FSFG - First Savings Financial Group Inc Stock Price, Fair Value and News

16.01USD-0.06 (-0.37%)Delayed as of 08 May 2024, 10:14 am ET

Market Summary

USD16.01-0.06

Delayedas of 08 May 2024, 10:14 am

-0.37%

FSFG Stock Price

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FSFG RSI Chart

FSFG Valuation

Market Cap

110.6M

Price/Earnings (Trailing)

17.78

Price/Sales (Trailing)

2.27

EV/EBITDA

1.14

Price/Free Cashflow

1.15

FSFG Price/Sales (Trailing)

FSFG Profitability

EBT Margin

11.62%

Return on Equity

3.78%

Return on Assets

0.27%

Free Cashflow Yield

87.08%

FSFG Fundamentals

FSFG Revenue

Revenue (TTM)

48.8M

Rev. Growth (Yr)

22.02%

Rev. Growth (Qtr)

426.55%

FSFG Earnings

Earnings (TTM)

6.2M

Earnings Growth (Yr)

-67.96%

Earnings Growth (Qtr)

223.16%

Breaking Down FSFG Revenue

52 Week Range

11.7418.54

(Low)(High)

Last 7 days

0.8%

Last 30 days

0.6%

Last 90 days

-5.1%

Trailing 12 Months

23.7%

How does FSFG drawdown profile look like?

FSFG Financial Health

FSFG Investor Care

Dividend Yield

3.48%

Dividend/Share (TTM)

0.56

Buy Backs (1Y)

0.50%

Diluted EPS (TTM)

0.9

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	45.6M	42.7M	43.6M	48.8M
2022	71.9M	63.2M	51.2M	58.1M
2021	189.1M	161.0M	120.4M	90.8M
2020	56.3M	90.2M	133.4M	161.3M
2019	46.7M	48.5M	51.0M	57.4M
2018	37.3M	39.8M	42.2M	44.5M
2017	31.4M	32.7M	33.9M	35.3M
2016	28.3M	28.8M	29.1M	30.6M
2015	27.7M	27.7M	28.0M	28.1M
2014	27.1M	27.4M	27.5M	27.8M
2013	27.2M	27.3M	27.2M	27.1M
2012	25.6M	25.6M	26.0M	26.4M
2011	26.1M	26.1M	26.0M	25.8M
2010	0	0	26.3M	26.2M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of First Savings Financial Group Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Nov 21, 2023	howard william eric	sold (taxes)	-3,488	15.1	-231	svp and clo of subsidiary
Nov 21, 2023	schoen anthony a	acquired	-	-	2,500	chief financial officer
Nov 21, 2023	padgett martin	acquired	-	-	250	-
Nov 21, 2023	bennett-martin pamela	acquired	-	-	250	-
Nov 21, 2023	jackson derrick b.	acquired	-	-	1,250	chief of credit admin of sub
Nov 21, 2023	schoen anthony a	sold (taxes)	-6,538	15.1	-433	chief financial officer
Nov 21, 2023	valete james e.	acquired	-	-	1,250	evp, chief sba lending officer
Nov 21, 2023	hanke troy d.	acquired	-	-	250	-
Nov 21, 2023	valete james e.	sold (taxes)	-1,087	15.1	-72.00	evp, chief sba lending officer
Nov 21, 2023	parisien kent l.	sold (taxes)	-5,738	15.1	-380	evp, area president

Which funds bought or sold FSFG recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 06, 2024	Empowered Funds, LLC	added	7.97	35,615	501,328	0.01%
May 03, 2024	FNY Investment Advisers, LLC	new	-	-	-	-%
May 01, 2024	CONCOURSE FINANCIAL GROUP SECURITIES, INC.	sold off	-	-	-	-%
Apr 29, 2024	STOCK YARDS BANK & TRUST CO	reduced	-15.78	-55,979	293,125	0.01%
Apr 18, 2024	Capital Advisors, Ltd. LLC	unchanged	-	-	1,000	-%
Apr 09, 2024	LYNCH & ASSOCIATES/IN	unchanged	-	-7,650	2,562,750	0.59%
Mar 22, 2024	PNC FINANCIAL SERVICES GROUP, INC.	unchanged	-	6,559	53,105	-%
Mar 11, 2024	VANGUARD GROUP INC	added	3.53	632,053	4,119,980	-%
Feb 16, 2024	PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO	unchanged	-	1,698	18,698	-%
Feb 15, 2024	BARCLAYS PLC	unchanged	-	4,000	33,000	-%

Are Funds Buying or Selling FSFG?

