LMFA - LM Funding America Inc Stock Price, Fair Value and News

2.80USD+0.05 (+1.82%)Market Closed

Market Summary

USD2.80+0.05

Market Closed

1.82%

LMFA Stock Price

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LMFA RSI Chart

LMFA Valuation

Market Cap

7.0M

Price/Earnings (Trailing)

-0.4

Price/Sales (Trailing)

0.54

EV/EBITDA

-0.33

Price/Free Cashflow

-1.39

LMFA Price/Sales (Trailing)

LMFA Profitability

EBT Margin

-144.91%

Return on Equity

-49.85%

Return on Assets

-46.08%

Free Cashflow Yield

-72.06%

LMFA Fundamentals

LMFA Revenue

Revenue (TTM)

13.0M

Rev. Growth (Yr)

59.34%

Rev. Growth (Qtr)

18.6%

LMFA Earnings

Earnings (TTM)

-17.4M

Earnings Growth (Yr)

99.27%

Earnings Growth (Qtr)

96.44%

Breaking Down LMFA Revenue

Last 7 days

14.8%

Last 30 days

4.9%

Last 90 days

495.7%

Trailing 12 Months

291.6%

How does LMFA drawdown profile look like?

LMFA Financial Health

Current Ratio

3.67

Debt/Equity

0.01

Debt/Cashflow

-18.28

LMFA Investor Care

Shares Dilution (1Y)

14.25%

Diluted EPS (TTM)

-7.01

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	5.3M	8.2M	11.5M	13.0M
2022	2.0M	1.9M	1.5M	3.2M
2021	1.4M	1.4M	1.7M	2.3M
2020	2.1M	1.7M	1.4M	1.3M
2019	3.1M	2.9M	2.6M	2.4M
2018	4.3M	4.2M	4.0M	3.4M
2017	4.3M	3.9M	3.9M	4.4M
2016	6.9M	6.4M	5.8M	4.9M
2015	7.5M	7.3M	7.1M	7.0M
2014	0	0	0	7.6M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of LM Funding America Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 10, 2024	duran ryan h	sold	-1,635	3.27	-500	vice president of operations
Mar 27, 2024	duran ryan h	sold	-1,460	2.9218	-500	vice president of operations
Mar 13, 2024	duran ryan h	sold	-1,630	3.26	-500	vice president of operations
Feb 28, 2024	duran ryan h	sold	-1,698	0.566	-3,000	vice president of operations
Feb 14, 2024	duran ryan h	sold	-1,560	0.52	-3,000	vice president of operations
Jan 31, 2024	duran ryan h	sold	-1,524	0.508	-3,000	vice president of operations
Jan 17, 2024	duran ryan h	sold	-1,470	0.49	-3,000	vice president of operations
Jan 03, 2024	duran ryan h	sold	-1,860	0.62	-3,000	vice president of operations
Sep 19, 2023	duran ryan h	sold	-345	0.56	-617	chief financial officer
Sep 18, 2023	duran ryan h	sold	-3,970	0.5692	-6,976	chief financial officer

Which funds bought or sold LMFA recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Mar 11, 2024	VANGUARD GROUP INC	unchanged	-	12,725	61,053	-%
Feb 26, 2024	Virtu Financial LLC	new	-	21,000	21,000	-%
Feb 14, 2024	STATE STREET CORP	unchanged	-	3,244	15,564	-%
Feb 14, 2024	GROUP ONE TRADING, L.P.	added	9,409	5,813	5,862	-%
Feb 14, 2024	TWO SIGMA SECURITIES, LLC	new	-	44,013	44,013	-%
Feb 14, 2024	TWO SIGMA INVESTMENTS, LP	sold off	-100	-10,474	-	-%
Feb 13, 2024	Tower Research Capital LLC (TRC)	reduced	-0.09	842	4,041	-%
Feb 13, 2024	NORTHERN TRUST CORP	unchanged	-	1,906	9,143	-%
Feb 13, 2024	XTX Topco Ltd	new	-	9,895	9,895	-%
Feb 13, 2024	Belvedere Trading LLC	new	-	12,172	12,172	-%

Are Funds Buying or Selling LMFA?

