OMF - OneMain Holdings Inc Stock Price, Fair Value and News

47.43USD+0.60 (+1.28%)Market Closed

Market Summary

USD47.43+0.60

Market Closed

1.28%

OMF Stock Price

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OMF RSI Chart

OMF Valuation

Market Cap

5.6B

Price/Earnings (Trailing)

8.75

Price/Sales (Trailing)

1.23

EV/EBITDA

5.26

Price/Free Cashflow

2.23

OMF Price/Sales (Trailing)

OMF Profitability

EBT Margin

18.40%

Return on Equity

20.12%

Return on Assets

2.64%

Free Cashflow Yield

44.92%

OMF Fundamentals

OMF Revenue

Revenue (TTM)

4.6B

Rev. Growth (Yr)

5.75%

Rev. Growth (Qtr)

1.67%

OMF Earnings

Earnings (TTM)

641.0M

Earnings Growth (Yr)

-6.25%

Earnings Growth (Qtr)

-14.95%

Breaking Down OMF Revenue

Last 7 days

-5.8%

Last 30 days

-2.9%

Last 90 days

-0.9%

Trailing 12 Months

24.1%

How does OMF drawdown profile look like?

OMF Financial Health

Debt/Equity

6.22

Debt/Cashflow

0.13

OMF Investor Care

Dividend Yield

8.54%

Dividend/Share (TTM)

Buy Backs (1Y)

0.87%

Diluted EPS (TTM)

5.32

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	4.4B	4.5B	4.5B	4.6B
2022	4.4B	4.4B	4.4B	4.4B
2021	4.3B	4.3B	4.3B	4.4B
2020	4.3B	4.4B	4.4B	4.4B
2019	3.8B	3.8B	4.0B	4.1B
2018	3.3B	3.4B	3.6B	3.7B
2017	3.0B	3.1B	3.1B	3.2B
2016	2.4B	2.7B	3.0B	3.1B
2015	1.8B	1.7B	1.6B	1.9B
2014	2.3B	2.2B	2.1B	2.0B
2013	1.7B	1.8B	2.0B	2.2B
2012	1.8B	1.8B	1.8B	1.7B
2011	0	0	0	1.9B

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of OneMain Holdings Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 20, 2024	conrad micah r.	sold (taxes)	-433,613	46.53	-9,319	evp & cfo
Feb 20, 2024	chadha rajive	sold (taxes)	-444,175	46.53	-9,546	chief operating officer & evp
Feb 20, 2024	shulman douglas h.	sold (taxes)	-2,105,810	46.53	-45,257	president & ceo
Feb 20, 2024	hedlund michael a	sold (taxes)	-115,720	46.53	-2,487	pao, svp and group controller
Feb 14, 2024	guthrie roy a	acquired	-	-	3,445	-
Feb 14, 2024	hedlund michael a	acquired	-	-	10,003	pao, svp and group controller
Feb 14, 2024	conrad micah r.	acquired	-	-	15,562	evp & cfo
Feb 14, 2024	bronner philip	acquired	-	-	3,445	-
Feb 14, 2024	daruvala toos	acquired	-	-	3,445	-
Feb 14, 2024	shulman douglas h.	acquired	-	-	61,138	president & ceo

Which funds bought or sold OMF recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 15, 2024	WEALTH ENHANCEMENT ADVISORY SERVICES, LLC	new	-	226,808	226,808	-%
Apr 15, 2024	JANICZEK WEALTH MANAGEMENT, LLC	unchanged	-	134	3,628	-%
Apr 15, 2024	Sound Income Strategies, LLC	unchanged	-	378	10,218	-%
Apr 15, 2024	EAGLE ROCK INVESTMENT COMPANY, LLC	unchanged	-	70,573	1,907,700	0.35%
Apr 15, 2024	Concurrent Investment Advisors, LLC	new	-	240,293	240,293	0.01%
Apr 12, 2024	FCF Advisors LLC	added	29.93	195,462	755,161	0.19%
Apr 12, 2024	PEAK FINANCIAL ADVISORS LLC	new	-	339,800	339,800	0.21%
Apr 12, 2024	Range Financial Group LLC	reduced	-84.41	-1,224,740	236,496	0.12%
Apr 12, 2024	MILLER HOWARD INVESTMENTS INC /NY	reduced	-47.45	-2,353,560	2,826,660	0.09%
Apr 12, 2024	BALDWIN BROTHERS LLC/MA	unchanged	-	1,890	51,090	-%

Are Funds Buying or Selling OMF?

