LCNB RSI Chart
Last 7 days
-4.6%
Last 30 days
-2.4%
Trailing 12 Months
-3.6%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 68.5M | 71.0M | 74.0M | 79.6M |
2022 | 60.8M | 61.5M | 63.2M | 65.8M |
2021 | 62.8M | 62.2M | 61.9M | 61.2M |
2020 | 65.6M | 65.3M | 64.3M | 63.8M |
2019 | 59.6M | 63.4M | 64.6M | 65.2M |
2018 | 44.7M | 46.3M | 50.4M | 54.6M |
2017 | 44.0M | 43.9M | 44.1M | 44.5M |
2016 | 43.2M | 42.9M | 43.3M | 43.8M |
2015 | 40.3M | 41.7M | 42.2M | 42.7M |
2014 | 34.7M | 36.2M | 37.7M | 39.5M |
2013 | 30.3M | 31.1M | 32.2M | 33.5M |
2012 | 31.7M | 31.2M | 30.6M | 29.9M |
2011 | 33.6M | 33.1M | 32.6M | 32.1M |
2010 | 0 | 34.6M | 34.3M | 34.0M |
2009 | 0 | 0 | 0 | 34.9M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 04, 2024 | foster steve p | acquired | 17,004 | 13.87 | 1,226 | - |
Mar 04, 2024 | mulligan lawrence p jr. | acquired | 31,457 | 13.87 | 2,268 | executive vice president |
Mar 04, 2024 | johrendt michael j | acquired | 17,004 | 13.87 | 1,226 | - |
Mar 04, 2024 | meilstrup eric j | acquired | 84,038 | 13.87 | 6,059 | ceo & president |
Mar 04, 2024 | wilson stephen p | acquired | 17,004 | 13.87 | 1,226 | - |
Mar 04, 2024 | krehbiel anne e | acquired | 17,004 | 13.87 | 1,226 | - |
Mar 04, 2024 | layer matthew palmer | acquired | 34,841 | 13.87 | 2,512 | executive vice president |
Mar 04, 2024 | miller michael robert | acquired | 34,841 | 13.87 | 2,512 | exec vice president |
Mar 04, 2024 | johnson craig millis | acquired | 17,004 | 13.87 | 1,226 | - |
Mar 04, 2024 | cropper spencer s | acquired | 17,004 | 13.87 | 1,226 | - |
Which funds bought or sold LCNB recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 01, 2024 | CONCOURSE FINANCIAL GROUP SECURITIES, INC. | sold off | - | - | - | -% |
May 01, 2024 | BNP PARIBAS FINANCIAL MARKETS | added | 70.58 | 37,685 | 89,726 | -% |
Apr 30, 2024 | Avior Wealth Management, LLC | new | - | 31.00 | 31.00 | -% |
Apr 30, 2024 | Cutter & CO Brokerage, Inc. | reduced | -17.6 | -44,923 | 223,845 | 0.06% |
Apr 25, 2024 | Center for Financial Planning, Inc. | unchanged | - | 2,153 | 201,865 | 0.03% |
Apr 25, 2024 | Bank of New York Mellon Corp | reduced | -6.47 | -48,873 | 846,240 | -% |
Apr 24, 2024 | Axim Planning & Wealth | unchanged | - | 1,955 | 183,310 | 0.15% |
Apr 24, 2024 | IAG Wealth Partners, LLC | unchanged | - | 170 | 15,940 | -% |
Apr 24, 2024 | EQUITABLE TRUST CO | unchanged | - | 2,528 | 236,996 | 0.02% |
Apr 23, 2024 | AMALGAMATED BANK | reduced | -61.32 | -9,000 | 6,000 | -% |
Unveiling LCNB Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to LCNB Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 550.4B | 174.7B | 10.93 | 3.15 | ||||
BAC | 288.3B | 127.4B | 11.52 | 2.26 | ||||
WFC | 208.6B | 85.8B | 11.11 | 2.43 | ||||
C | 117.6B | 133.3B | 12.75 | 0.88 | ||||
CFG | 16.1B | 10.2B | 9.98 | 1.57 | ||||
KEY | 14.0B | 8.1B | 16.03 | 1.72 | ||||
MID-CAP | ||||||||
CMA | 6.9B | 4.2B | 9.9 | 1.62 | ||||
ZION | 6.3B | 3.9B | 9.31 | 1.6 | ||||
ABCB | 3.4B | 1.3B | 12.49 | 2.62 | ||||
ASB | 3.3B | 1.8B | 20.51 | 1.79 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
ALRS | 391.4M | 152.4M | 39.37 | 2.57 | ||||
AROW | 387.7M | 162.6M | 12.89 | 2.38 | ||||
ACNB | 284.2M | 96.6M | 8.97 | 2.94 | ||||