Are funds buying LMFA calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own LMFA

No. of Funds

Unveiling LM Funding America Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 07, 2024	agn holdings ltd	-	0	SC 13D/A
Dec 22, 2023	mint capital advisors ltd	0%	0	SC 13G/A
Dec 18, 2023	eva pacific pty ltd	-	0	SC 13D/A
Dec 12, 2023	bayfield equity partners ltd	-	0	SC 13D/A
Nov 27, 2023	mint capital advisors ltd	13.3%	2,080,000	SC 13D/A
Oct 06, 2023	mint capital advisors ltd	13.3%	2,080,000	SC 13D
Jul 17, 2023	rodgers bruce m.	8.72%	1,328,128	SC 13D/A
Jul 10, 2023	russell richard d.	7.77%	1,177,279	SC 13D
Mar 09, 2023	rodgers bruce m.	0.8%	103,676	SC 13D/A
Nov 28, 2022	foley & lardner/ fa	0.8%	103,676	SC 13D/A

Recent SEC filings of LM Funding America Inc

View All Filings

Date Filed	Form Type	Document
Apr 11, 2024	4	Insider Trading
Apr 09, 2024	8-K	Current Report
Apr 01, 2024	10-K	Annual Report
Apr 01, 2024	8-K	Current Report
Mar 28, 2024	4	Insider Trading
Mar 27, 2024	8-K	Current Report
Mar 15, 2024	4	Insider Trading
Mar 11, 2024	8-K	Current Report
Mar 08, 2024	8-K	Current Report
Feb 29, 2024	4	Insider Trading

Peers (Alternatives to LM Funding America Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	436.8B	25.1B	-3.94%	23.48%	39.02	17.4	12.87%	12.74%
AXP	166.1B	62.0B	5.73%	48.77%	18.47	2.68	11.96%	24.39%
PYPL	69.1B	29.8B	-0.52%	-13.27%	16.26	2.32	8.19%	75.53%
COF	56.2B	41.9B	4.77%	53.52%	11.39	1.34	34.26%	32.87%
DFS	32.4B	17.8B	2.85%	23.78%	10.97	1.82	38.72%	-32.51%
ALLY	12.1B	14.0B	1.09%	52.13%	11.84	0.86	31.42%	-40.49%
MID-CAP
CACC	6.4B	1.9B	-5.75%	5.72%	22.46	3.38	3.79%	-46.60%
FCFS	6.0B	3.2B	9.05%	37.25%	27.25	1.9	15.50%	-13.49%
WU	4.6B	4.4B	-2.33%	23.16%	7.32	1.05	-2.65%	-31.25%
NNI	3.6B	1.1B	4.38%	0.14%	38.85	3.21	8.54%	-77.53%
SMALL-CAP
ENVA	1.8B	2.1B	5.46%	32.39%	10.35	0.86	21.98%	-15.57%
ATLC	354.5M	1.2B	-19.43%	-15.00%	3.45	0.31	10.41%	-24.15%
CPSS	180.4M	352.0M	12.37%	-11.23%	3.98	0.51	6.77%	-47.27%
AIHS	8.6M	7.3M	-10.00%	-11.33%	-2.23	1.18	-51.06%	-195.09%
CURO	3.7M	853.2M	-40.00%	-95.05%	-0.01	0	-15.13%	-1364.54%

