IBOC Stock Price, Int. Bancshares Quote, Chart

Market Summary

USD56.26+0.09

Market Closed

0.16%

IBOC Stock Price

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IBOC RSI Chart

IBOC Valuation

Market Cap

3.5B

Price/Earnings (Trailing)

8.48

Price/Sales (Trailing)

4.36

EV/EBITDA

2.39

Price/Free Cashflow

7.81

IBOC Price/Sales (Trailing)

IBOC Profitability

EBT Margin

65.43%

Return on Equity

16.82%

Return on Assets

2.73%

Free Cashflow Yield

12.8%

IBOC Fundamentals

IBOC Revenue

Revenue (TTM)

800.2M

Rev. Growth (Yr)

20.06%

Rev. Growth (Qtr)

2.71%

IBOC Earnings

Earnings (TTM)

411.8M

Earnings Growth (Yr)

0.91%

Earnings Growth (Qtr)

3.01%

Breaking Down IBOC Revenue

Last 7 days

7.0%

Last 30 days

2.9%

Last 90 days

4.3%

Trailing 12 Months

33.6%

How does IBOC drawdown profile look like?

IBOC Financial Health

IBOC Investor Care

Dividend Yield

2.24%

Dividend/Share (TTM)

1.26

Shares Dilution (1Y)

0.04%

Diluted EPS (TTM)

6.62

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	617.5M	706.0M	765.1M	800.2M
2022	396.7M	408.3M	452.2M	525.8M
2021	408.3M	392.6M	393.8M	398.1M
2020	484.9M	471.7M	447.6M	427.0M
2019	478.5M	490.3M	496.0M	492.4M
2018	429.6M	441.5M	452.9M	465.8M
2017	387.8M	393.1M	403.4M	415.1M
2016	394.7M	393.6M	389.5M	387.9M
2015	395.1M	394.7M	397.5M	396.8M
2014	373.7M	386.8M	393.1M	393.6M
2013	367.0M	359.6M	357.5M	363.2M
2012	406.8M	392.6M	382.8M	375.6M
2011	446.1M	440.8M	430.2M	418.1M
2010	507.0M	485.9M	473.4M	458.8M
2009	0	552.2M	539.8M	527.4M
2008	0	0	0	564.6M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of International Bancshares Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 11, 2024	sanchez antonio r jr	sold	-2,168,800	54.22	-40,000	-
Jan 23, 2024	martinez dalia f	sold (taxes)	-107,094	54.39	-1,969	vice president
Jan 23, 2024	martinez dalia f	acquired	107,100	21.42	5,000	vice president
Dec 08, 2023	sanchez antonio r jr	sold	-2,443,000	48.86	-50,000	-
Dec 08, 2023	sanchez antonio r jr	sold	-1,221,500	48.86	-25,000	-
Dec 07, 2023	sanchez antonio r jr	sold	-2,453,000	49.06	-50,000	-
Dec 07, 2023	sanchez antonio r jr	sold	-1,226,500	49.06	-25,000	-
Nov 28, 2023	sanchez antonio r jr	sold	-669,450	44.63	-15,000	-
Nov 27, 2023	sanchez antonio r jr	sold	-2,015,550	44.79	-45,000	-
Nov 16, 2023	sanchez antonio r jr	sold	-1,398,600	46.62	-30,000	-

Which funds bought or sold IBOC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	NEW MEXICO EDUCATIONAL RETIREMENT BOARD	unchanged	-	19,000	606,000	0.02%
Apr 23, 2024	FIFTH THIRD BANCORP	unchanged	-	482	14,877	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-8.77	-95,000	1,572,000	0.01%
Apr 23, 2024	Louisiana State Employees Retirement System	added	2.67	49,756	864,556	0.02%
Apr 22, 2024	MetLife Investment Management, LLC	reduced	-0.81	609,915	3,117,910	0.02%
Apr 22, 2024	Boston Trust Walden Corp	added	42.88	26,423,700	81,857,600	0.58%
Apr 19, 2024	Kovack Advisors, Inc.	reduced	-5.32	-193,197	8,785,570	1.06%
Apr 19, 2024	State of Alaska, Department of Revenue	unchanged	-	10,000	323,000	-%
Apr 18, 2024	FARMERS & MERCHANTS INVESTMENTS INC	unchanged	-	43.00	1,347	-%
Apr 18, 2024	Allspring Global Investments Holdings, LLC	new	-	150,624	150,624	-%

Are Funds Buying or Selling IBOC?

