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LCNB

LCNB - LCNB Corp Stock Price, Fair Value and News

14.47USD+0.10 (+0.70%)Market Closed

Market Summary

LCNB
USD14.47+0.10
Market Closed
0.70%

LCNB Stock Price

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LCNB RSI Chart

LCNB Valuation

Market Cap

191.4M

Price/Earnings (Trailing)

15.15

Price/Sales (Trailing)

2.4

EV/EBITDA

3.55

Price/Free Cashflow

10.57

LCNB Price/Sales (Trailing)

LCNB Profitability

EBT Margin

19.17%

Return on Equity

5.37%

Return on Assets

0.55%

Free Cashflow Yield

9.46%

LCNB Fundamentals

LCNB Revenue

Revenue (TTM)

79.6M

Rev. Growth (Yr)

31.55%

Rev. Growth (Qtr)

18.52%

LCNB Earnings

Earnings (TTM)

12.6M

Earnings Growth (Yr)

-104.57%

Earnings Growth (Qtr)

-107.2%

Breaking Down LCNB Revenue

Last 7 days

-4.6%

Last 30 days

-2.4%

Trailing 12 Months

-3.6%

How does LCNB drawdown profile look like?

LCNB Financial Health

Debt/Equity

0.48

Debt/Cashflow

0.18

LCNB Investor Care

Dividend Yield

5.87%

Dividend/Share (TTM)

0.85

Shares Dilution (1Y)

17.45%

Diluted EPS (TTM)

1.1

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202368.5M71.0M74.0M79.6M
202260.8M61.5M63.2M65.8M
202162.8M62.2M61.9M61.2M
202065.6M65.3M64.3M63.8M
201959.6M63.4M64.6M65.2M
201844.7M46.3M50.4M54.6M
201744.0M43.9M44.1M44.5M
201643.2M42.9M43.3M43.8M
201540.3M41.7M42.2M42.7M
201434.7M36.2M37.7M39.5M
201330.3M31.1M32.2M33.5M
201231.7M31.2M30.6M29.9M
201133.6M33.1M32.6M32.1M
2010034.6M34.3M34.0M
200900034.9M

Tracking the Latest Insider Buys and Sells of LCNB Corp

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Mar 04, 2024
foster steve p
acquired
17,004
13.87
1,226
-
Mar 04, 2024
mulligan lawrence p jr.
acquired
31,457
13.87
2,268
executive vice president
Mar 04, 2024
johrendt michael j
acquired
17,004
13.87
1,226
-
Mar 04, 2024
meilstrup eric j
acquired
84,038
13.87
6,059
ceo & president
Mar 04, 2024
wilson stephen p
acquired
17,004
13.87
1,226
-
Mar 04, 2024
krehbiel anne e
acquired
17,004
13.87
1,226
-
Mar 04, 2024
layer matthew palmer
acquired
34,841
13.87
2,512
executive vice president
Mar 04, 2024
miller michael robert
acquired
34,841
13.87
2,512
exec vice president
Mar 04, 2024
johnson craig millis
acquired
17,004
13.87
1,226
-
Mar 04, 2024
cropper spencer s
acquired
17,004
13.87
1,226
-

1–10 of 50

Which funds bought or sold LCNB recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
May 01, 2024
CONCOURSE FINANCIAL GROUP SECURITIES, INC.
sold off
-
-
-
-%
May 01, 2024
BNP PARIBAS FINANCIAL MARKETS
added
70.58
37,685
89,726
-%
Apr 30, 2024
Avior Wealth Management, LLC
new
-
31.00
31.00
-%
Apr 30, 2024
Cutter & CO Brokerage, Inc.
reduced
-17.6
-44,923
223,845
0.06%
Apr 25, 2024
Center for Financial Planning, Inc.
unchanged
-
2,153
201,865
0.03%
Apr 25, 2024
Bank of New York Mellon Corp
reduced
-6.47
-48,873
846,240
-%
Apr 24, 2024
Axim Planning & Wealth
unchanged
-
1,955
183,310
0.15%
Apr 24, 2024
IAG Wealth Partners, LLC
unchanged
-
170
15,940
-%
Apr 24, 2024
EQUITABLE TRUST CO
unchanged
-
2,528
236,996
0.02%
Apr 23, 2024
AMALGAMATED BANK
reduced
-61.32
-9,000
6,000
-%

1–10 of 48

Are Funds Buying or Selling LCNB?

