LC Stock Price, LendingClub Corp Quote, Chart

Market Summary

USD8.19-0.01

Market Closed

-0.12%

LC Stock Price

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LC RSI Chart

LC Valuation

Market Cap

905.4M

Price/Earnings (Trailing)

23.25

Price/Sales (Trailing)

1.05

EV/EBITDA

-0.59

Price/Free Cashflow

-0.76

LC Price/Sales (Trailing)

LC Profitability

EBT Margin

6.32%

Return on Equity

3.11%

Return on Assets

0.44%

Free Cashflow Yield

-132.11%

LC Fundamentals

LC Revenue

Revenue (TTM)

864.6M

Rev. Growth (Yr)

-29.35%

Rev. Growth (Qtr)

-7.59%

LC Earnings

Earnings (TTM)

38.9M

Breaking Down LC Revenue

Last 7 days

6.8%

Last 30 days

-3.1%

Last 90 days

-5.3%

Trailing 12 Months

12.2%

How does LC drawdown profile look like?

LC Financial Health

LC Investor Care

Shares Dilution (1Y)

3.60%

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	1.1B	1.0B	941.7M	864.6M
2022	1.0B	1.1B	1.2B	1.2B
2021	292.7M	456.8M	631.9M	818.6M
2020	715.4M	564.9M	431.1M	318.1M
2019	717.6M	731.4M	751.6M	758.6M
2018	601.9M	621.6M	654.8M	694.8M
2017	679.8M	657.4M	637.0M	611.3M
2016	617.4M	666.5M	692.6M	696.7M
2015	394.9M	440.2M	492.0M	553.0M
2014	228.2M	272.4M	315.0M	354.5M
2013	89.2M	116.7M	149.6M	187.5M
2012	36.4M	44.8M	56.8M	69.5M
2011	12.6M	14.8M	16.8M	24.0M
2010	0	0	0	0

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of LendingClub Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 25, 2024	stack fergal	sold (taxes)	-65,363	8.15	-8,020	svp, corporate controller
Feb 25, 2024	cheng jordan	acquired	-	-	19,035	general counsel & secretary
Feb 25, 2024	armstrong annie	sold (taxes)	-187,067	8.15	-22,953	chief risk officer
Feb 25, 2024	momen ronnie	acquired	-	-	40,691	bank-chief of consumer banking
Feb 25, 2024	momen ronnie	sold (taxes)	-184,157	8.15	-22,596	bank-chief of consumer banking
Feb 25, 2024	labenne andrew	acquired	-	-	30,852	chief financial officer
Feb 25, 2024	sanborn scott	sold (taxes)	-152,870	8.15	-18,757	ceo
Feb 25, 2024	sanborn scott	back to issuer	-109,992	8.15	-13,496	ceo
Feb 25, 2024	armstrong annie	acquired	-	-	41,293	chief risk officer
Feb 25, 2024	stack fergal	acquired	-	-	18,304	svp, corporate controller

Which funds bought or sold LC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	BFSG, LLC	new	-	88.00	88.00	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-61.63	-50,000	31,000	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	145,411	481,399	-%
Apr 19, 2024	Cutler Group LLC / CA	new	-	14,000	14,000	-%
Apr 19, 2024	VALLEY NATIONAL ADVISERS INC	unchanged	-	-	1,000	-%
Apr 18, 2024	Miracle Mile Advisors, LLC	reduced	-8.29	-16,373	194,558	-%
Apr 18, 2024	Requisite Capital Management, LLC	unchanged	-	1,000	175,800	0.04%
Apr 16, 2024	Maltin Wealth Management, Inc.	unchanged	-	500	87,900	0.05%
Apr 15, 2024	Counterpoint Mutual Funds LLC	sold off	-100	-287,388	-	-%
Apr 12, 2024	IMC-Chicago, LLC	sold off	-100	-499,744	-	-%

Are Funds Buying or Selling LC?

