KFFB RSI Chart
Last 7 days
-1.6%
Last 30 days
-5.3%
Last 90 days
-7.7%
Trailing 12 Months
-37.7%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 0 | 0 | 0 | 0 |
2023 | 0 | 0 | 0 | 0 |
2022 | 0 | 0 | 0 | 0 |
2021 | 0 | 3.0K | 0 | 0 |
2020 | 0 | 0 | 0 | 0 |
2019 | 0 | 0 | 0 | 0 |
2018 | 0 | 0 | 0 | 0 |
2017 | 11.3M | 0 | 0 | 0 |
2016 | 11.8M | 11.6M | 11.4M | 11.3M |
2015 | 12.7M | 12.4M | 12.3M | 12.1M |
2014 | 13.4M | 13.2M | 13.0M | 12.8M |
2013 | 10.8M | 12.0M | 12.8M | 13.7M |
2012 | 10.4M | 10.2M | 10.0M | 9.8M |
2011 | 10.9M | 10.7M | 10.6M | 10.5M |
2010 | 0 | 11.4M | 11.2M | 11.1M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Jan 23, 2023 | ecton walter g jr | bought | 106 | 6.65 | 16.00 | - |
Jan 19, 2023 | ecton walter g jr | acquired | 6,457 | 6.65 | 971 | - |
Jan 19, 2023 | ecton walter g jr | bought | 2,380 | 6.65 | 358 | - |
Jan 09, 2023 | ecton walter g jr | acquired | 33.25 | 6.65 | 5.00 | - |
Oct 27, 2022 | ecton walter g jr | acquired | 3,510 | 7.02 | 500 | - |
Jun 15, 2022 | hulette r clay | sold | -11,250 | 7.5 | -1,500 | v.p., cfo & treasurer |
Jun 15, 2022 | hulette teresa k | sold | -11,250 | 7.5 | -1,500 | evp --first fed. of kentucky |
Mar 31, 2020 | hulette r clay | bought | 9,057 | 6.0386 | 1,500 | v.p., cfo & treasurer |
Which funds bought or sold KFFB recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 15, 2024 | Royal Bank of Canada | added | 0.21 | -25,000 | 158,000 | -% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | unchanged | - | -10,400 | 61,120 | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | added | 16.25 | 14.00 | 5,547 | -% |
May 15, 2024 | MORGAN STANLEY | reduced | -0.03 | -2,182 | 13,626 | -% |
May 13, 2024 | GEODE CAPITAL MANAGEMENT, LLC | unchanged | - | -13,237 | 77,808 | -% |
May 13, 2024 | UBS Group AG | reduced | -52.52 | -5,510 | 3,820 | -% |
May 13, 2024 | DELTA ASSET MANAGEMENT LLC/TN | unchanged | - | -392 | 2,303 | -% |
May 10, 2024 | VANGUARD GROUP INC | unchanged | - | -32,373 | 202,727 | -% |
May 10, 2024 | BlackRock Inc. | reduced | -9.09 | -7,119 | 25,835 | -% |
May 10, 2024 | OSAIC HOLDINGS, INC. | unchanged | - | -427 | 2,674 | -% |
Peers (Alternatives to Kentucky First Federal Bancorp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 580.6B | 174.7B | 11.53 | 3.32 | ||||
BAC | 304.4B | 137.9B | 12.16 | 2.21 | ||||
WFC | 217.3B | 85.8B | 11.58 | 2.53 | ||||
C | 122.5B | 125.0B | 15.33 | 0.98 | ||||
CFG | 16.8B | 10.4B | 11.72 | 1.61 | ||||
KEY | 14.7B | 8.1B | 16.8 | 1.8 | ||||
MID-CAP | ||||||||
CMA | 7.3B | 4.2B | 10.53 | 1.72 | ||||
ZION | 6.7B | 4.1B | 10.59 | 1.63 | ||||
ABCB | 3.5B | 1.3B | 12.26 | 2.64 | ||||
ASB | 3.4B | 2.0B | 21.08 | 1.66 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
AROW | 410.6M | 173.1M | 14.07 | 2.37 | ||||
ALRS | 390.2M | 152.4M | 39.25 | 2.56 | ||||
ACNB | 288.6M | 98.7M | 9.81 | 2.92 | ||||
ASRV | 47.0M | 62.5M | -15.89 | 0.75 |
