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MSVB

MSVB - Mid-Southern Bancorp Inc Stock Price, Fair Value and News

14.38USD+0.11 (+0.77%)Delayed as of 28 Mar 2024, 09:49 am ET

Market Summary

MSVB
USD14.38+0.11
Delayedas of 28 Mar 2024, 09:49 am
0.77%

MSVB Stock Price

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MSVB RSI Chart

MSVB Valuation

Market Cap

39.2M

Price/Earnings (Trailing)

23.84

Price/Sales (Trailing)

3.93

EV/EBITDA

3.43

Price/Free Cashflow

16.04

MSVB Price/Sales (Trailing)

MSVB Profitability

EBT Margin

16.55%

Return on Equity

4.78%

Return on Assets

0.61%

Free Cashflow Yield

6.23%

MSVB Fundamentals

MSVB Revenue

Revenue (TTM)

9.9M

Rev. Growth (Yr)

20.95%

Rev. Growth (Qtr)

4.87%

MSVB Earnings

Earnings (TTM)

1.6M

Earnings Growth (Yr)

-23.95%

Earnings Growth (Qtr)

17.65%

Breaking Down MSVB Revenue

52 Week Range

9.1014.38
(Low)(High)

Last 7 days

2.5%

Last 30 days

5.5%

Last 90 days

43.4%

Trailing 12 Months

9.4%

How does MSVB drawdown profile look like?

MSVB Financial Health

MSVB Investor Care

Dividend Yield

1.64%

Dividend/Share (TTM)

0.22

Shares Dilution (1Y)

0.50%

Diluted EPS (TTM)

0.6

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20239.4M9.9M00
20227.6M7.9M8.3M8.8M
20217.4M7.4M7.5M7.6M
20207.9M7.8M7.6M7.5M
20197.6M7.8M7.9M8.0M
20186.5M6.7M6.9M7.3M
20170006.5M

Tracking the Latest Insider Buys and Sells of Mid-Southern Bancorp Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Jun 14, 2023
koch eric a.
bought
16,839
11.2489
1,497
-
Jun 07, 2023
koch eric a.
bought
3,962
10.51
377
-
Jun 06, 2023
koch eric a.
acquired
252
10.51
24.00
-
Jun 05, 2023
koch eric a.
acquired
4,070
10.1
403
-
May 30, 2023
babey alexander g.
acquired
13,534
9.9812
1,356
president and ceo
Nov 16, 2022
lamb kermit a.
acquired
11,440
13.00
880
-
Nov 16, 2022
dunbar dana j.
acquired
2,652
13.00
204
-
Nov 16, 2022
schmidt erica b.
acquired
26,000
13.00
2,000
evp, bank cfo, treas. corp sec
Nov 16, 2022
derossett robert w.
acquired
26,000
13.00
2,000
cfo, bancorp
Nov 16, 2022
king james o.
acquired
26,000
13.00
2,000
evp and senior loan officer

1–10 of 50

Which funds bought or sold MSVB recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Feb 14, 2024
MALTESE CAPITAL MANAGEMENT LLC
reduced
-1.18
9,004
995,049
0.28%
Feb 14, 2024
Price Jennifer C.
unchanged
-
35,592
1,715,190
1.14%
Feb 14, 2024
KENNEDY CAPITAL MANAGEMENT LLC
added
0.03
4,917
234,086
-%
Feb 12, 2024
Stilwell Value LLC
sold off
-100
-495,500
-
-%
May 16, 2022
PRICE MICHAEL F
unchanged
-
-35,000
2,507,000
0.30%

1–5 of 5

Are Funds Buying or Selling MSVB?

