OSBC RSI Chart
Last 7 days
2.9%
Last 30 days
-0.6%
Last 90 days
-14.5%
Trailing 12 Months
-11.6%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 243.3M | 269.8M | 286.0M | 292.0M |
2022 | 123.1M | 146.3M | 179.5M | 216.5M |
2021 | 102.2M | 100.6M | 100.4M | 105.2M |
2020 | 114.1M | 110.3M | 105.9M | 104.2M |
2019 | 113.4M | 115.7M | 117.0M | 115.6M |
2018 | 90.0M | 95.5M | 101.2M | 107.6M |
2017 | 76.4M | 80.4M | 85.0M | 87.5M |
2016 | 68.9M | 69.5M | 70.2M | 73.4M |
2015 | 68.2M | 68.7M | 68.6M | 68.2M |
2014 | 68.3M | 68.0M | 67.4M | 68.0M |
2013 | 73.1M | 70.3M | 69.7M | 69.0M |
2012 | 82.4M | 80.2M | 77.5M | 75.1M |
2011 | 101.4M | 96.1M | 90.7M | 85.4M |
2010 | 0 | 0 | 0 | 106.7M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 20, 2024 | collins gary s | acquired | - | - | 16,492 | vice chairman |
Mar 13, 2024 | adams bradley s. | sold (taxes) | -62,965 | 13.36 | -4,713 | cfo |
Mar 13, 2024 | eccher james | sold (taxes) | -120,213 | 13.36 | -8,998 | chairman and ceo |
Mar 13, 2024 | collins gary s | sold (taxes) | -62,324 | 13.36 | -4,665 | vice chairman |
Mar 13, 2024 | collins gary s | acquired | - | - | 15,924 | vice chairman |
Mar 13, 2024 | eccher james | acquired | - | - | 30,714 | chairman and ceo |
Mar 13, 2024 | adams bradley s. | acquired | - | - | 16,089 | cfo |
Feb 20, 2024 | kotche keith | acquired | - | - | 4,284 | - |
Feb 20, 2024 | temple rocks patti | acquired | - | - | 4,284 | - |
Feb 20, 2024 | gartelmann richard a jr | acquired | - | - | 7,150 | evp |
Which funds bought or sold OSBC recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Mar 26, 2024 | HighPoint Advisor Group LLC | new | - | 173,000 | 173,000 | 0.01% |
Mar 22, 2024 | PNC FINANCIAL SERVICES GROUP, INC. | unchanged | - | 452 | 3,814 | -% |
Mar 11, 2024 | VANGUARD GROUP INC | added | 5.19 | 5,950,030 | 36,716,800 | -% |
Mar 05, 2024 | Fisher Asset Management, LLC | unchanged | - | 213,825 | 1,804,070 | -% |
Mar 01, 2024 | GOLDMAN SACHS GROUP INC | added | 80.09 | 4,481,880 | 8,778,970 | -% |
Feb 28, 2024 | AMERICAN INTERNATIONAL GROUP, INC. | reduced | -0.41 | 38,297 | 333,226 | -% |
Feb 23, 2024 | MENDON CAPITAL ADVISORS CORP | new | - | 3,088,000 | 3,088,000 | 1.28% |
Feb 20, 2024 | Quarry LP | new | - | 7,504 | 7,504 | -% |
Feb 16, 2024 | PRICE T ROWE ASSOCIATES INC /MD/ | added | 5.03 | 39,000 | 245,000 | -% |
Feb 16, 2024 | PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | reduced | -79.47 | -84,478 | 25,522 | -% |
Unveiling Old Second Bancorp Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Peers (Alternatives to Old Second Bancorp Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 574.7B | 171.1B | 11.6 | 3.36 | ||||
BAC | 297.7B | 130.3B | 11.23 | 2.29 | ||||
WFC | 206.2B | 85.7B | 10.77 | 2.41 | ||||
C | 120.0B | 133.3B | 13 | 0.9 | ||||
CFG | 16.4B | 10.2B | 10.23 | 1.61 | ||||
KEY | 14.6B | 7.9B | 15.11 | 1.84 | ||||
MID-CAP | ||||||||
CMA | 7.2B | 4.2B | 8.16 | 1.72 | ||||
ZION | 6.4B | 3.9B | 9.4 | 1.62 | ||||
ABCB | 3.3B | 1.3B | 12.35 | 2.6 | ||||
ASB | 3.2B | 2.0B | 17.55 | 1.64 | ||||
SMALL-CAP | ||||||||
AMNB | 509.4M | 120.2M | 19.47 | 4.24 | ||||
ALRS | 428.7M | 164.9M | 36.65 | 2.6 | ||||
AROW | 411.8M | 162.6M | 13.69 | 2.53 | ||||