Are funds buying OMF calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own OMF

No. of Funds

Unveiling OneMain Holdings Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 12, 2024	vanguard group inc	10.17%	12,198,452	SC 13G/A
Feb 12, 2024	vanguard group inc	9.96%	11,943,855	SC 13G/A
Feb 09, 2024	capital international investors	7.2%	8,680,716	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Jan 31, 2024	blackrock inc.	5.3%	6,338,297	SC 13G
Dec 05, 2023	uniform investco lp	5.59%	6,696,718	SC 13D/A
Apr 10, 2023	vanguard group inc	10.16%	12,270,098	SC 13G/A
Feb 15, 2023	uniform investco lp	6.84%	8,268,916	SC 13D/A
Feb 13, 2023	capital international investors	8.3%	10,181,766	SC 13G
Feb 09, 2023	fmr llc	-	0	SC 13G/A

Recent SEC filings of OneMain Holdings Inc

View All Filings

Date Filed	Form Type	Document
Apr 09, 2024	3	Insider Trading
Apr 01, 2024	8-K	Current Report
Feb 22, 2024	4	Insider Trading
Feb 22, 2024	4	Insider Trading
Feb 22, 2024	4	Insider Trading
Feb 22, 2024	4	Insider Trading
Feb 16, 2024	4	Insider Trading
Feb 16, 2024	4	Insider Trading
Feb 16, 2024	4	Insider Trading
Feb 16, 2024	4	Insider Trading

Peers (Alternatives to OneMain Holdings Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	434.1B	25.1B	-3.36%	23.48%	38.77	17.3	12.87%	12.74%
AXP	158.0B	60.5B	-0.05%	33.78%	18.87	2.61	14.48%	11.45%
PYPL	68.0B	29.8B	1.02%	-17.04%	16.01	2.28	8.19%	75.53%
COF	51.9B	41.9B	2.69%	44.12%	10.51	1.24	34.26%	32.87%
DFS	30.0B	17.8B	0.83%	19.84%	10.14	1.68	38.72%	-32.51%
ALLY	10.9B	14.0B	-2.74%	36.33%	10.71	0.78	31.42%	-40.49%
MID-CAP
CACC	6.7B	1.9B	-0.23%	14.48%	23.55	3.54	3.79%	-46.60%
FCFS	5.9B	3.2B	10.47%	36.48%	26.78	1.86	15.50%	-13.49%
WU	4.4B	4.4B	-4.82%	15.69%	7.01	1.01	-2.65%	-31.25%
NNI	3.5B	1.1B	6.84%	3.19%	38.11	3.14	8.54%	-77.53%
SMALL-CAP
ENVA	1.6B	2.1B	-1.00%	28.78%	9.42	0.78	21.98%	-15.57%
ATLC	385.5M	1.2B	-12.82%	-8.34%	3.75	0.33	10.41%	-24.15%
CPSS	184.3M	352.0M	11.40%	-6.35%	4.06	0.52	6.77%	-47.27%
AIHS	7.3M	7.3M	-24.75%	-11.83%	-1.88	1	-51.06%	-195.09%
CURO	3.7M	853.2M	-40.00%	-94.94%	-0.01	0	-15.13%	-1364.54%