Are funds buying FSFG calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FSFG

No. of Funds

Unveiling First Savings Financial Group Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	first savings bank profit sharing/401(k) plan	6.2%	428,410	SC 13G/A
Feb 08, 2024	fj capital management llc	5.75%	394,472	SC 13G/A
Feb 08, 2023	fj capital management llc	4.47%	312,510	SC 13G/A
Feb 07, 2023	first savings bank profit sharing/401(k) plan	5.60%	386,712	SC 13G/A
Feb 09, 2022	first savings bank fsb employee stock ownership plan trust	4.69%	335,958	SC 13G/A
Feb 07, 2022	first savings bank profit sharing/401(k) plan	5.56%	398,538	SC 13G/A
Feb 10, 2021	fj capital management llc	4.99%	118,379	SC 13G/A
Feb 14, 2020	first savings bank profit sharing/401(k) plan	5.58%	131,575	SC 13G/A
Feb 14, 2020	first savings bank fsb employee stock ownership plan trust	5.78%	136,190	SC 13G/A
Feb 13, 2020	fj capital management llc	8.64%	203,115	SC 13G/A

Recent SEC filings of First Savings Financial Group Inc

View All Filings

Date Filed	Form Type	Document
Apr 26, 2024	8-K	Current Report
Feb 29, 2024	8-K	Current Report
Feb 29, 2024	10-K/A	Annual Report
Feb 13, 2024	SC 13G/A	Major Ownership Report
Feb 09, 2024	10-Q	Quarterly Report
Feb 08, 2024	SC 13G/A	Major Ownership Report
Feb 07, 2024	8-K	Current Report
Feb 02, 2024	8-K	Current Report

Peers (Alternatives to First Savings Financial Group Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	550.7B	174.7B	-2.88%	39.91%	10.94	3.15	53.11%	19.83%
BAC	296.0B	127.4B	1.99%	36.69%	11.83	2.15	56.12%	-12.56%
WFC	210.0B	85.8B	4.95%	56.96%	11.19	2.45	35.02%	26.14%
C	118.3B	125.0B	0.65%	33.74%	14.8	0.95	37.85%	-
CFG	16.2B	10.4B	4.71%	38.12%	11.31	1.55	26.22%	-33.87%
KEY	14.1B	8.1B	-0.80%	54.34%	16.12	1.73	32.15%	-50.93%
MID-CAP
CMA	7.1B	4.2B	1.12%	47.25%	10.15	1.66	34.68%	-45.96%
ZION	6.5B	3.9B	4.13%	80.63%	9.55	1.64	45.91%	-25.03%
ABCB	3.4B	1.3B	5.29%	67.41%	12.7	2.67	43.24%	-22.35%
ASB	3.3B	1.8B	5.37%	45.89%	20.77	1.64	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	399.1M	152.4M	-3.36%	49.04%	40.14	2.62	16.94%	-73.84%
AROW	389.7M	162.6M	0.47%	17.60%	12.96	2.4	25.39%	-38.37%
ACNB	273.7M	96.6M	-5.55%	16.05%	8.64	2.83	11.02%	-11.37%
ASRV	40.3M	60.9M	-4.84%	-16.90%	-12.04	0.66	24.06%	-144.92%

