GDOT - Green Dot Corp Stock Price, Fair Value and News

8.38USD+0.17 (+2.07%)Delayed as of 18 Apr 2024, 10:04 am ET

Market Summary

USD8.38+0.17

Delayedas of 18 Apr 2024, 10:04 am

2.07%

GDOT Alerts

1 major insider buys recently.

GDOT Stock Price

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GDOT RSI Chart

GDOT Valuation

Market Cap

433.7M

Price/Earnings (Trailing)

64.52

Price/Sales (Trailing)

0.29

Price/Free Cashflow

20.1

GDOT Price/Sales (Trailing)

GDOT Profitability

Return on Equity

0.78%

Return on Assets

0.14%

Free Cashflow Yield

4.97%

GDOT Fundamentals

GDOT Revenue

Revenue (TTM)

1.5B

Rev. Growth (Yr)

6.9%

Rev. Growth (Qtr)

3.69%

GDOT Earnings

Earnings (TTM)

6.7M

Earnings Growth (Yr)

-501.14%

Earnings Growth (Qtr)

-276.74%

Breaking Down GDOT Revenue

52 Week Range

8.3221.37

(Low)(High)

Last 7 days

0.6%

Last 30 days

-6.6%

Last 90 days

-6.5%

Trailing 12 Months

-51.9%

How does GDOT drawdown profile look like?

GDOT Financial Health

Current Ratio

0.41

GDOT Investor Care

Shares Dilution (1Y)

2.15%

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	1.5B	1.5B	1.5B	1.5B
2022	1.4B	1.4B	1.4B	1.4B
2021	1.3B	1.3B	1.4B	1.4B
2020	1.1B	1.2B	1.2B	1.3B
2019	1.1B	1.1B	1.1B	1.1B
2018	957.5M	998.7M	1.0B	1.1B
2017	743.8M	792.8M	839.9M	890.2M
2016	695.6M	698.8M	706.9M	718.8M
2015	669.4M	692.7M	694.4M	694.7M
2014	578.7M	585.1M	593.3M	601.6M
2013	559.3M	564.8M	568.6M	573.6M
2012	491.3M	511.3M	528.7M	546.3M
2011	388.4M	413.1M	439.6M	467.4M
2010	208.5M	260.3M	312.1M	363.9M
2009	0	0	53.1M	104.9M
2008	0	0	0	0

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of Green Dot Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 02, 2024	watkins teresa elaine	sold (taxes)	-1,886	8.94	-211	chief operations officer
Mar 25, 2024	ruppel christian devin	sold (taxes)	-16,163	9.05	-1,786	chief revenue officer
Mar 23, 2024	watkins teresa elaine	acquired	-	-	38,210	chief operations officer
Mar 23, 2024	ruppel christian devin	acquired	-	-	65,502	chief revenue officer
Mar 23, 2024	pugh amy myers	acquired	-	-	40,939	general counsel and secretary
Mar 23, 2024	gresham george w	acquired	-	-	191,048	ceo and president
Mar 23, 2024	unruh jess	acquired	-	-	61,408	chief financial officer
Mar 11, 2024	watkins teresa elaine	sold (taxes)	-2,020	9.02	-224	chief operations officer
Mar 11, 2024	ruppel christian devin	bought	299,144	9.06495	33,000	chief revenue officer
Mar 11, 2024	ruppel christian devin	sold (taxes)	-4,482	9.02	-497	chief revenue officer

Which funds bought or sold GDOT recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 16, 2024	SummerHaven Investment Management, LLC	added	2.76	-11,597	356,247	0.22%
Apr 15, 2024	Counterpoint Mutual Funds LLC	sold off	-100	-475,022	-	-%
Apr 15, 2024	DGS Capital Management, LLC	new	-	139,409	139,409	0.04%
Apr 12, 2024	Morton Capital Management LLC/CA	unchanged	-	-10,229	167,437	0.04%
Apr 09, 2024	MASSMUTUAL TRUST CO FSB/ADV	unchanged	-	-45.00	737	-%
Apr 05, 2024	GAMMA Investing LLC	added	3,511	8,854	9,097	-%
Apr 05, 2024	CWM, LLC	added	248	28,000	40,000	-%
Apr 04, 2024	MOODY NATIONAL BANK TRUST DIVISION	reduced	-9.44	-20,873	121,598	0.01%
Apr 03, 2024	WealthCollab, LLC	new	-	1,386	1,386	-%
Apr 03, 2024	Versant Capital Management, Inc	reduced	-4.31	-1,263	11,607	-%

Are Funds Buying or Selling GDOT?

