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NAVI

NAVI - Navient Corp Stock Price, Fair Value and News

15.60USD-0.10 (-0.64%)Market Closed

Market Summary

NAVI
USD15.60-0.10
Market Closed
-0.64%

NAVI Stock Price

View Fullscreen

NAVI RSI Chart

NAVI Valuation

Market Cap

1.8B

Price/Earnings (Trailing)

9.34

Price/Sales (Trailing)

0.41

EV/EBITDA

49.9

Price/Free Cashflow

2.49

NAVI Price/Sales (Trailing)

NAVI Profitability

EBT Margin

5.89%

Return on Equity

6.87%

Return on Assets

0.32%

Free Cashflow Yield

40.19%

NAVI Fundamentals

NAVI Revenue

Revenue (TTM)

4.4B

Rev. Growth (Yr)

-4.11%

Rev. Growth (Qtr)

-5%

NAVI Earnings

Earnings (TTM)

190.0M

Earnings Growth (Yr)

-34.23%

Earnings Growth (Qtr)

360.71%

Breaking Down NAVI Revenue

Last 7 days

11.4%

Last 30 days

10.1%

Last 90 days

-2.5%

Trailing 12 Months

-18.4%

How does NAVI drawdown profile look like?

NAVI Financial Health

Debt/Equity

18.38

Debt/Cashflow

0.01

NAVI Investor Care

Dividend Yield

4.08%

Dividend/Share (TTM)

0.64

Buy Backs (1Y)

12.40%

Diluted EPS (TTM)

1.63

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20244.4B000
20233.7B4.1B4.4B4.4B
20222.6B2.6B2.8B3.2B
20213.0B2.8B2.7B2.6B
20204.4B4.0B3.6B3.3B
20195.0B4.9B4.9B4.7B
20184.5B4.7B4.8B4.9B
20174.1B4.2B4.3B4.4B
20164.2B4.2B4.2B4.1B
20154.5B4.4B4.4B4.3B
20145.3B5.1B4.9B4.7B
20135.7B5.6B5.5B5.4B
20120005.8B
20110005.9B
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Tracking the Latest Insider Buys and Sells of Navient Corp

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Jul 03, 2024
yowan david l.
acquired
3,999,990
14.42
277,392
president & ceo
May 23, 2024
hauber stephen m
acquired
172,512
14.94
11,547
evp & chief admin officer
May 15, 2024
yowan david l.
sold (taxes)
-712,046
15.6
-45,644
president & ceo
May 03, 2024
heleen mark l
sold
-160,000
16.00
-10,000
evp, clo & secretary
Feb 28, 2024
hauber stephen m
sold (taxes)
-77,742
15.75
-4,936
evp, chief risk&compliance off
Feb 28, 2024
kane john m
sold (taxes)
-149,294
15.75
-9,479
evp & group president
Feb 28, 2024
heleen mark l
sold (taxes)
-116,770
15.75
-7,414
evp, clo & secretary
Feb 28, 2024
fisher joe
sold (taxes)
-77,852
15.75
-4,943
evp, cfo & pao
Feb 09, 2024
fisher joe
acquired
-
-
82,432
evp, cfo & pao

1–10 of 50

Which funds bought or sold NAVI recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Jul 16, 2024
IAG Wealth Partners, LLC
new
-
49,679
49,679
0.01%
Jul 16, 2024
AdvisorNet Financial, Inc
sold off
-100
-191
-
-%
Jul 16, 2024
SJS Investment Consulting Inc.
reduced
-8.67
-709
2,302
-%
Jul 15, 2024
JFS WEALTH ADVISORS, LLC
reduced
-22.78
-973
1,777
-%
Jul 12, 2024
QRG CAPITAL MANAGEMENT, INC.
reduced
-12.26
-64,391
177,821
-%
Jul 12, 2024
SG Americas Securities, LLC
reduced
-14.35
-190,000
479,000
-%
Jul 12, 2024
Bruce G. Allen Investments, LLC
added
236
348
539
-%
Jul 12, 2024
Sound Income Strategies, LLC
unchanged
-
-219
1,121
-%
Jul 12, 2024
Hexagon Capital Partners LLC
reduced
-4.75
-2,751
10,804
-%
Jul 10, 2024
Fortitude Family Office, LLC
sold off
-100
-348
-
-%

1–10 of 44

Are Funds Buying or Selling NAVI?

