MFIN RSI Chart
Last 7 days
0.8%
Last 30 days
-13.9%
Last 90 days
-21.2%
Trailing 12 Months
-6.1%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 209.2M | 223.8M | 238.0M | 251.0M |
2022 | 165.2M | 174.9M | 185.1M | 196.6M |
2021 | 146.5M | 148.3M | 152.3M | 159.0M |
2020 | 138.1M | 141.6M | 144.4M | 145.0M |
2019 | 118.8M | 118.2M | 119.7M | 132.6M |
2018 | 39.9M | 60.2M | 80.5M | 100.8M |
2017 | 20.4M | 18.3M | 18.6M | 19.6M |
2016 | 0 | 0 | 0 | 25.1M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 04, 2024 | murstein andrew | sold (taxes) | -61,718 | 8.18 | -7,545 | president |
Mar 04, 2024 | silverman marisa t. | sold (taxes) | -5,832 | 8.18 | -713 | see remarks |
Mar 04, 2024 | poulton donald s. | sold (taxes) | -18,225 | 8.18 | -2,228 | see remarks |
Mar 04, 2024 | munson thomas j. | sold (taxes) | -4,098 | 8.18 | -501 | see remarks |
Mar 04, 2024 | murstein alvin | sold (taxes) | -16,949 | 8.18 | -2,072 | see remarks |
Mar 01, 2024 | haley david justin | acquired | 6,550 | 6.55 | 1,000 | see remarks |
Mar 01, 2024 | murstein andrew | sold (taxes) | -363,329 | 7.98 | -45,530 | president |
Mar 01, 2024 | silverman marisa t. | sold (taxes) | -56,530 | 7.98 | -7,084 | see remarks |
Mar 01, 2024 | murstein alvin | sold (taxes) | -91,969 | 7.98 | -11,525 | see remarks |
Mar 01, 2024 | munson thomas j. | sold (taxes) | -30,954 | 7.98 | -3,879 | see remarks |
Which funds bought or sold MFIN recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Mar 11, 2024 | VANGUARD GROUP INC | unchanged | - | 2,769,340 | 9,638,880 | -% |
Mar 01, 2024 | GOLDMAN SACHS GROUP INC | added | 153 | 347,075 | 482,610 | -% |
Feb 15, 2024 | BARCLAYS PLC | added | 343 | 296,000 | 353,000 | -% |
Feb 15, 2024 | JANE STREET GROUP, LLC | added | 631 | 777,641 | 861,530 | -% |
Feb 14, 2024 | STATE STREET CORP | reduced | -0.46 | 181,515 | 639,107 | -% |
Feb 14, 2024 | SUSQUEHANNA INTERNATIONAL GROUP, LLP | added | 119 | 765,205 | 1,133,590 | -% |
Feb 14, 2024 | TWO SIGMA ADVISERS, LP | reduced | -23.34 | 62,018 | 881,575 | -% |
Feb 14, 2024 | Corton Capital Inc. | added | 76.92 | 271,621 | 454,843 | 0.14% |
Feb 14, 2024 | Oracle Alpha Inc. | new | - | 198,960 | 198,960 | 0.26% |
Feb 14, 2024 | EAM Investors, LLC | sold off | -100 | -125,398 | - | -% |
Unveiling Medallion Financial Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Medallion Financial Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 451.4B | 25.1B | 40.32 | 17.99 | ||||
AXP | 164.9B | 60.5B | 19.69 | 2.72 | ||||
PYPL | 71.3B | 29.8B | 16.8 | 2.4 | ||||
COF | 55.0B | 41.9B | 11.14 | 1.31 | ||||
DFS | 32.1B | 17.8B | 10.85 | 1.8 | ||||
ALLY | 12.1B | 14.0B | 11.86 | 0.87 | ||||
MID-CAP | ||||||||
CACC | 6.8B | 1.9B | 23.72 | 3.57 | ||||
FCFS | 5.7B | 3.2B | 25.96 | 1.81 | ||||
WU | 4.7B | 4.4B | 7.49 | 1.08 | ||||
NNI | 3.5B | 1.1B | 38.15 | 3.15 | ||||
SMALL-CAP | ||||||||
ENVA | 1.8B | 2.1B | 10.01 | 0.83 | ||||
ATLC | 445.7M | 1.2B | 4.33 | 0.39 | ||||
CPSS | 166.7M | 352.0M | 3.68 | 0.47 | ||||
AIHS | 8.3M | 7.3M | -2.16 | 1.14 | ||||
CURO | 3.7M | 853.2M | -0.01 | 0 |
Medallion Financial Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | 2.6% | 68.00 | 66.00 | 62.00 | 56.00 | 55.00 | 52.00 | 47.00 | 43.00 | 43.00 | 41.00 | 37.00 | 37.00 | 36.00 | 37.00 | 36.00 | 36.00 | 36.00 | 35.00 | 32.00 | 30.00 | 23.00 |
