FUSB - First US Bancshares Inc Stock Price, Fair Value and News

10.12USD+0.25 (+2.53%)Delayed

Market Summary

USD10.12+0.25

Delayed

2.53%

FUSB Stock Price

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FUSB RSI Chart

FUSB Valuation

Market Cap

58.6M

Price/Earnings (Trailing)

6.9

Price/Sales (Trailing)

1.11

EV/EBITDA

0.38

Price/Free Cashflow

5.04

FUSB Price/Sales (Trailing)

FUSB Profitability

EBT Margin

21.34%

Return on Equity

9.37%

Return on Assets

0.79%

Free Cashflow Yield

19.86%

FUSB Fundamentals

FUSB Revenue

Revenue (TTM)

52.8M

Rev. Growth (Yr)

20%

Rev. Growth (Qtr)

0.31%

FUSB Earnings

Earnings (TTM)

8.5M

Earnings Growth (Yr)

2.2%

Earnings Growth (Qtr)

7.76%

Breaking Down FUSB Revenue

Last 7 days

5.5%

Last 30 days

9.2%

Last 90 days

2.0%

Trailing 12 Months

36.6%

How does FUSB drawdown profile look like?

FUSB Financial Health

Debt/Equity

0.12

Debt/Cashflow

1.21

FUSB Investor Care

Dividend Yield

1.98%

Dividend/Share (TTM)

0.2

Buy Backs (1Y)

1.40%

Diluted EPS (TTM)

1.33

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	43.8M	47.3M	50.5M	52.8M
2022	39.5M	38.9M	39.6M	41.2M
2021	39.8M	40.1M	40.1M	39.9M
2020	43.2M	42.0M	41.0M	40.4M
2019	39.8M	42.4M	43.9M	43.6M
2018	31.7M	32.4M	34.0M	37.1M
2017	30.5M	30.7M	30.7M	31.1M
2016	29.8M	29.5M	29.9M	30.2M
2015	30.8M	30.6M	30.1M	29.9M
2014	32.9M	32.4M	32.0M	31.4M
2013	37.3M	36.0M	35.0M	33.6M
2012	41.9M	41.1M	39.7M	38.8M
2011	44.2M	43.6M	43.0M	42.3M
2010	0	0	0	44.8M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of First US Bancshares Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 26, 2024	mitchell william c	acquired	494	9.15	54.00	sevp-consumer lending-bank
Feb 27, 2024	mccain marlene m	sold	-4,000	10.00	-400	-
Feb 26, 2024	mabowitz eric h	sold (taxes)	-1,807	10.39	-174	sevp,chief risk officer-bank
Feb 26, 2024	dozier beverly j	sold (taxes)	-851	10.39	-82.00	svp,secr,ast trs-fusb;svp-bank
Feb 22, 2024	dozier beverly j	sold (taxes)	-1,079	10.38	-104	svp,secr,ast trs-fusb;svp-bank
Feb 22, 2024	mabowitz eric h	sold (taxes)	-2,283	10.38	-220	sevp,chief risk officer-bank
Feb 10, 2024	mabowitz eric h	sold (taxes)	-4,212	10.4	-405	sevp,chief risk officer-bank
Feb 10, 2024	dozier beverly j	sold (taxes)	-1,445	10.4	-139	svp,secr,ast trs-fusb;svp-bank
Feb 09, 2024	mabowitz eric h	acquired	-	-	3,500	sevp,chief risk officer-bank
Feb 09, 2024	mccain marlene m	acquired	-	-	1,500	-

Which funds bought or sold FUSB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	REGIONS FINANCIAL CORP	reduced	-5.76	-182,194	1,003,950	0.01%
Mar 11, 2024	VANGUARD GROUP INC	added	3.48	168,049	846,328	-%
Feb 16, 2024	PRICE T ROWE ASSOCIATES INC /MD/	unchanged	-	43,000	223,000	-%
Feb 14, 2024	BANK OF AMERICA CORP /DE/	reduced	-1.9	18,558	120,029	-%
Feb 14, 2024	Pinnacle Holdings, LLC	unchanged	-	99,978	585,701	0.24%
Feb 14, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	3.28	28,334	128,523	-%
Feb 14, 2024	GENDELL JEFFREY L	added	0.79	533,437	3,010,320	0.16%
Feb 14, 2024	Royal Bank of Canada	reduced	-81.82	-37,000	10,000	-%
Feb 13, 2024	NORTHERN TRUST CORP	new	-	190,127	190,127	-%

Are Funds Buying or Selling FUSB?