Are funds buying LC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own LC

No. of Funds

Unveiling LendingClub Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	10.28%	11,270,308	SC 13G/A
Feb 12, 2024	rubric capital management lp	0%	0	SC 13G/A
Feb 09, 2024	jackson square partners, llc	8.87%	9,723,943	SC 13G/A
Jan 25, 2024	blackrock inc.	8.6%	9,455,387	SC 13G/A
Feb 10, 2023	rubric capital management lp	5.47%	5,826,128	SC 13G
Feb 10, 2023	jackson square partners, llc	7.47%	7,852,733	SC 13G/A
Feb 09, 2023	vanguard group inc	13.53%	14,214,601	SC 13G/A
Jan 30, 2023	blackrock inc.	7.8%	8,188,147	SC 13G/A
Jun 09, 2022	vanguard group inc	10.44%	10,668,266	SC 13G/A
Feb 11, 2022	jackson square partners, llc	7.59%	7,578,664	SC 13G

Recent SEC filings of LendingClub Corp

View All Filings

Date Filed	Form Type	Document
Apr 11, 2024	PRE 14A	PRE 14A
Mar 25, 2024	4	Insider Trading
Mar 25, 2024	4	Insider Trading
Mar 25, 2024	4	Insider Trading
Mar 25, 2024	4	Insider Trading
Mar 25, 2024	4	Insider Trading
Mar 25, 2024	4	Insider Trading
Feb 27, 2024	4	Insider Trading
Feb 27, 2024	4	Insider Trading
Feb 27, 2024	4	Insider Trading

Peers (Alternatives to LendingClub Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	436.4B	25.1B	-3.94%	23.48%	38.98	17.39	12.87%	12.74%
AXP	166.1B	62.0B	5.73%	48.77%	18.47	2.68	11.96%	24.39%
PYPL	69.1B	29.8B	-0.52%	-13.27%	16.26	2.32	8.19%	75.53%
COF	56.6B	41.9B	4.77%	53.52%	11.47	1.35	34.26%	32.87%
DFS	32.3B	17.8B	2.85%	23.78%	10.94	1.81	38.72%	-32.51%
ALLY	12.1B	14.0B	1.09%	52.13%	11.85	0.87	31.42%	-40.49%
MID-CAP
CACC	6.4B	1.9B	-5.75%	5.72%	22.46	3.38	3.79%	-46.60%
FCFS	6.0B	3.2B	9.05%	37.25%	27.25	1.9	15.50%	-13.49%
WU	4.6B	4.4B	-2.33%	23.16%	7.32	1.05	-2.65%	-31.25%
NNI	3.6B	1.1B	4.38%	0.14%	38.79	3.2	8.54%	-77.53%
SMALL-CAP
ENVA	1.8B	2.1B	5.46%	32.39%	10.35	0.86	21.98%	-15.57%
ATLC	354.5M	1.2B	-19.43%	-15.00%	3.45	0.31	10.41%	-24.15%
CPSS	180.4M	352.0M	12.37%	-11.23%	3.98	0.51	6.77%	-47.27%
AIHS	8.6M	7.3M	-10.00%	-11.33%	-2.23	1.18	-51.06%	-195.09%
CURO	3.7M	853.2M	-40.00%	-95.05%	-0.01	0	-15.13%	-1364.54%

