OPRT RSI Chart
Last 7 days
44.3%
Last 30 days
20.2%
Last 90 days
-22.7%
Trailing 12 Months
-17.1%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 997.3M | 1.0B | 1.1B | 1.1B |
2022 | 706.2M | 793.7M | 884.7M | 952.5M |
2021 | 555.6M | 551.2M | 573.5M | 626.8M |
2020 | 625.2M | 625.4M | 608.2M | 583.7M |
2019 | 523.2M | 548.9M | 574.5M | 600.1M |
2018 | 0 | 0 | 429.3M | 497.6M |
2017 | 0 | 0 | 0 | 361.0M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 15, 2024 | kirscht patrick | sold (taxes) | -101,275 | 3.03 | -33,424 | chief credit officer |
Mar 15, 2024 | coblentz jonathan aaron | acquired | - | - | 7,895 | cfo & chief admin officer |
Mar 15, 2024 | coblentz jonathan aaron | sold (taxes) | -46,559 | 3.52 | -13,227 | cfo & chief admin officer |
Mar 15, 2024 | kirscht patrick | acquired | - | - | 9,869 | chief credit officer |
Mar 15, 2024 | vazquez raul | sold (taxes) | -179,263 | 3.52 | -50,927 | chief executive officer |
Mar 15, 2024 | layton kathleen i. | sold (taxes) | -25,336 | 3.03 | -8,362 | chief legal officer |
Mar 15, 2024 | vazquez raul | acquired | - | - | 23,027 | chief executive officer |
Mar 15, 2024 | mueller casey | sold (taxes) | -12,983 | 3.03 | -4,285 | global controller and pao |
Feb 07, 2024 | minetti carlos | acquired | - | - | 7,817 | - |
Feb 07, 2024 | daswani mohit | acquired | - | - | 7,817 | - |
Which funds bought or sold OPRT recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Apr 23, 2024 | Summa Corp. | unchanged | - | -834,436 | 1,370,050 | 0.75% |
Apr 23, 2024 | Gradient Investments LLC | sold off | -100 | -70.00 | - | -% |
Apr 23, 2024 | Global Retirement Partners, LLC | new | - | 3,645 | 3,645 | -% |
Apr 23, 2024 | Venturi Wealth Management, LLC | unchanged | - | -2,960 | 4,860 | -% |
Apr 23, 2024 | FIFTH THIRD BANCORP | sold off | -100 | -172 | - | -% |
Apr 17, 2024 | Hennion & Walsh Asset Management, Inc. | reduced | -3.79 | -33,645 | 50,029 | -% |
Apr 16, 2024 | Berger Financial Group, Inc | added | 11.78 | -187,521 | 426,733 | 0.04% |
Apr 03, 2024 | Versant Capital Management, Inc | added | 85.21 | 9,759 | 74,360 | 0.02% |
Mar 11, 2024 | VANGUARD GROUP INC | reduced | -2.18 | -4,838,570 | 5,450,290 | -% |
Mar 01, 2024 | GOLDMAN SACHS GROUP INC | added | 423 | 595,414 | 919,866 | -% |
Unveiling Oportun Financial Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Oportun Financial Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 436.4B | 25.1B | 38.98 | 17.39 | ||||
AXP | 166.1B | 62.0B | 18.47 | 2.68 | ||||
PYPL | 69.1B | 29.8B | 16.26 | 2.32 | ||||
COF | 56.6B | 41.9B | 11.47 | 1.35 | ||||
DFS | 32.3B | 17.8B | 10.94 | 1.81 | ||||
ALLY | 12.1B | 14.0B | 11.84 | 0.86 | ||||
MID-CAP | ||||||||
CACC | 6.4B | 1.9B | 22.46 | 3.38 | ||||
FCFS | 6.0B | 3.2B | 27.25 | 1.9 | ||||
WU | 4.6B | 4.4B | 7.32 | 1.05 | ||||
NNI | 3.6B | 1.1B | 38.79 | 3.2 | ||||
SMALL-CAP | ||||||||
ENVA | 1.8B | 2.1B | 10.35 | 0.86 | ||||
ATLC | 354.5M | 1.2B | 3.45 | 0.31 | ||||
CPSS | 180.4M | 352.0M | 3.98 | 0.51 | ||||
AIHS | 8.6M | 7.3M | -2.23 | 1.18 | ||||
CURO | 3.7M | 853.2M | -0.01 | 0 |
Oportun Financial Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | -2.1% | 263 | 268 | 267 | 260 | 262 | 250 | 226 | 215 | 194 | 159 | 138 | 135 | 141 | 137 | 143 | 163 | 165 | 154 | 143 | 138 | 133 |
Operating Expenses | 5.6% | 129 | 123 | 136 | 146 | 151 | 259 | 158 | 147 | - | - | - | - | - | - | - | - | - | - | - | - | - |
