GHLD - Guild Holdings Co Stock Price, Fair Value and News

13.49USD-0.14 (-1.03%)Delayed

Market Summary

USD13.49-0.14

Delayed

-1.03%

GHLD Stock Price

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GHLD RSI Chart

GHLD Valuation

Market Cap

822.4M

Price/Earnings (Trailing)

-21.08

Price/Sales (Trailing)

1.26

EV/EBITDA

20.17

Price/Free Cashflow

-8.46

GHLD Price/Sales (Trailing)

GHLD Profitability

EBT Margin

-7.04%

Return on Equity

-3.3%

Return on Assets

-1.06%

Free Cashflow Yield

-11.82%

GHLD Fundamentals

GHLD Revenue

Revenue (TTM)

655.2M

Rev. Growth (Yr)

-57.38%

Rev. Growth (Qtr)

-77.75%

GHLD Earnings

Earnings (TTM)

-39.0M

Earnings Growth (Yr)

-519.1%

Earnings Growth (Qtr)

-271.43%

Breaking Down GHLD Revenue

Last 7 days

-0.1%

Last 30 days

-8.5%

Last 90 days

-6.1%

Trailing 12 Months

34.6%

How does GHLD drawdown profile look like?

GHLD Financial Health

GHLD Investor Care

Dividend Yield

3.71%

Dividend/Share (TTM)

0.5

Buy Backs (1Y)

0.02%

Diluted EPS (TTM)

-0.64

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	786.9M	736.2M	732.3M	655.2M
2022	1.5B	1.5B	1.4B	1.2B
2021	2.0B	1.8B	1.7B	1.6B
2020	940.3M	1.2B	1.4B	1.6B
2019	0	0	0	712.9M

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Tracking the Latest Insider Buys and Sells of Guild Holdings Co

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 15, 2024	schmidt terry lynn	acquired	-	-	107,143	ceo
Apr 15, 2024	neylan david manuel	acquired	-	-	59,286	president and coo
Apr 15, 2024	kramer desiree amber	sold (taxes)	-137,396	14.00	-9,814	sr vp & cfo
Apr 15, 2024	schmidt terry lynn	sold (taxes)	-204,806	14.00	-14,629	ceo
Apr 15, 2024	kramer desiree amber	acquired	-	-	28,572	sr vp & cfo
Apr 15, 2024	neylan david manuel	sold (taxes)	-189,434	14.00	-13,531	president and coo
Dec 08, 2023	bryant edward jr	gifted	-	-	-1,800	-
Dec 08, 2023	marcon martha e.	sold	-11,857	12.75	-930	-
Dec 07, 2023	bryant edward jr	sold	-30,925	12.37	-2,500	-
Oct 22, 2023	kramer desiree amber	sold (taxes)	-81,194	11.21	-7,243	see remarks

Which funds bought or sold GHLD recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Mar 11, 2024	VANGUARD GROUP INC	added	9.76	1,643,140	5,652,940	-%
Feb 14, 2024	ADAGE CAPITAL PARTNERS GP, L.L.C.	added	1.05	3,834,620	16,708,100	0.04%
Feb 14, 2024	ALLIANCEBERNSTEIN L.P.	unchanged	-	124,800	563,600	-%
Feb 14, 2024	Royal Bank of Canada	unchanged	-	28,000	123,000	-%
Feb 14, 2024	BASSWOOD CAPITAL MANAGEMENT, L.L.C.	reduced	-2.89	1,476,650	7,447,920	0.48%
Feb 14, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	4.43	1,601,980	6,296,290	0.14%
Feb 14, 2024	MILLENNIUM MANAGEMENT LLC	sold off	-100	-376,633	-	-%
Feb 14, 2024	Empowered Funds, LLC	added	9.93	903,841	3,097,840	0.08%

Are Funds Buying or Selling GHLD?

