MNSB - MainStreet Bancshares Inc Stock Price, Fair Value and News

15.11USD-0.14 (-0.92%)Delayed as of 30 Apr 2024, 12:07 pm ET

Market Summary

USD15.11-0.14

Delayedas of 30 Apr 2024, 12:07 pm

-0.92%

MNSB Alerts

2 major insider buys recently.

MNSB Stock Price

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MNSB RSI Chart

MNSB Valuation

Market Cap

116.1M

Price/Earnings (Trailing)

4.37

Price/Sales (Trailing)

0.94

EV/EBITDA

1.01

Price/Free Cashflow

3.73

MNSB Price/Sales (Trailing)

MNSB Profitability

EBT Margin

26.44%

Return on Equity

12%

Return on Assets

1.31%

Free Cashflow Yield

26.81%

MNSB Fundamentals

MNSB Revenue

Revenue (TTM)

124.1M

Rev. Growth (Yr)

28.35%

Rev. Growth (Qtr)

4.37%

MNSB Earnings

Earnings (TTM)

26.6M

Earnings Growth (Yr)

-32.08%

Earnings Growth (Qtr)

-18.83%

Breaking Down MNSB Revenue

52 Week Range

15.0924.74

(Low)(High)

Last 7 days

-2.2%

Last 30 days

-16.0%

Last 90 days

-24.0%

Trailing 12 Months

-29.0%

How does MNSB drawdown profile look like?

MNSB Financial Health

MNSB Investor Care

Dividend Yield

2.62%

Dividend/Share (TTM)

0.4

Shares Dilution (1Y)

1.19%

Diluted EPS (TTM)

3.25

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	95.1M	107.0M	116.8M	124.1M
2022	65.2M	68.1M	74.3M	83.8M
2021	63.3M	64.3M	64.5M	64.2M
2020	60.1M	60.1M	60.6M	62.1M
2019	48.9M	53.6M	56.9M	58.8M
2018	0	0	0	43.8M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of MainStreet Bancshares Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 29, 2024	dick jeff w	bought	17,018	16.1158	1,056	chairman, president and ceo
Apr 26, 2024	echlov russell	bought	3,124	15.62	200	-
Apr 24, 2024	vari richard alexander	bought	4,975	16.05	310	chief accounting officer
Apr 24, 2024	brockett charles c.	bought	11,644	16.4	710	-
Apr 24, 2024	brockett charles c.	bought	7,380	16.4	450	-
Apr 01, 2024	green darrell	acquired	18,014	18.16	992	-
Apr 01, 2024	manouchehri ali r	acquired	6,501	18.16	358	-
Apr 01, 2024	deleon rafael e	acquired	24,007	18.16	1,322	-
Mar 01, 2024	brockett charles c.	bought	348	18.36	19.00	-
Feb 29, 2024	dick jeff w	bought	12,150	18.00	675	chairman, president and ceo

Which funds bought or sold MNSB recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 26, 2024	SALZHAUER MICHAEL	unchanged	-	-251,250	686,121	0.52%
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-4.29	-146,291	342,324	-%
Apr 24, 2024	Spire Wealth Management	unchanged	-	-25,920	119,166	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-61.35	-11,000	4,000	-%
Apr 22, 2024	Provident Wealth Management, LLC	added	18.38	-40,713	264,301	0.10%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	16,132	93,732	-%
Apr 19, 2024	BOURGEON CAPITAL MANAGEMENT LLC	sold off	-100	-26,051	-	-%
Apr 19, 2024	CALDWELL SUTTER CAPITAL, INC.	unchanged	-	-58,640	160,135	0.08%
Apr 16, 2024	TOTH FINANCIAL ADVISORY CORP	added	0.12	-11,260	30,936	-%
Apr 05, 2024	CWM, LLC	reduced	-35.71	-1,000	-	-%

Are Funds Buying or Selling MNSB?

Are funds buying MNSB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own MNSB

No. of Funds

MNSB Alerts

2 major insider buys recently.

