HMST Stock Price, HomeStreet Inc Quote, Chart

Market Summary

USD12.50-0.37

Market Closed

-2.87%

HMST Alerts

1 major insider buys recently.

HMST Stock Price

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HMST RSI Chart

HMST Valuation

Market Cap

235.7M

Price/Earnings (Trailing)

-8.57

Price/Sales (Trailing)

0.59

EV/EBITDA

1.51

Price/Free Cashflow

55.95

HMST Price/Sales (Trailing)

HMST Profitability

EBT Margin

-8.19%

Return on Equity

-5.11%

Return on Assets

-0.29%

Free Cashflow Yield

1.79%

HMST Fundamentals

HMST Revenue

Revenue (TTM)

399.7M

Rev. Growth (Yr)

7.55%

Rev. Growth (Qtr)

0.57%

HMST Earnings

Earnings (TTM)

-27.5M

Earnings Growth (Yr)

-140.22%

Earnings Growth (Qtr)

-248.98%

Breaking Down HMST Revenue

Last 7 days

-12.8%

Last 30 days

-15.3%

Last 90 days

-15.9%

Trailing 12 Months

-28.6%

How does HMST drawdown profile look like?

HMST Financial Health

Debt/Equity

0.42

Debt/Cashflow

0.04

HMST Investor Care

Dividend Yield

5.2%

Dividend/Share (TTM)

0.65

Shares Dilution (1Y)

0.55%

Diluted EPS (TTM)

-1.46

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	342.3M	375.3M	392.6M	399.7M
2022	243.6M	249.1M	271.1M	304.3M
2021	248.0M	248.4M	246.1M	244.3M
2020	272.7M	262.4M	256.1M	252.0M
2019	263.0M	273.3M	279.1M	277.6M
2018	222.1M	231.9M	241.7M	251.5M
2017	345.5M	324.1M	296.2M	212.3M
2016	202.6M	262.6M	330.4M	342.8M
2015	124.7M	138.2M	151.7M	165.1M
2014	0	0	0	111.3M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of HomeStreet Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 15, 2024	harrell joanne r	bought	25,051	14.8707	1,684	-
Jan 05, 2024	mitchell james r	acquired	-	-	2,674	-
Jan 05, 2024	boggs scott m	acquired	-	-	2,252	-
Jan 05, 2024	green jeffrey d	acquired	-	-	2,252	-
Jan 05, 2024	pellegrino nancy d	acquired	-	-	2,181	-
Jan 05, 2024	cavanaugh sandra a	acquired	-	-	2,322	-
Jan 05, 2024	tompkins sidney craig	acquired	-	-	1,970	-
Jan 05, 2024	harrell joanne r	acquired	-	-	2,181	-
Jan 01, 2024	novak diane p	sold (taxes)	-2,832	10.3	-275	evp, chief risk officer
Jan 01, 2024	mason mark k	acquired	-	-	11,384	ceo, president

Which funds bought or sold HMST recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 11, 2024	CONGRESS ASSET MANAGEMENT CO /MA	reduced	-8.39	995,758	3,936,450	0.03%
Apr 11, 2024	Fortitude Family Office, LLC	new	-	11,107	11,107	0.01%
Apr 10, 2024	Founders Capital Management	unchanged	-	6,175	19,565	0.01%
Apr 09, 2024	Northwest Capital Management Inc	sold off	-100	-5,150	-	-%
Apr 05, 2024	CWM, LLC	reduced	-14.04	9,000	46,000	-%
Apr 05, 2024	GAMMA Investing LLC	added	6.09	3,297	23,854	-%
Apr 03, 2024	Versant Capital Management, Inc	sold off	-100	-309	-	-%
Mar 22, 2024	PNC FINANCIAL SERVICES GROUP, INC.	reduced	-65.62	-13,953	11,629	-%
Mar 14, 2024	HENNESSY ADVISORS INC	new	-	2,111,500	2,111,500	0.11%
Mar 11, 2024	VANGUARD GROUP INC	added	3.25	2,691,910	10,062,700	-%

Are Funds Buying or Selling HMST?

Are funds buying HMST calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own HMST

No. of Funds

HMST Alerts

1 major insider buys recently.