Are funds buying IBOC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own IBOC

No. of Funds

Unveiling International Bancshares Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	10.28%	6,379,230	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	6.3%	3,909,498	SC 13G/A
Feb 08, 2024	wellington management group llp	2.88%	1,785,537	SC 13G/A
Jan 24, 2024	blackrock inc.	11.1%	6,861,201	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	7.1%	4,381,869	SC 13G/A
Feb 09, 2023	vanguard group inc	10.18%	6,320,442	SC 13G/A
Feb 06, 2023	wellington management group llp	6.24%	3,873,439	SC 13G
Jan 26, 2023	blackrock inc.	10.6%	6,555,740	SC 13G/A
Jan 20, 2023	blackrock inc.	10.6%	6,555,740	SC 13G/A
Jul 08, 2022	blackrock inc.	10.1%	6,406,475	SC 13G/A

Recent SEC filings of International Bancshares Corp

View All Filings

Date Filed	Form Type	Document
Apr 22, 2024	DEFA14A	DEFA14A
Apr 22, 2024	DEF 14A	DEF 14A
Apr 22, 2024	ARS	ARS
Apr 12, 2024	8-K	Current Report
Apr 03, 2024	8-K	Current Report
Mar 13, 2024	4	Insider Trading
Mar 11, 2024	144	Notice of Insider Sale Intent
Feb 26, 2024	8-K	Current Report
Feb 26, 2024	10-K	Annual Report
Feb 13, 2024	SC 13G/A	Major Ownership Report

Peers (Alternatives to International Bancshares Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	556.1B	171.1B	-2.31%	36.49%	11.22	3.25	60.72%	31.52%
BAC	301.8B	130.3B	3.56%	28.93%	11.38	2.32	79.51%	-3.68%
WFC	216.8B	85.7B	6.72%	47.09%	11.33	2.53	41.49%	39.96%
C	119.7B	133.3B	3.01%	27.78%	12.98	0.9	79.09%	-
CFG	16.0B	10.2B	-0.51%	22.27%	9.98	1.57	44.53%	-22.43%
KEY	13.8B	7.9B	-2.00%	32.35%	14.22	1.74	46.47%	-49.56%
MID-CAP
CMA	7.0B	4.2B	1.92%	23.45%	7.92	1.67	56.25%	-23.46%
ZION	6.2B	3.9B	2.71%	47.68%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	1.85%	41.72%	12.28	2.58	43.24%	-22.35%
ASB	3.2B	2.0B	3.40%	20.85%	17.57	1.64	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	414.1M	164.9M	-1.69%	36.50%	35.41	2.51	42.66%	-70.76%
AROW	383.2M	162.6M	-4.81%	4.19%	12.74	2.36	25.39%	-38.37%
ACNB	291.3M	96.6M	-3.52%	8.70%	9.19	3.01	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.56%	-9.83%	-13.48	0.74	24.06%	-144.92%