Are funds buying FUSB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FUSB

No. of Funds

Unveiling First US Bancshares Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 01, 2024	gendell jeffrey l	5.09%	291,981	SC 13G
Jan 05, 2024	anderson charles c	2.5%	144,852	SC 13D

Recent SEC filings of First US Bancshares Inc

View All Filings

Date Filed	Form Type	Document
Apr 26, 2024	8-K	Current Report
Apr 24, 2024	8-K	Current Report
Apr 24, 2024	8-K	Current Report
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading

Peers (Alternatives to First US Bancshares Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	556.7B	171.1B	-3.50%	39.81%	11.24	3.25	60.72%	31.52%
BAC	295.6B	130.3B	-0.98%	28.24%	11.15	2.27	79.51%	-3.68%
WFC	213.9B	85.7B	3.17%	50.44%	11.18	2.5	41.49%	39.96%
C	119.0B	133.3B	-1.55%	32.27%	12.9	0.89	79.09%	-
CFG	16.0B	10.2B	-3.61%	14.73%	9.98	1.57	44.53%	-22.43%
KEY	13.8B	7.9B	-6.83%	30.82%	14.22	1.74	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-6.49%	18.56%	9.93	1.63	34.68%	-45.96%
ZION	6.1B	3.9B	-4.79%	48.31%	9	1.55	45.91%	-25.03%
ABCB	3.3B	1.3B	0.25%	44.78%	12.44	2.61	43.24%	-22.35%
ASB	3.3B	2.0B	0.37%	21.09%	17.83	1.67	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	395.5M	164.9M	-8.20%	39.26%	33.82	2.4	42.66%	-70.76%
AROW	377.4M	162.6M	-8.87%	5.60%	12.55	2.32	25.39%	-38.37%
ACNB	274.3M	96.6M	-14.23%	6.33%	8.66	2.84	11.02%	-11.37%
ASRV	42.0M	60.9M	-5.77%	-17.79%	-12.56	0.69	24.06%	-144.92%