First Savings Financial Group Inc News

Latest updates

First Savings Financial Group Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	426.6%	29.00	5.00	7.00	8.00	23.00	5.00	10.00	20.00	17.00	16.00	19.00	39.00	46.00	57.00	47.00	11.00	18.00	14.00	13.00	12.00	12.00
EBITDA Margin	-16.4%	1.38*	1.66*	3.11*	2.82*	2.02*	1.57*	1.31*	1.16*	0.99*	0.83*	0.72*	0.69*	-	-	-	-	-	-	-	-	-
Interest Expenses	-9.2%	14.00	16.00	15.00	15.00	16.00	17.00	16.00	14.00	14.00	14.00	14.00	15.00	14.00	13.00	12.00	11.00	11.00	11.00	10.00	10.00	10.00
Income Taxes	35.4%	-0.48	-0.74	0.00	0.00	0.00	-0.45	-0.06	2.00	1.00	1.00	1.00	4.00	5.00	7.00	6.00	-0.77	1.00	1.00	1.00	0.00	1.00
Earnings Before Taxes	129.9%	0.00	-1.48	3.00	4.00	3.00	1.00	3.00	9.00	5.00	6.00	5.00	14.00	15.00	23.00	21.00	-1.88	4.00	7.00	6.00	4.00	4.00
EBT Margin	-38.0%	0.12*	0.19*	0.44*	0.39*	0.38*	0.34*	0.35*	0.34*	0.33*	0.33*	0.36*	0.39*	-	-	-	-	-	-	-	-	-
Net Income	223.2%	1.00	-0.75	2.00	4.00	3.00	1.00	3.00	7.00	4.00	5.00	4.00	10.00	10.00	16.00	16.00	-1.10	4.00	6.00	5.00	3.00	3.00
Net Income Margin	-31.9%	0.13*	0.19*	0.42*	0.39*	0.35*	0.30*	0.30*	0.28*	0.26*	0.25*	0.26*	0.28*	-	-	-	-	-	-	-	-	-
Free Cashflow	350.0%	83.00	18.00	-8.12	4.00	16.00	60.00	18.00	29.00	41.00	63.00	-23.39	137	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	0.8%	2,308	2,289	2,260	2,240	2,197	2,094	2,007	1,802	1,765	1,721	1,759	1,751	1,873	1,765	1,661	1,368	1,293	1,223	1,229	1,130	1,074
Cash Equivalents	8.2%	33.00	31.00	42.00	42.00	38.00	42.00	37.00	31.00	41.00	33.00	23.00	31.00	35.00	34.00	28.00	23.00	41.00	41.00	65.00	40.00	36.00
Net PPE	-0.5%	28.00	28.00	28.00	28.00	27.00	27.00	27.00	27.00	27.00	28.00	27.00	26.00	25.00	24.00	24.00	23.00	23.00	19.00	19.00	18.00	20.00
Goodwill	0%	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Liabilities	0.3%	2,144	2,138	2,095	2,073	2,037	1,942	1,837	1,622	1,580	1,541	1,581	1,578	1,707	1,607	1,519	1,252	1,168	1,101	1,114	1,020	969
Shareholder's Equity	9.0%	165	151	165	167	160	152	169	180	184	180	178	173	166	158	142	116	124	121	115	110	105
Retained Earnings	-1.5%	164	166	168	167	164	162	161	160	154	150	146	143	133	0.00	0.00	0.00	0.00	91.00	86.00	82.00	79.00
Additional Paid-In Capital	1.2%	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	26.00	26.00	26.00	26.00	27.00	27.00	27.00	28.00	27.00	27.00	28.00	28.00
Shares Outstanding	0.2%	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	-	-	-	-	-	-	-	-	-
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.00	-0.21	-0.41	0.00	0.00	0.00	1.00	2.00
Float	-	-	-	-	136	-	-	-	136	-	-	-	128	-	-	-	73.00	-	-	-	99.00	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	341.7%	82,938	18,778	-7,223	4,444	16,759	60,256	18,277	29,514	40,765	63,583	-21,304	138,780	-66,166	-44,259	-29,422	-55,303	-10,705	5,775	-40,801	-5,524	-4,175
Share Based Compensation	0%	172	172	173	168	185	188	187	186	127	70.00	66.00	71.00	70.00	71.00	69.00	71.00	68.00	62.00	64.00	61.00	59.00
Cashflow From Investing	34.9%	-74,467	-114,305	-13,713	-19,380	-116,590	-163,241	-241,296	-60,882	-78,799	-12,030	9,122	-21,842	-31,127	-26,398	-214,750	-45,617	-52,668	-11,478	-24,374	-37,140	-39,135
Cashflow From Financing	-107.1%	-5,950	83,897	21,601	18,468	96,444	107,182	229,382	21,881	45,198	-41,034	4,254	-121,493	98,959	76,839	249,113	82,196	63,268	-17,970	89,838	46,762	37,380
Dividend Payments	0.1%	963	962	961	962	908	919	932	933	1,715	-	855	429	401	405	404	403	378	376	375	376	345

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FSFG Income Statement

2023-12-31

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
INTEREST INCOME
Loans, including fees	$ 26,057	$ 20,185
Securities:
Taxable	942	955
Tax-exempt	1,333	1,979
Dividend income	74	220
Interest-bearing deposits with banks	249	144
Total interest income	28,655	23,483
INTEREST EXPENSE
Deposits	9,989	4,158
Federal Home Loan Bank borrowings	3,769	1,919
Other borrowings	784	1,145
Total interest expense	14,542	7,222
Net interest income	14,113	16,261
Provision for credit losses	412	984
Net interest income after provision for credit losses	13,701	15,277
NONINTEREST INCOME
Service charges on deposit accounts	473	558
ATM and interchange fees	449	739
Net unrealized gain on equity securities	38	14
Other than temporary impairment loss on securities		(28)
Net gain on sales of loans, Small Business Administration	834	775
Mortgage banking income	89	2,496
Increase in cash surrender value of life insurance	329	225
Commission income	222	128
Real estate lease income	115	117
Other income	233	164
Total noninterest income	2,782	5,188
NONINTEREST EXPENSE
Compensation and benefits	9,663	10,685
Occupancy and equipment	2,041	1,860
Data processing	793	777
Advertising	318	418
Professional fees	1,079	793
FDIC insurance premiums	486	308
Net loss on other real estate owned	6
Other operating expenses	1,653	2,670
Total noninterest expense	16,039	17,511
Net income before income taxes	444	2,954
Income tax expense (benefit)	(476)	83
Net Income	$ 920	$ 2,871
Net income per share:
Basic (in dollars per share)	$ 0.13	$ 0.42
Diluted (in dollars per share)	$ 0.13	$ 0.41
Weighted average shares outstanding:
Basic (in shares)	6,823,948	6,915,909
Diluted (in shares)	6,839,704	6,972,055
Dividends per share	$ 0.14	$ 0.13

