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MasterCard Inc Stock Research

MA

354.62USD+2.99(+0.85%)Market Closed

Market Summary

USD354.62+2.99
Market Closed
0.85%

MA Alerts

MA Stock Price

MA RSI Chart

MA Valuation

Market Cap

342.2B

Price/Earnings (Trailing)

34.46

Price/Sales (Trailing)

15.39

EV/EBITDA

25.88

Price/Free Cashflow

31.82

MA Price/Sales (Trailing)

MA Profitability

EBT Margin

52.76%

Return on Equity

157.67%

Return on Assets

25.64%

Free Cashflow Yield

3.14%

MA Fundamentals

MA Revenue

Revenue (TTM)

22.2B

Revenue Y/Y

11.52%

Revenue Q/Q

1.06%

MA Earnings

Earnings (TTM)

9.9B

Earnings Y/Y

6.14%

Earnings Q/Q

1.04%

Price Action

52 Week Range

276.87390.00
(Low)(High)

Last 7 days

1.5%

Last 30 days

0.4%

Last 90 days

2.4%

Trailing 12 Months

1.9%

MA Financial Health

Current Ratio

1.17

MA Investor Care

Buy Backs (1Y)

2.13%

Diluted EPS (TTM)

10.22

Peers (Alternatives to MasterCard)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
342.2B
22.2B
0.42% 1.90%
34.46
15.39
17.76% 14.31%
172.6B
62.4B
2.79% -15.48%
24.48
2.77
16.08% 13.77%
30.4B
14.5B
-22.63% -48.24%
-1.82
2.09
4.69% -4109.59%
26.1B
9.0B
-11.64% -27.05%
233.96
2.91
5.30% -88.45%
12.0B
3.6B
5.03% -35.25%
22.82
3.3
4.49% -19.64%
MID-CAP
7.5B
2.4B
-8.98% -2.90%
44.66
3.18
27.02% 23.58%
5.2B
1.4B
-7.68% 13.73%
36.15
3.66
25.82% 24.58%
4.7B
4.7B
-7.10% 3.45%
24.55
0.99
6.04% -32.08%
4.1B
4.5B
-17.04% -41.49%
4.45
0.91
-11.74% 13.01%
SMALL-CAP
1.0B
1.3B
-3.13% -0.85%
29.72
0.78
2.06% 190.24%
692.2M
3.9B
-21.73% -34.77%
-3.8
0.18
-6.81% -550.00%
615.0M
182.5M
-7.71% 19.88%
17.62
3.37
18.38% 22.02%
553.8M
330.0M
-1.71% -11.79%
-30.98
1.68
30.19% -260.46%

Financials for MasterCard

Income Statement (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Revenue2.8%22,23721,63620,86519,89618,884
Operating Expenses2.5%9,9739,7299,3539,0618,802
  S&GA Expenses4.6%8,0787,7227,4847,2557,087
EBITDA2.2%12,95312,67312,41012,07911,464
EBITDA Margin-0.6%0.58*0.59*0.59*0.61*0.61*
Earnings Before Taxes2.3%11,73211,46611,21010,89010,307
EBT Margin-0.4%0.53*0.53*0.54*0.55*0.55*
Interest Expenses4.2%471452442434431
Net Income1.5%9,9309,7849,6999,4908,687
Net Income Margin-1.3%0.45*0.45*0.46*0.48*0.46*
Free Cahsflow-0.9%10,75310,8509,5099,2949,056
Balance Sheet
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Assets3.0%38,72437,61236,23137,16337,669
  Current Assets-1.3%16,60616,82315,21115,95316,949
    Cash Equivalents-8.2%7,0087,6335,9216,8797,421
  Net PPE0.1%1,9511,9501,9571,907-
  Goodwill4.8%7,5227,1767,5192007,662
Liabilities3.8%32,34731,16929,96930,03330,257
  Current Liabilities5.2%14,17113,47612,08511,92813,162
    LT Debt, Current-71.4%274957735778792
    LT Debt, Non Current1.3%13,74913,57713,74613,86813,109
Shareholder's Equity-1.0%6,2986,3616,2367,1027,312
  Retained Earnings3.8%53,60751,62549,59947,80045,648
  Additional Paid-In Capital0.6%5,2985,2695,1635,0265,061
Accumulated Depreciation3.0%1,7881,7361,6791,614-
Shares Outstanding-0.6%965971977--
Minority Interest-6.5%58.0062.0065.0068.0071.00
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Cashflow From Operations-0.8%11,19511,2849,9719,7829,463
  Share Based Compensation-3.3%295305296282273
Cashflow From Investing5.6%-1,470-1,558-1,382-1,999-5,272
Cashflow From Financing-24.0%-10,328-8,331-8,729-8,103-6,555
  Dividend Payments2.1%1,9031,8641,8241,7811,741
  Buy Backs14.9%8,7537,6157,6256,9565,904

Risks for MA

What is the probability of a big loss on MA?

