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Guidewire Software Inc Stock Research

GWRE

81.23USD+1.70(+2.14%)Market Closed

Market Summary

USD81.23+1.70
Market Closed
2.14%

GWRE Stock Price

GWRE RSI Chart

GWRE Valuation

Market Cap

6.7B

Price/Earnings (Trailing)

-39.92

Price/Sales (Trailing)

7.66

EV/EBITDA

-40.08

Price/Free Cashflow

-359.11

GWRE Price/Sales (Trailing)

GWRE Profitability

EBT Margin

-23.38%

Return on Equity

-16.27%

Return on Assets

-9.9%

Free Cashflow Yield

-0.28%

GWRE Fundamentals

GWRE Revenue

Revenue (TTM)

869.9M

Revenue Y/Y

13.67%

Revenue Q/Q

19.12%

GWRE Earnings

Earnings (TTM)

-167.0M

Earnings Y/Y

77.41%

Earnings Q/Q

86.74%

Price Action

52 Week Range

52.0883.14
(Low)(High)

Last 7 days

1.1%

Last 30 days

8.6%

Last 90 days

16.4%

Trailing 12 Months

1.6%

GWRE Financial Health

Current Ratio

3.66

GWRE Investor Care

Buy Backs (1Y)

1.63%

Diluted EPS (TTM)

-2

Peers (Alternatives to Guidewire Software)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
2.5T
207.6B
12.70% 25.81%
35.87
11.93
7.81% -4.74%
190.7B
18.0B
14.41% 1.66%
40.25
10.59
11.50% -1.86%
-
-
-29.25% -13.98%
-
-
- -
281.0B
48.0B
11.07% 46.64%
33.56
5.86
14.66% 10.75%
217.4B
31.4B
12.49% 32.61%
1.0K
6.93
19.41% -85.60%
20.5B
4.4B
7.88% -38.07%
198.13
4.68
7.15% -92.46%
MID-CAP
2.9B
489.0M
13.36% -11.92%
-19.47
6.28
23.89% -67.60%
11.1B
809.1M
8.18% 50.50%
81.07
13.74
17.99% 15.82%
6.7B
869.9M
8.60% 1.58%
-39.92
7.66
13.87% -28.82%
2.4B
-
1.17% 7.67%
-23.16
7.93
- -
SMALL-CAP
1.1B
396.1M
29.79% 5.39%
-5.73
2.87
14.23% -99.11%
1.1B
400.9M
1.28% 74.75%
-16.18
2.66
2.63% 29.30%
92.8M
315.6M
-17.82% -77.71%
-0.5
0.29
2.89% -207.54%

Financials for Guidewire Software

Income Statement (Last 12 Months)
Description(%) Q/Q2023Q12022Q42022Q32022Q22022Q1
Revenue3.3%869,940,000841,962,000812,614,000797,450,000763,970,000
Gross Profit5.8%388,431,000367,159,000352,220,000376,860,000371,803,000
Operating Expenses0.9%580,813,000575,782,000551,667,000544,182,000523,547,000
  S&GA Expenses-1.9%191,062,000194,788,000194,611,000181,459,000174,196,000
  R&D Expenses2.4%249,208,000243,310,000249,665,000234,507,000224,613,000
EBITDA19.4%-159,428,000-197,759,000-176,729,000-146,052,000-
EBITDA Margin22.0%-0.18-0.23-0.22-0.18-
Earnings Before Taxes17.6%-203,388,000-246,814,000-229,715,000-198,978,000-170,463,000
EBT Margin20.2%-0.23-0.29-0.28-0.25-
Interest Expenses-19.3%13,170,00016,326,00019,446,00019,254,00019,067,000
Net Income15.9%-166,981,000-198,473,000-180,431,000-150,433,000-129,622,000
Net Income Margin3.2%-0.23-0.24-0.22-0.19-
Free Cahsflow26.1%-18,560,000-25,114,000-47,450,000-27,750,000-
Balance Sheet
(In Millions)
Description(%) Q/Q2023Q12022Q42022Q32022Q22022Q1
Assets2.8%2,0041,9492,2672,1572,184
  Current Assets6.6%1,0069441,2531,0561,078
    Cash Equivalents4.5%275263606327266
  Net PPE-0.6%79.0079.0081.0080.0082.00
  Goodwill0%372372372372372
Liabilities2.7%784763815708703
  Current Liabilities8.9%275253338237231
Shareholder's Equity3.0%1,2201,1851,4521,4501,480
  Retained Earnings-1.9%-482-473-283-252-195
  Additional Paid-In Capital2.2%1,7191,6831,7551,7211,688
Accumulated Depreciation6.7%56.0053.0048.00--
Shares Outstanding-1.5%82.0083.0084.0084.0083.00
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2023Q12022Q42022Q32022Q22022Q1
Cashflow From Operations23.1%-14.10-18.33-37.94-13.184.00
  Share Based Compensation-1.2%138140137132127
Cashflow From Investing-6.9%23225031214689.00
Cashflow From Financing5.3%-199-211-37.33-76.07-155
  Buy Backs-5.3%20021137.0076.00156

Risks for GWRE

What is the probability of a big loss on GWRE?

