Stock Ideas
New
Stocks
Funds
Screener
Sectors
Watchlists
NBTB

NBTB - NBT Bancorp Inc Stock Price, Fair Value and News

35.92USD-0.30 (-0.83%)Market Closed

Market Summary

NBTB
USD35.92-0.30
Market Closed
-0.83%

NBTB Alerts

  • Big jump in Revenue (Y/Y)

NBTB Stock Price

View Fullscreen

NBTB RSI Chart

NBTB Valuation

Market Cap

1.7B

Price/Earnings (Trailing)

14.24

Price/Sales (Trailing)

3.05

EV/EBITDA

2.58

Price/Free Cashflow

9.83

NBTB Price/Sales (Trailing)

NBTB Profitability

EBT Margin

27.62%

Return on Equity

8.25%

Return on Assets

0.89%

Free Cashflow Yield

10.18%

NBTB Fundamentals

NBTB Revenue

Revenue (TTM)

555.5M

Rev. Growth (Yr)

28.68%

Rev. Growth (Qtr)

-2.64%

NBTB Earnings

Earnings (TTM)

118.9M

Earnings Growth (Yr)

0.49%

Earnings Growth (Qtr)

11.09%

Breaking Down NBTB Revenue

Last 7 days

-0.2%

Last 30 days

-4.5%

Last 90 days

5.7%

Trailing 12 Months

3.9%

How does NBTB drawdown profile look like?

NBTB Financial Health

Debt/Equity

0.05

Debt/Cashflow

2.34

NBTB Investor Care

Dividend Yield

3.51%

Dividend/Share (TTM)

1.26

Shares Dilution (1Y)

9.89%

Diluted EPS (TTM)

2.59

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2024555.5M000
2023414.1M443.2M481.0M522.8M
2022339.8M347.2M364.2M384.1M
2021343.2M339.8M337.0M339.9M
2020365.6M359.8M352.4M348.3M
2019354.8M363.3M367.5M367.5M
2018315.7M324.6M334.0M344.3M
2017291.4M295.9M302.3M309.4M
2016276.0M279.6M282.6M286.9M
2015274.2M273.5M273.9M273.2M
2014276.4M275.3M274.8M275.1M
2013241.2M252.1M260.4M268.7M
2012238.5M236.9M238.4M239.4M
2011250.3M246.0M242.4M240.0M
2010269.5M265.7M261.4M255.7M
20090287.4M280.4M273.4M
2008000294.4M
GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

PurpleZone


Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224


Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index
Very Expensive Stocks
Very Cheap Stocks
Try For Just $1.99

Tracking the Latest Insider Buys and Sells of NBT Bancorp Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
May 21, 2024
stagliano joseph r
acquired
-
-
3,680
sevp & president of nbt bank
May 21, 2024
watt john h jr
acquired
-
-
20,678
-
May 21, 2024
kingsley scott allen
acquired
-
-
9,097
president & ceo nbt bancorp
May 21, 2024
kowalczyk andrew s iii
acquired
-
-
1,068
-
May 21, 2024
halliday sarah a
acquired
-
-
5,758
evp/president comm banking
May 21, 2024
wiles amy
acquired
-
-
7,910
evp, chief risk and credit
May 21, 2024
robinson v daniel ii
acquired
-
-
1,068
-
May 21, 2024
ames johanna r
acquired
-
-
1,068
-
May 21, 2024
smaniotto cynthia a
acquired
-
-
1,000
svp, chief hr officer
May 21, 2024
brown jason david
acquired
-
-
1,068
-

1–10 of 50

Which funds bought or sold NBTB recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Jun 11, 2024
EverSource Wealth Advisors, LLC
unchanged
-
-180
910
-%
May 28, 2024
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
unchanged
-
-73,000
513,000
-%
May 21, 2024
Arrow Financial Corp
unchanged
-
-1,909
13,388
-%
May 16, 2024
COMERICA BANK
reduced
-9.85
-191,237
715,150
-%
May 16, 2024
JANE STREET GROUP, LLC
sold off
-100
-1,961,350
-
-%
May 16, 2024
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-5.11
-351,491
1,722,380
-%
May 16, 2024
B. Riley Wealth Advisors, Inc.
new
-
287,034
287,034
0.01%
May 15, 2024
HSBC HOLDINGS PLC
reduced
-90.00
-10,445,400
988,746
-%
May 15, 2024
Aquatic Capital Management LLC
sold off
-100
-59,000
-
-%
May 15, 2024
PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO
added
4.64
-2,132
23,182
-%

1–10 of 47

Are Funds Buying or Selling NBTB?