LM Funding America Inc News

Latest updates

LM Funding America Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

Income Statement (Quarterly)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	18.6%	4,055,414	3,419,508	3,195,650	2,313,518	2,545,129	187,780	234,533	191,004	930,899	497,942	360,024	482,943	327,384	252,484	342,538	341,196	510,349	552,663	658,630	663,931	766,308
Operating Expenses	-11.7%	5,821,154	6,589,927	6,351,984	4,282,944	10,128,234	5,452,045	5,608,421	5,221,236	4,367,037	2,418,386	641,625	1,904,272	632,471	3,006,543	774,774	901,824	2,337,378	919,142	1,127,326	985,063	1,105,137
S&GA Expenses	-16.2%	168,632	201,151	242,559	239,464	188,749	209,328	122,271	114,920	115,284	106,895	96,015	99,769	99,800	96,483	74,728	80,223	-77,535	102,027	83,656	90,274	98,951
EBITDA Margin	65.2%	-1.07	-3.06	-4.53	-4.98	-8.22	-6.35	-5.35	-2.64	2.35	6.01	8.97	0.76	-3.19	-	-	-	-	-	-	-	-
Interest Expenses	-	-	-	-	-	-	-	-	-	-	619	189	464	-3,137	-2,300	5,732	6,894	40,190	39,605	52,731	1,033	-7,152
Income Taxes	-	-	-	-	-	1,587,710	-	-	470,000	-	-	-	-	-	-	-	-	13,952	-	-28,452	14,226	-28,426
Earnings Before Taxes	71.3%	-1,341,988	-4,667,856	-5,642,356	-7,162,596	-21,583,631	-5,410,476	6,568,137	-6,019,251	-4,983,063	-5,507,545	11,268,119	4,551,783	-301,950	-2,751,759	-437,968	-567,522	-1,852,957	-383,208	-521,427	-322,165	-331,677
EBT Margin	57.4%	-1.45	-3.40	-4.83	-5.22	-8.37	-6.38	-5.36	-2.65	2.35	6.00	8.97	0.75	-3.21	-	-	-	-	-	-	-	-
Net Income	96.4%	-157,046	-4,416,976	-5,642,356	-7,162,596	-21,409,932	-6,662,856	6,568,137	-6,019,251	-5,397,847	-5,486,211	11,254,339	4,548,299	-300,641	-2,751,759	-437,968	-551,094	-1,817,710	-279,647	-450,503	-457,018	-331,677
Net Income Margin	60.2%	-1.34	-3.37	-4.96	-5.43	-8.71	-7.45	-5.57	-2.85	2.17	6.00	8.96	0.75	-3.20	-	-	-	-	-	-	-	-
Free Cashflow	61.5%	-506,950	-1,315,182	-1,851,766	-1,356,067	-7,455,494	-1,528,348	363,756	-538,508	-2,582,116	-1,702,984	-	-	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Balance Sheet																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-1.9%	37,713	38,436	42,338	46,142	53,190	67,955	69,980	59,736	62,104	32,224	37,427	26,440	12,317	12,942	6,884	3,043	7,641	9,608	9,524	10,138	6,060
Current Assets	46.0%	10,154	6,956	7,820	6,703	10,492	17,446	22,146	29,736	38,511	23,687	30,306	18,171	12,121	12,717	6,645	1,268	1,773	-	-	-	5,871
Cash Equivalents	411.7%	2,400	469	1,847	3,429	4,238	10,175	17,047	24,536	32,559	17,459	22,174	17,803	11,553	12,235	6,289	772	1,070	2,826	3,094	3,379	3,521
Net PPE	-5.4%	24,520	25,917	27,209	26,709	27,192	21,976	15,085	15.00	18.00	8.00	8.00	6.00	6.00	8.00	6.00	8.00	8.00	42.00	30.00	41.00	34.00
Goodwill	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4,040	5,690	5,690	5,810	-
Liabilities	10.4%	2,851	2,582	2,439	2,313	2,392	2,173	1,124	1,097	1,094	929	611	879	849	1,183	709	630	4,806	4,954	4,593	4,761	251
Current Liabilities	12.1%	2,766	2,468	2,287	2,143	2,213	1,970	898	848	1,094	897	581	621	595	746	402	483	4,116	-	-	-	251
Short Term Borrowings	798.0%	568	63.00	119	298	476	-	-	57.00	115	-	-	38.00	96.00	-	-	35.00	70.00	-	-	-	43.00
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	186	186	340	186	-	518	747	661	701	43.00
Shareholder's Equity	-6.7%	34,861	37,368	39,899	43,829	49,191	65,782	68,856	58,639	61,010	31,295	36,816	25,561	11,468	11,759	6,175	2,413	2,835	4,654	4,930	5,377	5,809
Retained Earnings	-2.8%	-58,961	-57,369	-52,952	-48,403	-43,017	-23,323	-16,660	-19,505	-13,777	-8,538	-3,052	-14,159	-18,536	-18,235	-15,483	-15,045	-14,494	-12,677	-12,397	-11,946	-11,489
Additional Paid-In Capital	0.4%	95,145	94,723	94,101	92,390	92,195	85,470	81,822	78,173	74,525	39,539	39,539	39,539	29,996	29,979	21,653	17,455	17,327	17,328	17,325	17,321	17,295
Shares Outstanding	2.1%	2,493	2,442	2,442	2,182	2,182	2,182	2,179	2,177	2,170	882	872	841	514	-	-	-	-	-	-	-	-
Minority Interest	12.5%	-1,325	-1,514	-1,263	-170	1,606	3,622	3,682	-42.11	249	290	324	177	5.00	-	-	-	-	-	-	-	-
Float	-	-	-	-	-	-	-	10,669	-	-	-	23,228	-	-	-	6,943	-	-	-	2,584	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	30.7%	-794	-1,146	-370	-1,092	-7,455	-1,526	374	-528	-2,571	-1,701	2,006	4,971	-725	-2,358	-117	-321	-252	-249	-389	-269	-298
Share Based Compensation	-49.3%	179	352	-	-	-	329	329	330	-	-	-	-	-10.23	3.00	3.00	129	-1.53	3.00	3.00	4.00	9.00
Cashflow From Investing	1774.1%	2,940	-175	-925	461	1,703	-5,345	-7,806	-7,437	-14,429	-2,974	1,678	-7,453	95.00	11.00	1,537	-192	-1,445	36.00	144	146	-1,435
Cashflow From Financing	-277.4%	-211	-56.14	-285	-177	-184	-	-57.34	-57.34	32,102	-38.23	687	8,733	-51.00	8,294	4,097	215	-58.99	-54.39	-40.08	-18.36	4,480

