Market Summary
USD42.59+0.54
Market Closed1.28%
HRB Stock Price
HRB RSI Chart
HRB Valuation
HRB Price/Sales (Trailing)
HRB Profitability
HRB Fundamentals
HRB Revenue
HRB Earnings
Price Action
52 Week Range
28.8345.10
(Low)(High)
Last 7 days
4.4%
Last 30 days
7.1%
Last 90 days
31.8%
Trailing 12 Months
-2.8%
HRB Financial Health
HRB Investor Care
Historical Charts for Stock Metrics
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Net sales
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Latest Insider Trading transactions for HRB
Filter Transactions| Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
|---|---|---|---|---|---|---|
2023-09-11 | Logerwell Kellie J | sold | -316,845 | 39.6056 | -8,000 | vp & chief acct officer |
2023-08-31 | Redler Dara S | acquired | - | - | 9,193 | chief legal officer |
2023-08-31 | Redler Dara S | sold (taxes) | -45,657 | 39.98 | -1,142 | chief legal officer |
2023-08-31 | Logerwell Kellie J | sold (taxes) | -39,900 | 39.98 | -998 | vp & chief acct officer |
2023-08-31 | Bowen Tony G | sold (taxes) | -245,237 | 39.98 | -6,134 | chief financial officer |
2023-08-31 | Bowen Tony G | acquired | - | - | 15,758 | chief financial officer |
2023-08-31 | Logerwell Kellie J | acquired | - | - | 2,452 | vp & chief acct officer |
2023-08-31 | Jones Jeffrey J II | sold (taxes) | -867,206 | 39.98 | -21,691 | president & ceo |
2023-08-31 | Jones Jeffrey J II | acquired | - | - | 61,281 | president & ceo |
2023-08-16 | Jones Jeffrey J II | sold | -3,465,300 | 38.00 | -91,192 | president & ceo |
Which funds bought or sold HRB recently?
View All Details| Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
|---|---|---|---|---|---|---|
2023-09-20 | BARCLAYS PLC | added | 679 | 6,354,000 | 7,404,000 | -% |
2023-09-12 | Farther Finance Advisors, LLC | unchanged | - | -186 | 1,753 | -% |
2023-08-25 | STRATEGY ASSET MANAGERS LLC | sold off | -100 | -445,384 | - | -% |
2023-08-24 | Alberta Investment Management Corp | unchanged | - | -191,984 | 1,810,220 | 0.02% |
2023-08-23 | Stonebridge Capital Advisors LLC | unchanged | - | -730 | 6,884 | -% |
2023-08-22 | Asset Dedication, LLC | unchanged | - | - | 1,000 | -% |
2023-08-22 | COMERICA BANK | new | - | 10,000 | 10,000 | -% |
2023-08-22 | VIRGINIA RETIREMENT SYSTEMS ET AL | added | 4.89 | -137,947 | 2,530,480 | 0.02% |
2023-08-21 | BOKF, NA | sold off | -100 | -52,910 | - | -% |
2023-08-21 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -8.52 | -1,238,430 | 5,922,750 | 0.01% |
Latest Funds Activity
Calls
Puts
Net Call Options
No. of Funds
Schedule 13G FIlings of H & R Block
| Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
|---|---|---|---|---|---|
| Feb 10, 2023 | jupiter asset management ltd | 0.68% | 1,060,000 | SC 13G/A | |
| Feb 09, 2023 | fmr llc | - | 0 | SC 13G/A | |
| Feb 09, 2023 | vanguard group inc | 10.87% | 16,900,959 | SC 13G/A | |