LendingClub Corp News

Latest updates

LendingClub Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	-7.6%	186	201	232	246	263	305	330	290	262	246	204	106	75.00	71.00	40.00	131	188	205	191	174	182
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	188	205	202	194	195
S&GA Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	67.00	76.00	69.00	67.00	68.00
R&D Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	41.00	41.00	43.00	43.00	40.00
EBITDA Margin	7.2%	0.77*	0.72*	0.66*	0.61*	0.57*	0.53*	0.50*	0.45*	0.34*	0.36*	0.25*	0.02*	-	-	-	-	-	-	-	-	-
Interest Expenses	-4.0%	131	137	147	147	135	124	116	100	83.00	65.00	46.00	19.00	94.00	13.00	19.00	24.00	-17.12	-8.87	-10.33	-9.92	-2.92
Income Taxes	6.1%	4.00	3.00	5.00	4.00	-2.44	-7.24	-131	5.00	-0.23	3.00	0.00	-2.82	-0.32	-0.07	-	0.00	0.00	0.00	-0.44	-	0.00
Earnings Before Taxes	64.2%	14.00	8.00	15.00	18.00	21.00	36.00	50.00	46.00	29.00	30.00	10.00	-49.90	-26.98	-34.40	-78.47	-47.77	0.00	-0.29	-11.07	-19.90	-13.39
EBT Margin	-4.2%	0.06*	0.07*	0.09*	0.11*	0.13*	0.14*	0.14*	0.11*	0.02*	-0.06*	-0.22*	-0.65*	-	-	-	-	-	-	-	-	-
Net Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-26.65	-34.33	-78.47	-48.09	0.00	-0.38	-10.66	-19.93	-13.46
Net Income Margin	-	0.05*	-	0.28*	0.25*	0.24*	0.02*	0.02*	0.02*	0.02*	-0.30*	-0.41*	-0.64*	-0.59*	-	-	-	-	-	-	-	-
Free Cashflow	-128.9%	-826	-360	-107	98.00	19.00	93.00	175	19.00	112	76.00	75.00	-57.73	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	4.2%	8,827	8,472	8,343	8,754	7,980	6,775	6,187	5,574	4,900	4,751	4,370	4,491	1,863	1,979	2,453	2,785	2,982	3,050	3,067	3,417	3,820
Cash Equivalents	-4.2%	1,294	1,350	1,239	1,684	1,124	1,019	1,102	1,114	764	940	693	971	628	544	473	434	487	475	501	570	644
Net PPE	1.1%	162	160	152	144	136	130	120	112	98.00	96.00	95.00	95.00	97.00	101	107	116	114	117	120	118	114
Goodwill	0%	76.00	76.00	76.00	76.00	76.00	76.00	76.00	76.00	76.00	76.00	76.00	76.00	-	-	-	-	-	-	-	-	-
Liabilities	4.3%	7,576	7,264	7,137	7,563	6,815	5,654	5,108	4,687	4,050	3,946	3,608	3,758	1,139	1,246	1,706	1,988	2,082	2,162	2,193	2,551	2,949
Short Term Borrowings	-	-	-	-	-	3.00	5.00	8.00	13.00	28.00	46.00	69.00	90.00	105	-	-	-	-	-	-	-	-
Shareholder's Equity	3.6%	1,252	1,208	1,206	1,191	1,164	1,121	1,079	887	850	805	762	733	724	734	746	797	900	888	874	866	871
Retained Earnings	2.5%	-388	-398	-403	-414	-427	-451	-494	-676	-717	-796	-823	-833	-786	-759	-725	-646	-548	-548	-548	-537	-517
Additional Paid-In Capital	0.6%	1,670	1,660	1,648	1,637	1,629	1,612	1,594	1,576	1,560	1,595	1,581	1,564	1,508	1,494	1,478	1,464	1,468	1,455	1,439	1,417	1,405
Shares Outstanding	0.7%	110	110	109	107	107	103	103	101	101	100	99.00	97.00	-	-	-	-	-	-	-	-	-
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.00	1.00	2.00
Float	-	-	-	895	-	-	-	1,064	-	-	-	1,623	-	-	-	278	-	-	-	1,091	-	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-136.2%	-814	-344	-91.36	114	33.00	110	191	41.00	122	86.00	84.00	-51.37	53.00	419	162	-216	-109	-206	-120	166	-377
Share Based Compensation	-28.7%	10.00	14.00	16.00	12.00	16.00	17.00	18.00	16.00	17.00	17.00	18.00	15.00	14.00	15.00	14.00	18.00	17.00	18.00	21.00	18.00	18.00
Cashflow From Investing	37.8%	449	326	79.00	-336	-1,114	-712	-621	-360	-379	-180	-182	288	115	135	172	143	164	143	185	161	218
Cashflow From Financing	137.1%	310	131	-432	782	1,187	520	419	670	81.00	342	-179	106	-83.74	-483	-294	20.00	-42.09	38.00	-134	-401	252
Dividend Payments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	50.00	-	-	-	-	-

LC Income Statement

2023-12-31

Consolidated Statements of Income - USD ($)
$ in Thousands

12 Months Ended

Dec. 31, 2023

Dec. 31, 2022

Dec. 31, 2021

Non-interest income:

Marketplace revenue

$ 291,484

$ 683,626

$ 578,580

Other non-interest income

11,297

28,765

27,219

Total non-interest income

302,781

712,391

605,799

Interest income:

Interest on loans held for sale

35,655

26,183

29,540

Interest and fees on loans and leases held for investment

616,735

465,450

188,977

Interest on loans held for investment at fair value

69,866

12,877

4,436

Interest on retail and certificate loans held for investment at fair value

4,222

18,135

57,684

Interest on securities available for sale

40,235

16,116

11,025

Other interest income

65,917

18,579

1,170

Total interest income

832,630

557,340

292,832

Interest expense:

Interest on deposits

265,556

60,451

7,228

Interest on retail notes and certificates at fair value

4,222

18,135

57,684

Other interest expense

1,014

3,929

15,089

Total interest expense

270,792

82,515

80,001

Net interest income

561,838

474,825

212,831

Total net revenue

864,619

1,187,216

818,630

Provision for credit losses

243,565

267,326

138,800

Non-interest expense:

Compensation and benefits

261,948

339,397

288,390

Marketing

93,840

197,747

156,142

Equipment and software

53,485

49,198

39,490

Depreciation and amortization

47,195

43,831

44,285

Professional services

35,173

50,516

47,572

Occupancy

17,532

21,977

24,249

Other non-interest expense

57,264

64,187

61,258

Total non-interest expense

566,437

766,853

661,386

Income before income tax benefit (expense)