Unveiling HomeStreet Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Mar 19, 2024	philadelphia financial management of san francisco, llc	5.3%	1,021,238	SC 13G
Feb 14, 2024	fourthstone llc	9.92%	1,865,896	SC 13G
Feb 13, 2024	vanguard group inc	5.19%	976,964	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	2.9%	543,588	SC 13G/A
Jan 25, 2024	blackrock inc.	8.2%	1,540,335	SC 13G/A
Jul 07, 2023	blackrock inc.	7.3%	1,370,878	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	8.6%	1,605,522	SC 13G/A
Feb 09, 2023	vanguard group inc	6.68%	1,249,994	SC 13G/A
Jan 26, 2023	blackrock inc.	14.8%	2,770,666	SC 13G/A
Jan 20, 2023	blackrock inc.	14.8%	2,770,666	SC 13G/A

Recent SEC filings of HomeStreet Inc

View All Filings

Date Filed	Form Type	Document
Apr 04, 2024	425	Prospectus Filed
Mar 27, 2024	425	Prospectus Filed
Mar 19, 2024	SC 13G	Major Ownership Report
Mar 18, 2024	4	Insider Trading
Mar 12, 2024	425	Prospectus Filed
Mar 11, 2024	425	Prospectus Filed
Mar 06, 2024	10-K	Annual Report
Feb 21, 2024	425	Prospectus Filed
Feb 20, 2024	425	Prospectus Filed
Feb 14, 2024	SC 13G	Major Ownership Report

Peers (Alternatives to HomeStreet Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	526.7B	171.1B	-3.91%	31.81%	10.63	3.08	60.72%	31.52%
BAC	283.0B	130.3B	1.52%	21.78%	10.67	2.17	79.51%	-3.68%
WFC	203.8B	85.7B	-0.94%	43.72%	10.65	2.38	41.49%	39.96%
C	111.9B	133.3B	1.65%	18.16%	12.13	0.84	79.09%	-
CFG	15.1B	10.2B	-1.49%	13.37%	9.41	1.48	44.53%	-22.43%
KEY	13.5B	7.9B	-0.41%	19.27%	13.93	1.7	46.47%	-49.56%
MID-CAP
CMA	6.7B	4.2B	2.75%	17.44%	7.65	1.61	56.25%	-23.46%
ZION	6.0B	3.9B	1.56%	34.92%	8.8	1.52	45.91%	-25.03%
ABCB	3.1B	1.3B	-1.16%	34.79%	11.56	2.43	43.24%	-22.35%
ASB	3.1B	2.0B	0.10%	12.49%	16.74	1.56	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	25.23%	-24.02%
ALRS	396.1M	164.9M	-4.97%	29.15%	33.87	2.4	42.66%	-70.76%
AROW	365.2M	162.6M	-7.04%	-2.86%	12.14	2.25	25.39%	-38.37%
ACNB	276.1M	96.6M	-8.72%	5.46%	8.71	2.86	11.02%	-11.37%
ASRV	39.4M	60.9M	-11.88%	-26.28%	-11.79	0.65	24.06%	-144.92%