S&GA Expenses | 70.6% | 20.00 | 12.00 | 21.00 | 19.00 | 14.00 | 14.00 | 17.00 | 13.00 | 15.00 | 3.00 | 10.00 | 10.00 | 3.00 | 11.00 | 3.00 | 4.00 | 5.00 | 4.00 | 4.00 | 3.00 | - |
EBITDA Margin | -238.1% | -0.01* | 0.01* | -0.09* | -0.12* | 0.06* | 0.06* | 0.22* | 0.28* | 0.22* | 0.23* | 0.18* | 0.07* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 16.2% | 57.00 | 49.00 | 40.00 | 37.00 | 34.00 | 24.00 | 13.00 | 14.00 | 10.00 | 11.00 | 12.00 | 14.00 | 13.00 | 13.00 | 15.00 | 16.00 | - | - | - | - | - |
Income Taxes | 4.5% | -15.47 | -16.20 | -2.57 | -39.44 | 0.00 | -6.50 | -3.51 | 12.00 | 7.00 | 5.00 | 3.00 | 1.00 | 6.00 | -1.79 | -12.70 | -4.70 | 8.00 | 4.00 | 5.00 | 5.00 | - |
Earnings Before Taxes | -53.3% | -57.28 | -37.37 | -17.47 | -141 | -7.92 | -112 | -12.67 | 58.00 | 21.00 | 28.00 | 10.00 | 4.00 | 15.00 | -7.84 | -46.90 | -18.02 | 31.00 | 14.00 | 19.00 | 20.00 | - |
EBT Margin | -24.1% | -0.24* | -0.19* | -0.27* | -0.28* | -0.08* | -0.05* | 0.12* | 0.16* | 0.10* | 0.10* | 0.04* | -0.06* | - | - | - | - | - | - | - | - | - |
Net Income | -97.9% | -41.82 | -21.14 | -14.90 | -102 | -8.42 | -105 | -9.16 | 46.00 | 14.00 | 23.00 | 7.00 | 3.00 | 9.00 | -6.05 | -34.25 | -13.30 | 23.00 | 10.00 | 14.00 | 15.00 | 25.00 |
Net Income Margin | -22.7% | -0.17* | -0.14* | -0.22* | -0.23* | -0.08* | -0.06* | 0.09* | 0.13* | 0.08* | 0.07* | 0.02* | -0.05* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -0.7% | 106 | 107 | 93.00 | 67.00 | 79.00 | 58.00 | 43.00 | 29.00 | 50.00 | 49.00 | 35.00 | 17.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2018Q4 |
Assets | -0.5% | 3,412 | 3,430 | 3,472 | 3,502 | 3,614 | 3,540 | 3,350 | 2,993 | 2,947 | 2,348 | 2,221 | 1,992 | 2,009 | 1,918 | 1,975 | 2,117 | 2,202 | 2,093 | 1,740 |
Cash Equivalents | 11.4% | 91.00 | 82.00 | 73.00 | 74.00 | 99.00 | 176 | 67.00 | 110 | 193 | 168 | 138 | 140 | 169 | 110 | 139 | 145 | 136 | 155 | 129 |
Goodwill | - | - | - | - | - | - | - | 104 | 104 | 104 | - | - | - | - | - | - | - | - | - | - |
Liabilities | 0.6% | 3,007 | 2,989 | 3,014 | 3,046 | 3,066 | 2,991 | 2,702 | 2,343 | 2,343 | 1,836 | 1,737 | 1,520 | 1,542 | 1,465 | 1,520 | 1,634 | 1,713 | 1,631 | 1,393 |
Long Term Debt | - | - | - | - | - | - | 242 | - | - | 114 | - | - | - | - | - | - | - | - | - | - |
Shareholder's Equity | -8.4% | 404 | 441 | 458 | 456 | 548 | 549 | 648 | 650 | 604 | 512 | 485 | 472 | 467 | 453 | 454 | 484 | 489 | 461 | 347 |
Retained Earnings | -31.7% | -173 | -132 | -110 | -95.99 | 6.00 | 15.00 | 120 | 130 | 84.00 | 70.00 | 47.00 | 39.00 | 36.00 | 28.00 | 34.00 | 68.00 | 77.00 | 54.00 | 53.00 |
Additional Paid-In Capital | 0.8% | 585 | 580 | 576 | 558 | 548 | 541 | 534 | 527 | 526 | 448 | 444 | 439 | 436 | 432 | 427 | 422 | 418 | 416 | 44.00 |
Shares Outstanding | 0.7% | 34.00 | 34.00 | 34.00 | 34.00 | 33.00 | 33.00 | 33.00 | 32.00 | 32.00 | 28.00 | 28.00 | 28.00 | - | - | - | - | - | - | - |
Float | - | - | - | 138 | - | - | - | 104 | - | - | - | 322 | - | - | - | 186 | - | - | 218 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | -0.7% | 106,311 | 107,097 | 102,543 | 76,814 | 88,532 | 67,701 | 53,077 | 38,565 | 59,719 | 49,890 | 35,682 | 18,156 | 13,462 | 45,390 | 41,895 | 52,122 | 51,133 | 68,553 | 51,510 | 47,178 | - |
Share Based Compensation | 12.0% | 4,884 | 4,362 | 4,469 | 4,878 | 6,868 | 7,050 | 6,929 | 6,773 | 4,315 | 4,088 | 5,366 | 5,088 | 5,171 | 5,194 | 4,972 | 4,151 | 4,005 | 11,163 | 2,035 | 1,980 | - |
