HMN Stock Price, Horace Mann Educators Quote, Chart

Market Summary

USD36.71-0.51

Delayedas of 25 Apr 2024, 10:55 am

-1.37%

HMN Alerts

1 major insider sales recently.

HMN Stock Price

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HMN RSI Chart

HMN Valuation

Market Cap

1.5B

Price/Earnings (Trailing)

33.81

Price/Sales (Trailing)

1.02

EV/EBITDA

18.66

Price/Free Cashflow

5.04

HMN Price/Sales (Trailing)

HMN Profitability

EBT Margin

3.57%

Return on Equity

3.83%

Return on Assets

0.32%

Free Cashflow Yield

19.86%

HMN Fundamentals

HMN Revenue

Revenue (TTM)

1.5B

Rev. Growth (Yr)

16.31%

Rev. Growth (Qtr)

6.39%

HMN Earnings

Earnings (TTM)

45.0M

Earnings Growth (Yr)

336.53%

Earnings Growth (Qtr)

237.61%

Breaking Down HMN Revenue

52 Week Range

27.8137.31

(Low)(High)

Last 7 days

7.9%

Last 30 days

4.1%

Last 90 days

5.5%

Trailing 12 Months

17.6%

How does HMN drawdown profile look like?

HMN Financial Health

Debt/Equity

0.46

Debt/Cashflow

0.55

HMN Investor Care

Dividend Yield

3.55%

Dividend/Share (TTM)

1.32

Shares Dilution (1Y)

0.10%

Diluted EPS (TTM)

1.09

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	1.4B	1.4B	1.4B	1.5B
2022	1.4B	1.4B	1.4B	1.4B
2021	1.3B	1.4B	1.4B	1.3B
2020	1.4B	1.3B	1.3B	1.3B
2019	1.2B	1.4B	1.4B	1.4B
2018	1.2B	1.2B	1.2B	1.2B
2017	1.1B	1.2B	1.2B	1.2B
2016	1.1B	1.1B	1.1B	1.1B
2015	1.1B	1.1B	1.1B	1.1B
2014	1.0B	1.0B	1.1B	1.1B
2013	0	0	0	1.0B

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of Horace Mann Educators Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 28, 2024	zuraitis marita	sold	-46,250	37.00	-1,250	president & ceo
Mar 26, 2024	johnson kimberly a	sold	-180,000	36.00	-5,000	svp & controller
Mar 12, 2024	carley donald m	sold	-175,528	35.1056	-5,000	general counsel
Mar 07, 2024	zuraitis marita	acquired	49,980	32.35	1,545	president & ceo
Mar 07, 2024	zuraitis marita	sold (taxes)	-49,946	35.05	-1,425	president & ceo
Mar 06, 2024	conklin bret a	acquired	-	-	9,340	evp & cfo
Mar 06, 2024	mcanena stephen j	acquired	-	-	3,111	evp & chief operating officer
Mar 06, 2024	zuraitis marita	acquired	-	-	50,273	president & ceo
Mar 06, 2024	johnson kimberly a	acquired	-	-	3,006	svp & controller
Mar 06, 2024	thayer jennifer	acquired	-	-	3,817	chief human resources officer

Which funds bought or sold HMN recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	Louisiana State Employees Retirement System	reduced	-0.98	80,118	747,198	0.01%
Apr 23, 2024	AMALGAMATED BANK	reduced	-18.4	-39,000	469,000	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	72,327	712,370	-%
Apr 22, 2024	RAYMOND JAMES & ASSOCIATES	added	0.02	200,320	1,724,700	-%
Apr 19, 2024	State of Alaska, Department of Revenue	reduced	-0.97	99,000	920,000	0.01%
Apr 19, 2024	Red Tortoise LLC	reduced	-5.38	598	9,100	-%
Apr 19, 2024	Maryland State Retirement & Pension System	unchanged	-	25,378	510,679	0.01%
Apr 18, 2024	SJS Investment Consulting Inc.	added	18.18	121	481	-%
Apr 18, 2024	Integrated Investment Consultants, LLC	new	-	212,027	212,027	0.06%
Apr 18, 2024	Park Place Capital Corp	added	1,500	5,591	5,918	-%

Are Funds Buying or Selling HMN?

Are funds buying HMN calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own HMN

No. of Funds

HMN Alerts

1 major insider sales recently.