Kentucky First Federal Bancorp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q1 | 2022Q4 | 2022Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2017Q2 | 2017Q1 | 2016Q4 | 2016Q3 | 2016Q2 |
Revenue | 8.3% | 4,173 | 3,852 | 3,531 | 3,210 | 2,140 | 1,070 | - | - | 1,068 | 2,137 | 3,205 | 3,263 | 3,328 | 3,260 | 3,192 | 3,178 | 3,021 | 2,863 | 2,811 | 2,789 | 2,807 |
EBITDA Margin | -29.1% | 506.67* | 714.33* | 1.00 | 1.00 | 1.00 | 1.00 | 2.00 | -0.68* | - | - | - | - | - | - | - | - | - | - | - | - | - |
Interest Expenses | 6.5% | 1,765 | 1,657 | 1,670 | 2,045 | 2,448 | 2,432 | -5,170 | 2,448 | 2,473 | 2,390 | 2,323 | 2,341 | 2,381 | -3,822 | 2,347 | 2,381 | - | - | - | - | - |
Income Taxes | 59.6% | -38.00 | -94.00 | -69.00 | 54.00 | 113 | 116 | 59.00 | 138 | 89.00 | 66.00 | 58.00 | 58.00 | 60.00 | 24.00 | 48.00 | 27.00 | - | - | - | - | - |
Earnings Before Taxes | 68.1% | -145 | -455 | -244 | 198 | 487 | 489 | 751 | 611 | 459 | 351 | 298 | 306 | 294 | 324 | 255 | 194 | - | - | - | - | - |
EBT Margin | -76.6% | -263.67* | -149.33* | 164.67* | 494.33* | 584* | 601.33* | 724* | -1.04* | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Income | 70.4% | -107 | -361 | -175 | 144 | 374 | 373 | 692 | 473 | 370 | 285 | 240 | 248 | 234 | 300 | 207 | 167 | - | - | - | - | - |
Net Income Margin | -71.7% | -200.33* | -116.67* | 128.33* | 365.67* | 429* | 465* | 606.67* | -1.08* | - | - | - | - | - | - | - | - | - | - | - | - | - |
Free Cashflow | 65.0% | -191 | -546 | -591 | 193 | 320 | 367 | 289 | 1,134 | - | - | - | - | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 0.8% | 369 | 366 | 357 | 349 | 343 | 335 | 331 | 328 | 334 | 340 | 337 | 338 | 333 | 331 | 328 | 321 | 331 | 329 | 329 | 331 | 319 |
Cash Equivalents | 5.8% | 15.00 | 15.00 | 13.00 | 8.00 | 8.00 | 8.00 | 9.00 | 26.00 | 46.00 | 45.00 | 26.00 | 22.00 | 15.00 | 15.00 | 17.00 | 14.00 | 17.00 | 12.00 | 12.00 | 10.00 | 10.00 |
Net PPE | -1.0% | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
Goodwill | 0% | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 |
Liabilities | 1.0% | 320 | 317 | 307 | 298 | 292 | 284 | 279 | 276 | 281 | 287 | 284 | 286 | 281 | 279 | 276 | 269 | 265 | 263 | 263 | 264 | 253 |
Shareholder's Equity | -0.3% | 49.00 | 49.00 | 50.00 | 51.00 | 51.00 | 52.00 | 52.00 | 52.00 | 53.00 | 53.00 | 53.00 | 52.00 | 52.00 | 52.00 | 52.00 | 52.00 | 66.00 | 66.00 | 66.00 | 66.00 | 67.00 |
Retained Earnings | -0.6% | 18.00 | 19.00 | 19.00 | 20.00 | 20.00 | 21.00 | 21.00 | 21.00 | 21.00 | 21.00 | 21.00 | 20.00 | 20.00 | 20.00 | 20.00 | 20.00 | 34.00 | 34.00 | 34.00 | 34.00 | 34.00 |
Additional Paid-In Capital | 0% | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 |
Shares Outstanding | - | - | - | 8.00 | - | - | - | 8.00 | - | - | - | 8.00 | - | - | - | 8.00 | - | - | - | 8.00 | - | - |
