NIC - Nicolet Bankshares, Inc. Stock Price, Fair Value and News

76.93USD-1.15 (-1.47%)Delayed as of 30 Apr 2024, 01:42 pm ET

Market Summary

USD76.93-1.15

Delayedas of 30 Apr 2024, 01:42 pm

-1.47%

NIC Stock Price

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NIC RSI Chart

NIC Valuation

Market Cap

1.2B

Price/Earnings (Trailing)

18.92

Price/Sales (Trailing)

3.04

EV/EBITDA

2.42

Price/Free Cashflow

10.78

NIC Price/Sales (Trailing)

NIC Profitability

EBT Margin

22.63%

Return on Equity

5.92%

Return on Assets

0.73%

Free Cashflow Yield

9.28%

NIC Fundamentals

NIC Revenue

Revenue (TTM)

382.9M

Rev. Growth (Yr)

20.74%

Rev. Growth (Qtr)

3.67%

NIC Earnings

Earnings (TTM)

61.5M

Earnings Growth (Yr)

11.09%

Earnings Growth (Qtr)

78.7%

Breaking Down NIC Revenue

52 Week Range

78.07

(Low)(High)

Last 7 days

-3.3%

Last 30 days

-9.2%

Last 90 days

-6.4%

How does NIC drawdown profile look like?

NIC Financial Health

Debt/Equity

0.16

Debt/Cashflow

0.65

NIC Investor Care

Dividend Yield

1.28%

Shares Dilution (1Y)

1.43%

Diluted EPS (TTM)

4.08

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	303.4M	335.9M	365.1M	382.9M
2022	192.6M	213.8M	245.8M	273.9M
2021	149.1M	150.5M	152.0M	171.6M
2020	142.4M	144.8M	147.4M	149.2M
2019	127.9M	131.9M	134.7M	138.6M
2018	117.0M	120.6M	123.0M	125.5M
2017	86.1M	94.7M	101.3M	109.3M
2016	48.3M	55.1M	66.0M	75.5M
2015	50.0M	49.2M	48.4M	48.6M
2014	47.8M	49.7M	48.9M	48.9M
2013	29.1M	32.5M	38.7M	43.2M
2012	29.1M	28.3M	28.2M	28.8M
2011	31.0M	30.6M	30.2M	29.8M
2010	0	0	0	31.4M
2009	0	0	0	31.6M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Nicolet Bankshares, Inc.

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 16, 2024	ghidorzi christopher j.	acquired	2,019	77.66	26.00	-
Apr 16, 2024	long donald j jr	acquired	6,290	77.66	81.00	-
Apr 16, 2024	atwell robert bruce	acquired	1,941	77.66	25.00	-
Apr 16, 2024	smith oliver pierce	acquired	465	77.66	6.00	-
Apr 16, 2024	colon hector	acquired	1,164	77.66	15.00	-
Apr 16, 2024	anderson marcia m	acquired	77.66	77.66	1.00	-
Apr 16, 2024	johnson brenda l	acquired	3,106	77.66	40.00	-
Apr 16, 2024	mcclone dustin james	acquired	7,300	77.66	94.00	-
Apr 16, 2024	dykema john nicholas	acquired	9,086	77.66	117	-
Apr 16, 2024	hetzel andrew f jr	acquired	2,873	77.66	37.00	-

Which funds bought or sold NIC recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-5.32	61,190	5,329,240	-%
Apr 25, 2024	Zurcher Kantonalbank (Zurich Cantonalbank)	unchanged	-	10,150	158,394	-%
Apr 25, 2024	Allworth Financial LP	added	1,050	1,817	1,978	-%
Apr 24, 2024	IAG Wealth Partners, LLC	reduced	-0.74	658	11,523	-%
Apr 24, 2024	N.E.W. Advisory Services LLC	reduced	-23.65	-1,090,550	4,828,900	0.54%
Apr 24, 2024	Detalus Advisors, LLC	reduced	-54.94	-918,280	852,763	0.30%
Apr 23, 2024	AMALGAMATED BANK	reduced	-62.96	-57,000	37,000	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	71,979	541,389	-%
Apr 19, 2024	CALDWELL SUTTER CAPITAL, INC.	unchanged	-	6,221	97,083	0.05%
Apr 18, 2024	McGlone Suttner Wealth Management, Inc.	added	13.03	67,570	393,033	0.07%

Are Funds Buying or Selling NIC?