Unveiling Horace Mann Educators Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	fuller & thaler asset management, inc.	9.63%	3,934,355	SC 13G/A
Feb 13, 2024	vanguard group inc	12.45%	5,085,460	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	6.2%	2,535,063	SC 13G/A
Jan 30, 2024	franklin mutual advisers llc	8.8%	3,575,387	SC 13G/A
Jan 23, 2024	blackrock inc.	14.4%	5,888,889	SC 13G/A
Sep 11, 2023	fuller & thaler asset management, inc.	10.02%	4,091,874	SC 13G
Jul 10, 2023	earnest partners llc	3.8%	1,535,745	SC 13G/A
Feb 14, 2023	earnest partners llc	7.5%	3,051,469	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	7.7%	3,144,985	SC 13G/A
Feb 09, 2023	vanguard group inc	12.57%	5,139,138	SC 13G/A

Recent SEC filings of Horace Mann Educators Corp

View All Filings

Date Filed	Form Type	Document
Apr 18, 2024	4	Insider Trading
Apr 09, 2024	DEF 14A	DEF 14A
Apr 09, 2024	DEFA14A	DEFA14A
Mar 28, 2024	144	Notice of Insider Sale Intent
Mar 27, 2024	4	Insider Trading
Mar 26, 2024	144	Notice of Insider Sale Intent
Mar 14, 2024	4	Insider Trading
Mar 11, 2024	144	Notice of Insider Sale Intent
Mar 08, 2024	S-3ASR	S-3ASR
Mar 08, 2024	4	Insider Trading

Peers (Alternatives to Horace Mann Educators Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
ARGO	1.0T	1.3B	-2.55%	3152.72%	-4.8K	761.86	-10.27%	-34.69%
AJG	51.3B	10.1B	-3.58%	14.29%	52.91	5.1	17.79%	-12.97%
AIG	51.1B	46.8B	-2.09%	47.18%	14.02	1.09	-14.05%	-64.38%
TRV	48.9B	42.9B	-5.35%	20.38%	15.57	1.14	13.52%	12.15%
AFL	48.6B	18.7B	-0.62%	28.14%	10.44	2.6	-2.30%	5.45%
ACGL	34.9B	13.6B	2.42%	28.38%	7.85	2.56	41.83%	201.02%
AFG	10.8B	7.8B	-3.33%	8.21%	12.73	1.39	11.18%	-5.12%
MID-CAP
UNM	10.0B	12.4B	-2.20%	29.55%	7.75	0.8	3.35%	-8.77%
AIZ	9.2B	11.1B	-2.47%	51.84%	14.32	0.83	9.21%	132.28%
LNC	4.9B	11.6B	-4.15%	40.05%	-6.46	0.42	-38.09%	-155.38%
AEL	4.4B	2.8B	-0.21%	50.85%	21.12	1.57	100.59%	-89.04%
SMALL-CAP
BRP	1.6B	1.2B	-3.50%	9.50%	-18.22	1.35	24.25%	-115.79%
AMSF	974.4M	306.9M	3.35%	-3.65%	15.69	3.18	4.11%	11.70%
AMBC	657.1M	269.0M	-4.02%	-5.70%	146.03	2.44	-46.68%	-99.14%
AAME	39.0M	186.8M	-31.29%	-16.04%	-227.89	0.21	-0.56%	-111.21%

