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MA

360.06USD-0.74(-0.21%)Delayed

MasterCard Inc

Market Summary

USD360.06-0.74Delayed
-0.21%

MA Alerts

MA Stock Price

RSI Chart

Valuation

Market Cap

319.9B

Price/Earnings

32.98

Price/Sales

14.79

Price/Cashflow

28.35

MarketCap/EBT

27.9

Price/Sales

Profitability

EBT Margin

53.00%

Return on Equity

151%

Return on Assets

25.79%

Fundamentals

Revenue

Revenue (TTM)

21.6B

Revenue Y/Y

15.47%

Revenue Q/Q

4.71%

Earnings

Earnings (TTM)

9.7B

Earnings Y/Y

10.12%

Earnings Q/Q

-13.53%

Price Action

52 Week Range

276.87398.75
(Low)(High)

Last 7 days

2.5%

Last 30 days

12.6%

Last 90 days

11.6%

Trailing 12 Months

12.9%

Financial Health

Current Ratio

1.25

Investor Care

Dividend Yield

0.33%

Buy Backs (1Y)

1.92%

Diluted EPS (TTM)

10.01

Peers (Alternatives to MasterCard)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
319.9B
21.6B
12.58% 12.93%
32.98
14.79
21.63% 34.86%
182.1B
59.6B
10.16% -16.72%
27.47
3.06
24.28% 14.71%
51.6B
14.5B
-6.81% -29.01%
61.01
3.59
7.14% 307.39%
34.7B
8.9B
-4.18% -14.88%
451.51
3.93
7.95% -92.48%
14.2B
3.6B
9.81% -15.47%
24.53
3.97
5.65% -16.06%
MID-CAP
7.2B
2.2B
9.36% 32.59%
55.43
3.22
27.25% 192.65%
5.8B
1.3B
4.19% 37.88%
41.75
4.37
23.90% 17.48%
5.4B
4.7B
10.74% -12.30%
6.04
1.1
-7.70% 1.95%
3.8B
4.6B
22.63% -4.19%
20.19
0.83
8.85% -30.00%
SMALL-CAP
1.0B
1.3B
3.70% 78.76%
-317.66
0.79
0.80% 147.70%
884.8M
3.9B
9.40% -19.73%
8.27
0.22
-5.47% 11000.00%
638.8M
-
0.20% 65.58%
14.95
1.23
- -
590.8M
173.5M
4.68% 5.06%
18.86
3.58
14.64% 22.00%
505.3M
317.9M
22.66% 32.64%
-35.81
1.69
41.82% -283.71%

Financials for MasterCard

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue3.7%21,63620,86519,89618,88417,788
Operating Expenses4.0%9,7299,3539,0618,8028,475
  S&GA Expenses3.2%7,4847,2557,0876,850
Earnings Before Taxes2.3%11,46611,21010,89010,3079,652
Net Income2.2%9,6999,4908,6878,093
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets3.8%37,61236,23137,16337,66935,410
  Current Assets10.6%16,82315,21115,95316,94915,382
    Cash Equivalents65.1%9,7765,9216,8797,4216,406
  Net PPE0.1%1,9511,9501,9571,9071,860
  Goodwill-4.6%7,1767,5197,6257,6627,569
Liabilities4.0%31,16929,96930,03330,25728,608
  Current Liabilities11.5%13,47612,08511,92813,16211,561
    LT Debt, Current30.2%957735778792650
    LT Debt, Non Current-1.2%13,57713,74613,86813,10913,211
Shareholder's Equity4.1%6,4236,1717,0347,3126,703
  Retained Earnings4.1%51,62549,59947,80045,64843,750
  Additional Paid-In Capital2.1%5,2695,1635,0265,0615,026
Accumulated Depreciation3.0%1,7881,7361,6791,6141,570
Shares Outstanding-0.6%971977986--
Minority Interest-4.6%6265687170
* denotes actual numbers (not divided by Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations13.2%11,2849,9719,7829,4638,527
  Share Based Compensation3.0%305296282273293
Cashflow From Investing-12.7%-1,558.00-1,382.00-1,999.00-5,272.00-5,888.00
Cashflow From Financing4.6%-8,331.00-8,729.00-8,103.00-6,555.00-6,313.00
  Dividend Payments2.2%1,8641,8241,7811,7411,706
  Buy Backs-0.1%7,6157,6256,9565,9045,658

Risks

What is the probability of a big loss on MA?

