LMND - Lemonade Inc Stock Price, Fair Value and News

17.54USD+0.05 (+0.29%)Delayed as of 24 Apr 2024, 12:04 pm ET

Market Summary

USD17.54+0.05

Delayedas of 24 Apr 2024, 12:04 pm

0.29%

LMND Stock Price

View Fullscreen

LMND RSI Chart

LMND Valuation

Market Cap

1.2B

Price/Earnings (Trailing)

-5.18

Price/Sales (Trailing)

2.86

EV/EBITDA

-4.57

Price/Free Cashflow

-9.57

LMND Price/Sales (Trailing)

LMND Profitability

EBT Margin

-53.47%

Return on Equity

-33.42%

Return on Assets

-14.5%

Free Cashflow Yield

-10.45%

LMND Fundamentals

LMND Revenue

Revenue (TTM)

429.8M

Rev. Growth (Yr)

30.66%

Rev. Growth (Qtr)

0.87%

LMND Earnings

Earnings (TTM)

-236.9M

Earnings Growth (Yr)

33.44%

Earnings Growth (Qtr)

31.06%

Breaking Down LMND Revenue

52 Week Range

10.2924.81

(Low)(High)

Last 7 days

9.1%

Last 30 days

8.6%

Last 90 days

4.0%

Trailing 12 Months

50.3%

How does LMND drawdown profile look like?

LMND Financial Health

LMND Investor Care

Shares Dilution (1Y)

1.33%

Diluted EPS (TTM)

-3.4

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	307.6M	362.2M	402.7M	429.8M
2022	149.2M	171.0M	209.3M	256.7M
2021	91.7M	90.0M	107.9M	128.4M
2020	82.5M	98.6M	97.4M	94.4M
2019	0	37.4M	52.4M	67.3M
2018	0	0	0	22.5M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of Lemonade Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 11, 2024	prosor maya	sold	-5,138	17.72	-290	chief business officer
Mar 06, 2024	bixby timothy e	bought	165,400	16.54	10,000	chief financial officer
Mar 05, 2024	bixby timothy e	sold	-35,699	16.52	-2,161	chief financial officer
Mar 05, 2024	peters john sheldon	sold	-18,271	16.52	-1,106	chief insurance officer
Mar 01, 2024	prosor maya	acquired	-	-	7,576	chief business officer
Mar 01, 2024	bixby timothy e	acquired	-	-	12,973	chief financial officer
Mar 01, 2024	peters john sheldon	acquired	-	-	4,025	chief insurance officer
Feb 02, 2024	schreiber daniel a.	acquired	-	-	9,327	chief executive officer
Feb 02, 2024	eckstein adina	acquired	-	-	7,486	chief operating officer
Feb 02, 2024	wininger shai	acquired	-	-	9,327	president

Which funds bought or sold LMND recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 22, 2024	Kessler Investment Group, LLC	sold off	-100	-212,464	-	-%
Apr 22, 2024	Raymond James Financial Services Advisors, Inc.	new	-	188,124	188,124	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	121,139	433,252	-%
Apr 19, 2024	CALDWELL SUTTER CAPITAL, INC.	sold off	-100	-823	-	-%
Apr 19, 2024	ALBION FINANCIAL GROUP /UT	unchanged	-	-	33.00	-%
Apr 18, 2024	Capital Advisors, Ltd. LLC	unchanged	-	-	6,000	-%
Apr 18, 2024	WOLFF WIESE MAGANA LLC	unchanged	-	2.00	148	-%
Apr 18, 2024	McGlone Suttner Wealth Management, Inc.	sold off	-100	-29,857	-	-%
Apr 18, 2024	PayPay Securities Corp	reduced	-2.44	-13.00	656	0.03%
Apr 18, 2024	SJS Investment Consulting Inc.	sold off	-100	-710	-	-%

Are Funds Buying or Selling LMND?