LMFA Income Statement

2023-12-31

Consolidated Statements of Operations - USD ($)	12 Months Ended
Consolidated Statements of Operations - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Revenues
Digital mining revenues	$ 12,289,131	$ 945,560
Specialty finance revenue	550,445	626,773
Rental revenue	144,514	161,618
Total revenues	12,984,090	1,733,951
Operating costs and expenses:
Digital mining cost of revenues (exclusive of depreciation and amortization shown below)	9,406,940	1,033,226
Professional fees	1,863,038	3,158,446
Settlement costs with associations	10,000	160
Selling, general and administrative	851,806	635,268
Real estate management and disposal	146,716	110,465
Depreciation and amortization	4,983,480	478,020
Collection costs	29,875	(12,213)
Impairment loss on mined digital assets	965,967	79,794
Realized gain on sale of mined digital assets	(2,070,508)
Other operating costs	999,959	1,504,047
Total operating costs and expenses	23,046,009	26,409,936
Operating loss	(10,061,919)	(24,675,985)
Realized gain (loss) on securities	4,420	(349,920)
Realized gain on convertible debt securities		287,778
Unrealized gain (loss) on marketable securities	13,570	(56,830)
Impairment loss on prepaid machine deposits	(36,691)	(3,150,000)
Impairment loss on prepaid hosting deposits	(184,236)	(1,790,712)
Impairment loss on Symbiont assets	(750,678)	(1,052,542)
Unrealized gain (loss) on investment and equity securities	(9,771,050)	4,423,985
Impairment loss on digital assets	0	(467,406)
Realized gain on sale of purchased digital assets	1,917	20,254
Loss on disposal of assets	(9,389)	(38,054)
Digital assets other income		5,658
Other income - coupon sales	639,472
Gain on adjustment of note receivable allowance	1,052,542
Other income - finance revenue	37,660
Dividend income		3,875
Interest income, net	249,586	394,678
Income (loss) before income taxes	(18,814,796)	(26,445,221)
Income tax expense	(60,571)	(1,438,066)
Net Loss	(18,875,367)	(27,883,287)
Less: loss (income) attributable to non-controlling interest	2,931,113	(1,356,914)
Net loss attributable to LM Funding America Inc.	$ (15,944,254)	$ (29,240,201)
Basic loss per common share	$ (6.98)	$ (13.1)
Diluted loss per common share	$ (6.98)	$ (13.1)
Weighted average number of common shares outstanding
Basic	2,283,836	2,231,681
Diluted	2,283,836	2,231,681
Service [Member]
Operating costs and expenses:
Staff costs and payroll	$ 5,858,736	$ 19,422,723