ASRV | 42.0M | 60.9M | -12.56 | 0.69 |
LCNB Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | 18.5% | 23.00 | 20.00 | 19.00 | 18.00 | 18.00 | 17.00 | 16.00 | 15.00 | 15.00 | 15.00 | 15.00 | 16.00 | 16.00 | 15.00 | 16.00 | 17.00 | 16.00 | 16.00 | 16.00 | 16.00 | 16.00 |
EBITDA Margin | -17.9% | 0.94* | 1.14* | 1.24* | 1.31* | 1.38* | 1.40* | 1.40* | 1.39* | 1.39* | 1.37* | 1.35* | 1.33* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 8.0% | 15.00 | 14.00 | 14.00 | 14.00 | 16.00 | 15.00 | 15.00 | 14.00 | 14.00 | 14.00 | 14.00 | 14.00 | 15.00 | 14.00 | 14.00 | 14.00 | 14.00 | 14.00 | 14.00 | 13.00 | 14.00 |
Income Taxes | -124.9% | -0.24 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Earnings Before Taxes | -110.5% | -0.53 | 5.00 | 6.00 | 5.00 | 8.00 | 7.00 | 7.00 | 5.00 | 7.00 | 6.00 | 6.00 | 6.00 | 7.00 | 5.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
EBT Margin | -39.8% | 0.19* | 0.32* | 0.36* | 0.39* | 0.41* | 0.41* | 0.41* | 0.41* | 0.42* | 0.42* | 0.40* | 0.39* | - | - | - | - | - | - | - | - | - |
Net Income | -107.2% | -0.29 | 4.00 | 5.00 | 4.00 | 6.00 | 6.00 | 6.00 | 5.00 | 6.00 | 5.00 | 5.00 | 5.00 | 6.00 | 4.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
Net Income Margin | -39.3% | 0.16* | 0.26* | 0.29* | 0.32* | 0.34* | 0.34* | 0.33* | 0.33* | 0.34* | 0.34* | 0.33* | 0.32* | - | - | - | - | - | - | - | - | - |
Free Cashflow | 63.5% | 8.00 | 5.00 | 4.00 | 2.00 | 7.00 | 7.00 | 7.00 | 5.00 | 2.00 | 7.00 | 3.00 | 4.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | 1203.5% | 2,292 | 176 | 1,951 | 1,925 | 1,919 | 1,905 | 1,913 | 1,900 | 1,904 | 1,884 | 1,857 | 1,818 | 1,746 | 1,726 | 1,735 | 1,636 | 1,639 | 1,644 | 1,642 | 1,632 | 1,637 |
Cash Equivalents | -8.5% | 40.00 | 43.00 | 26.00 | 32.00 | 23.00 | 29.00 | 32.00 | 20.00 | 18.00 | 24.00 | 23.00 | 41.00 | 32.00 | 24.00 | 43.00 | 25.00 | 21.00 | 23.00 | 23.00 | 20.00 | 20.00 |
Net PPE | 9.1% | 36.00 | 33.00 | 33.00 | 33.00 | 33.00 | 33.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 35.00 | 34.00 | 33.00 | 33.00 | 33.00 |
Goodwill | 34.3% | 80.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 |
Liabilities | 15.5% | 2,056 | 1,780 | 1,748 | 1,720 | 1,719 | 1,709 | 1,710 | 1,693 | 1,665 | 1,646 | 1,617 | 1,579 | 1,505 | 1,487 | 1,498 | 1,403 | 1,411 | 1,419 | 1,419 | 1,408 | 1,418 |
Short Term Borrowings | 224.7% | 97.00 | 30.00 | 112 | 77.00 | 71.00 | 4.00 | 5.00 | 25.00 | - | - | - | - | - | - | - | - | - | - | - | - | 56.00 |
Long Term Debt | 0.4% | 113 | 113 | 18.00 | 19.00 | 19.00 | 25.00 | 25.00 | - | 10.00 | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholder's Equity | 794.7% | 235 | 26.00 | 202 | 204 | 201 | 195 | 203 | 207 | 239 | 238 | 240 | 239 | 241 | 239 | 237 | 233 | 228 | 225 | 223 | 224 | 219 |
Retained Earnings | -2.2% | 140 | 143 | 141 | 139 | 139 | 135 | 132 | 129 | 126 | 123 | 121 | 118 | 115 | 112 | 110 | 107 | 104 | 102 | 99.00 | 97.00 | 95.00 |
Shares Outstanding | 18.4% | 13.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 12.00 | 13.00 | 12.00 | 13.00 | 13.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | 154 | - | - | - | 160 | - | - | - | 197 | - | - | - | 195 | - | - | - | 234 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | 61.2% | 8,451 | 5,241 | 4,518 | 2,492 | 6,900 | 7,012 | 6,727 | 4,603 | 3,032 | 7,231 | 3,519 | 4,039 | 4,370 | 4,377 | 3,626 | 1,305 | 7,119 | 6,599 | 5,927 | 2,323 | 8,360 |