Are funds buying NBTB calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own NBTB
No. of Funds

Unveiling NBT Bancorp Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2024
vanguard group inc
11.98%
5,642,317
SC 13G/A
Jan 23, 2024
blackrock inc.
14.3%
6,724,989
SC 13G/A
Feb 09, 2023
vanguard group inc
11.30%
4,841,817
SC 13G/A
Jan 23, 2023
blackrock inc.
14.0%
5,998,051
SC 13G/A
Feb 10, 2022
vanguard group inc
10.87%
4,714,262
SC 13G/A
Jan 27, 2022
blackrock inc.
14.6%
6,337,141
SC 13G/A
Jan 25, 2022
blackrock inc.
14.6%
6,337,141
SC 13G/A
Feb 10, 2021
vanguard group inc
10.27%
4,479,989
SC 13G/A
Jan 26, 2021
blackrock inc.
14.3%
6,240,444
SC 13G/A
Feb 12, 2020
vanguard group inc
10.50%
4,601,966
SC 13G/A

Recent SEC filings of NBT Bancorp Inc

View All Filings
Date Filed Form Type Document
May 24, 2024
4
Insider Trading
May 22, 2024
4
Insider Trading
May 22, 2024
4
Insider Trading
May 22, 2024
4
Insider Trading
May 22, 2024
4
Insider Trading
May 22, 2024
4
Insider Trading
May 22, 2024
4
Insider Trading
May 22, 2024
4
Insider Trading
May 22, 2024
4
Insider Trading
May 22, 2024
4
Insider Trading

Peers (Alternatives to NBT Bancorp Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
563.0B
180.9B
-3.93% 36.82%
11.18
3.11
60.42% 19.83%
306.8B
137.9B
1.92% 34.72%
12.26
2.22
56.12% -12.56%
199.6B
88.5B
-7.48% 36.07%
10.64
2.26
42.28% 26.14%
115.1B
140.1B
-5.27% 24.88%
14.4
0.82
54.53% -
15.7B
10.4B
-5.30% 27.31%
10.97
1.51
26.22% -33.87%
12.9B
8.1B
-9.73% 37.64%
14.71
1.58
32.15% -50.93%
MID-CAP
6.4B
4.2B
-10.83% 16.22%
9.19
1.5
34.68% -45.96%
6.1B
4.1B
-7.21% 47.33%
9.7
1.5
32.93% -30.73%
3.3B
1.3B
-4.61% 36.38%
11.63
2.5
30.60% -12.99%
3.0B
2.0B
-9.92% 18.81%
18.9
1.49
47.11% -59.32%
SMALL-CAP
497.6M
120.2M
6.68% 49.76%
19.02
4.14
45.65% -13.98%
410.1M
173.1M
2.85% 14.23%
14.06
2.37
26.54% -34.86%
371.4M
176.1M
-9.23% 5.21%
37.36
2.11
35.14% -73.84%
269.5M
98.7M
-5.93% -7.61%
9.16
2.73
6.27% -22.90%
40.6M
62.5M
-11.90% -14.13%
-13.74
0.65
18.83% -145.18%

NBT Bancorp Inc News

Latest updates
Defense World41 hours ago
MarketBeat10 Jun 202407:14 pm
Seeking Alpha23 Apr 202407:00 am

