MLNK - MeridianLink, Inc. Stock Price, Fair Value and News

17.08USD+0.16 (+0.95%)Market Closed

Market Summary

USD17.08+0.16

Market Closed

0.95%

MLNK Stock Price

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MLNK RSI Chart

MLNK Valuation

Market Cap

1.3B

Price/Earnings (Trailing)

-30.64

Price/Sales (Trailing)

4.29

EV/EBITDA

83.99

Price/Free Cashflow

19.45

MLNK Price/Sales (Trailing)

MLNK Profitability

Operating Margin

64.27%

EBT Margin

-6.12%

Return on Equity

-8.37%

Return on Assets

-4.27%

Free Cashflow Yield

5.14%

MLNK Fundamentals

MLNK Revenue

Revenue (TTM)

303.6M

Rev. Growth (Yr)

5.71%

Rev. Growth (Qtr)

-2.5%

MLNK Earnings

Earnings (TTM)

-42.5M

Earnings Growth (Yr)

-441.35%

Earnings Growth (Qtr)

-1.3K%

Breaking Down MLNK Revenue

Last 7 days

-1.8%

Last 30 days

-7.6%

Last 90 days

-24.9%

Trailing 12 Months

11.6%

How does MLNK drawdown profile look like?

MLNK Financial Health

Current Ratio

2.23

Debt/Equity

0.83

Debt/Cashflow

0.16

MLNK Investor Care

Buy Backs (1Y)

2.39%

Diluted EPS (TTM)

-0.53

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	292.4M	294.9M	299.6M	303.6M
2022	272.6M	277.1M	281.5M	288.0M
2021	223.5M	242.5M	257.6M	267.7M
2020	0	168.3M	183.8M	199.3M
2019	0	0	0	152.7M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of MeridianLink, Inc.

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 10, 2024	maloof chris	sold (taxes)	-543,536	18.46	-29,444	president, go to market
Apr 01, 2024	blitchok sean w	sold (taxes)	-94,659	18.7	-5,062	-
Apr 01, 2024	katz laurence e	acquired	-	-	1,079,330	chief financial officer
Apr 01, 2024	maloof chris	sold (taxes)	-175,518	18.7	-9,386	president, go to market
Mar 15, 2024	jaber george	acquired	-	-	19,294	-
Feb 09, 2024	nguyen timothy	sold	-30,306,900	18.2875	-1,657,250	-
Feb 09, 2024	thoma bravo ugp, llc	sold	-89,258,700	18.2875	-4,880,860	-
Jan 04, 2024	blitchok sean w	sold	-99,778	22.7389	-4,388	chief financial officer
Jan 01, 2024	blitchok sean w	sold (taxes)	-134,030	24.77	-5,411	chief financial officer
Jan 01, 2024	maloof chris	sold (taxes)	-159,890	24.77	-6,455	president, go to market

Which funds bought or sold MLNK recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 01, 2024	CONCOURSE FINANCIAL GROUP SECURITIES, INC.	sold off	-	-	-	-%
May 01, 2024	CAPSTONE INVESTMENT ADVISORS, LLC	new	-	325,380	325,380	-%
May 01, 2024	Mirae Asset Global Investments Co., Ltd.	added	11.69	-666,604	1,975,740	-%
Apr 30, 2024	Avior Wealth Management, LLC	new	-	93.00	93.00	-%
Apr 25, 2024	Zurcher Kantonalbank (Zurich Cantonalbank)	unchanged	-	-26,805	82,579	-%
Apr 25, 2024	WCM INVESTMENT MANAGEMENT, LLC	added	0.86	-7,311,930	21,587,900	0.05%
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-4.69	-626,928	1,608,140	-%
Apr 25, 2024	SIMPLEX TRADING, LLC	sold off	-100	-3,000	-	-%
Apr 25, 2024	Lindbrook Capital, LLC	reduced	-54.25	-2,481	1,309	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-74.85	-64,000	15,000	-%

Are Funds Buying or Selling MLNK?

Are funds buying MLNK calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own MLNK

No. of Funds

Unveiling MeridianLink, Inc.'s Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	serent capital associates iii, l.p.	3.53%	2,682,144	SC 13G/A
Feb 01, 2024	darlington partners capital management, lp	5.3%	4,167,248	SC 13G/A
Feb 14, 2023	darlington partners capital management, lp	5.1%	4,090,854	SC 13G
Feb 11, 2022	serent capital associates iii, l.p.	5.68%	4,575,082	SC 13G
Feb 04, 2022	thoma bravo ugp, llc	50.28%	40,463,246	SC 13G

Recent SEC filings of MeridianLink, Inc.

