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MFIN

MFIN - Medallion Financial Corp Stock Price, Fair Value and News

7.94USD+0.07 (+0.89%)Delayed as of 28 Mar 2024, 09:49 am ET

Market Summary

MFIN
USD7.94+0.07
Delayedas of 28 Mar 2024, 09:49 am
0.89%

MFIN Stock Price

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MFIN RSI Chart

MFIN Valuation

Market Cap

184.8M

Price/Earnings (Trailing)

3.27

Price/Sales (Trailing)

0.74

EV/EBITDA

1.34

Price/Free Cashflow

1.62

MFIN Price/Sales (Trailing)

MFIN Profitability

EBT Margin

34.27%

Return on Equity

13.74%

Return on Assets

2.19%

Free Cashflow Yield

61.56%

MFIN Fundamentals

MFIN Revenue

Revenue (TTM)

251.0M

Rev. Growth (Yr)

23.98%

Rev. Growth (Qtr)

2.58%

MFIN Earnings

Earnings (TTM)

56.6M

Earnings Growth (Yr)

10.86%

Earnings Growth (Qtr)

14.03%

Breaking Down MFIN Revenue

52 Week Range

5.6410.49
(Low)(High)

Last 7 days

0.8%

Last 30 days

-13.9%

Last 90 days

-21.2%

Trailing 12 Months

-6.1%

How does MFIN drawdown profile look like?

MFIN Financial Health

Debt/Equity

0.57

Debt/Cashflow

0.48

MFIN Investor Care

Shares Dilution (1Y)

0.70%

Diluted EPS (TTM)

2.37

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2023209.2M223.8M238.0M251.0M
2022165.2M174.9M185.1M196.6M
2021146.5M148.3M152.3M159.0M
2020138.1M141.6M144.4M145.0M
2019118.8M118.2M119.7M132.6M
201839.9M60.2M80.5M100.8M
201720.4M18.3M18.6M19.6M
201600025.1M

Tracking the Latest Insider Buys and Sells of Medallion Financial Corp

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Mar 04, 2024
murstein andrew
sold (taxes)
-61,718
8.18
-7,545
president
Mar 04, 2024
silverman marisa t.
sold (taxes)
-5,832
8.18
-713
see remarks
Mar 04, 2024
poulton donald s.
sold (taxes)
-18,225
8.18
-2,228
see remarks
Mar 04, 2024
munson thomas j.
sold (taxes)
-4,098
8.18
-501
see remarks
Mar 04, 2024
murstein alvin
sold (taxes)
-16,949
8.18
-2,072
see remarks
Mar 01, 2024
haley david justin
acquired
6,550
6.55
1,000
see remarks
Mar 01, 2024
murstein andrew
sold (taxes)
-363,329
7.98
-45,530
president
Mar 01, 2024
silverman marisa t.
sold (taxes)
-56,530
7.98
-7,084
see remarks
Mar 01, 2024
murstein alvin
sold (taxes)
-91,969
7.98
-11,525
see remarks
Mar 01, 2024
munson thomas j.
sold (taxes)
-30,954
7.98
-3,879
see remarks

1–10 of 50

Which funds bought or sold MFIN recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Mar 11, 2024
VANGUARD GROUP INC
unchanged
-
2,769,340
9,638,880
-%
Mar 01, 2024
GOLDMAN SACHS GROUP INC
added
153
347,075
482,610
-%
Feb 15, 2024
BARCLAYS PLC
added
343
296,000
353,000
-%
Feb 15, 2024
JANE STREET GROUP, LLC
added
631
777,641
861,530
-%
Feb 14, 2024
STATE STREET CORP
reduced
-0.46
181,515
639,107
-%
Feb 14, 2024
SUSQUEHANNA INTERNATIONAL GROUP, LLP
added
119
765,205
1,133,590
-%
Feb 14, 2024
TWO SIGMA ADVISERS, LP
reduced
-23.34
62,018
881,575
-%
Feb 14, 2024
Corton Capital Inc.
added
76.92
271,621
454,843
0.14%
Feb 14, 2024
Oracle Alpha Inc.
new
-
198,960
198,960
0.26%
Feb 14, 2024
EAM Investors, LLC
sold off
-100
-125,398
-
-%

1–10 of 42

Are Funds Buying or Selling MFIN?

