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NICK

NICK - Nicholas Financial Stock Price, Fair Value and News

6.92USD+0.06 (+0.87%)Market Closed

Market Summary

NICK
USD6.92+0.06
Market Closed
0.87%

NICK Stock Price

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NICK RSI Chart

NICK Valuation

Market Cap

87.9M

Price/Earnings (Trailing)

-2.42

Price/Sales (Trailing)

3.29

EV/EBITDA

-2.33

Price/Free Cashflow

291.01

NICK Price/Sales (Trailing)

NICK Profitability

Operating Margin

99.97%

EBT Margin

-136.29%

Return on Equity

-61.62%

Return on Assets

-60.65%

Free Cashflow Yield

0.34%

NICK Fundamentals

NICK Revenue

Revenue (TTM)

26.7M

Rev. Growth (Yr)

-56.03%

Rev. Growth (Qtr)

-21.74%

NICK Earnings

Earnings (TTM)

-36.4M

Earnings Growth (Yr)

12.8%

Earnings Growth (Qtr)

-11.22%

Breaking Down NICK Revenue

Last 7 days

-0.3%

Last 30 days

-0.3%

Trailing 12 Months

22.0%

How does NICK drawdown profile look like?

NICK Financial Health

Debt/Equity

0.41

Debt/Cashflow

0.01

NICK Investor Care

Diluted EPS (TTM)

-4.97

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202344.8M39.8M33.0M26.7M
202249.8M49.2M49.8M48.8M
202156.0M54.5M52.9M50.7M
202062.1M59.6M58.1M57.6M
201971.3M69.2M65.4M63.6M
201883.9M80.5M78.5M74.8M
201790.5M89.7M88.4M86.9M
201690.7M91.6M91.6M90.8M
201586.8M87.5M88.4M89.4M
201482.6M83.5M84.3M85.3M
201382.1M82.2M82.4M82.6M
201280.5M81.3M81.8M82.2M
20110000
201056.5M000

Tracking the Latest Insider Buys and Sells of Nicholas Financial

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Mar 07, 2023
peterson adam k
bought
72,600
6.05
12,000
-
Feb 24, 2023
royal jeffrey c
bought
3,954
6.15
643
-
Feb 23, 2023
royal jeffrey c
bought
62,600
6.26
10,000
-
Nov 21, 2022
royal jeffrey c
bought
16,281
6.51
2,501
-
Nov 18, 2022
royal jeffrey c
bought
98,550
6.57
15,000
-
Nov 17, 2022
royal jeffrey c
bought
16,750
6.7
2,500
-
Aug 30, 2022
zhu jeremy qinli
acquired
-
-
2,262
-
Aug 30, 2022
hutchins mark r
acquired
-
-
2,262
-
Aug 30, 2022
keating brendan joseph
acquired
-
-
2,262
-
Aug 30, 2022
peterson adam k
bought
-
-
2,262
-

1–10 of 50

Which funds bought or sold NICK recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Mar 11, 2024
VANGUARD GROUP INC
unchanged
-
554,386
1,804,450
-%
Feb 14, 2024
STATE STREET CORP
unchanged
-
22,218
76,257
-%
Feb 14, 2024
BANK OF AMERICA CORP /DE/
new
-
14.00
14.00
-%
Feb 14, 2024
Pathstone Holdings, LLC
new
-
409,800
409,800
-%
Feb 14, 2024
Almitas Capital LLC
reduced
-6.5
172,171
664,636
0.23%
Feb 14, 2024
Empowered Funds, LLC
added
9.88
56,961
160,416
-%
Feb 14, 2024
RBF Capital, LLC
unchanged
-
38,133
124,117
0.01%
Feb 14, 2024
BRIDGEWAY CAPITAL MANAGEMENT, LLC
added
9.88
56,961
160,416
-%

1–10 of 28

Are Funds Buying or Selling NICK?

Are funds buying NICK calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own NICK
No. of Funds

Unveiling Nicholas Financial's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
pelham investment partners, lp
6.63%
483,437
SC 13G/A
Feb 13, 2024
renaissance technologies llc
4.83%
351,951
SC 13G/A
Feb 12, 2024
tcw group inc
8.4%
616,230
SC 13G/A
Feb 09, 2024
dimensional fund advisors lp
5.0%
361,854
SC 13G/A
Jul 24, 2023
pelham investment partners, lp
3.56%
259,434
SC 13G
Feb 13, 2023
renaissance technologies llc
5.43%
396,046
SC 13G/A
Feb 10, 2023
dimensional fund advisors lp
6.3%
459,121
SC 13G/A
Jan 25, 2023
tcw group inc
8.41%
613,968
SC 13G/A
Feb 11, 2022
renaissance technologies llc
6.16%
468,149
SC 13G
Feb 09, 2022
tcw group inc
8.02%
609,800
SC 13G/A