View All Filings

Date Filed	Form Type	Document
Apr 24, 2024	ARS	ARS
Apr 24, 2024	DEF 14A	DEF 14A
Apr 24, 2024	DEFA14A	DEFA14A
Apr 12, 2024	8-K/A	Current Report
Apr 12, 2024	PRE 14A	PRE 14A
Apr 11, 2024	4	Insider Trading
Apr 04, 2024	144	Notice of Insider Sale Intent
Apr 03, 2024	3	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading

Peers (Alternatives to MeridianLink, Inc.)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
CRM	264.0B	34.9B	-10.48%	41.29%	63.82	7.57	11.18%	1888.46%
UBER	142.4B	37.3B	-10.92%	81.21%	75.46	3.82	16.95%	120.64%
ADSK	44.9B	5.3B	-15.58%	8.39%	48.98	8.4	9.15%	48.14%
ANSS	27.5B	2.2B	-9.04%	2.12%	63.19	12.33	3.59%	-21.47%
ZM	18.9B	4.5B	-1.49%	3.30%	29.64	4.17	3.06%	514.65%
MID-CAP
APPF	8.5B	671.8M	0.13%	72.75%	111.39	12.68	33.64%	185.98%
LYFT	6.5B	4.4B	-9.36%	54.64%	-19.07	1.47	7.53%	78.52%
AYX	3.4B	970.0M	0.90%	-15.87%	-19.13	3.53	13.46%	43.89%
ALRM	3.4B	881.7M	-3.56%	49.03%	42.12	3.84	4.64%	44.42%
AI	2.8B	296.4M	-10.13%	33.05%	-10.26	9.41	11.14%	-3.59%
AGYS	2.3B	228.1M	1.07%	7.63%	25.98	9.94	18.99%	599.09%
SMALL-CAP
AVID	1.2B	413.5M	0.63%	-1.64%	92.02	2.88	-1.65%	-71.35%
APPS	206.1M	572.4M	-14.41%	-82.25%	-1.04	0.36	-19.38%	-489.49%
ASUR	205.5M	117.7M	7.42%	-43.22%	-20.84	1.75	12.54%	11.24%
AEYE	201.6M	31.6M	82.32%	168.53%	-34.33	6.37	2.76%	43.72%