50.8%


Probability that MasterCard stock will be more than 20% underwater in next one year

18.5%


Probability that MasterCard stock will be more than 30% underwater in next one year.

0%


Probability that MasterCard stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does MA drawdown profile look like?

Y-axis is the maximum loss one would have experienced if MasterCard was unfortunately bought at previous high price.

Returns

Cumulative Returns on MA

22.9%


10-Year Cumulative Returns

21.0%


7-Year Cumulative Returns

19.8%


5-Year Cumulative Returns

8.4%


3-Year Cumulative Returns

What are the long-term rolling returns for MA?

FIve years rolling returns for MasterCard.

Which funds bought or sold MA recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-29
London & Capital Asset Management Ltd
REDUCED
-26.06
-10,305,000
20,586,000
1.92%
2022-11-29
Bridgefront Capital, LLC
NEW
-
543,000
543,000
0.56%
2022-11-23
CLIENT 1ST ADVISORY GROUP, LLC
ADDED
9.02
-15,000
863,000
0.54%
2022-11-23
FSB PREMIER WEALTH MANAGEMENT, INC.
REDUCED
-4.02
-55,000
352,000
0.21%
2022-11-23
Toroso Investments, LLC
REDUCED
-0.18
-1,382,000
12,385,000
0.52%
2022-11-23
Eagle Bay Advisors LLC
REDUCED
-0.22
-27,693
255,000
0.16%
2022-11-23
Invst, LLC
ADDED
1.38
-134,000
685,000
0.12%
2022-11-22
CVA Family Office, LLC
REDUCED
-3.66
-125,000
823,000
0.22%
2022-11-22
CONTINENTAL INVESTORS SERVICES, INC.
ADDED
6,300
19,186,000
19,476,000
0.72%
2022-11-22
IHT Wealth Management, LLC
ADDED
27.14
365,000
2,863,000
0.22%

1–10 of 48

Latest Funds Activity

Are funds buying MA calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own MA

MasterCard News

The Motley Fool

2 Warren Buffett Stocks to Buy Hand Over Fist in December.8 hours ago

Yahoo Finance

Yahoo Finance

MA Fair Value

MasterCard fair value in different scenarios

The table shows the Fair Value estimates for MasterCard for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

172.65

-52.05%

240.22

-33.28%

333.11

-7.48%

423.03

17.49%

547.15

51.96%

Current Inflation

156.31

-56.59%

212.99

-40.85%

289.45

-19.61%

364.89

1.34%

467.84

29.93%

Very High Inflation

136.45

-62.10%

180.81

-49.78%

239.08

-33.60%

298.33

-17.14%

377.91

4.96%

Historical MasterCard Fair Value Estimates


Recent SEC filings of MasterCard

View All Filings
Date Filed Form Type Document
Nov 14, 2022
144
Notice of Insider Sale Intent
Nov 14, 2022
4
Insider Trading
Nov 14, 2022
8-K
Current Report
Nov 10, 2022
144
Notice of Insider Sale Intent
Nov 09, 2022
4
Insider Trading
Nov 09, 2022
144
Notice of Insider Sale Intent
Nov 08, 2022
144
Notice of Insider Sale Intent
Nov 08, 2022
144
Notice of Insider Sale Intent
Nov 01, 2022
4
Insider Trading
Oct 27, 2022
10-Q
Quarterly Report