Are funds buying LMND calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own LMND

No. of Funds

Unveiling Lemonade Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	schreiber daniel a.	2.7%	1,902,309	SC 13G/A
Feb 14, 2024	wininger shai	5.1%	3,585,809	SC 13G/A
Feb 13, 2024	softbank group capital ltd	17.1%	11,983,384	SC 13G/A
Feb 13, 2024	vanguard group inc	7.43%	5,198,167	SC 13G/A
Jan 29, 2024	blackrock inc.	5.8%	4,065,467	SC 13G
Jan 29, 2024	baillie gifford & co	6.51%	4,549,693	SC 13G/A
Apr 05, 2023	clavel alex	0.0%	0	SC 13G/A
Feb 14, 2023	schreiber daniel a.	19.9%	13,746,043	SC 13G
Feb 14, 2023	wininger shai	22.3%	15,429,543	SC 13G
Feb 09, 2023	vanguard group inc	6.54%	4,523,743	SC 13G/A

Recent SEC filings of Lemonade Inc

View All Filings

Date Filed	Form Type	Document
Mar 13, 2024	4	Insider Trading
Mar 11, 2024	144	Notice of Insider Sale Intent
Mar 07, 2024	4	Insider Trading
Mar 06, 2024	144/A	144/A
Mar 06, 2024	4	Insider Trading
Mar 06, 2024	4	Insider Trading
Mar 05, 2024	144	Notice of Insider Sale Intent
Mar 05, 2024	144	Notice of Insider Sale Intent
Mar 05, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading

Peers (Alternatives to Lemonade Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
ARGO	1.0T	1.3B	-3.06%	3133.49%	-4.8K	757.88	-10.27%	-34.69%
AJG	51.6B	10.1B	-3.50%	14.70%	53.16	5.12	17.79%	-12.97%
AIG	51.0B	46.8B	-1.87%	44.64%	14.01	1.09	-14.05%	-64.38%
TRV	49.1B	42.9B	-4.52%	19.64%	15.63	1.14	13.52%	12.15%
AFL	48.3B	18.7B	-0.51%	26.71%	10.37	2.58	-2.30%	5.45%
ACGL	35.1B	13.6B	3.42%	29.33%	7.9	2.57	41.83%	201.02%
AFG	10.8B	7.8B	-1.14%	7.71%	12.73	1.39	11.18%	-5.12%
MID-CAP
UNM	9.9B	12.4B	-0.67%	27.01%	7.73	0.8	3.35%	-8.77%
AIZ	9.2B	11.1B	-1.85%	50.47%	14.27	0.82	9.21%	132.28%
LNC	4.9B	11.6B	-2.51%	35.58%	-6.48	0.42	-38.09%	-155.38%
AEL	4.5B	2.8B	0.20%	50.67%	21.22	1.58	100.59%	-89.04%
SMALL-CAP
BRP	1.7B	1.2B	-4.27%	12.40%	-18.68	1.38	24.25%	-115.79%
AMSF	974.0M	306.9M	2.19%	-3.93%	15.68	3.17	4.11%	11.70%
AMBC	661.7M	269.0M	-3.43%	-7.17%	147.04	2.46	-46.68%	-99.14%
AAME	39.2M	186.8M	-30.94%	-16.16%	-229.08	0.21	-0.56%	-111.21%

