NBTB RSI Chart
Last 7 days
4.7%
Last 30 days
1.3%
Last 90 days
-16.4%
Trailing 12 Months
-8.4%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 414.1M | 443.2M | 481.0M | 522.8M |
2022 | 339.8M | 347.2M | 364.2M | 384.1M |
2021 | 343.2M | 339.8M | 337.0M | 339.9M |
2020 | 365.6M | 359.8M | 352.4M | 348.3M |
2019 | 354.8M | 363.3M | 367.5M | 367.5M |
2018 | 315.7M | 324.6M | 334.0M | 344.3M |
2017 | 291.4M | 295.9M | 302.3M | 309.4M |
2016 | 276.0M | 279.6M | 282.6M | 286.9M |
2015 | 274.2M | 273.5M | 273.9M | 273.2M |
2014 | 276.4M | 275.3M | 274.8M | 275.1M |
2013 | 241.2M | 252.1M | 260.4M | 268.7M |
2012 | 238.5M | 236.9M | 238.4M | 239.4M |
2011 | 250.3M | 246.0M | 242.4M | 240.0M |
2010 | 269.5M | 265.7M | 261.4M | 255.7M |
2009 | 0 | 287.4M | 280.4M | 273.4M |
2008 | 0 | 0 | 0 | 294.4M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 18, 2024 | kingsley scott allen | acquired | - | - | 4,086 | evp & chief financial officer |
Mar 18, 2024 | stagliano joseph r | acquired | - | - | 3,501 | evp president of retail & cio |
Mar 18, 2024 | hyle shaunastar | acquired | - | - | 2,652 | evp, consumer lending |
Mar 18, 2024 | mahoney ruth h | acquired | - | - | 3,228 | evp/president of wealth mgmt |
Mar 18, 2024 | wiles amy | acquired | - | - | 2,966 | evp, chief risk and credit |
Mar 18, 2024 | watt john h jr | acquired | - | - | 10,894 | president & ceo nbt bancorp |
Mar 18, 2024 | halliday sarah a | acquired | - | - | 3,060 | evp/president comm banking |
Mar 18, 2024 | sparks martin randolph | acquired | - | - | 3,433 | evp,general counsel,secretary |
Mar 15, 2024 | wiles amy | sold | -21,550 | 33.62 | -641 | evp, chief risk and credit |
Feb 15, 2024 | wiles amy | sold (taxes) | -12,862 | 35.63 | -361 | evp, chief risk and credit |
Which funds bought or sold NBTB recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Mar 22, 2024 | PNC FINANCIAL SERVICES GROUP, INC. | reduced | -2.93 | 350,495 | 1,585,450 | -% |
Mar 15, 2024 | B. Riley Wealth Advisors, Inc. | sold off | -100 | -287,034 | - | -% |
Mar 11, 2024 | VANGUARD GROUP INC | added | 2.29 | 61,676,900 | 236,475,000 | -% |
Mar 01, 2024 | GOLDMAN SACHS GROUP INC | added | 107 | 28,179,700 | 44,337,900 | -% |
Feb 28, 2024 | AMERICAN INTERNATIONAL GROUP, INC. | reduced | -0.87 | 248,560 | 1,047,750 | -% |
Feb 26, 2024 | TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY | unchanged | - | 143,000 | 586,000 | -% |
Feb 23, 2024 | MENDON CAPITAL ADVISORS CORP | new | - | 1,676,400 | 1,676,400 | 0.70% |
Feb 20, 2024 | Quarry LP | sold off | -100 | -5,546 | - | -% |
Feb 16, 2024 | PRICE T ROWE ASSOCIATES INC /MD/ | added | 5.35 | 454,000 | 1,609,000 | -% |
Feb 16, 2024 | PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | reduced | -87.85 | -132,686 | 25,314 | -% |
Unveiling NBT Bancorp Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Peers (Alternatives to NBT Bancorp Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 574.7B | 171.1B | 11.6 | 3.36 | ||||
BAC | 297.7B | 130.3B | 11.23 | 2.29 | ||||
WFC | 206.2B | 85.7B | 10.77 | 2.41 | ||||
C | 120.0B | 133.3B | 13 | 0.9 | ||||
CFG | 16.4B | 10.2B | 10.23 | 1.61 | ||||
