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OPHC

OPHC - OptimumBank Holdings Inc Stock Price, Fair Value and News

$4.78-0.03 (-0.62%)
Market Closed

77/100

OPHC

STOCK SCORE

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 10 years

77/100

OPHC

STOCK SCORE

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 10 years

Price Targets

Target 1Y

$6.84

Target 3M

$5.24

Target 6M

$5.72

OPHC Stock Valuation Analysis

Valuation

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OPHC Price Action

Last 7 days

-0.2%

Last 30 days

11.9%

Last 90 days

17.2%

Trailing 12 Months

3.9%

OPHC RSI Chart

OPHC Stock Valuation Analysis

Valuation

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OPHC Valuation

Market Cap

55.1M

Price/Earnings (Trailing)

3.5

Price/Sales (Trailing)

0.88

EV/EBITDA

0.9

Price/Free Cashflow

3.37

OPHC Price/Sales (Trailing)

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Risk

Balance Sheet

Momentum

Funds Popularity

Insider Trading

Price Targets

Target 1Y

$6.84

Target 3M

$5.24

Target 6M

$5.72

OPHC Fundamentals

OPHC Revenue

Revenue (TTM)

62.6M

Rev. Growth (Yr)

6.44%

Rev. Growth (Qtr)

4.7%

OPHC Earnings

Earnings (TTM)

15.7M

Earnings Growth (Yr)

30.92%

Earnings Growth (Qtr)

20.02%

OPHC Profitability

EBT Margin

33.61%

Return on Equity

13.47%

Return on Assets

1.45%

Free Cashflow Yield

29.67%

OPHC Investor Care

Shares Dilution (1Y)

14.31%

Diluted EPS (TTM)

1.5

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202561.2M61.6M62.6M0
202441.7M48.7M55.2M59.6M
202323.9M28.1M31.5M35.8M
202211.9M13.6M16.1M19.9M
20217.2M7.8M9.0M10.4M
20205.5M5.9M6.4M6.7M
20194.5M4.7M4.8M5.2M
20184.5M4.5M4.4M4.3M
20174.8M4.7M4.6M4.7M
20164.6M4.7M4.8M4.8M
20155.2M4.5M4.5M4.5M
20145.2M5.8M5.7M5.4M
20135.2M5.1M5.1M5.3M
20125.9M5.5M5.2M5.2M
20118.2M7.6M7.0M6.4M
20100008.8M
Get all data in R, Python etc through our Historical Stock Data APIs

About OptimumBank Holdings Inc

OPHC
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, commercial, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida.
 WEBSITEoptimumbank.com
 SECTORFinancial Services
 INDUSTRYBanks Regional
 EMPLOYEES48

OptimumBank Holdings Inc Frequently Asked Questions

OPHC is the stock ticker symbol of OptimumBank Holdings Inc. Every public company that trades on a stock exchange gets a ticker symbol.

As of Wed Jan 28 2026, market cap of OptimumBank Holdings Inc is 55.13 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

You can check OPHC's fair value in chart for subscribers.

The fair value guage provides a quick view whether OPHC is over valued or under valued. Whether OptimumBank Holdings Inc is cheap or expensive depends on the assumptions which impact OptimumBank Holdings Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for OPHC.

As of Wed Jan 28 2026, OPHC's PE ratio (Price to Earnings) is 3.5 and Price to Sales (PS) ratio is 0.88. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. OPHC PE ratio will change depending on the future growth rate expectations of investors.

In the past 10 years, OptimumBank Holdings Inc has provided 0.028 (multiply by 100 for percentage) rate of return.