Lemonade Inc News

Latest updates

Lemonade Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

Income Statement (Quarterly)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2018Q4
Revenue	0.9%	115,500,000	114,500,000	104,600,000	95,200,000	88,400,000	74,000,000	50,000,000	44,300,000	41,000,000	35,700,000	28,200,000	23,500,000	20,500,000	17,800,000	29,900,000	26,200,000	23,500,000	19,000,000	13,800,000	-
S&GA Expenses	0.4%	24,500,000	24,400,000	24,800,000	28,200,000	27,200,000	35,800,000	37,000,000	38,300,000	37,200,000	42,200,000	33,100,000	29,100,000	22,900,000	22,200,000	16,100,000	19,200,000	23,600,000	27,500,000	19,000,000	-
R&D Expenses	-3.2%	21,100,000	21,800,000	24,100,000	21,800,000	23,500,000	21,400,000	17,800,000	16,900,000	16,400,000	14,300,000	14,000,000	7,100,000	6,400,000	5,300,000	4,200,000	3,500,000	3,400,000	2,800,000	2,100,000	-
EBITDA Margin	-Infinity%	-0.49	-	-0.74	-0.88	-1.10	-1.39	-1.56	-1.71	-1.79	-	-	-	-	-	-	-	-	-	-	-
Interest Expenses	-	200,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income Taxes	47.4%	2,800,000	1,900,000	1,300,000	1,100,000	-4,400,000	2,300,000	2,900,000	2,200,000	1,900,000	2,200,000	2,700,000	900,000	500,000	400,000	300,000	300,000	300,000	100,000	100,000	-
Earnings Before Taxes	33.6%	-39,600,000	-59,600,000	-65,900,000	-64,700,000	-68,100,000	-89,100,000	-65,000,000	-72,600,000	-68,400,000	-64,200,000	-52,900,000	-48,100,000	-33,400,000	-30,500,000	-20,700,000	-36,200,000	-32,400,000	-31,000,000	-23,000,000	-
EBT Margin	16.6%	-0.53	-0.64	-0.79	-0.93	-1.15	-1.41	-1.58	-1.73	-1.82	-1.84	-1.83	-1.45	-	-	-	-	-	-	-	-
Net Income	31.1%	-42,400,000	-61,500,000	-67,200,000	-65,800,000	-63,700,000	-91,400,000	-67,900,000	-74,800,000	-70,300,000	-66,400,000	-55,600,000	-49,000,000	-33,900,000	-30,900,000	-21,000,000	-36,500,000	-32,700,000	-31,100,000	-23,100,000	-
Net Income Margin	14.0%	-0.55	-0.64	-0.80	-0.94	-1.16	-1.45	-1.63	-1.79	-1.88	-1.90	-1.88	-1.47	-	-	-	-	-	-	-	-
Free Cashflow	-117.6%	-18,500,000	-8,500,000	-52,200,000	-49,100,000	-31,200,000	-57,600,000	-42,000,000	-42,300,000	-51,900,000	-40,900,000	-18,900,000	-42,300,000	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																		(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2018Q4
Assets	-0.9%	1,633	1,648	1,613	1,641	1,691	1,713	1,461	1,495	1,511	1,522	1,487	1,478	829	832	400	407	414	154
Cash Equivalents	14.0%	272	238	194	255	287	225	200	235	271	320	1,093	1,175	571	576	259	274	270	102
Net PPE	0%	17.00	17.00	19.00	20.00	20.00	19.00	13.00	13.00	12.00	11.00	9.00	7.00	6.00	5.00	4.00	-	3.00	1.00
Goodwill	0%	19.00	19.00	19.00	19.00	19.00	11.00	-	-	-	-	-	-	-	-	-	-	-	-
Liabilities	0.4%	924	921	842	819	824	806	612	583	522	474	386	334	288	263	141	129	117	52.00
Shareholder's Equity	-2.5%	709	727	771	822	867	907	849	913	988	1,048	1,102	1,144	541	569	-	-	-	-
Retained Earnings	-4.0%	-1,096	-1,054	-992	-925	-859	-796	-704	-636	-561	-491	-425	-369	-320	-286	-255	-	-198	-89.80
Additional Paid-In Capital	0.8%	1,815	1,800	1,785	1,770	1,754	1,738	1,583	1,568	1,554	1,540	1,526	1,512	860	855	34.00	-	16.00	11.00
Shares Outstanding	0.4%	70.00	70.00	70.00	69.00	69.00	67.00	62.00	62.00	61.00	61.00	61.00	60.00	-	-	-	-	-	-
Float	-	-	-	821	-	-	-	754	-	-	-	4,337	-	-	-	-	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																				(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2018Q4
Cashflow From Operations	-155.6%	-16,100	-6,300	-50,300	-46,400	-28,600	-54,700	-40,200	-39,500	-49,900	-38,200	-16,200	-40,300	-20,700	-35,700	-15,900	-19,400	-17,700	-22,700	-	-
Share Based Compensation	-7.1%	14,300	15,400	14,800	15,400	15,700	15,600	13,900	14,100	13,400	12,700	11,900	6,100	3,300	2,700	2,400	2,200	2,000	1,500	-	-
Cashflow From Investing	-7.1%	40,600	43,700	-10,900	15,300	87,500	80,600	8,900	4,100	2,300	-737,800	-67,300	-2,000	13,800	13,800	-1,000	23,500	-15,300	-26,200	-	-
Cashflow From Financing	-8.9%	7,200	7,900	200	100	300	2,300	400	600	600	900	1,700	646,400	1,500	338,200	1,400	-	200	125,200	-	-