| Feb 06, 2023 | wellington management group llp | 5.43% | 8,436,857 | SC 13G | |
| Jan 26, 2023 | blackrock inc. | 12.9% | 20,080,435 | SC 13G/A | |
| Jan 20, 2023 | blackrock inc. | 12.9% | 20,080,435 | SC 13G/A | |
| Feb 07, 2022 | blackrock inc. | 12.9% | 22,659,527 | SC 13G/A | |
| Feb 03, 2022 | jupiter asset management ltd | 6.31% | 11,088,022 | SC 13G/A | |
| Feb 12, 2021 | state street corp | 3.73% | 6,839,285 | SC 13G/A | |
| Feb 10, 2021 | vanguard group inc | 13.98% | 25,648,933 | SC 13G/A |
Recent SEC filings of H & R Block
View All Filings| Date Filed | Form Type | Document | |
|---|---|---|---|
| Sep 21, 2023 | ARS | ARS | |
| Sep 21, 2023 | DEF 14A | DEF 14A | |
| Sep 21, 2023 | DEFA14A | DEFA14A | |
| Sep 12, 2023 | 4 | Insider Trading | |
| Sep 11, 2023 | 144 | Notice of Insider Sale Intent | |
| Sep 05, 2023 | 4 | Insider Trading | |
| Sep 05, 2023 | 4 | Insider Trading | |
| Sep 05, 2023 | 4 | Insider Trading | |
| Sep 05, 2023 | 4 | Insider Trading | |
| Aug 17, 2023 | 10-K | Annual Report |
Peers (Alternatives to H & R Block)
View All Peers In Detail| Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|
| LARGE-CAP | ||||||||
MAR | 60.2B | 22.9B | -3.43% | 40.68% | 21.97 | 2.71 | 27.87% | 59.84% |
HLT | 38.8B | 9.8B | 0.54% | 25.06% | 30.01 | 3.97 | 29.41% | 33.47% |
LVS | 34.6B | 6.8B | -13.84% | 27.83% | 679.21 | 5.11 | 76.07% | -97.08% |
CZR | 9.9B | 11.4B | -11.05% | 30.39% | 14.41 | 0.87 | 9.90% | 146.80% |
| MID-CAP | ||||||||
SCI | 8.8B | 4.0B | -7.43% | 1.00% | 18.03 | 2.18 | -3.19% | -36.23% |
LOPE | 3.5B | 928.1M | 1.48% | 45.12% | 18.54 | 3.79 | 2.89% | -12.22% |
FTDR | 2.4B | 1.7B | -7.22% | 46.59% | 18.99 | 1.42 | 4.00% | 9.40% |
STRA | 1.9B | 1.1B | -3.05% | 22.68% | 50.67 | 1.72 | 0.26% | -23.35% |
CHGG | 1.0B | 740.4M | -6.27% | -52.66% | 3.69 | 1.4 | -4.64% | 534.34% |
HRB | - | 3.5B | 7.06% | -2.81% | - | - | 0.26% | 0.00% |
| SMALL-CAP | ||||||||
FRG | 1.1B | 4.3B | 0.64% | -17.53% | -3.74 | 0.24 | 7.73% | -177.08% |
WW | 827.7M | 942.4M | 9.83% | 141.14% | -2.7 | 0.88 | -17.08% | -583.32% |
CSV | 441.8M | 374.6M | -2.83% | -4.22% | 14.16 | 1.18 | -1.35% | -41.87% |
RGS | 34.4M | 233.3M | -30.03% | -22.89% | -4.66 | 0.15 | -15.45% | 91.40% |
H & R Block News
Returns for HRB
Cumulative Returns on HRB
8.5%
10-Year Cumulative Returns
13.4%
7-Year Cumulative Returns
14.6%
5-Year Cumulative Returns
44.4%
3-Year Cumulative Returns
Risks for HRB
What is the probability of a big loss on HRB?
59.2%
Probability that H & R Block stock will be more than 20% underwater in next one year
28.9%
Probability that H & R Block stock will be more than 30% underwater in next one year.
18.9%
Probability that H & R Block stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.
How does HRB drawdown profile look like?
Y-axis is the maximum loss one would have experienced if H & R Block was unfortunately bought at previous high price.