Latest Insider Trading transactions for MA

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-11-11
Mastercard Foundation
SOLD
-60,091,600
339.091
-177,214
-
2022-11-10
Mastercard Foundation
SOLD
-58,925,200
332.514
-177,211
-
2022-11-09
Mastercard Foundation
SOLD
-56,378,700
318.145
-177,211
-
2022-11-08
Mastercard Foundation
SOLD
-58,020,500
327.409
-177,211
-
2022-11-07
Mastercard Foundation
SOLD
-56,688,600
319.893
-177,211
-
2022-10-28
Kirkpatrick Linda Pistecchia
SOLD
-2,260,480
320
-7,064
President, North America
2022-10-28
Kirkpatrick Linda Pistecchia
ACQUIRED
793,358
112.31
7,064
President, North America
2022-08-15
SACHIN J. MEHRA
ACQUIRED
450,612
90.1224
5,000
Chief Financial Officer
2022-08-15
SACHIN J. MEHRA
SOLD
-1,800,000
360
-5,000
Chief Financial Officer
2022-08-12
Mastercard Foundation
SOLD
-62,438,800
352.336
-177,214
-

1–10 of 50

Michael E. Miebach
24000
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

MA Income Statement

2022-09-30
Consolidated Statement of Operations - USD ($)
shares in Millions, $ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Income Statement [Abstract]    
Net Revenue$ 5,756$ 4,985$ 16,420$ 13,668
Operating Expenses:    
General and administrative2,0691,8315,8605,225
Advertising and marketing182222573557
Depreciation and amortization185188566537
Provision for litigation2082734194
Total operating expenses2,6442,2687,3406,413
Operating income3,1122,7179,0807,255
Other Income (Expense):    
Investment income165289
Gains (losses) on equity investments, net60197(133)534
Interest expense(120)(110)(344)(323)
Other income (expense), net47129
Total other income (expense)(40)99(437)229
Income before income taxes3,0722,8168,6437,484
Income tax expense5734021,2381,176
Net Income$ 2,499$ 2,414$ 7,405$ 6,308
Basic Earnings per Share (in dollars per share)$ 2.59$ 2.45$ 7.63$ 6.37
Basic weighted-average shares outstanding (in shares)965986971990
Diluted Earnings per Share (in dollars per share)$ 2.58$ 2.44$ 7.60$ 6.35
Diluted weighted-average shares outstanding (in shares)968990974994

MA Balance Sheet

2022-09-30
Consolidated Balance Sheet - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Assets  
Cash and cash equivalents$ 7,633$ 7,421
Restricted cash for litigation settlement586586
Investments412473
Accounts receivable3,1673,006
Settlement assets1,0191,319
Restricted security deposits held for customers1,5311,873
Prepaid expenses and other current assets2,4752,271
Total current assets16,82316,949
Property, equipment and right-of-use assets, net of accumulated depreciation and amortization of $1,788 and $1,614, respectively1,9511,907
Deferred income taxes1,069486
Goodwill7,1767,662
Other intangible assets, net of accumulated amortization of $1,834 and $1,755, respectively3,5823,671
Other assets7,0116,994
Total Assets37,61237,669
Liabilities, Redeemable Non-controlling Interests and Equity  
Accounts payable615738
Settlement obligations1,054913
Restricted security deposits held for customers1,5311,873
Accrued litigation1,086840
Accrued expenses6,8886,642
Short-term debt957792
Other current liabilities1,3451,364
Total current liabilities13,47613,162
Long-term debt13,57713,109
Deferred income taxes346395
Other liabilities3,7703,591
Total Liabilities31,16930,257
Commitments and Contingencies
Redeemable Non-controlling Interests2029
Stockholders’ Equity  
Additional paid-in-capital5,2695,061
Class A treasury stock, at cost, 444 and 425 shares, respectively(48,916)(42,588)
Retained earnings51,62545,648
Accumulated other comprehensive income (loss)(1,617)(809)
Mastercard Incorporated Stockholders' Equity6,3617,312
Non-controlling interests6271
Total Equity6,4237,383
Total Liabilities, Redeemable Non-controlling Interests and Equity37,61237,669
Class A Common Stock  
Stockholders’ Equity  
Common stock00
Class B Common Stock  
Stockholders’ Equity  
Common stock$ 0$ 0