Unveiling MainStreet Bancshares Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	alliancebernstein l.p.	7.4%	560,196	SC 13G/A
Feb 09, 2024	banc funds co llc	3.3%	245,699	SC 13G/A
Feb 08, 2024	wellington management group llp	7.30%	549,653	SC 13G
Feb 07, 2024	blackrock inc.	4.99%	375,779	SC 13G/A
Jan 31, 2024	blackrock inc.	5.2%	389,336	SC 13G
Feb 21, 2023	banc funds co llc	3.4%	248,851	SC 13G/A
Feb 14, 2023	ejf capital llc	0%	0	SC 13G/A
Feb 14, 2023	alliancebernstein l.p.	5.5%	405,478	SC 13G
Feb 07, 2023	banc funds co llc	3.4%	248,851	SC 13G/A
Feb 11, 2022	ejf capital llc	7.4%	560,887	SC 13G/A

Recent SEC filings of MainStreet Bancshares Inc

View All Filings

Date Filed	Form Type	Document
Apr 29, 2024	4	Insider Trading
Apr 26, 2024	4	Insider Trading
Apr 25, 2024	4	Insider Trading
Apr 24, 2024	4	Insider Trading
Apr 23, 2024	8-K	Current Report
Apr 23, 2024	8-K/A	Current Report
Apr 22, 2024	8-K	Current Report
Apr 22, 2024	8-K	Current Report
Apr 12, 2024	ARS	ARS
Apr 12, 2024	DEF 14A	DEF 14A

Peers (Alternatives to MainStreet Bancshares Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	556.7B	171.1B	-3.50%	39.81%	11.24	3.25	60.72%	31.52%
BAC	295.6B	130.3B	-0.98%	28.24%	11.15	2.27	79.51%	-3.68%
WFC	213.9B	85.7B	3.17%	50.44%	11.18	2.5	41.49%	39.96%
C	119.0B	133.3B	-1.55%	32.27%	12.9	0.89	79.09%	-
CFG	16.0B	10.2B	-3.61%	14.73%	9.98	1.57	44.53%	-22.43%
KEY	13.8B	7.9B	-6.83%	30.82%	14.22	1.74	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-6.49%	18.56%	9.93	1.63	34.68%	-45.96%
ZION	6.1B	3.9B	-4.79%	48.31%	9	1.55	45.91%	-25.03%
ABCB	3.3B	1.3B	0.25%	44.78%	12.44	2.61	43.24%	-22.35%
ASB	3.3B	2.0B	0.37%	21.09%	17.83	1.67	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	395.5M	164.9M	-8.20%	39.26%	33.82	2.4	42.66%	-70.76%
AROW	377.4M	162.6M	-8.87%	5.60%	12.55	2.32	25.39%	-38.37%
ACNB	274.3M	96.6M	-14.23%	6.33%	8.66	2.84	11.02%	-11.37%
ASRV	42.0M	60.9M	-5.77%	-17.79%	-12.56	0.69	24.06%	-144.92%