Drawdowns
Financials for H & R Block
Income Statement (Last 12 Months)(In Millions)
| Income Statement (Last 12 Months) | (In Millions) | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q2 | 2021Q1 | 2021Q1 | 2020Q4 | 2020Q4 | 2020Q3 | 2020Q3 | 2020Q2 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 |
| Revenue | -0.5% | 3,472 | 3,490 | 3,458 | 3,451 | 3,463 | 2,879 | 2,801 | 2,474 | 2,329 | 3,414 | 2,240 | 2,141 | 2,292 | 2,543 | 2,911 | 2,705 | 2,781 | 2,640 | 3,163 | 3,112 | 3,100 |
| Cost Of Revenue | -100.0% | - | 1,924 | 1,854 | 1,842 | - | 1,595 | 1,559 | 1,542 | 1,473 | - | 1,422 | 1,129 | 1,050 | 1,199 | 1,253 | 1,228 | 1,218 | - | 1,260 | 1,205 | 1,202 |
| Costs and Expenses | -3.0% | 2,723 | 2,806 | 2,754 | 2,740 | 2,718 | 2,312 | 2,268 | 2,260 | 2,172 | 2,644 | 2,087 | 2,093 | 2,060 | 2,227 | 2,367 | 2,355 | 2,496 | 2,563 | 2,602 | 2,537 | 2,497 |
| S&GA Expenses | -5.3% | 800 | 845 | 844 | 840 | 837 | 717 | 708 | 718 | 699 | 802 | 665 | 626 | 603 | 646 | 666 | 674 | 710 | 744 | 793 | 770 | 733 |
| EBITDA | -100.0% | - | 839 | 850 | 856 | 890 | 702 | 671 | 357 | 303 | 932 | - | 205 | 388 | 477 | 707 | 517 | 450 | 262 | - | - | - |
| EBITDA Margin | -100.0% | - | 0.24* | 0.25* | 0.25* | 0.26* | 0.24* | 0.24* | 0.14* | 0.13* | 0.27* | - | 0.10* | 0.17* | 0.19* | 0.24* | 0.19* | 0.16* | 0.10* | - | - | - |
| Interest Expenses | -3.6% | 73.00 | 76.00 | 77.00 | 81.00 | 88.00 | 84.00 | 83.00 | 83.00 | 97.00 | 107 | 106 | 109 | 112 | 115 | 114 | 103 | 96.00 | 96.00 | 91.00 | 87.00 | 87.00 |
| Earnings Before Taxes | 13.0% | 711 | 630 | 636 | 635 | 659 | 487 | 454 | 135 | 64.00 | 669 | 52.00 | -54.46 | 125 | 208 | 439 | 256 | 196 | -3.37 | 489 | 507 | 537 |
| EBT Margin | -100.0% | - | 0.18* | 0.18* | 0.18* | 0.19* | 0.17* | 0.16* | 0.05* | 0.03* | 0.20* | - | -0.03* | 0.05* | 0.08* | 0.15* | 0.09* | 0.07* | 0.00* | - | - | - |
| Net Income | 16.8% | 554 | 474 | 504 | 537 | 554 | 421 | 506 | 166 | 49.00 | 584 | 37.00 | -133 | -0.41 | 84.00 | 279 | 179 | 132 | -7.53 | 410 | 413 | 425 |
| Net Income Margin | -100.0% | - | 0.14* | 0.15* | 0.16* | 0.16* | 0.15* | 0.18* | 0.07* | 0.02* | 0.17* | - | -0.06* | 0.00* | 0.03* | 0.10* | 0.07* | 0.05* | 0.00* | - | - | - |
| Free Cashflow | -100.0% | - | 868 | 878 | 737 | 747 | 350 | 271 | 271 | 487 | 573 | - | 552 | 552 | 414 | 414 | 314 | 421 | 27.00 | - | - | - |
Balance Sheet(In Millions)
| Balance Sheet | (In Millions) | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 |
| Assets | -2.7% | 3,072 | 3,158 | 2,593 | 2,559 | 3,269 | 3,781 | 3,100 | 3,368 | 4,014 | 3,654 | 3,168 | 2,556 | 4,997 | 5,112 | 3,452 | 2,757 | 3,110 | 3,300 | 2,569 | 2,233 | 2,605 |
| Current Assets | -8.9% | 1,187 | 1,303 | 776 | 724 | 1,384 | 1,868 | 1,240 | 1,496 | 2,080 | 1,700 | 1,221 | 593 | 2,997 | 3,087 | 1,302 | 601 | 947 | 1,993 | 1,235 | 891 | 1,282 |
| Cash Equivalents | 8.6% | 987 | 909 | 264 | 323 | 885 | 1,177 | 460 | 1,031 | 1,584 | 1,063 | 280 | 209 | 2,599 | 2,873 | 192 | 245 | 608 | 1,708 | 203 | 601 | - |