ACNB | 313.8M | 96.6M | 9.9 | 3.25 | ||||
ASRV | 46.8M | 60.9M | -13.99 | 0.77 |
Old Second Bancorp Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | -0.7% | 74.00 | 74.00 | 74.00 | 70.00 | 68.00 | 58.00 | 47.00 | 43.00 | 31.00 | 25.00 | 24.00 | 25.00 | 26.00 | 25.00 | 26.00 | 27.00 | 28.00 | 29.00 | 30.00 | 29.00 | 29.00 |
EBITDA Margin | -3.7% | 1.31* | 1.36* | 1.40* | 1.40* | 1.39* | 1.24* | 1.19* | 1.19* | 1.21* | 1.45* | 1.47* | 1.46* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -100.0% | - | 63.00 | 64.00 | 64.00 | 64.00 | 56.00 | 45.00 | 41.00 | 29.00 | 23.00 | 22.00 | 24.00 | 24.00 | 23.00 | 23.00 | 23.00 | 23.00 | 25.00 | 25.00 | 24.00 | 24.00 |
Income Taxes | -17.6% | 7.00 | 8.00 | 9.00 | 8.00 | 8.00 | 7.00 | 4.00 | 4.00 | -2.47 | 3.00 | 3.00 | 4.00 | 3.00 | 3.00 | 3.00 | -0.28 | 3.00 | 4.00 | 3.00 | 2.00 | 3.00 |
Earnings Before Taxes | -23.2% | 25.00 | 32.00 | 35.00 | 32.00 | 32.00 | 27.00 | 17.00 | 16.00 | -11.54 | 11.00 | 12.00 | 16.00 | 11.00 | 14.00 | 12.00 | -0.01 | 12.00 | 16.00 | 12.00 | 11.00 | 12.00 |
EBT Margin | -7.2% | 0.43* | 0.46* | 0.46* | 0.44* | 0.42* | 0.27* | 0.22* | 0.23* | 0.26* | 0.51* | 0.53* | 0.52* | - | - | - | - | - | - | - | - | - |
Net Income | -25.1% | 18.00 | 24.00 | 26.00 | 24.00 | 24.00 | 20.00 | 12.00 | 12.00 | -9.07 | 8.00 | 9.00 | 12.00 | 8.00 | 10.00 | 9.00 | 0.00 | 10.00 | 12.00 | 9.00 | 8.00 | 9.00 |
Net Income Margin | -7.5% | 0.31* | 0.34* | 0.34* | 0.32* | 0.31* | 0.19* | 0.16* | 0.16* | 0.19* | 0.37* | 0.39* | 0.39* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -67.5% | 25.00 | 77.00 | -30.93 | 33.00 | 36.00 | 32.00 | 26.00 | 0.00 | -20.82 | 26.00 | 9.00 | 15.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | -0.6% | 5,723 | 5,758 | 5,884 | 5,920 | 5,888 | 5,968 | 6,006 | 6,224 | 6,212 | 3,275 | 3,251 | 3,167 | 3,041 | 2,975 | 2,932 | 2,657 | 2,636 | 2,614 | 2,624 | 2,624 | 2,676 |
Cash Equivalents | -8.2% | 100 | 109 | 113 | 103 | 115 | 116 | 281 | 635 | 752 | 519 | 593 | 441 | 330 | 313 | 257 | 73.00 | 51.00 | 54.00 | 58.00 | 40.00 | 55.00 |
Net PPE | 3.7% | 79.00 | 76.00 | 73.00 | 73.00 | 72.00 | 77.00 | 82.00 | 86.00 | 88.00 | 44.00 | 45.00 | 45.00 | 45.00 | 45.00 | 45.00 | 45.00 | 44.00 | 43.00 | 43.00 | 42.00 | 42.00 |
Goodwill | 0% | 86.00 | 86.00 | 86.00 | 86.00 | 86.00 | 68.00 | 86.00 | 86.00 | 86.00 | - | - | - | 19.00 | - | - | - | - | - | - | - | - |
Liabilities | -1.5% | 5,146 | 5,226 | 5,370 | 5,423 | 5,427 | 5,534 | 5,557 | 5,757 | 5,710 | 2,954 | 2,935 | 2,856 | 2,734 | 2,679 | 2,650 | 2,391 | 2,358 | 2,344 | 2,366 | 2,380 | 2,447 |
Shareholder's Equity | 8.4% | 577 | 533 | 514 | 497 | 461 | 434 | 449 | 466 | 502 | 321 | 316 | 311 | 307 | 296 | 283 | 266 | 278 | 270 | 257 | 243 | 229 |
Retained Earnings | 4.2% | 393 | 377 | 355 | 332 | 311 | 289 | 272 | 262 | 252 | 263 | 256 | 248 | 237 | 229 | 219 | 210 | 214 | 204 | 193 | 184 | 175 |
Additional Paid-In Capital | 0.3% | 202 | 202 | 201 | 200 | 202 | 202 | 201 | 203 | 202 | 121 | 121 | 120 | 122 | 122 | 121 | 121 | 121 | 120 | 120 | 119 | 119 |