KEY | 14.6B | 7.9B | 15.11 | 1.84 | ||||
MID-CAP | ||||||||
CMA | 7.2B | 4.2B | 8.16 | 1.72 | ||||
ZION | 6.4B | 3.9B | 9.4 | 1.62 | ||||
ABCB | 3.3B | 1.3B | 12.35 | 2.6 | ||||
ASB | 3.2B | 2.0B | 17.55 | 1.64 | ||||
SMALL-CAP | ||||||||
AMNB | 509.4M | 120.2M | 19.47 | 4.24 | ||||
ALRS | 428.7M | 164.9M | 36.65 | 2.6 | ||||
AROW | 411.8M | 162.6M | 13.69 | 2.53 | ||||
ACNB | 313.8M | 96.6M | 9.9 | 3.25 | ||||
ASRV | 46.8M | 60.9M | -13.99 | 0.77 |
NBT Bancorp Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | 10.1% | 151 | 137 | 121 | 114 | 109 | 99.00 | 91.00 | 84.00 | 89.00 | 82.00 | 84.00 | 84.00 | 86.00 | 85.00 | 87.00 | 89.00 | 91.00 | 92.00 | 93.00 | 91.00 | 91.00 |
EBITDA Margin | -9.3% | 1.02* | 1.12* | 1.26* | 1.37* | 1.45* | 1.50* | 1.52* | 1.53* | 1.53* | 1.52* | 1.50* | 1.43* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 4.5% | 99.00 | 95.00 | 89.00 | 95.00 | 100 | 94.00 | 88.00 | 80.00 | 85.00 | 78.00 | 79.00 | 79.00 | 80.00 | 78.00 | 80.00 | 77.00 | 77.00 | 78.00 | 79.00 | 78.00 | 79.00 |
Income Taxes | 31.6% | 9.00 | 7.00 | 9.00 | 10.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 12.00 | 11.00 | 9.00 | 11.00 | 7.00 | 2.00 | 8.00 | 9.00 | 9.00 | 8.00 | 1.00 |
Earnings Before Taxes | 25.5% | 40.00 | 32.00 | 39.00 | 43.00 | 47.00 | 50.00 | 49.00 | 50.00 | 48.00 | 48.00 | 52.00 | 51.00 | 44.00 | 46.00 | 31.00 | 12.00 | 37.00 | 42.00 | 39.00 | 37.00 | 29.00 |
EBT Margin | -11.9% | 0.29* | 0.33* | 0.40* | 0.46* | 0.51* | 0.54* | 0.56* | 0.59* | 0.59* | 0.58* | 0.57* | 0.50* | - | - | - | - | - | - | - | - | - |
Net Income | 23.7% | 30.00 | 25.00 | 30.00 | 34.00 | 36.00 | 39.00 | 38.00 | 39.00 | 37.00 | 37.00 | 40.00 | 40.00 | 34.00 | 35.00 | 25.00 | 10.00 | 29.00 | 32.00 | 31.00 | 29.00 | 29.00 |
Net Income Margin | -12.2% | 0.23* | 0.26* | 0.31* | 0.35* | 0.40* | 0.42* | 0.44* | 0.45* | 0.46* | 0.45* | 0.44* | 0.39* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -34.7% | 36.00 | 55.00 | 45.00 | 22.00 | 30.00 | 49.00 | 69.00 | 35.00 | 22.00 | 41.00 | 53.00 | 42.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | -3.8% | 13,309 | 13,828 | 11,890 | 11,840 | 11,739 | 11,641 | 11,720 | 12,148 | 12,012 | 11,994 | 11,575 | 11,537 | 10,933 | 10,850 | 10,847 | 9,954 | 9,716 | 9,661 | 9,636 | 9,534 | 9,556 |
Cash Equivalents | -69.5% | 205 | 673 | 202 | 230 | 197 | 321 | 524 | 1,094 | 1,269 | 1,346 | 1,067 | 1,155 | 673 | 617 | 699 | 283 | 217 | 274 | 189 | 177 | 181 |
Net PPE | -2.6% | 81.00 | 83.00 | 67.00 | 68.00 | 69.00 | 69.00 | 69.00 | 71.00 | 72.00 | 72.00 | 72.00 | 73.00 | 74.00 | 73.00 | 75.00 | 77.00 | 76.00 | 76.00 | 77.00 | 78.00 | 79.00 |
Goodwill | 0.5% | 362 | 360 | 281 | 281 | 281 | 281 | 281 | 281 | 281 | 281 | 281 | 281 | 281 | 281 | 281 | 275 | 275 | 275 | 275 | 275 | 275 |
Liabilities | -4.7% | 11,883 | 12,465 | 10,680 | 10,628 | 10,566 | 10,484 | 10,532 | 10,946 | 10,762 | 10,753 | 10,350 | 10,346 | 9,745 | 9,684 | 9,705 | 8,841 | 8,596 | 8,563 | 8,561 | 8,499 | 8,538 |
Short Term Borrowings | -21.1% | 387 | 490 | 652 | 475 | 585 | 75.00 | 63.00 | 65.00 | - | 100 | 91.00 | 95.00 | 25.00 | 183 | 340 | 549 | 447 | 443 | 609 | 545 | 631 |
Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 74.00 |
Shareholder's Equity | 4.6% | 1,426 | 1,363 | 1,210 | 1,212 | 1,174 | 1,157 | 1,189 | 1,202 | 1,250 | 1,241 | 1,225 | 1,191 | 1,188 | 1,166 | 1,143 | 1,112 | 1,120 | 1,099 | 1,075 | 1,034 | 1,018 |
Retained Earnings | 1.5% | 1,022 | 1,006 | 997 | 980 | 958 | 935 | 909 | 883 | 856 | 831 | 806 | 777 | 749 | 727 | 703 | 679 | 696 | 679 | 658 | 628 | 621 |
Additional Paid-In Capital | 0.0% | 741 | 741 | 578 | 578 | 578 | 578 | 577 | 577 | 577 | 577 | 577 | 579 | 578 | 578 | 577 | 577 | 577 | 576 | 576 | 576 | 575 |
Float | - | - | - | 1,320 | - | - | - | 1,558 | - | - | - | 1,512 | - | - | - | 1,302 | - | - | - | 1,594 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | -34.7% | 36.00 | 55.00 | 45.00 | 22.00 | 30.00 | 49.00 | 69.00 | 35.00 | 22.00 | 41.00 | 53.00 | 42.00 | 38.00 | 30.00 | 36.00 | 41.00 | 50.00 | 42.00 | 23.00 | 39.00 | 48.00 |
Share Based Compensation | 17.0% | 1.00 | 1.00 | 1.00 | 2.00 | 1.00 | 1.00 | 1.00 | 2.00 | 1.00 | 1.00 | 1.00 | 3.00 | 1.00 | 1.00 | 1.00 | 3.00 | 1.00 | 0.00 | 1.00 | 3.00 | 0.00 |
Cashflow From Investing | -27.6% | 48.00 | 67.00 | -83.40 | -75.56 | -227 | -141 | -174 | -383 | -116 | -164 | -92.62 | -174 | -53.93 | -86.50 | -459 | -112 | -131 | 70.00 | -61.15 | 58.00 | -17.23 |
Cashflow From Financing | -257.7% | -551 | 350 | 10.00 | 86.00 | 74.00 | -110 | -464 | 173 | 17.00 | 403 | -48.84 | 614 | 71.00 | -25.90 | 840 | 138 | 25.00 | -27.85 | 51.00 | -101 | -24.43 |
Dividend Payments | 0.0% | 15.00 | 15.00 | 13.00 | 13.00 | 13.00 | 13.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 0.00 | 24.00 | 12.00 | 11.00 | 0.00 | 23.00 | 11.00 |
Buy Backs | -100.0% | - | 2.00 | 3.00 | - | - | - | 7.00 | 8.00 | 8.00 | 4.00 | 1.00 | 9.00 | - | - | - | 8.00 | - | - | - | - | - |
Consolidated Statements of Income - USD ($) $ in Thousands | 12 Months Ended | ||
---|---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021 | |
Interest, fee and dividend income | |||
Interest and fees on loans | $ 462,669 | $ 332,768 | $ 302,175 |
Securities available for sale | 29,812 | 29,653 | 23,305 |
Securities held to maturity | 20,681 | 17,582 | 12,551 |
Other | 9,627 | 4,067 | 1,845 |
Total interest, fee and dividend income | 522,789 | 384,070 | 339,876 |
Interest expense | |||
Deposits | 104,641 | 9,923 | 10,714 |
Short-term borrowings | 25,608 | 2,623 | 158 |
Long-term debt | 925 | 161 | 389 |
Subordinated debt | 6,076 | 5,424 | 5,437 |
Junior subordinated debt | 7,320 | 3,749 | 2,090 |
Total interest expense | 144,570 | 21,880 | 18,788 |
Net interest income | 378,219 | 362,190 | 321,088 |
Provision for loan losses | 25,274 | 17,147 | (8,257) |
Net interest income after provision for loan losses | 352,945 | 345,043 | 329,345 |
Noninterest income | |||
Service charges on deposit accounts | 15,425 | 14,630 | 13,348 |
Card services income | 20,829 | 29,058 | 34,682 |
Retirement plan administration fees | 47,221 | 48,112 | 42,188 |
Wealth management | 34,763 | 33,311 | 33,718 |
Insurance services | 15,667 | 14,696 | 14,083 |
Bank owned life insurance income | 6,750 | 6,044 | 6,217 |