| Net PPE | -4.5% | 130 | 136 | 137 | 128 | 124 | 133 | 140 | 141 | 139 | 148 | 163 | 165 | 169 | 184 | 198 | 206 | 200 | 212 | 221 | 242 | 227 |
| Goodwill | 0.8% | 775 | 770 | 765 | 747 | 760 | 764 | 759 | 749 | 755 | 758 | 746 | 727 | 724 | 712 | 839 | 815 | 821 | 520 | 520 | 507 | 508 |
| Liabilities | -4.8% | 3,040 | 3,194 | 3,237 | 2,824 | 3,058 | 3,736 | 3,473 | 3,352 | 3,626 | 3,301 | 3,703 | 2,836 | 4,862 | 5,041 | 3,771 | 2,832 | 2,819 | 2,758 | 2,782 | 2,265 | 2,413 |
| Current Liabilities | -15.8% | 939 | 1,116 | 646 | 790 | 999 | 1,693 | 1,171 | 753 | 982 | 1,163 | 691 | 553 | 766 | 1,576 | 1,338 | 1,264 | 733 | 923 | 588 | 436 | 564 |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,493 | - | - | - |
| LT Debt, Current | - | - | - | - | - | - | 499 | 499 | - | - | - | - | - | - | 649 | 649 | 649 | - | - | - | - | - |
| LT Debt, Non Current | 0.0% | 1,489 | 1,488 | 2,068 | 1,487 | 1,487 | 1,487 | 1,761 | 1,985 | 1,984 | 1,490 | 2,370 | 1,559 | 3,496 | 2,846 | 1,881 | 980 | 1,493 | 1,493 | 1,877 | 1,491 | 1,495 |
| Shareholder's Equity | - | 32.00 | - | - | - | 212 | 45.00 | - | 16.00 | 388 | 352 | - | - | 135 | 71.00 | - | - | 291 | 542 | - | - | 192 |
| Retained Earnings | 55.5% | -48.68 | -109 | -708 | -311 | 120 | -56.79 | -466 | -74.76 | 287 | 249 | -616 | -335 | 83.00 | 43.00 | -367 | -122 | 251 | 499 | -254 | -64.29 | 164 |
| Additional Paid-In Capital | -0.6% | 770 | 775 | 768 | 760 | 772 | 768 | 771 | 771 | 779 | 783 | 778 | 774 | 773 | 775 | 770 | 765 | 759 | 768 | 765 | 759 | 752 |
| Accumulated Depreciation | -5.2% | 846 | 893 | 881 | 867 | 857 | 882 | 866 | 857 | 843 | 833 | 852 | 832 | 817 | 796 | 803 | 785 | 765 | 746 | 801 | 788 | 768 |
Cashflow (Last 12 Months)(In Millions)
| Cashflow (Last 12 Months) | (In Millions) | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q2 | 2021Q1 | 2021Q1 | 2020Q4 | 2020Q4 | 2020Q3 | 2020Q3 | 2020Q2 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 |
| Cashflow From Operations | -12.0% | 822 | 934 | 942 | 799 | 809 | 408 | 325 | 322 | 536 | 626 | 305 | 603 | 603 | 467 | 467 | 378 | 493 | 109 | 486 | 541 | 498 |
| Share Based Compensation | -23.6% | 31.00 | 41.00 | 39.00 | 35.00 | 34.00 | 25.00 | 26.00 | 25.00 | 26.00 | 28.00 | 27.00 | 25.00 | 25.00 | 26.00 | 26.00 | 27.00 | 27.00 | 28.00 | 28.00 | 28.00 | 26.00 |
| Cashflow From Investing | 5.0% | -101 | -106 | -118 | -94.45 | -76.54 | -67.41 | -45.05 | -53.78 | -46.32 | -45.52 | -37.03 | -28.41 | -28.41 | -49.15 | -49.15 | -86.15 | -112 | -470 | -525 | -488 | -507 |
| Cashflow From Financing | 28.8% | -750 | -1,055 | -978 | -1,286 | -1,257 | -222 | -740 | 58.00 | -1,871 | -2,408 | -1,935 | -339 | -339 | -401 | -401 | 1,255 | 1,625 | 1,532 | 98.00 | -354 | -333 |
| Dividend Payments | 0.6% | 178 | 177 | 179 | 181 | 186 | 143 | 145 | 147 | 148 | 195 | 198 | 200 | 200 | 201 | 201 | 202 | - | 205 | 205 | 206 | 206 |
| Buy Backs | - | 552 | - | 768 | 806 | 550 | 734 | 484 | 354 | - | 188 | 338 | - | 400 | 406 | 308 | - | - | 247 | 322 | 269 | 176 |