54,617

153,037

18,444

Income tax benefit (expense)

(15,678)

136,648

136

Net income

^[1]

$ 38,939

$ 289,685

$ 18,580

Common Stock

Earnings per share:

Basic EPS - common stockholders ($ per share)

^[1]

$ 0.36

$ 2.80

$ 0.19

Diluted EPS - common stockholders ($ per share)

^[1]

$ 0.36

$ 2.79

$ 0.18

Weighted-average common shares - Basic (shares)

^[1]

108,466,179

103,547,305

97,486,754

Weighted-average common shares - Diluted (shares)

^[1]

108,468,857

104,001,288

102,147,353

Preferred Stock

Earnings per share:

Basic EPS - common stockholders ($ per share)

^[1]

$ 0.00

$ 0.19

Diluted EPS - common stockholders ($ per share)

^[1]

$ 0.00

Weighted-average common shares - Basic (shares)

^[1]

0

653,118

Weighted-average common shares - Diluted (shares)

^[1]

0

[1]	See “Notes to Consolidated Financial Statements – Note 4. Earnings Per Share” for additional information.

LC Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($)
$ in Thousands

Dec. 31, 2023

Dec. 31, 2022

Assets

Cash and due from banks

$ 14,993

$ 23,125

Interest-bearing deposits in banks

1,237,511

1,033,905

Total cash and cash equivalents

1,252,504

1,057,030

Restricted cash

^[1]

41,644

67,454

Securities available for sale at fair value ($1,663,990 and $399,668 at amortized cost, respectively)

1,620,262

345,702

Loans held for sale at fair value

407,773

110,400

Loans and leases held for investment

4,850,302

5,033,154

Allowance for loan and lease losses

(310,387)

(327,852)

Loans and leases held for investment, net

4,539,915

4,705,302

Loans held for investment at fair value

262,190

925,938

Retail and certificate loans held for investment at fair value

^[1]

10,488

55,425

Property, equipment and software, net

161,517

136,473

Goodwill

75,717

Other assets

^[1]

455,453

500,306

Total assets

8,827,463

7,979,747

Deposits:

Interest-bearing

7,001,680

6,158,560

Noninterest-bearing

331,806

233,993

Total deposits

7,333,486

6,392,553

Borrowings

^[1]

8,866

74,858

Retail notes and certificates at fair value

^[1]

10,488

55,425

Other liabilities

^[1]

222,801

292,617

Total liabilities

7,575,641

6,815,453

Equity

Common stock, $0.01 par value; 180,000,000 shares authorized; 110,410,602 and 106,546,995 shares issued and outstanding, respectively

1,104

1,065

Additional paid-in capital

1,669,828

1,628,590

Accumulated deficit

(388,806)

(427,745)

Accumulated other comprehensive loss

(30,304)

(37,616)

Total equity

1,251,822

1,164,294

Total liabilities and equity

$ 8,827,463

$ 7,979,747

[1]	Includes amounts in consolidated variable interest entities (VIEs). See “Notes to Consolidated Financial Statements – Note 7. Securitizations and Variable Interest Entities.”

About LendingClub Corp

LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit. The company also provides loan products, such as consumer loans comprising unsecured personal loans, secured auto refinance loans, and patient and education finance loans; and commercial loans, including small business loans. In addition, it operates an online lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.

CEO	Mr. Scott C. Sanborn
WEBSITE	lendingclub.com
INDUSTRY	Credit Services
EMPLOYEES	1585

LendingClub Corp Frequently Asked Questions

What is the ticker symbol for LendingClub Corp? What does LC stand for in stocks?

LC is the stock ticker symbol of LendingClub Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of LendingClub Corp (LC)?

As of Tue Apr 23 2024, market cap of LendingClub Corp is 905.37 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of LC stock?

You can check LC's fair value in chart for subscribers.

What is the fair value of LC stock?

You can check LC's fair value in chart for subscribers. The fair value of LendingClub Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of LendingClub Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for LC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is LendingClub Corp a good stock to buy?

The fair value guage provides a quick view whether LC is over valued or under valued. Whether LendingClub Corp is cheap or expensive depends on the assumptions which impact LendingClub Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for LC.

What is LendingClub Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, LC's PE ratio (Price to Earnings) is 23.25 and Price to Sales (PS) ratio is 1.05. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. LC PE ratio will change depending on the future growth rate expectations of investors.