service charges | 811 | 724 |
Gain on sale of loans | 199 | 770 |
Deposit service charges and fees | 2,492 | 2,527 |
Other service charges and fees | 1,852 | 1,724 |
Debit card income | 2,157 | 1,868 |
Increase in cash surrender value of life insurance | 448 | 436 |
Net (losses) gains on sales of debt securities | (1,119) | (91) |
Change in fair value of equity securities | 16 | (69) |
Other | 483 | 209 |
Total noninterest income | 14,851 | 15,250 |
Noninterest Expense | ||
Salaries and employee benefits | 28,813 | 28,094 |
Net occupancy | 4,398 | 4,069 |
Marketing and advertising | 2,071 | 1,915 |
Legal and professional | 2,301 | 2,202 |
Data processing | 4,792 | 4,751 |
Pennsylvania bank shares tax | 745 | 1,148 |
FDIC Insurance | 851 | 736 |
ATM/debit card processing | 1,235 | 1,428 |
Telecommunications | 405 | 396 |
Nonservice pension | (117) | 567 |
Lease termination | 495 | |
Other | 4,022 | 3,385 |
Total noninterest expense | 50,011 | 48,691 |
Income before federal income taxes | 15,753 | 17,495 |
Federal income tax expense | 2,155 | 2,557 |
Net income | $ 13,598 | $ 14,938 |
Per share | ||
Basic earnings per share | $ 3.11 | $ 3.38 |
Diluted earnings per share | $ 3.10 | $ 3.36 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022 |
---|---|---|
Assets | ||
Cash and due from banks | $ 19,505 | $ 17,883 |
Short-term interest-earning deposits in other banks | 3,635 | 47,016 |
Total cash and cash equivalents | 23,140 | 64,899 |
Long-term interest-earning deposits in other banks | 6,229 | 13,975 |
Debt securities available for sale, at fair value | 472,503 | 486,836 |
Equity securities | 427 | 411 |
Restricted stock | 2,375 | 644 |
Loans held for sale | 213 | 283 |
Loans | 1,256,985 | 1,051,041 |
Allowance for loan losses | (16,052) | (14,175) |
Net Loans | 1,240,933 | 1,036,866 |
Premises and equipment, net | 28,543 | 30,026 |
Right of use asset | 4,680 | 6,010 |
Bank owned life insurance | 22,758 | 22,311 |
Goodwill | 9,016 | 9,016 |
Deferred tax asset, net | 11,801 | 15,630 |
Other assets | 13,421 | 12,672 |
Total assets | 1,836,039 | 1,699,579 |
Deposits | ||
Non-interest bearing checking | 273,050 | 299,231 |
Money management, savings and interest checking | 1,132,482 | 1,194,827 |
Time | 132,446 | 57,390 |
Total deposits | 1,537,978 | 1,551,448 |
Subordinate notes | 19,661 | 19,623 |
Lease liability | 4,816 | 6,144 |
Other liabilities | 11,448 | 8,167 |
Total liabilities | 1,703,903 | 1,585,382 |
Commitments and contingent liabilities | ||
Shareholders' equity | ||
Common stock, $1 par value per share,15,000,000 shares authorized with 4,710,972 shares issued and 4,371,231 shares outstanding at December 31, 2023 and 4,710,972 shares issued and 4,390,397 shares outstanding at December 31, 2022 | 4,711 | 4,711 |
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding | ||
Additional paid-in capital | 43,646 | 43,535 |
Retained earnings | 133,993 | 125,892 |
Accumulated other comprehensive (loss) income | (40,940) | (51,287) |
Treasury stock, 339,741 shares at December 31, 2023 and 320,575 shares at December 31, 2022, at cost | (9,274) | (8,654) |
Total shareholders' equity | 132,136 | 114,197 |
Total liabilities and shareholders' equity | 1,836,039 | $ 1,699,579 |
Federal Reserve Bank [Member] | ||
Deposits | ||
Borrowings and advances | 90,000 | |
FHLB [Member] | ||
Deposits | ||
Borrowings and advances | $ 40,000 |