First US Bancshares Inc News

Latest updates

First US Bancshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	0.3%	13,945	13,902	12,999	11,960	11,621	10,670	9,525	9,381	9,987	10,030	10,059	9,845	10,204	9,996	9,780	10,397	10,825	11,027	10,923	10,813	11,177
EBITDA Margin	-2.6%	0.95*	0.98*	1.07*	1.12*	1.15*	1.17*	1.15*	1.13*	1.11*	1.08*	1.06*	1.03*	-	-	-	-	-	-	-	-	-
Interest Expenses	-3.9%	9,110	9,483	9,323	9,434	9,891	9,515	8,826	8,709	9,260	9,335	9,312	9,064	9,292	8,965	8,623	8,886	9,189	9,347	9,233	9,173	9,644
Income Taxes	11.1%	782	704	648	652	708	546	494	400	507	229	271	268	309	136	118	262	381	214	300	351	470
Earnings Before Taxes	8.6%	3,059	2,817	2,671	2,724	2,936	2,406	1,909	1,761	2,218	1,066	1,224	1,218	1,354	547	522	1,109	1,590	1,332	1,305	1,585	1,947
EBT Margin	-3.3%	0.21*	0.22*	0.23*	0.23*	0.22*	0.21*	0.18*	0.16*	0.14*	0.12*	0.11*	0.09*	-	-	-	-	-	-	-	-	-
Net Income	7.8%	2,277	2,113	2,023	2,072	2,228	1,860	1,415	1,361	1,711	837	953	950	1,045	411	404	847	1,209	1,118	1,005	1,234	1,477
Net Income Margin	-3.8%	0.16*	0.17*	0.17*	0.17*	0.17*	0.16*	0.14*	0.12*	0.11*	0.09*	0.08*	0.07*	-	-	-	-	-	-	-	-	-
Free Cashflow	-51.3%	1,575	3,236	3,373	3,446	2,437	3,994	4,108	728	2,554	1,794	2,890	1,765	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	0.7%	1,073	1,065	1,068	1,027	995	989	955	969	958	957	947	927	891	853	846	789	789	772	777	795	792
Cash Equivalents	-24.0%	50.00	66.00	75.00	68.00	30.00	37.00	34.00	98.00	61.00	75.00	82.00	126	94.00	66.00	108	56.00	57.00	35.00	45.00	60.00	50.00
Net PPE	0.6%	24.00	24.00	24.00	24.00	24.00	24.00	25.00	25.00	25.00	25.00	28.00	28.00	28.00	28.00	29.00	29.00	29.00	29.00	29.00	29.00	28.00
Goodwill	-	7.00	-	-	-	7.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Liabilities	0.5%	982	978	982	942	910	906	873	881	868	867	858	839	804	767	760	704	704	688	693	714	713
Short Term Borrowings	-66.7%	10.00	30.00	30.00	25.00	20.00	40.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	0.00	0.00	-	1.00
Long Term Debt	0.2%	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	-	-	-	11.00	-	-	-	-	-	-	-	-
Shareholder's Equity	3.6%	91.00	87.00	86.00	85.00	85.00	83.00	83.00	88.00	90.00	90.00	89.00	88.00	87.00	86.00	85.00	84.00	85.00	84.00	84.00	82.00	79.00
Retained Earnings	1.8%	110	108	106	104	104	103	101	100	98.00	97.00	96.00	95.00	95.00	94.00	94.00	93.00	93.00	92.00	91.00	90.00	89.00
Additional Paid-In Capital	1.0%	15.00	15.00	15.00	15.00	15.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	13.00
Accumulated Depreciation	-	22.00	-	-	-	22.00	21.00	22.00	22.00	22.00	-	-	24.00	24.00	23.00	23.00	23.00	23.00	-	-	-	21.00
Shares Outstanding	-2.4%	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	-	-	-	-	-	-	-	-	-
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.01
Float	-	-	-	46.00	-	-	-	60.00	-	-	-	68.00	-	-	-	40.00	-	-	-	55.00	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-48.5%	2,060	4,000	3,422	3,585	3,027	4,325	4,331	846	2,728	1,903	3,307	1,887	2,066	1,621	1,408	999	2,738	3,271	3,225	2,081	501
Share Based Compensation	-0.7%	148	149	146	153	124	123	123	115	112	111	110	103	106	112	113	90.00	84.00	84.00	99.00	93.00	111
Cashflow From Investing	-190.7%	-19,347	-6,655	-36,631	2,187	-12,824	-32,660	-56,582	21,867	-17,979	-17,257	-67,006	-6,073	-9,957	-50,818	-4,952	-332	3,893	-6,752	2,197	10,383	9,842
Cashflow From Financing	124.4%	1,437	-5,884	39,450	32,503	3,129	31,394	-11,827	13,882	1,235	8,791	19,655	35,638	36,663	6,572	55,691	-1,576	14,964	-5,943	-20,609	-2,017	-10,827
Dividend Payments	0%	294	294	293	294	291	175	181	185	186	186	187	186	185	185	186	184	185	124	127	126	126
Buy Backs	-	-	-	-	-	-	653	2,870	958	525	-	-	-	-	-	-	452	677	-	-	-	-

