GNTY - Guaranty Bancshares Inc-TX Stock Price, Fair Value and News

30.18USD+1.15 (+3.96%)Market Closed

Market Summary

USD30.18+1.15

Market Closed

3.96%

GNTY Stock Price

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GNTY RSI Chart

GNTY Valuation

Market Cap

348.1M

Price/Earnings (Trailing)

11.59

Price/Sales (Trailing)

2.56

EV/EBITDA

2.5

Price/Free Cashflow

10.74

GNTY Price/Sales (Trailing)

GNTY Profitability

EBT Margin

27.29%

Return on Equity

9.9%

Return on Assets

0.94%

Free Cashflow Yield

9.32%

GNTY Fundamentals

GNTY Revenue

Revenue (TTM)

136.1M

Rev. Growth (Yr)

19.84%

Rev. Growth (Qtr)

-48.79%

GNTY Earnings

Earnings (TTM)

30.0M

Earnings Growth (Yr)

-26.73%

Earnings Growth (Qtr)

-6.65%

Breaking Down GNTY Revenue

Last 7 days

2.9%

Last 30 days

3.9%

Last 90 days

-1.1%

Trailing 12 Months

31.2%

How does GNTY drawdown profile look like?

GNTY Financial Health

GNTY Investor Care

Dividend Yield

3.05%

Dividend/Share (TTM)

0.92

Buy Backs (1Y)

3.43%

Diluted EPS (TTM)

2.56

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	115.8M	125.4M	132.7M	136.1M
2022	91.9M	95.7M	103.0M	104.5M
2021	94.6M	93.3M	93.6M	92.5M
2020	102.5M	103.5M	102.6M	93.3M
2019	83.4M	88.0M	90.1M	102.6M
2018	62.9M	66.2M	71.7M	77.2M
2017	66.4M	68.1M	69.8M	61.0M
2016	52.1M	56.3M	60.5M	64.7M
2015	0	0	0	47.8M

Get all data in R, Python etc through our Historical Stock Data APIs

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Tracking the Latest Insider Buys and Sells of Guaranty Bancshares Inc-TX

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 13, 2024	bunch james s.	bought	29,400	29.4	1,000	-
Feb 13, 2024	gallerano lisa s.	bought	1,592	28.44	56.00	evp and general counsel
Jan 31, 2024	gallerano lisa s.	acquired	9,970	30.49	327	evp and general counsel
Jan 31, 2024	sharp robert p.	acquired	7,165	30.49	235	evp - guaranty bank & trust
Jan 31, 2024	brown william travis	acquired	9,787	30.49	321	sevp - chief lending officer
Jan 31, 2024	lower harold e. ii	acquired	10,153	30.49	333	evp - guaranty bank & trust
Jan 31, 2024	roberts a. craig	acquired	7,012	30.49	230	evp - guaranty bank & trust
Jan 31, 2024	jacobson shalene a.	acquired	7,866	30.49	258	evp & chief financial officer
Dec 28, 2023	baker richard w.	gifted	-	-	324,000	-
Dec 28, 2023	baker richard w.	gifted	-	-	-324,000	-

Which funds bought or sold GNTY recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 01, 2024	CONCOURSE FINANCIAL GROUP SECURITIES, INC.	sold off	-	-	-	-%
May 01, 2024	BNP PARIBAS FINANCIAL MARKETS	added	97.16	54,468	124,263	-%
Apr 30, 2024	Arkadios Wealth Advisors	unchanged	-	-867,228	8,076,400	0.63%
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-4.92	-225,015	1,366,020	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-63.08	-17,000	8,000	-%
Apr 22, 2024	Strategic Financial Concepts, LLC	new	-	448,569	448,569	0.11%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	22,496	153,408	-%
Apr 22, 2024	Raymond James Financial Services Advisors, Inc.	unchanged	-	-50,152	467,058	-%
Apr 10, 2024	AMERICAN NATIONAL BANK	unchanged	-	-897	8,349	-%
Apr 05, 2024	CWM, LLC	new	-	-	-	-%

Are Funds Buying or Selling GNTY?

