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GWRE

60.74USD-0.16(-0.26%)Delayed

Guidewire Software Inc

Market Summary

USD60.74-0.16Delayed
-0.26%

GWRE Stock Price

RSI Chart

Valuation

Market Cap

5.0B

Price/Earnings

-33.17

Price/Sales

6.14

Price/Cashflow

-131.53

MarketCap/EBT

-21.72

Price/Sales

Profitability

EBT Margin

-28.27%

Return on Equity

-10.36%

Return on Assets

-6.64%

Fundamentals

Revenue

Revenue (TTM)

812.6M

Revenue Y/Y

6.61%

Revenue Q/Q

23.88%

Earnings

Earnings (TTM)

-150.4M

Earnings Y/Y

-56.81%

Earnings Q/Q

-41.21%

Price Action

52 Week Range

52.08118.86
(Low)(High)

Last 7 days

4.6%

Last 30 days

8.0%

Last 90 days

-11.3%

Trailing 12 Months

-48.2%

Financial Health

Current Ratio

3.71

Investor Care

Shares Dilution (1Y)

1.21%

Diluted EPS (TTM)

-2.16

Peers (Alternatives to Guidewire Software)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
1.8T
203.1B
16.19% -21.88%
25.2
8.66
15.22% 2.81%
208.6B
44.2B
10.96% -5.77%
35.9
4.72
8.12% -58.36%
163.0B
30.3B
-3.63% -44.66%
304.14
5.56
21.26% -84.01%
151.4B
17.2B
13.38% -49.17%
31.46
8.81
13.86% -17.57%
25.1B
4.3B
-5.46% -61.25%
25.38
5.85
11.14% -39.03%
12.1B
693.1M
-3.12% 59.08%
44.35
17.39
-2.84% -14.76%
MID-CAP
9.6B
631.5M
-1.97% 16.85%
-45.68
15.19
33.30% -26.60%
7.5B
740.5M
12.08% -18.13%
67.22
10.14
15.84% 1.13%
5.0B
812.6M
8.04% -48.17%
-33.17
6.14
9.33% -463.42%
3.6B
421.7M
-19.92% -44.81%
-29.08
8.53
27.49% -161.02%
2.6B
506.4M
0.39% 55.58%
-71.14
5.11
10.10% -203.10%
2.4B
308.3M
1.17% 7.67%
-23.19
7.94
13.75% -232.84%
SMALL-CAP
991.7M
371.9M
6.18% -58.89%
-8.92
2.67
15.01% -44.50%
653.0M
399.9M
20.08% -33.40%
-6.96
1.63
4.73% 8.15%
246.7M
310.7M
-1.33% -63.18%
-4.28
0.79
2.66% -1.77%

Financials for Guidewire Software

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue1.9%813797764739743
Gross Profit-3.7%352366361352368
Operating Expenses3.5%552533512491474
  S&GA Expenses4.2%195187179168161
  R&D Expenses2.4%250244234227219
Earnings Before Taxes-15.4%-229.71-198.98-170.46-141.73-104.28
Net Income-16.1%-150.43-129.62-97.59-66.51
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets5.1%2,2672,1572,1842,1782,322
  Current Assets18.6%1,2531,0561,0781,0811,355
    Cash Equivalents88.1%615327257240385
  Net PPE0.8%8180828380
  Goodwill0.0%372372372372341
Liabilities15.2%815708703680777
  Current Liabilities42.4%338237231204300
Shareholder's Equity0.1%1,4521,4501,4801,4981,545
  Retained Earnings-12.3%-283.98-252.95-195.51-143.64-66.10
  Additional Paid-In Capital2.0%1,7211,6881,6501,617-
Accumulated Depreciation6.7%5653485451
Shares Outstanding0.3%84838383-
Cashflow (Last 12 Months)
(In Thousands)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations-187.9%-37,940.00-13,178.003,91320,252111,587
  Share Based Compensation3.9%137,011131,839127,134119,165115,009
Cashflow From Investing113.4%312,212146,30789,416125,67164,191
Cashflow From Financing50.9%-37,335.00-76,067.00-155,881.00-182,348.00-159,387.00
  Buy Backs-50.8%37,45176,193156,091183,811161,319

Risks

What is the probability of a big loss on GWRE?