Are funds buying NAVI calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own NAVI
No. of Funds

Unveiling Navient Corp's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 28, 2024
sherborne investors management lp
26.1%
29,449,997
SC 13D/A
Feb 13, 2024
vanguard group inc
8.67%
10,195,054
SC 13G/A
Feb 09, 2024
dimensional fund advisors lp
8.5%
9,983,296
SC 13G/A
Jan 23, 2024
blackrock inc.
12.5%
14,707,725
SC 13G/A
Dec 15, 2023
sherborne investors management lp
25.0%
29,449,997
SC 13D/A
Oct 27, 2023
sherborne investors management lp
25.0%
29,449,997
SC 13D/A
Feb 10, 2023
dimensional fund advisors lp
8.4%
11,436,946
SC 13G/A
Feb 09, 2023
vanguard group inc
8.54%
11,581,337
SC 13G/A
Jan 23, 2023
blackrock inc.
10.4%
14,195,108
SC 13G/A
Apr 18, 2022
sherborne investors lp
19.7%
29,449,997
SC 13D/A

Recent SEC filings of Navient Corp

View All Filings
Date Filed Form Type Document
Jul 08, 2024
4
Insider Trading
Jul 05, 2024
8-K
Current Report
Jun 27, 2024
11-K
Employee Benefit Details
May 28, 2024
4
Insider Trading
May 28, 2024
S-8
Employee Benefits Plan
May 24, 2024
8-K
Current Report
May 17, 2024
4
Insider Trading
May 13, 2024
8-K
Current Report
May 06, 2024
4
Insider Trading
May 03, 2024
144
Notice of Insider Sale Intent

Peers (Alternatives to Navient Corp)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
420.8B
25.7B
-0.24% 10.28%
35.52
16.37
12.62% 22.62%
179.8B
62.0B
11.03% 42.32%
19.99
2.9
11.96% 24.39%
64.0B
30.4B
1.98% -15.87%
14.76
2.1
8.39% 60.41%
57.1B
43.4B
11.86% 31.85%
12.5
1.32
26.76% -32.22%
35.5B
18.7B
16.27% 17.84%
15.45
1.9
31.76% -44.09%
13.2B
14.3B
14.65% 61.09%
15.39
0.93
22.92% -37.74%
MID-CAP
7.4B
2.0B
29.70% 10.35%
29.5
3.78
6.86% -40.40%
5.0B
3.2B
3.26% 16.70%
21.36
1.54
13.90% -14.51%
4.3B
4.4B
4.56% 4.65%
6.91
0.98
0.29% -19.79%
4.1B
1.1B
12.94% 12.94%
29.97
3.72
25.92% -44.07%
SMALL-CAP
2.0B
2.2B
23.79% 28.46%
11.37
0.87
22.40% -16.16%
520.4M
1.2B
34.72% -15.88%
5.06
0.44
9.96% -11.98%
239.0M
360.7M
16.83% -17.42%
6.62
0.66
6.56% -54.11%
9.9M
6.8M
4.55% 41.54%
-2.6
1.45
-15.69% -18.72%
2.5M
853.2M
-44.44% -95.10%
-0.01
0
-15.13% -1364.54%

Navient Corp News

Latest updates
Defense World9 hours ago
Simply Wall St15 Jul 202406:47 pm
American Banking and Market News12 Jul 202405:24 am
Yahoo Finance29 May 202407:00 am