Are funds buying GDOT calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own GDOT

No. of Funds

GDOT Alerts

1 major insider buys recently.

Unveiling Green Dot Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Apr 15, 2024	topline capital management, llc	5.3%	2,816,854	SC 13G
Feb 14, 2024	t. rowe price investment management, inc.	7.5%	3,957,203	SC 13G
Feb 13, 2024	vanguard group inc	8.69%	4,556,485	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	5.0%	2,627,599	SC 13G
Jan 24, 2024	blackrock inc.	11.5%	6,015,814	SC 13G/A
Feb 14, 2023	t. rowe price investment management, inc.	5.6%	2,934,157	SC 13G
Feb 09, 2023	vanguard group inc	10.80%	5,675,180	SC 13G/A
Feb 01, 2023	blackrock inc.	12.7%	6,692,032	SC 13G
Mar 15, 2022	starboard value lp	9.6%	5,294,110	SC 13D/A
Jan 27, 2022	blackrock inc.	13.3%	7,291,398	SC 13G/A

Recent SEC filings of Green Dot Corp

View All Filings

Date Filed	Form Type	Document
Apr 15, 2024	SC 13G	Major Ownership Report
Apr 10, 2024	ARS	ARS
Apr 10, 2024	DEF 14A	DEF 14A
Apr 10, 2024	DEFA14A	DEFA14A
Apr 02, 2024	4	Insider Trading
Apr 01, 2024	3	Insider Trading
Mar 26, 2024	4	Insider Trading
Mar 26, 2024	4	Insider Trading
Mar 26, 2024	4	Insider Trading
Mar 26, 2024	4	Insider Trading

Peers (Alternatives to Green Dot Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	434.0B	25.1B	-3.99%	23.49%	38.77	17.29	12.87%	12.74%
AXP	157.6B	60.5B	-1.50%	32.40%	18.82	2.6	14.48%	11.45%
PYPL	67.8B	29.8B	-1.49%	-17.21%	15.97	2.28	8.19%	75.53%
COF	52.0B	41.9B	0.38%	40.23%	10.54	1.24	34.26%	32.87%
DFS	30.0B	17.8B	-0.41%	15.69%	10.17	1.68	38.72%	-32.51%
ALLY	11.0B	14.0B	-4.50%	35.08%	10.81	0.79	31.42%	-40.49%
MID-CAP
CACC	6.6B	1.9B	-2.66%	10.19%	22.9	3.44	3.79%	-46.60%
FCFS	5.8B	3.2B	8.99%	34.65%	26.67	1.86	15.50%	-13.49%
WU	4.4B	4.4B	-5.54%	15.94%	7	1.01	-2.65%	-31.25%
NNI	3.5B	1.1B	7.66%	2.31%	38.43	3.17	8.54%	-77.53%
SMALL-CAP
ENVA	1.7B	2.1B	-1.09%	24.73%	9.49	0.78	21.98%	-15.57%
ATLC	373.4M	1.2B	-14.39%	-12.04%	3.63	0.32	10.41%	-24.15%
CPSS	179.2M	352.0M	7.21%	-8.13%	3.95	0.51	6.77%	-47.27%
AIHS	7.8M	7.3M	-19.80%	-6.37%	-2.01	1.06	-51.06%	-195.09%
CURO	3.7M	853.2M	-40.00%	-94.94%	-0.01	0	-15.13%	-1364.54%