Cashflow From Investing | 32.3% | -12,237 | -18,071 | -34,750 | 7,305 | -20,306 | -2,907 | -9,629 | -12,070 | -26,574 | -26,412 | -54,387 | -67,846 | -8,728 | -9,068 | -74,500 | 12,245 | 1,100 | -1,309 | -3,399 | 12,664 | -15,756 |
Cashflow From Financing | -99.7% | 87.00 | 30,232 | 24,376 | -622 | 6,647 | -6,460 | 14,776 | 9,272 | 17,826 | 20,124 | 32,633 | 73,221 | 11,603 | -13,560 | 88,815 | -9,520 | -10,280 | -5,649 | 1,130 | -15,500 | 7,624 |
Dividend Payments | 26.7% | 2,901 | 2,290 | 2,378 | 2,369 | 2,361 | 2,271 | 2,279 | 2,280 | 2,757 | 2,278 | 2,341 | 2,344 | 2,701 | 2,250 | 2,250 | 2,247 | 2,606 | 2,111 | 2,144 | 2,167 | 2,168 |
Buy Backs | - | - | - | 1,488 | 1,838 | 680 | 1,380 | 514 | 21,086 | 439 | 3,468 | 3,263 | 1,140 | 1,080 | 792 | - | - | - | 993 | 5,841 | - | 348 |
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands | 12 Months Ended | ||
---|---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021 | |
INTEREST INCOME: | |||
Interest and fees on loans | $ 71,894 | $ 59,247 | $ 56,142 |
With a readily determinable fair value | 43 | 56 | 51 |
Without a readily determinable fair value | 132 | 29 | 21 |
Interest on debt securities: | |||
Taxable | 5,235 | 5,027 | 3,668 |
Non-taxable | 688 | 753 | 864 |
Other investments | 1,607 | 641 | 431 |
TOTAL INTEREST INCOME | 79,599 | 65,753 | 61,177 |
INTEREST EXPENSE: | |||
Interest on deposits | 16,571 | 3,682 | 3,578 |
Interest on short-term borrowings | 4,060 | 416 | 6 |
Interest on long-term debt | 2,619 | 613 | 469 |
TOTAL INTEREST EXPENSE | 23,250 | 4,711 | 4,053 |
NET INTEREST INCOME | 56,349 | 61,042 | 57,124 |
PROVISION FOR (RECOVERY OF) CREDIT LOSSES | 2,077 | 250 | (269) |
NET INTEREST INCOME AFTER PROVISION FOR (RECOVERY OF) CREDIT LOSSES | 54,272 | 60,792 | 57,393 |
NON-INTEREST INCOME: | |||
Net gain on sales of securities | 0 | 0 | 303 |
Bank owned life insurance income | 1,136 | 1,074 | 1,074 |
Net gains from sales of loans | 697 | 196 | 852 |
Other operating income | 631 | 360 | 1,293 |
TOTAL NON-INTEREST INCOME | 15,411 | 14,288 | 16,232 |
NON-INTEREST EXPENSE: | |||
Salaries and employee benefits | 29,108 | 28,483 | 27,616 |
Equipment expenses | 1,616 | 1,629 | 1,678 |
Occupancy expense, net | 3,301 | 3,067 | 2,949 |
State financial institutions tax | 1,628 | 1,740 | 1,758 |
Marketing | 1,101 | 1,184 | 1,239 |
Amortization of intangibles | 532 | 478 | 1,043 |
FDIC insurance premiums, net | 932 | 530 | 492 |
ATM expense | 1,112 | 1,370 | 1,416 |
Computer maintenance and supplies | 1,358 | 1,114 | 1,213 |
Contracted services | 2,776 | 2,503 | 2,430 |
Other real estate owned | 4 | (866) | 2 |
Merger-related expenses | 4,656 | 0 | 0 |
Other non-interest expense | 6,299 | 6,902 | 6,204 |
TOTAL NON-INTEREST EXPENSE | 54,423 | 48,134 | 48,040 |
INCOME BEFORE INCOME TAXES | 15,260 | 26,946 | 25,585 |
PROVISION FOR INCOME TAXES | 2,632 | 4,818 | 4,611 |
NET INCOME | $ 12,628 | $ 22,128 | $ 20,974 |
Earnings per common share: | |||
Basic (in dollars per share) | $ 1.10 | $ 1.93 | $ 1.66 |