Navient Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue-5.0%1,0271,0811,1701,0971,0711,0248816926266356606616927317618199871,0691,1661,2041,234
Operating Expenses-8.3%183200233182185188194190205449248252259269232213251235251241256
EBITDA Margin-10.8%0.24*0.27*0.32*0.34*0.45*0.60*0.68*0.80*0.81*0.86*0.93*0.91*0.83*0.54*0.47*0.40*0.37*0.42*---
Interest Expenses-4.7%152160291178234223240321337314334322363343336300273294312293285
Income Taxes276.5%15.00-8.5031.0030.0033.009.0032.0064.0077.003.0047.0055.0011449.0052.0045.00-25.0049.0040.0041.0036.00
Earnings Before Taxes341.1%88.00-36.5011096.00144114137244332-8.50220240484234259170-131220185194164
EBT Margin-17.0%0.06*0.07*0.11*0.12*0.17*0.26*0.25*0.30*0.30*0.35*0.43*0.43*0.38*0.16*0.14*0.11*0.11*0.16*---
Net Income360.7%73.00-28.0079.0066.00111105105180255-11.00173185370186207125-106171145153128
Net Income Margin-15.8%0.04*0.05*0.08*0.10*0.14*0.20*0.19*0.23*0.23*0.27*0.33*0.33*0.30*0.12*0.11*0.08*0.08*0.13*---
Free Cashflow-41.3%18231012299.0014520768.00139-109168201154179171221142453188---
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets-3.8%59,02961,37563,41465,59866,91370,79573,62576,06578,15880,60581,93983,34884,95787,41289,66491,04593,24594,90396,55398,320100,579
    Cash Equivalents-1.9%8238399771,3175704,8071,3649767089051,0501,4531,4973,5371,7751,6321,0843,7811,5831,7461,206
Liabilities-4.0%56,26358,61560,51662,66863,95567,81870,65273,13875,32877,99779,20580,63682,22084,96587,39988,91991,19791,55493,30195,00897,136
  Short Term Borrowings4.8%4,4274,2264,6624,8385,7535,8705,6774,6093,8022,4902,7814,0685,6846,6137,0787,3108,4528,4837,0046,7857,505
  Long Term Debt-4.8%50,84853,40254,90756,93657,38861,02663,99867,73870,82574,48875,62975,81475,67477,33279,13780,26081,29781,71584,76986,77688,140
Shareholder's Equity0.2%2,7662,7602,8982,9302,9582,9772,9732,9272,8302,6082,7342,7122,7372,4472,2652,1262,0483,3493,2523,3123,443
  Retained Earnings1.1%4,6914,6384,6854,6254,5794,4904,4064,3234,1673,9393,9753,8283,6703,3313,1752,9992,905-6203,5273,4183,303
  Additional Paid-In Capital0.2%3,3603,3533,3493,3433,3353,3133,3093,3053,3023,2823,2773,2683,2553,2263,2203,2153,2123,1983,1883,1813,174
Shares Outstanding-7.4%113122120126129142145149151170174174183193193197200230---
Minority Interest---------6.0011.0011.0011.0014.0014.0011.0011.0013.0013.0012.0011.0013.00
Float----1,700---2,000---3,200---1,300---3,100-
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations-41.3%18231012299.0014520768.00139-109168201154179171221142453188309334188
  Share Based Compensation66.7%5.003.004.008.009.003.004.003.009.004.005.003.0010.003.004.002.009.005.003.005.0012.00
Cashflow From Investing15.1%2,3302,0241,6591,8261,8483,7732,8562,2051,7511,5608941,3342,8851,5301,5262,4079851,0791,5252,4732,408
Cashflow From Financing-0.6%-2,357-2,342-2,248-1,435-4,022-3,085-2,448-2,122-2,006-1,461-1,546-1,828-2,499-2,378-1,522-2,328-1,451-1,746-2,000-2,601-3,638
  Dividend Payments-5.3%18.0019.0019.0019.0021.0022.0022.0023.0024.0025.0026.0027.0029.0030.0031.0031.0031.0035.0036.0037.0039.00
  Buy Backs-38.6%43.0070.0075.0080.0085.0085.0095.00105115150150200100-65.00-33577.00130126107
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NAVI Income Statement