Recent SEC filings of Nicholas Financial

View All Filings
Date Filed Form Type Document
Mar 19, 2024
424B3
Prospectus Filed
Mar 04, 2024
8-K
Current Report
Feb 14, 2024
SC 13G/A
Major Ownership Report
Feb 14, 2024
8-K
Current Report
Feb 13, 2024
SC 13G/A
Major Ownership Report
Feb 13, 2024
8-K
Current Report
Feb 13, 2024
10-Q
Quarterly Report
Feb 12, 2024
SC 13G/A
Major Ownership Report
Feb 09, 2024
SC 13G/A
Major Ownership Report
Feb 09, 2024
EFFECT
EFFECT

Peers (Alternatives to Nicholas Financial)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
449.4B
25.1B
2.89% 37.08%
40.14
17.91
12.87% 12.74%
163.6B
60.5B
6.30% 31.84%
19.54
2.7
14.48% 11.45%
69.4B
29.8B
9.52% -14.41%
16.35
2.33
8.19% 75.53%
53.7B
41.9B
2.86% 38.05%
10.87
1.28
34.26% 32.87%
31.5B
17.8B
13.82% 36.34%
10.66
1.77
38.72% -32.51%
11.9B
14.0B
9.20% 45.70%
11.71
0.86
31.42% -40.49%
MID-CAP
6.8B
1.9B
-1.25% 31.81%
23.83
3.58
3.79% -46.60%
5.5B
3.2B
2.64% 34.54%
25.26
1.76
15.50% -13.49%
4.7B
4.4B
7.27% 21.33%
7.5
1.08
-2.65% -31.25%
3.5B
1.1B
1.31% -2.80%
37.71
3.11
8.54% -77.53%
SMALL-CAP
1.7B
2.1B
2.52% 30.26%
9.76
0.81
21.98% -15.57%
428.9M
1.2B
-9.96% 11.93%
4.17
0.37
10.41% -24.15%
159.3M
352.0M
-17.39% -14.24%
3.51
0.45
6.77% -47.27%
9.6M
7.3M
26.58% 16.11%
-2.48
1.31
-51.06% -195.09%
3.7M
853.2M
-60.87% -93.88%
-0.01
0
-15.13% -1364.54%

Nicholas Financial News

Latest updates
Defense World12 hours ago
Houston Chronicle 13 Feb 202408:00 am

Nicholas Financial Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue-21.7%4,9546,3307,0838,32911,26813,10212,06412,37312,24012,57212,59413,28614,47414,10914,15114,89614,97315,58516,64116,39716,740
Costs and Expenses-1.9%16,64616,9605,38224,48521,64117,23213,68111,88313,15110,43310,26610,5339,49912,75012,29214,34614,43315,22515,84422,37518,021
Operating Expenses---------------------18,021
  S&GA Expenses-7.8%3,9064,2374,1855,8139,3986,9108,76011,0758,3707,4482,8602,7942,6282,9232,9033,2032,8393,6993,6523,3372,530
EBITDA Margin-33.2%-1.29*-0.97*-0.62*-0.64*-0.27*-0.05*0.08*0.19*0.25*0.33*0.31*0.30*0.26*--------
Interest Expenses-73.6%68.002585001,1491,2399755684442,6131,1211,1881,3201,4421,5691,6491,8431,8862,2982,4882,2752,303
Income Taxes100.0%--14510010.003,000-1,000-6003,000-2095365998841,19092.00429-1,74622992.00206-1,232-376
Earnings Before Taxes-9.7%-11,661-10,6301,701-15,795-10,373-4,130-2,404490-9112,1392,3282,7534,9751,3591,859550540360797-5,977-1,281
EBT Margin-28.2%-1.36*-1.06*-0.72*-0.73*-0.34*-0.14*-0.01*0.08*0.12*0.23*0.21*0.20*0.15*--------
Net Income-11.2%-11,661-10,4851,556-15,797-13,373-3,172-1,777368-7021,6031,7291,8693,7851,2671,4302,296311268591-4,745-905
Net Income Margin-18.1%-1.36*-1.15*-0.77*-0.76*-0.37*-0.11*-0.01*0.06*0.09*0.17*0.16*0.15*0.15*--------
Free Cashflow-247.2%-4182841,156-1,30837.00424-1,3941,258-4.002696525,904551--------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets-20.9%60.0076.0098.00110145174190184183198201212215226235239228228259175235
    Cash Equivalents1100.8%8.001.001.000.001.002.004.005.007.0023.0023.0033.0029.0033.0032.0025.0024.0014.0035.0038.004.00
  Net PPE-10.2%0.000.000.000.001.001.002.002.002.001.001.001.001.001.000.000.001.001.001.001.001.00
Liabilities-81.7%1.005.0017.0031.0050.0065.0078.0067.0066.0081.0084.0097.00101116126131122122154125125
  Long Term Debt----29.0045.0059.0070.0058.0058.0073.0076.0089.0095.00110120124117117146143-
Shareholder's Equity-16.5%59.0071.0081.0080.0096.00109112116116117116115113110109108106106106105110
  Retained Earnings-10.4%101112123121137151154155155156154153151147146144142142141141145
Shares Outstanding0%7.007.007.007.007.007.007.008.008.008.008.008.008.00--------
Float------42.00---93.00---36.00---48.00---
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations-247.2%-4182841,169-661-551391-1,3611,5854284191,0556,1376224,6003,0445,3962,8666971,5261,3534,135
  Share Based Compensation-94.1%1.0017.0026.0026.0025.0030.0025.0048.0064.0042.0046.0050.0050.0048.0049.0054.0059.0055.0034.0039.0025.00
Cashflow From Investing3.1%11,43311,08912,90516,28814,8858,028-9,307-2,89535.003,2263,4963,23611,1896,4529,204-11,5417,4778,896-8,5089,09011,725
Cashflow From Financing66.2%-3,850-11,400-13,850-16,087-14,923-10,4679,444-445-16,784-4,267-14,055-5,657-15,719-10,201-4,6146,723-261-30,0863,85722,947-14,395
  Buy Backs-----1101412,13844565.00887665157-45520128.00763216----