Are funds buying MSVB calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own MSVB
No. of Funds

Unveiling Mid-Southern Bancorp Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2023
alliancebernstein l.p.
7.5%
214,544
SC 13G/A
Jan 09, 2023
mid-southern bancorp, inc.
6.96%
200,875
SC 13G/A
Feb 14, 2022
alliancebernstein l.p.
5.6%
170,120
SC 13G
Jan 05, 2022
mid-southern bancorp, inc.
6.75%
203,628
SC 13G/A
Feb 17, 2021
maltese capital management llc
4.15%
131,626
SC 13G/A
Feb 16, 2021
mfp investors llc
5.3%
169,485
SC 13G
Jan 08, 2021
mid-southern bancorp, inc.
6.45%
204,526
SC 13G/A
Dec 15, 2020
seidman lawrence b
1.06%
33,798
SC 13D/A
Nov 17, 2020
seidman lawrence b
1.06%
33,798
SC 13D
Feb 13, 2020
maltese capital management llc
5.52%
195,000
SC 13G

Peers (Alternatives to Mid-Southern Bancorp Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
574.7B
171.1B
9.83% 42.39%
11.6
3.36
60.72% 31.52%
297.7B
130.3B
8.68% 33.18%
11.23
2.29
79.51% -3.68%
206.2B
85.7B
10.06% 39.05%
10.77
2.41
41.49% 39.96%
120.0B
133.3B
10.88% 37.45%
13
0.9
79.09% -
16.4B
10.2B
11.38% -2.76%
10.23
1.61
44.53% -22.43%
14.6B
7.9B
6.82% 30.36%
15.11
1.84
46.47% -49.56%
MID-CAP
7.2B
4.2B
2.60% 18.49%
8.16
1.72
56.25% -23.46%
6.4B
3.9B
0.02% 35.77%
9.4
1.62
45.91% -25.03%
3.3B
1.3B
-0.91% 7.40%
12.35
2.6
43.24% -22.35%
3.2B
2.0B
-1.30% -0.93%
17.55
1.64
70.97% -50.03%
SMALL-CAP
509.4M
120.2M
2.72% 45.71%
19.47
4.24
25.23% -24.02%
428.7M
164.9M
-6.65% 19.35%
36.65
2.6
42.66% -70.76%
411.8M
162.6M
-0.86% -7.25%
13.69
2.53
25.39% -38.37%
313.8M
96.6M
-6.16% 2.24%
9.9
3.25
11.02% -11.37%
46.8M
60.9M
-6.19% -32.56%
-13.99
0.77
24.06% -144.92%

Mid-Southern Bancorp Inc News

Latest updates
Defense World21 Mar 202406:25 am
Defense World21 Mar 202406:25 am
Defense World21 Mar 202406:25 am
Defense World21 Mar 202406:25 am
Defense World21 Mar 202406:25 am
Defense World21 Mar 202406:25 am

Mid-Southern Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Revenue4.9%2,6042,4832,4872,2942,1531,8831,9391,9031,8751,8651,8741,8331,8111,9332,0222,0271,9661,9851,9621,8981,759
EBITDA Margin-6.5%0.97*1.04*1.12*1.17*1.19*1.17*1.16*1.12*1.08*1.07*1.06*1.06*---------
Interest Expenses3.1%1,9171,8601,9862,0001,9801,7331,7891,7391,7081,6951,6761,6071,5621,6701,7551,7601,7611,7991,7751,7121,577
Income Taxes124.3%9.00-37.002.0031.0024.0034.0011.0033.006.0017.00-39.00-11.0033.0052.001.00-24.0040.0068.0099.0057.0062.00
Earnings Before Taxes35.0%40930337854355050138848940339516125337543719781.00337430619333358
EBT Margin-12.2%0.17*0.19*0.22*0.24*0.24*0.23*0.22*0.19*0.16*0.16*0.16*0.17*---------
Net Income17.6%400340376512526467377456397378200264342385196105297362520276296
Net Income Margin-11.4%0.16*0.19*0.21*0.23*0.23*0.22*0.21*0.19*0.17*0.16*0.16*0.16*---------
Free Cashflow-11.5%656741361661487599474723511523399348---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Assets0.0%266266269265266261254252249245235218217208208209208199201199215
    Cash Equivalents31.2%6.004.006.004.004.007.0016.0018.0019.0024.0010.0015.0023.0022.0019.0020.0022.0010.0013.0019.0043.00
  Net PPE-1.3%2.002.002.002.002.002.002.002.002.002.002.002.002.002.002.002.002.002.002.002.002.00
Liabilities0.3%232231236234232221208206200197186169167159158158157149152152191
Shareholder's Equity-2.5%34.0035.0033.0031.0034.0041.0047.0046.0049.0048.0049.0049.0051.0050.0051.0051.0051.0050.0049.0048.0024.00
  Retained Earnings1.0%25.0025.0025.0025.0024.0024.0024.0023.0023.0023.0022.0022.0022.0022.0021.0021.0021.0021.0021.0020.0020.00
  Additional Paid-In Capital0.1%31.0031.0031.0031.0031.0031.0031.0031.0031.0031.0031.0030.0030.0030.0030.0030.0030.0030.0030.0030.004.00
Shares Outstanding0%3.003.003.003.003.003.003.003.003.003.003.003.00---------
Float-----35.00---46.00---38.00---42.00----
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Cashflow From Operations-15.1%6757954218176776395557145296145123142637583903274064693971,431425
  Share Based Compensation-3.0%65.0067.0011052.0052.0054.0097.0043.0042.0058.0010339.0038.0040.00-------
Cashflow From Investing-84.3%4052,583-835-2,868-12,324-22,800-3,358-4,751-8,4362,470-22,058-8,006-5,0591,275-507-3,5983,961-426-6,702-8,836-4,130
Cashflow From Financing106.9%317-4,5912,0881,6389,32912,5231,2963,3972,64811,04015,7436155,595892-9441,0017,726-2,688-139-16,54830,465
  Dividend Payments0%16416416210910811311585.0089.0091.0060.0062.0066.0067.0067.0068.0067.0067.00---
  Buy Backs----21.001,9522412452,68186.005.008022,3591,677206-------

