NICK RSI Chart
Last 7 days
-0.3%
Last 30 days
-0.3%
Trailing 12 Months
22.0%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 44.8M | 39.8M | 33.0M | 26.7M |
2022 | 49.8M | 49.2M | 49.8M | 48.8M |
2021 | 56.0M | 54.5M | 52.9M | 50.7M |
2020 | 62.1M | 59.6M | 58.1M | 57.6M |
2019 | 71.3M | 69.2M | 65.4M | 63.6M |
2018 | 83.9M | 80.5M | 78.5M | 74.8M |
2017 | 90.5M | 89.7M | 88.4M | 86.9M |
2016 | 90.7M | 91.6M | 91.6M | 90.8M |
2015 | 86.8M | 87.5M | 88.4M | 89.4M |
2014 | 82.6M | 83.5M | 84.3M | 85.3M |
2013 | 82.1M | 82.2M | 82.4M | 82.6M |
2012 | 80.5M | 81.3M | 81.8M | 82.2M |
2011 | 0 | 0 | 0 | 0 |
2010 | 56.5M | 0 | 0 | 0 |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 07, 2023 | peterson adam k | bought | 72,600 | 6.05 | 12,000 | - |
Feb 24, 2023 | royal jeffrey c | bought | 3,954 | 6.15 | 643 | - |
Feb 23, 2023 | royal jeffrey c | bought | 62,600 | 6.26 | 10,000 | - |
Nov 21, 2022 | royal jeffrey c | bought | 16,281 | 6.51 | 2,501 | - |
Nov 18, 2022 | royal jeffrey c | bought | 98,550 | 6.57 | 15,000 | - |
Nov 17, 2022 | royal jeffrey c | bought | 16,750 | 6.7 | 2,500 | - |
Aug 30, 2022 | zhu jeremy qinli | acquired | - | - | 2,262 | - |
Aug 30, 2022 | hutchins mark r | acquired | - | - | 2,262 | - |
Aug 30, 2022 | keating brendan joseph | acquired | - | - | 2,262 | - |
Aug 30, 2022 | peterson adam k | bought | - | - | 2,262 | - |
Which funds bought or sold NICK recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Mar 11, 2024 | VANGUARD GROUP INC | unchanged | - | 554,386 | 1,804,450 | -% |
Feb 14, 2024 | STATE STREET CORP | unchanged | - | 22,218 | 76,257 | -% |
Feb 14, 2024 | BANK OF AMERICA CORP /DE/ | new | - | 14.00 | 14.00 | -% |
Feb 14, 2024 | Pathstone Holdings, LLC | new | - | 409,800 | 409,800 | -% |
Feb 14, 2024 | Almitas Capital LLC | reduced | -6.5 | 172,171 | 664,636 | 0.23% |
Feb 14, 2024 | Empowered Funds, LLC | added | 9.88 | 56,961 | 160,416 | -% |
Feb 14, 2024 | RBF Capital, LLC | unchanged | - | 38,133 | 124,117 | 0.01% |
Feb 14, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | added | 9.88 | 56,961 | 160,416 | -% |
Unveiling Nicholas Financial's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Nicholas Financial)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 449.4B | 25.1B | 40.14 | 17.91 | ||||
AXP | 163.6B | 60.5B | 19.54 | 2.7 | ||||
PYPL | 69.4B | 29.8B | 16.35 | 2.33 | ||||
COF | 53.7B | 41.9B | 10.87 | 1.28 | ||||
DFS | 31.5B | 17.8B | 10.66 | 1.77 | ||||
ALLY | 11.9B | 14.0B | 11.71 | 0.86 | ||||
MID-CAP | ||||||||
CACC | 6.8B | 1.9B | 23.83 | 3.58 | ||||
FCFS | 5.5B | 3.2B | 25.26 | 1.76 | ||||
WU | 4.7B | 4.4B | 7.5 | 1.08 | ||||
NNI | 3.5B | 1.1B | 37.71 | 3.11 | ||||
SMALL-CAP | ||||||||
ENVA | 1.7B | 2.1B | 9.76 | 0.81 | ||||
ATLC | 428.9M | 1.2B | 4.17 | 0.37 | ||||
CPSS | 159.3M | 352.0M | 3.51 | 0.45 | ||||
AIHS | 9.6M | 7.3M | -2.48 | 1.31 | ||||
CURO | 3.7M | 853.2M | -0.01 | 0 |
Nicholas Financial News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | -21.7% | 4,954 | 6,330 | 7,083 | 8,329 | 11,268 | 13,102 | 12,064 | 12,373 | 12,240 | 12,572 | 12,594 | 13,286 | 14,474 | 14,109 | 14,151 | 14,896 | 14,973 | 15,585 | 16,641 | 16,397 | 16,740 |
Costs and Expenses | -1.9% | 16,646 | 16,960 | 5,382 | 24,485 | 21,641 | 17,232 | 13,681 | 11,883 | 13,151 | 10,433 | 10,266 | 10,533 | 9,499 | 12,750 | 12,292 | 14,346 | 14,433 | 15,225 | 15,844 | 22,375 | 18,021 |
Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18,021 |
S&GA Expenses | -7.8% | 3,906 | 4,237 | 4,185 | 5,813 | 9,398 | 6,910 | 8,760 | 11,075 | 8,370 | 7,448 | 2,860 | 2,794 | 2,628 | 2,923 | 2,903 | 3,203 | 2,839 | 3,699 | 3,652 | 3,337 | 2,530 |
EBITDA Margin | -33.2% | -1.29* | -0.97* | -0.62* | -0.64* | -0.27* | -0.05* | 0.08* | 0.19* | 0.25* | 0.33* | 0.31* | 0.30* | 0.26* | - | - | - | - | - | - | - | - |
Interest Expenses | -73.6% | 68.00 | 258 | 500 | 1,149 | 1,239 | 975 | 568 | 444 | 2,613 | 1,121 | 1,188 | 1,320 | 1,442 | 1,569 | 1,649 | 1,843 | 1,886 | 2,298 | 2,488 | 2,275 | 2,303 |
Income Taxes | 100.0% | - | -145 | 100 | 10.00 | 3,000 | -1,000 | -600 | 3,000 | -209 | 536 | 599 | 884 | 1,190 | 92.00 | 429 | -1,746 | 229 | 92.00 | 206 | -1,232 | -376 |
Earnings Before Taxes | -9.7% | -11,661 | -10,630 | 1,701 | -15,795 | -10,373 | -4,130 | -2,404 | 490 | -911 | 2,139 | 2,328 | 2,753 | 4,975 | 1,359 | 1,859 | 550 | 540 | 360 | 797 | -5,977 | -1,281 |
EBT Margin | -28.2% | -1.36* | -1.06* | -0.72* | -0.73* | -0.34* | -0.14* | -0.01* | 0.08* | 0.12* | 0.23* | 0.21* | 0.20* | 0.15* | - | - | - | - | - | - | - | - |
Net Income | -11.2% | -11,661 | -10,485 | 1,556 | -15,797 | -13,373 | -3,172 | -1,777 | 368 | -702 | 1,603 | 1,729 | 1,869 | 3,785 | 1,267 | 1,430 | 2,296 | 311 | 268 | 591 | -4,745 | -905 |
Net Income Margin | -18.1% | -1.36* | -1.15* | -0.77* | -0.76* | -0.37* | -0.11* | -0.01* | 0.06* | 0.09* | 0.17* | 0.16* | 0.15* | 0.15* | - | - | - | - | - | - | - | - |
Free Cashflow | -247.2% | -418 | 284 | 1,156 | -1,308 | 37.00 | 424 | -1,394 | 1,258 | -4.00 | 269 | 652 | 5,904 | 551 | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | -20.9% | 60.00 | 76.00 | 98.00 | 110 | 145 | 174 | 190 | 184 | 183 | 198 | 201 | 212 | 215 | 226 | 235 | 239 | 228 | 228 | 259 | 175 | 235 |
Cash Equivalents | 1100.8% | 8.00 | 1.00 | 1.00 | 0.00 | 1.00 | 2.00 | 4.00 | 5.00 | 7.00 | 23.00 | 23.00 | 33.00 | 29.00 | 33.00 | 32.00 | 25.00 | 24.00 | 14.00 | 35.00 | 38.00 | 4.00 |
Net PPE | -10.2% | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 1.00 | 2.00 | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 0.00 | 0.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Liabilities | -81.7% | 1.00 | 5.00 | 17.00 | 31.00 | 50.00 | 65.00 | 78.00 | 67.00 | 66.00 | 81.00 | 84.00 | 97.00 | 101 | 116 | 126 | 131 | 122 | 122 | 154 | 125 | 125 |
Long Term Debt | - | - | - | - | 29.00 | 45.00 | 59.00 | 70.00 | 58.00 | 58.00 | 73.00 | 76.00 | 89.00 | 95.00 | 110 | 120 | 124 | 117 | 117 | 146 | 143 | - |
Shareholder's Equity | -16.5% | 59.00 | 71.00 | 81.00 | 80.00 | 96.00 | 109 | 112 | 116 | 116 | 117 | 116 | 115 | 113 | 110 | 109 | 108 | 106 | 106 | 106 | 105 | 110 |
Retained Earnings | -10.4% | 101 | 112 | 123 | 121 | 137 | 151 | 154 | 155 | 155 | 156 | 154 | 153 | 151 | 147 | 146 | 144 | 142 | 142 | 141 | 141 | 145 |
Shares Outstanding | 0% | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | - | - | - | - | - | - | - | - |
Float | - | - | - | - | - | - | 42.00 | - | - | - | 93.00 | - | - | - | 36.00 | - | - | - | 48.00 | - | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | -247.2% | -418 | 284 | 1,169 | -661 | -551 | 391 | -1,361 | 1,585 | 428 | 419 | 1,055 | 6,137 | 622 | 4,600 | 3,044 | 5,396 | 2,866 | 697 | 1,526 | 1,353 | 4,135 |