Float | - | - | - | - | - | - | 20.00 | - | - | - | 19.00 | - | - | - | 19.00 | - | - | - | 24.00 | - | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | 66.3% | -176 | -522 | -570 | 150 | 199 | 367 | 436 | 1,497 | -281 | -701 | 2,126 | 322 | 1,148 | -144 | 255 | 91.00 | 171 | 762 | 18.00 | 207 | 326 |
Cashflow From Investing | 70.1% | -2,111 | -7,056 | -3,545 | -6,060 | -7,052 | -5,640 | -20,732 | -15,643 | 7,352 | 17,367 | 4,257 | 1,649 | -2,384 | -4,873 | -3,238 | -6,671 | 3,176 | -823 | 4,561 | -11,513 | 1,561 |
Cashflow From Financing | -67.4% | 3,125 | 9,577 | 8,534 | 5,992 | 7,284 | 4,292 | 3,108 | -6,092 | -6,302 | 2,694 | -2,099 | 4,910 | 1,273 | 2,631 | 6,397 | 3,257 | 1,794 | -210 | -2,285 | 10,974 | -1,836 |
Dividend Payments | -100.0% | - | 336 | 335 | 337 | 341 | 343 | 342 | 349 | 349 | 345 | 351 | 348 | 349 | 347 | 344 | 350 | 352 | 352 | 334 | 349 | 369 |
Condensed Consolidated Statements of Operations (Unaudited) - USD ($) | 3 Months Ended | 6 Months Ended | ||
---|---|---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2023 | Dec. 31, 2022 | |
Interest income | ||||
Loans, including fees | $ 3,628,000 | $ 2,895,000 | $ 7,087,000 | $ 5,539,000 |
Mortgage-backed securities | 92,000 | 115,000 | 191,000 | 229,000 |
Interest-bearing deposits and other | 207,000 | 121,000 | 383,000 | 248,000 |
Total interest income | 3,927,000 | 3,131,000 | 7,661,000 | 6,016,000 |
Interest expense | ||||
Interest-bearing demand deposits | 8,000 | 9,000 | 16,000 | 20,000 |
Savings | 55,000 | 71,000 | 112,000 | 173,000 |
Certificates of Deposit | 1,445,000 | 224,000 | 2,595,000 | 461,000 |
Deposits | 1,508,000 | 304,000 | 2,723,000 | 654,000 |
Borrowings | 762,000 | 379,000 | 1,610,000 | 482,000 |
Total interest expense | 2,270,000 | 683,000 | 4,333,000 | 1,136,000 |
Net interest income | 1,657,000 | 2,448,000 | 3,328,000 | 4,880,000 |
Provision for loan losses | 9,000 | 15,000 | 113,000 | |
Net interest income after provision for loan losses | 1,648,000 | 2,448,000 | 3,313,000 | 4,767,000 |
Non-interest income | ||||
Earnings on bank-owned life insurance | 21,000 | 20,000 | 42,000 | 41,000 |
Net gain on sales of loans | 7,000 | (1,000) | 6,000 | 6,000 |
Net gain (loss) on sales of real estate owned | 4,000 | |||
Net gain on sale of property and equipment held for sale | 10,000 | |||
Other | 18,000 | 50,000 | 69,000 | 110,000 |
Total non-interest income | 46,000 | 69,000 | 121,000 | 167,000 |
Non-interest expense | ||||
Employee compensation and benefits | 1,273,000 | 1,260,000 | 2,515,000 | 2,454,000 |
Data processing | 147,000 | 124,000 | 280,000 | 230,000 |
Occupancy and equipment | 147,000 | 159,000 | 289,000 | 313,000 |
FDIC insurance premiums | 72,000 | 20,000 | 107,000 | 41,000 |
Voice and data communications | 19,000 | 27,000 | 57,000 | 61,000 |
Advertising | 49,000 | 47,000 | 88,000 | 79,000 |
Outside service fees | 135,000 | 46,000 | 213,000 | 104,000 |
Auditing and accounting | 107,000 | 95,000 | 172,000 | 176,000 |
Regulatory assessments | 15,000 | 25,000 | 32,000 | 50,000 |