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FUSB Income Statement

2023-12-31

Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Interest income:
Interest and fees on loans	$ 47,749	$ 38,015
Interest on investment securities	2,871	2,668
Interest on deposits in banks	1,998	439
Other	188	75
Total interest income	52,806	41,197
Interest expense:
Interest on deposits	14,350	3,382
Interest on borrowings	1,106	874
Total interest expense	15,456	4,256
Net interest income	37,350	36,941
Provision for credit losses	319	3,308
Net interest income after provision for credit losses	37,031	33,633
Non-interest income:
Revenue from Contract with Customer, Including Assessed Tax	$ 1,197	$ 1,154
Revenue, Product and Service [Extensible Enumeration]	Service [Member]	Service [Member]
Lease income	$ 949	$ 864
Other income, net	1,235	1,433
Total non-interest income	3,381	3,451
Non-interest expense:
Salaries and employee benefits	16,076	16,418
Net occupancy and equipment	3,479	3,281
Computer services	1,756	1,639
Insurance expense and assessments	1,583	1,250
Fees for professional services	1,105	1,060
Other expense	5,142	4,424
Total non-interest expense	29,141	28,072
Income before income taxes	11,271	9,012
Provision for income taxes	2,786	2,148
Net income	$ 8,485	$ 6,864
Basic net income per share	$ 1.42	$ 1.13
Diluted net income per share	1.33	1.06
Dividends per share	$ 0.2	$ 0.14

FUSB Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 12,987	$ 11,844
Interest-bearing deposits in banks	37,292	18,308
Total cash and cash equivalents	50,279	30,152
Federal funds sold	9,475	1,768
Investment securities available-for-sale, at fair value	135,565	130,795
Investment securities held-to-maturity, at amortized cost	1,104	1,862
Federal Home Loan Bank stock, at cost	1,201	1,359
Loans and leases held for investment	821,791	773,873
Less allowance for credit losses on loans and leases	10,507	9,422
Net loans and leases held for investment	811,284	764,451
Premises and equipment, net of accumulated depreciation	24,398	24,439
Cash surrender value of bank-owned life insurance	16,702	16,399
Accrued interest receivable	3,976	3,011
Goodwill and core deposit intangible, net	7,606	7,801
Other real estate owned	602	686
Other assets	10,748	11,944
Total assets	1,072,940	994,667
LIABILITIES AND SHAREHOLDERS’ EQUITY
Non-interest-bearing	153,591	169,822
Interest-bearing	796,600	700,203
Total deposits	950,191	870,025
Accrued interest expense	2,030	607
Other liabilities	9,327	8,136
Short-term borrowings	10,000	20,038
Long-term borrowings	10,799	10,726
Total liabilities	982,347	909,532
Shareholders’ equity:
Common stock, par value $0.01 per share, 10,000,000 shares authorized; 7,738,201 and 7,680,856 shares issued, respectively; 5,735,075 and 5,812,258 shares outstanding, respectivelytively	75	75
Additional paid-in capital	14,972	14,510
Accumulated other comprehensive loss, net of tax	(6,431)	(7,241)
Retained earnings	109,959	104,460
Less treasury stock: 2,003,126 and 1,868,598 shares at cost, respectively	(27,982)	(26,669)
Total shareholders’ equity	90,593	85,135
Total liabilities and shareholders’ equity	$ 1,072,940	$ 994,667

About First US Bancshares Inc

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. The company also provides loans secured by personal property items. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, credit accident, health insurance, and reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.

CEO	Mr. James F. House
WEBSITE	fusb.com
INDUSTRY	Banks Diversified
EMPLOYEES	153

First US Bancshares Inc Frequently Asked Questions

What is the ticker symbol for First US Bancshares Inc? What does FUSB stand for in stocks?

FUSB is the stock ticker symbol of First US Bancshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of First US Bancshares Inc (FUSB)?

As of Mon Apr 29 2024, market cap of First US Bancshares Inc is 58.57 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FUSB stock?

You can check FUSB's fair value in chart for subscribers.

What is the fair value of FUSB stock?

You can check FUSB's fair value in chart for subscribers. The fair value of First US Bancshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of First US Bancshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FUSB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is First US Bancshares Inc a good stock to buy?

The fair value guage provides a quick view whether FUSB is over valued or under valued. Whether First US Bancshares Inc is cheap or expensive depends on the assumptions which impact First US Bancshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FUSB.

What is First US Bancshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 29 2024, FUSB's PE ratio (Price to Earnings) is 6.9 and Price to Sales (PS) ratio is 1.11. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FUSB PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on First US Bancshares Inc's stock?

In the past 10 years, First US Bancshares Inc has provided 0.038 (multiply by 100 for percentage) rate of return.