International Bancshares Corp News

Latest updates

International Bancshares Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	2.7%	210	204	198	188	175	145	110	96.00	101	101	98.00	98.00	97.00	100	114	117	117	124	127	124	121
EBITDA Margin	-3.9%	1.48*	1.54*	1.59*	1.63*	1.66*	1.64*	1.63*	1.76*	1.74*	1.73*	1.68*	1.49*	-	-	-	-	-	-	-	-	-
Interest Expenses	-1.7%	165	167	166	165	159	135	103	90.00	94.00	95.00	91.00	91.00	89.00	92.00	104	103	103	109	112	109	107
Income Taxes	5.7%	29.00	28.00	27.00	27.00	29.00	23.00	16.00	14.00	15.00	15.00	26.00	13.00	14.00	10.00	11.00	9.00	14.00	14.00	14.00	13.00	15.00
Earnings Before Taxes	3.6%	136	131	128	129	135	106	74.00	68.00	71.00	69.00	118	64.00	62.00	53.00	53.00	44.00	65.00	66.00	64.00	65.00	73.00
EBT Margin	-4.2%	0.65*	0.68*	0.71*	0.72*	0.73*	0.71*	0.69*	0.82*	0.81*	0.80*	0.76*	0.57*	-	-	-	-	-	-	-	-	-
Net Income	3.0%	106	103	100	102	105	83.00	58.00	53.00	57.00	55.00	92.00	51.00	48.00	43.00	42.00	35.00	52.00	51.00	50.00	52.00	59.00
Net Income Margin	-4.2%	0.51*	0.54*	0.55*	0.56*	0.57*	0.56*	0.55*	0.65*	0.64*	0.62*	0.60*	0.45*	-	-	-	-	-	-	-	-	-
Free Cashflow	19.0%	124	105	80.00	138	93.00	117	82.00	77.00	63.00	57.00	68.00	94.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	1.1%	15,066	14,908	14,855	15,135	15,501	16,095	16,271	16,137	16,046	15,677	15,311	14,922	14,029	13,592	13,325	12,506	12,113	11,966	12,227	12,028	11,872
Cash Equivalents	-6.8%	651	699	1,025	1,195	2,088	3,244	3,417	3,448	3,209	2,287	2,327	2,913	1,997	1,249	1,198	355	257	287	321	349	317
Net PPE	0.7%	437	434	431	430	432	432	435	438	447	459	464	472	480	487	492	495	507	508	506	505	507
Goodwill	0%	283	283	283	283	283	283	283	283	283	283	283	283	283	283	283	283	283	283	283	283	283
Liabilities	-0.8%	12,618	12,714	12,663	12,979	13,457	14,141	14,174	13,989	13,738	13,383	13,025	12,729	11,851	11,451	11,183	10,364	9,995	9,898	10,167	10,043	9,932
Shareholder's Equity	11.6%	2,448	2,194	2,192	2,156	2,045	1,954	2,097	2,148	2,308	2,294	2,286	2,193	2,178	2,141	2,142	2,143	2,118	2,068	2,060	1,985	1,940
Retained Earnings	3.6%	3,029	2,923	2,859	2,758	2,696	2,590	2,544	2,486	2,471	2,414	2,398	2,306	2,290	2,241	2,233	2,192	2,201	2,149	2,133	2,083	2,064
Additional Paid-In Capital	0.4%	156	155	155	154	154	153	153	152	152	152	152	151	149	149	149	149	148	147	147	146	145
Shares Outstanding	0.0%	62.00	62.00	62.00	62.00	63.00	62.00	63.00	63.00	63.00	63.00	63.00	63.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	2,742	-	-	-	2,500	-	-	-	2,721	-	-	-	2,026	-	-	-	2,476	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	16.8%	132,772	113,721	85,249	142,690	99,434	121,125	88,285	79,097	67,193	58,490	70,493	95,505	90,286	78,335	79,891	56,621	100,378	85,770	57,719	67,698	51,117
Share Based Compensation	-1.3%	75.00	76.00	77.00	102	102	118	108	121	115	118	114	159	172	176	176	219	236	240	239	265	280
Cashflow From Investing	74.2%	-114,743	-445,464	61,299	-568,298	-534,728	-176,605	-253,985	-26,710	465,389	-420,590	-1,044,450	83,762	224,841	-286,841	-36,374	-245,331	-225,736	216,946	-220,137	-89,131	48,526
Cashflow From Financing	-1443.6%	-65,582	4,881	-316,123	-467,068	-720,813	-117,405	134,217	186,570	389,302	322,578	387,385	736,947	432,715	259,696	799,981	286,598	95,659	-337,316	134,373	53,800	-68,510
Dividend Payments	-100.0%	-	39,096	-	39,151	-	37,349	-	38,026	-1.00	38,026	-	34,813	34,800	-	-	-	35,849	-1.00	-	-	27,784
Buy Backs	47.6%	124	84.00	3,367	1,036	109	11,390	37,169	3,380	12.00	656	-	48.00	-	141	19,366	29,371	28.00	17,689	74.00	54.00	18,985