Are funds buying LCNB calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own LCNB
No. of Funds

Unveiling LCNB Corp's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 11, 2022
lame john c
0%
0
SC 13D/A
Jan 19, 2022
lame john c
5.59%
695,000
SC 13D/A
Nov 22, 2021
lame john c
5.44%
676,480
SC 13D/A
Oct 21, 2021
lame john c
5.44%
676,480
SC 13D/A
Jul 30, 2021
lame john c
4.43%
559,880
SC 13D
Jul 12, 2021
blackrock inc.
0.5%
63,356
SC 13G/A
Jan 29, 2021
blackrock inc.
5.8%
747,580
SC 13G/A
Feb 07, 2020
blackrock inc.
5.4%
698,502
SC 13G

Recent SEC filings of LCNB Corp

View All Filings
Date Filed Form Type Document
Apr 29, 2024
8-K
Current Report
Apr 26, 2024
8-K
Current Report
Apr 12, 2024
8-K
Current Report
Mar 18, 2024
DEF 14A
DEF 14A
Mar 15, 2024
10-K
Annual Report
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading

Peers (Alternatives to LCNB Corp)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
550.4B
174.7B
-3.62% 40.95%
10.93
3.15
53.11% 19.83%
288.3B
127.4B
-1.15% 32.34%
11.52
2.26
44.27% -12.56%
208.6B
85.8B
4.32% 56.01%
11.11
2.43
35.02% 26.14%
117.6B
133.3B
-2.05% 34.77%
12.75
0.88
79.09% -
16.1B
10.2B
-0.14% 33.45%
9.98
1.57
44.53% -22.43%
14.0B
8.1B
-2.62% 55.93%
16.03
1.72
32.15% -50.93%
MID-CAP
6.9B
4.2B
-3.21% 45.81%
9.9
1.62
34.68% -45.96%
6.3B
3.9B
0.71% 88.53%
9.31
1.6
45.91% -25.03%
3.4B
1.3B
3.97% 58.26%
12.49
2.62
43.24% -22.35%
3.3B
1.8B
5.09% 36.86%
20.51
1.79
32.64% -59.32%
SMALL-CAP
497.6M
120.2M
6.68% 49.76%
19.02
4.14
45.65% -13.98%
391.4M
152.4M
-5.49% 44.45%
39.37
2.57
16.94% -73.84%
387.7M
162.6M
-2.25% 14.75%
12.89
2.38
25.39% -38.37%
284.2M
96.6M
-5.09% 17.23%
8.97
2.94
11.02% -11.37%
42.0M
60.9M
2.51% -13.74%
-12.56
0.69
24.06% -144.92%

LCNB Corp News

Latest updates
Yahoo Movies UK • 4 hours ago
Houston Chronicle • 30 Apr 2024 • 09:51 pm
Defense World • 23 Apr 2024 • 09:07 am
The Business Journals • 25 Mar 2024 • 07:00 am
Seeking Alpha • 18 Mar 2024 • 07:00 am
Dayton Daily News • 5 months ago

