ISTR - Investar Holding Corp Stock Price, Fair Value and News

16.31USD+0.01 (+0.06%)Market Closed

Market Summary

USD16.31+0.01

Market Closed

0.06%

ISTR Stock Price

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ISTR RSI Chart

ISTR Valuation

Market Cap

160.2M

Price/Earnings (Trailing)

9.12

Price/Sales (Trailing)

1.3

EV/EBITDA

1.65

Price/Free Cashflow

7.38

ISTR Price/Sales (Trailing)

ISTR Profitability

EBT Margin

17.66%

Return on Equity

7.74%

Return on Assets

0.63%

Free Cashflow Yield

13.55%

ISTR Fundamentals

ISTR Revenue

Revenue (TTM)

123.6M

Rev. Growth (Yr)

-30.97%

Rev. Growth (Qtr)

-41.68%

ISTR Earnings

Earnings (TTM)

17.6M

Earnings Growth (Yr)

23.48%

Earnings Growth (Qtr)

33.04%

Breaking Down ISTR Revenue

Last 7 days

0.8%

Last 30 days

1.2%

Last 90 days

-7.6%

Trailing 12 Months

39.5%

How does ISTR drawdown profile look like?

ISTR Financial Health

ISTR Investor Care

Dividend Yield

2.45%

Dividend/Share (TTM)

0.4

Buy Backs (1Y)

0.89%

Diluted EPS (TTM)

1.79

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	123.6M	0	0	0
2023	111.7M	119.7M	125.9M	133.2M
2022	97.8M	97.0M	120.3M	104.6M
2021	72.4M	73.8M	54.1M	95.5M
2020	92.4M	93.8M	94.3M	74.5M
2019	77.4M	81.8M	85.9M	89.4M
2018	59.4M	65.6M	69.9M	73.9M
2017	43.9M	45.0M	48.4M	53.3M
2016	38.9M	40.5M	42.0M	43.2M
2015	33.2M	35.0M	36.3M	37.3M
2014	25.3M	27.2M	29.2M	31.4M
2013	16.6M	18.5M	20.5M	22.5M
2012	0	0	0	14.6M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Investar Holding Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 30, 2024	nelson andrew c	acquired	6,049	16.71	362	-
Apr 30, 2024	nelson andrew c	acquired	835	16.71	50.00	-
Apr 01, 2024	crochet linda m	acquired	-	-	4,933	chief operations officer
Apr 01, 2024	d'angelo john j	sold (taxes)	-37,179	16.35	-2,274	chief executive officer
Apr 01, 2024	campbell john r	acquired	-	-	5,622	chief financial officer
Apr 01, 2024	moore corey e	sold (taxes)	-1,994	16.35	-122	chief accounting officer
Apr 01, 2024	crochet linda m	sold (taxes)	-13,554	16.35	-829	chief operations officer
Apr 01, 2024	d'angelo john j	acquired	-	-	11,001	chief executive officer
Apr 01, 2024	martin jeffrey wayne	sold (taxes)	-11,673	16.35	-714	chief credit officer
Apr 01, 2024	moore corey e	acquired	-	-	2,446	chief accounting officer

Which funds bought or sold ISTR recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 01, 2024	CONCOURSE FINANCIAL GROUP SECURITIES, INC.	sold off	-100	-2,011	-	-%
May 01, 2024	Janney Montgomery Scott LLC	sold off	-100	-157,000	-	-%
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-14.54	-24,708	372,072	-%
Apr 24, 2024	RITHOLTZ WEALTH MANAGEMENT	new	-	175,854	175,854	0.01%
Apr 19, 2024	Copeland Capital Management, LLC	reduced	-21.43	-5,200	32,507	-%
Apr 18, 2024	Capital Advisors, Ltd. LLC	unchanged	-	-	3,000	-%
Apr 16, 2024	Stratos Wealth Partners, LTD.	unchanged	-	17,494	197,383	-%
Apr 05, 2024	CWM, LLC	unchanged	-	4,000	45,000	-%
Mar 22, 2024	PNC FINANCIAL SERVICES GROUP, INC.	unchanged	-	8,100	27,956	-%
Mar 11, 2024	VANGUARD GROUP INC	added	0.31	2,053,310	7,032,900	-%

Are Funds Buying or Selling ISTR?