MainStreet Bancshares Inc News

Latest updates

MainStreet Bancshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	4.4%	33.00	32.00	31.00	29.00	26.00	22.00	19.00	17.00	16.00	16.00	16.00	16.00	16.00	16.00	15.00	15.00	15.00	15.00	15.00	14.00	13.00
S&GA Expenses	-20.9%	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBITDA Margin	-11.5%	0.89*	1.01*	1.11*	1.21*	1.26*	1.28*	1.27*	1.30*	1.30*	1.33*	1.32*	1.15*	1.08*	-	-	-	-	-	-	-	-
Interest Expenses	-8.5%	17.00	19.00	19.00	21.00	21.00	18.00	16.00	15.00	14.00	13.00	13.00	13.00	13.00	12.00	11.00	10.00	10.00	10.00	10.00	9.00	9.00
Income Taxes	-26.1%	1.00	2.00	2.00	2.00	2.00	2.00	1.00	1.00	2.00	1.00	2.00	1.00	2.00	1.00	-0.26	1.00	1.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	-20.2%	6.00	8.00	9.00	10.00	10.00	10.00	7.00	7.00	6.00	6.00	9.00	7.00	10.00	6.00	-0.89	4.00	4.00	5.00	4.00	4.00	5.00
EBT Margin	-15.1%	0.26*	0.31*	0.36*	0.39*	0.40*	0.40*	0.39*	0.43*	0.44*	0.48*	0.49*	0.35*	0.32*	-	-	-	-	-	-	-	-
Net Income	-18.8%	5.00	6.00	7.00	8.00	8.00	8.00	6.00	5.00	5.00	5.00	7.00	5.00	8.00	5.00	-0.63	3.00	4.00	4.00	3.00	3.00	4.00
Net Income Margin	-13.8%	0.21*	0.25*	0.28*	0.31*	0.32*	0.32*	0.31*	0.34*	0.35*	0.39*	0.40*	0.28*	0.25*	-	-	-	-	-	-	-	-
Free Cashflow	-43.9%	5.00	9.00	8.00	9.00	10.00	9.00	6.00	7.00	4.00	6.00	5.00	13.00	5.00	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	0.7%	2,035	2,021	1,949	2,055	1,926	1,860	1,793	1,762	1,647	1,657	1,708	1,743	1,643	1,630	1,529	1,330	1,277	1,234	1,185	1,146	1,101
Cash Equivalents	-	4.00	-	-	-	5.00	-	-	102	0.00	134	176	170	4.00	128	76.00	73.00	65.00	72.00	65.00	60.00	58.00
Net PPE	-2.3%	14.00	14.00	14.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	14.00	14.00	14.00	14.00	14.00	15.00	14.00	14.00	14.00	14.00	14.00
Liabilities	0.3%	1,814	1,808	1,739	1,850	1,727	1,670	1,605	1,573	1,459	1,473	1,528	1,571	1,476	1,457	1,389	1,189	1,140	1,101	1,056	1,021	979
Shareholder's Equity	3.6%	222	214	211	205	198	190	188	189	189	184	180	172	168	173	140	140	137	133	129	125	121
Retained Earnings	3.8%	107	103	98.00	92.00	87.00	81.00	74.00	69.00	64.00	60.00	56.00	49.00	44.00	37.00	32.00	33.00	29.00	26.00	22.00	18.00	15.00
Additional Paid-In Capital	0.9%	66.00	65.00	65.00	64.00	64.00	63.00	65.00	67.00	68.00	67.00	67.00	66.00	66.00	75.00	75.00	74.00	75.00	75.00	75.00	74.00	74.00
Shares Outstanding	0.0%	8.00	8.00	8.00	8.00	7.00	7.00	8.00	8.00	8.00	8.00	8.00	8.00	7.00	-	-	-	-	-	-	-	-
Float	-	-	-	156	-	-	-	171	-	-	-	170,465	-	-	-	104,561	-	-	-	180,215	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-44.7%	5,325	9,628	7,846	8,834	10,674	8,898	6,659	7,313	4,058	7,280	5,097	12,689	5,228	7,225	-985	5,548	4,750	5,211	2,210	4,521	4,872
Share Based Compensation	-9.5%	588	650	590	663	776	609	564	570	520	501	443	424	376	394	383	376	256	261	256	270	248
Cashflow From Investing	-	-	-	-	-	-42,490	-57,049	-27,013	-102,184	-61,498	1,257	49,303	-49,577	-32,749	-48,265	-194,557	-38,215	-48,977	-41,443	-31,478	-39,512	-45,134
Cashflow From Financing	-71.6%	16,645	58,514	-115,935	123,804	57,682	50,236	21,261	103,414	-14,342	-51,105	-48,112	99,357	7,495	92,240	199,121	40,598	37,059	43,433	34,304	36,690	37,965
Dividend Payments	0%	753	753	753	752	744	372	379	387	-	-	-	-	-	-	-	-	-	-	-	-	-
Buy Backs	-	-	-	43.00	-	-	2,650	3,004	1,264	-	-	-	-	12,807	-	-	990	-	-	-	-	-