Shares Outstanding | 0.0% | 45.00 | 45.00 | 45.00 | 45.00 | 45.00 | 45.00 | 45.00 | 44.00 | 44.00 | 29.00 | 29.00 | 29.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | - | - | - | 564 | - | - | - | 342 | - | - | - | 225 | - | - | - | 375 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | -64.4% | 29,080 | 81,759 | -29,442 | 35,004 | 37,283 | 32,961 | 26,606 | 494 | -19,719 | 26,271 | 9,105 | 15,390 | 9,232 | -4,058 | 11,791 | 9,022 | 15,091 | -2,307 | 27,355 | 12,498 | 14,865 |
Share Based Compensation | -4.4% | 894 | 935 | 842 | 932 | 784 | 707 | 722 | 747 | 322 | 502 | 497 | 114 | 466 | 309 | 585 | 729 | 611 | 664 | 668 | 573 | 616 |
Cashflow From Investing | -50.9% | 37,041 | 75,496 | 91,940 | -42,922 | 73,577 | -156,656 | -173,163 | -176,536 | 189,919 | -103,989 | 73,597 | -26,609 | -49,396 | 29,249 | -83,441 | -220 | -32,382 | 12,370 | 24,833 | 37,391 | -61,263 |
Cashflow From Financing | 53.4% | -75,009 | -160,832 | -52,910 | -4,237 | -111,837 | -41,486 | -206,821 | 58,648 | 62,654 | 4,211 | 69,113 | 122,261 | 56,927 | 30,460 | 256,001 | 13,704 | 13,886 | -14,243 | -34,307 | -64,788 | 51,311 |
Dividend Payments | -0.1% | 2,233 | 2,235 | 2,241 | 2,237 | 2,227 | 2,227 | 2,231 | 2,192 | 1,435 | 1,435 | 1,449 | 293 | 293 | 296 | 297 | 300 | 299 | 299 | 300 | 297 | 297 |
Buy Backs | - | - | - | - | 605 | 8.00 | 47.00 | - | - | 28.00 | 1.00 | 4,210 | 6,178 | 1,119 | 1,148 | 1,028 | 2,627 | 196 | 40.00 | 13.00 | 417 | - |
Consolidated Statements of Income - USD ($) $ in Thousands | 12 Months Ended | ||
---|---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021 | |
Interest and dividend income | |||
Loans, including fees | $ 244,187 | $ 176,379 | $ 90,613 |
Loans held-for-sale | 91 | 130 | 165 |
Securities: | |||
Taxable | 37,940 | 31,566 | 8,168 |
Tax exempt | 5,329 | 5,287 | 5,107 |
Dividends from FHLBC and FRBC stock | 1,920 | 936 | 456 |
Interest bearing deposits with financial institutions | 2,503 | 2,175 | 656 |
Total interest and dividend income | 291,970 | 216,473 | 105,165 |
Interest expense | |||
Savings, NOW, and money market deposits | 8,761 | 1,900 | 961 |
Time deposits | 6,636 | 1,448 | 1,510 |
Securities sold under repurchase agreements | 93 | 40 | 82 |
Other short-term borrowings | 18,774 | 480 | |
Junior subordinated debentures | 1,095 | 1,136 | 1,133 |
Subordinated debentures | 2,185 | 2,185 | 1,610 |
Senior notes | 2,408 | 2,682 | 2,692 |
Notes payable and other borrowings | 87 | 446 | 462 |
Total interest expense | 40,039 | 10,317 | 8,450 |
Net interest and dividend income | 251,931 | 206,156 | 96,715 |
Provision for credit losses | 16,501 | 6,550 | 4,326 |
Net interest and dividend income after provision for credit losses | 235,430 | 199,606 | 92,389 |
Noninterest income | |||
Mortgage servicing rights mark to market (loss) gain | (1,425) | 3,177 | 1,261 |
Net gain on sales of mortgage loans | 1,477 | 2,022 | 9,300 |
Securities (losses) gains, net | (4,148) | (944) | 232 |
Change in cash surrender value of BOLI | 2,120 | 718 | 1,390 |
Card related income | 10,051 | 10,989 | 6,712 |
Other income | 4,196 | 5,243 | 2,329 |
Total noninterest income | 34,179 | 43,116 | 39,260 |
Noninterest expense | |||
Salaries and employee benefits | 88,566 | 86,573 | 57,691 |
Occupancy, furniture and equipment | 14,437 | 14,992 | 13,548 |
Computer and data processing | 7,277 | 15,795 | 7,936 |
FDIC insurance | 2,705 | 2,401 | 975 |
Net teller & bill paying | 2,115 | 3,730 | 874 |