Are funds buying GNTY calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own GNTY

No. of Funds

Unveiling Guaranty Bancshares Inc-TX's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 12, 2024	guaranty bancshares inc employee stock ownership plan	8.9%	1,021,462	SC 13G/A
Feb 12, 2024	baker richard w.	5.7%	655,500	SC 13G/A
Jan 31, 2024	blackrock inc.	5.4%	617,772	SC 13G
Feb 10, 2023	guaranty bancshares inc employee stock ownership plan	9.1%	1,091,957	SC 13G/A
Jan 20, 2023	baker richard w.	5.3%	638,508	SC 13G
Feb 11, 2022	guaranty bancshares inc employee stock ownership plan	10.4%	1,254,757	SC 13G/A
Feb 12, 2021	guaranty bancshares inc employee stock ownership plan	11.2%	1,225,827	SC 13G/A
Feb 11, 2020	guaranty bancshares inc employee stock ownership plan	10.6%	1,224,634	SC 13G/A

Recent SEC filings of Guaranty Bancshares Inc-TX

View All Filings

Date Filed	Form Type	Document
Apr 15, 2024	8-K	Current Report
Apr 01, 2024	8-K	Current Report
Apr 01, 2024	8-K	Current Report
Apr 01, 2024	ARS	ARS
Apr 01, 2024	DEF 14A	DEF 14A
Mar 21, 2024	4	Insider Trading
Mar 21, 2024	4	Insider Trading
Mar 21, 2024	4	Insider Trading
Mar 21, 2024	4	Insider Trading
Mar 21, 2024	4	Insider Trading

Peers (Alternatives to Guaranty Bancshares Inc-TX)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	550.4B	174.7B	-3.62%	40.95%	10.93	3.15	53.11%	19.83%
BAC	288.3B	127.4B	-1.15%	32.34%	11.52	2.26	44.27%	-12.56%
WFC	208.6B	85.8B	4.32%	56.01%	11.11	2.43	35.02%	26.14%
C	117.6B	133.3B	-2.05%	34.77%	12.75	0.88	79.09%	-
CFG	16.1B	10.2B	-0.14%	33.45%	9.98	1.57	44.53%	-22.43%
KEY	14.0B	8.1B	-2.62%	55.93%	16.03	1.72	32.15%	-50.93%
MID-CAP
CMA	6.9B	4.2B	-3.21%	45.81%	9.9	1.62	34.68%	-45.96%
ZION	6.3B	3.9B	0.71%	88.53%	9.31	1.6	45.91%	-25.03%
ABCB	3.4B	1.3B	3.97%	58.26%	12.49	2.62	43.24%	-22.35%
ASB	3.3B	1.8B	5.09%	36.86%	20.51	1.79	32.64%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	391.4M	152.4M	-5.49%	44.45%	39.37	2.57	16.94%	-73.84%
AROW	387.7M	162.6M	-2.25%	14.75%	12.89	2.38	25.39%	-38.37%
ACNB	284.2M	96.6M	-5.09%	17.23%	8.97	2.94	11.02%	-11.37%
ASRV	42.0M	60.9M	2.51%	-13.74%	-12.56	0.69	24.06%	-144.92%