Cashflow From Investing | -13.4% | -96,813 | -85,347 | -64,373 | -39,648 | -255,671 | -277,853 | -515,528 | -122,496 | -568,045 | -259,590 | -66,138 | 8,987 | -102,990 | 25,795 | 132,922 | -39,348 | -197,717 | -146,663 | -95,591 | -57,709 | - |
Cashflow From Financing | 87.2% | -3,127 | -24,440 | -37,756 | -39,062 | 98,749 | 348,503 | 425,749 | 61,529 | 477,531 | 75,486 | 205,244 | -12,552 | 94,638 | -105,665 | -182,951 | 57,179 | 62,306 | 193,894 | 29,971 | 101 | - |
Buy Backs | - | - | - | - | - | - | - | 28.00 | - | - | - | - | - | - | - | 62.00 | -793 | -2,947 | 492 | 3.00 | 143 | - |
Consolidated Statements of Operations - USD ($) $ in Thousands | 12 Months Ended | |
---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | |
Revenue | ||
Interest income | $ 963,496 | $ 876,114 |
Non-interest income | 93,423 | 76,431 |
Total revenue | 1,056,919 | 952,545 |
Less: | ||
Interest expense | 179,414 | 93,046 |
Net decrease in fair value | (596,839) | (218,842) |
Net revenue | 280,666 | 640,657 |
Operating expenses: | ||
Technology and facilities | 219,406 | 216,120 |
Sales and marketing | 75,284 | 110,033 |
Personnel | 121,843 | 154,850 |
Outsourcing and professional fees | 45,401 | 67,630 |
General, administrative and other | 72,385 | 58,838 |
Goodwill impairment | 0 | 108,472 |
Total operating expenses | 534,319 | 715,943 |
Income (loss) before taxes | (253,653) | (75,286) |
Income tax expense (benefit) | (73,702) | 2,458 |
Net income (loss) | (179,951) | (77,744) |
Net income (loss) attributable to common stockholders | (179,951) | (77,744) |
Net income (loss) attributable to common stockholders | $ (179,951) | $ (77,744) |
Earnings (loss) per share: | ||
Basic (in USD per share) | $ (4.88) | $ (2.37) |
Diluted (in USD per share) | $ (4.88) | $ (2.37) |
Weighted average common shares outstanding: | ||
Basic (in shares) | 36,875,950 | 32,825,772 |
Diluted (in shares) | 36,875,950 | 32,825,772 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022 |
---|---|---|
Assets | ||
Cash and cash equivalents | $ 91,187 | $ 98,817 |
Restricted cash | 114,829 | 105,000 |
Loans receivable at fair value | 2,962,352 | 3,175,449 |
Capitalized software and other intangibles, net | 114,735 | 139,801 |
Right of use assets - operating | 21,105 | 30,448 |
Other assets | 107,680 | 64,180 |
Total assets | 3,411,888 | 3,613,695 |
Liabilities | ||
Secured financing | 289,951 | 317,568 |
Asset-backed notes at fair value | 1,780,005 | 2,387,674 |
Asset-backed borrowings at amortized cost | 581,468 | 0 |
Acquisition and corporate financing | 258,746 | 222,879 |
Lease liabilities | 28,376 | 37,947 |
Other liabilities | 68,938 | 100,028 |
Total liabilities | 3,007,484 | 3,066,096 |
Stockholders' equity | ||
Common stock, $0.0001 par value - 1,000,000,000 shares authorized at December 31, 2023 and December 31, 2022; 34,741,076 shares issued and 34,469,053 shares outstanding at December 31, 2023; 33,626,630 shares issued and 33,354,607 shares outstanding at December 31, 2022 | 7 | 7 |
Common stock, additional paid-in capital | 584,555 | 547,799 |
Retained earnings (accumulated deficit) | (173,849) | 6,102 |
Treasury stock at cost, 272,023 and 272,023 shares at December 31, 2023 and December 31, 2022 | (6,309) | (6,309) |
Total stockholders’ equity | 404,404 | 547,599 |
Total liabilities and stockholders' equity | $ 3,411,888 | $ 3,613,695 |