MSVB Income Statement

2023-06-30
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
3 Months Ended6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
INTEREST INCOME    
Loans, including fees$ 1,870,000$ 1,455,000$ 3,591,000$ 2,770,000
Investment securities:    
Mortgage-backed securities189,000143,000379,000247,000
Municipal tax exempt393,000424,000806,000805,000
Other debt securities115,000123,000230,000198,000
Federal Home Loan Bank dividends21,0005,00048,0009,000
Interest-bearing deposits with banks and time deposits16,0003,00033,0007,000
Total interest income2,604,0002,153,0005,087,0004,036,000
INTEREST EXPENSE    
Deposits398,000107,000744,000214,000
Borrowings289,00066,000566,000109,000
Total interest expense687,000173,0001,310,000323,000
Net interest income1,917,0001,980,0003,777,0003,713,000
Provision for credit losses(16,000)50,00036,00050,000
Net interest income after provision for credit losses1,933,0001,930,0003,741,0003,663,000
NONINTEREST INCOME    
Fees and commission284,000304,000537,000565,000
Net losses on investments  (27,000) 
Increase in cash value of life insurance14,00015,00028,00029,000
Net gain on disposal of foreclosed real estate7,000 7,000 
Gain on life insurance 36,000 36,000
Other income12,00013,00024,00024,000
Total noninterest income308,000364,000552,000649,000
NONINTEREST EXPENSE    
Compensation and benefits933,000983,0001,824,0001,816,000
Occupancy and equipment153,000138,000314,000276,000
Data processing221,000118,000432,000236,000
Professional fees129,000158,000298,000302,000
Loss on disposal of premises and equipment 7,000 7,000
Directors' compensation90,00089,000179,000170,000
Stockholders' meeting expense76,00015,00094,00033,000
Supervisory examinations8,00017,00023,00035,000
Deposit insurance premiums30,00017,00050,00033,000
Marketing and business development22,00057,00048,00079,000
Other expenses170,000145,000319,000274,000
Total noninterest expense1,832,0001,744,0003,581,0003,261,000
Income before income taxes409,000550,000712,0001,051,000
Income tax expense (benefit)9,00024,000(28,000)58,000
Net Income$ 400,000$ 526,000$ 740,000$ 993,000
Earnings per common share:    
Basic (in dollars per share)$ 0.14$ 0.19$ 0.27$ 0.36
Diluted (in dollars per share)$ 0.14$ 0.19$ 0.27$ 0.36
Deposit account service charges    
NONINTEREST INCOME    
Fees and commission$ 89,000$ 90,000$ 180,000$ 171,000
Brokered loan fees.    
NONINTEREST INCOME    
Fees and commission19,00058,00034,000101,000
ATM and debit card fee income    
NONINTEREST INCOME    
Fees and commission$ 167,000$ 152,000$ 306,000$ 288,000