57.3%


Probability that MasterCard stock will be more than 20% underwater in next one year

18.5%


Probability that MasterCard stock will be more than 30% underwater in next one year.

0%


Probability that MasterCard stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does MA drawdown profile look like?

Y-axis is the maximum loss one would have experienced if MasterCard was unfortunately bought at previous high price.

Drawdowns

Returns for MA

Cumulative Returns on MA

21.4%


10-Year Cumulative Returns

22.1%


7-Year Cumulative Returns

16.4%


5-Year Cumulative Returns

13.2%


3-Year Cumulative Returns

What are the long-term rolling returns for MA?

FIve years rolling returns for MasterCard.

Annualized Returns

Which funds bought or sold MA recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-03-23
MetLife Investment Management, LLC
reduced
-2.57
14,287,100
88,894,700
0.71%
2023-03-23
ETF MANAGERS GROUP, LLC
reduced
-16.03
797,607
30,375,600
1.42%
2023-03-22
Pictet North America Advisors SA
reduced
-7.46
558,121
4,797,630
0.83%
2023-03-17
American Portfolios Advisors
reduced
-5.21
-616,514
3,618,030
0.15%
2023-03-15
B. Riley Wealth Advisors, Inc.
reduced
-0.17
3,189,970
17,644,000
0.49%
2023-03-13
Claro Advisors LLC
added
24.48
254,652
940,652
0.31%
2023-03-10
MATHER GROUP, LLC.
added
9.88
674,280
2,637,280
0.05%
2023-03-10
BAILLIE GIFFORD & CO
reduced
-4.57
131,875,000
921,237,000
0.96%
2023-03-10
VICTORY CAPITAL MANAGEMENT INC
added
3.06
41,819,600
202,446,000
0.22%
2023-03-08
Capital Asset Advisory Services LLC
reduced
-7.41
321,824
2,562,820
0.20%

1–10 of 48

Latest Funds Activity

Are funds buying MA calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own MA
No. of Funds

MasterCard News

Kiplinger's Personal Finance

ETF Funds for Anti-ESG Investors.

Kiplinger's Personal Finance,
2 hours ago

Investing.com UK

Investing.com

The Motley Fool

TheStreet

Schedule 13G FIlings of MasterCard

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2023
mastercard foundation
10.7%
101,857,200
SC 13G/A
Feb 09, 2023
vanguard group inc
8.20%
78,248,031
SC 13G/A
Feb 01, 2023
blackrock inc.
6.8%
64,601,241
SC 13G/A
Feb 14, 2022
mastercard foundation
10.9%
105,401,431
SC 13G/A
Feb 03, 2022
blackrock inc.
6.7%
65,712,258
SC 13G/A
Feb 16, 2021
mastercard foundation
11.0%
109,125,803
SC 13G/A
Feb 10, 2021
vanguard group inc
7.13%
70,492,830
SC 13G/A
Feb 05, 2021
blackrock inc.
6.8%
67,555,798
SC 13G/A
Mar 12, 2020
mastercard foundation
11.2%
111,871,927
SC 13G
Feb 12, 2020
vanguard group inc
7.17%
71,561,171
SC 13G/A

MA Fair Value

MasterCard fair value in different scenarios

The table shows the Fair Value estimates for MasterCard for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

172.65

-51.31%

240.22

-32.26%

333.11

-6.07%

423.03

19.29%

547.15

54.29%
Current Inflation

150.41

-57.59%

194.74

-45.08%

274.96

-22.46%

370.08

4.36%

436.83

23.18%
Very High Inflation

136.45

-61.52%

180.81

-49.01%

239.08

-32.58%

298.33

-15.87%

377.91

6.57%

Historical MasterCard Fair Value Estimates


Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price

Recent SEC filings of MasterCard

View All Filings
Date Filed Form Type Document
Mar 09, 2023
8-K
Current Report
Mar 08, 2023
424B2
Prospectus Filed
Mar 07, 2023
FWP
Prospectus Filed
Mar 06, 2023
424B2
Prospectus Filed
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
8-K
Current Report
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading

Latest Insider Trading transactions for MA

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-03-01
Vosburg Craig
acquired
-
-
6,334
chief product officer
2023-03-01
Madabhushi Venkata R
acquired
-
-
3,128
chief marketing officer
2023-03-01
Arkell Sandra A
acquired
-
-
723
controller
2023-03-01
Bhalla Ajay
sold (taxes)
-105,000
352
-298
president cyber & intelligence
2023-03-01
Miebach Michael
acquired
-
-
14,581
president & ceo
2023-03-01
McLaughlin Edward Grunde
acquired
-
-
3,701
president & cto, ma tech
2023-03-01
Ling Hai
sold (taxes)
-84,211
352
-239
co-president, intl markets
2023-03-01
Arkell Sandra A
sold (taxes)
-69,060
352
-196
controller
2023-03-01
SACHIN J. MEHRA
sold (taxes)
-461,931
352
-1,311
chief financial officer
2023-03-01
Murphy Timothy H
acquired
-
-
6,028
chief administrative officer

1–10 of 50

Michael E. Miebach
24000
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

MA Income Statement

2022-12-31
Consolidated Statement of Operations - USD ($)
shares in Millions, $ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Income Statement [Abstract]   
Net revenue$ 22,237$ 18,884$ 15,301
Operating Expenses:   
General and administrative8,0787,0875,910
Advertising and marketing789895657
Depreciation and amortization750726580
Provision for litigation3569473
Total operating expenses9,9738,8027,220
Operating income12,26410,0828,081
Other Income (Expense):   
Investment income611124
Gains (losses) on equity investments, net(145)64530
Interest expense(471)(431)(380)
Other income (expense), net2305
Total other income (expense)(532)225(321)
Income before income taxes11,73210,3077,760
Income tax expense1,8021,6201,349
Net Income$ 9,930$ 8,687$ 6,411
Basic Earnings per Share (in dollars per share)$ 10.26$ 8.79$ 6.40
Basic weighted-average shares outstanding (in shares)9689881,002
Diluted Earnings per Share (in dollars per share)$ 10.22$ 8.76$ 6.37
Diluted weighted-average shares outstanding (in shares)9719921,006

MA Balance Sheet

2022-12-31
Consolidated Balance Sheet - USD ($)
$ in Millions
Dec. 31, 2022
Dec. 31, 2021
Assets  
Cash and cash equivalents$ 7,008$ 7,421
Restricted cash for litigation settlement589586
Investments400473
Accounts receivable3,4253,006
Settlement assets1,2701,319
Restricted security deposits held for customers1,5681,873
Prepaid expenses and other current assets2,3462,271
Total current assets16,60616,949
Property, equipment and right-of-use assets, net2,0061,907
Deferred income taxes1,151486
Goodwill7,5227,662
Other intangible assets, net3,8593,671
Other assets7,5806,994
Total Assets38,72437,669
Liabilities, Redeemable Non-controlling Interests and Equity  
Accounts payable926738
Settlement obligations1,111913
Restricted security deposits held for customers1,5681,873
Accrued litigation1,094840
Accrued expenses7,8016,642
Short-term debt274792
Other current liabilities1,3971,364
Total current liabilities14,17113,162
Long-term debt13,74913,109
Deferred income taxes393395
Other liabilities4,0343,591
Total Liabilities32,34730,257
Commitments and Contingencies
Redeemable non-controlling interests2129
Stockholders’ Equity  
Additional paid-in-capital5,2985,061
Class A treasury stock, at cost, 451 and 425 shares, respectively(51,354)(42,588)
Retained earnings53,60745,648
Accumulated other comprehensive income (loss)(1,253)(809)
Mastercard Incorporated Stockholders' Equity6,2987,312
Non-controlling interests5871
Total Equity6,3567,383
Total Liabilities, Redeemable Non-controlling Interests and Equity38,72437,669
Class A Common Stock  
Stockholders’ Equity  
Common stock value00
Class B Common Stock  
Stockholders’ Equity  
Common stock value$ 0$ 0