Are funds buying MFIN calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own MFIN
No. of Funds

Unveiling Medallion Financial Corp's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 21, 2024
murstein alvin
7.89%
1,851,449
SC 13D/A
Feb 05, 2024
murstein andrew
10.56%
2,498,014
SC 13G/A
Feb 21, 2023
murstein alvin
7.94%
1,826,161
SC 13D/A
Feb 07, 2023
murstein andrew
10.25%
2,373,253
SC 13G/A
May 03, 2022
orr ken
5.1%
1,299,500
SC 13D/A
Feb 09, 2022
murstein andrew
8.44%
2,129,204
SC 13G/A
Jan 19, 2022
orr ken
4.9%
1,226,100
SC 13D/A
Jan 03, 2022
orr ken
4.9%
1,223,936
SC 13D/A
Jun 30, 2021
korr value l.p.
4.5%
1,122,100
SC 13D/A
Mar 31, 2021
korr value l.p.
4.4%
1,095,000
SC 13D

Recent SEC filings of Medallion Financial Corp

View All Filings
Date Filed Form Type Document
Mar 07, 2024
10-K
Annual Report
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading
Feb 29, 2024
8-K
Current Report
Feb 21, 2024
4
Insider Trading

Peers (Alternatives to Medallion Financial Corp)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
451.4B
25.1B
2.89% 37.08%
40.32
17.99
12.87% 12.74%
164.9B
60.5B
6.30% 31.84%
19.69
2.72
14.48% 11.45%
71.3B
29.8B
9.52% -14.41%
16.8
2.4
8.19% 75.53%
55.0B
41.9B
2.86% 38.05%
11.14
1.31
34.26% 32.87%
32.1B
17.8B
13.82% 36.34%
10.85
1.8
38.72% -32.51%
12.1B
14.0B
9.20% 45.70%
11.86
0.87
31.42% -40.49%
MID-CAP
6.8B
1.9B
-1.25% 31.81%
23.72
3.57
3.79% -46.60%
5.7B
3.2B
2.64% 34.54%
25.96
1.81
15.50% -13.49%
4.7B
4.4B
7.27% 21.33%
7.49
1.08
-2.65% -31.25%
3.5B
1.1B
1.31% -2.80%
38.15
3.15
8.54% -77.53%
SMALL-CAP
1.8B
2.1B
2.52% 30.26%
10.01
0.83
21.98% -15.57%
445.7M
1.2B
-9.96% 11.93%
4.33
0.39
10.41% -24.15%
166.7M
352.0M
-17.39% -14.24%
3.68
0.47
6.77% -47.27%
8.3M
7.3M
26.58% 16.11%
-2.16
1.14
-51.06% -195.09%
3.7M
853.2M
-60.87% -93.88%
-0.01
0
-15.13% -1364.54%

Medallion Financial Corp News

Latest updates
Defense World • 26 Mar 2024 • 08:29 am
Yahoo Movies UK • 23 Mar 2024 • 09:58 am
Defense World • 12 Mar 2024 • 07:00 am
Seeking Alpha • 21 Feb 2024 • 08:00 am