HRB Income Statement
2023-06-30Consolidated Statements Of Operations And Comprehensive Income (Loss) - USD ($) $ in Thousands | 12 Months Ended | ||
|---|---|---|---|
Jun. 30, 2023 | Jun. 30, 2022 | Apr. 30, 2021 | |
| REVENUES: | |||
| Revenues | $ 3,472,185 | $ 3,463,270 | $ 3,413,987 |
| OPERATING EXPENSES: | |||
| Costs of revenues | 1,923,452 | 1,881,262 | 1,842,092 |
| Impairment of goodwill | 0 | 0 | |
| Selling, general and administrative | 800,035 | 837,111 | 802,268 |
| Total operating expenses | 2,723,487 | 2,718,373 | 2,644,360 |
| Other income (expense), net | 35,492 | 2,454 | 5,979 |
| Interest expense on borrowings | (72,978) | (88,282) | (106,870) |
| Income from continuing operations before income taxes | 711,212 | 659,069 | 668,736 |
| Income taxes | 149,412 | 98,423 | 78,524 |
| Net income from continuing operations | 561,800 | 560,646 | 590,212 |
| Net loss from discontinued operations, net of tax benefits of $2,423, $2,093, $451 and $3,883 | (8,100) | (6,972) | (6,421) |
| NET INCOME | $ 553,700 | $ 553,674 | $ 583,791 |
| BASIC EARNINGS PER SHARE: | |||
| Continuing operations (in usd per share) | $ 3.63 | $ 3.31 | $ 3.15 |
| Discontinued operations (in usd per share) | (0.05) | (0.04) | (0.04) |
| Consolidated (in usd per share) | 3.58 | 3.27 | 3.11 |
| DILUTED EARNINGS PER SHARE: | |||
| Continuing operations (in usd per share) | 3.56 | 3.26 | 3.11 |
| Discontinued operations (in usd per share) | (0.05) | (0.04) | (0.03) |
| Consolidated (in usd per share) | $ 3.51 | $ 3.22 | $ 3.08 |
| COMPREHENSIVE INCOME: | |||
| Net income | $ 553,700 | $ 553,674 | $ 583,791 |
| Change in foreign currency translation adjustments | (15,454) | (21,733) | 56,362 |
| Other comprehensive income (loss) | (15,454) | (21,733) | 56,362 |
| Comprehensive income | 538,246 | 531,941 | 640,153 |
| Service revenues | |||
| REVENUES: | |||
| Revenues | 3,156,921 | 3,134,686 | 3,067,223 |
| Royalty, product and other revenues | |||
| REVENUES: | |||
| Revenues | $ 315,264 | $ 328,584 | $ 346,764 |
HRB Balance Sheet
2023-06-30Consolidated Balance Sheets - USD ($) $ in Thousands | Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2021 | Apr. 30, 2021 | Apr. 30, 2020 |
|---|---|---|---|---|---|
| ASSETS | |||||
| Cash and cash equivalents | $ 986,975 | $ 885,015 | |||
| Cash and cash equivalents - restricted | 28,341 | 165,698 | |||
| Receivables, less allowance for credit losses of $55,502 and $65,351 | 59,987 | 58,447 | |||
| Income taxes receivable | 35,910 | 202,838 | |||
| Prepaid expenses and other current assets | 76,273 | 72,460 | |||
| Total current assets | 1,187,486 | 1,384,458 | |||
| Property and equipment, at cost, less accumulated depreciation and amortization of $846,177 and $857,468 | 130,015 | 123,912 | |||
| Operating lease right of use asset | 438,299 | 427,783 | |||
| Intangible assets, net | 277,043 | 309,644 | |||
| Goodwill | 775,453 | 760,401 | $ 754,521 | ||