Green Dot Corp News

Latest updates

Green Dot Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	3.7%	366	353	366	416	342	344	363	401	331	339	369	393	284	291	316	362	249	240	278	341	245
Operating Expenses	9.0%	392	360	361	365	334	333	339	349	339	331	338	360	316	294	311	303	250	243	234	259	230
S&GA Expenses	-10.1%	51.00	56.00	63.00	75.00	70.00	67.00	77.00	84.00	83.00	84.00	97.00	119	95.00	96.00	107	117	102	98.00	87.00	99.00	79.00
Interest Expenses	-279.1%	-0.91	-0.24	-0.24	-1.64	-0.11	-0.03	-0.03	-0.09	-0.04	-0.04	-0.04	-0.04	-0.04	-0.04	-0.44	-0.24	-0.09	-0.12	-0.07	-1.47	-3.07
Income Taxes	-57.0%	-2.53	-1.61	2.00	10.00	1.00	2.00	5.00	12.00	-1.68	2.00	8.00	7.00	-9.45	-1.35	4.00	12.00	-2.02	-1.77	9.00	16.00	-1.94
Net Income	-276.7%	-23.60	-6.26	1.00	36.00	6.00	5.00	15.00	39.00	-10.52	7.00	25.00	26.00	-24.02	-2.99	3.00	47.00	2.00	-0.53	35.00	64.00	14.00
Net Income Margin	-81.7%	0.00*	0.02*	0.03*	0.04*	0.04*	0.03*	0.04*	0.04*	0.03*	0.02*	0.02*	0.00*	-	-	-	-	-	-	-	-	-
Free Cashflow	-336.0%	-55.37	-12.70	9.00	81.00	2.00	41.00	54.00	97.00	2.00	12.00	25.00	70.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	3.3%	4,817	4,664	4,573	4,686	4,789	4,693	4,708	5,029	4,725	4,391	4,289	5,035	4,115	3,639	3,353	3,046	2,461	2,128	2,502	3,066	2,287
Current Assets	6.4%	1,638	1,540	1,323	1,346	1,466	1,361	1,411	1,961	1,809	2,400	2,400	3,279	2,413	2,586	2,355	1,978	1,442	1,154	1,533	2,123	1,376
Cash Equivalents	-4.1%	682	711	661	722	814	813	776	1,321	1,322	1,805	1,891	2,712	1,497	2,136	1,931	1,564	1,066	861	1,096	1,676	1,095
Net PPE	2.8%	179	175	172	166	160	150	139	139	135	132	131	131	133	146	148	148	145	139	132	127	120
Liabilities	2.3%	3,958	3,868	3,732	3,826	4,008	3,912	3,800	4,045	3,655	3,309	3,221	4,012	3,105	2,630	2,348	2,058	1,533	1,201	1,580	2,087	1,377
Current Liabilities	3.6%	3,953	3,816	3,725	3,816	3,962	3,902	3,791	4,034	3,643	3,291	3,200	3,987	3,078	2,587	2,302	1,906	1,445	1,147	1,522	2,040	1,337
Shareholder's Equity	8.1%	859	795	841	861	781	780	908	984	1,071	1,082	1,068	1,023	1,010	1,009	1,004	988	927	927	922	979	910
Retained Earnings	-3.0%	770	794	800	800	764	758	753	738	699	710	703	678	652	676	679	676	629	627	628	593	529
Additional Paid-In Capital	2.1%	376	368	361	347	341	357	377	388	401	386	376	365	354	330	323	306	296	298	292	384	381
Shares Outstanding	0.8%	53.00	52.00	52.00	52.00	52.00	54.00	54.00	55.00	54.00	54.00	54.00	54.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	631	-	-	-	840	-	-	-	2,100	-	-	-	2,100	-	-	-	2,100	-	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-846.0%	-34.93	5.00	27.00	101	26.00	65.00	72.00	116	20.00	28.00	39.00	81.00	10.00	37.00	57.00	104	-14.75	38.00	52.00	115	37.00
Share Based Compensation	-24.2%	6.00	8.00	11.00	9.00	4.00	11.00	6.00	15.00	14.00	12.00	8.00	17.00	17.00	12.00	14.00	11.00	-0.55	7.00	8.00	15.00	13.00
Cashflow From Investing	-47.4%	15.00	28.00	23.00	-32.72	8.00	-178	-348	-300	-968	-133	-157	-108	-679	-81.21	49.00	-73.87	-53.73	-21.32	-38.51	-40.29	6.00
Cashflow From Financing	-150.5%	-8.74	17.00	-110	-161	-32.75	151	-267	186	466	20.00	-702	1,248	24.00	249	265	470	270	-252	-593	511	14.00
Buy Backs	-	-	-	-	-	21.00	30.00	19.00	25.00	-	-	-	-	-	-	-	-	-50.00	-	100	-	-