Medallion Financial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue2.6%68.0066.0062.0056.0055.0052.0047.0043.0043.0041.0037.0037.0036.0037.0036.0036.0036.0035.0032.0030.0023.00
EBITDA Margin-4.1%1.09*1.14*1.15*1.19*1.19*1.27*1.35*1.37*1.36*1.27*0.93*0.77*---------
Interest Expenses-100.0%-49.0047.0044.0044.0042.0039.0036.0036.0034.0029.0029.0028.0029.0027.0027.0027.0025.0023.0022.0023.00
Income Taxes-100.0%-4.009.000.003.003.003.000.002.001.002.000.000.000.000.000.000.000.000.000.000.00
Earnings Before Taxes13.8%22.0019.0021.0023.0020.0012.0020.0016.0028.0023.0018.0013.0011.00-28.41-3.12-16.252.008.00-8.481.0015.00
EBT Margin-2.4%0.34*0.35*0.34*0.36*0.35*0.41*0.50*0.52*0.52*0.43*0.09*-0.05*---------
Net Income14.0%13.0011.0016.0017.0012.008.0015.0011.0018.0016.0012.009.005.00-23.63-2.26-13.00-0.465.00-6.641.009.00
Net Income Margin-3.1%0.23*0.23*0.23*0.24*0.23*0.28*0.35*0.35*0.35*0.27*0.02*-0.08*---------
Free Cashflow-45.3%20.0036.0029.0029.0030.0028.0027.0025.0017.0022.0019.0021.00---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets1.1%2,5882,5592,5192,3522,2602,2002,1121,9671,8731,8051,7401,6891,6421,6041,6521,5341,5421,5201,4821,4291,382
    Cash Equivalents40.3%53.0037.0082.0021.0033.0025.0034.0057.0064.0031.0031.0069.0034.0013.0019.0016.004.0055.0072.0086.001.00
  Net PPE---------------------1.00
  Goodwill0.0%151151151151151151151151151151151151151151151151151151151151151
Liabilities0.7%2,1762,1612,1311,9771,8891,8401,7491,6051,5171,4671,4171,3771,3381,3071,3331,2141,2071,2271,1961,1371,092
  Short Term Borrowings-56.7%8.0018.0068.0039.005.00----8.008.0074.0087.0088.0061.0061.0038.0043.0047.0082.0055.00
  Long Term Debt8.0%236218178176214219219220220214215182154121155151175182181153159
Shareholder's Equity25.4%412328388375302360363362356339323312305297318321334293286292290
  Retained Earnings13.0%10492.0083.0070.0067.0055.0050.0038.0031.0011.00-4.80-15.07-23.50-29.97-6.34-2.3611.0012.007.0014.0013.00
  Additional Paid-In Capital0.4%288287285284284283282281280279279278278277276276276275275274274
Shares Outstanding0.4%23.0023.0023.0023.0023.0024.0024.0025.0025.0025.0025.0025.00---------
Minority Interest0%69.0069.0069.0069.0069.0069.0069.0069.0069.0071.0072.0072.0073.0073.0071.0070.0071.0029.0027.0027.0028.00
Float-----124,246---182,909-----54.00---138--
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations-45.3%19,62335,85729,15729,12729,75127,55326,78224,65416,75022,15718,75921,06022,13823,16516,61316,79020,44018,30615,12811,06125,019
  Share Based Compensation-0.1%1,2311,2321,2141,0369811,034863598587602574498535508521466368348340165130
Cashflow From Investing80.2%-12,470-62,888-183,897-81,441-68,241-130,528-162,551-87,685-36,196-70,315-104,263-27,547651-51,160-85,825-34,623-31,861-66,626-85,161-22,862-
Cashflow From Financing-50.0%15,05030,119146,91279,09845,88674,847123,30577,34158,55641,97936,78034,72439,520-26,158117,5995,50924,22731,18756,06040,209-109,016
  Dividend Payments24.9%2,2441,7961,7931,8701,7771,8701,9121,984------------1.00
  Buy Backs-----1,7978,2319,974617-------------

MFIN Income Statement

2023-12-31
Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Interest and fees on loans$ 244,829$ 195,074$ 157,990
Interest and dividends on investment securities6,2111,547976
Total interest income[1]251,040196,621158,966
Interest on deposits47,78022,66617,543
Interest on long-term debt12,67013,38712,907
Interest on short-term borrowings2,496132690
Total interest expense[2]62,94636,18531,140
Net interest income (loss)188,094160,436127,826
Provision for credit losses37,81030,0594,622
Net interest income after provision for credit losses150,284130,377123,204
Other income   
Gain on equity investments5,1782,77917,379
Gain on sale of loans and taxi medallion4,9925,4481,788
Write-down of loan collateral in process of foreclosure(1,696)(657)(5,592)
Sponsorship and race winnings, net0012,567
Gain on extinguishment of debt004,626
Other income2,8461,956798
Total other income, net11,3209,52631,566
Other expenses   
Salaries and employee benefits37,56231,13031,591
Loan servicing fees9,5438,3717,013
Collection costs6,0005,3145,279
Professional fees5,88613,0545,311
Regulatory fees3,1942,4181,872
Rent expense2,4722,3782,454
Amortization of intangible assets1,4451,4451,445
Race team related expenses009,559
Other expenses9,4667,9438,375
Total other expenses75,56872,05372,899
Income before income taxes86,03667,85081,871
Income tax provision(24,910)(17,963)(24,217)
Net income after taxes61,12649,88757,654
Less: income attributable to the non-controlling interest6,0476,0473,546
Total net income attributable to Medallion Financial Corp.$ 55,079$ 43,840$ 54,108
Basic net income per share$ 2.45$ 1.86$ 2.2
Diluted net income per share$ 2.37$ 1.83$ 2.17
Weighted average common shares outstanding   
Basic22,510,43523,583,04924,599,804
Diluted23,248,32323,927,34224,943,169
[1]Included in interest and investment income is $1.6 million, $0.7 million, and $0.8 million of paid-in-kind interest for the years ended December 31, 2023, 2022, and 2021.
[2]Average borrowings outstanding were $2.0 billion, $1.7 billion and $1.4 billion as of December 31, 2023, 2022, and 2021 and the related average borrowing costs were 3.16%, 2.17%, and 2.28% for the years ended December 31, 2023, 2022, and 2021.