Horace Mann Educators Corp News

Latest updates

Horace Mann Educators Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	6.4%	403	379	356	354	346	343	346	347	331	329	347	322	352	337	315	307	331	334	451	313	279
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	64.00	61.00	55.00	54.00	56.00
EBITDA Margin	212.7%	0.07*	0.02*	0.01*	0.02*	0.03*	0.10*	0.09*	0.13*	0.16*	0.16*	0.18*	0.17*	-	-	-	-	-	-	-	-	-
Interest Expenses	14.7%	9.00	8.00	7.00	7.00	6.00	5.00	4.00	4.00	4.00	3.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	5.00	3.00	3.00	3.00
Income Taxes	305.3%	8.00	2.00	-2.80	2.00	-9.20	3.00	-1.80	5.00	17.00	3.00	11.00	9.00	11.00	9.00	7.00	-	7.00	5.00	33.00	6.00	-7.90
Earnings Before Taxes	247.1%	47.00	14.00	-15.60	8.00	-25.90	23.00	-6.00	25.00	85.00	19.00	58.00	48.00	59.00	45.00	37.00	19.00	40.00	31.00	127	39.00	-28.16
EBT Margin	359.0%	0.04*	-0.01*	-0.03*	-0.02*	-0.01*	0.07*	0.06*	0.11*	0.13*	0.14*	0.15*	0.14*	-	-	-	-	-	-	-	-	-
Net Income	237.6%	40.00	12.00	-12.80	7.00	-16.70	20.00	-4.20	20.00	47.00	20.00	54.00	49.00	48.00	37.00	31.00	19.00	33.00	25.00	94.00	32.00	-20.26
Net Income Margin	486.6%	0.03*	-0.01*	0.00*	0.00*	0.01*	0.06*	0.06*	0.10*	0.11*	0.11*	0.13*	0.12*	-	-	-	-	-	-	-	-	-
Free Cashflow	127.2%	103	45.00	68.00	86.00	56.00	36.00	-15.70	96.00	27.00	62.00	-25.40	142	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	4.8%	14,050	13,413	13,672	13,654	13,306	13,314	13,759	14,427	14,460	14,265	14,190	13,746	13,472	13,003	12,572	11,972	12,479	12,333	11,779	11,561	11,032
Cash Equivalents	-13.9%	30.00	35.00	23.00	27.00	43.00	36.00	50.00	49.00	134	40.00	29.00	39.00	22.00	66.00	82.00	41.00	26.00	39.00	8.00	7.00	12.00
Goodwill	0%	54.00	54.00	54.00	54.00	54.00	56.00	56.00	56.00	44.00	44.00	44.00	44.00	44.00	49.00	49.00	49.00	49.00	49.00	20.00	57.00	47.00
Liabilities	4.2%	12,875	12,361	12,570	12,515	12,208	12,238	12,498	12,891	12,577	12,469	12,374	12,053	11,682	11,288	10,932	10,495	10,911	10,754	10,280	10,137	9,741
Short Term Borrowings	-	-	-	249	249	249	249	249	249	249	135	135	135	135	135	135	135	135	135	-	-	-
Long Term Debt	0.0%	546	546	249	249	249	249	249	254	254	254	279	302	302	302	302	298	298	298	298	298	298
Shareholder's Equity	11.8%	1,175	1,051	1,102	1,139	1,098	1,092	498	1,553	1,499	1,796	321	1,693	1,435	1,716	268	126	481	1,579	191	474	85.00
Retained Earnings	1.7%	1,502	1,477	1,479	1,505	1,512	1,500	1,500	1,526	1,525	1,498	1,494	1,461	1,435	1,400	1,376	1,358	1,353	1,332	1,318	1,237	1,217
Additional Paid-In Capital	0.5%	511	509	506	503	503	500	498	497	495	493	491	489	488	487	484	482	481	479	476	474	475
Shares Outstanding	0%	41.00	41.00	41.00	41.00	42.00	41.00	42.00	42.00	42.00	42.00	42.00	42.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	1,168	-	-	-	1,531	-	-	-	1,511	-	-	-	1,481	-	-	-	1,620	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	127.2%	102,900	45,300	67,500	86,400	55,700	35,800	-15,700	95,700	26,800	61,500	-25,400	142,000	-8,000	102,200	78,200	87,400	-79,636	109,400	-26,967	124,803	-16,586
Share Based Compensation	-7.7%	2,400	2,600	2,500	2,000	2,200	2,300	2,300	2,100	2,400	2,200	1,600	2,200	2,100	1,800	1,600	1,200	1,634	2,215	1,979	1,472	-
Cashflow From Investing	46.8%	-21,800	-41,000	50,700	-95,300	81,300	200	-78,400	-217,700	49,000	-7,900	-103,600	-239,500	-38,000	-173,800	-55,000	-140,000	121,540	-88,839	169,388	-146,189	-2,693
Cashflow From Financing	-1309.9%	-85,900	7,100	-122,500	-6,500	-130,400	-49,900	95,100	37,400	17,700	-42,800	119,000	114,600	2,800	54,700	18,000	68,300	-55,747	11,172	-142,086	16,761	24,754
Dividend Payments	0.7%	13,500	13,400	13,500	13,500	13,100	13,100	13,200	13,200	12,800	12,900	12,800	12,900	12,400	12,400	12,400	12,400	11,823	11,847	11,840	11,790	11,673
Buy Backs	-100.0%	-	1,000	1,100	4,400	-	10,000	11,800	2,200	3,600	200	-	1,500	-	-	100	2,100	-	-	-	-	5,002