HomeStreet Inc News

Latest updates

HomeStreet Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	0.6%	101	101	101	97.00	94.00	83.00	68.00	59.00	61.00	61.00	62.00	60.00	63.00	64.00	62.00	64.00	67.00	70.00	72.00	69.00	68.00
S&GA Expenses	1.9%	9.00	9.00	10.00	10.00	10.00	9.00	7.00	9.00	10.00	8.00	6.00	7.00	9.00	8.00	8.00	8.00	7.00	8.00	9.00	8.00	9.00
EBITDA Margin	-10.5%	0.40*	0.45*	0.61*	0.89*	1.08*	1.31*	1.44*	1.53*	1.57*	1.54*	1.52*	1.44*	-	-	-	-	-	-	-	-	-
Interest Expenses	-100.0%	-	39.00	43.00	49.00	56.00	63.00	60.00	55.00	57.00	57.00	58.00	55.00	56.00	56.00	51.00	45.00	46.00	47.00	49.00	48.00	49.00
Income Taxes	34.1%	-0.59	-0.90	-5.18	1.00	3.00	6.00	5.00	5.00	8.00	8.00	8.00	7.00	8.00	7.00	5.00	2.00	3.00	2.00	1.00	1.00	-1.31
Earnings Before Taxes	-387.1%	-4.01	1.00	-36.62	6.00	11.00	26.00	22.00	25.00	38.00	35.00	37.00	37.00	35.00	34.00	24.00	9.00	16.00	16.00	10.00	6.00	11.00
EBT Margin	-82.8%	-0.08*	-0.04*	0.02*	0.19*	0.28*	0.41*	0.48*	0.55*	0.60*	0.59*	0.58*	0.52*	-	-	-	-	-	-	-	-	-
Net Income	-249.0%	-3.42	2.00	-31.44	5.00	9.00	20.00	18.00	20.00	29.00	27.00	29.00	30.00	28.00	26.00	19.00	7.00	11.00	14.00	-5.59	-1.71	15.00
Net Income Margin	-73.3%	-0.07*	-0.04*	0.01*	0.15*	0.22*	0.32*	0.38*	0.43*	0.47*	0.46*	0.45*	0.41*	-	-	-	-	-	-	-	-	-
Free Cashflow	-71.0%	8.00	29.00	19.00	-52.44	7.00	61.00	21.00	122	-11.53	127	57.00	-2.71	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-0.7%	9,392	9,459	9,501	9,859	9,365	9,073	8,583	7,511	7,204	7,372	7,168	7,265	7,237	7,410	7,351	6,807	6,812	6,836	7,201	7,171	7,042
Cash Equivalents	-4.9%	216	227	173	377	73.00	57.00	75.00	74.00	65.00	219	88.00	69.00	58.00	79.00	66.00	72.00	58.00	75.00	100	68.00	59.00
Net PPE	-1.0%	54.00	54.00	55.00	55.00	51.00	52.00	54.00	56.00	58.00	58.00	61.00	63.00	65.00	69.00	72.00	75.00	77.00	79.00	81.00	86.00	88.00
Goodwill	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	28.00	28.00	30.00	30.00	6.00	23.00
Liabilities	-1.1%	8,854	8,956	8,974	9,284	8,803	8,520	8,002	6,910	6,489	6,662	6,459	6,564	6,519	6,713	6,656	6,129	6,133	6,145	6,477	6,424	6,303
Short Term Borrowings	-6.8%	1,745	1,873	1,972	1,878	1,016	1,569	1,458	273	41.00	-	50.00	85.00	323	515	714	-	472	-	-	-	-
Long Term Debt	0.0%	225	225	225	224	224	224	224	224	126	126	126	126	126	126	126	126	126	126	126	126	125
Shareholder's Equity	7.1%	538	502	528	575	562	553	581	601	715	710	709	701	718	696	695	677	680	691	671	747	740
Retained Earnings	-1.3%	395	401	400	433	435	433	419	408	444	432	420	412	404	383	375	365	375	373	359	412	412
Additional Paid-In Capital	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	294	300	310	309	342	342
Shares Outstanding	0.1%	19.00	19.00	19.00	19.00	19.00	19.00	19.00	20.00	20.00	21.00	21.00	22.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	-	-	-	517	-	-	-	685	-	-	-	467	-	-	-	646	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-67.7%	9,516	29,478	20,620	-51,590	8,873	64,324	21,242	123,889	-9,439	127,299	57,356	-2,181	14,786	104,983	-131,276	-14,038	76,555	290,507	-96,015	-12,217	57,212
Share Based Compensation	28.8%	917	712	968	1,016	867	942	1,221	1,076	841	892	855	810	663	846	707	477	-1,350	846	731	-390	833
Cashflow From Investing	84.4%	91,772	49,774	73,634	268,868	-275,294	-804,134	-1,110,780	-463,940	29,732	-199,782	72,006	-27,594	161,269	-22,536	-415,987	44,632	-77,323	60,743	61,251	62,353	-28,561
Cashflow From Financing	-337.9%	-112,328	-25,649	-298,184	86,925	281,993	721,789	1,090,953	348,699	-173,741	202,674	-109,992	40,827	-197,072	-69,299	540,740	-16,033	-16,140	-376,064	66,676	-41,032	-29,672
Dividend Payments	-2.1%	1,854	1,894	1,885	6,684	6,412	6,638	6,633	7,164	5,167	5,259	5,378	5,534	3,309	3,450	3,532	3,574	-	-	-	-	-
Buy Backs	-	316	-	1.00	-	-210	-19.00	439	75,000	18,482	15,744	25,598	25,001	5,777	26,355	9,694	16,476	43,850	-	28,326	-	-