MeridianLink, Inc. News

Latest updates

MeridianLink, Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2019Q4
Revenue	-2.5%	75.00	76.00	75.00	77.00	71.00	72.00	73.00	73.00	64.00	67.00	68.00	68.00	54.00	52.00	50.00	-
Cost Of Revenue	-7.3%	25.00	27.00	28.00	28.00	27.00	28.00	27.00	25.00	22.00	27.00	21.00	19.00	16.00	15.00	14.00	-
Gross Profit	0.1%	50.00	49.00	47.00	49.00	44.00	44.00	46.00	48.00	42.00	41.00	47.00	48.00	38.00	37.00	35.00	-
Operating Expenses	-2.6%	43.00	44.00	45.00	47.00	43.00	39.00	37.00	34.00	34.00	49.00	28.00	29.00	35.00	20.00	21.00	-
S&GA Expenses	1.5%	10.00	9.00	9.00	8.00	7.00	6.00	5.00	5.00	4.00	6.00	4.00	4.00	3.00	2.00	2.00	-
R&D Expenses	-4.8%	11.00	11.00	12.00	14.00	12.00	12.00	10.00	8.00	9.00	14.00	7.00	7.00	5.00	5.00	5.00	-
EBITDA Margin	57.3%	0.06*	0.04*	0.03*	0.06*	0.10*	0.11*	0.05*	0.08*	0.10*	0.11*	0.24*	0.24*	0.23*	0.11*	-	-
Interest Expenses	2.6%	10.00	10.00	9.00	9.00	8.00	7.00	5.00	4.00	6.00	7.00	10.00	10.00	9.00	9.00	-	-
Income Taxes	3570.1%	28.00	-0.80	-1.82	-1.20	-1.19	1.00	2.00	3.00	-0.13	1.00	2.00	2.00	-1.65	2.00	1.00	-
Earnings Before Taxes	36.8%	-1.81	-2.87	-7.05	-6.86	-6.65	-2.00	4.00	10.00	-3.35	-20.27	9.00	9.00	-5.74	9.00	6.00	-
EBT Margin	21.7%	-0.06*	-0.08*	-0.08*	-0.04*	0.02*	0.03*	-0.03*	-0.01*	-0.02*	-0.03*	0.09*	0.08*	0.05*	-0.10*	-	-
Net Income	-1329.4%	-29.57	-2.07	-5.23	-5.67	-5.46	-2.89	2.00	7.00	-3.21	-21.45	7.00	7.00	-4.09	7.00	5.00	-
Net Income Margin	-127.8%	-0.14*	-0.06*	-0.07*	-0.04*	0.00*	0.01*	-0.05*	-0.04*	-0.04*	-0.04*	0.07*	0.07*	0.05*	-0.07*	-	-
Free Cashflow	-44.1%	12.00	21.00	6.00	28.00	7.00	19.00	13.00	34.00	21.00	19.00	21.00	28.00	12.00	24.00	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet												(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2020Q4
Assets	-4.7%	996	1,045	1,066	1,076	1,059	1,064	1,059	1,055	1,026	1,020	970	964
Current Assets	-13.7%	124	144	155	156	128	190	174	189	148	132	70.00	72.00
Cash Equivalents	-17.5%	80.00	98.00	109	78.00	56.00	116	100	147	114	93.00	29.00	40.00
Net PPE	-8.6%	3.00	4.00	3.00	4.00	4.00	5.00	5.00	6.00	6.00	6.00	7.00	8.00
Goodwill	0.1%	610	609	609	609	609	572	569	8.00	565	565	565	543
Liabilities	-0.7%	488	492	488	500	480	484	483	487	470	465	663	670
Current Liabilities	-19.4%	56.00	69.00	65.00	76.00	54.00	58.00	56.00	61.00	44.00	44.00	49.00	153
Long Term Debt	-0.2%	420	421	422	423	423	424	424	425	425	420	613	517
LT Debt, Current	-0.2%	4.00	4.00	4.00	4.00	4.00	3.00	3.00	3.00	2.00	-	2.00	3.00
LT Debt, Non Current	-0.2%	420	421	422	423	423	424	424	425	425	420	613	517
Shareholder's Equity	-8.2%	508	554	578	575	579	580	576	568	556	555	-	-26.43
Retained Earnings	-60.6%	-146	-91.22	-58.47	-51.60	-42.43	-33.86	-30.89	-32.87	-40.35	-37.14	-15.69	-30.34
Additional Paid-In Capital	1.5%	655	645	636	627	621	614	607	601	597	592	3.00	4.00
Shares Outstanding	-1.5%	78.00	80.00	81.00	81.00	81.00	81.00	80.00	80.00	64.00	72.00	52.00	51.00
Float	-	-	-	550	-	-	-	419	-	-	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2019Q4
Cashflow From Operations	-41.4%	12,478	21,301	6,104	28,081	7,352	19,565	12,807	34,863	20,823	19,103	21,212	28,697	12,298	24,864	-	-
Share Based Compensation	0.1%	8,334	8,323	9,002	4,891	6,260	7,254	5,439	3,808	3,901	25,527	665	643	783	745	-	-
Cashflow From Investing	-221.0%	-4,061	-1,265	27,517	-2,058	-63,981	-2,732	-55,677	-1,941	-652	-1,500	-37,452	-86,695	-109,826	-1,309	-	-
Cashflow From Financing	18.5%	-25,536	-31,348	-2,545	-4,007	-3,343	-1,340	-3,617	179	445	43,969	-27,955	93,769	-3,629	-1,774	-	-
Buy Backs	-17.1%	25,430	30,677	1,646	3,499	3,113	69.00	193	-	-	-	-	1,887	-2,114	694	1,263	-

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MLNK Income Statement

2023-12-31

Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income Statement [Abstract]
Revenues, net	$ 303,617	$ 288,046	$ 267,676
Cost of revenues:
Subscription and services	90,362	90,778	77,103
Amortization of developed technology	18,129	15,553	12,519
Total cost of revenues	108,491	106,331	89,622
Gross profit	195,126	181,715	178,054
Operating expenses:
General and administrative	92,663	82,649	85,160
Research and development	47,517	42,592	36,336
Sales and marketing	35,792	23,658	18,122
Restructuring related costs	3,621	0	0
Acquisition related costs	0	4,228	781
Total operating expenses	179,593	153,127	140,399
Operating income	15,533	28,588	37,655
Other (income) expense, net:
Interest and other income	(4,029)	(1,063)	(49)
Interest expense	38,158	24,227	32,615
Loss on debt repayment and extinguishment	0	0	9,944
Total other expense, net	34,129	23,164	42,510
(Loss) income before income taxes	(18,596)	5,424	(4,855)
Provision for income taxes	23,943	4,130	5,141
Net (loss) income	(42,539)	1,294	(9,996)
Class A preferred return	0	0	(20,944)
Net income (loss) attributable to common stockholders, basic	(42,539)	1,294	(30,940)
Net income (loss) attributable to common stockholders, diluted	$ (42,539)	$ 1,294	$ (30,940)
Net (loss) income per share:
Basic (in dollars per share)	$ (0.53)	$ 0.02	$ (0.48)
Diluted (in dollars per share)	$ (0.53)	$ 0.02	$ (0.48)
Weighted average common stock outstanding:
Basic (in shares)	80,349,895	80,454,356	63,813,770
Diluted (in shares)	80,349,895	82,403,679	63,813,770