Are funds buying NIC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own NIC

No. of Funds

Unveiling Nicolet Bankshares, Inc.'s Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Jan 26, 2024	blackrock inc.	6.9%	1,018,199	SC 13G/A

Recent SEC filings of Nicolet Bankshares, Inc.

View All Filings

Date Filed	Form Type	Document
Apr 19, 2024	3	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading
Apr 17, 2024	4	Insider Trading

Peers (Alternatives to Nicolet Bankshares, Inc.)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	556.7B	171.1B	-3.50%	39.81%	11.24	3.25	60.72%	31.52%
BAC	295.6B	130.3B	-0.98%	28.24%	11.15	2.27	79.51%	-3.68%
WFC	213.9B	85.7B	3.17%	50.44%	11.18	2.5	41.49%	39.96%
C	119.0B	133.3B	-1.55%	32.27%	12.9	0.89	79.09%	-
CFG	16.0B	10.2B	-3.61%	14.73%	9.98	1.57	44.53%	-22.43%
KEY	13.8B	7.9B	-6.83%	30.82%	14.22	1.74	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-6.49%	18.56%	9.93	1.63	34.68%	-45.96%
ZION	6.1B	3.9B	-4.79%	48.31%	9	1.55	45.91%	-25.03%
ABCB	3.3B	1.3B	0.25%	44.78%	12.44	2.61	43.24%	-22.35%
ASB	3.3B	2.0B	0.37%	21.09%	17.83	1.67	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	395.5M	164.9M	-8.20%	39.26%	33.82	2.4	42.66%	-70.76%
AROW	377.4M	162.6M	-8.87%	5.60%	12.55	2.32	25.39%	-38.37%
ACNB	274.3M	96.6M	-14.23%	6.33%	8.66	2.84	11.02%	-11.37%
ASRV	42.0M	60.9M	-5.77%	-17.79%	-12.56	0.69	24.06%	-144.92%

Nicolet Bankshares, Inc. News

Latest updates

Nicolet Bankshares, Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	3.7%	104	100	92.00	87.00	86.00	71.00	60.00	58.00	58.00	39.00	38.00	37.00	38.00	37.00	37.00	37.00	36.00	35.00	35.00	33.00	32.00
EBITDA Margin	-5.5%	0.91*	0.96*	1.03*	1.13*	1.42*	1.45*	1.47*	1.48*	1.47*	1.54*	1.63*	-	-	-	-	-	-	-	-	-	-
Interest Expenses	4.6%	64.00	61.00	59.00	57.00	68.00	63.00	55.00	54.00	54.00	35.00	36.00	34.00	34.00	33.00	31.00	31.00	30.00	29.00	29.00	27.00	27.00
Income Taxes	-53.9%	7.00	15.00	8.00	-4.19	9.00	6.00	8.00	8.00	6.00	2.00	7.00	6.00	6.00	6.00	5.00	3.00	6.00	5.00	3.00	3.00	4.00
Earnings Before Taxes	17.6%	37.00	32.00	30.00	-13.09	37.00	25.00	32.00	32.00	22.00	10.00	25.00	24.00	24.00	25.00	18.00	14.00	18.00	18.00	21.00	14.00	15.00
EBT Margin	-4.3%	0.23*	0.24*	0.24*	0.27*	0.46*	0.45*	0.45*	0.46*	0.47*	0.55*	0.65*	-	-	-	-	-	-	-	-	-	-
Net Income	78.7%	31.00	17.00	23.00	-8.90	28.00	19.00	24.00	24.00	16.00	8.00	18.00	18.00	18.00	18.00	13.00	11.00	12.00	14.00	19.00	10.00	11.00
Net Income Margin	0.3%	0.16*	0.16*	0.18*	0.20*	0.34*	0.34*	0.34*	0.35*	0.35*	0.41*	0.48*	-	-	-	-	-	-	-	-	-	-
Free Cashflow	73.0%	38.00	22.00	32.00	15.00	29.00	37.00	27.00	21.00	45.00	8.00	4.00	-	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q4	2021Q3	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2
Assets	0.6%	8,469	8,416	8,483	8,192	8,764	8,896	7,370	1,100	7,695	1,405	6,408	1,565	1,500	1,500	4,552	4,706	4,541	3,733	3,577	3,106	3,055
Cash Equivalents	-10.0%	491	546	505	114	155	438	181	396	595	20.00	1,351	448	792	736	803	854	823	242	182	144	155
Net PPE	0.9%	119	118	117	113	109	107	97.00	94.00	95.00	21.00	84.00	24.00	62.00	59.00	60.00	64.00	60.00	60.00	56.00	48.00	49.00
Liabilities	-0.2%	7,430	7,442	7,505	7,231	7,791	7,957	6,531	6,484	6,803	1,253	5,679	1,406	4,028	3,994	4,013	4,168	4,008	3,221	3,060	2,677	2,643
Short Term Borrowings	-	-	-	50.00	50.00	317	280	-	-	-	-	-	-	-	-	-	-	-	75.00	-	-	-
Long Term Debt	-15.6%	167	198	198	197	225	225	197	207	217	-	144	28.00	45.00	44.00	54.00	406	418	83.00	68.00	57.00	77.00
Shareholder's Equity	6.6%	1,039	974	978	962	973	938	839	836	892	-	729	-	559	550	539	539	533	512	517	429	412
Retained Earnings	6.2%	458	431	418	399	408	380	362	338	314	-	297	-	289	271	253	235	217	203	199	187	173
Additional Paid-In Capital	1.2%	634	626	625	624	622	620	521	524	575	-	425	-	261	271	273	290	302	300	313	237	235
Shares Outstanding	0.9%	15.00	15.00	15.00	15.00	15.00	14.00	14.00	14.00	11.00	-	10.00	-	10.00	10.00	-	-	-	-	-	-	-
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.00	1.00	1.00	1.00	1.00	1.00
Float	-	-	-	873	-	-	-	880	-	-	-	-	-	613	-	-	-	509	-	-	-	505