Diluted (in dollars per share) | $ 1.10 | $ 1.93 | $ 1.66 |
Weighted average common shares outstanding: | |||
Basic (in shares) | 11,417,857 | 11,410,981 | 12,589,605 |
Diluted (in shares) | 11,417,857 | 11,410,981 | 12,589,613 |
Fiduciary and Trust | |||
NON-INTEREST INCOME: | |||
Revenue from Contract with Customer, Excluding Assessed Tax | $ 7,091 | $ 6,468 | $ 6,674 |
Deposit Account | |||
NON-INTEREST INCOME: | |||
Revenue from Contract with Customer, Excluding Assessed Tax | $ 5,856 | $ 6,190 | $ 6,036 |
CONSOLIDATED BALANCE SHEETS - USD ($) | Dec. 31, 2023 | Dec. 31, 2022 |
---|---|---|
ASSETS: | ||
Cash and due from banks | $ 36,535,000 | $ 20,244,000 |
Interest-bearing demand deposits | 3,188,000 | 2,457,000 |
Total cash and cash equivalents | 39,723,000 | 22,701,000 |
Investment securities: | ||
Equity securities with a readily determinable fair value, at fair value | 1,336,000 | 2,273,000 |
Equity securities without a readily determinable fair value, at cost | 3,666,000 | 2,099,000 |
Debt securities, available-for-sale, at fair value | 276,601,000 | 289,850,000 |
Debt securities, held-to-maturity, at cost, net of allowance for credit losses of $5 at December 31, 2023 | 16,858,000 | 19,878,000 |
Federal Reserve Bank stock, at cost | 5,086,000 | 4,652,000 |
Federal Home Loan Bank stock, at cost | 15,176,000 | 4,415,000 |
Loans, net of allowance for credit losses of $10,525 and $5,646 at December 31, 2023 and 2022, respectively | 1,712,946,000 | 1,395,632,000 |
Premises and equipment, net | 36,302,000 | 33,042,000 |
Operating lease right-of-use assets | 6,000,000 | 6,525,000 |
Goodwill | 79,509,000 | 59,221,000 |
Core deposit and other intangibles, net | 9,494,000 | 1,827,000 |
Bank owned life insurance | 49,847,000 | 44,298,000 |
Accrued interest receivable | 8,405,000 | 7,482,000 |
Other assets, net | 30,643,000 | 25,503,000 |
TOTAL ASSETS | 2,291,592,000 | 1,919,398,000 |
Deposits: | ||
Non-interest-bearing | 462,267,000 | 505,824,000 |
Interest-bearing | 1,362,122,000 | 1,099,146,000 |
Total deposits | 1,824,389,000 | 1,604,970,000 |
Short-term borrowings | 97,395,000 | 71,455,000 |
Operating Lease, Liability | 6,261,000 | 6,647,000 |
Accrued interest and other liabilities | 15,121,000 | 16,579,000 |
TOTAL LIABILITIES | 2,056,289,000 | 1,718,723,000 |
COMMITMENTS AND CONTINGENT LIABILITIES | $ 0 | $ 0 |
Preferred Stock, No Par Value | $ 0 | $ 0 |
Preferred Stock, Shares Outstanding | 0 | 0 |
SHAREHOLDERS' EQUITY: | ||
Preferred shares - no par value, authorized 1,000,000 shares, none outstanding | $ 0 | $ 0 |
Common Stock, Value, Issued | 173,637,000 | 144,069,000 |
Retained earnings | 140,017,000 | 139,249,000 |
Treasury Stock, Value | (56,015,000) | (52,689,000) |
Accumulated other comprehensive loss, net of taxes | (22,336,000) | (29,954,000) |
TOTAL SHAREHOLDERS' EQUITY | 235,303,000 | 200,675,000 |
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY | $ 2,291,592,000 | $ 1,919,398,000 |
Preferred Stock, Shares Authorized | 1,000,000 | 1,000,000 |
Common Stock, No Par Value | $ 0 | $ 0 |
Common stock, shares, outstanding (in shares) | 13,173,569 | 11,259,080 |
Common Stock, Shares, Issued | 16,384,952 | 14,270,550 |
Common Stock, Shares Authorized | 19,000,000 | 19,000,000 |