2024-03-31
Consolidated Statements of Income (Unaudited) - USD ($)
shares in Millions, $ in Millions
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest income:  
Cash and investments$ 38$ 34
Total interest income1,0271,071
Total interest expense875837
Net interest income152234
Less: provisions for loan losses12(14)
Net interest income after provisions for loan losses140248
Other income (loss):  
Servicing revenue1717
Asset recovery and business processing revenue7772
Other income97
Gains (losses) on derivative and hedging activities, net32(8)
Total other income13588
Expenses:  
Salaries and benefits101105
Other operating expenses8280
Total operating expenses183185
Goodwill and acquired intangible asset impairment and amortization expense33
Restructuring/other reorganization expenses14
Total expenses187192
Income before income tax expense88144
Income tax expense1533
Net income$ 73$ 111
Basic earnings per common share$ 0.65$ 0.87
Average common shares outstanding113129
Diluted earnings per common share$ 0.64$ 0.86
Average common and common equivalent shares outstanding114130
Dividends per common share$ 0.16$ 0.16
FFELP Loans [Member]  
Interest income:  
Total interest income$ 661$ 693
Less: provisions for loan losses110
Private Education Loans [Member]  
Interest income:  
Total interest income328344
Less: provisions for loan losses$ 11$ (24)

NAVI Balance Sheet

2024-03-31
Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Assets  
Investments$ 129$ 146
Cash and cash equivalents823839
Restricted cash and cash equivalents2,1251,954
Goodwill and acquired intangible assets, net692695
Other assets2,7732,914
Total assets59,02961,375
Liabilities  
Short-term borrowings4,4274,226
Long-term borrowings50,84853,402
Other liabilities988987
Total liabilities56,26358,615
Commitments and contingencies
Equity  
Common stock, par value $0.01 per share, 1.125 billion shares authorized: 465 million and 464 million shares issued, respectively44
Additional paid-in capital3,3603,353
Accumulated other comprehensive income (net of tax expense of $4 and $6, respectively)1519
Retained earnings4,6914,638
Total Navient Corporation stockholders’ equity before treasury stock8,0708,014
Less: Common stock held in treasury at cost: 353 million and 350 million shares, respectively(5,304)(5,254)
Total equity2,7662,760
Total liabilities and equity59,02961,375
Series A Junior Participating Preferred Stock [Member]  
Equity  
Series A Junior Participating Preferred Stock, par value $0.20 per share; 2 million shares authorized at December 31, 2021; no shares issued or outstanding00
FFELP Loans [Member]  
Assets  
Loans, net35,87937,925
Private Education Loans [Member]  
Assets  
Loans, net$ 16,608$ 16,902
NAVI
Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.
 CEO
 WEBSITEnavient.com
 INDUSTRYCredit Services
 EMPLOYEES4000

Navient Corp Frequently Asked Questions


What is the ticker symbol for Navient Corp? What does NAVI stand for in stocks?

NAVI is the stock ticker symbol of Navient Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Navient Corp (NAVI)?

As of Tue Jul 16 2024, market cap of Navient Corp is 1.77 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of NAVI stock?

You can check NAVI's fair value in chart for subscribers.

What is the fair value of NAVI stock?

You can check NAVI's fair value in chart for subscribers. The fair value of Navient Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Navient Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for NAVI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Navient Corp a good stock to buy?

The fair value guage provides a quick view whether NAVI is over valued or under valued. Whether Navient Corp is cheap or expensive depends on the assumptions which impact Navient Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for NAVI.

What is Navient Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Jul 16 2024, NAVI's PE ratio (Price to Earnings) is 9.34 and Price to Sales (PS) ratio is 0.41. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. NAVI PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Navient Corp's stock?

In the past 10 years, Navient Corp has provided 0.025 (multiply by 100 for percentage) rate of return.