OneMain Holdings Inc News

Latest updates

OneMain Holdings Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	1.7%	1,187	1,167	1,117	1,094	1,122	1,118	1,106	1,089	1,120	1,113	1,071	1,060	1,096	1,089	1,077	1,106	1,107	1,065	1,000	956	958
EBITDA Margin	-1.3%	1.02*	1.03*	1.04*	1.08*	1.12*	1.14*	1.17*	1.21*	1.24*	1.27*	1.26*	1.17*	1.05*	-	-	-	-	-	-	-	-
Interest Expenses	1.9%	917	900	873	855	891	895	887	870	886	876	840	825	850	834	806	851	854	821	762	720	730
Income Taxes	7.7%	56.00	52.00	35.00	56.00	56.00	61.00	70.00	96.00	93.00	88.00	113	133	117	91.00	29.00	11.00	83.00	49.00	62.00	50.00	46.00
Earnings Before Taxes	-10.2%	221	246	138	235	232	246	278	399	356	376	463	546	476	341	118	43.00	344	297	256	202	214
EBT Margin	-2.7%	0.18*	0.19*	0.19*	0.23*	0.26*	0.29*	0.32*	0.36*	0.40*	0.43*	0.42*	0.34*	0.22*	-	-	-	-	-	-	-	-
Net Income	-14.9%	165	194	103	179	176	185	208	303	263	288	350	413	359	250	89.00	32.00	261	248	194	152	168
Net Income Margin	-3.1%	0.14*	0.14*	0.15*	0.17*	0.20*	0.22*	0.24*	0.27*	0.30*	0.32*	0.32*	0.26*	0.17*	-	-	-	-	-	-	-	-
Free Cashflow	13.8%	678	596	683	562	664	545	626	552	608	509	574	556	583	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	0.6%	24,294	24,146	23,511	22,443	22,537	22,341	22,199	21,816	22,095	21,963	22,377	21,285	22,471	21,857	22,508	24,693	22,817	22,410	21,017	21,358	20,090
Cash Equivalents	-14.8%	1,014	1,190	1,021	544	498	536	526	640	541	821	1,787	1,301	2,723	1,944	2,740	4,203	1,632	1,393	786	1,709	1,178
Goodwill	-2.6%	1,400	1,437	1,437	1,437	1,437	1,437	1,437	1,437	1,400	1,437	1,437	1,422	1,400	1,422	1,422	1,422	1,400	1,422	1,422	1,422	1,422
Liabilities	0.3%	21,108	21,037	20,453	19,362	19,522	19,329	19,162	18,719	18,986	18,842	18,840	17,977	19,030	18,734	19,337	21,641	18,487	18,316	16,876	17,408	16,291
Long Term Debt	-0.2%	19,813	19,851	19,195	18,206	18,281	18,202	17,922	17,560	17,750	17,661	17,605	16,789	17,800	17,531	18,010	20,443	17,212	17,021	15,551	16,117	15,178
Shareholder's Equity	2.5%	3,186	3,109	3,058	3,081	3,015	3,011	3,021	3,060	3,037	3,121	3,537	3,308	3,441	3,123	3,171	3,052	4,330	4,094	4,141	3,950	3,799
Retained Earnings	2.0%	2,285	2,240	2,168	2,188	2,119	2,061	1,995	1,907	1,727	1,554	1,825	1,570	1,691	1,392	1,457	1,412	2,596	2,369	2,429	2,269	2,151
Additional Paid-In Capital	0.5%	1,715	1,706	1,702	1,693	1,689	1,685	1,679	1,672	1,672	1,665	1,661	1,657	1,655	1,651	1,648	1,645	1,689	1,686	1,683	1,682	1,681
Shares Outstanding	-0.4%	120	120	120	121	121	123	124	126	128	131	134	134	134	-	-	-	-	-	-	-	-
Float	-	-	-	4,881	-	-	-	4,329	-	-	-	5,822	-	-	-	1,867	-	-	-	2,596	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	13.8%	678,000	596,000	683,000	562,000	664,000	545,000	626,000	552,000	608,000	509,000	574,000	556,000	583,000	425,000	639,000	565,000	633,000	584,000	597,000	548,000	590,000
Share Based Compensation	50.0%	9,000	6,000	9,000	12,000	4,000	8,000	7,000	12,000	7,000	5,000	4,000	7,000	4,000	3,000	3,000	7,000	3,000	3,000	1,000	6,000	4,000
Cashflow From Investing	20.4%	-710,000	-892,000	-1,056,000	-204,000	-622,000	-695,000	-852,000	50,000	-644,000	-869,000	-828,000	198,000	-494,000	-363,000	302,000	-196,000	-973,000	-1,109,000	-1,042,000	-305,000	-581,000
Cashflow From Financing	-137.0%	-190,000	513,000	851,000	-242,000	-102,000	109,000	115,000	-448,000	-227,000	-654,000	676,000	-1,605,000	193,000	-848,000	-2,492,000	2,777,000	145,000	1,146,000	-633,000	863,000	-569,000
Dividend Payments	0%	121,000	121,000	122,000	123,000	116,000	118,000	120,000	126,000	89,000	557,000	94,000	534,000	61,000	314,000	44,000	387,000	34,000	306,000	34,000	34,000	-
Buy Backs	81.8%	20,000	11,000	7,000	27,000	56,500	42,000	94,000	110,000	192,000	141,000	35,000	-	-	-	-	45,000	-	-	-	-	-