83.5%


Probability that Guidewire Software stock will be more than 20% underwater in next one year

45%


Probability that Guidewire Software stock will be more than 30% underwater in next one year.

17.3%


Probability that Guidewire Software stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does GWRE drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Guidewire Software was unfortunately bought at previous high price.

Drawdowns

Returns for GWRE

Cumulative Returns on GWRE

7.1%


10-Year Cumulative Returns

4.8%


7-Year Cumulative Returns

-2.7%


5-Year Cumulative Returns

-6.5%


3-Year Cumulative Returns

What are the long-term rolling returns for GWRE?

FIve years rolling returns for Guidewire Software.

Annualized Returns

Which funds bought or sold GWRE recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-05-22
Raleigh Capital Management Inc.
added
25.24
8,282
21,169
0.01%
2023-05-22
AMERIPRISE FINANCIAL INC
sold off
-100
-1,295,000
-
-%
2023-05-22
Arete Wealth Advisors, LLC
sold off
-100
-916,573,000
-
-%
2023-05-22
PUTNAM INVESTMENTS LLC
sold off
-100
-541,418
-
-%
2023-05-18
NEW YORK STATE COMMON RETIREMENT FUND
added
3.56
16,423,000
62,267,000
0.08%
2023-05-18
JPMORGAN CHASE & CO
added
7.13
45,042,800
156,247,000
0.02%
2023-05-17
Sunbelt Securities, Inc.
new
-
4,215
4,215
-%
2023-05-17
Advisory Services Network, LLC
added
15.91
1,432
4,185
-%
2023-05-16
SUSQUEHANNA INTERNATIONAL GROUP, LLP
reduced
-31.84
-274,468
2,312,830
-%
2023-05-16
Rockefeller Capital Management L.P.
sold off
-100
-
-
-%

1–10 of 39

Latest Funds Activity

Are funds buying GWRE calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own GWRE
No. of Funds

Guidewire Software News

MarketBeat
AXQ Capital LP Acquires Shares of 4176 Guidewire Software, Inc ....
MarketBeat,
40 hours ago
Marketscreener.com
Simply Wall St
Yahoo Finance
Investor's Business Daily

Schedule 13G FIlings of Guidewire Software

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 15, 2023
principal global investors
0.8%
658,621
SC 13G/A
Feb 14, 2023
berkshire partners holdings llc
5.8%
4,728,378
SC 13G/A
Feb 14, 2023
bamco inc /ny/
6.72%
5,505,274
SC 13G/A
Feb 09, 2023
vanguard group inc
9.50%
7,777,138
SC 13G/A
Feb 06, 2023
wellington management group llp
4.59%
3,755,794
SC 13G/A
Feb 01, 2023
blackrock inc.
5.2%
4,227,964
SC 13G/A
Feb 15, 2022
principal global investors
5.87%
4,890,523
SC 13G
Feb 14, 2022
bamco inc /ny/
6.73%
5,604,488
SC 13G/A
Feb 14, 2022
berkshire partners holdings llc
5.7%
4,745,803
SC 13G/A
Feb 07, 2022
blackrock inc.
5.3%
4,377,652
SC 13G/A

GWRE Fair Value

Recent SEC filings of Guidewire Software

View All Filings
Date Filed Form Type Document
Apr 19, 2023
8-K
Current Report
Mar 21, 2023
4
Insider Trading
Mar 21, 2023
4
Insider Trading
Mar 21, 2023
4
Insider Trading
Mar 21, 2023
4
Insider Trading
Mar 21, 2023
4
Insider Trading
Mar 15, 2023
4
Insider Trading
Mar 15, 2023
4
Insider Trading
Mar 15, 2023
4
Insider Trading
Mar 13, 2023
8-K
Current Report

Latest Insider Trading transactions for GWRE

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-03-20
King James Winston
sold
-117,319
76.88
-1,526
chief admin officer, gen couns
2023-03-20
Cooper Jeffrey Elliott
sold
-127,544
76.88
-1,659
chief financial officer
2023-03-20
Hung Priscilla
sold
-193,968
76.88
-2,523
president & coo
2023-03-17
Mullen John P
sold
-893,313
77.1694
-11,576
president & cro
2023-03-17
Rosenbaum Michael George
sold
-406,297
77.1694
-5,265
chief executive officer
2023-03-17
Cooper Jeffrey Elliott
sold
-136,050
77.1694
-1,763
chief financial officer
2023-03-17
Hung Priscilla
sold
-149,786
77.1695
-1,941
president & coo
2023-03-17
King James Winston
sold
-81,568
77.1696
-1,057
chief admin officer, gen couns
2023-03-15
King James Winston
acquired
-
-
191
chief admin officer, gen couns
2023-03-15
Rosenbaum Michael George
acquired
-
-
2,555
chief executive officer