GDOT Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Operating revenues:
Operating revenues	$ 1,463,984	$ 1,407,409	$ 1,414,410
Interest income, net	37,344	42,157	18,787
Total operating revenues	1,501,328	1,449,566	1,433,197
Operating expenses:
Sales and marketing expenses	245,325	297,900	382,163
Compensation and benefits expenses	238,528	243,939	264,686
Processing expenses	639,228	481,460	389,284
Other general and administrative expenses	355,577	331,892	330,590
Total operating expenses	1,478,658	1,355,191	1,366,723
Operating income	22,670	94,375	66,474
Interest expense, net	3,027	255	150
Other expense, net	(5,010)	(10,199)	(2,624)
Income before income taxes	14,633	83,921	63,700
Income tax expense	7,911	19,709	16,220
Net income	$ 6,722	$ 64,212	$ 47,480
Basic earnings per common share (in USD per share)	$ 0.13	$ 1.20	$ 0.87
Diluted earnings per common share (in USD per share)	$ 0.13	$ 1.19	$ 0.85
Basic weighted-average common shares issued and outstanding (in shares)	52,251	53,351	54,070
Diluted weighted-average common shares issued and outstanding (in shares)	52,510	53,871	55,220
Card revenues and other fees
Operating revenues:
Operating revenues	$ 1,007,565	$ 876,318	$ 788,834
Cash processing revenues
Operating revenues:
Operating revenues	225,416	235,445	245,539
Interchange revenues
Operating revenues:
Operating revenues	$ 231,003	$ 295,646	$ 380,037

GDOT Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Current assets:
Unrestricted cash and cash equivalents	$ 682,263	$ 813,945
Restricted cash	4,239	5,900
Investment securities available-for-sale, at fair value	33,859	0
Settlement assets	737,989	493,395
Accounts receivable, net	110,141	74,437
Prepaid expenses and other assets	69,419	78,155
Total current assets	1,637,910	1,465,832
Investment securities available-for-sale, at fair value	2,203,142	2,363,687
Loans to bank customers, net of allowance for credit losses of $11,383 and $9,078 as of December 31, 2023 and 2022, respectively	30,534	21,421
Prepaid expenses and other assets	221,656	192,901
Property, equipment, and internal-use software, net	179,376	160,222
Operating lease right-of-use assets	5,342	8,316
Deferred expenses	1,546	14,547
Net deferred tax assets	117,139	117,167
Goodwill and intangible assets	420,477	445,083
Total assets	4,817,122	4,789,176
Current liabilities:
Accounts payable	119,870	113,891
Deposits	3,293,603	3,450,105
Obligations to customers	314,278	218,239
Settlement obligations	57,001	40,691
Amounts due to card issuing banks for overdrawn accounts	225	328
Other accrued liabilities	91,239	98,580
Operating lease liabilities	3,369	3,167
Deferred revenue	6,343	25,029
Line of credit	61,000	0
Income tax payable	6,262	11,641
Total current liabilities	3,953,190	3,961,671
Other accrued liabilities	1,895	5,777
Operating lease liabilities	2,687	5,247
Line of credit	0	35,000
Total liabilities	3,957,772	4,007,695
Commitments and contingencies (Note 21)
Stockholders’ equity:
Class A common stock, $0.001 par value; 100,000 shares authorized as of December 31, 2023 and 2022; 52,816 and 51,674 shares issued and outstanding as of December 31, 2023 and 2022, respectively	53	52
Additional paid-in capital	375,980	340,575
Retained earnings	770,304	763,582
Accumulated other comprehensive loss	(286,987)	(322,728)
Total stockholders’ equity	859,350	781,481
Total liabilities and stockholders’ equity	$ 4,817,122	$ 4,789,176

About Green Dot Corp

Green Dot Corporation, a financial technology and bank holding company, provides various financial services to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company offers deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It also provides money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and simply paid disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services comprising tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. The company was incorporated in 1999 and is headquartered in Austin, Texas.

CEO	Mr. George W. Gresham
WEBSITE	greendot.com
INDUSTRY	Credit Services
EMPLOYEES	1200

Green Dot Corp Frequently Asked Questions

What is the ticker symbol for Green Dot Corp? What does GDOT stand for in stocks?

GDOT is the stock ticker symbol of Green Dot Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Green Dot Corp (GDOT)?

As of Wed Apr 17 2024, market cap of Green Dot Corp is 433.73 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of GDOT stock?

You can check GDOT's fair value in chart for subscribers.

What is the fair value of GDOT stock?

You can check GDOT's fair value in chart for subscribers. The fair value of Green Dot Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Green Dot Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for GDOT so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Green Dot Corp a good stock to buy?

The fair value guage provides a quick view whether GDOT is over valued or under valued. Whether Green Dot Corp is cheap or expensive depends on the assumptions which impact Green Dot Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for GDOT.

What is Green Dot Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Apr 17 2024, GDOT's PE ratio (Price to Earnings) is 64.52 and Price to Sales (PS) ratio is 0.29. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. GDOT PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Green Dot Corp's stock?

In the past 10 years, Green Dot Corp has provided -0.082 (multiply by 100 for percentage) rate of return.