Are funds buying GHLD calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own GHLD

No. of Funds

Unveiling Guild Holdings Co's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	scott linda	5.9%	1,218,780	SC 13G/A
Feb 13, 2024	mcgarry mary ann	21.5%	4,465,851	SC 13G/A
Feb 07, 2024	adage capital partners gp, l.l.c.	5.71%	1,185,815	SC 13G/A
Jan 22, 2024	bayview asset management, llc	5.2%	1,089,093	SC 13G
Feb 09, 2023	adage capital partners gp, l.l.c.	5.60%	1,161,253	SC 13G/A
Feb 08, 2023	schmidt terry lynn	11.6%	2,388,702	SC 13G/A
Feb 08, 2023	mcgarry mary ann	21.4%	4,407,932	SC 13G/A
Feb 08, 2023	scott linda	6.0%	1,233,517	SC 13G/A
Jan 24, 2022	cherry theresa	4.45%	921,753	SC 13G/A
Jun 18, 2021	cherry theresa	5.20%	1,023,535	SC 13G

Recent SEC filings of Guild Holdings Co

View All Filings

Date Filed	Form Type	Document
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Mar 28, 2024	DEFA14A	DEFA14A
Mar 28, 2024	DEF 14A	DEF 14A
Mar 28, 2024	ARS	ARS
Mar 14, 2024	10-K	Annual Report
Mar 12, 2024	8-K	Current Report
Feb 14, 2024	SC 13G/A	Major Ownership Report
Feb 13, 2024	SC 13G/A	Major Ownership Report

Peers (Alternatives to Guild Holdings Co)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
GS	140.3B	68.5B	3.14%	25.44%	16.47	2.05	136.06%	-24.38%
CME	75.3B	5.6B	-2.63%	12.84%	23.33	13.39	-0.62%	19.89%
ICE	74.9B	9.9B	-4.84%	20.06%	31.62	7.56	2.77%	63.76%
COIN	51.4B	3.1B	-17.71%	305.58%	542.22	16.55	-2.69%	103.61%
FDS	16.1B	2.2B	-6.92%	2.73%	32.95	7.48	7.26%	9.28%
IBKR	12.3B	6.2B	4.49%	49.94%	4.36	1.97	131.94%	52.66%
MID-CAP
JEF	9.3B	8.2B	-0.93%	36.40%	35.3	1.13	17.04%	-76.58%
HLI	8.2B	1.8B	-0.17%	40.04%	31.76	4.47	0.16%	-0.33%
EVR	7.0B	2.4B	-4.05%	62.00%	27.57	2.88	-12.10%	-46.39%
FRHC	4.1B	1.4B	-2.15%	-9.66%	12.29	2.94	96.15%	398.80%
CLSK	3.6B	214.4M	-14.57%	363.43%	-43.96	16.74	75.40%	19.03%
SMALL-CAP
DFIN	1.9B	797.2M	2.64%	47.17%	22.53	2.32	-4.37%	-19.80%
AMRK	938.2M	10.0B	33.76%	14.66%	8.49	0.09	24.24%	-27.96%
COHN	12.7M	83.0M	-7.56%	8.48%	-2.17	0.15	15.07%	81.87%
AAMC	7.5M	3.2M	-12.58%	-96.57%	-0.23	2.36	-44.67%	-104.26%