LMND Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Revenue
Net earned premium	$ 315.2	$ 172.4	$ 77.0
Ceding commission income	69.8	64.1	44.9
Net investment income	24.7	8.4	1.9
Commission and other income	20.1	11.8	4.6
Total revenue	429.8	256.7	128.4
Expense
Loss and loss adjustment expense, net	280.4	167.3	71.9
Other insurance expense	59.2	44.0	24.1
Sales and marketing	101.9	138.3	141.6
Technology development	88.8	79.6	51.8
General and administrative	129.3	122.3	72.6
Total expense	659.6	551.5	362.0
Loss before income taxes	(229.8)	(294.8)	(233.6)
Income tax expense	7.1	3.0	7.7
Net loss	(236.9)	(297.8)	(241.3)
Other comprehensive income (loss), net of tax
Unrealized gain (loss) on investments in fixed maturities	18.6	(18.4)	(5.7)
Foreign currency translation adjustment	0.0	(5.8)	0.5
Comprehensive loss	$ (218.3)	$ (322.0)	$ (246.5)
Per share data:
Net loss per share attributable to common stockholders — basic (usd per share)	$ (3.40)	$ (4.59)	$ (3.94)
Net loss per share attributable to common stockholders — diluted (usd per share)	$ (3.40)	$ (4.59)	$ (3.94)
Weighted average common shares outstanding — basic (in shares)	69,658,912	64,921,524	61,224,433
Weighted average common shares outstanding — diluted (in shares)	69,658,912	64,921,524	61,224,433

LMND Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Investments
Fixed maturities available-for-sale, at fair value (amortized cost: $632.0 million and $673.5 million as of December 31, 2023 and 2022, respectively)	$ 627.4	$ 650.3
Short-term investments (cost: $45.8 million and $99.9 million as of December 31, 2023 and 2022, respectively)	45.8	99.8
Total investments	673.2	750.1
Cash, cash equivalents and restricted cash	271.5	286.5
Premium receivable, net of allowance for credit losses of $2.5 million and $2.7 million as of December 31, 2023 and 2022, respectively	222.0	179.6
Reinsurance recoverable	138.4	156.8
Prepaid reinsurance premium	196.3	164.5
Deferred acquisition costs	8.8	6.9
Property and equipment, net	17.4	19.6
Intangible assets	22.9	32.5
Goodwill	19.0	19.0
Other assets	63.8	75.2
Total assets	1,633.3	1,690.7
Liabilities and Stockholders' Equity
Unpaid losses and loss adjustment expenses	262.3	256.2
Unearned premium	353.7	288.0
Trade payables	0.6	1.1
Funds held for reinsurance treaties	128.8	136.0
Deferred ceding commission	41.4	39.7
Ceded premium payable	23.2	18.4
Borrowings under financing agreement	14.9	0.0
Other liabilities and accrued expenses	99.5	84.5
Total liabilities	924.4	823.9
Commitments and contingencies (Note 21)
Stockholders' equity
Common stock, $0.00001 par value, 200,000,000 shares authorized as of December 31, 2023 and 2022; 70,163,703 shares and 69,275,030 shares issued and outstanding as of December 31, 2023 and 2022, respectively	0.0	0.0
Additional paid-in capital	1,814.5	1,754.1
Accumulated deficit	(1,096.6)	(859.7)
Accumulated other comprehensive loss	(9.0)	(27.6)
Total stockholders' equity	708.9	866.8
Total liabilities and stockholders' equity	$ 1,633.3	$ 1,690.7

About Lemonade Inc

Lemonade, Inc. provides various insurance products in the United States and Europe. Its insurance products include stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. The company also offers renters, homeowners, car, pet, and life insurance products, as well as landlord insurance policies. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. and changed its name to Lemonade, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.

CEO	Mr. Daniel Asher Schreiber
WEBSITE	lemonade.com
INDUSTRY	Insurance Property & Casualty
EMPLOYEES	1367

Lemonade Inc Frequently Asked Questions

What is the ticker symbol for Lemonade Inc? What does LMND stand for in stocks?

LMND is the stock ticker symbol of Lemonade Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Lemonade Inc (LMND)?

As of Tue Apr 23 2024, market cap of Lemonade Inc is 1.23 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of LMND stock?

You can check LMND's fair value in chart for subscribers.

What is the fair value of LMND stock?

You can check LMND's fair value in chart for subscribers. The fair value of Lemonade Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Lemonade Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for LMND so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Lemonade Inc a good stock to buy?

The fair value guage provides a quick view whether LMND is over valued or under valued. Whether Lemonade Inc is cheap or expensive depends on the assumptions which impact Lemonade Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for LMND.

What is Lemonade Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, LMND's PE ratio (Price to Earnings) is -5.18 and Price to Sales (PS) ratio is 2.86. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. LMND PE ratio will change depending on the future growth rate expectations of investors.