IBOC Income Statement

2023-12-31

Consolidated Statements of Income - USD ($)	12 Months Ended
Consolidated Statements of Income - USD ($)	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income:
Loans, including fees	$ 620,048,000	$ 402,177,000	$ 359,215,000
Investment securities:
Taxable	132,151,000	74,988,000	34,331,000
Tax-exempt	6,259,000	2,541,000	1,483,000
Other interest income	41,704,000	46,075,000	3,074,000
Total interest income	800,162,000	525,781,000	398,103,000
Interest expense:
Savings deposits	60,337,000	12,686,000	4,110,000
Time deposits	53,158,000	11,157,000	11,655,000
Securities sold under repurchase agreements	14,760,000	2,495,000	621,000
Other borrowings	283,000	6,781,000	7,654,000
Junior subordinated deferrable interest debentures	8,123,000	5,037,000	2,791,000
Total interest expense	136,661,000	38,156,000	26,831,000
Net interest income	663,501,000	487,625,000	371,272,000
Credit loss expense	34,576,000	21,651,000	7,955,000
Net interest income after provision for credit losses	628,925,000	465,974,000	363,317,000
Non-interest income:
Investment securities transactions, net	(3,000)		(16,000)
Other investments income, net	9,601,000	17,538,000	68,807,000
Other income	18,941,000	32,994,000	25,043,000
Total non-interest income	169,941,000	187,134,000	222,326,000
Non-interest expense:
Employee compensation and benefits	134,441,000	127,722,000	123,480,000
Occupancy	25,832,000	25,654,000	26,176,000
Depreciation of bank premises and equipment	21,944,000	21,821,000	25,028,000
Professional fees	14,000,000	11,292,000	7,890,000
Deposit insurance assessments	6,285,000	6,987,000	4,389,000
Net operations, other real estate owned	(3,983,000)	122,000	5,073,000
Amortization of identified intangible assets	0	0	0
Advertising	5,010,000	4,588,000	4,037,000
Software and software maintenance	20,046,000	15,271,000	17,794,000
Other	51,779,000	57,012,000	49,449,000
Total non-interest expense	275,354,000	270,469,000	263,316,000
Income before income taxes	523,512,000	382,639,000	322,327,000
Provision for income taxes	111,744,000	82,407,000	68,405,000
Net income	$ 411,768,000	$ 300,232,000	$ 253,922,000
Basic earnings per common share:
Weighted average number of shares outstanding (in shares)	62,082,827	62,658,414	63,352,737
Net income per common share (in dollars per share)	$ 6.63	$ 4.79	$ 4.01
Fully diluted earnings per common share:
Weighted average number of shares outstanding (in shares)	62,221,601	62,810,234	63,486,366
Net income per common share (in dollars per share)	$ 6.62	$ 4.78	$ 4.00
Services charges on deposit accounts
Non-interest income:
Service charges	$ 73,933,000	$ 72,781,000	$ 66,205,000
Other service charges, commissions and fees, Banking
Non-interest income:
Service charges	57,923,000	55,253,000	54,280,000
Other service charges, commissions and fees, Non-banking
Non-interest income:
Service charges	$ 9,546,000	$ 8,568,000	$ 8,007,000

About International Bancshares Corp

International Bancshares Corporation, a financial holding company, provides commercial and retail banking services in Texas and the State of Oklahoma. It accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The company also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collection, notary public, escrow, drive up and walk up facilities, and other customary banking services; and Internet banking services, as well as securities products through third party providers. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.

CEO	Mr. Mike K. Sohn
WEBSITE	ibc.com
INDUSTRY	Banks Diversified
EMPLOYEES	1974

International Bancshares Corp Frequently Asked Questions

What is the ticker symbol for International Bancshares Corp? What does IBOC stand for in stocks?

IBOC is the stock ticker symbol of International Bancshares Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of International Bancshares Corp (IBOC)?

As of Tue Apr 23 2024, market cap of International Bancshares Corp is 3.49 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of IBOC stock?

You can check IBOC's fair value in chart for subscribers.

What is the fair value of IBOC stock?

You can check IBOC's fair value in chart for subscribers. The fair value of International Bancshares Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of International Bancshares Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for IBOC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is International Bancshares Corp a good stock to buy?

The fair value guage provides a quick view whether IBOC is over valued or under valued. Whether International Bancshares Corp is cheap or expensive depends on the assumptions which impact International Bancshares Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for IBOC.

What is International Bancshares Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, IBOC's PE ratio (Price to Earnings) is 8.48 and Price to Sales (PS) ratio is 4.36. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. IBOC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on International Bancshares Corp's stock?

In the past 10 years, International Bancshares Corp has provided 0.116 (multiply by 100 for percentage) rate of return.