NBT Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue-2.6%14715113712111410999.0091.0084.0089.0082.0084.0084.0086.0085.0087.0089.0091.0092.0093.0091.00
EBITDA Margin-5.9%0.96*1.02*1.12*1.26*1.37*1.45*1.50*1.52*1.53*1.53*1.52*1.50*---------
Interest Expenses-4.0%95.0099.0095.0089.0095.0010094.0088.0080.0085.0078.0079.0079.0080.0078.0080.0077.0077.0078.0079.0078.00
Income Taxes0.6%9.009.007.009.0010.0011.0011.0011.0011.0011.0011.0012.0011.009.0011.007.002.008.009.009.008.00
Earnings Before Taxes8.6%43.0040.0032.0039.0043.0047.0050.0049.0050.0048.0048.0052.0051.0044.0046.0031.0012.0037.0042.0039.0037.00
EBT Margin-5.9%0.28*0.29*0.33*0.40*0.46*0.51*0.54*0.56*0.59*0.59*0.58*0.57*---------
Net Income11.1%34.0030.0025.0030.0034.0036.0039.0038.0039.0037.0037.0040.0040.0034.0035.0025.0010.0029.0032.0031.0029.00
Net Income Margin-5.8%0.21*0.23*0.26*0.31*0.35*0.40*0.42*0.44*0.45*0.46*0.45*0.44*---------
Free Cashflow3.1%37.0036.0055.0045.0022.0030.0049.0069.0035.0022.0041.0053.00---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets1.0%13,43913,30913,82811,89011,84011,73911,64111,72012,14812,01211,99411,57511,53710,93310,85010,8479,9549,7169,6619,6369,534
    Cash Equivalents55.5%3192056732022301973215241,0941,2691,3461,0671,155673617699283217274189177
  Net PPE-0.5%80.0081.0083.0067.0068.0069.0069.0069.0071.0072.0072.0072.0073.0074.0073.0075.0077.0076.0076.0077.0078.00
  Goodwill0%362362360281281281281281281281281281281281281281275275275275275
Liabilities1.0%11,99811,88312,46510,68010,62810,56610,48410,53210,94610,76210,75310,35010,3469,7459,6849,7058,8418,5968,5638,5618,499
  Short Term Borrowings-30.9%26738749065247558575.0063.0065.00-10091.0095.0014318334054965.00443609545
Shareholder's Equity1.1%1,4411,4261,3631,2101,2121,1741,1571,1891,2021,2501,2411,2251,1911,1881,1661,1431,1121,1201,0991,0751,034
  Retained Earnings1.8%1,0411,0221,006997980958935909883856831806777749727703679696679658628
  Additional Paid-In Capital0.0%741741741578578578578577577577577577579578578577577577576576576
Float----1,320---1,558---1,512---1,302---1,594-
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations3.1%37.0036.0055.0045.0022.0030.0049.0069.0035.0022.0041.0053.0042.0038.0030.0036.0041.0050.0042.0023.0039.00
  Share Based Compensation136.7%2.001.001.001.002.001.001.001.002.001.001.001.003.001.001.001.003.001.000.001.003.00
Cashflow From Investing-127.3%-13.1348.0067.00-83.40-75.56-227-141-174-383-116-164-92.62-174-53.93-86.50-459-112-13170.00-61.1558.00
Cashflow From Financing116.4%90.00-55135010.0086.0074.00-110-46417317.00403-48.8461471.00-25.9084013825.00-27.8551.00-101
  Dividend Payments0.1%15.0015.0015.0013.0013.0013.0013.0012.0012.0012.0012.0012.0012.0012.0012.000.0024.0012.0011.000.0023.00
  Buy Backs-0.00-2.003.00---7.008.008.004.001.009.00---8.00----
Get Full Access to Grufity – and Unlimited Downloads
Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.
Try For Just $1.99