NICK Income Statement

2023-12-31
Condensed Consolidated Statements of Income (Loss) (Unaudited) - USD ($)
$ in Thousands
3 Months Ended9 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2023
Dec. 31, 2022
Income Statement [Abstract]    
Interest and fee income on finance receivables$ 4,954$ 11,268$ 18,367$ 35,580
Expenses:    
Marketing22177881,086
Administrative3,9069,39812,32825,066
Provision for credit losses(10,482)10,7302,57023,280
Fair value and other adjustments, net23,110023,1100
Depreciation and amortization of intangibles229766339
Interest expense681,2398262,782
Total expenses16,64621,64138,98852,553
Income from securities:    
Net gain on equity investments00066
Income from cash equivalents310310
Total income from securities3103166
Loss before income taxes(11,661)(10,373)(20,590)(16,907)
Income tax expense (benefit)03,00001,415
Net loss$ (11,661)$ (13,373)$ (20,590)$ (18,322)
Earnings (Loss) earnings per share:    
Basic$ (1.6)$ (1.85)$ (2.83)$ (2.49)
Diluted$ (1.6)$ (1.85)$ (2.83)$ (2.49)

NICK Balance Sheet

2023-12-31
Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2023
Mar. 31, 2023
Assets  
Cash and cash equivalents$ 7,817$ 454
Finance receivables held for sale, at a lower of amortized cost or fair value50,3060
Finance receivables, net of unearned discounts and fees and accrued interest receivable0124,315
Less: Allowance for credit losses0(17,396)
Finance receivables, net0106,919
Repossessed assets held for sale, at a lower of carrying value or fair value less cost to sell3951,491
Prepaid expenses and other assets390316
Income taxes receivable915946
Property and equipment, net168222
Total assets59,991110,348
Liabilities and shareholders’ equity  
Line of credit, net of debt issuance costs028,936
Accounts payable, accrued expenses, and other liabilities9381,603
Total liabilities93830,539
Commitments and contingencies (see Note 9)
Shareholders’ equity  
Preferred stock, no par: 5,000 shares authorized; none issued00
Common stock, no par: 50,000 shares authorized; 12,658 shares issued, 7,289 shares outstanding as of December 31, 2023 and March 31, 202335,26735,223
Treasury stock: 5,369 common shares, at cost(76,794)(76,794)
Retained earnings100,580121,380
Total shareholders’ equity59,05379,809
Total liabilities and shareholders’ equity$ 59,991$ 110,348
NICK
Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. The company operates branch offices located in Alabama, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Michigan, Missouri, Nevada, North Carolina, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.
 WEBSITEwww.nicholasfinancial.com
 EMPLOYEES16

Nicholas Financial Frequently Asked Questions


What is the ticker symbol for Nicholas Financial? What does NICK stand for in stocks?

NICK is the stock ticker symbol of Nicholas Financial. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Nicholas Financial (NICK)?

As of Fri Mar 22 2024, market cap of Nicholas Financial is 87.88 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of NICK stock?

You can check NICK's fair value in chart for subscribers.

What is the fair value of NICK stock?

You can check NICK's fair value in chart for subscribers. The fair value of Nicholas Financial is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Nicholas Financial is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for NICK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Nicholas Financial a good stock to buy?

The fair value guage provides a quick view whether NICK is over valued or under valued. Whether Nicholas Financial is cheap or expensive depends on the assumptions which impact Nicholas Financial's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for NICK.

What is Nicholas Financial's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Mar 22 2024, NICK's PE ratio (Price to Earnings) is -2.42 and Price to Sales (PS) ratio is 3.29. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. NICK PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Nicholas Financial's stock?

In the past 10 years, Nicholas Financial has provided -0.079 (multiply by 100 for percentage) rate of return.