Net securities (losses) gains | (9,315) | (1,131) | 566 |
Other | 10,838 | 10,858 | 12,992 |
Total noninterest income | 142,178 | 155,578 | 157,794 |
Noninterest expense | |||
Salaries and employee benefits | 194,250 | 187,830 | 172,580 |
Technology and data services | 38,163 | 35,712 | 34,717 |
Occupancy | 28,408 | 26,282 | 26,048 |
Professional fees and outside services | 17,601 | 16,810 | 16,306 |
Office supplies and postage | 6,917 | 6,140 | 6,006 |
FDIC assessment | 6,257 | 3,197 | 3,041 |
Advertising | 3,054 | 2,822 | 2,521 |
Amortization of intangible assets | 4,734 | 2,263 | 2,808 |
Loan collection and other real estate owned, net | 2,618 | 2,647 | 2,915 |
Acquisition expenses | 9,978 | 967 | 0 |
Other | 29,684 | 19,795 | 20,339 |
Total noninterest expense | 341,664 | 304,465 | 287,281 |
Income before income tax expense | 153,459 | 196,156 | 199,858 |
Income tax expense | 34,677 | 44,161 | 44,973 |
Net income | $ 118,782 | $ 151,995 | $ 154,885 |
Earnings per share | |||
Basic (in dollars per share) | $ 2.67 | $ 3.54 | $ 3.57 |
Diluted (in dollars per share) | $ 2.65 | $ 3.52 | $ 3.54 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022 |
---|---|---|
Assets | ||
Cash and due from banks | $ 173,811 | $ 166,488 |
Short-term interest-bearing accounts | 31,378 | 30,862 |
Equity securities, at fair value | 37,591 | 30,784 |
Securities available for sale, at fair value | 1,430,858 | 1,527,225 |
Securities held to maturity (fair value $814,524 and $812,647, respectively) | 905,267 | 919,517 |
Federal Reserve and Federal Home Loan Bank stock | 45,861 | 44,713 |
Loans held for sale | 3,371 | 562 |
Loans | 9,650,713 | 8,150,147 |
Less allowance for loan losses | 114,400 | 100,800 |
Net loans | 9,536,313 | 8,049,347 |
Premises and equipment, net | 80,675 | 69,047 |
Goodwill | 361,851 | 281,204 |
Intangible assets, net | 40,443 | 7,341 |
Bank owned life insurance | 265,732 | 232,409 |
Other assets | 395,889 | 379,797 |
Total assets | 13,309,040 | 11,739,296 |
Liabilities | ||
Demand (noninterest bearing) | 3,413,829 | 3,617,324 |
Savings, NOW and money market | 6,230,456 | 5,444,837 |
Time | 1,324,709 | 433,772 |
Total deposits | 10,968,994 | 9,495,933 |
Short-term borrowings | 386,651 | 585,012 |
Long-term debt | 29,796 | 4,815 |
Subordinated debt, net | 119,744 | 96,927 |
Junior subordinated debt | 101,196 | 101,196 |
Other liabilities | 276,968 | 281,859 |
Total liabilities | 11,883,349 | 10,565,742 |
Stockholders' equity | ||
Preferred stock, $0.01 par value, 2,500,000 shares authorized | 0 | 0 |
Common stock, $0.01 par value, 100,000,000 shares authorized; 53,974,492 and 49,651,493 shares issued, respectively | 540 | 497 |
Additional paid-in-capital | 740,943 | 577,853 |
Retained earnings | 1,021,831 | 958,433 |
Accumulated other comprehensive loss | (160,934) | (190,034) |
Common stock in treasury, at cost, 6,864,593 and 6,793,670 shares, respectively | (176,689) | (173,195) |
Total stockholders' equity | 1,425,691 | 1,173,554 |
Total liabilities and stockholders' equity | $ 13,309,040 | $ 11,739,296 |
 | Mr. John H. Watt Jr. |
---|---|
 | www.nbtbancorp.com |
 | 1861 |