NBTB Income Statement

2024-03-31
Consolidated Statements of Income (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest, fee and dividend income  
Interest and fees on loans$ 133,146$ 100,899
Securities available for sale7,1247,616
Securities held to maturity5,3035,035
Other1,364642
Total interest, fee and dividend income146,937114,192
Interest expense  
Deposits44,33911,144
Short-term borrowings3,4214,919
Long-term debt29047
Subordinated debt1,8001,334
Junior subordinated debt1,9131,682
Total interest expense51,76319,126
Net interest income95,17495,066
Provision for loan losses5,5793,909
Net interest income after provision for loan losses89,59591,157
Noninterest income  
Service charges on deposit accounts4,1173,548
Card services income5,1954,845
Retirement plan administration fees14,28711,462
Wealth management9,6978,087
Insurance services4,3883,931
Bank owned life insurance income2,3521,878
Net securities gains (losses)2,183(4,998)
Other3,1732,656
Total noninterest income45,39231,409
Noninterest expense  
Salaries and employee benefits55,70448,155
Technology and data services9,7509,007
Occupancy8,0987,220
Professional fees and outside services4,8534,178
Office supplies and postage1,8651,628
FDIC assessment1,7351,396
Advertising812649
Amortization of intangible assets2,168536
Loan collection and other real estate owned, net553855
Acquisition expenses0618
Other6,2355,080
Total noninterest expense91,77379,322
Income before income tax expense43,21443,244
Income tax expense9,3919,586
Net income$ 33,823$ 33,658
Earnings per share  
Basic (in dollars per share)$ 0.72$ 0.78
Diluted (in dollars per share)$ 0.71$ 0.78

NBTB Balance Sheet

2024-03-31
Consolidated Balance Sheets (unaudited) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Assets  
Cash and due from banks$ 162,460$ 173,811
Short-term interest-bearing accounts156,63231,378
Equity securities, at fair value39,47037,591
Securities available for sale, at fair value1,418,4711,430,858
Securities held to maturity (fair value $793,319 and $814,524, respectively)890,863905,267
Federal Reserve and Federal Home Loan Bank stock37,33645,861
Loans held for sale3,2633,371
Loans9,688,0779,650,713
Less allowance for loan losses115,300114,400
Net loans9,572,7779,536,313
Premises and equipment, net80,23980,675
Goodwill361,851361,851
Intangible assets, net38,96840,443
Bank owned life insurance267,476265,732
Other assets409,393395,889
Total assets13,439,19913,309,040
Liabilities  
Demand (noninterest bearing)3,359,7893,413,829
Savings, NOW and money market6,467,3646,230,456
Time1,368,1361,324,709
Total deposits11,195,28910,968,994
Short-term borrowings267,134386,651
Long-term debt29,75929,796
Subordinated debt, net120,101119,744
Junior subordinated debt101,196101,196
Other liabilities284,305276,968
Total liabilities11,997,78411,883,349
Stockholders' equity  
Preferred stock, $0.01 par value. 2,500,000 shares authorized00
Common stock, $0.01 par value. 100,000,000 shares authorized; 53,974,492 shares issued540540
Additional paid-in-capital740,792740,943
Retained earnings1,040,5631,021,831
Accumulated other comprehensive loss(164,492)(160,934)
Common stock in treasury, at cost, 6,819,477 and 6,864,593 shares, respectively(175,988)(176,689)
Total stockholders' equity1,441,4151,425,691
Total liabilities and stockholders' equity$ 13,439,199$ 13,309,040
NBTB
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. It operates in central and upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
 CEO
 WEBSITEnbtbancorp.com
 INDUSTRYBanks Diversified
 EMPLOYEES1861

NBT Bancorp Inc Frequently Asked Questions


What is the ticker symbol for NBT Bancorp Inc? What does NBTB stand for in stocks?

NBTB is the stock ticker symbol of NBT Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of NBT Bancorp Inc (NBTB)?

As of Thu Jun 13 2024, market cap of NBT Bancorp Inc is 1.69 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of NBTB stock?

You can check NBTB's fair value in chart for subscribers.

What is the fair value of NBTB stock?

You can check NBTB's fair value in chart for subscribers. The fair value of NBT Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of NBT Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for NBTB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is NBT Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether NBTB is over valued or under valued. Whether NBT Bancorp Inc is cheap or expensive depends on the assumptions which impact NBT Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for NBTB.

What is NBT Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Jun 13 2024, NBTB's PE ratio (Price to Earnings) is 14.24 and Price to Sales (PS) ratio is 3.05. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. NBTB PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on NBT Bancorp Inc's stock?

In the past 10 years, NBT Bancorp Inc has provided 0.068 (multiply by 100 for percentage) rate of return.