Guaranty Bancshares Inc-TX News

Latest updates

Guaranty Bancshares Inc-TX Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	-48.8%	20.00	40.00	39.00	37.00	17.00	32.00	29.00	26.00	15.00	25.00	25.00	27.00	17.00	25.00	27.00	25.00	26.00	26.00	26.00	25.00	13.00
EBITDA Margin	-7.3%	1.02*	1.09*	1.24*	1.38*	1.54*	1.54*	1.59*	1.61*	1.61*	1.60*	1.60*	1.45*	-	-	-	-	-	-	-	-	-
Interest Expenses	2.2%	24.00	23.00	25.00	25.00	28.00	28.00	27.00	24.00	24.00	24.00	23.00	24.00	24.00	22.00	23.00	21.00	20.00	20.00	19.00	19.00	19.00
Income Taxes	-6.7%	1.00	1.00	3.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	-0.19	1.00	2.00	2.00	1.00	1.00	1.00
Earnings Before Taxes	-6.7%	7.00	8.00	12.00	10.00	10.00	13.00	13.00	13.00	11.00	11.00	13.00	13.00	12.00	12.00	1.00	8.00	9.00	9.00	7.00	7.00	8.00
EBT Margin	-8.8%	0.27*	0.30*	0.36*	0.40*	0.47*	0.49*	0.51*	0.52*	0.52*	0.53*	0.54*	0.41*	-	-	-	-	-	-	-	-	-
Net Income	-6.7%	6.00	6.00	10.00	8.00	8.00	11.00	11.00	11.00	9.00	9.00	10.00	11.00	10.00	10.00	1.00	6.00	7.00	8.00	6.00	5.00	7.00
Net Income Margin	-9.0%	0.22*	0.24*	0.29*	0.33*	0.39*	0.40*	0.42*	0.43*	0.43*	0.43*	0.44*	0.34*	-	-	-	-	-	-	-	-	-
Free Cashflow	298.6%	30.00	-14.97	8.00	10.00	9.00	4.00	3.00	17.00	5.00	15.00	11.00	9.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-1.4%	3,185	3,230	3,206	3,356	3,351	3,390	3,281	3,190	3,086	2,968	2,933	2,891	2,741	2,663	2,667	2,391	2,318	2,326	2,333	2,309	2,267
Cash Equivalents	-	3.00	-	-	-	7.00	-	-	-	3.00	-	-	-	1.00	-	-	-	7.00	-	92.00	108	4.00
Net PPE	0.5%	57.00	57.00	56.00	55.00	54.00	54.00	54.00	54.00	53.00	54.00	54.00	55.00	55.00	55.00	55.00	54.00	53.00	53.00	53.00	52.00	52.00
Goodwill	0%	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00
Liabilities	-1.8%	2,881	2,934	2,909	3,056	3,056	3,102	2,998	2,898	2,784	2,671	2,645	2,611	2,468	2,396	2,408	2,137	2,057	2,070	2,083	2,059	2,022
Shareholder's Equity	2.4%	303	296	297	300	295	289	283	292	302	297	288	280	273	267	259	254	262	256	250	250	245
Retained Earnings	2.1%	157	154	150	143	138	132	124	116	108	101	94.00	86.00	113	106	98.00	99.00	98.00	93.00	87.00	83.00	80.00
Additional Paid-In Capital	0.1%	229	229	228	228	228	227	226	226	226	224	224	224	188	187	187	187	187	186	186	186	185
Shares Outstanding	-0.1%	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	-	-	-	-	-	-	-	-	-
Minority Interest	-2.2%	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	-	-	-	-	-	-	-	-	-	-	-	-	-
Float	-	-	-	234	-	-	-	306	-	-	-	305	-	-	-	255	-	-	-	252	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	331.8%	31,054	-13,399	9,840	11,712	10,581	5,570	4,032	18,663	6,323	15,556	11,781	9,884	14,315	13,358	5,218	9,630	11,223	14,304	-3,806	10,325	6,252
Share Based Compensation	1.4%	149	147	150	148	203	164	165	156	221	183	167	162	255	182	157	155	170	179	177	137	214
Cashflow From Investing	-157.0%	-14,802	25,981	88,093	44,761	20,442	-53,792	-246,659	-404,955	-26,795	-79,368	-19,782	-76,733	75,642	4,087	-225,041	-20,456	37,412	-33,700	-26,755	5,303	-3,968
Cashflow From Financing	-381.1%	-56,905	20,244	-158,707	-4,815	-48,725	101,368	91,559	108,778	111,202	25,469	31,747	138,530	68,463	-15,068	263,889	67,040	-16,569	-14,391	14,692	21,166	15,175
Dividend Payments	-0.4%	2,658	2,668	2,744	2,627	2,621	2,623	2,656	2,424	2,416	2,412	2,411	2,188	2,201	2,092	2,118	2,076	4,091	1,961	-	2,013	2,014
Buy Backs	-59.3%	688	1,689	8,106	744	-	687	6,158	1,993	-	-	-	-	2,817	633	2,660	10,817	73.00	870	7,265	1,932	4,256

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GNTY Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF EARNINGS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income
Loans, including fees	$ 136,086	$ 104,503	$ 92,497
Securities
Taxable	11,580	11,466	4,762
Nontaxable	4,789	5,131	4,218
Nonmarketable equity securities	1,288	1,246	740
Federal funds sold and interest-bearing deposits	2,749	863	333
Total interest income	156,492	123,209	102,550
Interest expense
Deposits	44,981	9,753	5,651
FHLB advances and federal funds purchased	11,626	3,855	413
Subordinated debentures	2,143	1,722	700
Other borrowed money	762	50	228
Total interest expense	59,512	15,380	6,992
Net interest income	96,980	107,829	95,558
Provision for (reversal of provision for) credit losses	0	2,150	(1,700)
Net interest income after reversal of provision for credit losses	96,980	105,679	97,258
Noninterest income
Service charges	4,387	4,288	3,772
Net realized (loss) gain on sales of securities available for sale	(229)	172	0
Net realized gain on sale of loans	1,201	2,435	5,528
Merchant and debit card fees	7,307	7,121	6,717
Other income	9,847	9,469	8,559
Total noninterest income	22,513	23,485	24,576
Noninterest expense
Employee compensation and benefits	48,862	47,477	42,345
Occupancy expenses	11,301	11,129	10,944
Other expenses	22,191	21,301	19,989
Total noninterest expense	82,354	79,907	73,278
Income before income taxes	37,139	49,257	48,556
Income tax provision	7,130	8,834	8,750
Net earnings	30,009	40,423	39,806
Net loss attributable to noncontrolling interest	28	24	0
Net earnings attributable to Guaranty Bancshares, Inc.	$ 30,037	$ 40,447	$ 39,806
Basic earnings per share	$ 2.57	$ 3.38	$ 3.3
Diluted earnings per share	$ 2.56	$ 3.34	$ 3.26