HMST Income Statement

2023-12-31

CONSOLIDATED INCOME STATEMENTS - USD ($) $ in Thousands	12 Months Ended
CONSOLIDATED INCOME STATEMENTS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income:
Loans	$ 341,255	$ 266,841	$ 222,166
Investment securities	49,615	33,825	21,560
Cash, Fed Funds and other	8,873	3,622	569
Total interest income	399,743	304,288	244,295
Interest expense:
Deposits	137,920	32,013	11,411
Borrowings	95,070	38,968	5,827
Total interest expense	232,990	70,981	17,238
Net interest income	166,753	233,307	227,057
Provision for credit losses	(441)	(5,202)	(15,000)
Net interest income after provision for credit losses	167,194	238,509	242,057
Noninterest income:
Net gain on loan origination and sale activities	9,346	17,701	92,318
Loan servicing income	12,648	12,388	7,233
Deposit fees	10,148	8,875	8,068
Other	9,779	12,606	12,356
Total noninterest income	41,921	51,570	119,975
Noninterest expense:
Compensation and benefits	111,064	115,533	132,015
Information services	29,901	29,981	27,913
Occupancy	22,241	24,528	23,832
General, administrative and other	38,809	35,377	31,583
Goodwill impairment	39,857	0	0
Total noninterest expense	241,872	205,419	215,343
Income (loss) before income taxes	(32,757)	84,660	146,689
Income tax (benefit) expense	(5,249)	18,120	31,267
Net income (loss)	$ (27,508)	$ 66,540	$ 115,422
Net income (loss) per share
Basic (in dollars per share)	$ (1.46)	$ 3.51	$ 5.53
Diluted (in dollars per share)	$ (1.46)	$ 3.49	$ 5.46
Weighted average shares outstanding:
Basic (in shares)	18,783,005	18,931,107	20,885,509
Diluted (in shares)	18,783,005	19,041,111	21,143,414

HMST Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and cash equivalents	$ 215,664	$ 72,828
Investment securities	1,278,268	1,400,212
Loans held for sale ("LHFS")	19,637	17,327
Loans held for investment ("LHFI") (net of allowance for credit losses of $40,500 and $41,500)	7,382,404	7,384,820
Mortgage servicing rights ("MSRs")	104,236	111,873
Premises and equipment, net	53,582	51,172
Other real estate owned ("OREO")	3,667	1,839
Goodwill and other intangible assets	9,641	29,980
Other assets	325,351	294,709
Total assets	9,392,450	9,364,760
Liabilities:
Deposits	6,763,378	7,451,919
Borrowings	1,745,000	1,016,000
Long-term debt	224,766	224,404
Accounts payable and other liabilities	120,919	110,290
Total liabilities	8,854,063	8,802,613
Commitments and contingencies (Note 10)
Shareholders' equity:
Common stock, no par value, authorized 160,000,000 shares; issued and outstanding, 18,810,055 shares and 18,730,380 shares	229,889	226,592
Retained earnings	395,357	435,085
Accumulated other comprehensive income (loss)	(86,859)	(99,530)
Total shareholders' equity	538,387	562,147
Total liabilities and shareholders' equity	$ 9,392,450	$ 9,364,760

About HomeStreet Inc

HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings accounts, interest-bearing, money market accounts, and certificates of deposit; credit cards; insurance; and cash management services. Its loan products include commercial real estate (CRE), multifamily, construction and land development, owner occupied CRE and commercial business loans; and single family, home equity, and other loans. In addition, the company offers online, mobile, and telephone banking. HomeStreet, Inc. serves small and medium sized businesses, real estate investors, professional firms, and individuals. The company was formerly known as Continental Mortgage and Loan Company. HomeStreet, Inc. was incorporated in 1921 and is headquartered in Seattle, Washington.

CEO	Mr. Mark K. Mason
WEBSITE	homestreet.com
INDUSTRY	Banks Diversified
EMPLOYEES	915

HomeStreet Inc Frequently Asked Questions

What is the ticker symbol for HomeStreet Inc? What does HMST stand for in stocks?

HMST is the stock ticker symbol of HomeStreet Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of HomeStreet Inc (HMST)?

As of Mon Apr 15 2024, market cap of HomeStreet Inc is 235.72 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of HMST stock?

You can check HMST's fair value in chart for subscribers.

What is the fair value of HMST stock?

You can check HMST's fair value in chart for subscribers. The fair value of HomeStreet Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of HomeStreet Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for HMST so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is HomeStreet Inc a good stock to buy?

The fair value guage provides a quick view whether HMST is over valued or under valued. Whether HomeStreet Inc is cheap or expensive depends on the assumptions which impact HomeStreet Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for HMST.

What is HomeStreet Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 15 2024, HMST's PE ratio (Price to Earnings) is -8.57 and Price to Sales (PS) ratio is 0.59. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. HMST PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on HomeStreet Inc's stock?

In the past 10 years, HomeStreet Inc has provided -0.026 (multiply by 100 for percentage) rate of return.