OMF Income Statement

2023-12-31

Consolidated Statements of Operations - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income Statement [Abstract]
Interest income	$ 4,564	$ 4,435	$ 4,364
Interest expense	1,019	892	937
Net interest income	3,545	3,543	3,427
Provision for finance receivable losses	1,721	1,402	593
Net interest income after provision for finance receivable losses	1,824	2,141	2,834
Other revenues:
Insurance	448	445	434
Investment	116	61	65
Gain on sales of finance receivables	52	63	47
Net loss on repurchases and repayments of debt	0	(27)
Other	119	87	63
Total other revenues	735	629	531
Other expenses:
Salaries and benefits	855	836	839
Other operating expenses	675	621	609
Insurance policy benefits and claims	189	158	176
Total other expenses	1,719	1,615	1,624
Income before income taxes	840	1,155	1,741
Income taxes	199	283	427
Net income	$ 641	$ 872	$ 1,314
Weighted average number of shares outstanding:
Basic (in shares)	120,382,227	124,178,643	132,653,889
Diluted (in shares)	120,629,590	124,417,274	133,054,494
Earnings per share:
Basic (in dollars per share)	$ 5.33	$ 7.02	$ 9.91
Diluted (in dollars per share)	$ 5.32	$ 7.01	$ 9.88

OMF Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($)
$ in Millions

Dec. 31, 2023

Dec. 31, 2022

Assets

Cash and cash equivalents

$ 1,014

$ 498

Investment securities (includes available-for-sale securities with a fair value and an amortized cost basis of $1.6 billion and $1.8 billion in 2023, respectively, and $1.7 billion and $1.9 billion in 2022, respectively)

1,719

1,800

Net finance receivables (includes loans of consolidated VIEs of $12.8 billion in 2023 and $10.4 billion in 2022)

21,349

19,986

Unearned insurance premium and claim reserves

(771)

(749)

Allowance for finance receivable losses (includes allowance of consolidated VIEs of $1.4 billion in 2023 and $1.1 billion in 2022)

(2,480)

(2,311)

Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses

18,098

16,926

Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $523 million in 2023 and $442 million in 2022)

^[1]

534

461

Goodwill

1,437

Other intangible assets

260

261

Other assets

1,232

1,154

Total assets

24,294

22,537

Liabilities and Shareholders’ Equity

Long-term debt (includes debt of consolidated VIEs of $11.6 billion in 2023 and $9.4 billion in 2022)

19,813

18,281

Insurance claims and policyholder liabilities

615

620

Deferred and accrued taxes

Other liabilities (includes other liabilities of consolidated VIEs of $26 million in 2023 and $20 million in 2022)

671

616

Total liabilities

21,108

19,522

Contingencies (Note 14)

Shareholders’ equity:

Common stock, par value $0.01 per share; 2,000,000,000 shares authorized, 119,757,277 and 121,042,125 shares issued and outstanding at December 31, 2023 and December 31, 2022, respectively

Additional paid-in capital

1,715

1,689

Accumulated other comprehensive loss

(87)

(127)

Retained earnings

2,285

2,119

Treasury stock, at cost; 15,383,804 and 13,813,476 shares at December 31, 2023 and December 31, 2022, respectively

(728)

(667)

Total shareholders’ equity

3,186

3,015

Total liabilities and shareholders’ equity

$ 24,294

$ 22,537

[1]	Restricted cash and restricted cash equivalents primarily represent funds required to be used for future debt payments relating to our secured transactions.

About OneMain Holdings Inc

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.

CEO	Mr. Douglas H. Shulman
WEBSITE	onemainfinancial.com
INDUSTRY	Credit Services
EMPLOYEES	9200

OneMain Holdings Inc Frequently Asked Questions

What is the ticker symbol for OneMain Holdings Inc? What does OMF stand for in stocks?

OMF is the stock ticker symbol of OneMain Holdings Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of OneMain Holdings Inc (OMF)?

As of Mon Apr 15 2024, market cap of OneMain Holdings Inc is 5.61 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of OMF stock?

You can check OMF's fair value in chart for subscribers.

What is the fair value of OMF stock?

You can check OMF's fair value in chart for subscribers. The fair value of OneMain Holdings Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of OneMain Holdings Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for OMF so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is OneMain Holdings Inc a good stock to buy?

The fair value guage provides a quick view whether OMF is over valued or under valued. Whether OneMain Holdings Inc is cheap or expensive depends on the assumptions which impact OneMain Holdings Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for OMF.

What is OneMain Holdings Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 15 2024, OMF's PE ratio (Price to Earnings) is 8.75 and Price to Sales (PS) ratio is 1.23. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. OMF PE ratio will change depending on the future growth rate expectations of investors.