Foreclosure and real estate owned expenses (net) | 20,000 | 21,000 | 43,000 | 45,000 |
Franchise and other taxes | 20,000 | 41,000 | 53,000 | 78,000 |
Other | 145,000 | 165,000 | 283,000 | 327,000 |
Total non-interest expense | 2,149,000 | 2,030,000 | 4,132,000 | 3,958,000 |
Income (loss) before income taxes | (455,000) | 487,000 | (698,000) | 976,000 |
Income tax expense | (94,000) | 113,000 | (162,000) | 229,000 |
NET INCOME (LOSS) | $ (361,000) | $ 374,000 | $ (536,000) | $ 747,000 |
EARNINGS PER SHARE | ||||
Basic (in Dollars per share) | $ (0.05) | $ 0.04 | $ (0.07) | $ 0.09 |
DIVIDENDS PER SHARE (in Dollars per share) | $ 0.1 | $ 0.1 | $ 0.1 | $ 0.2 |
Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands | Dec. 31, 2023 | Jun. 30, 2023 | ||
---|---|---|---|---|
ASSETS | ||||
Cash and due from financial institutions | $ 1,992 | $ 2,284 | ||
Fed funds sold | 684 | 665 | ||
Interest-bearing demand deposits | 11,908 | 5,218 | ||
Cash and cash equivalents | 14,584 | 8,167 | ||
Securities available-for-sale | 10,918 | 12,080 | ||
Securities held-to-maturity, at amortized cost- approximate fair value of $223 and $259 at December 31, 2023 and June 30, 2023, respectively | 234 | 274 | ||
Loans held for sale | 270 | |||
Loans, net of allowance for credit loss of $2,132 and $1,634 at December 31, 2023 and June 30, 2023, respectively1 | [1] | 325,648 | 313,807 | |
Real estate owned, net | 10 | 70 | ||
Premises and equipment, net | 4,361 | 4,435 | ||
Federal Home Loan Bank stock, at cost | 4,243 | 4,623 | ||
Accrued interest receivable | 1,078 | 902 | ||
Bank-owned life insurance | 2,873 | 2,831 | ||
Goodwill | 947 | 947 | ||
Prepaid federal income taxes | 241 | 144 | ||
Prepaid expenses and other assets | 840 | 742 | ||
Total assets | 366,247 | 349,022 | ||
LIABILITIES AND SHAREHOLDERS’ EQUITY | ||||
Deposits | 244,629 | 226,309 | ||
Federal Home Loan Bank advances | 71,008 | 70,087 | ||
Advances by borrowers for taxes and insurance | 334 | 793 | ||
Accrued interest payable | 167 | 70 | ||
Accrued income taxes | ||||
Deferred income taxes | 216 | 513 | ||
Other liabilities | 710 | 539 | ||
Total liabilities | 317,064 | 298,311 | ||
Commitments and contingencies | ||||
Shareholders’ equity | ||||
Preferred stock, 500,000 shares authorized, $.01 par value; no shares issued and outstanding | ||||
Common stock, 20,000,000 shares authorized, $.01 par value; 8,596,064 shares issued | 86 | 86 | ||
Additional paid-in capital | 34,891 | 34,891 | ||
Retained earnings | 18,509 | 20,130 | ||
Unearned employee stock ownership plan (ESOP) | ||||
Treasury shares at cost, 509,349 common shares at December 31, 2023 and June 30, 2023, respectively | (3,969) | (3,969) | ||
Accumulated other comprehensive income (loss) | (334) | (427) | ||
Total shareholders’ equity | 49,183 | 50,711 | ||
Total liabilities and shareholders’ equity | $ 366,247 | $ 349,022 | ||
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