EBITDA Margin | -4.1% | 1.09* | 1.14* | 1.15* | 1.19* | 1.19* | 1.27* | 1.35* | 1.37* | 1.36* | 1.27* | 0.93* | 0.77* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -100.0% | - | 49.00 | 47.00 | 44.00 | 44.00 | 42.00 | 39.00 | 36.00 | 36.00 | 34.00 | 29.00 | 29.00 | 28.00 | 29.00 | 27.00 | 27.00 | 27.00 | 25.00 | 23.00 | 22.00 | 23.00 |
Income Taxes | -100.0% | - | 4.00 | 9.00 | 0.00 | 3.00 | 3.00 | 3.00 | 0.00 | 2.00 | 1.00 | 2.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Earnings Before Taxes | 13.8% | 22.00 | 19.00 | 21.00 | 23.00 | 20.00 | 12.00 | 20.00 | 16.00 | 28.00 | 23.00 | 18.00 | 13.00 | 11.00 | -28.41 | -3.12 | -16.25 | 2.00 | 8.00 | -8.48 | 1.00 | 15.00 |
EBT Margin | -2.4% | 0.34* | 0.35* | 0.34* | 0.36* | 0.35* | 0.41* | 0.50* | 0.52* | 0.52* | 0.43* | 0.09* | -0.05* | - | - | - | - | - | - | - | - | - |
Net Income | 14.0% | 13.00 | 11.00 | 16.00 | 17.00 | 12.00 | 8.00 | 15.00 | 11.00 | 18.00 | 16.00 | 12.00 | 9.00 | 5.00 | -23.63 | -2.26 | -13.00 | -0.46 | 5.00 | -6.64 | 1.00 | 9.00 |
Net Income Margin | -3.1% | 0.23* | 0.23* | 0.23* | 0.24* | 0.23* | 0.28* | 0.35* | 0.35* | 0.35* | 0.27* | 0.02* | -0.08* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -45.3% | 20.00 | 36.00 | 29.00 | 29.00 | 30.00 | 28.00 | 27.00 | 25.00 | 17.00 | 22.00 | 19.00 | 21.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | 1.1% | 2,588 | 2,559 | 2,519 | 2,352 | 2,260 | 2,200 | 2,112 | 1,967 | 1,873 | 1,805 | 1,740 | 1,689 | 1,642 | 1,604 | 1,652 | 1,534 | 1,542 | 1,520 | 1,482 | 1,429 | 1,382 |
Cash Equivalents | 40.3% | 53.00 | 37.00 | 82.00 | 21.00 | 33.00 | 25.00 | 34.00 | 57.00 | 64.00 | 31.00 | 31.00 | 69.00 | 34.00 | 13.00 | 19.00 | 16.00 | 4.00 | 55.00 | 72.00 | 86.00 | 1.00 |
Net PPE | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.00 |
Goodwill | 0.0% | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 | 151 |
Liabilities | 0.7% | 2,176 | 2,161 | 2,131 | 1,977 | 1,889 | 1,840 | 1,749 | 1,605 | 1,517 | 1,467 | 1,417 | 1,377 | 1,338 | 1,307 | 1,333 | 1,214 | 1,207 | 1,227 | 1,196 | 1,137 | 1,092 |
Short Term Borrowings | -56.7% | 8.00 | 18.00 | 68.00 | 39.00 | 5.00 | - | - | - | - | 8.00 | 8.00 | 74.00 | 87.00 | 88.00 | 61.00 | 61.00 | 38.00 | 43.00 | 47.00 | 82.00 | 55.00 |
Long Term Debt | 8.0% | 236 | 218 | 178 | 176 | 214 | 219 | 219 | 220 | 220 | 214 | 215 | 182 | 154 | 121 | 155 | 151 | 175 | 182 | 181 | 153 | 159 |
Shareholder's Equity | 25.4% | 412 | 328 | 388 | 375 | 302 | 360 | 363 | 362 | 356 | 339 | 323 | 312 | 305 | 297 | 318 | 321 | 334 | 293 | 286 | 292 | 290 |
Retained Earnings | 13.0% | 104 | 92.00 | 83.00 | 70.00 | 67.00 | 55.00 | 50.00 | 38.00 | 31.00 | 11.00 | -4.80 | -15.07 | -23.50 | -29.97 | -6.34 | -2.36 | 11.00 | 12.00 | 7.00 | 14.00 | 13.00 |
Additional Paid-In Capital | 0.4% | 288 | 287 | 285 | 284 | 284 | 283 | 282 | 281 | 280 | 279 | 279 | 278 | 278 | 277 | 276 | 276 | 276 | 275 | 275 | 274 | 274 |
Shares Outstanding | 0.4% | 23.00 | 23.00 | 23.00 | 23.00 | 23.00 | 24.00 | 24.00 | 25.00 | 25.00 | 25.00 | 25.00 | 25.00 | - | - | - | - | - | - | - | - | - |
Minority Interest | 0% | 69.00 | 69.00 | 69.00 | 69.00 | 69.00 | 69.00 | 69.00 | 69.00 | 69.00 | 71.00 | 72.00 | 72.00 | 73.00 | 73.00 | 71.00 | 70.00 | 71.00 | 29.00 | 27.00 | 27.00 | 28.00 |