FSFG Balance Sheet

2023-12-31

CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Dec. 31, 2023	Sep. 30, 2023
ASSETS
Cash and due from banks	$ 17,522	$ 18,014
Interest-bearing deposits with banks	15,844	12,831
Total cash and cash equivalents	33,366	30,845
Interest-bearing time deposits	490	490
Debt securities available for sale, at fair value	245,538	227,739
Debt securities held to maturity		1,300
Debt securities held to maturity	1,263
Loans held for sale, residential mortgage, at fair value	4,056	24,692
Loans held for sale, Small Business Administration	18,810	21,163
Loans, net of allowance for credit losses of $18,789 at December 31, 2023 and $16,900 at September 30, 2023 *		1,770,243
Loans, net of allowance for credit losses of $18,789 at December 31, 2023 and $16,900 at September 30, 2023 *	1,841,953
Federal Reserve Bank and Federal Home Loan Bank stock, at cost	24,987	24,939
Premises and equipment, net	27,712	27,861
Other real estate owned, held for sale	647	677
Accrued interest receivable:
Loans	8,676	7,809
Securities	2,665	2,352
Cash surrender value of life insurance	46,556	46,226
Goodwill	9,848	9,848
Core deposit intangibles	520	561
Residential mortgage loan servicing rights, at fair value	709	59,768
Nonresidential mortgage loan servicing rights	95	101
SBA loan servicing rights	2,907	2,950
Other assets	37,294	29,290
Total Assets	2,308,092	2,288,854
Deposits:
Noninterest-bearing	202,769	242,237
Interest-bearing	1,481,077	1,439,557
Total deposits	1,683,846	1,681,794
Federal Home Loan Bank borrowings	356,699	363,183
Other borrowings	48,484	48,444
Accrued interest payable	10,405	8,926
Advance payments by borrowers for taxes and insurance	512	1,027
Reserve for unfunded lending commitments	1,882	0
Accrued expenses and other liabilities	41,741	34,499
Total Liabilities	2,143,569	2,137,873
STOCKHOLDERS' EQUITY
Preferred stock of $.01 par value per share; authorized 1,000,000 shares; none issued
Common stock of $.01 par value per share;authorized 20,000,000 shares; issued 7,797,146 shares at December 31, 2023 (7,778,471 at September 30, 2023); outstanding 6,883,160 shares at December 31, 2023 (6,867,121 shares at September 30, 2023)	78	78
Additional paid-in capital	27,319	26,986
Retained earnings - substantially restricted	163,753	166,306
Accumulated other comprehensive loss	(13,606)	(29,587)
Unearned stock compensation	(1,194)	(1,015)
Less treasury stock, at cost - 861,350 shares (786,640 shares at September 30, 2022)	(11,827)	(11,787)
Total Stockholders' Equity	164,523	150,981
Total Liabilities and Stockholders' Equity	$ 2,308,092	$ 2,288,854

About First Savings Financial Group Inc

First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.

CEO	Mr. Larry W. Myers
WEBSITE	fsbbank.net
INDUSTRY	Banks Diversified
EMPLOYEES	422

First Savings Financial Group Inc Frequently Asked Questions

What is the ticker symbol for First Savings Financial Group Inc? What does FSFG stand for in stocks?

FSFG is the stock ticker symbol of First Savings Financial Group Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of First Savings Financial Group Inc (FSFG)?

As of Tue May 07 2024, market cap of First Savings Financial Group Inc is 110.61 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FSFG stock?

You can check FSFG's fair value in chart for subscribers.

What is the fair value of FSFG stock?

You can check FSFG's fair value in chart for subscribers. The fair value of First Savings Financial Group Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of First Savings Financial Group Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FSFG so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is First Savings Financial Group Inc a good stock to buy?

The fair value guage provides a quick view whether FSFG is over valued or under valued. Whether First Savings Financial Group Inc is cheap or expensive depends on the assumptions which impact First Savings Financial Group Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FSFG.

What is First Savings Financial Group Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue May 07 2024, FSFG's PE ratio (Price to Earnings) is 17.78 and Price to Sales (PS) ratio is 2.27. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FSFG PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on First Savings Financial Group Inc's stock?

In the past 10 years, First Savings Financial Group Inc has provided 0.083 (multiply by 100 for percentage) rate of return.