GNTY Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 47,744	$ 52,390
Federal funds sold	36,575	47,275
Interest-bearing deposits	5,205	6,802
Total cash and cash equivalents	89,524	106,467
Securities available for sale	196,195	188,927
Securities held to maturity	404,208	509,008
Loans held for sale	976	3,156
Loans, net of allowance for credit losses of $30,920 and $31,974, respectively	2,290,881	2,344,245
Accrued interest receivable	13,143	11,555
Premises and equipment, net	57,018	54,291
Other real estate owned	0	38
Cash surrender value of life insurance	42,348	38,404
Core deposit intangible, net	1,418	1,859
Goodwill	32,160	32,160
Other assets	56,920	61,385
Total assets	3,184,791	3,351,495
Deposits
Noninterest-bearing	852,957	1,052,144
Interest-bearing	1,780,289	1,629,010
Total deposits	2,633,246	2,681,154
Securities sold under agreements to repurchase	25,172	7,221
Accrued interest and other liabilities	32,242	28,409
Line of credit	4,500	0
Federal Home Loan Bank advances	140,000	290,000
Subordinated debt, net	45,785	49,153
Total liabilities	2,880,945	3,055,937
Commitments and contingencies (see Note 15)
Equity
Preferred stock, $5.00 par value, 15,000,000 shares authorized, no shares issued	0	0
Common stock, $1.00 par value, 50,000,000 shares authorized, 14,242,328 and 14,208,558 shares issued, and 11,540,644 and 11,941,672 shares outstanding, respectively	14,242	14,209
Additional paid-in capital	228,986	227,727
Retained earnings	156,878	137,565
Treasury stock, 2,701,684 and 2,266,886 shares, respectively, at cost	(71,484)	(60,257)
Accumulated other comprehensive loss	(25,322)	(24,260)
Equity attributable to Guaranty Bancshares, Inc.	303,300	294,984
Noncontrolling interest	546	574
Total equity	303,846	295,558
Total liabilities and equity	$ 3,184,791	$ 3,351,495

About Guaranty Bancshares Inc-TX

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland, agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier's check services, as well as online and mobile banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. The company was founded in 1913 and is headquartered in Addison, Texas.

CEO	Mr. Tyson Todd Abston
WEBSITE	gnty.com
INDUSTRY	Banks Diversified
EMPLOYEES	494

Guaranty Bancshares Inc-TX Frequently Asked Questions

What is the ticker symbol for Guaranty Bancshares Inc-TX? What does GNTY stand for in stocks?

GNTY is the stock ticker symbol of Guaranty Bancshares Inc-TX. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Guaranty Bancshares Inc-TX (GNTY)?

As of Thu May 02 2024, market cap of Guaranty Bancshares Inc-TX is 348.12 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of GNTY stock?

You can check GNTY's fair value in chart for subscribers.

What is the fair value of GNTY stock?

You can check GNTY's fair value in chart for subscribers. The fair value of Guaranty Bancshares Inc-TX is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Guaranty Bancshares Inc-TX is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for GNTY so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Guaranty Bancshares Inc-TX a good stock to buy?

The fair value guage provides a quick view whether GNTY is over valued or under valued. Whether Guaranty Bancshares Inc-TX is cheap or expensive depends on the assumptions which impact Guaranty Bancshares Inc-TX's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for GNTY.

What is Guaranty Bancshares Inc-TX's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu May 02 2024, GNTY's PE ratio (Price to Earnings) is 11.59 and Price to Sales (PS) ratio is 2.56. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. GNTY PE ratio will change depending on the future growth rate expectations of investors.