| Deferred tax assets and income taxes receivable | 211,391 | 208,948 | |||
| Other noncurrent assets | 52,571 | 54,012 | |||
| Total assets | 3,072,258 | 3,269,158 | |||
| LIABILITIES: | |||||
| Accounts payable and accrued expenses | 159,901 | 160,929 | |||
| Accrued salaries, wages and payroll taxes | 95,154 | 154,764 | |||
| Accrued income taxes and reserves for uncertain tax positions | 271,800 | 280,115 | |||
| Current portion of long-term debt | 0 | 0 | |||
| Operating lease liabilities | 205,391 | 206,898 | |||
| Deferred revenue and other current liabilities | 206,536 | 196,107 | |||
| Total current liabilities | 938,782 | 998,813 | |||
| Long-term debt | 1,488,974 | 1,486,876 | |||
| Deferred tax liabilities and reserves for uncertain tax positions | 264,567 | 226,362 | |||
| Operating lease liabilities | 240,543 | 228,820 | |||
| Deferred revenue and other noncurrent liabilities | 107,328 | 116,656 | |||
| Total liabilities | 3,040,194 | 3,057,527 | |||
| COMMITMENTS AND CONTINGENCIES | |||||
| STOCKHOLDERS' EQUITY: | |||||
| Common stock, no par, stated value $.01 per share, 800,000,000 shares authorized, shares issued of 178,935,578 and 193,571,309 | 1,789 | 1,936 | |||
| Additional paid-in capital | 770,376 | 772,182 | |||
| Accumulated other comprehensive loss | (37,099) | (21,645) | |||
| Retained earnings (deficit) | (48,677) | 120,405 | |||
| Less treasury shares, at cost, of 32,785,658 and 33,640,988 | (654,325) | (661,247) | |||
| Total stockholders' equity | 32,064 | 211,631 | $ 388,058 | $ 352,401 | $ 71,041 |
| Total liabilities and stockholders' equity | 3,072,258 | 3,269,158 | |||
| Income taxes receivable | $ 35,910 | $ 202,838 |
H&R Block, Inc., through its subsidiaries, provides assisted income tax return preparation and do-it-yourself (DIY) tax return preparation services and products to the general public primarily in the United States, Canada, and Australia. The company offers assisted income tax return preparation and related services through a system of retail offices operated directly by the company or its franchisees. It also provides DIY tax services and products, including federal and state income tax returns, access to tax tips, advice and tax-related news, use of calculators for tax planning, and error checking and electronic filing; and software online, as well as through third-party retail stores. In addition, the company offers Refund Transfers and H&R Block Emerald Prepaid Mastercard, which enables clients to receive their tax refunds; Peace of Mind extended service plans; H&R Block Emerald Advance lines of credit; Tax Identity Shield that provides clients assistance in helping protect their tax identity and access to services to help restore their tax identity; refund advance loans; H&R Block Instant Refund; and H&R Block Pay With Refund services. Further, it offers small business financial solutions through its company-owned or franchise offices, and online. The company was founded in 1955 and is headquartered in Kansas City, Missouri.