General bank insurance | 1,212 | 1,221 | 1,214 |
Amortization of core deposit intangible | 2,461 | 2,626 | 644 |
Advertising expense | 721 | 589 | 343 |
Card related expense | 5,123 | 4,348 | 2,538 |
Legal fees | 927 | 873 | 1,096 |
Consulting & management fees | 2,415 | 2,425 | 5,005 |
Other real estate expense, net | 399 | 130 | 151 |
Other expense | 16,843 | 15,470 | 11,767 |
Total noninterest expense | 145,201 | 151,173 | 103,782 |
Income before income taxes | 124,408 | 91,549 | 27,867 |
Provision for income taxes | 32,679 | 24,144 | 7,823 |
Net income | $ 91,729 | $ 67,405 | $ 20,044 |
Basic earnings per share | $ 2.05 | $ 1.51 | $ 0.66 |
Diluted earnings per share | 2.02 | 1.49 | 0.65 |
Dividends declared per share | $ 0.20 | $ 0.20 | $ 0.16 |
Wealth management | |||
Noninterest income | |||
Service charges on deposits | $ 9,803 | $ 9,887 | $ 9,408 |
Service charges on deposits | |||
Noninterest income | |||
Service charges on deposits | 9,817 | 9,562 | 5,403 |
Secondary mortgage fees | |||
Noninterest income | |||
Service charges on deposits | 259 | 332 | 1,044 |
Mortgage servicing income | |||
Noninterest income | |||
Service charges on deposits | $ 2,029 | $ 2,130 | $ 2,181 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022 |
---|---|---|
Assets | ||
Cash and due from banks | $ 55,534 | $ 56,632 |
Interest earning deposits with financial institutions | 44,611 | 58,545 |
Cash and cash equivalents | 100,145 | 115,177 |
Securities available-for-sale, at fair value | 1,192,829 | 1,539,359 |
Federal Home Loan Bank Chicago ("FHLBC") and Federal Reserve Bank Chicago ("FRBC") stock | 33,355 | 20,530 |
Loans held-for-sale | 1,322 | 491 |
Total Loans | 4,042,953 | 3,869,609 |
Less: allowance for credit losses on loans | 44,264 | 49,480 |
Net loans | 3,998,689 | 3,820,129 |
Premises and equipment, net | 79,310 | 72,355 |
Other real estate owned | 5,123 | 1,561 |
Mortgage servicing rights, at fair value | 10,344 | 11,189 |
Goodwill | 86,478 | 86,478 |
Core deposit intangible | 11,217 | 13,678 |
Bank-owned life insurance ("BOLI") | 109,318 | 106,608 |
Deferred tax assets, net | 31,077 | 44,750 |
Other assets | 63,592 | 56,012 |
Total assets | 5,722,799 | 5,888,317 |
Deposits: | ||
Noninterest bearing demand | 1,834,891 | 2,051,702 |
Interest bearing: | ||
Savings, NOW, and money market | 2,207,949 | 2,617,100 |
Time | 527,906 | 441,921 |
Total deposits | 4,570,746 | 5,110,723 |
Securities sold under repurchase agreements | 26,470 | 32,156 |
Other short-term borrowings | 405,000 | 90,000 |
Junior subordinated debentures | 25,773 | 25,773 |
Subordinated debentures | 59,382 | 59,297 |
Senior notes | 44,585 | |
Notes payable and other borrowings | 9,000 | |
Other liabilities | 58,147 | 55,642 |
Total liabilities | 5,145,518 | 5,427,176 |
Stockholders' Equity | ||
Common stock | 44,705 | 44,705 |
Additional paid-in capital | 202,223 | 202,276 |
Retained earnings | 393,311 | 310,512 |
Accumulated other comprehensive loss | (62,781) | (93,124) |
Treasury stock | (177) | (3,228) |
Total stockholders' equity | 577,281 | 461,141 |
Total liabilities and stockholders' equity | $ 5,722,799 | $ 5,888,317 |
 | Mr. James L. Eccher |
---|---|
 | www.oldsecond.com |
 | 819 |