GCBC - Greene County Bancorp Inc Stock Price, Fair Value and News

29.98USD-0.01 (-0.03%)Delayed as of 29 Apr 2024, 10:17 am ET

Market Summary

USD29.98-0.01

Delayedas of 29 Apr 2024, 10:17 am

-0.03%

GCBC Stock Price

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GCBC RSI Chart

GCBC Valuation

Market Cap

510.6M

Price/Earnings (Trailing)

19.11

Price/Sales (Trailing)

5.33

EV/EBITDA

3.91

Price/Free Cashflow

20.7

GCBC Price/Sales (Trailing)

GCBC Profitability

EBT Margin

31.73%

Return on Equity

13.69%

Return on Assets

0.98%

Free Cashflow Yield

4.83%

GCBC Fundamentals

GCBC Revenue

Revenue (TTM)

95.7M

Rev. Growth (Yr)

24.67%

Rev. Growth (Qtr)

3.73%

GCBC Earnings

Earnings (TTM)

26.7M

Earnings Growth (Yr)

-20.71%

Earnings Growth (Qtr)

-11.78%

Breaking Down GCBC Revenue

52 Week Range

30.00

(Low)(High)

Last 7 days

4.5%

Last 30 days

4.4%

Last 90 days

2.9%

Trailing 12 Months

44.6%

How does GCBC drawdown profile look like?

GCBC Financial Health

GCBC Investor Care

Dividend Yield

0.81%

Dividend/Share (TTM)

0.25

Buy Backs (1Y)

50.00%

Diluted EPS (TTM)

1.58

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	77.8M	84.6M	90.7M	95.7M
2022	62.0M	63.4M	66.5M	71.2M
2021	57.1M	58.3M	60.6M	61.5M
2020	51.4M	53.3M	54.0M	55.8M
2019	44.7M	46.3M	47.9M	49.7M
2018	37.1M	38.9M	40.8M	42.8M
2017	32.2M	33.5M	34.7M	35.7M
2016	27.8M	28.8M	29.8M	31.1M
2015	25.2M	25.7M	26.3M	27.1M
2014	23.6M	23.8M	24.2M	24.7M
2013	24.2M	24.1M	23.8M	23.6M
2012	24.5M	24.3M	24.3M	24.2M
2011	0	24.2M	24.5M	24.5M
2010	0	0	0	0

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Greene County Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Sep 18, 2023	hada tejraj s	bought	24,500	24.5	1,000	-
Aug 14, 2023	gibson donald e	sold	-19,170	35.7	-537	president and ceo
Aug 04, 2023	gibson donald e	sold	-126,573	34.6206	-3,656	president and ceo
Jul 31, 2023	gibson donald e	sold	-621	34.5	-18.00	president and ceo
Jul 28, 2023	gibson donald e	sold	-3,105	34.5	-90.00	president and ceo
Jun 07, 2023	plummer michelle m	sold	-283,549	28.3549	-10,000	sevp, cfo & coo
May 08, 2023	hada tejraj s	bought	36,400	18.2	2,000	-
Feb 28, 2023	cahalan jay p.	bought	41,007	56.9548	720	-
Feb 10, 2023	hada tejraj s	bought	27,168	48.00	566	-
Jan 27, 2023	nelson stephen e	sold	-229,078	47.00	-4,874	-

Which funds bought or sold GCBC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-8.26	-43,348	640,474	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-71.00	-16,000	7,000	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	15,570	105,806	-%
Apr 19, 2024	DENALI ADVISORS LLC	unchanged	-	8,024	391,544	0.12%
Apr 16, 2024	Stratos Wealth Partners, LTD.	unchanged	-	4,645	226,635	-%
Apr 05, 2024	CWM, LLC	added	0.1	1,000	29,000	-%
Mar 11, 2024	VANGUARD GROUP INC	added	0.88	1,568,470	10,146,000	-%
Feb 29, 2024	Scarborough Advisors, LLC	new	-	8,404	8,404	-%
Feb 28, 2024	AMERICAN INTERNATIONAL GROUP, INC.	reduced	-0.4	14,092	98,051	-%
Feb 15, 2024	Legal & General Group Plc	unchanged	-	29,436	200,023	-%

Are Funds Buying or Selling GCBC?