LCNB Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue18.5%23.0020.0019.0018.0018.0017.0016.0015.0015.0015.0015.0016.0016.0015.0016.0017.0016.0016.0016.0016.0016.00
EBITDA Margin-17.9%0.94*1.14*1.24*1.31*1.38*1.40*1.40*1.39*1.39*1.37*1.35*1.33*---------
Interest Expenses8.0%15.0014.0014.0014.0016.0015.0015.0014.0014.0014.0014.0014.0015.0014.0014.0014.0014.0014.0014.0013.0014.00
Income Taxes-124.9%-0.241.001.001.001.001.001.001.001.001.001.001.001.001.001.001.001.001.001.001.001.00
Earnings Before Taxes-110.5%-0.535.006.005.008.007.007.005.007.006.006.006.007.005.006.006.006.006.006.006.006.00
EBT Margin-39.8%0.19*0.32*0.36*0.39*0.41*0.41*0.41*0.41*0.42*0.42*0.40*0.39*---------
Net Income-107.2%-0.294.005.004.006.006.006.005.006.005.005.005.006.004.005.005.005.005.005.005.005.00
Net Income Margin-39.3%0.16*0.26*0.29*0.32*0.34*0.34*0.33*0.33*0.34*0.34*0.33*0.32*---------
Free Cashflow63.5%8.005.004.002.007.007.007.005.002.007.003.004.00---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets1203.5%2,2921761,9511,9251,9191,9051,9131,9001,9041,8841,8571,8181,7461,7261,7351,6361,6391,6441,6421,6321,637
    Cash Equivalents-8.5%40.0043.0026.0032.0023.0029.0032.0020.0018.0024.0023.0041.0032.0024.0043.0025.0021.0023.0023.0020.0020.00
  Net PPE9.1%36.0033.0033.0033.0033.0033.0035.0035.0035.0035.0035.0035.0035.0035.0035.0035.0035.0034.0033.0033.0033.00
  Goodwill34.3%80.0059.0059.0059.0059.0059.0059.0059.0059.0059.0059.0059.0059.0059.0059.0059.0059.0059.0059.0059.0059.00
Liabilities15.5%2,0561,7801,7481,7201,7191,7091,7101,6931,6651,6461,6171,5791,5051,4871,4981,4031,4111,4191,4191,4081,418
  Short Term Borrowings224.7%97.0030.0011277.0071.004.005.0025.00------------56.00
  Long Term Debt0.4%11311318.0019.0019.0025.0025.00-10.00------------
Shareholder's Equity794.7%23526.00202204201195203207239238240239241239237233228225223224219
  Retained Earnings-2.2%14014314113913913513212912612312111811511211010710410299.0097.0095.00
Shares Outstanding18.4%13.0011.0011.0011.0011.0011.0011.0012.0013.0012.0013.0013.00---------
Float---154---160---197---195---234--
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations61.2%8,4515,2414,5182,4926,9007,0126,7274,6033,0327,2313,5194,0394,3704,3773,6261,3057,1196,5995,9272,3238,360
Cashflow From Investing32.3%-12,237-18,071-34,7507,305-20,306-2,907-9,629-12,070-26,574-26,412-54,387-67,846-8,728-9,068-74,50012,2451,100-1,309-3,39912,664-15,756
Cashflow From Financing-99.7%87.0030,23224,376-6226,647-6,46014,7769,27217,82620,12432,63373,22111,603-13,56088,815-9,520-10,280-5,6491,130-15,5007,624
  Dividend Payments26.7%2,9012,2902,3782,3692,3612,2712,2792,2802,7572,2782,3412,3442,7012,2502,2502,2472,6062,1112,1442,1672,168
  Buy Backs---1,4881,8386801,38051421,0864393,4683,2631,1401,080792---9935,841-348
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LCNB Income Statement

2023-12-31
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
INTEREST INCOME:   
Interest and fees on loans$ 71,894$ 59,247$ 56,142
With a readily determinable fair value435651
Without a readily determinable fair value1322921
Interest on debt securities:   
Taxable5,2355,0273,668
Non-taxable688753864
Other investments1,607641431
TOTAL INTEREST INCOME79,59965,75361,177
INTEREST EXPENSE:   
Interest on deposits16,5713,6823,578
Interest on short-term borrowings4,0604166
Interest on long-term debt2,619613469
TOTAL INTEREST EXPENSE23,2504,7114,053
NET INTEREST INCOME56,34961,04257,124
PROVISION FOR (RECOVERY OF) CREDIT LOSSES2,077250(269)
NET INTEREST INCOME AFTER PROVISION FOR (RECOVERY OF) CREDIT LOSSES54,27260,79257,393
NON-INTEREST INCOME:   
Net gain on sales of securities00303
Bank owned life insurance income1,1361,0741,074
Net gains from sales of loans697196852
Other operating income6313601,293
TOTAL NON-INTEREST INCOME15,41114,28816,232
NON-INTEREST EXPENSE:   
Salaries and employee benefits29,10828,48327,616
Equipment expenses1,6161,6291,678
Occupancy expense, net3,3013,0672,949
State financial institutions tax1,6281,7401,758
Marketing1,1011,1841,239
Amortization of intangibles5324781,043
FDIC insurance premiums, net932530492
ATM expense1,1121,3701,416
Computer maintenance and supplies1,3581,1141,213
Contracted services2,7762,5032,430
Other real estate owned4(866)2
Merger-related expenses4,65600
Other non-interest expense6,2996,9026,204
TOTAL NON-INTEREST EXPENSE54,42348,13448,040
INCOME BEFORE INCOME TAXES15,26026,94625,585
PROVISION FOR INCOME TAXES2,6324,8184,611
NET INCOME$ 12,628$ 22,128$ 20,974
Earnings per common share:   
Basic (in dollars per share)$ 1.10$ 1.93$ 1.66
Diluted (in dollars per share)$ 1.10$ 1.93$ 1.66
Weighted average common shares outstanding:   
Basic (in shares)11,417,85711,410,98112,589,605
Diluted (in shares)11,417,85711,410,98112,589,613
Fiduciary and Trust   
NON-INTEREST INCOME:   
Revenue from Contract with Customer, Excluding Assessed Tax$ 7,091$ 6,468$ 6,674
Deposit Account   
NON-INTEREST INCOME:   
Revenue from Contract with Customer, Excluding Assessed Tax$ 5,856$ 6,190$ 6,036