Are funds buying ISTR calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ISTR

No. of Funds

Unveiling Investar Holding Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	fourthstone llc	9.97%	972,906	SC 13G/A
Feb 08, 2024	banc funds co llc	2.7%	272,896	SC 13G/A
Feb 14, 2023	fourthstone llc	9.95%	983,888	SC 13G/A
Feb 06, 2023	banc funds co llc	2.3%	235,978	SC 13G/A
Feb 25, 2022	ejf capital llc	0%	0	SC 13G/A
Feb 14, 2022	maltese capital management llc	4.75%	491,000	SC 13G/A
Feb 14, 2022	fourthstone llc	7.80%	806,964	SC 13G/A
Feb 08, 2022	banc funds co llc	2.2%	231,178	SC 13G/A
Jul 12, 2021	blackrock inc.	1.3%	131,078	SC 13G/A
Jun 24, 2021	fourthstone llc	5.26%	548,039	SC 13G

Recent SEC filings of Investar Holding Corp

View All Filings

Date Filed	Form Type	Document
May 02, 2024	10-Q	Quarterly Report
May 02, 2024	4	Insider Trading
Apr 22, 2024	8-K	Current Report
Apr 03, 2024	3/A	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 02, 2024	DEFA14A	DEFA14A

Peers (Alternatives to Investar Holding Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	547.1B	174.7B	-3.62%	40.95%	10.87	3.13	53.11%	19.83%
BAC	291.2B	127.4B	-1.15%	32.34%	11.64	2.29	44.27%	-12.56%
WFC	208.9B	85.8B	4.32%	56.01%	11.13	2.44	35.02%	26.14%
C	117.6B	133.3B	-2.05%	34.77%	12.74	0.88	79.09%	-
CFG	16.2B	10.2B	-0.14%	33.45%	10.1	1.59	44.53%	-22.43%
KEY	14.1B	8.1B	-2.62%	55.93%	16.1	1.73	32.15%	-50.93%
MID-CAP
CMA	7.0B	4.2B	-3.21%	45.81%	10.12	1.66	34.68%	-45.96%
ZION	6.5B	3.9B	0.71%	88.53%	9.51	1.64	45.91%	-25.03%
ABCB	3.4B	1.3B	3.97%	58.26%	12.78	2.69	43.24%	-22.35%
ASB	3.3B	1.8B	5.09%	36.86%	20.6	1.8	32.64%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	395.3M	152.4M	-5.49%	44.45%	39.76	2.59	16.94%	-73.84%
AROW	391.6M	162.6M	-2.25%	14.75%	13.02	2.41	25.39%	-38.37%
ACNB	282.2M	96.6M	-5.09%	17.23%	8.91	2.92	11.02%	-11.37%
ASRV	42.0M	60.9M	2.51%	-13.74%	-12.56	0.69	24.06%	-144.92%