HMN Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) - USD ($)
shares in Millions, $ in Millions

3 Months Ended

12 Months Ended

Dec. 31, 2022

Sep. 30, 2022

Jun. 30, 2022

Mar. 31, 2022

Dec. 31, 2021

Sep. 30, 2021

Jun. 30, 2021

Mar. 31, 2021

Dec. 31, 2023

Dec. 31, 2022

^[1]

Dec. 31, 2021

^[1]

Revenues

Net premiums and contract charges earned

$ 1,057.1

$ 1,027.7

$ 888.8

Net investment income

444.8

400.9

422.5

Net investment losses

(24.0)

(56.5)

(11.0)

Other income

14.0

9.5

29.0

Total revenues

$ 346.4

$ 342.6

$ 345.9

$ 346.7

$ 331.2

$ 329.4

$ 346.9

$ 321.7

1,491.9

1,381.6

1,329.3

Benefits, losses and expenses

Benefits, claims and settlement expenses

769.1

747.0

590.7

Interest credited

205.7

173.4

160.0

Operating expenses

318.1

315.5

251.0

DAC amortization expense

101.2

88.2

90.6

Intangible asset amortization expense

14.8

16.8

13.0

Interest expense

29.7

19.4

13.9

Other expense - goodwill and intangible asset impairments

0.0

4.8

^[2]

0.0

^[2]

Total benefits, losses and expenses

1,438.6

1,365.1

1,119.2

Income before income taxes

53.3

16.5

210.1

Income tax expense

8.3

(3.3)

39.7

Net income

$ (16.7)

$ 20.4

$ (4.2)

$ 20.3

$ 46.9

$ 20.2

$ 54.2

$ 49.1

$ 45.0

$ 19.8

^[2]

$ 170.4

^[2]

Net income per share

Basic (in usd per share)

$ (0.40)

$ 0.49

$ (0.10)

$ 0.48

$ 1.12

$ 0.48

$ 1.29

$ 1.17

$ 1.09

$ 0.48

$ 4.06

Diluted (in usd per share)

$ (0.40)

$ 0.49

$ (0.10)

$ 0.48

$ 1.11

$ 0.48

$ 1.29

$ 1.16

$ 1.09

$ 0.47

$ 4.04

Weighted average number of shares and equivalent shares

Basic (in shares)

41.4

41.8

41.9

42.0

41.9

41.3

41.6

42.0

Diluted (in shares)

41.4

41.6

41.8

42.1

42.2

42.1

41.4

41.8

42.2

Net income

$ (16.7)

$ 20.4

$ (4.2)

$ 20.3

$ 46.9

$ 20.2

$ 54.2

$ 49.1

$ 45.0

$ 19.8

^[2]

$ 170.4

^[2]

Other comprehensive income (loss), net of tax:

Effect of adopting ASU 2018-12

0.0

(426.6)

Change in net unrealized investment gains (losses) on fixed maturity securities

121.3

(796.7)

(90.3)

Change in net reserve remeasurements attributable to discount rates

(37.1)

445.9

110.8

Change in net funded status of benefit plans

1.2

1.4

1.0

Other comprehensive income (loss)

85.4

(349.4)

(405.1)

Total comprehensive income (loss)

$ 130.4

$ (329.6)

$ (234.7)

[1]	Recast for the adoption of ASU 2018-12. See Note 1 of the Consolidated Financial Statements
[2]	Recast for the adoption of ASU 2018-12. See Note 1 of the Consolidated Financial Statements

HMN Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions

Dec. 31, 2023

Dec. 31, 2022

Investments

Fixed maturity securities, available for sale, at fair value (amortized cost, net 2023, $5,652.9; 2022, $5,756.9)

$ 5,235.3

$ 5,185.0

^[1]

Equity securities at fair value, (cost $86.2 and $99.6)

86.2

99.6

^[1]

Limited partnership interests

1,138.8

983.7

^[1]

Policy loans

141.4

139.3

^[1]

Short-term and other investments

228.8

180.0

^[1]

Total investments

6,830.5

6,587.6

^[1]