73.8%


Probability that Guidewire Software stock will be more than 20% underwater in next one year

35.4%


Probability that Guidewire Software stock will be more than 30% underwater in next one year.

10%


Probability that Guidewire Software stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does GWRE drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Guidewire Software was unfortunately bought at previous high price.

Returns

Cumulative Returns on GWRE

7.5%


10-Year Cumulative Returns

0.3%


7-Year Cumulative Returns

-3.6%


5-Year Cumulative Returns

-20.3%


3-Year Cumulative Returns

What are the long-term rolling returns for GWRE?

FIve years rolling returns for Guidewire Software.

Which funds bought or sold GWRE recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
2,892,000
2,892,000
0.03%
2022-11-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
REDUCED
-1.51
-1,330,000
7,805,000
0.01%
2022-11-21
FourThought Financial, LLC
UNCHANGED
-
-
4,000
-%
2022-11-17
M&T Bank Corp
ADDED
8.6
-12,000
211,000
-%
2022-11-16
Neo Ivy Capital Management
NEW
-
11,000
11,000
0.03%
2022-11-16
Advisors Capital Management, LLC
ADDED
73.06
699,000
2,187,000
0.06%
2022-11-16
CAPTRUST FINANCIAL ADVISORS
REDUCED
-12.55
-112,000
353,000
-%
2022-11-15
JANE STREET GROUP, LLC
ADDED
700
1,576,000
1,809,000
-%
2022-11-15
Baird Financial Group, Inc.
NEW
-
310,000
310,000
-%
2022-11-15
NOMURA HOLDINGS INC
REDUCED
-50
-1,292,000
986,000
-%

1–10 of 43

Latest Funds Activity

Are funds buying GWRE calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own GWRE

Guidewire Software News

Seeking Alpha

Stocks To Watch: Oil Plays, Lowe's, Southwest Airlines And Lululemon In Focus.5 hours ago

GWRE Fair Value

Recent SEC filings of Guidewire Software

View All Filings
Date Filed Form Type Document
Nov 08, 2022
DEF 14A
DEF 14A
Nov 08, 2022
DEFA14A
DEFA14A
Oct 28, 2022
PRE 14A
PRE 14A
Oct 04, 2022
4
Insider Trading
Oct 03, 2022
3
Insider Trading
Sep 26, 2022
10-K
Annual Report
Sep 22, 2022
8-K
Current Report
Sep 21, 2022
4
Insider Trading
Sep 21, 2022
4
Insider Trading
Sep 19, 2022
4
Insider Trading

Latest Insider Trading transactions for GWRE

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-09-20
Cooper Jeffrey Elliott
SOLD
-144,108
62.1421
-2,319
Chief Financial Officer
2022-09-20
King James Winston
SOLD
-198,273
62.0961
-3,193
Chief Admin Officer, Gen Couns
2022-09-19
Hung Priscilla
SOLD
-464,990
62.8195
-7,402
President & COO
2022-09-19
King James Winston
SOLD
-195,367
62.8191
-3,110
Chief Admin Officer, Gen Couns
2022-09-19
Cooper Jeffrey Elliott
SOLD
-182,427
62.8193
-2,904
Chief Financial Officer
2022-09-19
Rosenbaum Michael George
SOLD
-1,745,500
62.8195
-27,786
Chief Executive Officer
2022-09-15
Hung Priscilla
ACQUIRED
-
-
27,534
President & COO
2022-09-15
King James Winston
ACQUIRED
-
-
6,109
Chief Admin Officer, Gen Couns
2022-09-15
Hung Priscilla
ACQUIRED
-
-
11,020
President & COO
2022-09-15
Rosenbaum Michael George
ACQUIRED
-
-
59,568
Chief Executive Officer

1–10 of 50

Mike Rosenbaum
2940
Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCenter applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management to capitalize on customer information; and Guidewire Product Content Management that offers software tools and standards-based line-of-business templates to introduce and modify products. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predictive Analytics, a set of cloud-native applications; Guidewire Risk Insights that allows insurers to assess new and evolving risks; Guidewire Business Intelligence that allows insurers to measure business performance; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse, as well as implementation and integration, and professional services. The company was founded in 2001 and is headquartered in San Mateo, California.