Share Based Compensation | -94.1% | 1.00 | 17.00 | 26.00 | 26.00 | 25.00 | 30.00 | 25.00 | 48.00 | 64.00 | 42.00 | 46.00 | 50.00 | 50.00 | 48.00 | 49.00 | 54.00 | 59.00 | 55.00 | 34.00 | 39.00 | 25.00 |
Cashflow From Investing | 3.1% | 11,433 | 11,089 | 12,905 | 16,288 | 14,885 | 8,028 | -9,307 | -2,895 | 35.00 | 3,226 | 3,496 | 3,236 | 11,189 | 6,452 | 9,204 | -11,541 | 7,477 | 8,896 | -8,508 | 9,090 | 11,725 |
Cashflow From Financing | 66.2% | -3,850 | -11,400 | -13,850 | -16,087 | -14,923 | -10,467 | 9,444 | -445 | -16,784 | -4,267 | -14,055 | -5,657 | -15,719 | -10,201 | -4,614 | 6,723 | -261 | -30,086 | 3,857 | 22,947 | -14,395 |
Buy Backs | - | - | - | - | - | 110 | 141 | 2,138 | 445 | 65.00 | 887 | 665 | 157 | -455 | 201 | 28.00 | 763 | 216 | - | - | - | - |
Condensed Consolidated Statements of Income (Loss) (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | ||
---|---|---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2023 | Dec. 31, 2022 | |
Income Statement [Abstract] | ||||
Interest and fee income on finance receivables | $ 4,954 | $ 11,268 | $ 18,367 | $ 35,580 |
Expenses: | ||||
Marketing | 22 | 177 | 88 | 1,086 |
Administrative | 3,906 | 9,398 | 12,328 | 25,066 |
Provision for credit losses | (10,482) | 10,730 | 2,570 | 23,280 |
Fair value and other adjustments, net | 23,110 | 0 | 23,110 | 0 |
Depreciation and amortization of intangibles | 22 | 97 | 66 | 339 |
Interest expense | 68 | 1,239 | 826 | 2,782 |
Total expenses | 16,646 | 21,641 | 38,988 | 52,553 |
Income from securities: | ||||
Net gain on equity investments | 0 | 0 | 0 | 66 |
Income from cash equivalents | 31 | 0 | 31 | 0 |
Total income from securities | 31 | 0 | 31 | 66 |
Loss before income taxes | (11,661) | (10,373) | (20,590) | (16,907) |
Income tax expense (benefit) | 0 | 3,000 | 0 | 1,415 |
Net loss | $ (11,661) | $ (13,373) | $ (20,590) | $ (18,322) |
Earnings (Loss) earnings per share: | ||||
Basic | $ (1.6) | $ (1.85) | $ (2.83) | $ (2.49) |
Diluted | $ (1.6) | $ (1.85) | $ (2.83) | $ (2.49) |
Condensed Consolidated Balance Sheets - USD ($) $ in Thousands | Dec. 31, 2023 | Mar. 31, 2023 |
---|---|---|
Assets | ||
Cash and cash equivalents | $ 7,817 | $ 454 |
Finance receivables held for sale, at a lower of amortized cost or fair value | 50,306 | 0 |
Finance receivables, net of unearned discounts and fees and accrued interest receivable | 0 | 124,315 |
Less: Allowance for credit losses | 0 | (17,396) |
Finance receivables, net | 0 | 106,919 |
Repossessed assets held for sale, at a lower of carrying value or fair value less cost to sell | 395 | 1,491 |
Prepaid expenses and other assets | 390 | 316 |
Income taxes receivable | 915 | 946 |
Property and equipment, net | 168 | 222 |
Total assets | 59,991 | 110,348 |
Liabilities and shareholders’ equity | ||
Line of credit, net of debt issuance costs | 0 | 28,936 |
Accounts payable, accrued expenses, and other liabilities | 938 | 1,603 |
Total liabilities | 938 | 30,539 |
Commitments and contingencies (see Note 9) | ||
Shareholders’ equity | ||
Preferred stock, no par: 5,000 shares authorized; none issued | 0 | 0 |
Common stock, no par: 50,000 shares authorized; 12,658 shares issued, 7,289 shares outstanding as of December 31, 2023 and March 31, 2023 | 35,267 | 35,223 |
Treasury stock: 5,369 common shares, at cost | (76,794) | (76,794) |
Retained earnings | 100,580 | 121,380 |
Total shareholders’ equity | 59,053 | 79,809 |
Total liabilities and shareholders’ equity | $ 59,991 | $ 110,348 |