Investar Holding Corp News

Latest updates

Investar Holding Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-41.7%	21.00	37.00	33.00	32.00	31.00	29.00	27.00	24.00	24.00	45.00	4.00	25.00	22.00	4.00	23.00	24.00	24.00	24.00	23.00	22.00	21.00
EBITDA Margin	5.8%	0.78*	0.74*	0.87*	1.01*	1.15*	1.33*	1.13*	1.16*	1.09*	1.03*	1.73*	1.47*	-	-	-	-	-	-	-	-	-
Interest Expenses	-6.9%	17.00	18.00	17.00	18.00	20.00	23.00	23.00	22.00	22.00	21.00	22.00	21.00	20.00	19.00	19.00	18.00	17.00	17.00	16.00	16.00	15.00
Income Taxes	76.5%	1.00	1.00	1.00	2.00	1.00	2.00	2.00	2.00	3.00	2.00	-2.65	1.00	1.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	40.9%	6.00	4.00	3.00	8.00	5.00	11.00	9.00	12.00	13.00	9.00	-12.63	7.00	7.00	6.00	6.00	5.00	1.00	4.00	6.00	6.00	5.00
EBT Margin	15.2%	0.18*	0.15*	0.21*	0.27*	0.33*	0.42*	0.35*	0.21*	0.16*	0.10*	0.13*	0.34*	-	-	-	-	-	-	-	-	-
Net Income	33.0%	5.00	4.00	3.00	7.00	4.00	9.00	7.00	9.00	10.00	7.00	-9.98	6.00	5.00	5.00	4.00	4.00	1.00	3.00	5.00	5.00	4.00
Net Income Margin	13.5%	0.14*	0.13*	0.18*	0.22*	0.26*	0.34*	0.28*	0.17*	0.13*	0.08*	0.10*	0.27*	-	-	-	-	-	-	-	-	-
Free Cashflow	687.4%	6.00	-1.10	9.00	2.00	11.00	8.00	10.00	0.00	19.00	3.00	6.00	10.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-1.0%	2,788	2,815	2,790	2,754	2,752	2,754	2,662	2,591	2,573	2,513	2,696	2,673	2,408	2,321	2,323	2,359	2,199	2,149	2,018	1,997	1,962
Cash Equivalents	-	-	-	-	-	-	-	-	-	-	-	-	-	-	35.00	51.00	131	39.00	45.00	29.00	64.00	72.00
Net PPE	-3.4%	43.00	44.00	45.00	46.00	48.00	50.00	50.00	51.00	55.00	58.00	62.00	63.00	57.00	56.00	57.00	57.00	55.00	51.00	49.00	46.00	46.00
Goodwill	-100.0%	-	40.00	-	-	-	40.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Liabilities	-1.1%	2,561	2,588	2,581	2,535	2,533	2,538	2,456	2,371	2,339	2,271	2,460	2,422	2,160	2,078	2,086	2,123	1,966	1,907	1,808	1,791	1,759
Shareholder's Equity	0.1%	227	227	209	218	218	216	206	219	234	243	236	251	248	243	237	237	233	242	210	205	203
Retained Earnings	3.2%	120	117	114	112	107	108	100	94.00	85.00	76.00	70.00	81.00	76.00	71.00	68.00	64.00	60.00	60.00	58.00	53.00	49.00
Additional Paid-In Capital	0.2%	146	145	145	145	146	147	146	148	154	155	155	156	156	159	159	162	162	169	141	141	145
Accumulated Depreciation	2.9%	20.00	19.00	22.00	22.00	22.00	22.00	21.00	21.00	20.00	19.00	19.00	18.00	17.00	16.00	15.00	14.00	13.00	12.00	12.00	11.00	11.00
Shares Outstanding	0.3%	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	112	-	-	-	204	-	-	-	221	-	-	-	146	-	-	-	219	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	2545.3%	7,830	296	10,676	2,904	12,371	9,199	11,784	1,554	20,211	4,859	7,478	11,690	9,454	6,461	7,123	3,382	783	4,830	1,906	5,965	5,866
Share Based Compensation	-21.6%	409	522	527	506	433	736	502	487	382	405	442	494	400	388	424	449	383	374	374	393	289
Cashflow From Investing	174.2%	35,895	-48,378	-48,639	34,553	-11,026	-87,146	-106,378	-73,037	-84,426	-73,438	39,403	110,911	-23,477	-15,753	-49,849	-61,887	-20,654	-24,198	-54,531	-40,013	15,679
Cashflow From Financing	-306.4%	-33,889	16,423	35,724	-2,843	-10,311	82,193	79,657	30,828	58,779	-184,871	36,837	44,705	78,122	-5,893	-37,685	150,927	13,718	35,062	17,707	25,564	33,718
Dividend Payments	-0.5%	975	980	981	940	943	943	903	877	829	829	835	733	693	693	654	660	679	601	553	532	481
Buy Backs	-48.8%	173	338	677	1,099	912	206	2,730	6,060	1,544	-	2,444	486	3,995	321	2,948	1,184	6,659	1.00	428	4,529	3,368

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ISTR Income Statement

2024-03-31

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
INTEREST INCOME
Interest and fees on loans	$ 32,135	$ 27,359
Interest on investment securities:
Taxable	2,817	3,085
Tax-exempt	238	105
Other interest income	532	428
Total interest income	35,722	30,977
INTEREST EXPENSE
Interest on deposits	14,845	6,221
Interest on borrowings	3,661	4,583
Total interest expense	18,506	10,804
Net interest income	17,216	20,173
Provision for credit losses	(1,419)	388
Net interest income after provision for credit losses	18,635	19,785
NONINTEREST INCOME
Loss on call or sale of investment securities, net	0	(1)
Gain (loss) on sale or disposition of fixed assets, net	427	(859)
Loss on sale of other real estate owned, net	0	(142)
Gain on sale of loans	0	75
Income from bank owned life insurance	388	336
Change in the fair value of equity securities	80	(4)
Other operating income	648	487
Total noninterest income	2,748	1,076
Income before noninterest expense	21,383	20,861
NONINTEREST EXPENSE
Depreciation and amortization	812	1,052
Salaries and employee benefits	9,248	9,334
Occupancy	581	1,024
Data processing	937	875
Marketing	41	69
Professional fees	419	633
Gain on early extinguishment of subordinated debt	(215)	0
Other operating expenses	3,473	3,188
Total noninterest expense	15,296	16,175
Income before income tax expense	6,087	4,686
Income tax expense	1,380	874
Net income	$ 4,707	$ 3,812
EARNINGS PER SHARE
Basic earnings per share (in dollars per share)	$ 0.48	$ 0.38
Diluted earnings per share (in dollars per share)	0.48	0.38
Cash dividends declared per common share (in dollars per share)	$ 0.1	$ 0.095
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income	$ 810	$ 740
Bank Servicing [Member]
NONINTEREST INCOME
Noninterest income	0	6
Credit and Debit Card [Member]
NONINTEREST INCOME
Noninterest income	$ 395	$ 438