GWRE Income Statement

2022-07-31
Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Jul. 31, 2022
Jul. 31, 2021
Jul. 31, 2020
Revenue:   
Total revenue$ 812,614$ 743,267$ 742,307
Cost of revenue:   
Total cost of revenue460,394375,054338,015
Gross profit:   
Total gross profit352,220368,213404,292
Operating expenses:   
Research and development249,665219,494200,575
Sales and marketing194,611160,544142,420
General and administrative107,39193,75985,183
Total operating expenses551,667473,797428,178
Income (loss) from operations(199,447)(105,584)(23,886)
Interest income6,2777,39524,705
Interest expense(19,446)(18,711)(17,945)
Other income (expense), net(17,099)12,619(7,205)
Income (loss) before provision for (benefit from) income taxes(229,715)(104,281)(24,331)
Provision for (benefit from) income taxes(49,284)(37,774)2,867
Net income (loss)$ (180,431)$ (66,507)$ (27,198)
Earnings per share:   
Basic (in USD per share)$ (2.16)$ (0.79)$ (0.33)
Diluted (in USD per share)$ (2.16)$ (0.79)$ (0.33)
Shares used in computing earnings per share:   
Basic (in shares)83,569,51783,577,37582,855,392
Diluted (in shares)83,569,51783,577,37582,855,392
Subscription and support   
Revenue:   
Total revenue$ 343,708$ 252,358$ 203,473
Cost of revenue:   
Total cost of revenue213,275164,983117,158
Gross profit:   
Total gross profit130,43387,37586,315
License   
Revenue:   
Total revenue258,631303,792331,554
Cost of revenue:   
Total cost of revenue8,75410,56911,566
Gross profit:   
Total gross profit249,877293,223319,988
Services   
Revenue:   
Total revenue210,275187,117207,280
Cost of revenue:   
Total cost of revenue238,365199,502209,291
Gross profit:   
Total gross profit$ (28,090)$ (12,385)$ (2,011)

GWRE Balance Sheet

2022-07-31
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jul. 31, 2022
Jul. 31, 2021
CURRENT ASSETS:  
Cash and cash equivalents$ 606,303$ 384,910
Short-term investments369,865734,517
Accounts receivable, net of allowances of $359 and $1,057, respectively143,797104,068
Unbilled accounts receivable, net71,51579,061
Prepaid expenses and other current assets61,22352,729
Total current assets1,252,7031,355,285
Long-term investments187,507227,164
Unbilled accounts receivable, net13,91424,361
Property and equipment, net80,74080,061
Operating lease assets90,28797,447
Intangible assets, net21,36119,743
Goodwill372,192340,877
Deferred tax assets, net191,461138,428
Other assets56,73238,479
TOTAL ASSETS2,266,8972,321,845
CURRENT LIABILITIES:  
Accounts payable40,44027,830
Accrued employee compensation90,962102,137
Deferred revenue, net170,776138,699
Other current liabilities35,34031,648
Total current liabilities337,518300,314
Lease liabilities105,123115,374
Convertible senior notes, net358,216343,825
Deferred revenue, net7,5007,237
Other liabilities6,88310,201
Total liabilities815,240776,951
Commitments and contingencies (Note 9)
STOCKHOLDERS’ EQUITY:  
Common stock, par value $0.0001 per share—500,000,000 shares authorized as of July 31, 2020 and 2019; 83,461,925 and 82,140,883 shares issued and outstanding as of July 31, 2020 and 2019, respectively88
Additional paid-in capital1,755,4761,617,204
Accumulated other comprehensive income (loss)(19,845)(6,218)
Retained earnings (accumulated deficit)(283,982)(66,100)
Total stockholders’ equity1,451,6571,544,894
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY$ 2,266,897$ 2,321,845