MFIN Balance Sheet

2023-12-31
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Assets  
Cash and cash equivalents$ 52,591$ 33,172
Federal funds sold97,25472,426
Investment securities54,28248,492
Equity investments11,43010,293
Loans2,215,8861,916,953
Allowance for credit losses[1](84,235)(63,845)[2]
Net loans receivable2,131,6511,853,108
Goodwill150,803150,803
Intangible assets, net20,59122,035
Property, equipment, and right-of-use lease asset, net14,07613,168
Accrued interest receivable13,53812,613
Loan collateral in process of foreclosure[3]11,77221,819
Income tax receivable6712,095
Other assets29,16819,855
Total assets2,587,8272,259,879
Liabilities  
Deposits[4]1,866,6571,607,110
Long-term debt[5]235,544214,320
Deferred tax liabilities, net21,20726,753
Short-term debt8,0005,000
Operating lease liabilities7,0198,408
Accrued interest payable6,8224,790
Accounts payable and accrued expenses[6]30,80422,974
Total liabilities2,176,0531,889,355
Commitments and contingencies
Stockholders’ equity  
Preferred stock (1,000,000 shares of $0.01 par value stock authorized-none outstanding)00
Common stock (50,000,000 shares of $0.01 par value stock authorized - 29,051,800 shares at December 31, 2023 and 28,663,827 shares at December 31, 2022 issued)291287
Additional paid in capital288,046283,663
Treasury stock (5,602,154 shares at December 31, 2023 and December 31, 2021)(45,538)(45,538)
Accumulated other comprehensive income (loss)(3,696)(3,349)
Retained earnings103,88366,673
Total stockholders’ equity342,986301,736
Non-controlling interest in consolidated subsidiaries68,78868,788
Total equity411,774370,524
Total liabilities and equity$ 2,587,827$ 2,259,879
Number of shares outstanding23,449,64623,061,673
Book value per share$ 14.63$ 13.08
[1]As of December 31, 2023 and 2022, there was no allowance for credit losses and net charge-offs related to the strategic partnership loans.
[2]Represents allowance prior to the adoption of ASU 2016-13.
[3]Includes financed sales of this collateral to third parties that are reported separately from the loan portfolio, and that are conducted by the Bank of $6.2 million and $7.5 million as of December 31, 2023 and 2022
[4]Includes $4.3 million and $3.8 million of deferred financing costs as of December 31, 2023 and 2022. Refer to Note 5 for more details
[5]Includes $4.2 million and $3.2 million of deferred financing costs as of December 31, 2023 and 2022. Refer to Note 5 for more details.
[6]Includes the short-term portion of lease liabilities of $2.5 million and $2.2 million as of December 31, 2023 and 2022. Refer to Note 6 for more details.
MFIN
Medallion Financial Corp., together with its subsidiaries, operates as a finance company in the United States. The company operates through four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. It provides loans that finance consumer purchases of recreational vehicles, boats, and trailers; consumer home improvements; commercial businesses; and taxi medallions to individuals, and small to mid-size businesses. The company also offers commercial loans for purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and medallion loans. In addition, it provides debt, mezzanine, and equity investment capital to companies in various industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.
 CEO
 WEBSITEwww.medallion.com
 EMPLOYEES158

Medallion Financial Corp Frequently Asked Questions


What is the ticker symbol for Medallion Financial Corp? What does MFIN stand for in stocks?

MFIN is the stock ticker symbol of Medallion Financial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Medallion Financial Corp (MFIN)?

As of Wed Mar 27 2024, market cap of Medallion Financial Corp is 184.82 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of MFIN stock?

You can check MFIN's fair value in chart for subscribers.

What is the fair value of MFIN stock?

You can check MFIN's fair value in chart for subscribers. The fair value of Medallion Financial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Medallion Financial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for MFIN so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Medallion Financial Corp a good stock to buy?

The fair value guage provides a quick view whether MFIN is over valued or under valued. Whether Medallion Financial Corp is cheap or expensive depends on the assumptions which impact Medallion Financial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for MFIN.

What is Medallion Financial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Mar 27 2024, MFIN's PE ratio (Price to Earnings) is 3.27 and Price to Sales (PS) ratio is 0.74. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. MFIN PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Medallion Financial Corp's stock?

In the past 10 years, Medallion Financial Corp has provided -0.027 (multiply by 100 for percentage) rate of return.