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MNSB Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Interest Income
Interest and fees on loans	$ 116,184	$ 78,872
Interest and dividends on investments securities
U.S. government agencies and corporations	0	37
Mortgage-backed securities	395	438
Other	1,185	874
Interest on federal funds sold	5,038	2,312
Total Interest Income	124,123	83,845
Interest Expense
Interest on interest bearing DDA deposits	1,892	601
Interest on savings and NOW deposits	546	203
Interest on money market deposits	13,924	1,547
Interest on time deposits	27,003	8,202
Interest on federal fund purchases	299	0
Interest on Federal Home Loan Bank advances	1,224	347
Interest on subordinated debt	3,288	2,936
Total Interest Expense	48,176	13,836
Net Interest Income	75,947	70,009
Provision For Credit Losses - Loans	1,943	2,398
Recovery of Credit Losses - Off-Balance Sheet Credit Exposure	(301)	0
Net interest income after provision for (recovery of) credit losses	74,305	67,611
Non-Interest Income
Deposit account service charges	2,149	2,420
Bank owned life insurance income	1,069	1,008
Loan swap fee income	0	619
Net gain on held-to-maturity securities	0	4
Net loss on sale of loans	0	(168)
Other fee income	420	951
Total Non-Interest Income	3,638	4,834
Non-Interest Expense
Salaries and employee benefits	28,267	23,801
Furniture and equipment expenses	2,787	2,786
Advertising and marketing	2,343	2,304
Occupancy expenses	1,684	1,471
Outside services	2,044	2,075
Franchise tax	1,835	1,430
FDIC insurance	1,131	637
Data processing	1,328	1,303
Administrative expenses	922	872
Other real estate expenses, net	0	38
Other operating expenses	2,778	2,340
Total Non-Interest Expense	45,119	39,057
Income before income taxes	32,824	33,388
Income Tax Expense	6,239	6,714
Net Income	26,585	26,674
Preferred Stock Dividends	2,156	2,156
Net Income available to common shareholders	$ 24,429	$ 24,518
Earnings per common share:
Basic (in dollars per share)	$ 3.25	$ 3.26
Diluted (in dollars per share)	$ 3.25	$ 3.26
US States and Political Subdivisions Debt Securities [Member]
Interest and dividends on investments securities
Tax-exempt securities	$ 1,065	$ 1,058
Taxable securities	$ 256	$ 254

About MainStreet Bancshares Inc

MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, bill pay, remote deposit capture, and courier services. It also provides commercial loans, include government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, the company offers deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. It operates in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., as well as automated teller machines. MainStreet Bancshares, Inc. was incorporated in 2003 and is headquartered in Fairfax, Virginia.

CEO	Mr. Jeff W. Dick
WEBSITE	https://mstreetbank.com
INDUSTRY	Banks Diversified
EMPLOYEES	179

MainStreet Bancshares Inc Frequently Asked Questions

What is the ticker symbol for MainStreet Bancshares Inc? What does MNSB stand for in stocks?

MNSB is the stock ticker symbol of MainStreet Bancshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of MainStreet Bancshares Inc (MNSB)?

As of Mon Apr 29 2024, market cap of MainStreet Bancshares Inc is 116.11 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of MNSB stock?

You can check MNSB's fair value in chart for subscribers.

What is the fair value of MNSB stock?

You can check MNSB's fair value in chart for subscribers. The fair value of MainStreet Bancshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of MainStreet Bancshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for MNSB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is MainStreet Bancshares Inc a good stock to buy?

The fair value guage provides a quick view whether MNSB is over valued or under valued. Whether MainStreet Bancshares Inc is cheap or expensive depends on the assumptions which impact MainStreet Bancshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for MNSB.

What is MainStreet Bancshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 29 2024, MNSB's PE ratio (Price to Earnings) is 4.37 and Price to Sales (PS) ratio is 0.94. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. MNSB PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on MainStreet Bancshares Inc's stock?

In the past 10 years, MainStreet Bancshares Inc has provided 0.107 (multiply by 100 for percentage) rate of return.