ISTR Balance Sheet

2024-03-31

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets [Abstract]
Cash and due from banks	$ 18,083	$ 28,285
Interest-bearing balances due from other banks	23,762	3,724
Cash and cash equivalents	41,845	32,009
Available for sale securities at fair value (amortized cost of $415,546 and $419,283, respectively)	353,340	361,918
Held to maturity securities at amortized cost (estimated fair value of $18,148 and $20,513, respectively)	17,755	20,472
Loans	2,180,578	2,210,619
Less: allowance for credit losses	(29,114)	(30,540)
Loans, net	2,151,464	2,180,079
Property, Plant and Equipment, Net	42,659	44,183
Other real estate owned, net	4,247	4,438
Accrued interest receivable	15,047	14,366
Deferred tax asset	17,779	16,910
Goodwill and other intangible assets, net	42,154	42,320
Bank owned life insurance	60,745	58,797
Other Assets	25,688	25,066
Total assets	2,787,706	2,815,155
Deposits:
Noninterest-bearing	435,397	448,752
Interest-bearing	1,772,431	1,806,975
Total deposits	2,207,828	2,255,727
Advances from Federal Home Loan Bank	23,500	23,500
Borrowings under Bank Term Funding Program	229,000	212,500
Repurchase agreements	7,850	8,633
Subordinated debt, net of unamortized issuance costs	43,363	44,320
Junior subordinated debt	8,657	8,630
Accounts Payable and Accrued Liabilities	40,503	35,077
Total liabilities	2,560,701	2,588,387
Commitments and contingencies (Note 10)
STOCKHOLDERS’ EQUITY
Preferred stock, no par value per share; 5,000,000 shares authorized	0	0
Common stock, $1.00 par value per share; 40,000,000 shares authorized; 9,781,946 and 9,748,067 shares issued and outstanding, respectively	9,782	9,748
Surplus	145,739	145,456
Retained earnings	120,441	116,711
Accumulated other comprehensive loss	(48,957)	(45,147)
Total stockholders’ equity	227,005	226,768
Total liabilities and stockholders’ equity	2,787,706	2,815,155
Marketable Securities and Mutual Funds [Member]
Assets [Abstract]
Equity securities at fair value	2,260	1,180
Equity Securities, Held In Correspondent Banks [Member]
Assets [Abstract]
Equity securities at fair value	$ 12,723	$ 13,417

About Investar Holding Corp

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in South Louisiana. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit cards; and mobile banking services, as well as credit cards. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate loans, such as second mortgage loans; consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers cash management products, including remote deposit capture, lockbox payment processing, virtual vault, electronic statements, positive pay, ACH origination and wire transfer, investment sweep accounts, and business internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machine, interactive teller machines, merchant card, and mobile wallet payment services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

CEO	Mr. John Joseph D'Angelo
WEBSITE	investarbank.com
INDUSTRY	Banks Diversified
EMPLOYEES	338

Investar Holding Corp Frequently Asked Questions

What is the ticker symbol for Investar Holding Corp? What does ISTR stand for in stocks?

ISTR is the stock ticker symbol of Investar Holding Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Investar Holding Corp (ISTR)?

As of Thu May 02 2024, market cap of Investar Holding Corp is 160.22 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ISTR stock?

You can check ISTR's fair value in chart for subscribers.

What is the fair value of ISTR stock?

You can check ISTR's fair value in chart for subscribers. The fair value of Investar Holding Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Investar Holding Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ISTR so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Investar Holding Corp a good stock to buy?

The fair value guage provides a quick view whether ISTR is over valued or under valued. Whether Investar Holding Corp is cheap or expensive depends on the assumptions which impact Investar Holding Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ISTR.

What is Investar Holding Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu May 02 2024, ISTR's PE ratio (Price to Earnings) is 9.12 and Price to Sales (PS) ratio is 1.3. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ISTR PE ratio will change depending on the future growth rate expectations of investors.