MLNK Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Current assets:
Cash and cash equivalents	$ 80,441	$ 55,780
Accounts receivable, net	32,412	32,905
Prepaid expenses and other current assets	11,574	9,447
Escrow deposit	0	30,000
Total current assets	124,427	128,132
Property and equipment, net	3,337	4,245
Right of use assets, net	1,140	2,185
Intangible assets, net	251,060	297,475
Deferred tax assets, net	0	13,939
Goodwill	610,063	608,657
Other assets	6,224	4,524
Total assets	996,251	1,059,157
Current liabilities:
Accounts payable	4,405	1,249
Accrued liabilities	30,673	32,500
Deferred revenue	17,224	16,945
Current portion of debt, net of debt issuance costs	3,542	3,505
Total current liabilities	55,844	54,199
Debt, net of debt issuance costs	420,004	423,404
Deferred tax liabilities, net	10,823	0
Long-term deferred revenue	792	1,141
Other long-term liabilities	541	1,322
Total liabilities	488,004	480,066
Commitments and contingencies (Note 5)
Stockholders’ Equity
Preferred stock, $0.001 par value; 50,000,000 shares authorized; zero shares issued and outstanding at December 31, 2023 and 2022	0	0
Common stock, $0.001 par value; 600,000,000 shares authorized, 78,447,701 and 80,644,452 shares issued and outstanding at December 31, 2023 and 2022, respectively	129	128
Additional paid-in capital	654,634	621,396
Accumulated deficit	(146,516)	(42,433)
Total stockholders’ equity	508,247	579,091
Total liabilities and stockholders’ equity	$ 996,251	$ 1,059,157

About MeridianLink, Inc.

MeridianLink, Inc., a software and services company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink One, a multi-product platform that can be tailored to meet the needs of customers as they digitally transform their organizations and adapt to changing business and consumer demands; MeridianLink Portal, a Point of Sale system that allows financial institutions to expand existing lending and deposit account; MeridianLink Opening, a cloud-based online account opening and deposit software solution; MeridianLink Consumer, a full loan solution suite to banks and credit unions; and MeridianLink DecisionLender, a loan origination software (LOS) for finance companies. It also provides MeridianLink Engage, an end-to-end consumer lending, account, and card marketing automation solution; MeridianLink Mortgage, a cloud-based software designed for financial professionals to optimize the end-to-end mortgage loan origination process; MeridianLink Collect, a web-based debt collection software; Mortgage Credit Link, a web-based order fulfillment hub; and MeridianLink Business, a cloud-based platform that offers business lending solutions for banks and credit unions, as well as MeridianLink Insight, a business intelligence tool. In addition, the company provides solutions, including end-to-end platform, loan origination system, mortgage loan origination system, deposit account opening, data and reporting, collections, and consulting and analysis, as well as data verification software solutions. MeridianLink, Inc. was founded in 1998 and is headquartered in Costa Mesa, California.

CEO	Mr. Nicolaas Vlok
WEBSITE	meridianlink.com
INDUSTRY	Software - Apps
EMPLOYEES	751

MeridianLink, Inc. Frequently Asked Questions

What is the ticker symbol for MeridianLink, Inc.? What does MLNK stand for in stocks?

MLNK is the stock ticker symbol of MeridianLink, Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of MeridianLink, Inc. (MLNK)?

As of Thu May 02 2024, market cap of MeridianLink, Inc. is 1.3 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of MLNK stock?

You can check MLNK's fair value in chart for subscribers.

What is the fair value of MLNK stock?

You can check MLNK's fair value in chart for subscribers. The fair value of MeridianLink, Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of MeridianLink, Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for MLNK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is MeridianLink, Inc. a good stock to buy?

The fair value guage provides a quick view whether MLNK is over valued or under valued. Whether MeridianLink, Inc. is cheap or expensive depends on the assumptions which impact MeridianLink, Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for MLNK.

What is MeridianLink, Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu May 02 2024, MLNK's PE ratio (Price to Earnings) is -30.64 and Price to Sales (PS) ratio is 4.29. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. MLNK PE ratio will change depending on the future growth rate expectations of investors.