LCNB Balance Sheet

2023-12-31
CONSOLIDATED BALANCE SHEETS - USD ($)
Dec. 31, 2023
Dec. 31, 2022
ASSETS:  
Cash and due from banks$ 36,535,000$ 20,244,000
Interest-bearing demand deposits3,188,0002,457,000
Total cash and cash equivalents39,723,00022,701,000
Investment securities:  
Equity securities with a readily determinable fair value, at fair value1,336,0002,273,000
Equity securities without a readily determinable fair value, at cost3,666,0002,099,000
Debt securities, available-for-sale, at fair value276,601,000289,850,000
Debt securities, held-to-maturity, at cost, net of allowance for credit losses of $5 at December 31, 202316,858,00019,878,000
Federal Reserve Bank stock, at cost5,086,0004,652,000
Federal Home Loan Bank stock, at cost15,176,0004,415,000
Loans, net of allowance for credit losses of $10,525 and $5,646 at December 31, 2023 and 2022, respectively1,712,946,0001,395,632,000
Premises and equipment, net36,302,00033,042,000
Operating lease right-of-use assets6,000,0006,525,000
Goodwill79,509,00059,221,000
Core deposit and other intangibles, net9,494,0001,827,000
Bank owned life insurance49,847,00044,298,000
Accrued interest receivable8,405,0007,482,000
Other assets, net30,643,00025,503,000
TOTAL ASSETS2,291,592,0001,919,398,000
Deposits:  
Non-interest-bearing462,267,000505,824,000
Interest-bearing1,362,122,0001,099,146,000
Total deposits1,824,389,0001,604,970,000
Short-term borrowings97,395,00071,455,000
Operating Lease, Liability6,261,0006,647,000
Accrued interest and other liabilities15,121,00016,579,000
TOTAL LIABILITIES2,056,289,0001,718,723,000
COMMITMENTS AND CONTINGENT LIABILITIES$ 0$ 0
Preferred Stock, No Par Value$ 0$ 0
Preferred Stock, Shares Outstanding00
SHAREHOLDERS' EQUITY:  
Preferred shares - no par value, authorized 1,000,000 shares, none outstanding$ 0$ 0
Common Stock, Value, Issued173,637,000144,069,000
Retained earnings140,017,000139,249,000
Treasury Stock, Value(56,015,000)(52,689,000)
Accumulated other comprehensive loss, net of taxes(22,336,000)(29,954,000)
TOTAL SHAREHOLDERS' EQUITY235,303,000200,675,000
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY$ 2,291,592,000$ 1,919,398,000
Preferred Stock, Shares Authorized1,000,0001,000,000
Common Stock, No Par Value$ 0$ 0
Common stock, shares, outstanding (in shares)13,173,56911,259,080
Common Stock, Shares, Issued16,384,95214,270,550
Common Stock, Shares Authorized19,000,00019,000,000
LCNB
LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as individual retirement accounts and time certificates. The company's loan products comprise commercial and industrial, commercial and residential real estate, agricultural, construction, and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. It also offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, the company provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. The company was founded in 1877 and is headquartered in Lebanon, Ohio.
 CEO
 WEBSITElcnb.com
 INDUSTRYBanks Diversified
 EMPLOYEES309

LCNB Corp Frequently Asked Questions


What is the ticker symbol for LCNB Corp? What does LCNB stand for in stocks?

LCNB is the stock ticker symbol of LCNB Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of LCNB Corp (LCNB)?

As of Thu May 02 2024, market cap of LCNB Corp is 191.36 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of LCNB stock?

You can check LCNB's fair value in chart for subscribers.

What is the fair value of LCNB stock?

You can check LCNB's fair value in chart for subscribers. The fair value of LCNB Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of LCNB Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for LCNB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is LCNB Corp a good stock to buy?

The fair value guage provides a quick view whether LCNB is over valued or under valued. Whether LCNB Corp is cheap or expensive depends on the assumptions which impact LCNB Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for LCNB.

What is LCNB Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu May 02 2024, LCNB's PE ratio (Price to Earnings) is 15.15 and Price to Sales (PS) ratio is 2.4. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. LCNB PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on LCNB Corp's stock?

In the past 10 years, LCNB Corp has provided 0.025 (multiply by 100 for percentage) rate of return.