Float | - | - | - | - | - | 124,246 | - | - | - | 182,909 | - | - | - | - | - | 54.00 | - | - | - | 138 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | -45.3% | 19,623 | 35,857 | 29,157 | 29,127 | 29,751 | 27,553 | 26,782 | 24,654 | 16,750 | 22,157 | 18,759 | 21,060 | 22,138 | 23,165 | 16,613 | 16,790 | 20,440 | 18,306 | 15,128 | 11,061 | 25,019 |
Share Based Compensation | -0.1% | 1,231 | 1,232 | 1,214 | 1,036 | 981 | 1,034 | 863 | 598 | 587 | 602 | 574 | 498 | 535 | 508 | 521 | 466 | 368 | 348 | 340 | 165 | 130 |
Cashflow From Investing | 80.2% | -12,470 | -62,888 | -183,897 | -81,441 | -68,241 | -130,528 | -162,551 | -87,685 | -36,196 | -70,315 | -104,263 | -27,547 | 651 | -51,160 | -85,825 | -34,623 | -31,861 | -66,626 | -85,161 | -22,862 | - |
Cashflow From Financing | -50.0% | 15,050 | 30,119 | 146,912 | 79,098 | 45,886 | 74,847 | 123,305 | 77,341 | 58,556 | 41,979 | 36,780 | 34,724 | 39,520 | -26,158 | 117,599 | 5,509 | 24,227 | 31,187 | 56,060 | 40,209 | -109,016 |
Dividend Payments | 24.9% | 2,244 | 1,796 | 1,793 | 1,870 | 1,777 | 1,870 | 1,912 | 1,984 | - | - | - | - | - | - | - | - | - | - | - | - | 1.00 |
Buy Backs | - | - | - | - | - | 1,797 | 8,231 | 9,974 | 617 | - | - | - | - | - | - | - | - | - | - | - | - | - |
Consolidated Statements of Operations - USD ($) $ in Thousands | 12 Months Ended | ||||||
---|---|---|---|---|---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021 | |||||
Interest and fees on loans | $ 244,829 | $ 195,074 | $ 157,990 | ||||
Interest and dividends on investment securities | 6,211 | 1,547 | 976 | ||||
Total interest income | [1] | 251,040 | 196,621 | 158,966 | |||
Interest on deposits | 47,780 | 22,666 | 17,543 | ||||
Interest on long-term debt | 12,670 | 13,387 | 12,907 | ||||
Interest on short-term borrowings | 2,496 | 132 | 690 | ||||
Total interest expense | [2] | 62,946 | 36,185 | 31,140 | |||
Net interest income (loss) | 188,094 | 160,436 | 127,826 | ||||
Provision for credit losses | 37,810 | 30,059 | 4,622 | ||||
Net interest income after provision for credit losses | 150,284 | 130,377 | 123,204 | ||||
Other income | |||||||
Gain on equity investments | 5,178 | 2,779 | 17,379 | ||||
Gain on sale of loans and taxi medallion | 4,992 | 5,448 | 1,788 | ||||
Write-down of loan collateral in process of foreclosure | (1,696) | (657) | (5,592) | ||||
Sponsorship and race winnings, net | 0 | 0 | 12,567 | ||||
Gain on extinguishment of debt | 0 | 0 | 4,626 | ||||
Other income | 2,846 | 1,956 | 798 | ||||
Total other income, net | 11,320 | 9,526 | 31,566 | ||||
Other expenses | |||||||
Salaries and employee benefits | 37,562 | 31,130 | 31,591 | ||||
Loan servicing fees | 9,543 | 8,371 | 7,013 | ||||
Collection costs | 6,000 | 5,314 | 5,279 | ||||
Professional fees | 5,886 | 13,054 | 5,311 | ||||
Regulatory fees | 3,194 | 2,418 | 1,872 | ||||
Rent expense | 2,472 | 2,378 | 2,454 | ||||
Amortization of intangible assets | 1,445 | 1,445 | 1,445 | ||||
Race team related expenses | 0 | 0 | 9,559 | ||||
Other expenses | 9,466 | 7,943 | 8,375 | ||||
Total other expenses | 75,568 | 72,053 | 72,899 | ||||
Income before income taxes | 86,036 | 67,850 | 81,871 | ||||
Income tax provision | (24,910) | (17,963) | (24,217) | ||||