Guild Holdings Co News

Latest updates

Guild Holdings Co Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																		(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3
Revenue	-77.8%	57.00	257	237	104	134	261	288	482	343	413	294	526	454	564	435	170	103	37.00
Operating Expenses	-3.9%	177	184	186	155	158	175	209	204	281	315	280	313	352	317	271	187	-	212
S&GA Expenses	22.7%	23.00	19.00	-	-	18.00	19.00	6.00	-5.63	8.00	25.00	32.00	27.00	27.00	27.00	26.00	22.00	-	18.00
EBITDA Margin	-69.3%	0.05*	0.17*	0.18*	0.20*	0.42*	0.42*	0.39*	0.34*	0.29*	0.30*	0.35*	0.40*	0.35*	0.05*	0.06*	0.07*	0.10*	-
Interest Expenses	-10.4%	17.00	19.00	17.00	12.00	13.00	11.00	11.00	14.00	16.00	15.00	14.00	17.00	17.00	15.00	15.00	13.00	-	17.00
Income Taxes	-235.7%	-26.18	19.00	14.00	-13.60	-8.23	9.00	20.00	70.00	20.00	25.00	5.00	53.00	23.00	64.00	41.00	-4.18	-	-2.66
Earnings Before Taxes	-262.3%	-119	74.00	50.00	-50.80	-23.22	87.00	78.00	278	62.00	97.00	14.00	214	102	246	164	-17.17	-	6.00
EBT Margin	-203.2%	-0.07*	0.07*	0.09*	0.12*	0.36*	0.37*	0.34*	0.29*	0.25*	0.25*	0.31*	0.37*	0.30*	0.00*	0.00*	0.01*	0.01*	-
Net Income	-271.4%	-93.00	54.00	37.00	-37.19	-15.02	77.00	58.00	208	42.00	72.00	9.00	161	79.00	182	123	-12.99	-	8.00
Net Income Margin	-211.9%	-0.06*	0.05*	0.08*	0.11*	0.28*	0.28*	0.25*	0.22*	0.18*	0.19*	0.23*	0.28*	0.23*	0.00*	0.00*	0.01*	0.01*	-
Free Cashflow	-91.1%	18.00	203	-287	-30.63	78.00	251	56.00	871	-89.92	477	255	34.00	-51.56	-137	-53.98	-233	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet															(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2019Q4
Assets	5.2%	3,677	3,497	3,533	3,182	3,240	3,344	3,601	3,634	4,383	4,484	4,393	4,878	4,818	4,397	2,607
Cash Equivalents	5.2%	120	114	106	148	138	162	249	244	248	303	322	315	340	247	107
Goodwill	0.0%	186	186	185	3.00	177	173	173	173	175	175	111	63.00	63.00	63.00	63.00
Liabilities	12.3%	2,493	2,220	2,281	1,968	1,990	2,079	2,413	2,504	3,463	3,547	3,545	3,980	4,082	3,708	2,201
Shareholder's Equity	-7.3%	1,183	1,277	1,251	1,213	1,249	1,266	1,188	1,129	920	938	849	898	736	688	406
Retained Earnings	-7.6%	1,135	1,228	1,206	1,169	1,206	1,221	1,143	1,085	877	898	825	878	717	667	384
Additional Paid-In Capital	-0.8%	47.00	48.00	45.00	44.00	43.00	44.00	44.00	43.00	42.00	39.00	23.00	20.00	18.00	22.00	22.00
Shares Outstanding	0.0%	61.00	61.00	61.00	61.00	61.00	61.00	61.00	61.00	61.00	60.00	60.00	60.00	60.00	-	-
Minority Interest	-29.6%	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-	-
Float	-	-	-	152	-	-	-	136	-	-	-	192	-	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																		(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3
Cashflow From Operations	-90.8%	18,952	205,228	-286,345	-29,554	78,512	251,633	57,702	871,746	-88,854	478,431	256,533	34,349	-50,315	-133,798	-52,722	-231,206	-	-
Share Based Compensation	-4.0%	2,245	2,338	2,323	1,756	2,405	1,917	1,728	1,272	1,386	1,507	1,457	1,632	1,045	-	-	-	-	-
Cashflow From Investing	40.2%	-30,759	-51,435	-39,168	-15,241	-4,197	-611	-1,320	-1,050	-14,373	-88,306	-1,314	-667	963	-3,339	-1,256	-14,393	-	-
Cashflow From Financing	114.4%	21,304	-147,740	283,324	52,061	-97,511	-335,651	-52,114	-868,505	42,394	-407,688	-248,664	-53,354	136,682	240,978	78,592	262,712	-	-
Dividend Payments	-100.0%	-	30,500	-	-	-	-	-	-	61,100	-	60,000	-	27,166	-	-	10,000	-	-
Buy Backs	12.6%	1,142	1,014	550	568	2,613	1,523	1,445	-	-	-	-	-	-	-	-	-	-	-