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	73.0%	37,771	21,836	32,825	15,542	30,047	38,007	27,399	21,943	45,392	9,247	4,802	38,213	14,627	44,082	8,025	12,165	21,632	17,391	8,817	10,297	10,436
Share Based Compensation	15.0%	1,609	1,399	2,006	1,424	1,734	1,329	2,154	1,799	2,085	1,826	2,055	1,341	1,484	1,260	1,657	1,299	1,395	1,144	1,391	1,108	1,288
Cashflow From Investing	-188.8%	-78,730	88,706	92,687	488,799	-134,520	-169,635	-283,130	70,921	-637,649	324,640	24,576	-82,165	109,663	-19,241	-201,919	-97,199	13,853	-56,426	3,933	-24,510	-8,777
Cashflow From Financing	80.7%	-13,490	-69,868	265,514	-544,884	-179,086	388,893	40,825	-292,233	-163,056	224,312	27,174	-23,053	-174,995	6,039	774,618	144,935	2,605	28,084	-12,591	-80,552	86,712
Dividend Payments	0.4%	3,717	3,704	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Buy Backs	-	-	-	1,521	-	785	-	6,279	54,433	28,143	17,291	12,524	4,625	13,141	13,746	4.00	15,197	8,729	939	13,110	5,682	5,539

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NIC Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income:
Loans, including loan fees	$ 341,155	$ 243,680	$ 156,559
Investment securities:
Taxable	18,182	21,383	9,934
Tax-exempt	6,031	4,418	2,157
Other interest income	17,494	4,437	2,909
Total interest income	382,862	273,918	171,559
Interest expense:
Deposits	125,824	21,752	10,448
Short-term borrowings	4,794	3,246	1
Long-term borrowings	10,728	8,959	3,155
Total interest expense	141,346	33,957	13,604
Net interest income	241,516	239,961	157,955
Provision for credit losses	4,990	11,500	14,900
Net interest income after provision for credit losses	236,526	228,461	143,055
Noninterest income:
Mortgage income, net	7,164	8,497	22,155
BOLI income	4,524	3,818	2,380
Deferred compensation plan asset market valuations	1,937	(2,040)	609
LSR income, net	4,425	(1,366)	0
Asset gains (losses), net	(32,808)	3,130	4,181
Other income	8,016	7,264	3,936
Total noninterest income	35,972	57,920	67,364
Noninterest expense:
Personnel	99,109	88,713	70,618
Occupancy, equipment and office	36,222	29,722	21,058
Business development and marketing	7,790	8,472	5,403
Data processing	19,892	14,518	11,990
Intangibles amortization	8,072	6,616	3,494
FDIC assessments	3,999	1,920	2,035
Merger-related expense	189	1,664	5,651
Other expense	10,593	9,019	9,048
Total noninterest expense	185,866	160,644	129,297
Income before income tax expense	86,632	125,737	81,122
Income tax expense	25,116	31,477	20,470
Net income	$ 61,516	$ 94,260	$ 60,652
Earnings per common share:
Basic (in dollars per share)	$ 4.17	$ 6.78	$ 5.65
Diluted (in dollars per share)	$ 4.08	$ 6.56	$ 5.44
Weighted average common shares outstanding:
Basic (in shares)	14,742,675	13,909,299	10,735,605
Diluted (in shares)	15,070,579	14,374,931	11,144,866
Wealth management fee income
Noninterest income:
Fees and commissions	$ 23,747	$ 20,870	$ 19,917
Service charges on deposit accounts
Noninterest income:
Fees and commissions	5,976	6,104	5,023
Card interchange income
Noninterest income:
Fees and commissions	$ 12,991	$ 11,643	$ 9,163