Net income after taxes | 61,126 | 49,887 | 57,654 | ||||
Less: income attributable to the non-controlling interest | 6,047 | 6,047 | 3,546 | ||||
Total net income attributable to Medallion Financial Corp. | $ 55,079 | $ 43,840 | $ 54,108 | ||||
Basic net income per share | $ 2.45 | $ 1.86 | $ 2.2 | ||||
Diluted net income per share | $ 2.37 | $ 1.83 | $ 2.17 | ||||
Weighted average common shares outstanding | |||||||
Basic | 22,510,435 | 23,583,049 | 24,599,804 | ||||
Diluted | 23,248,323 | 23,927,342 | 24,943,169 | ||||
|
Consolidated Balance Sheets - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022 | |||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||
Cash and cash equivalents | $ 52,591 | $ 33,172 | |||||||||||||
Federal funds sold | 97,254 | 72,426 | |||||||||||||
Investment securities | 54,282 | 48,492 | |||||||||||||
Equity investments | 11,430 | 10,293 | |||||||||||||
Loans | 2,215,886 | 1,916,953 | |||||||||||||
Allowance for credit losses | [1] | (84,235) | (63,845) | [2] | |||||||||||
Net loans receivable | 2,131,651 | 1,853,108 | |||||||||||||
Goodwill | 150,803 | 150,803 | |||||||||||||
Intangible assets, net | 20,591 | 22,035 | |||||||||||||
Property, equipment, and right-of-use lease asset, net | 14,076 | 13,168 | |||||||||||||
Accrued interest receivable | 13,538 | 12,613 | |||||||||||||
Loan collateral in process of foreclosure | [3] | 11,772 | 21,819 | ||||||||||||
Income tax receivable | 671 | 2,095 | |||||||||||||
Other assets | 29,168 | 19,855 | |||||||||||||
Total assets | 2,587,827 | 2,259,879 | |||||||||||||
Liabilities | |||||||||||||||
Deposits | [4] | 1,866,657 | 1,607,110 | ||||||||||||
Long-term debt | [5] | 235,544 | 214,320 | ||||||||||||
Deferred tax liabilities, net | 21,207 | 26,753 | |||||||||||||
Short-term debt | 8,000 | 5,000 | |||||||||||||
Operating lease liabilities | 7,019 | 8,408 | |||||||||||||
Accrued interest payable | 6,822 | 4,790 | |||||||||||||
Accounts payable and accrued expenses | [6] | 30,804 | 22,974 | ||||||||||||
Total liabilities | 2,176,053 | 1,889,355 | |||||||||||||
Commitments and contingencies | |||||||||||||||
Stockholders’ equity | |||||||||||||||
Preferred stock (1,000,000 shares of $0.01 par value stock authorized-none outstanding) | 0 | 0 | |||||||||||||
Common stock (50,000,000 shares of $0.01 par value stock authorized - 29,051,800 shares at December 31, 2023 and 28,663,827 shares at December 31, 2022 issued) | 291 | 287 | |||||||||||||
Additional paid in capital | 288,046 | 283,663 | |||||||||||||
Treasury stock (5,602,154 shares at December 31, 2023 and December 31, 2021) | (45,538) | (45,538) | |||||||||||||
Accumulated other comprehensive income (loss) | (3,696) | (3,349) | |||||||||||||
Retained earnings | 103,883 | 66,673 | |||||||||||||
Total stockholders’ equity | 342,986 | 301,736 | |||||||||||||
Non-controlling interest in consolidated subsidiaries | 68,788 | 68,788 | |||||||||||||
Total equity | 411,774 | 370,524 | |||||||||||||
Total liabilities and equity | $ 2,587,827 | $ 2,259,879 | |||||||||||||
Number of shares outstanding | 23,449,646 | 23,061,673 | |||||||||||||
Book value per share | $ 14.63 | $ 13.08 | |||||||||||||
|
 | Mr. Alvin Murstein |
---|---|
 | www.medallion.com |
 | 158 |