Cash

29.7

42.8

^[1],[2]

Deferred policy acquisition costs

336.3

330.6

^[1]

Reinsurance balances receivable

480.5

468.0

^[1]

Deposit asset on reinsurance

2,496.6

2,516.6

^[1]

Intangible assets

170.3

185.2

^[1]

Goodwill

54.3

^[1]

Other assets

357.6

328.7

^[1]

Separate Account variable annuity assets

3,294.1

2,792.3

^[1]

Total assets

14,049.9

13,306.1

^[1]

Policy liabilities

Future policy benefit reserves

1,761.8

1,718.0

^[1]

Policyholders' account balances

5,187.0

5,260.6

^[1]

Unpaid claims and claim expenses

581.7

564.0

^[1]

Unearned premiums

300.9

266.1

^[1]

Total policy liabilities

7,831.4

7,808.7

^[1]

Other policyholder funds

916.0

809.3

^[1]

Other liabilities

287.1

299.5

^[1]

Short-term debt

0.0

249.0

^[1]

Long-term debt

546.0

249.0

^[1]

Separate Account variable annuity liabilities

3,294.1

2,792.3

^[1]

Total liabilities

12,874.6

12,207.8

^[1]

Preferred stock, $0.001 par value, authorized 1,000,000 shares; none issued

0.0

^[1]

Common stock, $0.001 par value, authorized 75,000,000 shares; issued, 2023, 66,747,821; 2022, 66,618,465

0.1

^[1]

Additional paid-in capital

510.9

502.6

^[1]

Retained earnings

1,502.2

1,512.4

^[1]

Accumulated other comprehensive income (loss), net of tax:

Net unrealized investment losses on fixed maturity securities

(328.3)

(449.6)

^[1]

Net reserve remeasurements attributable to discount rates

21.9

59.0

^[1]

Net funded status of benefit plans

(7.6)

(8.8)

^[1]

Treasury stock, at cost, 2023, 25,911,087 shares; 2022, 25,714,153 shares

(523.9)

(517.4)

^[1]

Total shareholders' equity

1,175.3

1,098.3

^[3]

Total liabilities and shareholders' equity

$ 14,049.9

$ 13,306.1

^[1]

[1]	Recast for the adoption of ASU 2018-12. See Note 1 of the Consolidated Financial Statements
[2]	Recast for the adoption of ASU 2018-12. See Note 1 of the Consolidated Financial Statements
[3]	Recast for the adoption of ASU 2018-12. See Note 1 of the Consolidated Financial Statements

About Horace Mann Educators Corp

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. The company operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. Its Property & Casualty segment offers insurance products, including private passenger auto insurance and residential home insurance; and provides auto coverages including liability and collision, and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; and internal revenue code for educator, which allows public school employees and employees of other tax-exempt organizations, such as not-for-profit private schools, to utilize pretax income to make periodic contributions to a qualified retirement plan. Supplemental & Group Benefits segment offers employer-sponsored products including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverage. The company was founded in 1945 and is headquartered in Springfield, Illinois.

CEO	Ms. Marita Zuraitis
WEBSITE	horacemann.com
INDUSTRY	Insurance Property & Casualty
EMPLOYEES	1700

Horace Mann Educators Corp Frequently Asked Questions

What is the ticker symbol for Horace Mann Educators Corp? What does HMN stand for in stocks?

HMN is the stock ticker symbol of Horace Mann Educators Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Horace Mann Educators Corp (HMN)?

As of Wed Apr 24 2024, market cap of Horace Mann Educators Corp is 1.52 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of HMN stock?

You can check HMN's fair value in chart for subscribers.

What is the fair value of HMN stock?

You can check HMN's fair value in chart for subscribers. The fair value of Horace Mann Educators Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Horace Mann Educators Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for HMN so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Horace Mann Educators Corp a good stock to buy?

The fair value guage provides a quick view whether HMN is over valued or under valued. Whether Horace Mann Educators Corp is cheap or expensive depends on the assumptions which impact Horace Mann Educators Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for HMN.

What is Horace Mann Educators Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Apr 24 2024, HMN's PE ratio (Price to Earnings) is 33.81 and Price to Sales (PS) ratio is 1.02. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. HMN PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Horace Mann Educators Corp's stock?

In the past 10 years, Horace Mann Educators Corp has provided 0.049 (multiply by 100 for percentage) rate of return.