1–10 of 50

Mike Rosenbaum
2940
Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCenter applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management to capitalize on customer information; and Guidewire Product Content Management that offers software tools and standards-based line-of-business templates to introduce and modify products. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predictive Analytics, a set of cloud-native applications; Guidewire Risk Insights that allows insurers to assess new and evolving risks; Guidewire Business Intelligence that allows insurers to measure business performance; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse, as well as implementation and integration, and professional services. The company was founded in 2001 and is headquartered in San Mateo, California.

GWRE Income Statement

2023-01-31
Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended6 Months Ended
Jan. 31, 2023
Jan. 31, 2022
Jan. 31, 2023
Jan. 31, 2022
Revenue:    
Total revenue$ 232,611$ 204,633$ 427,893$ 370,567
Cost of revenue:    
Total cost of revenue109,148102,442232,278199,982
Gross profit:    
Total gross profit123,463102,191195,615170,585
Operating expenses:    
Research and development61,70255,804119,872110,928
Sales and marketing44,78148,50791,24989,512
General and administrative40,19637,33782,26374,979
Total operating expenses146,679141,648293,384275,419
Income (loss) from operations(23,216)(39,457)(97,769)(104,834)
Interest income5,39269910,0301,373
Interest expense(1,677)(4,833)(3,351)(9,627)
Other income (expense), net11,291(8,045)(2,533)(6,862)
Income (loss) before provision for (benefit from) income taxes(8,210)(51,636)(93,623)(119,950)
Provision for (benefit from) income taxes979(10,955)(15,116)(27,993)
Net income (loss)$ (9,189)$ (40,681)$ (78,507)$ (91,957)
Net income (loss) per share:    
Basic (in dollars per share)$ (0.11)$ (0.49)$ (0.95)$ (1.10)
Diluted (in dollars per share)$ (0.11)$ (0.49)$ (0.95)$ (1.10)
Shares used in computing net income (loss) per share:    
Basic (in shares)82,051,86783,413,64382,686,42083,430,693
Diluted (in shares)82,051,86783,413,64382,686,42083,430,693
Subscription and support    
Revenue:    
Total revenue$ 105,754$ 84,297$ 204,822$ 163,287
Cost of revenue:    
Total cost of revenue48,92448,276104,61596,326
Gross profit:    
Total gross profit56,83036,021100,20766,961
License    
Revenue:    
Total revenue73,11569,798114,067109,951
Cost of revenue:    
Total cost of revenue1,8452,2543,7184,593
Gross profit:    
Total gross profit71,27067,544110,349105,358
Services    
Revenue:    
Total revenue53,74250,538109,00497,329
Cost of revenue:    
Total cost of revenue58,37951,912123,94599,063
Gross profit:    
Total gross profit$ (4,637)$ (1,374)$ (14,941)$ (1,734)

GWRE Balance Sheet

2023-01-31
Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Jan. 31, 2023
Jul. 31, 2022
CURRENT ASSETS:  
Cash and cash equivalents$ 274,899$ 606,303
Short-term investments439,833369,865
Accounts receivable, net of allowances of $31 and $359, respectively127,627143,797
Unbilled accounts receivable, net100,31371,515
Prepaid expenses and other current assets63,59161,223
Total current assets1,006,2631,252,703
Long-term investments155,306187,507
Unbilled accounts receivable, net14,57613,914
Property and equipment, net78,54480,740
Operating lease assets85,47990,287
Intangible assets, net17,20721,361
Goodwill372,214372,192
Deferred tax assets, net218,308191,461
Other assets56,05056,732
TOTAL ASSETS2,003,9472,266,897
CURRENT LIABILITIES:  
Accounts payable38,02540,440
Accrued employee compensation58,06490,962
Deferred revenue, net145,963170,776
Other current liabilities33,15735,340
Total current liabilities275,209337,518
Lease liabilities99,045105,123
Convertible senior notes, net396,316358,216
Deferred revenue, net6,0227,500
Other liabilities7,1836,883
Total liabilities783,775815,240
STOCKHOLDERS’ EQUITY:  
Common stock88
Additional paid-in capital1,719,0201,755,476
Accumulated other comprehensive income (loss)(16,061)(19,845)
Retained earnings (accumulated deficit)(482,795)(283,982)
Total stockholders’ equity1,220,1721,451,657
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY$ 2,003,947$ 2,266,897