Are funds buying GCBC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own GCBC

No. of Funds

Recent SEC filings of Greene County Bancorp Inc

View All Filings

Date Filed	Form Type	Document
Apr 23, 2024	8-K	Current Report
Apr 17, 2024	8-K	Current Report
Feb 09, 2024	10-Q	Quarterly Report
Jan 23, 2024	8-K	Current Report

Peers (Alternatives to Greene County Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	557.3B	171.1B	-3.02%	41.18%	11.25	3.26	60.72%	31.52%
BAC	297.7B	130.3B	-	30.88%	11.23	2.29	79.51%	-3.68%
WFC	214.3B	85.7B	3.98%	51.03%	11.19	2.5	41.49%	39.96%
C	119.7B	133.3B	-0.18%	34.65%	12.97	0.9	79.09%	-
CFG	16.1B	10.2B	-1.93%	16.75%	10.02	1.58	44.53%	-22.43%
KEY	13.7B	7.9B	-6.07%	34.16%	14.19	1.73	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-4.02%	25.94%	9.92	1.62	34.68%	-45.96%
ZION	6.2B	3.9B	-3.20%	57.15%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	-0.60%	41.74%	12.28	2.58	43.24%	-22.35%
ASB	3.3B	2.0B	1.46%	20.10%	17.81	1.66	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.7M	164.9M	-6.54%	37.44%	34.26	2.43	42.66%	-70.76%
AROW	380.1M	162.6M	-8.08%	4.96%	12.64	2.34	25.39%	-38.37%
ACNB	290.5M	96.6M	-10.60%	4.96%	9.17	3.01	11.02%	-11.37%
ASRV	43.0M	60.9M	-2.95%	-12.04%	-12.86	0.71	24.06%	-144.92%

Greene County Bancorp Inc News

Latest updates

Greene County Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	3.7%	26.00	25.00	24.00	22.00	21.00	19.00	17.00	15.00	16.00	16.00	15.00	15.00	15.00	13.00	14.00	13.00	13.00	13.00	12.00	12.00	11.00
EBITDA Margin	-11.3%	0.89*	1.01*	1.15*	1.27*	1.36*	1.42*	1.43*	1.47*	1.43*	1.42*	1.38*	1.32*	-	-	-	-	-	-	-	-	-
Interest Expenses	-7.8%	12.00	13.00	14.00	15.00	16.00	16.00	15.00	14.00	14.00	14.00	14.00	14.00	14.00	12.00	12.00	11.00	11.00	11.00	10.00	10.00	10.00
Income Taxes	-31.4%	1.00	1.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	-14.3%	6.00	7.00	7.00	9.00	9.00	11.00	8.00	9.00	8.00	8.00	9.00	6.00	7.00	6.00	5.00	5.00	6.00	6.00	5.00	5.00	6.00
EBT Margin	-11.8%	0.32*	0.36*	0.42*	0.47*	0.50*	0.53*	0.52*	0.54*	0.51*	0.50*	0.47*	0.42*	-	-	-	-	-	-	-	-	-
Net Income	-11.8%	6.00	6.00	6.00	8.00	7.00	9.00	7.00	7.00	7.00	7.00	8.00	5.00	6.00	5.00	5.00	4.00	5.00	5.00	4.00	4.00	5.00
Net Income Margin	-10.3%	0.28*	0.31*	0.36*	0.40*	0.42*	0.45*	0.44*	0.46*	0.44*	0.43*	0.41*	0.37*	-	-	-	-	-	-	-	-	-
Free Cashflow	-68.3%	2.00	6.00	10.00	7.00	5.00	4.00	14.00	7.00	6.00	7.00	12.00	4.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	1.8%	2,737	2,688	2,698	2,729	2,616	2,584	2,572	2,522	2,345	2,283	2,200	2,143	1,865	1,799	1,677	1,584	1,444	1,410	1,269	1,274	1,195
Cash Equivalents	35.2%	176	130	196	178	61.00	67.00	69.00	151	64.00	113	150	146	57.00	76.00	40.00	78.00	35.00	111	30.00	88.00	32.00
Net PPE	-0.3%	15.00	15.00	15.00	15.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	13.00	13.00	13.00	13.00	13.00	13.00
Liabilities	1.5%	2,541	2,504	2,515	2,550	2,448	2,425	2,414	2,365	2,185	2,128	2,051	2,004	1,726	1,666	1,548	1,460	1,323	1,293	1,157	1,166	1,091
Shareholder's Equity	6.0%	195	184	183	179	168	160	158	157	160	155	150	139	139	133	129	124	121	117	112	108	104
Retained Earnings	2.6%	203	198	194	188	180	174	165	159	153	146	140	133	128	123	118	114	110	106	102	98.00	94.00
Additional Paid-In Capital	0%	10.00	10.00	10.00	10.00	11.00	11.00	10.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00
Shares Outstanding	0%	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	34.00	34.00	34.00	34.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	-	181	-	-	-	112	-	-	-	78.00	-	-	-	84.00	-	-	-	90.00