NIC Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($)

Dec. 31, 2023

Dec. 31, 2022

Assets

Cash and due from banks

$ 129,898,000

$ 121,211,000

Interest-earning deposits

361,533,000

33,512,000

Cash and cash equivalents

^[1]

491,431,000

154,723,000

Certificates of deposit in other banks

6,374,000

12,518,000

Securities available for sale (“AFS”), at fair value

802,573,000

917,618,000

Securities held to maturity (“HTM”), at amortized cost

679,128,000

Other investments

57,560,000

65,286,000

Loans held for sale

4,160,000

1,482,000

Loans

6,353,942,000

6,180,499,000

Allowance for credit losses - loans (“ACL-Loans”)

(63,610,000)

(61,829,000)

Loans, net

6,290,332,000

6,118,670,000

Premises and equipment, net

118,756,000

108,956,000

Bank owned life insurance (“BOLI”)

169,392,000

165,137,000

Goodwill and other intangibles, net

394,366,000

402,438,000

Accrued interest receivable and other assets

133,734,000

138,013,000

Total assets

8,468,678,000

8,763,969,000

Liabilities:

Noninterest-bearing demand deposits

1,958,709,000

2,361,816,000

Interest-bearing deposits

5,239,091,000

4,817,105,000

Total deposits

7,197,800,000

7,178,921,000

Short-term borrowings

317,000,000

Long-term borrowings

166,930,000

225,342,000

Accrued interest payable and other liabilities

64,941,000

70,177,000

Total liabilities

7,429,671,000

7,791,440,000

Stockholders’ Equity:

Common stock

149,000

147,000

Additional paid-in capital

633,770,000

621,988,000

Retained earnings

458,261,000

407,864,000

Accumulated other comprehensive income (loss)

(53,173,000)

(57,470,000)

Total stockholders’ equity

1,039,007,000

972,529,000

Total liabilities and stockholders’ equity

$ 8,468,678,000

$ 8,763,969,000

Preferred shares authorized (no par value) (in shares)

10,000,000

Preferred shares outstanding (in shares)

Preferred shares issued (in shares)

Common shares authorized (par value $0.01 per share) (in shares)

30,000,000

Common shares outstanding (in shares)

14,894,209

14,690,614

Common shares issued (in shares)

14,951,367

14,764,104

[1]

Cash and cash equivalents at both December 31, 2023 and December 31, 2022 did not include any restricted cash. At December 31, 2021, cash and cash equivalents included restricted cash of $1.9 million pledged as collateral on interest rate swaps and no reserve balance was required with the Federal Reserve.

About Nicolet Bankshares, Inc.

Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin and Michigan. The company accepts checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment real estate loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, lines of credit, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. Nicolet Bankshares, Inc. was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.

CEO	Mr. Michael E. Daniels
WEBSITE	nicoletbank.com
INDUSTRY	Banks Diversified
EMPLOYEES	943

Nicolet Bankshares, Inc. Frequently Asked Questions

What is the ticker symbol for Nicolet Bankshares, Inc.? What does NIC stand for in stocks?

NIC is the stock ticker symbol of Nicolet Bankshares, Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Nicolet Bankshares, Inc. (NIC)?

As of Mon Apr 29 2024, market cap of Nicolet Bankshares, Inc. is 1.16 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of NIC stock?

You can check NIC's fair value in chart for subscribers.

What is the fair value of NIC stock?

You can check NIC's fair value in chart for subscribers. The fair value of Nicolet Bankshares, Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Nicolet Bankshares, Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for NIC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Nicolet Bankshares, Inc. a good stock to buy?

The fair value guage provides a quick view whether NIC is over valued or under valued. Whether Nicolet Bankshares, Inc. is cheap or expensive depends on the assumptions which impact Nicolet Bankshares, Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for NIC.

What is Nicolet Bankshares, Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 29 2024, NIC's PE ratio (Price to Earnings) is 18.92 and Price to Sales (PS) ratio is 3.04. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. NIC PE ratio will change depending on the future growth rate expectations of investors.