LMFA Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash	$ 2,401,831	$ 4,238,006
Digital Assets (Note 2)	3,416,256	888,026
Finance receivables	19,221	26,802
Marketable securities (Note 5)	17,860	4,290
Notes receivable from Seastar Medical Holding Corporation (Note 5)		3,807,749
Receivable from sale of Symbiont assets	200,000
Prepaid expenses and other assets	4,067,212	1,233,322
Income tax receivable	31,187	293,466
Current assets	10,153,567	10,491,661
Fixed assets, net (Note 3)	24,519,610	27,272,374
Deposit on mining equipment (Note 4)	20,837	525,219
Hosting services deposit (Note 4)		2,200,452
Notes receivable from Seastar Medical Holding Corporation (Note 5)	1,440,498
Long-term investments - debt security (Note 5)		2,402,542
Less: Allowance for losses on debt security (Note 5)		(1,052,542)
Long-term investments - debt security, net (Note 5)		1,350,000
Long-term investments - equity securities (Note 5)	156,992	464,778
Investment in Seastar Medical Holding Corporation (Note 5)	$ 1,145,486	$ 10,608,750
Investment, Issuer Affiliation [Extensible Enumeration]	us-gaap:InvestmentAffiliatedIssuerMember	us-gaap:InvestmentAffiliatedIssuerMember
Operating lease - right of use assets (Note 7)	$ 189,009	$ 265,658
Other assets	86,798	10,726
Long-term assets	27,559,230	42,697,957
Total assets	37,712,797	53,189,618
Liabilities and stockholders' equity
Accounts payable and accrued expenses	2,064,909	1,570,906
Note payable - short-term (Note 6)	567,586	475,775
Due to related parties (Note 9)	$ 22,845	$ 75,488
Other Liability, Current, Related Party, Type [Extensible Enumeration]	Related Party [Member]	Related Party [Member]
Current portion of lease liability (Note 7)	$ 110,384	$ 90,823
Total current liabilities	2,765,724	2,212,992
Lease liability - net of current portion (Note 7)	85,775	179,397
Long-term liabilities	85,775	179,397
Total liabilities	2,851,499	2,392,389
Stockholders' equity (Note 10)
Preferred stock, par value $.001; 150,000,000 shares authorized; no shares issued and outstanding as of December 31, 2023 and December 31, 2022
Common stock, par value $.001; 350,000,000 shares authorized; 2,492,964 shares issued and outstanding as of December 31, 2023 and 2,232,964 as of December 31, 2022	2,493	2,233
Additional paid-in capital	95,145,376	92,206,200
Accumulated deficit	(58,961,461)	(43,017,207)
Total LM Funding America stockholders' equity	36,186,408	49,191,226
Non-controlling interest	(1,325,110)	1,606,003
Total stockholders' equity	34,861,298	50,797,229
Total liabilities and stockholders’ equity	$ 37,712,797	$ 53,189,618

About LM Funding America Inc

LM Funding America, Inc. operates as a specialty finance company. It provides funding to nonprofit community associations (Associations) primarily located in the state of Florida, as well as in the states of Washington, Colorado, and Illinois. The company offers funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It is also involved in the business of purchasing delinquent accounts on various terms tailored to suit each Association's financial needs, including under its New Neighbor Guaranty program. The company was founded in 2008 and is based in Tampa, Florida.

CEO	Mr. Bruce Martin Rodgers Esq.
WEBSITE	lmfunding.com
INDUSTRY	Credit Services
EMPLOYEES	8

LM Funding America Inc Frequently Asked Questions

What is the ticker symbol for LM Funding America Inc? What does LMFA stand for in stocks?

LMFA is the stock ticker symbol of LM Funding America Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of LM Funding America Inc (LMFA)?

As of Tue Apr 23 2024, market cap of LM Funding America Inc is 6.98 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of LMFA stock?

You can check LMFA's fair value in chart for subscribers.

What is the fair value of LMFA stock?

You can check LMFA's fair value in chart for subscribers. The fair value of LM Funding America Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of LM Funding America Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for LMFA so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is LM Funding America Inc a good stock to buy?

The fair value guage provides a quick view whether LMFA is over valued or under valued. Whether LM Funding America Inc is cheap or expensive depends on the assumptions which impact LM Funding America Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for LMFA.

What is LM Funding America Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, LMFA's PE ratio (Price to Earnings) is -0.4 and Price to Sales (PS) ratio is 0.54. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. LMFA PE ratio will change depending on the future growth rate expectations of investors.