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-68.0%	2,002	6,258	10,381	7,686	5,641	4,401	14,207	7,789	6,461	6,897	11,914	4,491	5,849	5,499	8,917	6,555	5,434	5,817	6,472	6,246	6,003
Cashflow From Investing	108.7%	5,098	-58,782	43,450	11,038	-33,928	-19,899	-139,140	-98,708	-112,645	-120,690	-53,537	-190,919	-85,190	-87,491	-129,765	-98,732	-110,110	-58,712	-54,704	-22,534	-9,652
Cashflow From Financing	383.3%	38,727	-13,668	-35,708	98,782	22,179	13,413	43,327	178,006	56,383	77,347	45,611	275,191	60,198	117,696	83,497	135,449	28,366	134,209	-10,652	72,765	462
Dividend Payments	-53.8%	629	1,362	546	547	552	546	1,107	507	512	508	468	1,021	473	468	430	432	944	432	393	393	397
Buy Backs	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	593	-	-	-	-	-

GCBC Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2023	Dec. 31, 2022
Interest income:
Loans	$ 17,776	$ 14,801	$ 34,981	$ 28,183
Investment securities - taxable	805	690	1,573	1,354
Mortgage-backed securities	1,573	1,364	3,066	2,854
Investment securities - tax exempt	4,334	3,504	8,624	6,581
Interest-bearing deposits and federal funds sold	1,105	169	2,021	196
Total interest income	25,593	20,528	50,265	39,168
Interest expense:
Interest on deposits	12,558	3,738	23,165	5,748
Interest on borrowings	647	867	1,273	1,663
Total interest expense	13,205	4,605	24,438	7,411
Net interest income	12,388	15,923	25,827	31,757
Provision for credit losses	170	244	627	(255)
Net interest income after provision for credit losses	12,218	15,679	25,200	32,012
Noninterest income:
Service charges on deposit accounts	1,227	1,234	2,457	2,451
Debit card fees	1,120	1,138	2,253	2,280
Investment services	206	198	449	378
E-commerce fees	30	29	59	55
Bank-owned life insurance	574	340	936	680
Net loss on sale of available-for-sale securities	0	(251)	0	(251)
Other operating income	321	207	623	400
Total noninterest income	3,478	2,895	6,777	5,993
Noninterest expense:
Salaries and employee benefits	5,654	5,449	11,145	10,877
Occupancy expense	593	513	1,130	1,037
Equipment and furniture expense	238	221	376	379
Service and data processing fees	614	664	1,205	1,366
Computer software, supplies and support	471	369	982	750
Advertising and promotion	102	145	199	221
FDIC insurance premiums	314	205	626	447
Legal and professional fees	417	1,697	800	2,148
Other	923	688	1,708	1,523
Total noninterest expense	9,326	9,951	18,171	18,748
Income before provision for income taxes	6,370	8,623	13,806	19,257
Provision for income taxes	663	1,425	1,630	3,023
Net income	$ 5,707	$ 7,198	$ 12,176	$ 16,234
Basic earnings per share (in dollars per share)	$ 0.34	$ 0.42	$ 0.72	$ 0.95
Diluted earnings per share (in dollars per share)	$ 0.34	$ 0.42	$ 0.72	$ 0.95
Basic average shares outstanding (in shares)	17,026,828	17,026,828	17,026,828	17,026,828
Diluted average shares outstanding (in shares)	17,026,828	17,026,828	17,026,828	17,026,828

About Greene County Bancorp Inc

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company's deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. Its loan portfolio consists of residential, construction and land, and multifamily loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.

CEO	Mr. Donald E. Gibson
WEBSITE	thebankofgreenecounty.com
INDUSTRY	Banks Diversified
EMPLOYEES	195

Greene County Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Greene County Bancorp Inc? What does GCBC stand for in stocks?

GCBC is the stock ticker symbol of Greene County Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Greene County Bancorp Inc (GCBC)?

As of Fri Apr 26 2024, market cap of Greene County Bancorp Inc is 510.63 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of GCBC stock?

You can check GCBC's fair value in chart for subscribers.

What is the fair value of GCBC stock?

You can check GCBC's fair value in chart for subscribers. The fair value of Greene County Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Greene County Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for GCBC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Greene County Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether GCBC is over valued or under valued. Whether Greene County Bancorp Inc is cheap or expensive depends on the assumptions which impact Greene County Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for GCBC.

What is Greene County Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, GCBC's PE ratio (Price to Earnings) is 19.11 and Price to Sales (PS) ratio is 5.33. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. GCBC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Greene County Bancorp Inc's stock?

In the past 10 years, Greene County Bancorp Inc has provided 0.162 (multiply by 100 for percentage) rate of return.