MSVB Balance Sheet

2023-06-30
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2023
Dec. 31, 2022
ASSETS  
Cash and due from banks$ 1,224$ 979
Interest-bearing deposits with banks4,6444,705
Cash and cash equivalents5,8685,684
Securities available for sale, at fair value99,141105,351
Securities held to maturity1217
Loans, net of allowance for credit losses of $2,329 and $1,692, respectively147,555144,379
Federal Home Loan Bank stock, at cost1,7781,778
Premises and equipment2,1282,150
Accrued interest receivable:  
Loans444437
Securities771886
Cash value of life insurance3,8543,826
Other assets4,7154,710
Total Assets266,266269,218
Deposits:  
Noninterest-bearing25,77528,232
Interest-bearing177,143177,832
Total deposits202,918206,064
Borrowings28,20029,000
Accrued interest payable49712
Accrued expenses and other liabilities572820
Total Liabilities232,187235,896
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY  
Preferred stock, 1,000,000 shares authorized, $0.01 par value, no shares issued and outstanding
Common stock, 30,000,000 shares authorized, $0.01 par value, 3,565,430 shares issued and 2,885,039 shares outstanding (2,885,039 in 2022)3636
Additional paid-in-capital30,81830,777
Retained earnings, substantially restricted24,84724,916
Accumulated other comprehensive loss(10,201)(10,831)
Unearned ESOP shares(1,470)(1,524)
Unearned stock compensation plan(357)(458)
Treasury stock, at cost - 680,391 shares (680,391 in 2022)(9,594)(9,594)
Total Stockholders' Equity34,07933,322
Total Liabilities and Stockholders' Equity$ 266,266$ 269,218
MSVB
Mid-Southern Bancorp, Inc. operates as the holding company for Mid-Southern Savings Bank, FSB that provides various banking products and services to individuals and business customers. It accepts various deposit products, including checking, savings, money market, and demand accounts, as well as certificates of deposit and term deposits. The company also offers loans secured by first mortgages on one- to four-family residences, including home equity loans and lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences; commercial and multifamily real estate loans; land and lot loans; commercial business loans; consumer loans, including new and used manufactured homes, automobiles and truck, boats, and motorcycles and recreational vehicle loans; loans secured by savings deposits and other personal loans; and unsecured consumer loans. In addition, it holds and manages an investment securities portfolio. The company provides its products and services through its main office in Salem; and through its branch offices located in Mitchell and Orleans, Indiana, as well as through loan production offices located in New Albany, Indiana and Louisville, Kentucky. The company was founded in 1886 and is headquartered in Salem, Indiana.
 CEO
 WEBSITEwww.mid-southern.com
 EMPLOYEES40

Mid-Southern Bancorp Inc Frequently Asked Questions


What is the ticker symbol for Mid-Southern Bancorp Inc? What does MSVB stand for in stocks?

MSVB is the stock ticker symbol of Mid-Southern Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Mid-Southern Bancorp Inc (MSVB)?

As of Wed Mar 27 2024, market cap of Mid-Southern Bancorp Inc is 39.18 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of MSVB stock?

You can check MSVB's fair value in chart for subscribers.

What is the fair value of MSVB stock?

You can check MSVB's fair value in chart for subscribers. The fair value of Mid-Southern Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Mid-Southern Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for MSVB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Mid-Southern Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether MSVB is over valued or under valued. Whether Mid-Southern Bancorp Inc is cheap or expensive depends on the assumptions which impact Mid-Southern Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for MSVB.

What is Mid-Southern Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Mar 27 2024, MSVB's PE ratio (Price to Earnings) is 23.84 and Price to Sales (PS) ratio is 3.93. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. MSVB PE ratio will change depending on the future growth rate expectations of investors.