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GHLD Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Revenue
Loan origination fees and gain on sale of loans, net	$ 501,303	$ 703,674
Gain on reverse mortgage loans held for investment and HMBS-related borrowings, net	8,233	0
Loan servicing and other fees	246,144	223,403
Valuation adjustment of mortgage servicing rights	(139,560)	217,551
Interest income	104,404	68,144
Interest expense	(66,364)	(49,240)
Other income, net	1,027	1,289
Net revenue	655,187	1,164,821
Expenses
Salaries, incentive compensation and benefits	529,861	619,185
General and administrative	83,213	38,085
Occupancy, equipment and communication	72,476	71,707
Depreciation and amortization	14,580	15,525
Provision for foreclosure losses	1,188	300
Total expenses	701,318	744,802
(Loss) income before income tax (benefit) expense	(46,131)	420,019
Income tax (benefit) expense	(6,994)	91,389
Net (loss) income	(39,137)	328,630
Net (loss) income attributable to non-controlling interests	(128)	32
Net (loss) income attributable to Guild	$ (39,009)	$ 328,598
(Loss) earnings per share attributable to Class A and Class B Common Stock:
Basic (in dollars per share)	$ (0.64)	$ 5.39
Diluted (in dollars per share)	$ (0.64)	$ 5.35
Weighted average shares outstanding of Class A and Class B Common Stock:
Basic (in shares)	60,967	60,981
Diluted (in shares)	60,967	61,379

GHLD Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and cash equivalents	$ 120,260	$ 137,891
Restricted cash	7,121	8,863
Mortgage loans held for sale	901,227	845,775
Reverse mortgage loans held for investment	315,912	0
Ginnie Mae loans subject to repurchase right	699,622	650,179
Accounts and notes receivable, net	85,356	58,304
Derivative assets	15,595	3,120
Mortgage servicing rights, net	1,161,357	1,139,539
Intangible assets, net	25,125	33,075
Goodwill	186,181	176,769
Other assets	158,964	186,076
Total assets	3,676,720	3,239,591
Liabilities and stockholders’ equity
Warehouse lines of credit, net	833,781	713,151
Home Equity Conversion Mortgage-Backed Securities (“HMBS”) related borrowings	302,183	0
Ginnie Mae loans subject to repurchase right	700,120	650,179
Accounts payable and accrued expenses	32,638	34,095
Accrued compensation and benefits	30,794	29,597
Investor reserves	19,973	16,094
Contingent liabilities due to acquisitions	8,720	526
Derivative liabilities	16,245	5,173
Operating lease liabilities	75,832	85,977
Deferred compensation plan	99,154	95,769
Deferred tax liabilities	225,021	232,963
Total liabilities	2,493,227	1,990,304
Commitments and contingencies (Note 18)
Stockholders’ equity
Preferred stock, $0.01 par value; 50,000,000 shares authorized; no shares issued and outstanding	0	0
Additional paid-in capital	47,158	42,727
Retained earnings	1,135,387	1,205,885
Non-controlling interests	337	66
Total stockholders’ equity	1,183,493	1,249,287
Total liabilities and stockholders’ equity	3,676,720	3,239,591
Class A Common Stock
Stockholders’ equity
Common stock	208	206
Class B Common Stock
Stockholders’ equity
Common stock	403	403
Nonrelated Party
Liabilities and stockholders’ equity
Notes payable	148,766	126,250
Related Party
Liabilities and stockholders’ equity
Notes payable	$ 0	$ 530

About Guild Holdings Co

Guild Holdings Company originates, sells, and services residential mortgage loans in the United States. It operates in two segments, Origination and Servicing. The company originates residential mortgages through retail and correspondent channels. Guild Holdings Company was incorporated in 1960 and is headquartered in San Diego, California.

CEO	Ms. Terry Lynn Schmidt
WEBSITE	guildmortgage.com
INDUSTRY	Mortgage Finance
EMPLOYEES	4000

Guild Holdings Co Frequently Asked Questions

What is the ticker symbol for Guild Holdings Co? What does GHLD stand for in stocks?

GHLD is the stock ticker symbol of Guild Holdings Co. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Guild Holdings Co (GHLD)?

As of Mon Apr 29 2024, market cap of Guild Holdings Co is 822.44 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of GHLD stock?

You can check GHLD's fair value in chart for subscribers.

What is the fair value of GHLD stock?

You can check GHLD's fair value in chart for subscribers. The fair value of Guild Holdings Co is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Guild Holdings Co is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for GHLD so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Guild Holdings Co a good stock to buy?

The fair value guage provides a quick view whether GHLD is over valued or under valued. Whether Guild Holdings Co is cheap or expensive depends on the assumptions which impact Guild Holdings Co's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for GHLD.

What is Guild Holdings Co's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 29 2024, GHLD's PE ratio (Price to Earnings) is -21.08 and Price to Sales (PS) ratio is 1.26. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. GHLD PE ratio will change depending on the future growth rate expectations of investors.